401k Plan data: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN plan

CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 401k Plan overview

Plan Name	CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN
Plan identification number	002

CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) received services of leased employees, as defined in Code section 414(n), during the plan year.

401k Sponsoring company profile

CONSUMER DIRECTED CHOICES, INC. has sponsored the creation of one or more 401k plans.

Company Name: CONSUMER DIRECTED CHOICES, INC.

Employer identification number (EIN): 161516618

NAIC Classification: 621610
NAIC Description: Home Health Care Services

Additional information about CONSUMER DIRECTED CHOICES, INC.

Jurisdiction of Incorporation: New York Department of State

Incorporation Date: 1997-01-10

Company Identification Number: 2100934

Legal Registered Office Address: 7 WASHINGTON SQUARE
Albany
ALBANY
United States of America (USA)
12205

More information about CONSUMER DIRECTED CHOICES, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2023-01-01
002 2022-01-01
002 2021-01-01
002 2020-01-01
002 2019-01-01
002 2018-01-01 ELIZABETH MARTIN ELIZABETH MARTIN 2019-07-12
002 2017-01-01 ELIZABETH MARTIN ELIZABETH MARTIN 2018-07-12
002 2016-01-01 ELIZABETH MARTIN ELIZABETH MARTIN 2017-06-23
002 2015-01-01 ELIZABETH MARTIN ELIZABETH MARTIN 2016-07-05
002 2014-01-01 ELIZABETH MARTIN ELIZABETH MARTIN 2015-10-13
002 2013-01-01 ELIZABETH MARTIN ELIZABETH MARTIN 2014-07-25
002 2012-01-01 ELIZABETH MARTIN ELIZABETH MARTIN 2013-07-26
002 2011-01-01 CONSTANCE LAYMON
002 2010-01-01 CONSTANCE LAYMON CONSTANCE LAYMON 2011-07-25
002 2009-09-01 CONSTANCE LAYMON CONSTANCE LAYMON 2010-10-08

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
002	2023-01-01
002	2022-01-01
002	2021-01-01
002	2020-01-01
002	2019-01-01
002	2018-01-01	ELIZABETH MARTIN	ELIZABETH MARTIN	2019-07-12
002	2017-01-01	ELIZABETH MARTIN	ELIZABETH MARTIN	2018-07-12
002	2016-01-01	ELIZABETH MARTIN	ELIZABETH MARTIN	2017-06-23
002	2015-01-01	ELIZABETH MARTIN	ELIZABETH MARTIN	2016-07-05
002	2014-01-01	ELIZABETH MARTIN	ELIZABETH MARTIN	2015-10-13
002	2013-01-01	ELIZABETH MARTIN	ELIZABETH MARTIN	2014-07-25
002	2012-01-01	ELIZABETH MARTIN	ELIZABETH MARTIN	2013-07-26
002	2011-01-01	CONSTANCE LAYMON
002	2010-01-01	CONSTANCE LAYMON	CONSTANCE LAYMON	2011-07-25
002	2009-09-01	CONSTANCE LAYMON	CONSTANCE LAYMON	2010-10-08

Plan Statistics for CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

401k plan membership statisitcs for CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

Measure Date Value
2023: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 2,259
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 2,667
Number of retired or separated participants receiving benefits 2023-01-01 0
Number of other retired or separated participants entitled to future benefits 2023-01-01 43
Total of all active and inactive participants 2023-01-01 2,710
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 0
Total participants 2023-01-01 2,710
Number of participants with account balances 2023-01-01 187
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 11
2022: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 1,761
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 2,243
Number of retired or separated participants receiving benefits 2022-01-01 1
Number of other retired or separated participants entitled to future benefits 2022-01-01 39
Total of all active and inactive participants 2022-01-01 2,283
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 2,283
Number of participants with account balances 2022-01-01 141
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 4
2021: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 1,627
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 2,044
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 21
Total of all active and inactive participants 2021-01-01 2,065
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 2,065
Number of participants with account balances 2021-01-01 128
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 3
2020: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 1,689
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 1,933
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 29
Total of all active and inactive participants 2020-01-01 1,962
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 1,962
Number of participants with account balances 2020-01-01 131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 5
2019: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 1,540
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 1,866
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 21
Total of all active and inactive participants 2019-01-01 1,887
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 1,887
Number of participants with account balances 2019-01-01 121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 2
2018: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 1,471
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 1,635
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 16
Total of all active and inactive participants 2018-01-01 1,651
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 1,651
Number of participants with account balances 2018-01-01 108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 1
2017: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 1,504
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 1,769
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 15
Total of all active and inactive participants 2017-01-01 1,784
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 1,784
Number of participants with account balances 2017-01-01 108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 3
2016: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 1,120
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 1,473
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 14
Total of all active and inactive participants 2016-01-01 1,487
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 1,487
Number of participants with account balances 2016-01-01 104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 1
2015: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 933
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 1,187
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 5
Total of all active and inactive participants 2015-01-01 1,192
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 1,192
Number of participants with account balances 2015-01-01 97
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 799
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 955
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 8
Total of all active and inactive participants 2014-01-01 963
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 963
Number of participants with account balances 2014-01-01 91
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 1
2013: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 780
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 830
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 6
Total of all active and inactive participants 2013-01-01 836
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 836
Number of participants with account balances 2013-01-01 97
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 2
2012: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 784
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 810
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 12
Total of all active and inactive participants 2012-01-01 822
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 822
Number of participants with account balances 2012-01-01 108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 3
2011: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 801
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 902
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 22
Total of all active and inactive participants 2011-01-01 924
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 924
Number of participants with account balances 2011-01-01 133
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 1
2010: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 771
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 731
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 26
Total of all active and inactive participants 2010-01-01 757
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 1
Total participants 2010-01-01 758
Number of participants with account balances 2010-01-01 152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 5
2009: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-09-01 564
Total number of active participants reported on line 7a of the Form 5500 2009-09-01 766
Number of retired or separated participants receiving benefits 2009-09-01 0
Number of other retired or separated participants entitled to future benefits 2009-09-01 3
Total of all active and inactive participants 2009-09-01 769
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-09-01 0
Total participants 2009-09-01 769
Number of participants with account balances 2009-09-01 152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-09-01 0

Measure	Date	Value
2023: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	2,259
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	2,667
Number of retired or separated participants receiving benefits	2023-01-01	0
Number of other retired or separated participants entitled to future benefits	2023-01-01	43
Total of all active and inactive participants	2023-01-01	2,710
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	0
Total participants	2023-01-01	2,710
Number of participants with account balances	2023-01-01	187
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	11
2022: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	1,761
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	2,243
Number of retired or separated participants receiving benefits	2022-01-01	1
Number of other retired or separated participants entitled to future benefits	2022-01-01	39
Total of all active and inactive participants	2022-01-01	2,283
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	2,283
Number of participants with account balances	2022-01-01	141
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	4
2021: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	1,627
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	2,044
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	21
Total of all active and inactive participants	2021-01-01	2,065
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	2,065
Number of participants with account balances	2021-01-01	128
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	3
2020: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	1,689
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	1,933
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	29
Total of all active and inactive participants	2020-01-01	1,962
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	1,962
Number of participants with account balances	2020-01-01	131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	5
2019: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	1,540
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	1,866
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	21
Total of all active and inactive participants	2019-01-01	1,887
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	1,887
Number of participants with account balances	2019-01-01	121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	2
2018: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	1,471
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	1,635
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	16
Total of all active and inactive participants	2018-01-01	1,651
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	1,651
Number of participants with account balances	2018-01-01	108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	1
2017: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	1,504
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	1,769
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	15
Total of all active and inactive participants	2017-01-01	1,784
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	1,784
Number of participants with account balances	2017-01-01	108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	3
2016: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	1,120
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	1,473
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	14
Total of all active and inactive participants	2016-01-01	1,487
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	1,487
Number of participants with account balances	2016-01-01	104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	1
2015: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	933
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	1,187
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	5
Total of all active and inactive participants	2015-01-01	1,192
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	1,192
Number of participants with account balances	2015-01-01	97
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	799
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	955
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	8
Total of all active and inactive participants	2014-01-01	963
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	963
Number of participants with account balances	2014-01-01	91
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	1
2013: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	780
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	830
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	6
Total of all active and inactive participants	2013-01-01	836
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	836
Number of participants with account balances	2013-01-01	97
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	2
2012: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	784
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	810
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	12
Total of all active and inactive participants	2012-01-01	822
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	822
Number of participants with account balances	2012-01-01	108
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	3
2011: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	801
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	902
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	22
Total of all active and inactive participants	2011-01-01	924
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	924
Number of participants with account balances	2011-01-01	133
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	1
2010: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	771
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	731
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	26
Total of all active and inactive participants	2010-01-01	757
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	1
Total participants	2010-01-01	758
Number of participants with account balances	2010-01-01	152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	5
2009: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-09-01	564
Total number of active participants reported on line 7a of the Form 5500	2009-09-01	766
Number of retired or separated participants receiving benefits	2009-09-01	0
Number of other retired or separated participants entitled to future benefits	2009-09-01	3
Total of all active and inactive participants	2009-09-01	769
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-09-01	0
Total participants	2009-09-01	769
Number of participants with account balances	2009-09-01	152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-09-01	0

Financial Data on CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

Measure	Date	Value
2023 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2023 401k financial data
Total unrealized appreciation/depreciation of assets	2023-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$8,543
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total income from all sources (including contributions)	2023-12-31	$1,206,603
Total loss/gain on sale of assets	2023-12-31	$0
Total of all expenses incurred	2023-12-31	$594,355
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-12-31	$590,489
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-12-31	$570,216
Value of total assets at end of year	2023-12-31	$4,532,669
Value of total assets at beginning of year	2023-12-31	$3,911,878
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-12-31	$3,866
Total interest from all sources	2023-12-31	$2,244
Total dividends received (eg from common stock, registered investment company shares)	2023-12-31	$127,418
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-12-31	$127,418
Was this plan covered by a fidelity bond	2023-12-31	Yes
Value of fidelity bond cover	2023-12-31	$500,000
If this is an individual account plan, was there a blackout period	2023-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2023-12-31	No
Contributions received from participants	2023-12-31	$337,337
Participant contributions at end of year	2023-12-31	$55,034
Participant contributions at beginning of year	2023-12-31	$45,775
Participant contributions at end of year	2023-12-31	$8,008
Participant contributions at beginning of year	2023-12-31	$10,534
Income. Received or receivable in cash from other sources (including rollovers)	2023-12-31	$8,067
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2023-12-31	$8,543
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2023-12-31	$0
Total non interest bearing cash at end of year	2023-12-31	$10,759
Total non interest bearing cash at beginning of year	2023-12-31	$29,400
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Value of net income/loss	2023-12-31	$612,248
Value of net assets at end of year (total assets less liabilities)	2023-12-31	$4,524,126
Value of net assets at beginning of year (total assets less liabilities)	2023-12-31	$3,911,878
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-12-31	No
Were any leases to which the plan was party in default or uncollectible	2023-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-12-31	$4,320,191
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-12-31	$3,721,567
Interest on participant loans	2023-12-31	$2,244
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-12-31	$506,725
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-12-31	No
Was there a failure to transmit to the plan any participant contributions	2023-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2023-12-31	No
Contributions received in cash from employer	2023-12-31	$224,812
Employer contributions (assets) at end of year	2023-12-31	$138,677
Employer contributions (assets) at beginning of year	2023-12-31	$104,602
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-12-31	$590,489
Contract administrator fees	2023-12-31	$3,866
Did the plan have assets held for investment	2023-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-12-31	No
Opinion of an independent qualified public accountant for this plan	2023-12-31	Unqualified
Accountancy firm name	2023-12-31	BST & CO. CPAS. LLP
Accountancy firm EIN	2023-12-31	141442607
2022 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-209,680
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$111,348
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$107,922
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$477,178
Value of total assets at end of year	2022-12-31	$3,911,878
Value of total assets at beginning of year	2022-12-31	$4,232,906
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$3,426
Total interest from all sources	2022-12-31	$2,613
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$102,458
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$102,458
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	Yes
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$283,498
Participant contributions at end of year	2022-12-31	$45,775
Participant contributions at beginning of year	2022-12-31	$67,135
Participant contributions at end of year	2022-12-31	$10,534
Participant contributions at beginning of year	2022-12-31	$6,517
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$6,122
Total non interest bearing cash at end of year	2022-12-31	$29,400
Total non interest bearing cash at beginning of year	2022-12-31	$64,535
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-321,028
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$3,911,878
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$4,232,906
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$3,721,567
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$4,053,885
Interest on participant loans	2022-12-31	$2,613
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-791,929
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$187,558
Employer contributions (assets) at end of year	2022-12-31	$104,602
Employer contributions (assets) at beginning of year	2022-12-31	$40,834
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$107,922
Contract administrator fees	2022-12-31	$3,426
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2022-12-31	Yes
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	BST & CO. CPAS, LLP
Accountancy firm EIN	2022-12-31	141442607
2021 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$1,015,248
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$169,137
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$165,427
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$543,253
Value of total assets at end of year	2021-12-31	$4,232,906
Value of total assets at beginning of year	2021-12-31	$3,386,795
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$3,710
Total interest from all sources	2021-12-31	$3,339
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$458,461
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$458,461
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$340,123
Participant contributions at end of year	2021-12-31	$67,135
Participant contributions at beginning of year	2021-12-31	$84,877
Participant contributions at end of year	2021-12-31	$6,517
Participant contributions at beginning of year	2021-12-31	$7,533
Total non interest bearing cash at end of year	2021-12-31	$64,535
Total non interest bearing cash at beginning of year	2021-12-31	$1,374
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$846,111
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$4,232,906
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$3,386,795
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$4,053,885
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$3,196,091
Interest on participant loans	2021-12-31	$3,339
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$10,195
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$203,130
Employer contributions (assets) at end of year	2021-12-31	$40,834
Employer contributions (assets) at beginning of year	2021-12-31	$96,920
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$165,427
Contract administrator fees	2021-12-31	$3,710
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	BST & CO. CPAS, LLP
Accountancy firm EIN	2021-12-31	141442607
2020 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$857,818
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$89,780
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$86,402
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$441,911
Value of total assets at end of year	2020-12-31	$3,386,795
Value of total assets at beginning of year	2020-12-31	$2,618,757
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$3,378
Total interest from all sources	2020-12-31	$4,844
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$94,095
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$94,095
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$360,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$264,372
Participant contributions at end of year	2020-12-31	$84,877
Participant contributions at beginning of year	2020-12-31	$97,785
Participant contributions at end of year	2020-12-31	$7,533
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$1,351
Total non interest bearing cash at end of year	2020-12-31	$1,374
Total non interest bearing cash at beginning of year	2020-12-31	$84,450
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$768,038
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$3,386,795
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$2,618,757
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$3,196,091
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$2,436,522
Interest on participant loans	2020-12-31	$4,844
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$316,968
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$176,188
Employer contributions (assets) at end of year	2020-12-31	$96,920
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$86,402
Contract administrator fees	2020-12-31	$3,378
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	BST & CO. CPAS, LLP
Accountancy firm EIN	2020-12-31	141442607
2019 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$848,062
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$37,665
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$34,459
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$453,545
Value of total assets at end of year	2019-12-31	$2,618,757
Value of total assets at beginning of year	2019-12-31	$1,808,360
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$3,206
Total interest from all sources	2019-12-31	$2,748
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$61,631
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$61,631
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$360,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$192,258
Participant contributions at end of year	2019-12-31	$97,785
Participant contributions at beginning of year	2019-12-31	$50,980
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$104,336
Total non interest bearing cash at end of year	2019-12-31	$84,450
Total non interest bearing cash at beginning of year	2019-12-31	$67,540
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$810,397
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$2,618,757
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$1,808,360
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$2,436,522
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$1,689,840
Interest on participant loans	2019-12-31	$2,748
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$330,138
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$156,951
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$34,459
Contract administrator fees	2019-12-31	$3,206
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	BST & CO. CPAS, LLP
Accountancy firm EIN	2019-12-31	141442607
2018 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$268,836
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$204,961
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$197,704
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$362,060
Value of total assets at end of year	2018-12-31	$1,808,360
Value of total assets at beginning of year	2018-12-31	$1,744,485
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$7,257
Total interest from all sources	2018-12-31	$2,163
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$55,598
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$55,598
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$335,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$167,140
Participant contributions at end of year	2018-12-31	$50,980
Participant contributions at beginning of year	2018-12-31	$40,760
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$56,117
Total non interest bearing cash at end of year	2018-12-31	$67,540
Total non interest bearing cash at beginning of year	2018-12-31	$32,647
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$63,875
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$1,808,360
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$1,744,485
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$1,689,840
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$1,671,078
Interest on participant loans	2018-12-31	$2,163
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-150,985
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$138,803
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$197,704
Contract administrator fees	2018-12-31	$7,257
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	BST & CO. CPAS, LLP
Accountancy firm EIN	2018-12-31	141442607
2017 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$448,168
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$77,882
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$69,101
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$192,925
Value of total assets at end of year	2017-12-31	$1,744,485
Value of total assets at beginning of year	2017-12-31	$1,374,199
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$8,781
Total interest from all sources	2017-12-31	$1,689
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$50,041
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$50,041
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$335,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$125,204
Participant contributions at end of year	2017-12-31	$40,760
Participant contributions at beginning of year	2017-12-31	$29,810
Total non interest bearing cash at end of year	2017-12-31	$32,647
Total non interest bearing cash at beginning of year	2017-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$370,286
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$1,744,485
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$1,374,199
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$1,671,078
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$1,344,389
Interest on participant loans	2017-12-31	$1,689
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$203,513
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$67,721
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$69,101
Contract administrator fees	2017-12-31	$8,781
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	BST & CO. CPAS, LLP
Accountancy firm EIN	2017-12-31	141442607
2016 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$289,804
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$43,827
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$36,505
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$203,359
Value of total assets at end of year	2016-12-31	$1,374,199
Value of total assets at beginning of year	2016-12-31	$1,128,222
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$7,322
Total interest from all sources	2016-12-31	$1,332
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$36,682
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$36,682
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$335,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$108,243
Participant contributions at end of year	2016-12-31	$29,810
Participant contributions at beginning of year	2016-12-31	$34,245
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$30,395
Other income not declared elsewhere	2016-12-31	$14
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$245,977
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$1,374,199
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$1,128,222
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$1,344,389
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$1,093,977
Interest on participant loans	2016-12-31	$1,332
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$48,417
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$64,721
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$36,505
Contract administrator fees	2016-12-31	$7,322
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	T. M. BYXBEE COMPANY
Accountancy firm EIN	2016-12-31	141767196
2015 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$136,750
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$20,596
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$14,034
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$136,478
Value of total assets at end of year	2015-12-31	$1,128,222
Value of total assets at beginning of year	2015-12-31	$1,012,068
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$6,562
Total interest from all sources	2015-12-31	$1,659
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$50,173
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$50,173
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$120,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$81,574
Participant contributions at end of year	2015-12-31	$34,245
Participant contributions at beginning of year	2015-12-31	$36,826
Other income not declared elsewhere	2015-12-31	$9
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$116,154
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$1,128,222
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$1,012,068
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$1,093,977
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$975,242
Interest on participant loans	2015-12-31	$1,659
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-51,569
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$54,904
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$14,034
Contract administrator fees	2015-12-31	$6,562
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	T. M. BYXBEE COMPANY
Accountancy firm EIN	2015-12-31	141767196
2014 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$222,985
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$53,877
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$46,843
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$161,533
Value of total assets at end of year	2014-12-31	$1,012,068
Value of total assets at beginning of year	2014-12-31	$842,960
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$7,034
Total interest from all sources	2014-12-31	$1,483
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$41,107
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$41,107
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$120,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$77,883
Participant contributions at end of year	2014-12-31	$36,826
Participant contributions at beginning of year	2014-12-31	$19,386
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$169,108
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$1,012,068
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$842,960
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$975,242
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$823,574
Interest on participant loans	2014-12-31	$1,483
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$18,862
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$83,650
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$46,843
Contract administrator fees	2014-12-31	$7,034
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	T.M. BYXBEE COMPANY
Accountancy firm EIN	2014-12-31	141767196
2013 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$295,057
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$22,320
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$15,339
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$160,331
Value of total assets at end of year	2013-12-31	$842,960
Value of total assets at beginning of year	2013-12-31	$570,223
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$6,981
Total interest from all sources	2013-12-31	$665
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$29,965
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$29,965
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$120,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$77,876
Participant contributions at end of year	2013-12-31	$19,386
Participant contributions at beginning of year	2013-12-31	$11,003
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$29,185
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$272,737
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$842,960
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$570,223
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$823,574
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$559,220
Interest on participant loans	2013-12-31	$665
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$104,096
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$53,270
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$15,339
Contract administrator fees	2013-12-31	$6,981
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	T.M. BYXBEE COMPANY
Accountancy firm EIN	2013-12-31	141767196
2012 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$180,819
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$201,939
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$192,347
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$106,379
Value of total assets at end of year	2012-12-31	$570,223
Value of total assets at beginning of year	2012-12-31	$591,343
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$9,592
Total interest from all sources	2012-12-31	$594
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$14,005
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$14,005
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$120,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$71,844
Participant contributions at end of year	2012-12-31	$11,003
Participant contributions at beginning of year	2012-12-31	$22,679
Other income not declared elsewhere	2012-12-31	$645
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$-21,120
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$570,223
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$591,343
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$559,220
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$568,664
Interest on participant loans	2012-12-31	$594
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$59,196
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$34,535
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$192,347
Contract administrator fees	2012-12-31	$9,592
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	T.M. BYXBEE COMPANY
Accountancy firm EIN	2012-12-31	141767196
2011 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$130,618
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$107,992
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$98,344
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$139,816
Value of total assets at end of year	2011-12-31	$591,343
Value of total assets at beginning of year	2011-12-31	$568,717
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$9,648
Total interest from all sources	2011-12-31	$611
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$16,402
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$16,402
Administrative expenses professional fees incurred	2011-12-31	$9,648
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$120,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$100,253
Participant contributions at end of year	2011-12-31	$22,679
Participant contributions at beginning of year	2011-12-31	$12,545
Other income not declared elsewhere	2011-12-31	$679
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$22,626
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$591,343
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$568,717
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$568,664
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$556,172
Interest on participant loans	2011-12-31	$611
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-26,890
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$39,563
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$98,344
Contract administrator fees	2011-12-31	$0
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	T.M. BYXBEE COMPANY
Accountancy firm EIN	2011-12-31	141767196
2010 : CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2010-12-31	$434
Total unrealized appreciation/depreciation of assets	2010-12-31	$434
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$240,501
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$101,448
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$93,416
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$171,562
Value of total assets at end of year	2010-12-31	$568,717
Value of total assets at beginning of year	2010-12-31	$429,664
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$8,032
Total interest from all sources	2010-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$11,694
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$11,694
Administrative expenses professional fees incurred	2010-12-31	$8,032
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$60,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$125,209
Participant contributions at end of year	2010-12-31	$12,545
Participant contributions at beginning of year	2010-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$4,737
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$139,053
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$568,717
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$429,664
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$556,172
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$429,664
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$56,811
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$41,616
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$93,416
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	T.M. BYXBEE COMPANY
Accountancy firm EIN	2010-12-31	141767196

Form 5500 Responses for CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN

2023: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2023 form 5500 responses
2023-01-01	Type of plan entity	Mulitple employer plan
2023-01-01	Submission has been amended	No
2023-01-01	This submission is the final filing	No
2023-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2023-01-01	Plan is a collectively bargained plan	No
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Mulitple employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Mulitple employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Mulitple employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Mulitple employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Mulitple employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Mulitple employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Mulitple employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Mulitple employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Mulitple employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Mulitple employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Mulitple employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Mulitple employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Mulitple employer plan
2010-01-01	Submission has been amended	Yes
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: CONSUMER DIRECTED CHOICES, INC. 401(K) PLAN 2009 form 5500 responses
2009-09-01	Type of plan entity	Mulitple employer plan
2009-09-01	First time form 5500 has been submitted	Yes
2009-09-01	Submission has been amended	No
2009-09-01	This submission is the final filing	No
2009-09-01	This return/report is a short plan year return/report (less than 12 months)	Yes
2009-09-01	Plan is a collectively bargained plan	No
2009-09-01	Plan funding arrangement – Trust	Yes
2009-09-01	Plan benefit arrangement - Trust	Yes

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Company Name:	CONSUMER DIRECTED CHOICES, INC.
Employer identification number (EIN):	161516618
NAIC Classification:	621610
NAIC Description:	Home Health Care Services

Jurisdiction of Incorporation:	New York Department of State
Incorporation Date:	1997-01-10
Company Identification Number:	2100934
Legal Registered Office Address:	7 WASHINGTON SQUARE Albany ALBANY United States of America (USA) 12205