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ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 401k Plan overview

Plan NameROCHESTER & ASSOCIATES, INC. 401(K) PLAN
Plan identification number 001

ROCHESTER & ASSOCIATES, INC. 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

ROCHESTER & ASSOCIATES, INC has sponsored the creation of one or more 401k plans.

Company Name:ROCHESTER & ASSOCIATES, INC
Employer identification number (EIN):581148966
NAIC Classification:541330
NAIC Description:Engineering Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ROCHESTER & ASSOCIATES, INC. 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012021-01-01GAIL STEVENS2022-07-06 GAIL STEVENS2022-07-06
0012020-01-01GAIL STEVENS2021-08-10 GAIL STEVENS2021-08-10
0012019-01-01GAIL STEVENS2020-05-13 GAIL STEVENS2020-05-13
0012018-01-01GAIL STEVENS2019-06-13 GAIL STEVENS2019-06-13
0012017-01-01GAIL STEVENS2018-06-27 GAIL STEVENS2018-06-27
0012016-01-01GAIL STEVENS2017-07-18 GAIL STEVENS2017-07-18
0012015-01-01GAIL STEVENS GAIL STEVENS2016-06-10
0012014-01-01GAIL STEVENS GAIL STEVENS2015-07-17
0012013-01-01GAIL STEVENS
0012012-01-01GAIL STEVENS GAIL STEVENS2013-07-11
0012011-01-01GAIL STEVENS GAIL STEVENS2012-07-05
0012010-01-01GAIL STEVENS
0012009-01-01GAIL STEVENS

Plan Statistics for ROCHESTER & ASSOCIATES, INC. 401(K) PLAN

401k plan membership statisitcs for ROCHESTER & ASSOCIATES, INC. 401(K) PLAN

Measure Date Value
2015: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-0171
Total number of active participants reported on line 7a of the Form 55002015-01-0140
Number of retired or separated participants receiving benefits2015-01-011
Number of other retired or separated participants entitled to future benefits2015-01-0128
Total of all active and inactive participants2015-01-0169
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-0169
Number of participants with account balances2015-01-0163
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-012
2014: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-0159
Total number of active participants reported on line 7a of the Form 55002014-01-0134
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0126
Total of all active and inactive participants2014-01-0160
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-0160
Number of participants with account balances2014-01-0156
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-0161
Total number of active participants reported on line 7a of the Form 55002013-01-0130
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-0128
Total of all active and inactive participants2013-01-0158
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-011
Total participants2013-01-0159
Number of participants with account balances2013-01-0156
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-010
2012: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-0169
Total number of active participants reported on line 7a of the Form 55002012-01-0130
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0131
Total of all active and inactive participants2012-01-0161
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-0161
Number of participants with account balances2012-01-0158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-010
2011: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-0169
Total number of active participants reported on line 7a of the Form 55002011-01-0130
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0139
Total of all active and inactive participants2011-01-0169
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-0169
Number of participants with account balances2011-01-0166
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-010
2010: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-0196
Total number of active participants reported on line 7a of the Form 55002010-01-0129
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-0152
Total of all active and inactive participants2010-01-0181
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-0181
Number of participants with account balances2010-01-0182
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-010
2009: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01112
Total number of active participants reported on line 7a of the Form 55002009-01-0138
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0159
Total of all active and inactive participants2009-01-0197
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-0197
Number of participants with account balances2009-01-0194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-011

Financial Data on ROCHESTER & ASSOCIATES, INC. 401(K) PLAN

Measure Date Value
2015 : ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2015 401k financial data
Total income from all sources2015-12-31$231,344
Expenses. Total of all expenses incurred2015-12-31$203,059
Benefits paid (including direct rollovers)2015-12-31$190,383
Total plan assets at end of year2015-12-31$4,141,137
Total plan assets at beginning of year2015-12-31$4,112,852
Value of fidelity bond covering the plan2015-12-31$500,000
Total contributions received or receivable from participants2015-12-31$182,640
Contributions received from other sources (not participants or employers)2015-12-31$0
Other income received2015-12-31$-22,592
Net income (gross income less expenses)2015-12-31$28,285
Net plan assets at end of year (total assets less liabilities)2015-12-31$4,141,137
Net plan assets at beginning of year (total assets less liabilities)2015-12-31$4,112,852
Assets. Value of participant loans2015-12-31$24,161
Total contributions received or receivable from employer(s)2015-12-31$71,296
Value of certain deemed distributions of participant loans2015-12-31$0
Value of corrective distributions2015-12-31$10,661
Expenses. Administrative service providers (salaries,fees and commissions)2015-12-31$2,015
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
2014 : ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2014 401k financial data
Total income from all sources2014-12-31$516,481
Expenses. Total of all expenses incurred2014-12-31$432,526
Benefits paid (including direct rollovers)2014-12-31$413,989
Total plan assets at end of year2014-12-31$4,112,852
Total plan assets at beginning of year2014-12-31$4,028,897
Value of fidelity bond covering the plan2014-12-31$500,000
Total contributions received or receivable from participants2014-12-31$128,831
Contributions received from other sources (not participants or employers)2014-12-31$107,670
Other income received2014-12-31$265,959
Net income (gross income less expenses)2014-12-31$83,955
Net plan assets at end of year (total assets less liabilities)2014-12-31$4,112,852
Net plan assets at beginning of year (total assets less liabilities)2014-12-31$4,028,897
Assets. Value of participant loans2014-12-31$42,822
Total contributions received or receivable from employer(s)2014-12-31$14,021
Value of corrective distributions2014-12-31$16,461
Expenses. Administrative service providers (salaries,fees and commissions)2014-12-31$2,076
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
2013 : ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2013 401k financial data
Total income from all sources2013-12-31$837,926
Expenses. Total of all expenses incurred2013-12-31$135,224
Benefits paid (including direct rollovers)2013-12-31$132,935
Total plan assets at end of year2013-12-31$4,028,897
Total plan assets at beginning of year2013-12-31$3,326,195
Value of fidelity bond covering the plan2013-12-31$500,000
Total contributions received or receivable from participants2013-12-31$115,002
Other income received2013-12-31$712,123
Net income (gross income less expenses)2013-12-31$702,702
Net plan assets at end of year (total assets less liabilities)2013-12-31$4,028,897
Net plan assets at beginning of year (total assets less liabilities)2013-12-31$3,326,195
Assets. Value of participant loans2013-12-31$75,285
Total contributions received or receivable from employer(s)2013-12-31$10,801
Expenses. Administrative service providers (salaries,fees and commissions)2013-12-31$2,289
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
2012 : ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2012 401k financial data
Total income from all sources2012-12-31$507,198
Expenses. Total of all expenses incurred2012-12-31$337,374
Benefits paid (including direct rollovers)2012-12-31$334,653
Total plan assets at end of year2012-12-31$3,326,195
Total plan assets at beginning of year2012-12-31$3,156,371
Value of fidelity bond covering the plan2012-12-31$500,000
Total contributions received or receivable from participants2012-12-31$89,556
Other income received2012-12-31$417,642
Net income (gross income less expenses)2012-12-31$169,824
Net plan assets at end of year (total assets less liabilities)2012-12-31$3,326,195
Net plan assets at beginning of year (total assets less liabilities)2012-12-31$3,156,371
Assets. Value of participant loans2012-12-31$101,352
Expenses. Administrative service providers (salaries,fees and commissions)2012-12-31$2,721
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
2011 : ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2011 401k financial data
Total income from all sources2011-12-31$-13,480
Expenses. Total of all expenses incurred2011-12-31$326,465
Benefits paid (including direct rollovers)2011-12-31$323,423
Total plan assets at end of year2011-12-31$3,156,371
Total plan assets at beginning of year2011-12-31$3,496,316
Value of fidelity bond covering the plan2011-12-31$500,000
Total contributions received or receivable from participants2011-12-31$74,836
Other income received2011-12-31$-88,316
Net income (gross income less expenses)2011-12-31$-339,945
Net plan assets at end of year (total assets less liabilities)2011-12-31$3,156,371
Net plan assets at beginning of year (total assets less liabilities)2011-12-31$3,496,316
Assets. Value of participant loans2011-12-31$105,279
Expenses. Administrative service providers (salaries,fees and commissions)2011-12-31$3,042
2010 : ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2010 401k financial data
Total income from all sources2010-12-31$450,231
Expenses. Total of all expenses incurred2010-12-31$269,350
Benefits paid (including direct rollovers)2010-12-31$268,150
Total plan assets at end of year2010-12-31$3,496,316
Total plan assets at beginning of year2010-12-31$3,315,435
Value of fidelity bond covering the plan2010-12-31$500,000
Total contributions received or receivable from participants2010-12-31$76,130
Other income received2010-12-31$374,101
Net income (gross income less expenses)2010-12-31$180,881
Net plan assets at end of year (total assets less liabilities)2010-12-31$3,496,316
Net plan assets at beginning of year (total assets less liabilities)2010-12-31$3,315,435
Assets. Value of participant loans2010-12-31$99,609
Expenses. Administrative service providers (salaries,fees and commissions)2010-12-31$1,200

Form 5500 Responses for ROCHESTER & ASSOCIATES, INC. 401(K) PLAN

2015: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedYes
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: ROCHESTER & ASSOCIATES, INC. 401(K) PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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