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RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 401k Plan overview

Plan NameRETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST
Plan identification number 001

RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST Benefits

401k Plan TypeDefined Benefit Pension
Plan Features/Benefits
  • Benefits are primarily pay related
  • Covered by PBGC - Plan is covered under the PBGC insurance program (see ERISA section 4021).

401k Sponsoring company profile

ROMA BANK has sponsored the creation of one or more 401k plans.

Company Name:ROMA BANK
Employer identification number (EIN):210550414
NAIC Classification:522120
NAIC Description:Savings Institutions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012012-01-01SUZANNE CHOULJIAN SHARON LAMONT2013-07-08
0012011-01-01SHARON LAMONT
0012009-01-01MAURICE T. PERILLI MARGARET T. NORTON2010-10-14

Plan Statistics for RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

401k plan membership statisitcs for RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

Measure Date Value
2012: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2012 401k membership
Total participants, beginning-of-year2012-01-01287
Total number of active participants reported on line 7a of the Form 55002012-01-01266
Number of retired or separated participants receiving benefits2012-01-0138
Number of other retired or separated participants entitled to future benefits2012-01-0140
Total of all active and inactive participants2012-01-01344
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-013
Total participants2012-01-01347
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-0130
2011: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2011 401k membership
Total participants, beginning-of-year2011-01-01255
Total number of active participants reported on line 7a of the Form 55002011-01-01213
Number of retired or separated participants receiving benefits2011-01-0139
Number of other retired or separated participants entitled to future benefits2011-01-0132
Total of all active and inactive participants2011-01-01284
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-013
Total participants2011-01-01287
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-0113
2009: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2009 401k membership
Total participants, beginning-of-year2009-01-01211
Total number of active participants reported on line 7a of the Form 55002009-01-01182
Number of retired or separated participants receiving benefits2009-01-0131
Number of other retired or separated participants entitled to future benefits2009-01-0125
Total of all active and inactive participants2009-01-01238
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-012
Total participants2009-01-01240
Number of participants with account balances2009-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-0110

Financial Data on RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

Measure Date Value
2012 : RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$2,128,559
Total loss/gain on sale of assets2012-12-31$248,013
Total of all expenses incurred2012-12-31$588,171
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$485,940
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$1,205,866
Value of total assets at end of year2012-12-31$11,323,119
Value of total assets at beginning of year2012-12-31$9,782,731
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$102,231
Total interest from all sources2012-12-31$15
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$50,972
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$50,972
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$4,500,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$1,540,388
Value of net assets at end of year (total assets less liabilities)2012-12-31$11,323,119
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$9,782,731
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Investment advisory and management fees2012-12-31$15,663
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$3,412,702
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$1,430,458
Value of interest in common/collective trusts at end of year2012-12-31$7,910,417
Value of interest in common/collective trusts at beginning of year2012-12-31$7,937,009
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$15
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$213,790
Net investment gain or loss from common/collective trusts2012-12-31$409,903
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31Yes
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$1,205,866
Employer contributions (assets) at end of year2012-12-31$0
Employer contributions (assets) at beginning of year2012-12-31$415,264
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$485,940
Contract administrator fees2012-12-31$86,568
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Aggregate proceeds on sale of assets2012-12-31$2,663,498
Aggregate carrying amount (costs) on sale of assets2012-12-31$2,415,485
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31No
Opinion of an independent qualified public accountant for this plan2012-12-31Unqualified
Accountancy firm name2012-12-31PARENTEBEARD, LLC
Accountancy firm EIN2012-12-31232932984
2011 : RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$1,369,322
Total loss/gain on sale of assets2011-12-31$14,059
Total of all expenses incurred2011-12-31$563,095
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$470,938
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$1,225,972
Value of total assets at end of year2011-12-31$9,782,731
Value of total assets at beginning of year2011-12-31$8,976,504
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$92,157
Total interest from all sources2011-12-31$14,680
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$4,500,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Assets. Other investments not covered elsewhere at end of year2011-12-31$0
Assets. Other investments not covered elsewhere at beginning of year2011-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$806,227
Value of net assets at end of year (total assets less liabilities)2011-12-31$9,782,731
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$8,976,504
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Investment advisory and management fees2011-12-31$16,231
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$1,430,458
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$1,415,778
Value of interest in common/collective trusts at end of year2011-12-31$7,937,009
Value of interest in common/collective trusts at beginning of year2011-12-31$7,560,726
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$14,680
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-45,399
Net investment gain or loss from common/collective trusts2011-12-31$160,010
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31Yes
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$1,225,972
Employer contributions (assets) at end of year2011-12-31$415,264
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$470,938
Contract administrator fees2011-12-31$75,926
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Aggregate proceeds on sale of assets2011-12-31$563,095
Aggregate carrying amount (costs) on sale of assets2011-12-31$549,036
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31No
Opinion of an independent qualified public accountant for this plan2011-12-31Unqualified
Accountancy firm name2011-12-31PARENTEBEARD, LLC
Accountancy firm EIN2011-12-31232932984
2010 : RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total transfer of assets from this plan2010-12-31$2,081,897
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$1,648,866
Total loss/gain on sale of assets2010-12-31$15,091
Total of all expenses incurred2010-12-31$422,162
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$343,319
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$828,636
Value of total assets at end of year2010-12-31$8,976,504
Value of total assets at beginning of year2010-12-31$7,749,800
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$78,843
Total interest from all sources2010-12-31$17,151
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2010-12-31$0
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$4,500,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$115,951
Assets. Other investments not covered elsewhere at beginning of year2010-12-31$0
Assets. Loans (other than to participants) at beginning of year2010-12-31$44,807
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$1,226,704
Value of net assets at end of year (total assets less liabilities)2010-12-31$8,976,504
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$7,749,800
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Investment advisory and management fees2010-12-31$78,843
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$1,415,778
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$983,302
Value of interest in pooled separate accounts at beginning of year2010-12-31$2,435,620
Interest on participant loans2010-12-31$1,809
Interest earned on other investments2010-12-31$8,111
Value of interest in common/collective trusts at end of year2010-12-31$7,560,726
Value of interest in common/collective trusts at beginning of year2010-12-31$5,860,255
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$17,151
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2010-12-31$346,381
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2010-12-31$292,850
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$222,927
Net investment gain/loss from pooled separate accounts2010-12-31$86,032
Net investment gain or loss from common/collective trusts2010-12-31$565,061
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31Yes
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$828,636
Employer contributions (assets) at beginning of year2010-12-31$906,243
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$343,319
Contract administrator fees2010-12-31$1,122
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32010-12-31No
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Aggregate proceeds on sale of assets2010-12-31$422,191
Aggregate carrying amount (costs) on sale of assets2010-12-31$407,100
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31No
Opinion of an independent qualified public accountant for this plan2010-12-31Unqualified
Accountancy firm name2010-12-31PARENTEBEARD, LLC
Accountancy firm EIN2010-12-31232932984
2009 : RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

2012: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2009: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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