401k Plan data: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST plan

VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 401k Plan overview

Plan Name	VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST
Plan identification number	003

VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST Benefits

401k Plan Type

Defined Benefit Pension

Plan Features/Benefits

Benefits are primarily pay related
Frozen Plan - As of the last day of the plan year, the plan provides that no participant will get any new benefit accrual (whether because of service or compensation).
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

VIBRANT CREDIT UNION has sponsored the creation of one or more 401k plans.

Company Name: VIBRANT CREDIT UNION

Employer identification number (EIN): 366068452

NAIC Classification: 522190
NAIC Description: Other Depository Credit Intermediation

Form 5500 Filing Information

Submission information for form 5500 for 401k plan VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
003 2023-01-01 STEPHANIE REIMERS 2024-09-27
003 2022-01-01 STEPHANIE REIMERS 2023-04-18
003 2021-01-01 STEPHANIE REIMERS 2022-08-01
003 2020-01-01 STEPHANIE REIMERS 2021-10-14
003 2019-01-01 LISA HEINISCH 2020-07-29
003 2018-01-01 LISA HEINISCH 2019-05-14
003 2017-02-01 LISA HEINISCH 2018-10-03
003 2016-02-01 LISA HEINISCH 2017-11-07

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed
003	2023-01-01	STEPHANIE REIMERS	2024-09-27
003	2022-01-01	STEPHANIE REIMERS	2023-04-18
003	2021-01-01	STEPHANIE REIMERS	2022-08-01
003	2020-01-01	STEPHANIE REIMERS	2021-10-14
003	2019-01-01	LISA HEINISCH	2020-07-29
003	2018-01-01	LISA HEINISCH	2019-05-14
003	2017-02-01	LISA HEINISCH	2018-10-03
003	2016-02-01	LISA HEINISCH	2017-11-07

Plan Statistics for VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST

401k plan membership statisitcs for VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST

Measure Date Value
2022: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2022 401k membership
Market value of plan assets 2022-12-31 6,682,187
Acturial value of plan assets 2022-12-31 6,682,187
Funding target for retired participants and beneficiaries receiving payment 2022-12-31 408,641
Number of terminated vested participants 2022-12-31 12
Fundng target for terminated vested participants 2022-12-31 128,989
Active participant vested funding target 2022-12-31 605,364
Number of active participants 2022-12-31 6
Total funding liabilities for active participants 2022-12-31 605,364
Total participant count 2022-12-31 19
Total funding target for all participants 2022-12-31 1,142,994
Balance at beginning of prior year after applicable adjustments 2022-12-31 533,262
Prefunding balance at beginning of prior year after applicable adjustments 2022-12-31 1,905,895
Carryover balanced portion elected for use to offset prior years funding requirement 2022-12-31 0
Prefunding balanced used to offset prior years funding requirement 2022-12-31 0
Amount remaining of carryover balance 2022-12-31 533,262
Amount remaining of prefunding balance 2022-12-31 1,905,895
Present value of excess contributions 2022-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2022-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2022-12-31 0
Reductions in caryover balances due to elections or deemed elections 2022-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2022-12-31 0
Balance of carryovers at beginning of current year 2022-12-31 604,506
Balance of prefunding at beginning of current year 2022-12-31 2,160,523
Total employer contributions 2022-12-31 3,026
Total employee contributions 2022-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2022-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2022-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2022-12-31 2,916
Unpaid minimum required contributions for all prior years 2022-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2022-12-31 0
Remaining amount of unpaid minimum required contributions 2022-12-31 0
Minimum required contributions for current year target normal cost 2022-12-31 29,374
Net shortfall amortization installment of oustanding balance 2022-12-31 0
Waiver amortization installment 2022-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2022-12-31 0
Carryover balance elected to use to offset funding requirement 2022-12-31 0
Prefunding balance elected to use to offset funding requirement 2022-12-31 0
Additional cash requirement 2022-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2022-12-31 2,916
Unpaid minimum required contributions for current year 2022-12-31 0
Unpaid minimum required contributions for all years 2022-12-31 0
2021: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2021 401k membership
Market value of plan assets 2021-12-31 6,200,661
Acturial value of plan assets 2021-12-31 6,200,661
Funding target for retired participants and beneficiaries receiving payment 2021-12-31 415,224
Number of terminated vested participants 2021-12-31 9
Fundng target for terminated vested participants 2021-12-31 48,013
Active participant vested funding target 2021-12-31 790,589
Number of active participants 2021-12-31 11
Total funding liabilities for active participants 2021-12-31 790,589
Total participant count 2021-12-31 21
Total funding target for all participants 2021-12-31 1,253,826
Balance at beginning of prior year after applicable adjustments 2021-12-31 482,372
Prefunding balance at beginning of prior year after applicable adjustments 2021-12-31 1,724,012
Carryover balanced portion elected for use to offset prior years funding requirement 2021-12-31 0
Prefunding balanced used to offset prior years funding requirement 2021-12-31 0
Amount remaining of carryover balance 2021-12-31 482,372
Amount remaining of prefunding balance 2021-12-31 1,724,012
Present value of excess contributions 2021-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2021-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2021-12-31 0
Reductions in caryover balances due to elections or deemed elections 2021-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2021-12-31 0
Balance of carryovers at beginning of current year 2021-12-31 533,262
Balance of prefunding at beginning of current year 2021-12-31 1,905,895
Total employer contributions 2021-12-31 0
Total employee contributions 2021-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2021-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2021-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2021-12-31 0
Unpaid minimum required contributions for all prior years 2021-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2021-12-31 0
Remaining amount of unpaid minimum required contributions 2021-12-31 0
Minimum required contributions for current year target normal cost 2021-12-31 29,000
Net shortfall amortization installment of oustanding balance 2021-12-31 0
Waiver amortization installment 2021-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2021-12-31 0
Carryover balance elected to use to offset funding requirement 2021-12-31 0
Prefunding balance elected to use to offset funding requirement 2021-12-31 0
Additional cash requirement 2021-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2021-12-31 0
Unpaid minimum required contributions for current year 2021-12-31 0
Unpaid minimum required contributions for all years 2021-12-31 0
2020: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2020 401k membership
Market value of plan assets 2020-12-31 5,673,661
Acturial value of plan assets 2020-12-31 5,673,661
Funding target for retired participants and beneficiaries receiving payment 2020-12-31 435,955
Number of terminated vested participants 2020-12-31 7
Fundng target for terminated vested participants 2020-12-31 32,547
Active participant vested funding target 2020-12-31 788,712
Number of active participants 2020-12-31 13
Total funding liabilities for active participants 2020-12-31 788,712
Total participant count 2020-12-31 21
Total funding target for all participants 2020-12-31 1,257,214
Balance at beginning of prior year after applicable adjustments 2020-12-31 399,447
Prefunding balance at beginning of prior year after applicable adjustments 2020-12-31 1,427,635
Carryover balanced portion elected for use to offset prior years funding requirement 2020-12-31 0
Prefunding balanced used to offset prior years funding requirement 2020-12-31 0
Amount remaining of carryover balance 2020-12-31 399,447
Amount remaining of prefunding balance 2020-12-31 1,427,635
Present value of excess contributions 2020-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2020-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2020-12-31 0
Reductions in caryover balances due to elections or deemed elections 2020-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2020-12-31 0
Balance of carryovers at beginning of current year 2020-12-31 482,372
Balance of prefunding at beginning of current year 2020-12-31 1,724,012
Total employer contributions 2020-12-31 0
Total employee contributions 2020-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2020-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2020-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2020-12-31 0
Unpaid minimum required contributions for all prior years 2020-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2020-12-31 0
Remaining amount of unpaid minimum required contributions 2020-12-31 0
Minimum required contributions for current year target normal cost 2020-12-31 24,576
Net shortfall amortization installment of oustanding balance 2020-12-31 0
Waiver amortization installment 2020-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2020-12-31 0
Carryover balance elected to use to offset funding requirement 2020-12-31 0
Prefunding balance elected to use to offset funding requirement 2020-12-31 0
Additional cash requirement 2020-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2020-12-31 0
Unpaid minimum required contributions for current year 2020-12-31 0
Unpaid minimum required contributions for all years 2020-12-31 0
2019: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2019 401k membership
Market value of plan assets 2019-12-31 4,772,535
Acturial value of plan assets 2019-12-31 4,772,535
Funding target for retired participants and beneficiaries receiving payment 2019-12-31 442,414
Number of terminated vested participants 2019-12-31 7
Fundng target for terminated vested participants 2019-12-31 45,373
Active participant vested funding target 2019-12-31 720,640
Number of active participants 2019-12-31 15
Total funding liabilities for active participants 2019-12-31 720,640
Total participant count 2019-12-31 23
Total funding target for all participants 2019-12-31 1,208,427
Balance at beginning of prior year after applicable adjustments 2019-12-31 424,312
Prefunding balance at beginning of prior year after applicable adjustments 2019-12-31 1,516,502
Carryover balanced portion elected for use to offset prior years funding requirement 2019-12-31 0
Prefunding balanced used to offset prior years funding requirement 2019-12-31 0
Amount remaining of carryover balance 2019-12-31 424,312
Amount remaining of prefunding balance 2019-12-31 1,516,502
Present value of excess contributions 2019-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2019-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2019-12-31 0
Reductions in caryover balances due to elections or deemed elections 2019-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2019-12-31 0
Balance of carryovers at beginning of current year 2019-12-31 399,447
Balance of prefunding at beginning of current year 2019-12-31 1,427,635
Total employer contributions 2019-12-31 0
Total employee contributions 2019-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2019-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2019-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2019-12-31 0
Unpaid minimum required contributions for all prior years 2019-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2019-12-31 0
Remaining amount of unpaid minimum required contributions 2019-12-31 0
Minimum required contributions for current year target normal cost 2019-12-31 0
Net shortfall amortization installment of oustanding balance 2019-12-31 0
Waiver amortization installment 2019-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2019-12-31 0
Carryover balance elected to use to offset funding requirement 2019-12-31 0
Prefunding balance elected to use to offset funding requirement 2019-12-31 0
Additional cash requirement 2019-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2019-12-31 0
Unpaid minimum required contributions for current year 2019-12-31 0
Unpaid minimum required contributions for all years 2019-12-31 0
2018: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2018 401k membership
Market value of plan assets 2018-12-31 5,857,048
Acturial value of plan assets 2018-12-31 5,857,048
Funding target for retired participants and beneficiaries receiving payment 2018-12-31 431,189
Number of terminated vested participants 2018-12-31 7
Fundng target for terminated vested participants 2018-12-31 239,670
Active participant vested funding target 2018-12-31 1,033,099
Number of active participants 2018-12-31 18
Total funding liabilities for active participants 2018-12-31 1,033,099
Total participant count 2018-12-31 26
Total funding target for all participants 2018-12-31 1,703,958
Balance at beginning of prior year after applicable adjustments 2018-12-31 375,697
Prefunding balance at beginning of prior year after applicable adjustments 2018-12-31 1,342,750
Carryover balanced portion elected for use to offset prior years funding requirement 2018-12-31 0
Prefunding balanced used to offset prior years funding requirement 2018-12-31 0
Amount remaining of carryover balance 2018-12-31 375,697
Amount remaining of prefunding balance 2018-12-31 1,342,750
Present value of excess contributions 2018-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2018-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2018-12-31 0
Reductions in caryover balances due to elections or deemed elections 2018-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2018-12-31 0
Balance of carryovers at beginning of current year 2018-12-31 424,312
Balance of prefunding at beginning of current year 2018-12-31 1,516,502
Total employer contributions 2018-12-31 0
Total employee contributions 2018-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2018-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2018-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2018-12-31 0
Unpaid minimum required contributions for all prior years 2018-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2018-12-31 0
Remaining amount of unpaid minimum required contributions 2018-12-31 0
Minimum required contributions for current year target normal cost 2018-12-31 0
Net shortfall amortization installment of oustanding balance 2018-12-31 0
Waiver amortization installment 2018-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2018-12-31 0
Carryover balance elected to use to offset funding requirement 2018-12-31 0
Prefunding balance elected to use to offset funding requirement 2018-12-31 0
Additional cash requirement 2018-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2018-12-31 0
Unpaid minimum required contributions for current year 2018-12-31 0
Unpaid minimum required contributions for all years 2018-12-31 0
2017: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2017 401k membership
Market value of plan assets 2017-12-31 5,239,294
Acturial value of plan assets 2017-12-31 5,239,294
Funding target for retired participants and beneficiaries receiving payment 2017-12-31 423,858
Number of terminated vested participants 2017-12-31 4
Fundng target for terminated vested participants 2017-12-31 30,259
Active participant vested funding target 2017-12-31 926,870
Number of active participants 2017-12-31 22
Total funding liabilities for active participants 2017-12-31 975,093
Total participant count 2017-12-31 27
Total funding target for all participants 2017-12-31 1,429,210
Balance at beginning of prior year after applicable adjustments 2017-12-31 375,697
Prefunding balance at beginning of prior year after applicable adjustments 2017-12-31 1,342,750
Carryover balanced portion elected for use to offset prior years funding requirement 2017-12-31 0
Prefunding balanced used to offset prior years funding requirement 2017-12-31 0
Amount remaining of carryover balance 2017-12-31 375,697
Amount remaining of prefunding balance 2017-12-31 1,342,750
Present value of excess contributions 2017-12-31 991,143
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2017-12-31 1,050,314
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2017-12-31 0
Reductions in caryover balances due to elections or deemed elections 2017-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2017-12-31 0
Balance of carryovers at beginning of current year 2017-12-31 431,901
Balance of prefunding at beginning of current year 2017-12-31 1,543,625
Total employer contributions 2017-12-31 0
Total employee contributions 2017-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2017-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2017-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2017-12-31 0
Unpaid minimum required contributions for all prior years 2017-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2017-12-31 0
Remaining amount of unpaid minimum required contributions 2017-12-31 0
Minimum required contributions for current year target normal cost 2017-12-31 110,979
Net shortfall amortization installment of oustanding balance 2017-12-31 0
Waiver amortization installment 2017-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2017-12-31 0
Carryover balance elected to use to offset funding requirement 2017-12-31 0
Prefunding balance elected to use to offset funding requirement 2017-12-31 0
Additional cash requirement 2017-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2017-12-31 0
Unpaid minimum required contributions for current year 2017-12-31 0
Unpaid minimum required contributions for all years 2017-12-31 0
Market value of plan assets 2017-01-31 3,936,072
Acturial value of plan assets 2017-01-31 3,936,072
Funding target for retired participants and beneficiaries receiving payment 2017-01-31 426,377
Number of terminated vested participants 2017-01-31 4
Fundng target for terminated vested participants 2017-01-31 288,565
Active participant vested funding target 2017-01-31 803,792
Number of active participants 2017-01-31 24
Total funding liabilities for active participants 2017-01-31 837,432
Total participant count 2017-01-31 29
Total funding target for all participants 2017-01-31 1,552,374
Balance at beginning of prior year after applicable adjustments 2017-01-31 390,537
Prefunding balance at beginning of prior year after applicable adjustments 2017-01-31 1,395,790
Carryover balanced portion elected for use to offset prior years funding requirement 2017-01-31 0
Prefunding balanced used to offset prior years funding requirement 2017-01-31 0
Amount remaining of carryover balance 2017-01-31 390,537
Amount remaining of prefunding balance 2017-01-31 1,395,790
Present value of excess contributions 2017-01-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2017-01-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2017-01-31 0
Reductions in caryover balances due to elections or deemed elections 2017-01-31 0
Reductions in prefunding balances due to elections or deemed elections 2017-01-31 0
Balance of carryovers at beginning of current year 2017-01-31 375,697
Balance of prefunding at beginning of current year 2017-01-31 1,342,750
Total employer contributions 2017-01-31 1,000,000
Total employee contributions 2017-01-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2017-01-31 0
Contributions made to avoid restrictions adjusted to valuation date 2017-01-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2017-01-31 991,143
Unpaid minimum required contributions for all prior years 2017-01-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2017-01-31 0
Remaining amount of unpaid minimum required contributions 2017-01-31 0
Minimum required contributions for current year target normal cost 2017-01-31 101,890
Net shortfall amortization installment of oustanding balance 2017-01-31 0
Waiver amortization installment 2017-01-31 0
Waived amount of outstanding balance 2017-01-31 0
Total funding amount beforereflecting carryover/prefunding balances 2017-01-31 0
Carryover balance elected to use to offset funding requirement 2017-01-31 0
Prefunding balance elected to use to offset funding requirement 2017-01-31 0
Additional cash requirement 2017-01-31 0
Contributions allocatedtoward minimum required contributions for current year 2017-01-31 991,143
Unpaid minimum required contributions for current year 2017-01-31 0
Unpaid minimum required contributions for all years 2017-01-31 0

Measure	Date	Value
2022: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2022 401k membership
Market value of plan assets	2022-12-31	6,682,187
Acturial value of plan assets	2022-12-31	6,682,187
Funding target for retired participants and beneficiaries receiving payment	2022-12-31	408,641
Number of terminated vested participants	2022-12-31	12
Fundng target for terminated vested participants	2022-12-31	128,989
Active participant vested funding target	2022-12-31	605,364
Number of active participants	2022-12-31	6
Total funding liabilities for active participants	2022-12-31	605,364
Total participant count	2022-12-31	19
Total funding target for all participants	2022-12-31	1,142,994
Balance at beginning of prior year after applicable adjustments	2022-12-31	533,262
Prefunding balance at beginning of prior year after applicable adjustments	2022-12-31	1,905,895
Carryover balanced portion elected for use to offset prior years funding requirement	2022-12-31	0
Prefunding balanced used to offset prior years funding requirement	2022-12-31	0
Amount remaining of carryover balance	2022-12-31	533,262
Amount remaining of prefunding balance	2022-12-31	1,905,895
Present value of excess contributions	2022-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2022-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2022-12-31	0
Reductions in caryover balances due to elections or deemed elections	2022-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2022-12-31	0
Balance of carryovers at beginning of current year	2022-12-31	604,506
Balance of prefunding at beginning of current year	2022-12-31	2,160,523
Total employer contributions	2022-12-31	3,026
Total employee contributions	2022-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2022-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2022-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2022-12-31	2,916
Unpaid minimum required contributions for all prior years	2022-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2022-12-31	0
Remaining amount of unpaid minimum required contributions	2022-12-31	0
Minimum required contributions for current year target normal cost	2022-12-31	29,374
Net shortfall amortization installment of oustanding balance	2022-12-31	0
Waiver amortization installment	2022-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2022-12-31	0
Carryover balance elected to use to offset funding requirement	2022-12-31	0
Prefunding balance elected to use to offset funding requirement	2022-12-31	0
Additional cash requirement	2022-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2022-12-31	2,916
Unpaid minimum required contributions for current year	2022-12-31	0
Unpaid minimum required contributions for all years	2022-12-31	0
2021: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2021 401k membership
Market value of plan assets	2021-12-31	6,200,661
Acturial value of plan assets	2021-12-31	6,200,661
Funding target for retired participants and beneficiaries receiving payment	2021-12-31	415,224
Number of terminated vested participants	2021-12-31	9
Fundng target for terminated vested participants	2021-12-31	48,013
Active participant vested funding target	2021-12-31	790,589
Number of active participants	2021-12-31	11
Total funding liabilities for active participants	2021-12-31	790,589
Total participant count	2021-12-31	21
Total funding target for all participants	2021-12-31	1,253,826
Balance at beginning of prior year after applicable adjustments	2021-12-31	482,372
Prefunding balance at beginning of prior year after applicable adjustments	2021-12-31	1,724,012
Carryover balanced portion elected for use to offset prior years funding requirement	2021-12-31	0
Prefunding balanced used to offset prior years funding requirement	2021-12-31	0
Amount remaining of carryover balance	2021-12-31	482,372
Amount remaining of prefunding balance	2021-12-31	1,724,012
Present value of excess contributions	2021-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2021-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2021-12-31	0
Reductions in caryover balances due to elections or deemed elections	2021-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2021-12-31	0
Balance of carryovers at beginning of current year	2021-12-31	533,262
Balance of prefunding at beginning of current year	2021-12-31	1,905,895
Total employer contributions	2021-12-31	0
Total employee contributions	2021-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2021-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2021-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2021-12-31	0
Unpaid minimum required contributions for all prior years	2021-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2021-12-31	0
Remaining amount of unpaid minimum required contributions	2021-12-31	0
Minimum required contributions for current year target normal cost	2021-12-31	29,000
Net shortfall amortization installment of oustanding balance	2021-12-31	0
Waiver amortization installment	2021-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2021-12-31	0
Carryover balance elected to use to offset funding requirement	2021-12-31	0
Prefunding balance elected to use to offset funding requirement	2021-12-31	0
Additional cash requirement	2021-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2021-12-31	0
Unpaid minimum required contributions for current year	2021-12-31	0
Unpaid minimum required contributions for all years	2021-12-31	0
2020: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2020 401k membership
Market value of plan assets	2020-12-31	5,673,661
Acturial value of plan assets	2020-12-31	5,673,661
Funding target for retired participants and beneficiaries receiving payment	2020-12-31	435,955
Number of terminated vested participants	2020-12-31	7
Fundng target for terminated vested participants	2020-12-31	32,547
Active participant vested funding target	2020-12-31	788,712
Number of active participants	2020-12-31	13
Total funding liabilities for active participants	2020-12-31	788,712
Total participant count	2020-12-31	21
Total funding target for all participants	2020-12-31	1,257,214
Balance at beginning of prior year after applicable adjustments	2020-12-31	399,447
Prefunding balance at beginning of prior year after applicable adjustments	2020-12-31	1,427,635
Carryover balanced portion elected for use to offset prior years funding requirement	2020-12-31	0
Prefunding balanced used to offset prior years funding requirement	2020-12-31	0
Amount remaining of carryover balance	2020-12-31	399,447
Amount remaining of prefunding balance	2020-12-31	1,427,635
Present value of excess contributions	2020-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2020-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2020-12-31	0
Reductions in caryover balances due to elections or deemed elections	2020-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2020-12-31	0
Balance of carryovers at beginning of current year	2020-12-31	482,372
Balance of prefunding at beginning of current year	2020-12-31	1,724,012
Total employer contributions	2020-12-31	0
Total employee contributions	2020-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2020-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2020-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2020-12-31	0
Unpaid minimum required contributions for all prior years	2020-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2020-12-31	0
Remaining amount of unpaid minimum required contributions	2020-12-31	0
Minimum required contributions for current year target normal cost	2020-12-31	24,576
Net shortfall amortization installment of oustanding balance	2020-12-31	0
Waiver amortization installment	2020-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2020-12-31	0
Carryover balance elected to use to offset funding requirement	2020-12-31	0
Prefunding balance elected to use to offset funding requirement	2020-12-31	0
Additional cash requirement	2020-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2020-12-31	0
Unpaid minimum required contributions for current year	2020-12-31	0
Unpaid minimum required contributions for all years	2020-12-31	0
2019: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2019 401k membership
Market value of plan assets	2019-12-31	4,772,535
Acturial value of plan assets	2019-12-31	4,772,535
Funding target for retired participants and beneficiaries receiving payment	2019-12-31	442,414
Number of terminated vested participants	2019-12-31	7
Fundng target for terminated vested participants	2019-12-31	45,373
Active participant vested funding target	2019-12-31	720,640
Number of active participants	2019-12-31	15
Total funding liabilities for active participants	2019-12-31	720,640
Total participant count	2019-12-31	23
Total funding target for all participants	2019-12-31	1,208,427
Balance at beginning of prior year after applicable adjustments	2019-12-31	424,312
Prefunding balance at beginning of prior year after applicable adjustments	2019-12-31	1,516,502
Carryover balanced portion elected for use to offset prior years funding requirement	2019-12-31	0
Prefunding balanced used to offset prior years funding requirement	2019-12-31	0
Amount remaining of carryover balance	2019-12-31	424,312
Amount remaining of prefunding balance	2019-12-31	1,516,502
Present value of excess contributions	2019-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2019-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2019-12-31	0
Reductions in caryover balances due to elections or deemed elections	2019-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2019-12-31	0
Balance of carryovers at beginning of current year	2019-12-31	399,447
Balance of prefunding at beginning of current year	2019-12-31	1,427,635
Total employer contributions	2019-12-31	0
Total employee contributions	2019-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2019-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2019-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2019-12-31	0
Unpaid minimum required contributions for all prior years	2019-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2019-12-31	0
Remaining amount of unpaid minimum required contributions	2019-12-31	0
Minimum required contributions for current year target normal cost	2019-12-31	0
Net shortfall amortization installment of oustanding balance	2019-12-31	0
Waiver amortization installment	2019-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2019-12-31	0
Carryover balance elected to use to offset funding requirement	2019-12-31	0
Prefunding balance elected to use to offset funding requirement	2019-12-31	0
Additional cash requirement	2019-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2019-12-31	0
Unpaid minimum required contributions for current year	2019-12-31	0
Unpaid minimum required contributions for all years	2019-12-31	0
2018: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2018 401k membership
Market value of plan assets	2018-12-31	5,857,048
Acturial value of plan assets	2018-12-31	5,857,048
Funding target for retired participants and beneficiaries receiving payment	2018-12-31	431,189
Number of terminated vested participants	2018-12-31	7
Fundng target for terminated vested participants	2018-12-31	239,670
Active participant vested funding target	2018-12-31	1,033,099
Number of active participants	2018-12-31	18
Total funding liabilities for active participants	2018-12-31	1,033,099
Total participant count	2018-12-31	26
Total funding target for all participants	2018-12-31	1,703,958
Balance at beginning of prior year after applicable adjustments	2018-12-31	375,697
Prefunding balance at beginning of prior year after applicable adjustments	2018-12-31	1,342,750
Carryover balanced portion elected for use to offset prior years funding requirement	2018-12-31	0
Prefunding balanced used to offset prior years funding requirement	2018-12-31	0
Amount remaining of carryover balance	2018-12-31	375,697
Amount remaining of prefunding balance	2018-12-31	1,342,750
Present value of excess contributions	2018-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2018-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2018-12-31	0
Reductions in caryover balances due to elections or deemed elections	2018-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2018-12-31	0
Balance of carryovers at beginning of current year	2018-12-31	424,312
Balance of prefunding at beginning of current year	2018-12-31	1,516,502
Total employer contributions	2018-12-31	0
Total employee contributions	2018-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2018-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2018-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2018-12-31	0
Unpaid minimum required contributions for all prior years	2018-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2018-12-31	0
Remaining amount of unpaid minimum required contributions	2018-12-31	0
Minimum required contributions for current year target normal cost	2018-12-31	0
Net shortfall amortization installment of oustanding balance	2018-12-31	0
Waiver amortization installment	2018-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2018-12-31	0
Carryover balance elected to use to offset funding requirement	2018-12-31	0
Prefunding balance elected to use to offset funding requirement	2018-12-31	0
Additional cash requirement	2018-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2018-12-31	0
Unpaid minimum required contributions for current year	2018-12-31	0
Unpaid minimum required contributions for all years	2018-12-31	0
2017: VIBRANT CREDIT UNION DEFINED BENEFIT PLAN AND TRUST 2017 401k membership
Market value of plan assets	2017-12-31	5,239,294
Acturial value of plan assets	2017-12-31	5,239,294
Funding target for retired participants and beneficiaries receiving payment	2017-12-31	423,858
Number of terminated vested participants	2017-12-31	4
Fundng target for terminated vested participants	2017-12-31	30,259
Active participant vested funding target	2017-12-31	926,870
Number of active participants	2017-12-31	22
Total funding liabilities for active participants	2017-12-31	975,093
Total participant count	2017-12-31	27
Total funding target for all participants	2017-12-31	1,429,210
Balance at beginning of prior year after applicable adjustments	2017-12-31	375,697
Prefunding balance at beginning of prior year after applicable adjustments	2017-12-31	1,342,750
Carryover balanced portion elected for use to offset prior years funding requirement	2017-12-31	0
Prefunding balanced used to offset prior years funding requirement	2017-12-31	0
Amount remaining of carryover balance	2017-12-31	375,697
Amount remaining of prefunding balance	2017-12-31	1,342,750
Present value of excess contributions	2017-12-31	991,143
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2017-12-31	1,050,314
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2017-12-31	0
Reductions in caryover balances due to elections or deemed elections	2017-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2017-12-31	0
Balance of carryovers at beginning of current year	2017-12-31	431,901
Balance of prefunding at beginning of current year	2017-12-31	1,543,625
Total employer contributions	2017-12-31	0
Total employee contributions	2017-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2017-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2017-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2017-12-31	0
Unpaid minimum required contributions for all prior years	2017-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2017-12-31	0
Remaining amount of unpaid minimum required contributions	2017-12-31	0
Minimum required contributions for current year target normal cost	2017-12-31	110,979
Net shortfall amortization installment of oustanding balance	2017-12-31	0
Waiver amortization installment	2017-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2017-12-31	0
Carryover balance elected to use to offset funding requirement	2017-12-31	0
Prefunding balance elected to use to offset funding requirement	2017-12-31	0
Additional cash requirement	2017-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2017-12-31	0
Unpaid minimum required contributions for current year	2017-12-31	0
Unpaid minimum required contributions for all years	2017-12-31	0
Market value of plan assets	2017-01-31	3,936,072
Acturial value of plan assets	2017-01-31	3,936,072
Funding target for retired participants and beneficiaries receiving payment	2017-01-31	426,377
Number of terminated vested participants	2017-01-31	4
Fundng target for terminated vested participants	2017-01-31	288,565
Active participant vested funding target	2017-01-31	803,792
Number of active participants	2017-01-31	24
Total funding liabilities for active participants	2017-01-31	837,432
Total participant count	2017-01-31	29
Total funding target for all participants	2017-01-31	1,552,374
Balance at beginning of prior year after applicable adjustments	2017-01-31	390,537
Prefunding balance at beginning of prior year after applicable adjustments	2017-01-31	1,395,790
Carryover balanced portion elected for use to offset prior years funding requirement	2017-01-31	0
Prefunding balanced used to offset prior years funding requirement	2017-01-31	0
Amount remaining of carryover balance	2017-01-31	390,537
Amount remaining of prefunding balance	2017-01-31	1,395,790
Present value of excess contributions	2017-01-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2017-01-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2017-01-31	0
Reductions in caryover balances due to elections or deemed elections	2017-01-31	0
Reductions in prefunding balances due to elections or deemed elections	2017-01-31	0
Balance of carryovers at beginning of current year	2017-01-31	375,697
Balance of prefunding at beginning of current year	2017-01-31	1,342,750
Total employer contributions	2017-01-31	1,000,000
Total employee contributions	2017-01-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2017-01-31	0
Contributions made to avoid restrictions adjusted to valuation date	2017-01-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2017-01-31	991,143
Unpaid minimum required contributions for all prior years	2017-01-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2017-01-31	0
Remaining amount of unpaid minimum required contributions	2017-01-31	0
Minimum required contributions for current year target normal cost	2017-01-31	101,890
Net shortfall amortization installment of oustanding balance	2017-01-31	0
Waiver amortization installment	2017-01-31	0
Waived amount of outstanding balance	2017-01-31	0
Total funding amount beforereflecting carryover/prefunding balances	2017-01-31	0
Carryover balance elected to use to offset funding requirement	2017-01-31	0
Prefunding balance elected to use to offset funding requirement	2017-01-31	0
Additional cash requirement	2017-01-31	0
Contributions allocatedtoward minimum required contributions for current year	2017-01-31	991,143
Unpaid minimum required contributions for current year	2017-01-31	0
Unpaid minimum required contributions for all years	2017-01-31	0

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VIBRANT CREDIT UNION BENEFIT PLAN [EIN = 350672425]

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Company Name:	VIBRANT CREDIT UNION
Employer identification number (EIN):	366068452
NAIC Classification:	522190
NAIC Description:	Other Depository Credit Intermediation