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EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 401k Plan overview

Plan NameEMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC.
Plan identification number 004

EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Plan sponsor(s) received services of leased employees, as defined in Code section 414(n), during the plan year.

401k Sponsoring company profile

R.W. LYALL & COMPANY, INC. has sponsored the creation of one or more 401k plans.

Company Name:R.W. LYALL & COMPANY, INC.
Employer identification number (EIN):952669215
NAIC Classification:332900

Form 5500 Filing Information

Submission information for form 5500 for 401k plan EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC.

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0042016-01-01TONY MAUER TONY MAUER2017-07-25
0042015-01-01JOZLYN TORRES JOZLYN TORRES2016-10-05
0042015-01-01TONY MAUER TONY MAUER2017-07-25
0042014-01-01JENNIFER FRITCHLE JENNIFER FRITCHLE2015-10-08
0042014-01-01TONY MAUER TONY MAUER2017-07-25
0042013-01-01JENNIFER LYALL-FRITCHLE JENNIFER LYALL-FRITCHLE2014-10-13
0042012-01-01JENNIFER FRITCHLE JENNIFER FRITCHLE2013-07-24
0042011-01-01JENNIFER FRITCHLE JENNIFER FRITCHLE2012-07-27
0042009-01-01JENNIFER LYALL-FRITCHLE JENNIFER LYALL-FRITCHLE2010-09-22

Plan Statistics for EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC.

401k plan membership statisitcs for EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC.

Measure Date Value
2016: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2016 401k membership
Total participants, beginning-of-year2016-01-01255
Total number of active participants reported on line 7a of the Form 55002016-01-010
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-010
Total of all active and inactive participants2016-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-010
Number of participants with account balances2016-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-012
2015: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2015 401k membership
Total participants, beginning-of-year2015-01-01212
Total number of active participants reported on line 7a of the Form 55002015-01-01232
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0121
Total of all active and inactive participants2015-01-01253
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01253
Number of participants with account balances2015-01-01195
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-016
2014: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2014 401k membership
Total participants, beginning-of-year2014-01-01202
Total number of active participants reported on line 7a of the Form 55002014-01-01192
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0116
Total of all active and inactive participants2014-01-01208
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01208
Number of participants with account balances2014-01-01169
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2013 401k membership
Total participants, beginning-of-year2013-01-01185
Total number of active participants reported on line 7a of the Form 55002013-01-01168
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-0117
Total of all active and inactive participants2013-01-01185
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-01185
Number of participants with account balances2013-01-01157
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-0116
2012: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2012 401k membership
Total participants, beginning-of-year2012-01-01185
Total number of active participants reported on line 7a of the Form 55002012-01-01152
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0115
Total of all active and inactive participants2012-01-01167
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01167
Number of participants with account balances2012-01-01152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-015
2011: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2011 401k membership
Total participants, beginning-of-year2011-01-01178
Total number of active participants reported on line 7a of the Form 55002011-01-01169
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0115
Total of all active and inactive participants2011-01-01184
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01184
Number of participants with account balances2011-01-01138
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-013
2009: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2009 401k membership
Total participants, beginning-of-year2009-01-01203
Total number of active participants reported on line 7a of the Form 55002009-01-01155
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0148
Total of all active and inactive participants2009-01-01203
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01203
Number of participants with account balances2009-01-01130
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-0128

Financial Data on EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC.

Measure Date Value
2016 : EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2016 401k financial data
Unrealized appreciation/depreciation of real estate assets2016-04-29$0
Unrealized appreciation/depreciation of other (non real estate) assets2016-04-29$0
Total unrealized appreciation/depreciation of assets2016-04-29$0
Total transfer of assets to this plan2016-04-29$0
Total transfer of assets from this plan2016-04-29$6,144,132
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-04-29$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-04-29$0
Total income from all sources (including contributions)2016-04-29$267,676
Total loss/gain on sale of assets2016-04-29$0
Total of all expenses incurred2016-04-29$799,512
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-04-29$792,778
Expenses. Certain deemed distributions of participant loans2016-04-29$0
Value of total corrective distributions2016-04-29$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-04-29$167,866
Value of total assets at end of year2016-04-29$0
Value of total assets at beginning of year2016-04-29$6,675,968
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-04-29$6,734
Total income from rents2016-04-29$0
Total interest from all sources2016-04-29$3,892
Total dividends received (eg from common stock, registered investment company shares)2016-04-29$2,866
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-04-29Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2016-04-29$0
Total dividends received from registered investment company shares (eg mutual funds)2016-04-29$2,866
Administrative expenses professional fees incurred2016-04-29$0
Was this plan covered by a fidelity bond2016-04-29Yes
Value of fidelity bond cover2016-04-29$75,000,000
If this is an individual account plan, was there a blackout period2016-04-29Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-04-29$0
Were there any nonexempt tranactions with any party-in-interest2016-04-29No
Amount of non-exempt transactions with any party-in-interest2016-04-29$0
Contributions received from participants2016-04-29$125,831
Participant contributions at end of year2016-04-29$0
Participant contributions at beginning of year2016-04-29$264,090
Participant contributions at end of year2016-04-29$0
Participant contributions at beginning of year2016-04-29$0
Income. Received or receivable in cash from other sources (including rollovers)2016-04-29$0
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2016-04-29$0
Value of other receiveables (less allowance for doubtful accounts) at end of year2016-04-29$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2016-04-29$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2016-04-29$0
Other income not declared elsewhere2016-04-29$0
Administrative expenses (other) incurred2016-04-29$0
Liabilities. Value of operating payables at beginning of year2016-04-29$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-04-29No
Value of net income/loss2016-04-29$-531,836
Value of net assets at end of year (total assets less liabilities)2016-04-29$0
Value of net assets at beginning of year (total assets less liabilities)2016-04-29$6,675,968
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-04-29No
Were any loans by the plan or fixed income obligations due to the plan in default2016-04-29No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year2016-04-29$0
Were any leases to which the plan was party in default or uncollectible2016-04-29No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year2016-04-29$0
Investment advisory and management fees2016-04-29$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-04-29$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-04-29$1,286,011
Value of interest in pooled separate accounts at end of year2016-04-29$0
Value of interest in pooled separate accounts at beginning of year2016-04-29$3,875,467
Interest on participant loans2016-04-29$3,892
Income. Interest from loans (other than to participants)2016-04-29$0
Interest earned on other investments2016-04-29$0
Income. Interest from US Government securities2016-04-29$0
Income. Interest from corporate debt instruments2016-04-29$0
Value of interest in common/collective trusts at end of year2016-04-29$0
Value of interest in common/collective trusts at beginning of year2016-04-29$1,250,400
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2016-04-29$0
Expenses. Payments to insurance carriers foe the provision of benefits2016-04-29$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-04-29$19,291
Net investment gain/loss from pooled separate accounts2016-04-29$72,699
Net investment gain or loss from common/collective trusts2016-04-29$1,062
Net gain/loss from 103.12 investment entities2016-04-29$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-04-29No
Was there a failure to transmit to the plan any participant contributions2016-04-29No
Has the plan failed to provide any benefit when due under the plan2016-04-29No
Contributions received in cash from employer2016-04-29$42,035
Employer contributions (assets) at end of year2016-04-29$0
Employer contributions (assets) at beginning of year2016-04-29$0
Income. Dividends from preferred stock2016-04-29$0
Income. Dividends from common stock2016-04-29$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-04-29$792,778
Contract administrator fees2016-04-29$6,734
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32016-04-29Yes
Liabilities. Value of benefit claims payable at beginning of year2016-04-29$0
Did the plan have assets held for investment2016-04-29No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-04-29No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-04-29Yes
Aggregate proceeds on sale of assets2016-04-29$0
Aggregate carrying amount (costs) on sale of assets2016-04-29$0
Liabilities. Value of acquisition indebtedness at beginning of year2016-04-29$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-04-29Yes
Opinion of an independent qualified public accountant for this plan2016-04-29Disclaimer
Accountancy firm name2016-04-29TURNER, WARREN, HWANG & CONRAD AC
Accountancy firm EIN2016-04-29954083485
2015 : EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2015 401k financial data
Unrealized appreciation/depreciation of real estate assets2015-12-31$0
Unrealized appreciation/depreciation of other (non real estate) assets2015-12-31$0
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total transfer of assets to this plan2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$671,835
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$1,117,302
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$1,087,528
Expenses. Certain deemed distributions of participant loans2015-12-31$0
Value of total corrective distributions2015-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$677,870
Value of total assets at end of year2015-12-31$6,675,968
Value of total assets at beginning of year2015-12-31$7,121,435
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$29,774
Total income from rents2015-12-31$0
Total interest from all sources2015-12-31$15,980
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$18,686
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2015-12-31$18,686
Administrative expenses professional fees incurred2015-12-31$0
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$500,000
If this is an individual account plan, was there a blackout period2015-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Amount of non-exempt transactions with any party-in-interest2015-12-31$0
Contributions received from participants2015-12-31$369,025
Participant contributions at end of year2015-12-31$264,090
Participant contributions at beginning of year2015-12-31$368,445
Participant contributions at end of year2015-12-31$0
Participant contributions at beginning of year2015-12-31$260
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$177,742
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2015-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at end of year2015-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2015-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2015-12-31$0
Other income not declared elsewhere2015-12-31$0
Administrative expenses (other) incurred2015-12-31$0
Liabilities. Value of operating payables at beginning of year2015-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$-445,467
Value of net assets at end of year (total assets less liabilities)2015-12-31$6,675,968
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$7,121,435
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year2015-12-31$0
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year2015-12-31$0
Investment advisory and management fees2015-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$1,286,011
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$1,665,873
Value of interest in pooled separate accounts at end of year2015-12-31$3,875,467
Value of interest in pooled separate accounts at beginning of year2015-12-31$3,776,003
Interest on participant loans2015-12-31$15,980
Income. Interest from loans (other than to participants)2015-12-31$0
Interest earned on other investments2015-12-31$0
Income. Interest from US Government securities2015-12-31$0
Income. Interest from corporate debt instruments2015-12-31$0
Value of interest in common/collective trusts at end of year2015-12-31$1,250,400
Value of interest in common/collective trusts at beginning of year2015-12-31$1,310,733
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2015-12-31$0
Expenses. Payments to insurance carriers foe the provision of benefits2015-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-17,994
Net investment gain/loss from pooled separate accounts2015-12-31$-24,349
Net investment gain or loss from common/collective trusts2015-12-31$1,642
Net gain/loss from 103.12 investment entities2015-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31Yes
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$131,103
Employer contributions (assets) at end of year2015-12-31$0
Employer contributions (assets) at beginning of year2015-12-31$121
Income. Dividends from preferred stock2015-12-31$0
Income. Dividends from common stock2015-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$1,087,528
Contract administrator fees2015-12-31$29,774
Liabilities. Value of benefit claims payable at beginning of year2015-12-31$0
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Aggregate proceeds on sale of assets2015-12-31$0
Aggregate carrying amount (costs) on sale of assets2015-12-31$0
Liabilities. Value of acquisition indebtedness at beginning of year2015-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31TURNER, WARREN, HWANG & CONRAD AC
Accountancy firm EIN2015-12-31954083485
2014 : EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2014 401k financial data
Unrealized appreciation/depreciation of real estate assets2014-12-31$0
Unrealized appreciation/depreciation of other (non real estate) assets2014-12-31$0
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total transfer of assets to this plan2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$1,017,139
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$493,832
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$467,778
Expenses. Certain deemed distributions of participant loans2014-12-31$0
Value of total corrective distributions2014-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$609,535
Value of total assets at end of year2014-12-31$7,121,435
Value of total assets at beginning of year2014-12-31$6,598,128
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$26,054
Total income from rents2014-12-31$0
Total interest from all sources2014-12-31$17,540
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$17,155
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$17,155
Administrative expenses professional fees incurred2014-12-31$0
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$500,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Amount of non-exempt transactions with any party-in-interest2014-12-31$0
Contributions received from participants2014-12-31$317,623
Participant contributions at end of year2014-12-31$368,445
Participant contributions at beginning of year2014-12-31$288,777
Participant contributions at end of year2014-12-31$260
Participant contributions at beginning of year2014-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$175,365
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2014-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at end of year2014-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2014-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2014-12-31$0
Other income not declared elsewhere2014-12-31$0
Administrative expenses (other) incurred2014-12-31$0
Liabilities. Value of operating payables at beginning of year2014-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$523,307
Value of net assets at end of year (total assets less liabilities)2014-12-31$7,121,435
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$6,598,128
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year2014-12-31$0
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year2014-12-31$0
Investment advisory and management fees2014-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$1,665,873
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$1,721,771
Value of interest in pooled separate accounts at end of year2014-12-31$3,776,003
Value of interest in pooled separate accounts at beginning of year2014-12-31$3,576,350
Interest on participant loans2014-12-31$17,540
Income. Interest from loans (other than to participants)2014-12-31$0
Interest earned on other investments2014-12-31$0
Income. Interest from US Government securities2014-12-31$0
Income. Interest from corporate debt instruments2014-12-31$0
Value of interest in common/collective trusts at end of year2014-12-31$1,310,733
Value of interest in common/collective trusts at beginning of year2014-12-31$1,011,230
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2014-12-31$0
Expenses. Payments to insurance carriers foe the provision of benefits2014-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$49,988
Net investment gain/loss from pooled separate accounts2014-12-31$305,869
Net investment gain or loss from common/collective trusts2014-12-31$17,052
Net gain/loss from 103.12 investment entities2014-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31Yes
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$116,547
Employer contributions (assets) at end of year2014-12-31$121
Employer contributions (assets) at beginning of year2014-12-31$0
Income. Dividends from preferred stock2014-12-31$0
Income. Dividends from common stock2014-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$467,778
Contract administrator fees2014-12-31$26,054
Liabilities. Value of benefit claims payable at beginning of year2014-12-31$0
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Aggregate proceeds on sale of assets2014-12-31$0
Aggregate carrying amount (costs) on sale of assets2014-12-31$0
Liabilities. Value of acquisition indebtedness at beginning of year2014-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31TURNER, WARREN, HWANG & CONRAD
Accountancy firm EIN2014-12-31954083485
2013 : EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2013 401k financial data
Unrealized appreciation/depreciation of real estate assets2013-12-31$0
Unrealized appreciation/depreciation of other (non real estate) assets2013-12-31$0
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total transfer of assets to this plan2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$1,419,435
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$536,182
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$512,026
Expenses. Certain deemed distributions of participant loans2013-12-31$0
Value of total corrective distributions2013-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$405,806
Value of total assets at end of year2013-12-31$6,598,128
Value of total assets at beginning of year2013-12-31$5,714,875
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$24,156
Total income from rents2013-12-31$0
Total interest from all sources2013-12-31$14,006
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$15,858
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2013-12-31$15,858
Administrative expenses professional fees incurred2013-12-31$0
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$500,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Amount of non-exempt transactions with any party-in-interest2013-12-31$0
Contributions received from participants2013-12-31$296,365
Participant contributions at end of year2013-12-31$288,777
Participant contributions at beginning of year2013-12-31$252,122
Participant contributions at end of year2013-12-31$0
Participant contributions at beginning of year2013-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$10,420
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2013-12-31$143
Value of other receiveables (less allowance for doubtful accounts) at end of year2013-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2013-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2013-12-31$0
Other income not declared elsewhere2013-12-31$59
Administrative expenses (other) incurred2013-12-31$0
Liabilities. Value of operating payables at beginning of year2013-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$883,253
Value of net assets at end of year (total assets less liabilities)2013-12-31$6,598,128
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$5,714,875
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year2013-12-31$0
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year2013-12-31$0
Investment advisory and management fees2013-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$1,721,771
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$1,340,613
Value of interest in pooled separate accounts at end of year2013-12-31$3,576,350
Value of interest in pooled separate accounts at beginning of year2013-12-31$3,201,201
Interest on participant loans2013-12-31$14,006
Income. Interest from loans (other than to participants)2013-12-31$0
Interest earned on other investments2013-12-31$0
Income. Interest from US Government securities2013-12-31$0
Income. Interest from corporate debt instruments2013-12-31$0
Value of interest in common/collective trusts at end of year2013-12-31$1,011,230
Value of interest in common/collective trusts at beginning of year2013-12-31$920,351
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$0
Expenses. Payments to insurance carriers foe the provision of benefits2013-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$325,236
Net investment gain/loss from pooled separate accounts2013-12-31$665,540
Net investment gain or loss from common/collective trusts2013-12-31$-7,070
Net gain/loss from 103.12 investment entities2013-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31Yes
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$99,021
Employer contributions (assets) at end of year2013-12-31$0
Employer contributions (assets) at beginning of year2013-12-31$588
Income. Dividends from preferred stock2013-12-31$0
Income. Dividends from common stock2013-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$511,883
Contract administrator fees2013-12-31$24,156
Liabilities. Value of benefit claims payable at beginning of year2013-12-31$0
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Aggregate proceeds on sale of assets2013-12-31$0
Aggregate carrying amount (costs) on sale of assets2013-12-31$0
Liabilities. Value of acquisition indebtedness at beginning of year2013-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31TURNER,WARREN, HWANG & CONRAD
Accountancy firm EIN2013-12-31954083485
2012 : EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2012 401k financial data
Unrealized appreciation/depreciation of real estate assets2012-12-31$0
Unrealized appreciation/depreciation of other (non real estate) assets2012-12-31$0
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total transfer of assets to this plan2012-12-31$0
Total transfer of assets from this plan2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$898,886
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$220,814
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$200,561
Expenses. Certain deemed distributions of participant loans2012-12-31$0
Value of total corrective distributions2012-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$341,060
Value of total assets at end of year2012-12-31$5,714,875
Value of total assets at beginning of year2012-12-31$5,036,803
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$20,253
Total income from rents2012-12-31$0
Total interest from all sources2012-12-31$13,527
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$15,685
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$15,685
Administrative expenses professional fees incurred2012-12-31$0
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$500,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Amount of non-exempt transactions with any party-in-interest2012-12-31$0
Contributions received from participants2012-12-31$251,356
Participant contributions at end of year2012-12-31$252,122
Participant contributions at beginning of year2012-12-31$248,104
Participant contributions at end of year2012-12-31$0
Participant contributions at beginning of year2012-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$0
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2012-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at end of year2012-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2012-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2012-12-31$0
Other income not declared elsewhere2012-12-31$0
Administrative expenses (other) incurred2012-12-31$0
Liabilities. Value of operating payables at beginning of year2012-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$678,072
Value of net assets at end of year (total assets less liabilities)2012-12-31$5,714,875
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$5,036,803
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year2012-12-31$0
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year2012-12-31$0
Investment advisory and management fees2012-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$1,340,613
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$1,265,327
Value of interest in pooled separate accounts at end of year2012-12-31$3,201,201
Value of interest in pooled separate accounts at beginning of year2012-12-31$2,613,846
Interest on participant loans2012-12-31$13,527
Income. Interest from loans (other than to participants)2012-12-31$0
Interest earned on other investments2012-12-31$0
Income. Interest from US Government securities2012-12-31$0
Income. Interest from corporate debt instruments2012-12-31$0
Value of interest in common/collective trusts at end of year2012-12-31$920,351
Value of interest in common/collective trusts at beginning of year2012-12-31$909,526
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$0
Expenses. Payments to insurance carriers foe the provision of benefits2012-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$135,874
Net investment gain/loss from pooled separate accounts2012-12-31$381,286
Net investment gain or loss from common/collective trusts2012-12-31$11,454
Net gain/loss from 103.12 investment entities2012-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31Yes
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$89,704
Employer contributions (assets) at end of year2012-12-31$588
Employer contributions (assets) at beginning of year2012-12-31$0
Income. Dividends from preferred stock2012-12-31$0
Income. Dividends from common stock2012-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$200,561
Contract administrator fees2012-12-31$20,253
Liabilities. Value of benefit claims payable at beginning of year2012-12-31$0
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Aggregate proceeds on sale of assets2012-12-31$0
Aggregate carrying amount (costs) on sale of assets2012-12-31$0
Liabilities. Value of acquisition indebtedness at beginning of year2012-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31WRIGHT FORD YOUNG & CO
Accountancy firm EIN2012-12-31953288054
2011 : EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2011 401k financial data
Unrealized appreciation/depreciation of real estate assets2011-12-31$0
Unrealized appreciation/depreciation of other (non real estate) assets2011-12-31$0
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total transfer of assets to this plan2011-12-31$0
Total transfer of assets from this plan2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$371,496
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$155,171
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$130,421
Expenses. Certain deemed distributions of participant loans2011-12-31$0
Value of total corrective distributions2011-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$387,857
Value of total assets at end of year2011-12-31$5,036,803
Value of total assets at beginning of year2011-12-31$4,820,478
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$24,750
Total income from rents2011-12-31$0
Total interest from all sources2011-12-31$12,042
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$13,755
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$13,755
Administrative expenses professional fees incurred2011-12-31$0
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$500,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Amount of non-exempt transactions with any party-in-interest2011-12-31$0
Contributions received from participants2011-12-31$222,404
Participant contributions at end of year2011-12-31$248,104
Participant contributions at beginning of year2011-12-31$224,539
Participant contributions at end of year2011-12-31$0
Participant contributions at beginning of year2011-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$92,648
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2011-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at end of year2011-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2011-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2011-12-31$0
Other income not declared elsewhere2011-12-31$4,098
Administrative expenses (other) incurred2011-12-31$0
Liabilities. Value of operating payables at beginning of year2011-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$216,325
Value of net assets at end of year (total assets less liabilities)2011-12-31$5,036,803
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$4,820,478
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year2011-12-31$0
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year2011-12-31$0
Investment advisory and management fees2011-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$1,265,327
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$1,276,196
Value of interest in pooled separate accounts at end of year2011-12-31$2,613,846
Value of interest in pooled separate accounts at beginning of year2011-12-31$2,539,117
Interest on participant loans2011-12-31$12,042
Income. Interest from loans (other than to participants)2011-12-31$0
Interest earned on other investments2011-12-31$0
Income. Interest from US Government securities2011-12-31$0
Income. Interest from corporate debt instruments2011-12-31$0
Value of interest in common/collective trusts at end of year2011-12-31$909,526
Value of interest in common/collective trusts at beginning of year2011-12-31$780,626
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$0
Expenses. Payments to insurance carriers foe the provision of benefits2011-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-86,184
Net investment gain/loss from pooled separate accounts2011-12-31$21,096
Net investment gain or loss from common/collective trusts2011-12-31$18,832
Net gain/loss from 103.12 investment entities2011-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31Yes
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$72,805
Employer contributions (assets) at end of year2011-12-31$0
Employer contributions (assets) at beginning of year2011-12-31$0
Income. Dividends from preferred stock2011-12-31$0
Income. Dividends from common stock2011-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$130,421
Contract administrator fees2011-12-31$24,750
Liabilities. Value of benefit claims payable at beginning of year2011-12-31$0
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Aggregate proceeds on sale of assets2011-12-31$0
Aggregate carrying amount (costs) on sale of assets2011-12-31$0
Liabilities. Value of acquisition indebtedness at beginning of year2011-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31WRIGHT FORD YOUNG & CO
Accountancy firm EIN2011-12-31953288054
2010 : EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2010 401k financial data
Unrealized appreciation/depreciation of real estate assets2010-12-31$0
Unrealized appreciation/depreciation of other (non real estate) assets2010-12-31$0
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total transfer of assets to this plan2010-12-31$0
Total transfer of assets from this plan2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$803,644
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$121,847
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$95,479
Expenses. Certain deemed distributions of participant loans2010-12-31$0
Value of total corrective distributions2010-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$315,162
Value of total assets at end of year2010-12-31$4,820,478
Value of total assets at beginning of year2010-12-31$4,138,681
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$26,368
Total income from rents2010-12-31$0
Total interest from all sources2010-12-31$13,033
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$11,470
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$11,470
Administrative expenses professional fees incurred2010-12-31$0
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$500,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Amount of non-exempt transactions with any party-in-interest2010-12-31$0
Contributions received from participants2010-12-31$187,042
Participant contributions at end of year2010-12-31$224,539
Participant contributions at beginning of year2010-12-31$178,523
Participant contributions at end of year2010-12-31$0
Participant contributions at beginning of year2010-12-31$6,330
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$72,420
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)2010-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at end of year2010-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2010-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2010-12-31$0
Other income not declared elsewhere2010-12-31$0
Administrative expenses (other) incurred2010-12-31$0
Liabilities. Value of operating payables at beginning of year2010-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$681,797
Value of net assets at end of year (total assets less liabilities)2010-12-31$4,820,478
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$4,138,681
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year2010-12-31$0
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year2010-12-31$0
Investment advisory and management fees2010-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$1,276,196
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$812,266
Value of interest in pooled separate accounts at end of year2010-12-31$2,539,117
Value of interest in pooled separate accounts at beginning of year2010-12-31$1,891,714
Interest on participant loans2010-12-31$13,033
Income. Interest from loans (other than to participants)2010-12-31$0
Interest earned on other investments2010-12-31$0
Income. Interest from US Government securities2010-12-31$0
Income. Interest from corporate debt instruments2010-12-31$0
Value of interest in common/collective trusts at end of year2010-12-31$780,626
Value of interest in common/collective trusts at beginning of year2010-12-31$1,249,343
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$0
Expenses. Payments to insurance carriers foe the provision of benefits2010-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$107,404
Net investment gain/loss from pooled separate accounts2010-12-31$329,738
Net investment gain or loss from common/collective trusts2010-12-31$26,837
Net gain/loss from 103.12 investment entities2010-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$55,700
Employer contributions (assets) at end of year2010-12-31$0
Employer contributions (assets) at beginning of year2010-12-31$505
Income. Dividends from preferred stock2010-12-31$0
Income. Dividends from common stock2010-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$95,479
Contract administrator fees2010-12-31$26,368
Liabilities. Value of benefit claims payable at beginning of year2010-12-31$0
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Aggregate proceeds on sale of assets2010-12-31$0
Aggregate carrying amount (costs) on sale of assets2010-12-31$0
Liabilities. Value of acquisition indebtedness at beginning of year2010-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31WRIGHT FORD YOUNG & CO
Accountancy firm EIN2010-12-31953288054
2009 : EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC.

2016: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01This submission is the final filingYes
2016-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – InsuranceYes
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement – InsuranceYes
2016-01-01Plan benefit arrangement - TrustYes
2015: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedYes
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement – InsuranceYes
2015-01-01Plan benefit arrangement - TrustYes
2014: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedYes
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement – InsuranceYes
2014-01-01Plan benefit arrangement - TrustYes
2013: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes
2009: EMPLOYEES' 401(K) PROFIT SHARING PLAN OF R.W. LYALL & COMPANY, INC. 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – InsuranceYes
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement – InsuranceYes
2009-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )
Policy contract number707353
Policy instance 1
Insurance contract or identification number707353
Number of Individuals Covered253
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Total amount of commissions paid to insurance brokerUSD $9,723
Total amount of fees paid to insurance companyUSD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )
Policy contract number707353
Policy instance 1
Insurance contract or identification number707353
Number of Individuals Covered208
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Total amount of commissions paid to insurance brokerUSD $8,960
Total amount of fees paid to insurance companyUSD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )
Policy contract number707353
Policy instance 1
Insurance contract or identification number707353
Number of Individuals Covered185
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $10,538
Total amount of fees paid to insurance companyUSD $3,635
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $10,538
Amount paid for insurance broker fees3635
Additional information about fees paid to insurance brokerREFERRAL/SERVICE FEE
Insurance broker organization code?3
Insurance broker nameNORTHWESTERN MUTUAL INVESTMENT SERV
PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )
Policy contract number707353
Policy instance 1
Insurance contract or identification number707353
Number of Individuals Covered184
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $8,812
Total amount of fees paid to insurance companyUSD $869
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $8,812
Amount paid for insurance broker fees869
Additional information about fees paid to insurance brokerREFERRAL/SERVICE FEE
Insurance broker organization code?3
Insurance broker nameNORTHWESTERN MUTUAL INVESTMENT SERV
PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )
Policy contract number707353
Policy instance 1
Insurance contract or identification number707353
Number of Individuals Covered184
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $8,399
Total amount of fees paid to insurance companyUSD $3,308
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )
Policy contract number707353
Policy instance 1
Insurance contract or identification number707353
Number of Individuals Covered176
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $7,693
Total amount of fees paid to insurance companyUSD $2,791
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $7,693
Amount paid for insurance broker fees2791
Additional information about fees paid to insurance brokerREFERRAL/SERVICE FEE
Insurance broker organization code?3
Insurance broker nameNORTHWESTERN MUTUAL INVESTMENT SERV

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