401k Plan data: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN plan

AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 401k Plan overview

Plan Name	AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN
Plan identification number	002

AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

AAA WESTERN AND CENTRAL NEW YORK has sponsored the creation of one or more 401k plans.

Company Name: AAA WESTERN AND CENTRAL NEW YORK

Employer identification number (EIN): 160338340

NAIC Classification: 561500

Form 5500 Filing Information

Submission information for form 5500 for 401k plan AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2023-01-01
002 2022-01-01
002 2021-01-01
002 2020-01-01
002 2020-01-01
002 2019-01-01
002 2018-01-01
002 2018-01-01

Plan Statistics for AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN

401k plan membership statisitcs for AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN

Measure Date Value
2023: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 653
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 461
Number of retired or separated participants receiving benefits 2023-01-01 4
Number of other retired or separated participants entitled to future benefits 2023-01-01 198
Total of all active and inactive participants 2023-01-01 663
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 1
Total participants 2023-01-01 664
Number of participants with account balances 2023-01-01 655
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 46
2022: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 669
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 444
Number of retired or separated participants receiving benefits 2022-01-01 2
Number of other retired or separated participants entitled to future benefits 2022-01-01 193
Total of all active and inactive participants 2022-01-01 639
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 639
Number of participants with account balances 2022-01-01 632
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 27
2021: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 719
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 462
Number of retired or separated participants receiving benefits 2021-01-01 2
Number of other retired or separated participants entitled to future benefits 2021-01-01 193
Total of all active and inactive participants 2021-01-01 657
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 657
Number of participants with account balances 2021-01-01 643
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 33
2020: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 799
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 505
Number of retired or separated participants receiving benefits 2020-01-01 1
Number of other retired or separated participants entitled to future benefits 2020-01-01 210
Total of all active and inactive participants 2020-01-01 716
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 716
Number of participants with account balances 2020-01-01 706
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 45
2019: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 880
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 646
Number of retired or separated participants receiving benefits 2019-01-01 1
Number of other retired or separated participants entitled to future benefits 2019-01-01 139
Total of all active and inactive participants 2019-01-01 786
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 786
Number of participants with account balances 2019-01-01 773
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 51
2018: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 904
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 738
Number of retired or separated participants receiving benefits 2018-01-01 1
Number of other retired or separated participants entitled to future benefits 2018-01-01 145
Total of all active and inactive participants 2018-01-01 884
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 884
Number of participants with account balances 2018-01-01 860
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 124

Measure	Date	Value
2023: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	653
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	461
Number of retired or separated participants receiving benefits	2023-01-01	4
Number of other retired or separated participants entitled to future benefits	2023-01-01	198
Total of all active and inactive participants	2023-01-01	663
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	1
Total participants	2023-01-01	664
Number of participants with account balances	2023-01-01	655
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	46
2022: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	669
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	444
Number of retired or separated participants receiving benefits	2022-01-01	2
Number of other retired or separated participants entitled to future benefits	2022-01-01	193
Total of all active and inactive participants	2022-01-01	639
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	639
Number of participants with account balances	2022-01-01	632
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	27
2021: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	719
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	462
Number of retired or separated participants receiving benefits	2021-01-01	2
Number of other retired or separated participants entitled to future benefits	2021-01-01	193
Total of all active and inactive participants	2021-01-01	657
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	657
Number of participants with account balances	2021-01-01	643
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	33
2020: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	799
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	505
Number of retired or separated participants receiving benefits	2020-01-01	1
Number of other retired or separated participants entitled to future benefits	2020-01-01	210
Total of all active and inactive participants	2020-01-01	716
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	716
Number of participants with account balances	2020-01-01	706
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	45
2019: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	880
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	646
Number of retired or separated participants receiving benefits	2019-01-01	1
Number of other retired or separated participants entitled to future benefits	2019-01-01	139
Total of all active and inactive participants	2019-01-01	786
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	786
Number of participants with account balances	2019-01-01	773
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	51
2018: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	904
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	738
Number of retired or separated participants receiving benefits	2018-01-01	1
Number of other retired or separated participants entitled to future benefits	2018-01-01	145
Total of all active and inactive participants	2018-01-01	884
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	884
Number of participants with account balances	2018-01-01	860
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	124

Financial Data on AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN

Measure	Date	Value
2023 : AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2023 401k financial data
Total unrealized appreciation/depreciation of assets	2023-12-31	$0
Total transfer of assets to this plan	2023-12-31	$0
Total transfer of assets from this plan	2023-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total income from all sources (including contributions)	2023-12-31	$10,434,019
Total loss/gain on sale of assets	2023-12-31	$0
Total of all expenses incurred	2023-12-31	$4,747,727
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-12-31	$4,594,021
Expenses. Certain deemed distributions of participant loans	2023-12-31	$88,461
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-12-31	$3,834,404
Value of total assets at end of year	2023-12-31	$46,514,556
Value of total assets at beginning of year	2023-12-31	$40,828,264
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-12-31	$65,245
Total interest from all sources	2023-12-31	$45,832
Total dividends received (eg from common stock, registered investment company shares)	2023-12-31	$1,510,612
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-12-31	$1,510,612
Was this plan covered by a fidelity bond	2023-12-31	Yes
Value of fidelity bond cover	2023-12-31	$500,000
If this is an individual account plan, was there a blackout period	2023-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2023-12-31	No
Contributions received from participants	2023-12-31	$2,403,549
Participant contributions at end of year	2023-12-31	$725,510
Participant contributions at beginning of year	2023-12-31	$694,973
Income. Received or receivable in cash from other sources (including rollovers)	2023-12-31	$517,931
Other income not declared elsewhere	2023-12-31	$12,676
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Value of net income/loss	2023-12-31	$5,686,292
Value of net assets at end of year (total assets less liabilities)	2023-12-31	$46,514,556
Value of net assets at beginning of year (total assets less liabilities)	2023-12-31	$40,828,264
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-12-31	No
Were any leases to which the plan was party in default or uncollectible	2023-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-12-31	$45,789,046
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-12-31	$40,133,291
Interest on participant loans	2023-12-31	$45,832
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-12-31	$5,030,495
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-12-31	No
Was there a failure to transmit to the plan any participant contributions	2023-12-31	No
Has the plan failed to provide any benefit when due under the plan	2023-12-31	No
Contributions received in cash from employer	2023-12-31	$912,924
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-12-31	$4,594,021
Did the plan have assets held for investment	2023-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-12-31	No
Opinion of an independent qualified public accountant for this plan	2023-12-31	Unqualified
Accountancy firm name	2023-12-31	FREED MAXICK CPAS P.C.
Accountancy firm EIN	2023-12-31	454051133
2022 : AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total transfer of assets to this plan	2022-12-31	$0
Total transfer of assets from this plan	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-4,057,399
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$3,300,827
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$3,188,222
Expenses. Certain deemed distributions of participant loans	2022-12-31	$42,733
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$3,392,381
Value of total assets at end of year	2022-12-31	$40,828,264
Value of total assets at beginning of year	2022-12-31	$48,186,490
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$69,872
Total interest from all sources	2022-12-31	$35,731
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$1,419,157
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$1,419,157
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$2,156,118
Participant contributions at end of year	2022-12-31	$694,973
Participant contributions at beginning of year	2022-12-31	$750,670
Participant contributions at beginning of year	2022-12-31	$4,538
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$413,771
Other income not declared elsewhere	2022-12-31	$9,084
Administrative expenses (other) incurred	2022-12-31	$69,872
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-7,358,226
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$40,828,264
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$48,186,490
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$40,133,291
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$47,429,457
Interest on participant loans	2022-12-31	$35,731
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-8,913,752
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$822,492
Employer contributions (assets) at beginning of year	2022-12-31	$1,825
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$3,188,222
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	FREED MAXICK CPAS P.C.
Accountancy firm EIN	2022-12-31	454051133
2021 : AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total transfer of assets to this plan	2021-12-31	$0
Total transfer of assets from this plan	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$8,740,606
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$6,407,642
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$6,307,522
Expenses. Certain deemed distributions of participant loans	2021-12-31	$41,041
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$2,997,409
Value of total assets at end of year	2021-12-31	$48,186,490
Value of total assets at beginning of year	2021-12-31	$45,853,526
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$59,079
Total interest from all sources	2021-12-31	$35,827
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$1,639,806
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$1,639,806
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$1,983,863
Participant contributions at end of year	2021-12-31	$750,670
Participant contributions at beginning of year	2021-12-31	$693,180
Participant contributions at end of year	2021-12-31	$4,538
Participant contributions at beginning of year	2021-12-31	$3,964
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$268,285
Other income not declared elsewhere	2021-12-31	$14,917
Administrative expenses (other) incurred	2021-12-31	$59,079
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$2,332,964
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$48,186,490
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$45,853,526
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$47,429,457
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$45,154,477
Interest on participant loans	2021-12-31	$35,827
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$4,052,647
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$745,261
Employer contributions (assets) at end of year	2021-12-31	$1,825
Employer contributions (assets) at beginning of year	2021-12-31	$1,905
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$6,307,522
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	FREED MAXICK CPAS P.C.
Accountancy firm EIN	2021-12-31	454051133
2020 : AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total transfer of assets to this plan	2020-12-31	$0
Total transfer of assets from this plan	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$8,565,993
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$4,358,320
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$4,240,097
Expenses. Certain deemed distributions of participant loans	2020-12-31	$41,425
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$2,697,493
Value of total assets at end of year	2020-12-31	$45,853,526
Value of total assets at beginning of year	2020-12-31	$41,645,853
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$76,798
Total interest from all sources	2020-12-31	$41,294
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$1,193,915
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$1,193,915
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$1,929,308
Participant contributions at end of year	2020-12-31	$693,180
Participant contributions at beginning of year	2020-12-31	$743,973
Participant contributions at end of year	2020-12-31	$3,964
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2020-12-31	$13,815
Other income not declared elsewhere	2020-12-31	$31,244
Administrative expenses (other) incurred	2020-12-31	$76,798
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$4,207,673
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$45,853,526
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$41,645,853
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$45,154,477
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$40,901,880
Interest on participant loans	2020-12-31	$41,294
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$4,602,047
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$768,185
Employer contributions (assets) at end of year	2020-12-31	$1,905
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$4,226,282
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	FREED MAXICK, CPAS P.C.
Accountancy firm EIN	2020-12-31	454051133
2019 : AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total transfer of assets to this plan	2019-12-31	$0
Total transfer of assets from this plan	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$10,078,385
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$3,565,307
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$3,445,877
Expenses. Certain deemed distributions of participant loans	2019-12-31	$26,643
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$2,929,961
Value of total assets at end of year	2019-12-31	$41,645,853
Value of total assets at beginning of year	2019-12-31	$35,132,775
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$92,787
Total interest from all sources	2019-12-31	$44,318
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$1,279,468
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$1,279,468
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$2,021,464
Participant contributions at end of year	2019-12-31	$743,973
Participant contributions at beginning of year	2019-12-31	$849,390
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$125,560
Other income not declared elsewhere	2019-12-31	$3,048
Administrative expenses (other) incurred	2019-12-31	$92,787
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$6,513,078
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$41,645,853
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$35,132,775
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$40,901,880
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$34,283,385
Interest on participant loans	2019-12-31	$44,318
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$5,821,590
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$782,937
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$3,445,877
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	FREED MAXICK, CPAS P.C.
Accountancy firm EIN	2019-12-31	454051133
2018 : AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total transfer of assets to this plan	2018-12-31	$0
Total transfer of assets from this plan	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$927,119
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$2,396,694
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$2,253,042
Expenses. Certain deemed distributions of participant loans	2018-12-31	$36,680
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$2,717,586
Value of total assets at end of year	2018-12-31	$35,132,775
Value of total assets at beginning of year	2018-12-31	$36,602,350
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$106,972
Total interest from all sources	2018-12-31	$44,459
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$1,446,911
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$1,446,911
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$1,870,286
Participant contributions at end of year	2018-12-31	$849,390
Participant contributions at beginning of year	2018-12-31	$943,702
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$80,428
Other income not declared elsewhere	2018-12-31	$6,096
Administrative expenses (other) incurred	2018-12-31	$106,972
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-1,469,575
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$35,132,775
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$36,602,350
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$34,283,385
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$35,658,648
Interest on participant loans	2018-12-31	$44,459
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-3,287,933
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$766,872
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$2,253,042
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	FREED MAXICK, CPAS P.C.
Accountancy firm EIN	2018-12-31	454051133

Form 5500 Responses for AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN

2023: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2023 form 5500 responses
2023-01-01	Type of plan entity	Single employer plan
2023-01-01	Submission has been amended	No
2023-01-01	This submission is the final filing	No
2023-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2023-01-01	Plan is a collectively bargained plan	No
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: AAA WESTERN AND CENTRAL NEW YORK , INC. 401(K) RETIREMENT PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes

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AAA WESTERN & CENTRAL NEW YORK, INC. 401(K) RETIREMENT PLAN [EIN = 161338340]

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Company Name:	AAA WESTERN AND CENTRAL NEW YORK
Employer identification number (EIN):	160338340
NAIC Classification:	561500