401k Plan data: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST plan

RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 401k Plan overview

Plan Name	RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST
Plan identification number	009

RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST Benefits

401k Plan Type	Defined Benefit Pension
Plan Features/Benefits	Benefits are primarily pay related Frozen Plan - As of the last day of the plan year, the plan provides that no participant will get any new benefit accrual (whether because of service or compensation).

401k Sponsoring company profile

INVESTORS BANK has sponsored the creation of one or more 401k plans.

Company Name: INVESTORS BANK

Employer identification number (EIN): 221368780

NAIC Classification: 522120
NAIC Description: Savings Institutions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
009 2015-01-01 SUZANNE CHOULJIAN JULIE O'CONNOR 2015-12-08
009 2014-01-01 SUZANNE CHOULJIAN JULIE O'CONNOR 2015-10-09
009 2013-01-01 SUZANNE CHOULJIAN JULIE O'CONNOR 2014-07-30

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
009	2015-01-01	SUZANNE CHOULJIAN	JULIE O'CONNOR	2015-12-08
009	2014-01-01	SUZANNE CHOULJIAN	JULIE O'CONNOR	2015-10-09
009	2013-01-01	SUZANNE CHOULJIAN	JULIE O'CONNOR	2014-07-30

Plan Statistics for RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

401k plan membership statisitcs for RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

Measure Date Value
2015: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2015 401k membership
Total participants, beginning-of-year 2015-01-01 347
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 0
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 0
Total of all active and inactive participants 2015-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2014 401k membership
Total participants, beginning-of-year 2014-01-01 347
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 245
Number of retired or separated participants receiving benefits 2014-01-01 38
Number of other retired or separated participants entitled to future benefits 2014-01-01 61
Total of all active and inactive participants 2014-01-01 344
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 3
Total participants 2014-01-01 347
2013: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2013 401k membership
Total participants, beginning-of-year 2013-01-01 347
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 245
Number of retired or separated participants receiving benefits 2013-01-01 38
Number of other retired or separated participants entitled to future benefits 2013-01-01 61
Total of all active and inactive participants 2013-01-01 344
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 3
Total participants 2013-01-01 347
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 38

Measure	Date	Value
2015: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2015 401k membership
Total participants, beginning-of-year	2015-01-01	347
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	0
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	0
Total of all active and inactive participants	2015-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2014 401k membership
Total participants, beginning-of-year	2014-01-01	347
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	245
Number of retired or separated participants receiving benefits	2014-01-01	38
Number of other retired or separated participants entitled to future benefits	2014-01-01	61
Total of all active and inactive participants	2014-01-01	344
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	3
Total participants	2014-01-01	347
2013: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2013 401k membership
Total participants, beginning-of-year	2013-01-01	347
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	245
Number of retired or separated participants receiving benefits	2013-01-01	38
Number of other retired or separated participants entitled to future benefits	2013-01-01	61
Total of all active and inactive participants	2013-01-01	344
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	3
Total participants	2013-01-01	347
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	38

Financial Data on RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

Measure	Date	Value
2015 : RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-03-04	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-03-04	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-03-04	$0
Total income from all sources (including contributions)	2015-03-04	$315
Total loss/gain on sale of assets	2015-03-04	$0
Total of all expenses incurred	2015-03-04	$14,037,297
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-03-04	$14,034,632
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-03-04	$0
Value of total assets at end of year	2015-03-04	$0
Value of total assets at beginning of year	2015-03-04	$14,036,982
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-03-04	$2,665
Total interest from all sources	2015-03-04	$315
Total dividends received (eg from common stock, registered investment company shares)	2015-03-04	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-03-04	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2015-03-04	$0
Administrative expenses professional fees incurred	2015-03-04	$388
Was this plan covered by a fidelity bond	2015-03-04	Yes
Value of fidelity bond cover	2015-03-04	$20,000,000
If this is an individual account plan, was there a blackout period	2015-03-04	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-03-04	$0
Were there any nonexempt tranactions with any party-in-interest	2015-03-04	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-03-04	No
Value of net income/loss	2015-03-04	$-14,036,982
Value of net assets at end of year (total assets less liabilities)	2015-03-04	$0
Value of net assets at beginning of year (total assets less liabilities)	2015-03-04	$14,036,982
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-03-04	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-03-04	No
Were any leases to which the plan was party in default or uncollectible	2015-03-04	No
Investment advisory and management fees	2015-03-04	$2,277
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-03-04	$315
Asset value of US Government securities at end of year	2015-03-04	$0
Asset value of US Government securities at beginning of year	2015-03-04	$7,849,350
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-03-04	No
Was there a failure to transmit to the plan any participant contributions	2015-03-04	No
Has the plan failed to provide any benefit when due under the plan	2015-03-04	No
Employer contributions (assets) at end of year	2015-03-04	$0
Employer contributions (assets) at beginning of year	2015-03-04	$6,187,632
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-03-04	$14,034,632
Did the plan have assets held for investment	2015-03-04	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-03-04	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-03-04	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-03-04	Yes
Opinion of an independent qualified public accountant for this plan	2015-03-04	Disclaimer
Accountancy firm name	2015-03-04	BAKER TILLY VIRCHOW KRAUSE, LLP
Accountancy firm EIN	2015-03-04	390859910
2014 : RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$7,955,625
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$7,870,216
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$7,779,219
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$7,326,624
Value of total assets at end of year	2014-12-31	$14,036,982
Value of total assets at beginning of year	2014-12-31	$13,951,573
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$90,997
Total interest from all sources	2014-12-31	$148
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$6,087
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2014-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$6,087
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$20,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Other income not declared elsewhere	2014-12-31	$438,875
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$85,409
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$14,036,982
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$13,951,573
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Investment advisory and management fees	2014-12-31	$90,997
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$8,282,510
Value of interest in common/collective trusts at end of year	2014-12-31	$0
Value of interest in common/collective trusts at beginning of year	2014-12-31	$5,165,284
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-12-31	$148
Asset value of US Government securities at end of year	2014-12-31	$7,849,350
Asset value of US Government securities at beginning of year	2014-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$88,517
Net investment gain or loss from common/collective trusts	2014-12-31	$95,374
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$7,326,624
Employer contributions (assets) at end of year	2014-12-31	$6,187,632
Employer contributions (assets) at beginning of year	2014-12-31	$503,779
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$7,779,219
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BAKER TILLY VIRCHOW KRAUSE, LLP
Accountancy firm EIN	2014-12-31	390859910
2013 : RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$3,232,762
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$604,308
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$514,998
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,585,986
Value of total assets at end of year	2013-12-31	$13,951,573
Value of total assets at beginning of year	2013-12-31	$11,323,119
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$89,310
Total interest from all sources	2013-12-31	$2,143
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$239,830
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$239,830
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$4,500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$2,628,454
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$13,951,573
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$11,323,119
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Investment advisory and management fees	2013-12-31	$89,310
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$8,282,510
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$3,412,702
Value of interest in common/collective trusts at end of year	2013-12-31	$5,165,284
Value of interest in common/collective trusts at beginning of year	2013-12-31	$7,910,417
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$2,143
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$957,223
Net investment gain or loss from common/collective trusts	2013-12-31	$447,580
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$1,585,986
Employer contributions (assets) at end of year	2013-12-31	$503,779
Employer contributions (assets) at beginning of year	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$514,998
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	No
Opinion of an independent qualified public accountant for this plan	2013-12-31	Unqualified
Accountancy firm name	2013-12-31	PARENTEBEARD, LLC
Accountancy firm EIN	2013-12-31	232932984

Form 5500 Responses for RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST

2015: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	Yes
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	Yes
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: RETIREMENT PLAN OF ROMA BANK IN RSI RETIREMENT TRUST 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes

Potentially related plans

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	INVESTORS BANK
Employer identification number (EIN):	221368780
NAIC Classification:	522120
NAIC Description:	Savings Institutions