401k Plan data: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST plan

SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 401k Plan overview

Plan Name	SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST
Plan identification number	001

SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

SCOTT BANCSHARES, INC. has sponsored the creation of one or more 401k plans.

Company Name: SCOTT BANCSHARES, INC.

Employer identification number (EIN): 371112141

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2023-01-01 TOD JEFFERS 2024-04-22 TOD JEFFERS 2024-04-22
001 2022-01-01 BRIAN ZUBER 2023-07-11 TOD JEFFERS 2023-07-11
001 2021-01-01 DEBRA A. HILLIGOSS 2022-07-05 TOD JKEFERS 2022-07-05
001 2020-01-01 DEBRA HILLIGOSS 2021-06-28 TOD JEFFERS 2021-06-28
001 2019-01-01
001 2018-01-01
001 2017-01-01
001 2016-01-01
001 2015-01-01
001 2014-01-01
001 2013-01-01
001 2012-01-01 JAMES CARLSON
001 2011-01-01 JAMES CARLSON
001 2010-01-01 JAMES CARLSON
001 2009-01-01 JAMES CARLSON

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2023-01-01	TOD JEFFERS	2024-04-22	TOD JEFFERS	2024-04-22
001	2022-01-01	BRIAN ZUBER	2023-07-11	TOD JEFFERS	2023-07-11
001	2021-01-01	DEBRA A. HILLIGOSS	2022-07-05	TOD JKEFERS	2022-07-05
001	2020-01-01	DEBRA HILLIGOSS	2021-06-28	TOD JEFFERS	2021-06-28
001	2019-01-01
001	2018-01-01
001	2017-01-01
001	2016-01-01
001	2015-01-01
001	2014-01-01
001	2013-01-01
001	2012-01-01	JAMES CARLSON
001	2011-01-01	JAMES CARLSON
001	2010-01-01	JAMES CARLSON
001	2009-01-01	JAMES CARLSON

Plan Statistics for SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST

401k plan membership statisitcs for SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST

Measure Date Value
2023: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2023 401k membership
Total participants, beginning-of-year 2023-01-01 50
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 31
Number of retired or separated participants receiving benefits 2023-01-01 33
Number of other retired or separated participants entitled to future benefits 2023-01-01 0
Total of all active and inactive participants 2023-01-01 64
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 0
Total participants 2023-01-01 64
Number of participants with account balances 2023-01-01 64
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 4
2022: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2022 401k membership
Total participants, beginning-of-year 2022-01-01 47
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 50
Number of retired or separated participants receiving benefits 2022-01-01 24
Number of other retired or separated participants entitled to future benefits 2022-01-01 0
Total of all active and inactive participants 2022-01-01 74
Total participants 2022-01-01 74
Number of participants with account balances 2022-01-01 62
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 3
2021: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2021 401k membership
Total participants, beginning-of-year 2021-01-01 42
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 37
Number of retired or separated participants receiving benefits 2021-01-01 31
Number of other retired or separated participants entitled to future benefits 2021-01-01 0
Total of all active and inactive participants 2021-01-01 68
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 69
Number of participants with account balances 2021-01-01 66
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 1
2020: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2020 401k membership
Total participants, beginning-of-year 2020-01-01 53
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 39
Number of retired or separated participants receiving benefits 2020-01-01 26
Number of other retired or separated participants entitled to future benefits 2020-01-01 0
Total of all active and inactive participants 2020-01-01 65
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 65
Number of participants with account balances 2020-01-01 6
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 1
2019: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2019 401k membership
Total participants, beginning-of-year 2019-01-01 49
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 42
Number of retired or separated participants receiving benefits 2019-01-01 19
Number of other retired or separated participants entitled to future benefits 2019-01-01 2
Total of all active and inactive participants 2019-01-01 63
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 63
Number of participants with account balances 2019-01-01 63
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 2
2018: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2018 401k membership
Total participants, beginning-of-year 2018-01-01 66
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 58
Number of retired or separated participants receiving benefits 2018-01-01 7
Number of other retired or separated participants entitled to future benefits 2018-01-01 10
Total of all active and inactive participants 2018-01-01 75
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 75
Number of participants with account balances 2018-01-01 65
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 3
2017: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2017 401k membership
Total participants, beginning-of-year 2017-01-01 69
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 48
Number of retired or separated participants receiving benefits 2017-01-01 10
Number of other retired or separated participants entitled to future benefits 2017-01-01 8
Total of all active and inactive participants 2017-01-01 66
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 66
Number of participants with account balances 2017-01-01 66
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 2
2016: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2016 401k membership
Total participants, beginning-of-year 2016-01-01 69
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 51
Number of retired or separated participants receiving benefits 2016-01-01 10
Number of other retired or separated participants entitled to future benefits 2016-01-01 8
Total of all active and inactive participants 2016-01-01 69
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 69
Number of participants with account balances 2016-01-01 68
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 1
2015: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year 2015-01-01 69
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 52
Number of retired or separated participants receiving benefits 2015-01-01 7
Number of other retired or separated participants entitled to future benefits 2015-01-01 10
Total of all active and inactive participants 2015-01-01 69
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 69
Number of participants with account balances 2015-01-01 68
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 3
2014: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year 2014-01-01 55
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 52
Number of retired or separated participants receiving benefits 2014-01-01 17
Number of other retired or separated participants entitled to future benefits 2014-01-01 0
Total of all active and inactive participants 2014-01-01 69
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 69
Number of participants with account balances 2014-01-01 69
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year 2013-01-01 64
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 54
Number of retired or separated participants receiving benefits 2013-01-01 7
Number of other retired or separated participants entitled to future benefits 2013-01-01 9
Total of all active and inactive participants 2013-01-01 70
Total participants 2013-01-01 70
Number of participants with account balances 2013-01-01 70
2012: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year 2012-01-01 67
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 52
Number of retired or separated participants receiving benefits 2012-01-01 9
Number of other retired or separated participants entitled to future benefits 2012-01-01 9
Total of all active and inactive participants 2012-01-01 70
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 70
Number of participants with account balances 2012-01-01 65
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 3
2011: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year 2011-01-01 63
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 53
Number of retired or separated participants receiving benefits 2011-01-01 12
Number of other retired or separated participants entitled to future benefits 2011-01-01 2
Total of all active and inactive participants 2011-01-01 67
Total participants 2011-01-01 67
Number of participants with account balances 2011-01-01 63
2010: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2010 401k membership
Total participants, beginning-of-year 2010-01-01 61
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 52
Number of retired or separated participants receiving benefits 2010-01-01 5
Number of other retired or separated participants entitled to future benefits 2010-01-01 6
Total of all active and inactive participants 2010-01-01 63
Total participants 2010-01-01 63
Number of participants with account balances 2010-01-01 63
2009: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2009 401k membership
Total participants, beginning-of-year 2009-01-01 65
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 47
Number of retired or separated participants receiving benefits 2009-01-01 3
Number of other retired or separated participants entitled to future benefits 2009-01-01 11
Total of all active and inactive participants 2009-01-01 61
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 61
Number of participants with account balances 2009-01-01 61
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2023: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2023 401k membership
Total participants, beginning-of-year	2023-01-01	50
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	31
Number of retired or separated participants receiving benefits	2023-01-01	33
Number of other retired or separated participants entitled to future benefits	2023-01-01	0
Total of all active and inactive participants	2023-01-01	64
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	0
Total participants	2023-01-01	64
Number of participants with account balances	2023-01-01	64
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	4
2022: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2022 401k membership
Total participants, beginning-of-year	2022-01-01	47
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	50
Number of retired or separated participants receiving benefits	2022-01-01	24
Number of other retired or separated participants entitled to future benefits	2022-01-01	0
Total of all active and inactive participants	2022-01-01	74
Total participants	2022-01-01	74
Number of participants with account balances	2022-01-01	62
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	3
2021: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2021 401k membership
Total participants, beginning-of-year	2021-01-01	42
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	37
Number of retired or separated participants receiving benefits	2021-01-01	31
Number of other retired or separated participants entitled to future benefits	2021-01-01	0
Total of all active and inactive participants	2021-01-01	68
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	69
Number of participants with account balances	2021-01-01	66
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	1
2020: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2020 401k membership
Total participants, beginning-of-year	2020-01-01	53
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	39
Number of retired or separated participants receiving benefits	2020-01-01	26
Number of other retired or separated participants entitled to future benefits	2020-01-01	0
Total of all active and inactive participants	2020-01-01	65
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	65
Number of participants with account balances	2020-01-01	6
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	1
2019: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2019 401k membership
Total participants, beginning-of-year	2019-01-01	49
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	42
Number of retired or separated participants receiving benefits	2019-01-01	19
Number of other retired or separated participants entitled to future benefits	2019-01-01	2
Total of all active and inactive participants	2019-01-01	63
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	63
Number of participants with account balances	2019-01-01	63
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	2
2018: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2018 401k membership
Total participants, beginning-of-year	2018-01-01	66
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	58
Number of retired or separated participants receiving benefits	2018-01-01	7
Number of other retired or separated participants entitled to future benefits	2018-01-01	10
Total of all active and inactive participants	2018-01-01	75
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	75
Number of participants with account balances	2018-01-01	65
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	3
2017: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2017 401k membership
Total participants, beginning-of-year	2017-01-01	69
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	48
Number of retired or separated participants receiving benefits	2017-01-01	10
Number of other retired or separated participants entitled to future benefits	2017-01-01	8
Total of all active and inactive participants	2017-01-01	66
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	66
Number of participants with account balances	2017-01-01	66
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	2
2016: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2016 401k membership
Total participants, beginning-of-year	2016-01-01	69
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	51
Number of retired or separated participants receiving benefits	2016-01-01	10
Number of other retired or separated participants entitled to future benefits	2016-01-01	8
Total of all active and inactive participants	2016-01-01	69
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	69
Number of participants with account balances	2016-01-01	68
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	1
2015: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year	2015-01-01	69
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	52
Number of retired or separated participants receiving benefits	2015-01-01	7
Number of other retired or separated participants entitled to future benefits	2015-01-01	10
Total of all active and inactive participants	2015-01-01	69
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	69
Number of participants with account balances	2015-01-01	68
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	3
2014: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year	2014-01-01	55
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	52
Number of retired or separated participants receiving benefits	2014-01-01	17
Number of other retired or separated participants entitled to future benefits	2014-01-01	0
Total of all active and inactive participants	2014-01-01	69
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	69
Number of participants with account balances	2014-01-01	69
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year	2013-01-01	64
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	54
Number of retired or separated participants receiving benefits	2013-01-01	7
Number of other retired or separated participants entitled to future benefits	2013-01-01	9
Total of all active and inactive participants	2013-01-01	70
Total participants	2013-01-01	70
Number of participants with account balances	2013-01-01	70
2012: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year	2012-01-01	67
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	52
Number of retired or separated participants receiving benefits	2012-01-01	9
Number of other retired or separated participants entitled to future benefits	2012-01-01	9
Total of all active and inactive participants	2012-01-01	70
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	70
Number of participants with account balances	2012-01-01	65
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	3
2011: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year	2011-01-01	63
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	53
Number of retired or separated participants receiving benefits	2011-01-01	12
Number of other retired or separated participants entitled to future benefits	2011-01-01	2
Total of all active and inactive participants	2011-01-01	67
Total participants	2011-01-01	67
Number of participants with account balances	2011-01-01	63
2010: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2010 401k membership
Total participants, beginning-of-year	2010-01-01	61
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	52
Number of retired or separated participants receiving benefits	2010-01-01	5
Number of other retired or separated participants entitled to future benefits	2010-01-01	6
Total of all active and inactive participants	2010-01-01	63
Total participants	2010-01-01	63
Number of participants with account balances	2010-01-01	63
2009: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2009 401k membership
Total participants, beginning-of-year	2009-01-01	65
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	47
Number of retired or separated participants receiving benefits	2009-01-01	3
Number of other retired or separated participants entitled to future benefits	2009-01-01	11
Total of all active and inactive participants	2009-01-01	61
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	61
Number of participants with account balances	2009-01-01	61
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST

Measure	Date	Value
2023 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2023 401k financial data
Total income from all sources	2023-12-31	$1,539,917
Expenses. Total of all expenses incurred	2023-12-31	$480,565
Benefits paid (including direct rollovers)	2023-12-31	$480,565
Total plan assets at end of year	2023-12-31	$12,629,571
Total plan assets at beginning of year	2023-12-31	$11,570,219
Value of fidelity bond covering the plan	2023-12-31	$1,000,000
Total contributions received or receivable from participants	2023-12-31	$99,034
Other income received	2023-12-31	$1,326,826
Net income (gross income less expenses)	2023-12-31	$1,059,352
Net plan assets at end of year (total assets less liabilities)	2023-12-31	$12,629,571
Net plan assets at beginning of year (total assets less liabilities)	2023-12-31	$11,570,219
Total contributions received or receivable from employer(s)	2023-12-31	$114,057
2022 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2022 401k financial data
Total income from all sources	2022-12-31	$-1,110,238
Expenses. Total of all expenses incurred	2022-12-31	$734,515
Benefits paid (including direct rollovers)	2022-12-31	$734,515
Total plan assets at end of year	2022-12-31	$11,570,219
Total plan assets at beginning of year	2022-12-31	$13,414,972
Value of fidelity bond covering the plan	2022-12-31	$1,000,000
Total contributions received or receivable from participants	2022-12-31	$97,430
Other income received	2022-12-31	$-1,318,502
Net income (gross income less expenses)	2022-12-31	$-1,844,753
Net plan assets at end of year (total assets less liabilities)	2022-12-31	$11,570,219
Net plan assets at beginning of year (total assets less liabilities)	2022-12-31	$13,414,972
Assets. Value of employer securities	2022-12-31	$1,694,345
Total contributions received or receivable from employer(s)	2022-12-31	$110,834
2021 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2021 401k financial data
Total income from all sources	2021-12-31	$1,676,859
Expenses. Total of all expenses incurred	2021-12-31	$639,650
Benefits paid (including direct rollovers)	2021-12-31	$639,650
Total plan assets at end of year	2021-12-31	$13,414,972
Total plan assets at beginning of year	2021-12-31	$12,377,763
Value of fidelity bond covering the plan	2021-12-31	$1,000,000
Total contributions received or receivable from participants	2021-12-31	$95,410
Other income received	2021-12-31	$1,467,166
Net income (gross income less expenses)	2021-12-31	$1,037,209
Net plan assets at end of year (total assets less liabilities)	2021-12-31	$13,414,972
Net plan assets at beginning of year (total assets less liabilities)	2021-12-31	$12,377,763
Assets. Value of employer securities	2021-12-31	$1,911,483
Total contributions received or receivable from employer(s)	2021-12-31	$114,283
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
2020 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2020 401k financial data
Total income from all sources	2020-12-31	$1,351,152
Expenses. Total of all expenses incurred	2020-12-31	$84,999
Benefits paid (including direct rollovers)	2020-12-31	$84,999
Total plan assets at end of year	2020-12-31	$12,377,763
Total plan assets at beginning of year	2020-12-31	$11,111,610
Value of fidelity bond covering the plan	2020-12-31	$1,000,000
Total contributions received or receivable from participants	2020-12-31	$98,227
Contributions received from other sources (not participants or employers)	2020-12-31	$6,684
Other income received	2020-12-31	$1,124,613
Net income (gross income less expenses)	2020-12-31	$1,266,153
Net plan assets at end of year (total assets less liabilities)	2020-12-31	$12,377,763
Net plan assets at beginning of year (total assets less liabilities)	2020-12-31	$11,111,610
Assets. Value of employer securities	2020-12-31	$1,947,141
Total contributions received or receivable from employer(s)	2020-12-31	$121,628
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
2019 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2019 401k financial data
Total income from all sources	2019-12-31	$1,825,241
Expenses. Total of all expenses incurred	2019-12-31	$283,602
Benefits paid (including direct rollovers)	2019-12-31	$283,602
Total plan assets at end of year	2019-12-31	$11,111,610
Total plan assets at beginning of year	2019-12-31	$9,569,971
Value of fidelity bond covering the plan	2019-12-31	$1,000,000
Total contributions received or receivable from participants	2019-12-31	$93,940
Other income received	2019-12-31	$1,611,862
Net income (gross income less expenses)	2019-12-31	$1,541,639
Net plan assets at end of year (total assets less liabilities)	2019-12-31	$11,111,610
Net plan assets at beginning of year (total assets less liabilities)	2019-12-31	$9,569,971
Assets. Value of employer securities	2019-12-31	$1,902,569
Total contributions received or receivable from employer(s)	2019-12-31	$119,439
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
2018 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2018 401k financial data
Total income from all sources	2018-12-31	$-166,026
Expenses. Total of all expenses incurred	2018-12-31	$264,252
Benefits paid (including direct rollovers)	2018-12-31	$264,252
Total plan assets at end of year	2018-12-31	$9,569,971
Total plan assets at beginning of year	2018-12-31	$10,000,249
Value of fidelity bond covering the plan	2018-12-31	$1,000,000
Total contributions received or receivable from participants	2018-12-31	$94,011
Other income received	2018-12-31	$-378,866
Net income (gross income less expenses)	2018-12-31	$-430,278
Net plan assets at end of year (total assets less liabilities)	2018-12-31	$9,569,971
Net plan assets at beginning of year (total assets less liabilities)	2018-12-31	$10,000,249
Assets. Value of employer securities	2018-12-31	$1,783,624
Total contributions received or receivable from employer(s)	2018-12-31	$118,829
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
2017 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2017 401k financial data
Total income from all sources	2017-12-31	$1,329,272
Expenses. Total of all expenses incurred	2017-12-31	$213,689
Benefits paid (including direct rollovers)	2017-12-31	$213,689
Total plan assets at end of year	2017-12-31	$10,000,249
Total plan assets at beginning of year	2017-12-31	$8,884,666
Value of fidelity bond covering the plan	2017-12-31	$1,000,000
Total contributions received or receivable from participants	2017-12-31	$86,355
Other income received	2017-12-31	$1,133,396
Net income (gross income less expenses)	2017-12-31	$1,115,583
Net plan assets at end of year (total assets less liabilities)	2017-12-31	$10,000,249
Net plan assets at beginning of year (total assets less liabilities)	2017-12-31	$8,884,666
Assets. Value of employer securities	2017-12-31	$1,751,558
Total contributions received or receivable from employer(s)	2017-12-31	$109,521
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
2016 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2016 401k financial data
Total income from all sources	2016-12-31	$897,404
Expenses. Total of all expenses incurred	2016-12-31	$178,688
Benefits paid (including direct rollovers)	2016-12-31	$178,688
Total plan assets at end of year	2016-12-31	$8,884,666
Total plan assets at beginning of year	2016-12-31	$8,165,950
Value of fidelity bond covering the plan	2016-12-31	$1,000,000
Total contributions received or receivable from participants	2016-12-31	$88,422
Other income received	2016-12-31	$699,568
Net income (gross income less expenses)	2016-12-31	$718,716
Net plan assets at end of year (total assets less liabilities)	2016-12-31	$8,884,666
Net plan assets at beginning of year (total assets less liabilities)	2016-12-31	$8,165,950
Assets. Value of employer securities	2016-12-31	$1,636,862
Total contributions received or receivable from employer(s)	2016-12-31	$109,414
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
2015 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2015 401k financial data
Total income from all sources	2015-12-31	$199,465
Expenses. Total of all expenses incurred	2015-12-31	$158,042
Benefits paid (including direct rollovers)	2015-12-31	$158,042
Total plan assets at end of year	2015-12-31	$8,165,950
Total plan assets at beginning of year	2015-12-31	$8,124,527
Value of fidelity bond covering the plan	2015-12-31	$1,000,000
Total contributions received or receivable from participants	2015-12-31	$87,158
Other income received	2015-12-31	$5,287
Net income (gross income less expenses)	2015-12-31	$41,423
Net plan assets at end of year (total assets less liabilities)	2015-12-31	$8,165,950
Net plan assets at beginning of year (total assets less liabilities)	2015-12-31	$8,124,527
Assets. Value of employer securities	2015-12-31	$1,642,815
Total contributions received or receivable from employer(s)	2015-12-31	$107,020
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
2014 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2014 401k financial data
Total income from all sources	2014-12-31	$726,127
Expenses. Total of all expenses incurred	2014-12-31	$152,870
Benefits paid (including direct rollovers)	2014-12-31	$152,870
Total plan assets at end of year	2014-12-31	$8,124,527
Total plan assets at beginning of year	2014-12-31	$7,551,270
Value of fidelity bond covering the plan	2014-12-31	$1,000,000
Total contributions received or receivable from participants	2014-12-31	$83,819
Other income received	2014-12-31	$547,411
Net income (gross income less expenses)	2014-12-31	$573,257
Net plan assets at end of year (total assets less liabilities)	2014-12-31	$8,124,527
Net plan assets at beginning of year (total assets less liabilities)	2014-12-31	$7,551,270
Assets. Value of employer securities	2014-12-31	$1,576,035
Total contributions received or receivable from employer(s)	2014-12-31	$94,897
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
2013 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2013 401k financial data
Total income from all sources	2013-12-31	$1,255,906
Expenses. Total of all expenses incurred	2013-12-31	$194,275
Benefits paid (including direct rollovers)	2013-12-31	$194,275
Total plan assets at end of year	2013-12-31	$7,551,270
Total plan assets at beginning of year	2013-12-31	$6,489,639
Value of fidelity bond covering the plan	2013-12-31	$1,000,000
Total contributions received or receivable from participants	2013-12-31	$78,296
Other income received	2013-12-31	$1,080,870
Net income (gross income less expenses)	2013-12-31	$1,061,631
Net plan assets at end of year (total assets less liabilities)	2013-12-31	$7,551,270
Net plan assets at beginning of year (total assets less liabilities)	2013-12-31	$6,489,639
Assets. Value of employer securities	2013-12-31	$1,535,702
Total contributions received or receivable from employer(s)	2013-12-31	$96,740
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
2012 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2012 401k financial data
Total income from all sources	2012-12-31	$732,938
Expenses. Total of all expenses incurred	2012-12-31	$844,595
Benefits paid (including direct rollovers)	2012-12-31	$844,595
Total plan assets at end of year	2012-12-31	$6,489,639
Total plan assets at beginning of year	2012-12-31	$6,601,295
Value of fidelity bond covering the plan	2012-12-31	$1,000,000
Total contributions received or receivable from participants	2012-12-31	$83,251
Contributions received from other sources (not participants or employers)	2012-12-31	$2,119
Other income received	2012-12-31	$549,732
Net income (gross income less expenses)	2012-12-31	$-111,657
Net plan assets at end of year (total assets less liabilities)	2012-12-31	$6,489,639
Net plan assets at beginning of year (total assets less liabilities)	2012-12-31	$6,601,295
Assets. Value of employer securities	2012-12-31	$1,560,830
Total contributions received or receivable from employer(s)	2012-12-31	$97,836
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
2011 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2011 401k financial data
Total income from all sources	2011-12-31	$455,784
Expenses. Total of all expenses incurred	2011-12-31	$120,944
Benefits paid (including direct rollovers)	2011-12-31	$120,944
Total plan assets at end of year	2011-12-31	$6,601,295
Total plan assets at beginning of year	2011-12-31	$6,266,455
Value of fidelity bond covering the plan	2011-12-31	$1,000,000
Total contributions received or receivable from participants	2011-12-31	$84,678
Other income received	2011-12-31	$271,879
Net income (gross income less expenses)	2011-12-31	$334,840
Net plan assets at end of year (total assets less liabilities)	2011-12-31	$6,601,295
Net plan assets at beginning of year (total assets less liabilities)	2011-12-31	$6,266,455
Assets. Value of employer securities	2011-12-31	$1,516,788
Total contributions received or receivable from employer(s)	2011-12-31	$99,227
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
2010 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2010 401k financial data
Total income from all sources	2010-12-31	$625,332
Expenses. Total of all expenses incurred	2010-12-31	$662,917
Total plan assets at end of year	2010-12-31	$6,266,455
Total plan assets at beginning of year	2010-12-31	$6,304,040
Value of fidelity bond covering the plan	2010-12-31	$1,000,000
Total contributions received or receivable from participants	2010-12-31	$85,476
Expenses. Other expenses not covered elsewhere	2010-12-31	$662,917
Other income received	2010-12-31	$452,878
Net income (gross income less expenses)	2010-12-31	$-37,585
Net plan assets at end of year (total assets less liabilities)	2010-12-31	$6,266,455
Net plan assets at beginning of year (total assets less liabilities)	2010-12-31	$6,304,040
Assets. Value of employer securities	2010-12-31	$1,422,252
Total contributions received or receivable from employer(s)	2010-12-31	$86,978
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
2009 : SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST

2023: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2023 form 5500 responses
2023-01-01	Type of plan entity	Single employer plan
2023-01-01	Submission has been amended	No
2023-01-01	This submission is the final filing	No
2023-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2023-01-01	Plan is a collectively bargained plan	No
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: SCOTT BANCSHARES, INC. EMPLOYEES' 401(K) PROFIT SHARING PLAN AND TRUST 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	SCOTT BANCSHARES, INC.
Employer identification number (EIN):	371112141
NAIC Classification:	522110
NAIC Description:	Commercial Banking