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RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND 401k Plan overview

Plan NameRHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND
Plan identification number 011

RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Money purchase (other than target benefit)
  • Offset plan - Plan benefits are subject to offset for retirement benefits provided in another plan or arrangement of the employer.
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

RHODE ISLAND CREDIT UNION has sponsored the creation of one or more 401k plans.

Company Name:RHODE ISLAND CREDIT UNION
Employer identification number (EIN):050252335
NAIC Classification:522130
NAIC Description:Credit Unions

Additional information about RHODE ISLAND CREDIT UNION

Jurisdiction of Incorporation: Secretary of State Rhode Island
Incorporation Date:
Company Identification Number: 000078483

More information about RHODE ISLAND CREDIT UNION

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0112023-01-01NANCY L. ZEPPA2024-07-25 NANCY L. ZEPPA2024-07-25
0112022-01-01NANCY L. ZEPPA2023-06-30
0112021-01-01NANCY L ZEPPA2022-07-21 NANCY L ZEPPA2022-07-21
0112020-01-01NANCY L. ZEPPA2021-07-16 NANCY L. ZEPPA2021-07-16
0112019-01-01NANCY ZEPPA2020-07-08
0112018-01-01NANCY ZEPPA2019-07-02
0112017-01-01NANCY ZEPPA2018-07-13
0112016-01-01NANCY ZEPPA2017-07-25
0112015-01-01NANCY ZEPPA2016-07-03
0112014-01-01NANCY ZEPPA2015-08-31
0112013-01-01NANCY ZEPPA2014-09-24
0112012-01-01NANCY ZEPPA2013-09-23
0112011-01-01NANCY L. ZEPPA2012-09-05
0112010-01-01NANCY L. ZEPPA2011-09-16
0112009-01-01NANCY L ZEPPA

Plan Statistics for RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND

401k plan membership statisitcs for RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND

Measure Date Value
2009: RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND 2009 401k membership
Total participants, beginning-of-year2009-01-0190
Total number of active participants reported on line 7a of the Form 55002009-01-0178
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0111
Total of all active and inactive participants2009-01-0189
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-0189
Number of participants with account balances2009-01-0189
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND

Measure Date Value
2009 : RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND 2009 401k financial data
Funding deficiency by the employer to the plan for this plan year2009-12-31$0
Minimum employer required contribution for this plan year2009-12-31$175,210
Amount contributed by the employer to the plan for this plan year2009-12-31$175,210

Form 5500 Responses for RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND

2009: RHODE ISLAND CREDIT UNION RETIREMENT SAVINGS FUND 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planYes
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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