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RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 401k Plan overview

Plan NameRIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN
Plan identification number 002

RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

401k Sponsoring company profile

RIDGEWOOD SAVINGS BANK has sponsored the creation of one or more 401k plans.

Company Name:RIDGEWOOD SAVINGS BANK
Employer identification number (EIN):111241830
NAIC Classification:522120
NAIC Description:Savings Institutions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022023-01-01
0022022-01-01
0022021-01-01
0022020-01-01
0022019-01-01
0022018-01-01
0022017-01-01LAURA PETERS LAURA PETERS2018-10-15
0022016-01-01LAURA PETERS
0022015-01-01LAURA PETERS
0022014-01-01LAURA PETERS
0022013-01-01LAURA PETERS
0022012-01-01LAURA PETERS
0022011-01-01NORMAN L. MCNAMEE
0022010-01-01NORMAN L. MCNAMEE NORMAN L. MCNAMEE2011-10-13
0022009-01-01NORMAN L. MCNAMEE NORMAN L. MCNAMEE2010-10-14

Plan Statistics for RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN

401k plan membership statisitcs for RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN

Measure Date Value
2023: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2023 401k membership
Total participants, beginning-of-year2023-01-01869
Total number of active participants reported on line 7a of the Form 55002023-01-01504
Number of retired or separated participants receiving benefits2023-01-0148
Number of other retired or separated participants entitled to future benefits2023-01-01256
Total of all active and inactive participants2023-01-01808
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2023-01-0112
Total participants2023-01-01820
Number of participants with account balances2023-01-01805
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2023-01-010
2022: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-01847
Total number of active participants reported on line 7a of the Form 55002022-01-01497
Number of retired or separated participants receiving benefits2022-01-0152
Number of other retired or separated participants entitled to future benefits2022-01-01311
Total of all active and inactive participants2022-01-01860
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-019
Total participants2022-01-01869
Number of participants with account balances2022-01-01855
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-012
2021: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-01818
Total number of active participants reported on line 7a of the Form 55002021-01-01497
Number of retired or separated participants receiving benefits2021-01-0150
Number of other retired or separated participants entitled to future benefits2021-01-01289
Total of all active and inactive participants2021-01-01836
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-0111
Total participants2021-01-01847
Number of participants with account balances2021-01-01833
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-014
2020: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01808
Total number of active participants reported on line 7a of the Form 55002020-01-01515
Number of retired or separated participants receiving benefits2020-01-0148
Number of other retired or separated participants entitled to future benefits2020-01-01247
Total of all active and inactive participants2020-01-01810
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-018
Total participants2020-01-01818
Number of participants with account balances2020-01-01806
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-019
2019: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01792
Total number of active participants reported on line 7a of the Form 55002019-01-01527
Number of retired or separated participants receiving benefits2019-01-0150
Number of other retired or separated participants entitled to future benefits2019-01-01223
Total of all active and inactive participants2019-01-01800
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-018
Total participants2019-01-01808
Number of participants with account balances2019-01-01797
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-0115
2018: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01772
Total number of active participants reported on line 7a of the Form 55002018-01-01555
Number of retired or separated participants receiving benefits2018-01-0147
Number of other retired or separated participants entitled to future benefits2018-01-01183
Total of all active and inactive participants2018-01-01785
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-017
Total participants2018-01-01792
Number of participants with account balances2018-01-01782
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-017
2017: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01753
Total number of active participants reported on line 7a of the Form 55002017-01-01563
Number of retired or separated participants receiving benefits2017-01-0140
Number of other retired or separated participants entitled to future benefits2017-01-01165
Total of all active and inactive participants2017-01-01768
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-014
Total participants2017-01-01772
Number of participants with account balances2017-01-01756
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-019
2016: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01743
Total number of active participants reported on line 7a of the Form 55002016-01-01550
Number of retired or separated participants receiving benefits2016-01-0138
Number of other retired or separated participants entitled to future benefits2016-01-01162
Total of all active and inactive participants2016-01-01750
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-013
Total participants2016-01-01753
Number of participants with account balances2016-01-01749
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-018
2015: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01742
Total number of active participants reported on line 7a of the Form 55002015-01-01557
Number of retired or separated participants receiving benefits2015-01-0135
Number of other retired or separated participants entitled to future benefits2015-01-01148
Total of all active and inactive participants2015-01-01740
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-013
Total participants2015-01-01743
Number of participants with account balances2015-01-01739
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-012
2014: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01769
Total number of active participants reported on line 7a of the Form 55002014-01-01564
Number of retired or separated participants receiving benefits2014-01-0132
Number of other retired or separated participants entitled to future benefits2014-01-01143
Total of all active and inactive participants2014-01-01739
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-013
Total participants2014-01-01742
Number of participants with account balances2014-01-01739
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-013
2013: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01749
Total number of active participants reported on line 7a of the Form 55002013-01-01613
Number of retired or separated participants receiving benefits2013-01-0136
Number of other retired or separated participants entitled to future benefits2013-01-01118
Total of all active and inactive participants2013-01-01767
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-012
Total participants2013-01-01769
Number of participants with account balances2013-01-01762
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-011
2012: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01751
Total number of active participants reported on line 7a of the Form 55002012-01-01603
Number of retired or separated participants receiving benefits2012-01-0133
Number of other retired or separated participants entitled to future benefits2012-01-01111
Total of all active and inactive participants2012-01-01747
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-012
Total participants2012-01-01749
Number of participants with account balances2012-01-01749
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-011
2011: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01768
Total number of active participants reported on line 7a of the Form 55002011-01-01599
Number of retired or separated participants receiving benefits2011-01-0132
Number of other retired or separated participants entitled to future benefits2011-01-01118
Total of all active and inactive participants2011-01-01749
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-012
Total participants2011-01-01751
Number of participants with account balances2011-01-01742
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-014
2010: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01780
Total number of active participants reported on line 7a of the Form 55002010-01-01611
Number of retired or separated participants receiving benefits2010-01-0130
Number of other retired or separated participants entitled to future benefits2010-01-01125
Total of all active and inactive participants2010-01-01766
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-012
Total participants2010-01-01768
Number of participants with account balances2010-01-01763
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-010
2009: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01827
Total number of active participants reported on line 7a of the Form 55002009-01-01645
Number of retired or separated participants receiving benefits2009-01-0128
Number of other retired or separated participants entitled to future benefits2009-01-01104
Total of all active and inactive participants2009-01-01777
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-013
Total participants2009-01-01780
Number of participants with account balances2009-01-01779
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN

Measure Date Value
2023 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2023 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2023-12-31$402,171
Total unrealized appreciation/depreciation of assets2023-12-31$402,171
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2023-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2023-12-31$0
Total income from all sources (including contributions)2023-12-31$22,839,326
Total loss/gain on sale of assets2023-12-31$25,645
Total of all expenses incurred2023-12-31$6,357,176
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2023-12-31$6,330,966
Total contributions o plan (from employers,participants, others, non cash contrinutions)2023-12-31$5,201,119
Value of total assets at end of year2023-12-31$118,314,237
Value of total assets at beginning of year2023-12-31$101,832,087
Total of administrative expenses incurred including professional, contract, advisory and management fees2023-12-31$26,210
Total interest from all sources2023-12-31$160,075
Total dividends received (eg from common stock, registered investment company shares)2023-12-31$2,186,940
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2023-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2023-12-31$2,186,940
Was this plan covered by a fidelity bond2023-12-31Yes
Value of fidelity bond cover2023-12-31$5,500,000
If this is an individual account plan, was there a blackout period2023-12-31No
Were there any nonexempt tranactions with any party-in-interest2023-12-31No
Contributions received from participants2023-12-31$3,166,966
Participant contributions at end of year2023-12-31$3,058,767
Participant contributions at beginning of year2023-12-31$3,027,233
Income. Received or receivable in cash from other sources (including rollovers)2023-12-31$253,021
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2023-12-31$27,943
Other income not declared elsewhere2023-12-31$28,990
Administrative expenses (other) incurred2023-12-31$26,210
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2023-12-31No
Value of net income/loss2023-12-31$16,482,150
Value of net assets at end of year (total assets less liabilities)2023-12-31$118,314,237
Value of net assets at beginning of year (total assets less liabilities)2023-12-31$101,832,087
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2023-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2023-12-31No
Were any leases to which the plan was party in default or uncollectible2023-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2023-12-31$94,577,395
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2023-12-31$76,063,317
Interest on participant loans2023-12-31$160,075
Value of interest in common/collective trusts at end of year2023-12-31$4,624,459
Value of interest in common/collective trusts at beginning of year2023-12-31$5,053,133
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2023-12-31$15,523,601
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2023-12-31$16,525,958
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2023-12-31$16,525,958
Net investment gain/loss from registered investment companies (e.g. mutual funds)2023-12-31$14,718,390
Net investment gain or loss from common/collective trusts2023-12-31$115,996
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2023-12-31No
Was there a failure to transmit to the plan any participant contributions2023-12-31No
Has the plan failed to provide any benefit when due under the plan2023-12-31No
Contributions received in cash from employer2023-12-31$1,781,132
Employer contributions (assets) at end of year2023-12-31$530,015
Employer contributions (assets) at beginning of year2023-12-31$1,162,446
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2023-12-31$6,303,023
Did the plan have assets held for investment2023-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2023-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2023-12-31No
Aggregate carrying amount (costs) on sale of assets2023-12-31$-25,645
Opinion of an independent qualified public accountant for this plan2023-12-31Unqualified
Accountancy firm name2023-12-31CROWE LLP
Accountancy firm EIN2023-12-31350921680
2022 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2022 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2022-12-31$221,523
Total unrealized appreciation/depreciation of assets2022-12-31$221,523
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$-16,253,988
Total loss/gain on sale of assets2022-12-31$10,856
Total of all expenses incurred2022-12-31$7,524,017
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$7,499,861
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$4,775,371
Value of total assets at end of year2022-12-31$101,832,087
Value of total assets at beginning of year2022-12-31$125,610,092
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$24,156
Total interest from all sources2022-12-31$141,859
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$2,021,220
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2022-12-31$2,021,220
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$5,500,000
If this is an individual account plan, was there a blackout period2022-12-31No
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$3,057,070
Participant contributions at end of year2022-12-31$3,027,233
Participant contributions at beginning of year2022-12-31$3,086,637
Income. Received or receivable in cash from other sources (including rollovers)2022-12-31$31,913
Other income not declared elsewhere2022-12-31$2,717
Administrative expenses (other) incurred2022-12-31$24,156
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$-23,778,005
Value of net assets at end of year (total assets less liabilities)2022-12-31$101,832,087
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$125,610,092
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-12-31$76,063,317
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-12-31$101,394,693
Interest on participant loans2022-12-31$141,859
Value of interest in common/collective trusts at end of year2022-12-31$5,053,133
Value of interest in common/collective trusts at beginning of year2022-12-31$5,223,024
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2022-12-31$16,525,958
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2022-12-31$15,366,578
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2022-12-31$15,366,578
Net investment gain/loss from registered investment companies (e.g. mutual funds)2022-12-31$-23,503,036
Net investment gain or loss from common/collective trusts2022-12-31$75,502
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31No
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Contributions received in cash from employer2022-12-31$1,686,388
Employer contributions (assets) at end of year2022-12-31$1,162,446
Employer contributions (assets) at beginning of year2022-12-31$539,160
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$7,499,861
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Aggregate carrying amount (costs) on sale of assets2022-12-31$-10,856
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31CROWE LLP
Accountancy firm EIN2022-12-31350921680
2021 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2021 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2021-12-31$112,863
Total unrealized appreciation/depreciation of assets2021-12-31$112,863
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total income from all sources (including contributions)2021-12-31$20,391,079
Total loss/gain on sale of assets2021-12-31$8,059
Total of all expenses incurred2021-12-31$7,045,522
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$7,025,084
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$6,864,495
Value of total assets at end of year2021-12-31$125,610,092
Value of total assets at beginning of year2021-12-31$112,264,535
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$20,438
Total interest from all sources2021-12-31$172,410
Total dividends received (eg from common stock, registered investment company shares)2021-12-31$7,795,072
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2021-12-31$7,795,072
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$5,500,000
If this is an individual account plan, was there a blackout period2021-12-31No
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$3,050,991
Participant contributions at end of year2021-12-31$3,086,637
Participant contributions at beginning of year2021-12-31$3,604,317
Income. Received or receivable in cash from other sources (including rollovers)2021-12-31$2,109,081
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2021-12-31$170
Other income not declared elsewhere2021-12-31$7,845
Administrative expenses (other) incurred2021-12-31$20,438
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$13,345,557
Value of net assets at end of year (total assets less liabilities)2021-12-31$125,610,092
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$112,264,535
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2021-12-31$101,394,693
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2021-12-31$86,992,410
Interest on participant loans2021-12-31$172,249
Interest earned on other investments2021-12-31$161
Value of interest in common/collective trusts at end of year2021-12-31$5,223,024
Value of interest in common/collective trusts at beginning of year2021-12-31$5,116,567
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2021-12-31$15,366,578
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2021-12-31$15,511,673
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2021-12-31$15,511,673
Net investment gain/loss from registered investment companies (e.g. mutual funds)2021-12-31$5,363,440
Net investment gain or loss from common/collective trusts2021-12-31$66,895
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31No
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Contributions received in cash from employer2021-12-31$1,704,423
Employer contributions (assets) at end of year2021-12-31$539,160
Employer contributions (assets) at beginning of year2021-12-31$1,039,568
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$7,024,914
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Aggregate carrying amount (costs) on sale of assets2021-12-31$-8,059
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31CROWE LLP
Accountancy firm EIN2021-12-31350921680
2020 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2020-12-31$248,915
Total unrealized appreciation/depreciation of assets2020-12-31$248,915
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$22,342,320
Total loss/gain on sale of assets2020-12-31$19,077
Total of all expenses incurred2020-12-31$6,240,629
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$6,232,222
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$5,558,249
Value of total assets at end of year2020-12-31$112,264,535
Value of total assets at beginning of year2020-12-31$96,162,844
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$8,407
Total interest from all sources2020-12-31$202,992
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$2,790,398
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2020-12-31$2,790,398
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$5,500,000
If this is an individual account plan, was there a blackout period2020-12-31No
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$2,876,884
Participant contributions at end of year2020-12-31$3,604,317
Participant contributions at beginning of year2020-12-31$3,447,792
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$1,050,075
Other income not declared elsewhere2020-12-31$22,491
Administrative expenses (other) incurred2020-12-31$8,407
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$16,101,691
Value of net assets at end of year (total assets less liabilities)2020-12-31$112,264,535
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$96,162,844
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2020-12-31$86,992,410
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2020-12-31$71,430,205
Interest on participant loans2020-12-31$202,992
Value of interest in common/collective trusts at end of year2020-12-31$5,116,567
Value of interest in common/collective trusts at beginning of year2020-12-31$5,147,509
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2020-12-31$15,511,673
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2020-12-31$15,776,255
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2020-12-31$15,776,255
Net investment gain/loss from registered investment companies (e.g. mutual funds)2020-12-31$13,394,468
Net investment gain or loss from common/collective trusts2020-12-31$105,730
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31No
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Contributions received in cash from employer2020-12-31$1,631,290
Employer contributions (assets) at end of year2020-12-31$1,039,568
Employer contributions (assets) at beginning of year2020-12-31$361,083
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$6,232,222
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Aggregate carrying amount (costs) on sale of assets2020-12-31$-19,077
Opinion of an independent qualified public accountant for this plan2020-12-31Disclaimer
Accountancy firm name2020-12-31CROWE LLP
Accountancy firm EIN2020-12-31350921680
2019 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2019 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2019-12-31$334,700
Total unrealized appreciation/depreciation of assets2019-12-31$334,700
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total income from all sources (including contributions)2019-12-31$19,300,523
Total loss/gain on sale of assets2019-12-31$19,246
Total of all expenses incurred2019-12-31$4,382,120
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$4,371,195
Value of total corrective distributions2019-12-31$3,525
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$4,474,639
Value of total assets at end of year2019-12-31$96,162,844
Value of total assets at beginning of year2019-12-31$81,244,441
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$7,400
Total interest from all sources2019-12-31$193,330
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$3,820,653
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2019-12-31$3,820,653
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$5,500,000
If this is an individual account plan, was there a blackout period2019-12-31No
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$2,751,949
Participant contributions at end of year2019-12-31$3,447,792
Participant contributions at beginning of year2019-12-31$3,430,528
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$9,523
Administrative expenses (other) incurred2019-12-31$7,400
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$14,918,403
Value of net assets at end of year (total assets less liabilities)2019-12-31$96,162,844
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$81,244,441
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$71,430,205
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$57,065,289
Interest on participant loans2019-12-31$193,330
Value of interest in common/collective trusts at end of year2019-12-31$5,147,509
Value of interest in common/collective trusts at beginning of year2019-12-31$5,007,470
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2019-12-31$15,776,255
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2019-12-31$15,741,154
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2019-12-31$15,741,154
Net investment gain/loss from registered investment companies (e.g. mutual funds)2019-12-31$10,345,152
Net investment gain or loss from common/collective trusts2019-12-31$112,803
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31No
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Contributions received in cash from employer2019-12-31$1,713,167
Employer contributions (assets) at end of year2019-12-31$361,083
Employer contributions (assets) at beginning of year2019-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$4,371,195
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Aggregate carrying amount (costs) on sale of assets2019-12-31$-19,246
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31Yes
Opinion of an independent qualified public accountant for this plan2019-12-31Disclaimer
Accountancy firm name2019-12-31CROWE LLP
Accountancy firm EIN2019-12-31350921680
2018 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2018-12-31$321,659
Total unrealized appreciation/depreciation of assets2018-12-31$321,659
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$1,843,289
Total loss/gain on sale of assets2018-12-31$22,510
Total of all expenses incurred2018-12-31$2,704,878
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$2,697,229
Value of total corrective distributions2018-12-31$24
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$4,408,997
Value of total assets at end of year2018-12-31$81,244,441
Value of total assets at beginning of year2018-12-31$82,106,030
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$7,625
Total interest from all sources2018-12-31$166,441
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$2,854,411
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2018-12-31$2,854,411
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$5,500,000
If this is an individual account plan, was there a blackout period2018-12-31No
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$2,719,553
Participant contributions at end of year2018-12-31$3,430,528
Participant contributions at beginning of year2018-12-31$3,455,646
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$63,796
Administrative expenses (other) incurred2018-12-31$7,625
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$-861,589
Value of net assets at end of year (total assets less liabilities)2018-12-31$81,244,441
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$82,106,030
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-12-31$57,065,289
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-12-31$58,202,415
Interest on participant loans2018-12-31$166,441
Value of interest in common/collective trusts at end of year2018-12-31$5,007,470
Value of interest in common/collective trusts at beginning of year2018-12-31$4,566,335
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2018-12-31$15,741,154
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2018-12-31$15,881,634
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2018-12-31$15,881,634
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-12-31$-6,034,487
Net investment gain or loss from common/collective trusts2018-12-31$103,758
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$1,625,648
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$2,697,229
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Aggregate carrying amount (costs) on sale of assets2018-12-31$-22,510
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31CROWE LLP
Accountancy firm EIN2018-12-31350921680
2017 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2017 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2017-12-31$219,581
Total unrealized appreciation/depreciation of assets2017-12-31$219,581
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total income from all sources (including contributions)2017-12-31$13,384,046
Total loss/gain on sale of assets2017-12-31$11,112
Total of all expenses incurred2017-12-31$3,840,281
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$3,832,531
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$4,072,840
Value of total assets at end of year2017-12-31$82,106,030
Value of total assets at beginning of year2017-12-31$72,562,265
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$7,750
Total interest from all sources2017-12-31$152,464
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$2,248,832
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2017-12-31$2,248,832
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$5,500,000
If this is an individual account plan, was there a blackout period2017-12-31No
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$2,572,088
Participant contributions at end of year2017-12-31$3,455,646
Participant contributions at beginning of year2017-12-31$3,297,900
Income. Received or receivable in cash from other sources (including rollovers)2017-12-31$83,737
Administrative expenses (other) incurred2017-12-31$7,750
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$9,543,765
Value of net assets at end of year (total assets less liabilities)2017-12-31$82,106,030
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$72,562,265
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-12-31$58,202,415
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-12-31$48,580,417
Interest on participant loans2017-12-31$152,464
Value of interest in common/collective trusts at end of year2017-12-31$4,566,335
Value of interest in common/collective trusts at beginning of year2017-12-31$4,948,708
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2017-12-31$15,881,634
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2017-12-31$15,735,240
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2017-12-31$15,735,240
Net investment gain/loss from registered investment companies (e.g. mutual funds)2017-12-31$6,595,692
Net investment gain or loss from common/collective trusts2017-12-31$83,525
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$1,417,015
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$3,832,531
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Aggregate carrying amount (costs) on sale of assets2017-12-31$-11,112
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31CROWE HORWATH LLP
Accountancy firm EIN2017-12-31350921680
2016 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2016 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2016-12-31$187,801
Total unrealized appreciation/depreciation of assets2016-12-31$187,801
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$8,116,848
Total loss/gain on sale of assets2016-12-31$14,477
Total of all expenses incurred2016-12-31$4,211,779
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$4,191,258
Value of total corrective distributions2016-12-31$13,196
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$3,936,409
Value of total assets at end of year2016-12-31$72,562,265
Value of total assets at beginning of year2016-12-31$68,657,196
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$7,325
Total interest from all sources2016-12-31$141,231
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$1,676,107
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2016-12-31$1,676,107
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$5,500,000
If this is an individual account plan, was there a blackout period2016-12-31No
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$2,449,945
Participant contributions at end of year2016-12-31$3,297,900
Participant contributions at beginning of year2016-12-31$3,314,218
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$168,762
Administrative expenses (other) incurred2016-12-31$7,325
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$3,905,069
Value of net assets at end of year (total assets less liabilities)2016-12-31$72,562,265
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$68,657,196
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$48,580,417
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$45,096,029
Interest on participant loans2016-12-31$141,231
Value of interest in common/collective trusts at end of year2016-12-31$4,948,708
Value of interest in common/collective trusts at beginning of year2016-12-31$4,117,769
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2016-12-31$15,735,240
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2016-12-31$16,129,180
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2016-12-31$16,129,180
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$2,073,524
Net investment gain or loss from common/collective trusts2016-12-31$87,299
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$1,317,702
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$4,191,258
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Aggregate carrying amount (costs) on sale of assets2016-12-31$-14,477
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31CROWE HORWATH LLP
Accountancy firm EIN2016-12-31350921680
2015 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2015-12-31$208,682
Total unrealized appreciation/depreciation of assets2015-12-31$208,682
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$4,116,962
Total loss/gain on sale of assets2015-12-31$8,816
Total of all expenses incurred2015-12-31$3,492,375
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$3,485,150
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$3,671,438
Value of total assets at end of year2015-12-31$68,657,196
Value of total assets at beginning of year2015-12-31$68,032,609
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$7,225
Total interest from all sources2015-12-31$138,771
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$1,978,686
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2015-12-31$1,978,686
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$5,500,000
If this is an individual account plan, was there a blackout period2015-12-31No
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$2,427,494
Participant contributions at end of year2015-12-31$3,314,218
Participant contributions at beginning of year2015-12-31$3,215,095
Administrative expenses (other) incurred2015-12-31$7,225
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$624,587
Value of net assets at end of year (total assets less liabilities)2015-12-31$68,657,196
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$68,032,609
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$45,096,029
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$44,414,780
Interest on participant loans2015-12-31$138,770
Interest earned on other investments2015-12-31$1
Value of interest in common/collective trusts at end of year2015-12-31$4,117,769
Value of interest in common/collective trusts at beginning of year2015-12-31$4,220,357
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2015-12-31$16,129,180
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2015-12-31$16,182,377
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2015-12-31$16,182,377
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-1,970,099
Net investment gain or loss from common/collective trusts2015-12-31$80,668
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$1,243,944
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$3,485,150
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Aggregate carrying amount (costs) on sale of assets2015-12-31$-8,816
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31CROWE HORWATH LLP
Accountancy firm EIN2015-12-31350921680
2014 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2014 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2014-12-31$211,870
Total unrealized appreciation/depreciation of assets2014-12-31$211,870
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$7,383,148
Total loss/gain on sale of assets2014-12-31$11,262
Total of all expenses incurred2014-12-31$3,064,378
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$3,056,228
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$3,528,655
Value of total assets at end of year2014-12-31$68,032,609
Value of total assets at beginning of year2014-12-31$63,713,839
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$8,150
Total interest from all sources2014-12-31$132,852
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$2,076,240
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$2,076,240
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$5,500,000
If this is an individual account plan, was there a blackout period2014-12-31No
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$2,368,023
Participant contributions at end of year2014-12-31$3,215,095
Participant contributions at beginning of year2014-12-31$2,899,816
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$11,297
Administrative expenses (other) incurred2014-12-31$8,150
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$4,318,770
Value of net assets at end of year (total assets less liabilities)2014-12-31$68,032,609
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$63,713,839
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$44,414,780
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$41,058,111
Interest on participant loans2014-12-31$132,801
Interest earned on other investments2014-12-31$51
Value of interest in common/collective trusts at end of year2014-12-31$4,220,357
Value of interest in common/collective trusts at beginning of year2014-12-31$4,260,537
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2014-12-31$16,182,377
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2014-12-31$15,495,375
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2014-12-31$15,495,375
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$1,341,854
Net investment gain or loss from common/collective trusts2014-12-31$80,415
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$1,149,335
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$3,056,228
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Aggregate carrying amount (costs) on sale of assets2014-12-31$-11,262
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31CROWE HORWATH LLP
Accountancy firm EIN2014-12-31350921680
2013 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2013 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2013-12-31$210,904
Total unrealized appreciation/depreciation of assets2013-12-31$210,904
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$11,102,862
Total loss/gain on sale of assets2013-12-31$14,471
Total of all expenses incurred2013-12-31$1,899,380
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$1,889,905
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$3,476,229
Value of total assets at end of year2013-12-31$63,713,839
Value of total assets at beginning of year2013-12-31$54,510,357
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$9,475
Total interest from all sources2013-12-31$122,872
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$1,114,121
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2013-12-31$1,114,121
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$5,500,000
If this is an individual account plan, was there a blackout period2013-12-31No
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$2,204,036
Participant contributions at end of year2013-12-31$2,899,816
Participant contributions at beginning of year2013-12-31$2,638,356
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2013-12-31$82
Other income not declared elsewhere2013-12-31$165
Administrative expenses (other) incurred2013-12-31$9,475
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$9,203,482
Value of net assets at end of year (total assets less liabilities)2013-12-31$63,713,839
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$54,510,357
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$41,058,111
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$32,769,628
Interest on participant loans2013-12-31$122,872
Value of interest in common/collective trusts at end of year2013-12-31$4,260,537
Value of interest in common/collective trusts at beginning of year2013-12-31$4,469,252
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-12-31$15,495,375
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$14,633,121
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$14,633,121
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$6,085,888
Net investment gain or loss from common/collective trusts2013-12-31$78,212
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$1,272,193
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$1,889,823
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Aggregate proceeds on sale of assets2013-12-31$2,510,518
Aggregate carrying amount (costs) on sale of assets2013-12-31$2,496,047
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31CROWE HORWATH LLP
Accountancy firm EIN2013-12-31350921680
2012 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2012-12-31$258,670
Total unrealized appreciation/depreciation of assets2012-12-31$258,670
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$7,617,949
Total loss/gain on sale of assets2012-12-31$12,879
Total of all expenses incurred2012-12-31$2,537,934
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$2,526,059
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$3,512,678
Value of total assets at end of year2012-12-31$54,510,357
Value of total assets at beginning of year2012-12-31$49,430,342
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$11,875
Total interest from all sources2012-12-31$124,965
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$677,171
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$677,171
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$5,500,000
If this is an individual account plan, was there a blackout period2012-12-31No
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$2,031,910
Participant contributions at end of year2012-12-31$2,638,356
Participant contributions at beginning of year2012-12-31$2,946,578
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$5,802
Other income not declared elsewhere2012-12-31$35
Administrative expenses (other) incurred2012-12-31$11,875
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$5,080,015
Value of net assets at end of year (total assets less liabilities)2012-12-31$54,510,357
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$49,430,342
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$32,769,628
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$29,132,636
Interest on participant loans2012-12-31$124,965
Value of interest in common/collective trusts at end of year2012-12-31$4,469,252
Value of interest in common/collective trusts at beginning of year2012-12-31$4,097,689
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$14,633,121
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$13,253,439
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$13,253,439
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$2,931,714
Net investment gain or loss from common/collective trusts2012-12-31$99,837
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$1,474,966
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$2,526,059
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32012-12-31No
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Aggregate proceeds on sale of assets2012-12-31$0
Aggregate carrying amount (costs) on sale of assets2012-12-31$-12,879
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31CROWE HORWATH LLP
Accountancy firm EIN2012-12-31350921680
2011 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2011-12-31$271,642
Total unrealized appreciation/depreciation of assets2011-12-31$271,642
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$4,030,820
Total loss/gain on sale of assets2011-12-31$16,462
Total of all expenses incurred2011-12-31$2,780,214
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$2,770,431
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$3,343,710
Value of total assets at end of year2011-12-31$49,430,342
Value of total assets at beginning of year2011-12-31$48,179,736
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$9,783
Total interest from all sources2011-12-31$141,122
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$588,293
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$588,293
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$5,500,000
If this is an individual account plan, was there a blackout period2011-12-31No
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$1,785,711
Participant contributions at end of year2011-12-31$2,946,578
Participant contributions at beginning of year2011-12-31$2,854,392
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$152
Other income not declared elsewhere2011-12-31$15,042
Administrative expenses (other) incurred2011-12-31$9,783
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$1,250,606
Value of net assets at end of year (total assets less liabilities)2011-12-31$49,430,342
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$48,179,736
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$29,132,636
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$28,413,616
Interest on participant loans2011-12-31$141,122
Value of interest in common/collective trusts at end of year2011-12-31$4,097,689
Value of interest in common/collective trusts at beginning of year2011-12-31$4,036,712
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$13,253,439
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$12,872,824
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$12,872,824
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-459,301
Net investment gain or loss from common/collective trusts2011-12-31$113,850
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$1,557,847
Employer contributions (assets) at end of year2011-12-31$0
Employer contributions (assets) at beginning of year2011-12-31$2,192
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$2,770,431
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32011-12-31No
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Aggregate proceeds on sale of assets2011-12-31$0
Aggregate carrying amount (costs) on sale of assets2011-12-31$-16,462
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31CROWE HORWATH LLP
Accountancy firm EIN2011-12-31350921680
2010 : RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2010-12-31$318,108
Total unrealized appreciation/depreciation of assets2010-12-31$318,108
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$7,407,288
Total loss/gain on sale of assets2010-12-31$28,749
Total of all expenses incurred2010-12-31$2,520,154
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$2,513,379
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$3,392,012
Value of total assets at end of year2010-12-31$48,179,736
Value of total assets at beginning of year2010-12-31$43,292,602
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$6,775
Total interest from all sources2010-12-31$153,785
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$535,332
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$535,332
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$5,500,000
If this is an individual account plan, was there a blackout period2010-12-31No
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$1,820,508
Participant contributions at end of year2010-12-31$2,854,392
Participant contributions at beginning of year2010-12-31$2,523,763
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$242
Other income not declared elsewhere2010-12-31$1,227
Administrative expenses (other) incurred2010-12-31$6,775
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$4,887,134
Value of net assets at end of year (total assets less liabilities)2010-12-31$48,179,736
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$43,292,602
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$28,413,616
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$24,098,825
Interest on participant loans2010-12-31$153,785
Value of interest in common/collective trusts at end of year2010-12-31$4,036,712
Value of interest in common/collective trusts at beginning of year2010-12-31$3,908,714
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$12,872,824
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$12,761,300
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$12,761,300
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$2,864,282
Net investment gain or loss from common/collective trusts2010-12-31$113,793
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$1,571,262
Employer contributions (assets) at end of year2010-12-31$2,192
Employer contributions (assets) at beginning of year2010-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$2,513,379
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32010-12-31No
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Aggregate proceeds on sale of assets2010-12-31$0
Aggregate carrying amount (costs) on sale of assets2010-12-31$-28,749
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31CROWE HORWATH LLP
Accountancy firm EIN2010-12-31350921680

Form 5500 Responses for RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN

2023: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2023 form 5500 responses
2023-01-01Type of plan entitySingle employer plan
2023-01-01Submission has been amendedNo
2023-01-01This submission is the final filingNo
2023-01-01This return/report is a short plan year return/report (less than 12 months)No
2023-01-01Plan is a collectively bargained planNo
2023-01-01Plan funding arrangement – TrustYes
2023-01-01Plan benefit arrangement - TrustYes
2022: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement - TrustYes
2020: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: RIDGEWOOD SAVINGS BANK PROFIT SHARING AND 401 (K) PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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