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JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN 401k Plan overview

Plan NameJEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN
Plan identification number 002

JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN Benefits

401k Plan TypeDefined Benefit Pension
Plan Features/Benefits
  • Benefits are primarily pay related
  • Cash balance or similar plan - Plan has a "cash balance" formula. For this purpose, a "cash balance" formula is a benefit formula in a defined benefit plan by whatever name (for example, personal account plan, pension equity plan, life cycle plan, cash account plan, etc.) that rather than, or in addition to, expressing the accrued benefit as a life annuity commencing at normal retirement age, defines benefits for each employee in terms more common to a defined contribution plan such as a single sum distribution amount (for example, 10 percent of final average pay times years of service, or the amount of the employee's hypothetical account balance).

401k Sponsoring company profile

JEFFREY M. RUBIN, O.D., P.C. has sponsored the creation of one or more 401k plans.

Company Name:JEFFREY M. RUBIN, O.D., P.C.
Employer identification number (EIN):133196220
NAIC Classification:621320
NAIC Description:Offices of Optometrists

Additional information about JEFFREY M. RUBIN, O.D., P.C.

Jurisdiction of Incorporation: New York Department of State
Incorporation Date: 1983-10-27
Company Identification Number: 876970
Legal Registered Office Address: CONTINENTAL ROAD
Rockland
TUXEDO PARK
United States of America (USA)
10987

More information about JEFFREY M. RUBIN, O.D., P.C.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022022-10-01JEFFREY RUBIN2024-07-11
0022021-10-01JEFFREY RUBIN2023-07-12
0022019-10-01JEFFREY M. RUBIN2023-07-12
0022018-10-01
0022018-10-01JEFFREY M. RUBIN2023-07-12
0022017-10-01JEFFREY M. RUBIN2019-06-07
0022016-10-01JEFFREY M. RUBIN2018-06-13
0022015-10-01JEFFREY M. RUBIN2017-06-26
0022014-10-01JEFFREY M. RUBIN2016-06-15

Plan Statistics for JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN

401k plan membership statisitcs for JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN

Measure Date Value
2023: JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN 2023 401k membership
Market value of plan assets2023-09-301,334,757
Acturial value of plan assets2023-09-301,334,757
Funding target for retired participants and beneficiaries receiving payment2023-09-300
Number of terminated vested participants2023-09-301
Fundng target for terminated vested participants2023-09-303,744
Active participant vested funding target2023-09-301,115,141
Number of active participants2023-09-305
Total funding liabilities for active participants2023-09-301,115,141
Total participant count2023-09-306
Total funding target for all participants2023-09-301,118,885
Balance at beginning of prior year after applicable adjustments2023-09-300
Prefunding balance at beginning of prior year after applicable adjustments2023-09-30372,000
Carryover balanced portion elected for use to offset prior years funding requirement2023-09-300
Prefunding balanced used to offset prior years funding requirement2023-09-30136,757
Amount remaining of carryover balance2023-09-300
Amount remaining of prefunding balance2023-09-30235,243
Present value of excess contributions2023-09-300
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2023-09-300
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2023-09-300
Reductions in caryover balances due to elections or deemed elections2023-09-300
Reductions in prefunding balances due to elections or deemed elections2023-09-3024,043
Balance of carryovers at beginning of current year2023-09-300
Balance of prefunding at beginning of current year2023-09-30213,200
Total employer contributions2023-09-30321,018
Total employee contributions2023-09-300
Contributions allocated toward unpaid minimum require contributions from prior years2023-09-300
Contributions made to avoid restrictions adjusted to valuation date2023-09-300
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2023-09-30295,800
Unpaid minimum required contributions for all prior years2023-09-300
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2023-09-300
Remaining amount of unpaid minimum required contributions2023-09-300
Minimum required contributions for current year target normal cost2023-09-30306,723
Net shortfall amortization installment of oustanding balance2023-09-300
Waiver amortization installment2023-09-300
Total funding amount beforereflecting carryover/prefunding balances2023-09-30304,051
Carryover balance elected to use to offset funding requirement2023-09-300
Prefunding balance elected to use to offset funding requirement2023-09-308,251
Additional cash requirement2023-09-30295,800
Contributions allocatedtoward minimum required contributions for current year2023-09-30295,800
Unpaid minimum required contributions for current year2023-09-300
Unpaid minimum required contributions for all years2023-09-300
2022: JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN 2022 401k membership
Market value of plan assets2022-09-301,313,913
Acturial value of plan assets2022-09-301,313,913
Funding target for retired participants and beneficiaries receiving payment2022-09-300
Number of terminated vested participants2022-09-301
Fundng target for terminated vested participants2022-09-304,034
Active participant vested funding target2022-09-30937,627
Number of active participants2022-09-303
Total funding liabilities for active participants2022-09-30937,627
Total participant count2022-09-304
Total funding target for all participants2022-09-30941,661
Balance at beginning of prior year after applicable adjustments2022-09-300
Prefunding balance at beginning of prior year after applicable adjustments2022-09-30325,300
Carryover balanced portion elected for use to offset prior years funding requirement2022-09-300
Prefunding balanced used to offset prior years funding requirement2022-09-300
Amount remaining of carryover balance2022-09-300
Amount remaining of prefunding balance2022-09-30325,300
Present value of excess contributions2022-09-30110,112
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2022-09-30115,948
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2022-09-30115,948
Reductions in caryover balances due to elections or deemed elections2022-09-300
Reductions in prefunding balances due to elections or deemed elections2022-09-3072,013
Balance of carryovers at beginning of current year2022-09-300
Balance of prefunding at beginning of current year2022-09-30372,000
Total employer contributions2022-09-300
Total employee contributions2022-09-300
Contributions allocated toward unpaid minimum require contributions from prior years2022-09-300
Contributions made to avoid restrictions adjusted to valuation date2022-09-300
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2022-09-300
Unpaid minimum required contributions for all prior years2022-09-300
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2022-09-300
Remaining amount of unpaid minimum required contributions2022-09-300
Minimum required contributions for current year target normal cost2022-09-30137,009
Net shortfall amortization installment of oustanding balance2022-09-300
Waiver amortization installment2022-09-300
Total funding amount beforereflecting carryover/prefunding balances2022-09-30136,757
Carryover balance elected to use to offset funding requirement2022-09-300
Prefunding balance elected to use to offset funding requirement2022-09-30136,757
Additional cash requirement2022-09-300
Contributions allocatedtoward minimum required contributions for current year2022-09-300
Unpaid minimum required contributions for current year2022-09-300
Unpaid minimum required contributions for all years2022-09-300
2020: JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN 2020 401k membership
Market value of plan assets2020-09-30952,509
Acturial value of plan assets2020-09-30952,509
Funding target for retired participants and beneficiaries receiving payment2020-09-300
Number of terminated vested participants2020-09-300
Fundng target for terminated vested participants2020-09-300
Active participant vested funding target2020-09-30586,328
Number of active participants2020-09-305
Total funding liabilities for active participants2020-09-30586,328
Total participant count2020-09-305
Total funding target for all participants2020-09-30586,328
Balance at beginning of prior year after applicable adjustments2020-09-300
Prefunding balance at beginning of prior year after applicable adjustments2020-09-30196,000
Carryover balanced portion elected for use to offset prior years funding requirement2020-09-300
Prefunding balanced used to offset prior years funding requirement2020-09-300
Amount remaining of carryover balance2020-09-300
Amount remaining of prefunding balance2020-09-30196,000
Present value of excess contributions2020-09-30191,024
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2020-09-30202,008
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2020-09-30202,008
Reductions in caryover balances due to elections or deemed elections2020-09-300
Reductions in prefunding balances due to elections or deemed elections2020-09-3033,809
Balance of carryovers at beginning of current year2020-09-300
Balance of prefunding at beginning of current year2020-09-30366,100
Total employer contributions2020-09-30101,529
Total employee contributions2020-09-300
Contributions allocated toward unpaid minimum require contributions from prior years2020-09-300
Contributions made to avoid restrictions adjusted to valuation date2020-09-300
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2020-09-3092,348
Unpaid minimum required contributions for all prior years2020-09-300
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2020-09-300
Remaining amount of unpaid minimum required contributions2020-09-300
Minimum required contributions for current year target normal cost2020-09-3091,031
Net shortfall amortization installment of oustanding balance2020-09-300
Waiver amortization installment2020-09-300
Total funding amount beforereflecting carryover/prefunding balances2020-09-3090,950
Carryover balance elected to use to offset funding requirement2020-09-300
Prefunding balance elected to use to offset funding requirement2020-09-300
Additional cash requirement2020-09-3090,950
Contributions allocatedtoward minimum required contributions for current year2020-09-3092,348
Unpaid minimum required contributions for current year2020-09-300
Unpaid minimum required contributions for all years2020-09-300
2019: JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN 2019 401k membership
Market value of plan assets2019-09-30705,617
Acturial value of plan assets2019-09-30705,617
Funding target for retired participants and beneficiaries receiving payment2019-09-300
Number of terminated vested participants2019-09-300
Fundng target for terminated vested participants2019-09-300
Active participant vested funding target2019-09-30697,344
Number of active participants2019-09-304
Total funding liabilities for active participants2019-09-30697,344
Total participant count2019-09-304
Total funding target for all participants2019-09-30697,344
Balance at beginning of prior year after applicable adjustments2019-09-300
Prefunding balance at beginning of prior year after applicable adjustments2019-09-300
Carryover balanced portion elected for use to offset prior years funding requirement2019-09-300
Prefunding balanced used to offset prior years funding requirement2019-09-300
Amount remaining of carryover balance2019-09-300
Amount remaining of prefunding balance2019-09-300
Present value of excess contributions2019-09-30199,981
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2019-09-30199,981
Balance of carryovers at beginning of current year2019-09-300
Balance of prefunding at beginning of current year2019-09-300
Total employer contributions2019-09-30255,537
Total employee contributions2019-09-300
Contributions allocated toward unpaid minimum require contributions from prior years2019-09-300
Contributions made to avoid restrictions adjusted to valuation date2019-09-300
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2019-09-30244,533
Unpaid minimum required contributions for all prior years2019-09-300
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2019-09-300
Remaining amount of unpaid minimum required contributions2019-09-300
Minimum required contributions for current year target normal cost2019-09-30136,792
Total funding amount beforereflecting carryover/prefunding balances2019-09-30136,792
Additional cash requirement2019-09-30136,792
Contributions allocatedtoward minimum required contributions for current year2019-09-30244,533
Unpaid minimum required contributions for current year2019-09-300
Unpaid minimum required contributions for all years2019-09-300
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2019-09-30196,000
Reductions in caryover balances due to elections or deemed elections2019-09-300
Reductions in prefunding balances due to elections or deemed elections2019-09-300
Net shortfall amortization installment of oustanding balance2019-09-300
Waiver amortization installment2019-09-300
Carryover balance elected to use to offset funding requirement2019-09-300
Prefunding balance elected to use to offset funding requirement2019-09-300
2018: JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN 2018 401k membership
Market value of plan assets2018-09-30479,106
Acturial value of plan assets2018-09-30479,106
Funding target for retired participants and beneficiaries receiving payment2018-09-300
Number of terminated vested participants2018-09-301
Fundng target for terminated vested participants2018-09-301,365
Active participant vested funding target2018-09-30392,609
Number of active participants2018-09-304
Total funding liabilities for active participants2018-09-30392,609
Total participant count2018-09-305
Total funding target for all participants2018-09-30393,974
Balance at beginning of prior year after applicable adjustments2018-09-300
Prefunding balance at beginning of prior year after applicable adjustments2018-09-300
Carryover balanced portion elected for use to offset prior years funding requirement2018-09-300
Prefunding balanced used to offset prior years funding requirement2018-09-300
Amount remaining of carryover balance2018-09-300
Amount remaining of prefunding balance2018-09-300
Present value of excess contributions2018-09-30107,284
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2018-09-30107,284
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2018-09-300
Reductions in caryover balances due to elections or deemed elections2018-09-300
Reductions in prefunding balances due to elections or deemed elections2018-09-300
Balance of carryovers at beginning of current year2018-09-300
Balance of prefunding at beginning of current year2018-09-300
Total employer contributions2018-09-30220,105
Total employee contributions2018-09-300
Contributions allocated toward unpaid minimum require contributions from prior years2018-09-300
Contributions made to avoid restrictions adjusted to valuation date2018-09-300
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2018-09-30213,789
Unpaid minimum required contributions for all prior years2018-09-300
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2018-09-300
Remaining amount of unpaid minimum required contributions2018-09-300
Minimum required contributions for current year target normal cost2018-09-3098,940
Net shortfall amortization installment of oustanding balance2018-09-300
Waiver amortization installment2018-09-300
Total funding amount beforereflecting carryover/prefunding balances2018-09-3013,808
Carryover balance elected to use to offset funding requirement2018-09-300
Prefunding balance elected to use to offset funding requirement2018-09-300
Additional cash requirement2018-09-3013,808
Contributions allocatedtoward minimum required contributions for current year2018-09-30213,789
Unpaid minimum required contributions for current year2018-09-300
Unpaid minimum required contributions for all years2018-09-300
2017: JEFFREY M. RUBIN, O.D., P.C. CASH BALANCE PLAN 2017 401k membership
Market value of plan assets2017-09-30304,768
Acturial value of plan assets2017-09-30304,768
Funding target for retired participants and beneficiaries receiving payment2017-09-300
Number of terminated vested participants2017-09-301
Fundng target for terminated vested participants2017-09-301,266
Active participant vested funding target2017-09-30265,775
Number of active participants2017-09-304
Total funding liabilities for active participants2017-09-30265,775
Total participant count2017-09-305
Total funding target for all participants2017-09-30267,041
Balance at beginning of prior year after applicable adjustments2017-09-300
Prefunding balance at beginning of prior year after applicable adjustments2017-09-300
Carryover balanced portion elected for use to offset prior years funding requirement2017-09-300
Prefunding balanced used to offset prior years funding requirement2017-09-300
Amount remaining of carryover balance2017-09-300
Amount remaining of prefunding balance2017-09-300
Present value of excess contributions2017-09-3045,968
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance2017-09-3045,968
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance2017-09-300
Reductions in caryover balances due to elections or deemed elections2017-09-300
Reductions in prefunding balances due to elections or deemed elections2017-09-300
Balance of carryovers at beginning of current year2017-09-300
Balance of prefunding at beginning of current year2017-09-300
Total employer contributions2017-09-30169,754
Total employee contributions2017-09-300
Contributions allocated toward unpaid minimum require contributions from prior years2017-09-300
Contributions made to avoid restrictions adjusted to valuation date2017-09-300
Contributions allocated toward minimum required contributions for current year adjusted to valuation date2017-09-30164,798
Unpaid minimum required contributions for all prior years2017-09-300
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years2017-09-300
Remaining amount of unpaid minimum required contributions2017-09-300
Minimum required contributions for current year target normal cost2017-09-3095,241
Net shortfall amortization installment of oustanding balance2017-09-300
Waiver amortization installment2017-09-300
Total funding amount beforereflecting carryover/prefunding balances2017-09-3057,514
Carryover balance elected to use to offset funding requirement2017-09-300
Prefunding balance elected to use to offset funding requirement2017-09-300
Additional cash requirement2017-09-3057,514
Contributions allocatedtoward minimum required contributions for current year2017-09-30164,798
Unpaid minimum required contributions for current year2017-09-300
Unpaid minimum required contributions for all years2017-09-300

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