401k Plan data: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN plan

INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 401k Plan overview

Plan Name	INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN
Plan identification number	002

INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Participant-directed brokerage accounts provided as an investment option under the plan.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

COMMONWEALTH AUTOMOBILE REINSURERS has sponsored the creation of one or more 401k plans.

Company Name: COMMONWEALTH AUTOMOBILE REINSURERS

Employer identification number (EIN): 042572141

NAIC Classification: 524150

Form 5500 Filing Information

Submission information for form 5500 for 401k plan INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2023-01-01
002 2022-01-01
002 2021-01-01
002 2020-01-01
002 2019-01-01
002 2018-01-01 DANIEL JOHNSTON STEVEN GAUTIERI 2019-07-19
002 2017-01-01 DANIEL JOHNSTON STEVEN GAUTIERI 2018-09-04
002 2016-01-01 DANIEL JOHNSTON STEVEN GAUTIERI 2017-09-26
002 2015-01-01 DAVID SINK STEVEN GAUTIERI 2016-07-18
002 2014-01-01 MONTE ALMER STEVEN GAUTIERI 2015-06-17
002 2013-01-01 MONTE ALMER STEVEN GAUTIERI 2014-09-11
002 2012-01-01 MONTE ALMER STEVEN GAUTIERI 2013-10-08
002 2011-01-01 MONTE ALMER STEVEN GAUTIERI 2012-10-05
002 2009-01-01 MONTE ALMER STEVEN GAUTIERI 2011-10-07
002 2009-01-01 STEVEN GAUTIERI 2011-10-06
002 2009-01-01 MONTE ALMER

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
002	2023-01-01
002	2022-01-01
002	2021-01-01
002	2020-01-01
002	2019-01-01
002	2018-01-01	DANIEL JOHNSTON	STEVEN GAUTIERI	2019-07-19
002	2017-01-01	DANIEL JOHNSTON	STEVEN GAUTIERI	2018-09-04
002	2016-01-01	DANIEL JOHNSTON	STEVEN GAUTIERI	2017-09-26
002	2015-01-01	DAVID SINK	STEVEN GAUTIERI	2016-07-18
002	2014-01-01	MONTE ALMER	STEVEN GAUTIERI	2015-06-17
002	2013-01-01	MONTE ALMER	STEVEN GAUTIERI	2014-09-11
002	2012-01-01	MONTE ALMER	STEVEN GAUTIERI	2013-10-08
002	2011-01-01	MONTE ALMER	STEVEN GAUTIERI	2012-10-05
002	2009-01-01	MONTE ALMER	STEVEN GAUTIERI	2011-10-07
002	2009-01-01		STEVEN GAUTIERI	2011-10-06
002	2009-01-01	MONTE ALMER

Plan Statistics for INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN

401k plan membership statisitcs for INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN

Measure Date Value
2023: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 71
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 44
Number of retired or separated participants receiving benefits 2023-01-01 4
Number of other retired or separated participants entitled to future benefits 2023-01-01 21
Total of all active and inactive participants 2023-01-01 69
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 0
Total participants 2023-01-01 69
Number of participants with account balances 2023-01-01 69
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 0
2022: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 74
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 46
Number of retired or separated participants receiving benefits 2022-01-01 4
Number of other retired or separated participants entitled to future benefits 2022-01-01 20
Total of all active and inactive participants 2022-01-01 70
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 71
Number of participants with account balances 2022-01-01 71
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 1
2021: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 74
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 48
Number of retired or separated participants receiving benefits 2021-01-01 3
Number of other retired or separated participants entitled to future benefits 2021-01-01 21
Total of all active and inactive participants 2021-01-01 72
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 2
Total participants 2021-01-01 74
Number of participants with account balances 2021-01-01 74
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 1
2020: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 72
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 49
Number of retired or separated participants receiving benefits 2020-01-01 3
Number of other retired or separated participants entitled to future benefits 2020-01-01 20
Total of all active and inactive participants 2020-01-01 72
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 2
Total participants 2020-01-01 74
Number of participants with account balances 2020-01-01 74
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 73
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 50
Number of retired or separated participants receiving benefits 2019-01-01 3
Number of other retired or separated participants entitled to future benefits 2019-01-01 17
Total of all active and inactive participants 2019-01-01 70
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 2
Total participants 2019-01-01 72
Number of participants with account balances 2019-01-01 72
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 75
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 51
Number of retired or separated participants receiving benefits 2018-01-01 3
Number of other retired or separated participants entitled to future benefits 2018-01-01 18
Total of all active and inactive participants 2018-01-01 72
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 1
Total participants 2018-01-01 73
Number of participants with account balances 2018-01-01 73
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 1
2017: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 78
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 52
Number of retired or separated participants receiving benefits 2017-01-01 2
Number of other retired or separated participants entitled to future benefits 2017-01-01 19
Total of all active and inactive participants 2017-01-01 73
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 2
Total participants 2017-01-01 75
Number of participants with account balances 2017-01-01 75
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 77
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 52
Number of retired or separated participants receiving benefits 2016-01-01 2
Number of other retired or separated participants entitled to future benefits 2016-01-01 22
Total of all active and inactive participants 2016-01-01 76
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 2
Total participants 2016-01-01 78
Number of participants with account balances 2016-01-01 78
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 84
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 51
Number of retired or separated participants receiving benefits 2015-01-01 2
Number of other retired or separated participants entitled to future benefits 2015-01-01 21
Total of all active and inactive participants 2015-01-01 74
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 3
Total participants 2015-01-01 77
Number of participants with account balances 2015-01-01 77
2014: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 88
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 54
Number of retired or separated participants receiving benefits 2014-01-01 2
Number of other retired or separated participants entitled to future benefits 2014-01-01 25
Total of all active and inactive participants 2014-01-01 81
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 3
Total participants 2014-01-01 84
Number of participants with account balances 2014-01-01 84
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 97
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 59
Number of retired or separated participants receiving benefits 2013-01-01 2
Number of other retired or separated participants entitled to future benefits 2013-01-01 25
Total of all active and inactive participants 2013-01-01 86
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 2
Total participants 2013-01-01 88
Number of participants with account balances 2013-01-01 88
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 100
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 58
Number of retired or separated participants receiving benefits 2012-01-01 3
Number of other retired or separated participants entitled to future benefits 2012-01-01 34
Total of all active and inactive participants 2012-01-01 95
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 2
Total participants 2012-01-01 97
Number of participants with account balances 2012-01-01 97
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 108
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 59
Number of retired or separated participants receiving benefits 2011-01-01 4
Number of other retired or separated participants entitled to future benefits 2011-01-01 33
Total of all active and inactive participants 2011-01-01 96
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 4
Total participants 2011-01-01 100
Number of participants with account balances 2011-01-01 99
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2009: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 117
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 84
Number of retired or separated participants receiving benefits 2009-01-01 1
Number of other retired or separated participants entitled to future benefits 2009-01-01 26
Total of all active and inactive participants 2009-01-01 111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 4
Total participants 2009-01-01 115
Number of participants with account balances 2009-01-01 113
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2023: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	71
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	44
Number of retired or separated participants receiving benefits	2023-01-01	4
Number of other retired or separated participants entitled to future benefits	2023-01-01	21
Total of all active and inactive participants	2023-01-01	69
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	0
Total participants	2023-01-01	69
Number of participants with account balances	2023-01-01	69
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	0
2022: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	74
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	46
Number of retired or separated participants receiving benefits	2022-01-01	4
Number of other retired or separated participants entitled to future benefits	2022-01-01	20
Total of all active and inactive participants	2022-01-01	70
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	71
Number of participants with account balances	2022-01-01	71
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	1
2021: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	74
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	48
Number of retired or separated participants receiving benefits	2021-01-01	3
Number of other retired or separated participants entitled to future benefits	2021-01-01	21
Total of all active and inactive participants	2021-01-01	72
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	2
Total participants	2021-01-01	74
Number of participants with account balances	2021-01-01	74
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	1
2020: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	72
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	49
Number of retired or separated participants receiving benefits	2020-01-01	3
Number of other retired or separated participants entitled to future benefits	2020-01-01	20
Total of all active and inactive participants	2020-01-01	72
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	2
Total participants	2020-01-01	74
Number of participants with account balances	2020-01-01	74
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	73
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	50
Number of retired or separated participants receiving benefits	2019-01-01	3
Number of other retired or separated participants entitled to future benefits	2019-01-01	17
Total of all active and inactive participants	2019-01-01	70
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	2
Total participants	2019-01-01	72
Number of participants with account balances	2019-01-01	72
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	75
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	51
Number of retired or separated participants receiving benefits	2018-01-01	3
Number of other retired or separated participants entitled to future benefits	2018-01-01	18
Total of all active and inactive participants	2018-01-01	72
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	1
Total participants	2018-01-01	73
Number of participants with account balances	2018-01-01	73
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	1
2017: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	78
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	52
Number of retired or separated participants receiving benefits	2017-01-01	2
Number of other retired or separated participants entitled to future benefits	2017-01-01	19
Total of all active and inactive participants	2017-01-01	73
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	2
Total participants	2017-01-01	75
Number of participants with account balances	2017-01-01	75
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	77
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	52
Number of retired or separated participants receiving benefits	2016-01-01	2
Number of other retired or separated participants entitled to future benefits	2016-01-01	22
Total of all active and inactive participants	2016-01-01	76
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	2
Total participants	2016-01-01	78
Number of participants with account balances	2016-01-01	78
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	84
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	51
Number of retired or separated participants receiving benefits	2015-01-01	2
Number of other retired or separated participants entitled to future benefits	2015-01-01	21
Total of all active and inactive participants	2015-01-01	74
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	3
Total participants	2015-01-01	77
Number of participants with account balances	2015-01-01	77
2014: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	88
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	54
Number of retired or separated participants receiving benefits	2014-01-01	2
Number of other retired or separated participants entitled to future benefits	2014-01-01	25
Total of all active and inactive participants	2014-01-01	81
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	3
Total participants	2014-01-01	84
Number of participants with account balances	2014-01-01	84
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	97
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	59
Number of retired or separated participants receiving benefits	2013-01-01	2
Number of other retired or separated participants entitled to future benefits	2013-01-01	25
Total of all active and inactive participants	2013-01-01	86
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	2
Total participants	2013-01-01	88
Number of participants with account balances	2013-01-01	88
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	100
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	58
Number of retired or separated participants receiving benefits	2012-01-01	3
Number of other retired or separated participants entitled to future benefits	2012-01-01	34
Total of all active and inactive participants	2012-01-01	95
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	2
Total participants	2012-01-01	97
Number of participants with account balances	2012-01-01	97
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	108
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	59
Number of retired or separated participants receiving benefits	2011-01-01	4
Number of other retired or separated participants entitled to future benefits	2011-01-01	33
Total of all active and inactive participants	2011-01-01	96
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	4
Total participants	2011-01-01	100
Number of participants with account balances	2011-01-01	99
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2009: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	117
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	84
Number of retired or separated participants receiving benefits	2009-01-01	1
Number of other retired or separated participants entitled to future benefits	2009-01-01	26
Total of all active and inactive participants	2009-01-01	111
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	4
Total participants	2009-01-01	115
Number of participants with account balances	2009-01-01	113
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN

Measure	Date	Value
2023 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2023 401k financial data
Transfers to/from the plan	2023-12-31	$0
Total plan liabilities at end of year	2023-12-31	$0
Total plan liabilities at beginning of year	2023-12-31	$0
Total income from all sources	2023-12-31	$4,439,916
Expenses. Total of all expenses incurred	2023-12-31	$1,731,288
Benefits paid (including direct rollovers)	2023-12-31	$1,749,598
Total plan assets at end of year	2023-12-31	$26,277,061
Total plan assets at beginning of year	2023-12-31	$23,568,433
Value of fidelity bond covering the plan	2023-12-31	$500,000
Total contributions received or receivable from participants	2023-12-31	$564,145
Expenses. Other expenses not covered elsewhere	2023-12-31	$0
Contributions received from other sources (not participants or employers)	2023-12-31	$0
Other income received	2023-12-31	$3,827,381
Noncash contributions received	2023-12-31	$0
Net income (gross income less expenses)	2023-12-31	$2,708,628
Net plan assets at end of year (total assets less liabilities)	2023-12-31	$26,277,061
Net plan assets at beginning of year (total assets less liabilities)	2023-12-31	$23,568,433
Assets. Value of participant loans	2023-12-31	$184,876
Total contributions received or receivable from employer(s)	2023-12-31	$48,390
Value of certain deemed distributions of participant loans	2023-12-31	$0
Value of corrective distributions	2023-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2023-12-31	$-18,310
2022 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2022 401k financial data
Transfers to/from the plan	2022-12-31	$0
Total plan liabilities at end of year	2022-12-31	$0
Total plan liabilities at beginning of year	2022-12-31	$0
Total income from all sources	2022-12-31	$-4,049,080
Expenses. Total of all expenses incurred	2022-12-31	$1,255,009
Benefits paid (including direct rollovers)	2022-12-31	$1,279,778
Total plan assets at end of year	2022-12-31	$23,568,433
Total plan assets at beginning of year	2022-12-31	$28,872,522
Value of fidelity bond covering the plan	2022-12-31	$500,000
Total contributions received or receivable from participants	2022-12-31	$547,591
Expenses. Other expenses not covered elsewhere	2022-12-31	$0
Contributions received from other sources (not participants or employers)	2022-12-31	$0
Other income received	2022-12-31	$-4,630,695
Noncash contributions received	2022-12-31	$0
Net income (gross income less expenses)	2022-12-31	$-5,304,089
Net plan assets at end of year (total assets less liabilities)	2022-12-31	$23,568,433
Net plan assets at beginning of year (total assets less liabilities)	2022-12-31	$28,872,522
Assets. Value of participant loans	2022-12-31	$157,417
Total contributions received or receivable from employer(s)	2022-12-31	$34,024
Value of certain deemed distributions of participant loans	2022-12-31	$0
Value of corrective distributions	2022-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2022-12-31	$-24,769
2021 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2021 401k financial data
Transfers to/from the plan	2021-12-31	$0
Total plan liabilities at end of year	2021-12-31	$0
Total plan liabilities at beginning of year	2021-12-31	$0
Total income from all sources	2021-12-31	$4,747,713
Expenses. Total of all expenses incurred	2021-12-31	$1,967,281
Benefits paid (including direct rollovers)	2021-12-31	$1,992,738
Total plan assets at end of year	2021-12-31	$28,872,522
Total plan assets at beginning of year	2021-12-31	$26,092,090
Value of fidelity bond covering the plan	2021-12-31	$500,000
Total contributions received or receivable from participants	2021-12-31	$530,720
Expenses. Other expenses not covered elsewhere	2021-12-31	$0
Contributions received from other sources (not participants or employers)	2021-12-31	$0
Other income received	2021-12-31	$4,173,907
Noncash contributions received	2021-12-31	$0
Net income (gross income less expenses)	2021-12-31	$2,780,432
Net plan assets at end of year (total assets less liabilities)	2021-12-31	$28,872,522
Net plan assets at beginning of year (total assets less liabilities)	2021-12-31	$26,092,090
Assets. Value of participant loans	2021-12-31	$229,252
Total contributions received or receivable from employer(s)	2021-12-31	$43,086
Value of certain deemed distributions of participant loans	2021-12-31	$0
Value of corrective distributions	2021-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2021-12-31	$-25,457
2020 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2020 401k financial data
Transfers to/from the plan	2020-12-31	$0
Total plan liabilities at end of year	2020-12-31	$0
Total plan liabilities at beginning of year	2020-12-31	$0
Total income from all sources	2020-12-31	$3,966,780
Expenses. Total of all expenses incurred	2020-12-31	$268,513
Benefits paid (including direct rollovers)	2020-12-31	$286,371
Total plan assets at end of year	2020-12-31	$26,092,090
Total plan assets at beginning of year	2020-12-31	$22,393,823
Value of fidelity bond covering the plan	2020-12-31	$500,000
Total contributions received or receivable from participants	2020-12-31	$512,171
Expenses. Other expenses not covered elsewhere	2020-12-31	$0
Contributions received from other sources (not participants or employers)	2020-12-31	$0
Other income received	2020-12-31	$3,421,812
Noncash contributions received	2020-12-31	$0
Net income (gross income less expenses)	2020-12-31	$3,698,267
Net plan assets at end of year (total assets less liabilities)	2020-12-31	$26,092,090
Net plan assets at beginning of year (total assets less liabilities)	2020-12-31	$22,393,823
Assets. Value of participant loans	2020-12-31	$143,422
Total contributions received or receivable from employer(s)	2020-12-31	$32,797
Value of certain deemed distributions of participant loans	2020-12-31	$0
Value of corrective distributions	2020-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2020-12-31	$-17,858
2019 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2019 401k financial data
Transfers to/from the plan	2019-12-31	$0
Total plan liabilities at end of year	2019-12-31	$0
Total plan liabilities at beginning of year	2019-12-31	$0
Total income from all sources	2019-12-31	$4,481,635
Expenses. Total of all expenses incurred	2019-12-31	$549,220
Benefits paid (including direct rollovers)	2019-12-31	$565,992
Total plan assets at end of year	2019-12-31	$22,393,823
Total plan assets at beginning of year	2019-12-31	$18,461,408
Value of fidelity bond covering the plan	2019-12-31	$500,000
Total contributions received or receivable from participants	2019-12-31	$483,930
Expenses. Other expenses not covered elsewhere	2019-12-31	$0
Contributions received from other sources (not participants or employers)	2019-12-31	$0
Other income received	2019-12-31	$3,975,900
Noncash contributions received	2019-12-31	$0
Net income (gross income less expenses)	2019-12-31	$3,932,415
Net plan assets at end of year (total assets less liabilities)	2019-12-31	$22,393,823
Net plan assets at beginning of year (total assets less liabilities)	2019-12-31	$18,461,408
Assets. Value of participant loans	2019-12-31	$160,122
Total contributions received or receivable from employer(s)	2019-12-31	$21,805
Value of certain deemed distributions of participant loans	2019-12-31	$0
Value of corrective distributions	2019-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2019-12-31	$-16,772
2018 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2018 401k financial data
Transfers to/from the plan	2018-12-31	$0
Total plan liabilities at end of year	2018-12-31	$0
Total plan liabilities at beginning of year	2018-12-31	$0
Total income from all sources	2018-12-31	$-434,242
Expenses. Total of all expenses incurred	2018-12-31	$209,123
Benefits paid (including direct rollovers)	2018-12-31	$225,241
Total plan assets at end of year	2018-12-31	$18,461,408
Total plan assets at beginning of year	2018-12-31	$19,104,773
Value of fidelity bond covering the plan	2018-12-31	$500,000
Total contributions received or receivable from participants	2018-12-31	$452,633
Expenses. Other expenses not covered elsewhere	2018-12-31	$0
Contributions received from other sources (not participants or employers)	2018-12-31	$0
Other income received	2018-12-31	$-909,734
Noncash contributions received	2018-12-31	$0
Net income (gross income less expenses)	2018-12-31	$-643,365
Net plan assets at end of year (total assets less liabilities)	2018-12-31	$18,461,408
Net plan assets at beginning of year (total assets less liabilities)	2018-12-31	$19,104,773
Assets. Value of participant loans	2018-12-31	$161,967
Total contributions received or receivable from employer(s)	2018-12-31	$22,859
Value of certain deemed distributions of participant loans	2018-12-31	$0
Value of corrective distributions	2018-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2018-12-31	$-16,118
2017 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2017 401k financial data
Transfers to/from the plan	2017-12-31	$-127,381
Total plan liabilities at end of year	2017-12-31	$0
Total plan liabilities at beginning of year	2017-12-31	$0
Total income from all sources	2017-12-31	$3,048,438
Expenses. Total of all expenses incurred	2017-12-31	$1,266,779
Benefits paid (including direct rollovers)	2017-12-31	$1,278,724
Total plan assets at end of year	2017-12-31	$19,104,773
Total plan assets at beginning of year	2017-12-31	$17,450,495
Value of fidelity bond covering the plan	2017-12-31	$500,000
Total contributions received or receivable from participants	2017-12-31	$390,166
Expenses. Other expenses not covered elsewhere	2017-12-31	$0
Contributions received from other sources (not participants or employers)	2017-12-31	$0
Other income received	2017-12-31	$2,637,287
Noncash contributions received	2017-12-31	$0
Net income (gross income less expenses)	2017-12-31	$1,781,659
Net plan assets at end of year (total assets less liabilities)	2017-12-31	$19,104,773
Net plan assets at beginning of year (total assets less liabilities)	2017-12-31	$17,450,495
Assets. Value of participant loans	2017-12-31	$215,820
Total contributions received or receivable from employer(s)	2017-12-31	$20,985
Value of certain deemed distributions of participant loans	2017-12-31	$0
Value of corrective distributions	2017-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2017-12-31	$-11,945
2016 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2016 401k financial data
Transfers to/from the plan	2016-12-31	$0
Total plan liabilities at end of year	2016-12-31	$0
Total plan liabilities at beginning of year	2016-12-31	$0
Total income from all sources	2016-12-31	$1,577,638
Expenses. Total of all expenses incurred	2016-12-31	$232,093
Benefits paid (including direct rollovers)	2016-12-31	$241,752
Total plan assets at end of year	2016-12-31	$17,450,495
Total plan assets at beginning of year	2016-12-31	$16,104,950
Value of fidelity bond covering the plan	2016-12-31	$500,000
Total contributions received or receivable from participants	2016-12-31	$413,414
Expenses. Other expenses not covered elsewhere	2016-12-31	$0
Contributions received from other sources (not participants or employers)	2016-12-31	$0
Other income received	2016-12-31	$1,140,519
Noncash contributions received	2016-12-31	$0
Net income (gross income less expenses)	2016-12-31	$1,345,545
Net plan assets at end of year (total assets less liabilities)	2016-12-31	$17,450,495
Net plan assets at beginning of year (total assets less liabilities)	2016-12-31	$16,104,950
Assets. Value of participant loans	2016-12-31	$221,605
Total contributions received or receivable from employer(s)	2016-12-31	$23,705
Value of certain deemed distributions of participant loans	2016-12-31	$0
Value of corrective distributions	2016-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2016-12-31	$-9,659
2015 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2015 401k financial data
Transfers to/from the plan	2015-12-31	$0
Total plan liabilities at end of year	2015-12-31	$0
Total plan liabilities at beginning of year	2015-12-31	$0
Total income from all sources	2015-12-31	$462,839
Expenses. Total of all expenses incurred	2015-12-31	$668,129
Benefits paid (including direct rollovers)	2015-12-31	$674,655
Total plan assets at end of year	2015-12-31	$16,104,950
Total plan assets at beginning of year	2015-12-31	$16,310,240
Value of fidelity bond covering the plan	2015-12-31	$500,000
Total contributions received or receivable from participants	2015-12-31	$395,686
Expenses. Other expenses not covered elsewhere	2015-12-31	$0
Contributions received from other sources (not participants or employers)	2015-12-31	$0
Other income received	2015-12-31	$44,712
Noncash contributions received	2015-12-31	$0
Net income (gross income less expenses)	2015-12-31	$-205,290
Net plan assets at end of year (total assets less liabilities)	2015-12-31	$16,104,950
Net plan assets at beginning of year (total assets less liabilities)	2015-12-31	$16,310,240
Assets. Value of participant loans	2015-12-31	$230,666
Total contributions received or receivable from employer(s)	2015-12-31	$22,441
Value of certain deemed distributions of participant loans	2015-12-31	$0
Value of corrective distributions	2015-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2015-12-31	$-6,526
2014 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2014 401k financial data
Transfers to/from the plan	2014-12-31	$0
Total plan liabilities at end of year	2014-12-31	$0
Total plan liabilities at beginning of year	2014-12-31	$0
Total income from all sources	2014-12-31	$1,601,505
Expenses. Total of all expenses incurred	2014-12-31	$1,886,789
Benefits paid (including direct rollovers)	2014-12-31	$1,890,870
Total plan assets at end of year	2014-12-31	$16,310,240
Total plan assets at beginning of year	2014-12-31	$16,595,524
Value of fidelity bond covering the plan	2014-12-31	$500,000
Total contributions received or receivable from participants	2014-12-31	$463,429
Expenses. Other expenses not covered elsewhere	2014-12-31	$0
Contributions received from other sources (not participants or employers)	2014-12-31	$0
Other income received	2014-12-31	$1,108,911
Noncash contributions received	2014-12-31	$0
Net income (gross income less expenses)	2014-12-31	$-285,284
Net plan assets at end of year (total assets less liabilities)	2014-12-31	$16,310,240
Net plan assets at beginning of year (total assets less liabilities)	2014-12-31	$16,595,524
Assets. Value of participant loans	2014-12-31	$263,380
Total contributions received or receivable from employer(s)	2014-12-31	$29,165
Value of certain deemed distributions of participant loans	2014-12-31	$0
Value of corrective distributions	2014-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2014-12-31	$-4,081
2013 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2013 401k financial data
Transfers to/from the plan	2013-12-31	$0
Total plan liabilities at end of year	2013-12-31	$0
Total plan liabilities at beginning of year	2013-12-31	$0
Total income from all sources	2013-12-31	$2,806,040
Expenses. Total of all expenses incurred	2013-12-31	$385,341
Benefits paid (including direct rollovers)	2013-12-31	$383,607
Total plan assets at end of year	2013-12-31	$16,595,524
Total plan assets at beginning of year	2013-12-31	$14,174,825
Value of fidelity bond covering the plan	2013-12-31	$500,000
Total contributions received or receivable from participants	2013-12-31	$439,166
Expenses. Other expenses not covered elsewhere	2013-12-31	$0
Contributions received from other sources (not participants or employers)	2013-12-31	$0
Other income received	2013-12-31	$2,340,044
Noncash contributions received	2013-12-31	$0
Net income (gross income less expenses)	2013-12-31	$2,420,699
Net plan assets at end of year (total assets less liabilities)	2013-12-31	$16,595,524
Net plan assets at beginning of year (total assets less liabilities)	2013-12-31	$14,174,825
Assets. Value of participant loans	2013-12-31	$242,172
Total contributions received or receivable from employer(s)	2013-12-31	$26,830
Value of certain deemed distributions of participant loans	2013-12-31	$0
Value of corrective distributions	2013-12-31	$0
Expenses. Administrative service providers (salaries,fees and commissions)	2013-12-31	$1,734
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
2012 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$1,864,444
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$1,024,178
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,015,037
Value of total corrective distributions	2012-12-31	$7,178
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$490,013
Value of total assets at end of year	2012-12-31	$14,174,825
Value of total assets at beginning of year	2012-12-31	$13,334,559
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$1,963
Total interest from all sources	2012-12-31	$10,825
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$343,251
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$343,251
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$439,297
Participant contributions at end of year	2012-12-31	$220,468
Participant contributions at beginning of year	2012-12-31	$252,890
Assets. Other investments not covered elsewhere at end of year	2012-12-31	$754,580
Assets. Other investments not covered elsewhere at beginning of year	2012-12-31	$684,474
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$17,910
Other income not declared elsewhere	2012-12-31	$73,628
Administrative expenses (other) incurred	2012-12-31	$1,963
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$840,266
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$14,174,825
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$13,334,559
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$10,314,256
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$9,222,461
Interest on participant loans	2012-12-31	$10,825
Value of interest in common/collective trusts at end of year	2012-12-31	$2,885,521
Value of interest in common/collective trusts at beginning of year	2012-12-31	$3,174,734
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$905,797
Net investment gain or loss from common/collective trusts	2012-12-31	$40,930
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$32,806
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,015,037
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	No
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	SEIGRIST, CREE, ALESSANDRI & STRAUS
Accountancy firm EIN	2012-12-31	042745810
2011 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2011 401k financial data
Total income from all sources (including contributions)	2011-12-31	$419,201
Total of all expenses incurred	2011-12-31	$1,634,410
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,632,444
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$506,151
Value of total assets at end of year	2011-12-31	$13,334,559
Value of total assets at beginning of year	2011-12-31	$14,549,768
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$1,966
Total interest from all sources	2011-12-31	$11,584
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$256,844
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$256,844
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$432,807
Participant contributions at end of year	2011-12-31	$252,890
Participant contributions at beginning of year	2011-12-31	$196,566
Assets. Other investments not covered elsewhere at end of year	2011-12-31	$684,474
Assets. Other investments not covered elsewhere at beginning of year	2011-12-31	$780,223
Other income not declared elsewhere	2011-12-31	$-80,989
Administrative expenses (other) incurred	2011-12-31	$1,966
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-1,215,209
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$13,334,559
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$14,549,768
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$9,222,461
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$10,223,765
Interest on participant loans	2011-12-31	$11,584
Value of interest in common/collective trusts at end of year	2011-12-31	$3,174,734
Value of interest in common/collective trusts at beginning of year	2011-12-31	$3,349,214
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-367,306
Net investment gain or loss from common/collective trusts	2011-12-31	$92,917
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$73,344
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$1,632,444
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	No
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	SEIGRIST,CREE,ALESSANDRI & STRAUSS
Accountancy firm EIN	2011-12-31	042745810
2010 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$2,272,711
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$1,689,006
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$1,686,741
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$823,926
Value of total assets at end of year	2010-12-31	$14,549,768
Value of total assets at beginning of year	2010-12-31	$13,966,063
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$2,265
Total interest from all sources	2010-12-31	$14,240
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$218,720
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$218,720
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$514,277
Participant contributions at end of year	2010-12-31	$196,566
Participant contributions at beginning of year	2010-12-31	$280,665
Assets. Other investments not covered elsewhere at end of year	2010-12-31	$780,223
Assets. Other investments not covered elsewhere at beginning of year	2010-12-31	$956,111
Other income not declared elsewhere	2010-12-31	$9,709
Administrative expenses (other) incurred	2010-12-31	$2,265
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$583,705
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$14,549,768
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$13,966,063
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$10,223,765
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$9,372,631
Interest on participant loans	2010-12-31	$14,240
Value of interest in common/collective trusts at end of year	2010-12-31	$3,349,214
Value of interest in common/collective trusts at beginning of year	2010-12-31	$3,356,656
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$1,070,724
Net investment gain or loss from common/collective trusts	2010-12-31	$135,392
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$309,649
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$1,686,741
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Did the plan have assets held for investment	2010-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	SEIGRIST & CREE CPA P.C.
Accountancy firm EIN	2010-12-31	042745810
2009 : INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN

2023: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2023 form 5500 responses
2023-01-01	Type of plan entity	Single employer plan
2023-01-01	Submission has been amended	No
2023-01-01	This submission is the final filing	No
2023-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2023-01-01	Plan is a collectively bargained plan	No
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	Yes
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: INSURANCE ORGANIZATIONS' SAVINGS TRUST 401(K) PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	Yes
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	COMMONWEALTH AUTOMOBILE REINSURERS
Employer identification number (EIN):	042572141
NAIC Classification:	524150