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THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameTHE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN
Plan identification number 002

THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Participant-directed brokerage accounts provided as an investment option under the plan.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

THE COMMERCIAL GROUP, INC. has sponsored the creation of one or more 401k plans.

Company Name:THE COMMERCIAL GROUP, INC.
Employer identification number (EIN):650627992
NAIC Classification:327210

Additional information about THE COMMERCIAL GROUP, INC.

Jurisdiction of Incorporation: New York Department of State
Incorporation Date: 2004-11-18
Company Identification Number: 3127806
Legal Registered Office Address: ATTN: MEENU RAMCHANDANI
97-07 63RD ROAD / SUITE 9J
REGO PARK
United States of America (USA)
11374

More information about THE COMMERCIAL GROUP, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022022-01-01
0022021-01-01
0022020-01-01
0022019-01-01
0022018-01-01
0022017-01-01
0022016-01-01
0022015-01-01
0022014-01-01JEFF WINSLER
0022013-01-01JEFF WINSLER
0022012-01-01JEFF WINSLER
0022011-01-01JEFF WINSLER
0022010-01-01JEFF WINSLER
0022009-01-01JEFF WINSLER

Plan Statistics for THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN

401k plan membership statisitcs for THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN

Measure Date Value
2015: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01186
Total number of active participants reported on line 7a of the Form 55002015-01-013
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0149
Total of all active and inactive participants2015-01-0152
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-0152
Number of participants with account balances2015-01-0150
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01182
Total number of active participants reported on line 7a of the Form 55002014-01-01158
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0127
Total of all active and inactive participants2014-01-01185
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01185
Number of participants with account balances2014-01-01128
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01159
Total number of active participants reported on line 7a of the Form 55002013-01-01160
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-0120
Total of all active and inactive participants2013-01-01180
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-01180
Number of participants with account balances2013-01-01104
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-010
2012: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01202
Total number of active participants reported on line 7a of the Form 55002012-01-01134
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0123
Total of all active and inactive participants2012-01-01157
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01157
Number of participants with account balances2012-01-01103
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-011
2011: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01153
Total number of active participants reported on line 7a of the Form 55002011-01-01116
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0153
Total of all active and inactive participants2011-01-01169
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01169
Number of participants with account balances2011-01-01135
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-011
2010: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01212
Total number of active participants reported on line 7a of the Form 55002010-01-01113
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-0198
Total of all active and inactive participants2010-01-01211
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-011
Total participants2010-01-01212
Number of participants with account balances2010-01-01187
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-014
2009: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01266
Total number of active participants reported on line 7a of the Form 55002009-01-0190
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-01121
Total of all active and inactive participants2009-01-01211
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-011
Total participants2009-01-01212
Number of participants with account balances2009-01-01205
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-0116

Financial Data on THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN

Measure Date Value
2015 : THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$414,043
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$1,767,688
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$1,757,455
Expenses. Certain deemed distributions of participant loans2015-12-31$118
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$351,421
Value of total assets at end of year2015-12-31$4,152,921
Value of total assets at beginning of year2015-12-31$5,506,566
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$10,115
Total interest from all sources2015-12-31$6,712
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$500,000
If this is an individual account plan, was there a blackout period2015-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$200,111
Participant contributions at end of year2015-12-31$0
Participant contributions at beginning of year2015-12-31$195,693
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$16,934
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$-1,353,645
Value of net assets at end of year (total assets less liabilities)2015-12-31$4,152,921
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$5,506,566
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$1,056,287
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$2,713,097
Interest on participant loans2015-12-31$6,688
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2015-12-31$434,351
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2015-12-31$994,062
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2015-12-31$994,062
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2015-12-31$24
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2015-12-31$2,662,283
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2015-12-31$1,603,714
Net investment gain/loss from pooled separate accounts2015-12-31$55,910
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$134,376
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$1,757,455
Contract administrator fees2015-12-31$10,115
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31KERKERING BARBERIO & CO, PA
Accountancy firm EIN2015-12-31591753337
2014 : THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$568,534
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$110,933
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$105,148
Expenses. Certain deemed distributions of participant loans2014-12-31$917
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$351,257
Value of total assets at end of year2014-12-31$5,506,566
Value of total assets at beginning of year2014-12-31$5,048,965
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$4,868
Total interest from all sources2014-12-31$6,789
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$0
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$500,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$217,758
Participant contributions at end of year2014-12-31$195,693
Participant contributions at beginning of year2014-12-31$177,434
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$457,601
Value of net assets at end of year (total assets less liabilities)2014-12-31$5,506,566
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$5,048,965
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$2,713,097
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$3,152,768
Interest on participant loans2014-12-31$6,774
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2014-12-31$994,062
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2014-12-31$947,303
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2014-12-31$947,303
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2014-12-31$15
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2014-12-31$1,603,714
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2014-12-31$771,460
Net investment gain/loss from pooled separate accounts2014-12-31$210,488
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$133,499
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$105,148
Contract administrator fees2014-12-31$4,868
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31KERKERING BARBERIO & CO, PA
Accountancy firm EIN2014-12-31591753337
2013 : THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$498,706
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$202,885
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$199,818
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$228,069
Value of total assets at end of year2013-12-31$5,048,965
Value of total assets at beginning of year2013-12-31$4,753,144
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$3,067
Total interest from all sources2013-12-31$8,204
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$0
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$500,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$148,213
Participant contributions at end of year2013-12-31$177,434
Participant contributions at beginning of year2013-12-31$219,188
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$79,856
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$295,821
Value of net assets at end of year (total assets less liabilities)2013-12-31$5,048,965
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$4,753,144
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$3,152,768
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$2,750,671
Interest on participant loans2013-12-31$8,204
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-12-31$947,303
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$1,054,255
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$1,054,255
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2013-12-31$771,460
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2013-12-31$729,030
Net investment gain/loss from pooled separate accounts2013-12-31$262,433
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$199,818
Contract administrator fees2013-12-31$3,067
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31KERKERING BARBERIO & CO, PA
Accountancy firm EIN2013-12-31591753337
2012 : THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$446,810
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$349,619
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$343,411
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$159,835
Value of total assets at end of year2012-12-31$4,753,144
Value of total assets at beginning of year2012-12-31$4,655,953
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$6,208
Total interest from all sources2012-12-31$8,509
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$0
Administrative expenses professional fees incurred2012-12-31$3,885
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$500,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$152,851
Participant contributions at end of year2012-12-31$219,188
Participant contributions at beginning of year2012-12-31$189,517
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$6,984
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$97,191
Value of net assets at end of year (total assets less liabilities)2012-12-31$4,753,144
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$4,655,953
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$2,750,671
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$2,556,420
Interest on participant loans2012-12-31$8,339
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$1,054,255
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$1,107,122
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$1,107,122
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$170
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2012-12-31$729,030
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2012-12-31$802,894
Net investment gain/loss from pooled separate accounts2012-12-31$278,466
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$343,411
Contract administrator fees2012-12-31$2,323
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31KERKERING BARBERIO & CO, PA
Accountancy firm EIN2012-12-31591753337
2011 : THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$182,459
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$117,690
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$114,741
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$184,594
Value of total assets at end of year2011-12-31$4,655,953
Value of total assets at beginning of year2011-12-31$4,591,184
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$2,949
Total interest from all sources2011-12-31$8,892
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$83,141
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$83,141
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$500,000
If this is an individual account plan, was there a blackout period2011-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$183,358
Participant contributions at end of year2011-12-31$189,517
Participant contributions at beginning of year2011-12-31$180,970
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$1,236
Other income not declared elsewhere2011-12-31$9,105
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$64,769
Value of net assets at end of year (total assets less liabilities)2011-12-31$4,655,953
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$4,591,184
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Investment advisory and management fees2011-12-31$2,333
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$2,556,420
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$2,603,763
Interest on participant loans2011-12-31$8,892
Value of interest in common/collective trusts at beginning of year2011-12-31$28,703
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$1,107,122
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$1,452,161
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$1,452,161
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2011-12-31$802,894
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-103,273
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$114,741
Contract administrator fees2011-12-31$616
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32011-12-31Yes
Assets. Corporate common stocks other than exployer securities at beginning of year2011-12-31$325,587
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31KERKERING BARBERIO & CO, PA
Accountancy firm EIN2011-12-31591753337
2010 : THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2010-12-31$36,151
Total unrealized appreciation/depreciation of assets2010-12-31$36,151
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$413,946
Total loss/gain on sale of assets2010-12-31$8,149
Total of all expenses incurred2010-12-31$318,871
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$301,735
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$127,877
Value of total assets at end of year2010-12-31$4,591,419
Value of total assets at beginning of year2010-12-31$4,496,344
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$17,136
Total interest from all sources2010-12-31$7,739
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$59,134
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$59,104
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$500,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$127,877
Participant contributions at end of year2010-12-31$180,970
Participant contributions at beginning of year2010-12-31$167,154
Administrative expenses (other) incurred2010-12-31$17,136
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$95,075
Value of net assets at end of year (total assets less liabilities)2010-12-31$4,591,419
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$4,496,344
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$2,603,763
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$2,403,660
Interest on participant loans2010-12-31$7,305
Value of interest in common/collective trusts at end of year2010-12-31$28,938
Value of interest in common/collective trusts at beginning of year2010-12-31$420,228
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$1,452,161
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$1,185,133
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$1,185,133
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$434
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$161,894
Net investment gain or loss from common/collective trusts2010-12-31$13,002
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Income. Dividends from common stock2010-12-31$30
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$301,735
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32010-12-31No
Assets. Corporate common stocks other than exployer securities at end of year2010-12-31$325,587
Assets. Corporate common stocks other than exployer securities at beginning of year2010-12-31$320,169
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Aggregate proceeds on sale of assets2010-12-31$835,902
Aggregate carrying amount (costs) on sale of assets2010-12-31$827,753
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31KERKERING BARBERIO & CO., P.A.
Accountancy firm EIN2010-12-31591753337
2009 : THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN

2015: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedYes
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes
2010: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedYes
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: THE COMMERCIAL GROUP, INC. 401(K) PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract number824450
Policy instance 1
Insurance contract or identification number824450
Number of Individuals Covered50
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Total amount of commissions paid to insurance brokerUSD $18,837
Total amount of fees paid to insurance companyUSD $2,355
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $18,837
Insurance broker organization code?3
Amount paid for insurance broker fees2355
Additional information about fees paid to insurance brokerADMINISTRATIVE ALLOWANCE
Insurance broker nameKB PENSION SERVICES, INC.
HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract number824450
Policy instance 1
Insurance contract or identification number824450
Number of Individuals Covered129
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Total amount of commissions paid to insurance brokerUSD $16,155
Total amount of fees paid to insurance companyUSD $2,019
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $16,155
Insurance broker organization code?3
Amount paid for insurance broker fees2019
Additional information about fees paid to insurance brokerADMINISTRATIVE ALLOWANCE
Insurance broker nameKB PENSION SERVICES, INC.
HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract number824450
Policy instance 1
Insurance contract or identification number824450
Number of Individuals Covered105
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $14,257
Total amount of fees paid to insurance companyUSD $1,782
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $14,257
Insurance broker organization code?3
Amount paid for insurance broker fees1782
Additional information about fees paid to insurance brokerADMINISTRATIVE ALLOWANCE
Insurance broker nameKB PENSION SERVICES, INC.
HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract number824450
Policy instance 1
Insurance contract or identification number824450
Number of Individuals Covered104
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $10,506
Total amount of fees paid to insurance companyUSD $1,727
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $10,506
Insurance broker organization code?3
Amount paid for insurance broker fees1727
Additional information about fees paid to insurance brokerTPA FEES
Insurance broker nameKB PENSION SERVICES, INC.
HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract number824450
Policy instance 1
Insurance contract or identification number824450
Number of Individuals Covered144
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $28,257
Total amount of fees paid to insurance companyUSD $1,081
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No

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