401k Plan data: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN

ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 401k Plan overview

Plan Name	ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF
Plan identification number	001

ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF Benefits

401k Plan Type	Defined Contribution Pension
Plan Features/Benefits	Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met. Code section 403(b)(1) arrangement - See Limited Pension Plan Reporting instructions for Code section 403(b)(1) arrangements for certain exempt organizations.

401k Sponsoring company profile

TRUSTEES OF THE ST. JOHNSBURY ACADEMY has sponsored the creation of one or more 401k plans.

Company Name: TRUSTEES OF THE ST. JOHNSBURY ACADEMY

Employer identification number (EIN): 030181215

NAIC Classification: 611000

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2016-01-01 CAROL LYON
001 2015-01-01 CAROL LYON
001 2014-01-01 CAROL LYON
001 2014-01-01 CAROL LYON 2015-10-12
001 2013-01-01 CAROL LYON
001 2012-01-01 CAROL LYON
001 2011-01-01 CAROL LYON
001 2010-01-01 CAROL LYON
001 2009-01-01 CAROL LYON

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed
001	2016-01-01	CAROL LYON
001	2015-01-01	CAROL LYON
001	2014-01-01	CAROL LYON
001	2014-01-01	CAROL LYON	2015-10-12
001	2013-01-01	CAROL LYON
001	2012-01-01	CAROL LYON
001	2011-01-01	CAROL LYON
001	2010-01-01	CAROL LYON
001	2009-01-01	CAROL LYON

Plan Statistics for ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF

401k plan membership statisitcs for ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF

Measure Date Value
2016: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2016 401k membership
Total participants, beginning-of-year 2016-01-01 161
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 0
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 0
Total of all active and inactive participants 2016-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 0
Number of participants with account balances 2016-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2015 401k membership
Total participants, beginning-of-year 2015-01-01 151
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 121
Number of retired or separated participants receiving benefits 2015-01-01 14
Number of other retired or separated participants entitled to future benefits 2015-01-01 26
Total of all active and inactive participants 2015-01-01 161
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 161
Number of participants with account balances 2015-01-01 159
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2014 401k membership
Total participants, beginning-of-year 2014-01-01 148
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 120
Number of retired or separated participants receiving benefits 2014-01-01 13
Number of other retired or separated participants entitled to future benefits 2014-01-01 18
Total of all active and inactive participants 2014-01-01 151
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 151
Number of participants with account balances 2014-01-01 149
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2013 401k membership
Total participants, beginning-of-year 2013-01-01 144
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 123
Number of retired or separated participants receiving benefits 2013-01-01 12
Number of other retired or separated participants entitled to future benefits 2013-01-01 13
Total of all active and inactive participants 2013-01-01 148
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 148
Number of participants with account balances 2013-01-01 146
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2012 401k membership
Total participants, beginning-of-year 2012-01-01 140
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 120
Number of retired or separated participants receiving benefits 2012-01-01 11
Number of other retired or separated participants entitled to future benefits 2012-01-01 13
Total of all active and inactive participants 2012-01-01 144
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 144
Number of participants with account balances 2012-01-01 141
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2011 401k membership
Total participants, beginning-of-year 2011-01-01 128
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 120
Number of retired or separated participants receiving benefits 2011-01-01 7
Number of other retired or separated participants entitled to future benefits 2011-01-01 13
Total of all active and inactive participants 2011-01-01 140
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 140
Number of participants with account balances 2011-01-01 134
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2010: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2010 401k membership
Total participants, beginning-of-year 2010-01-01 122
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 112
Number of retired or separated participants receiving benefits 2010-01-01 3
Number of other retired or separated participants entitled to future benefits 2010-01-01 13
Total of all active and inactive participants 2010-01-01 128
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 128
Number of participants with account balances 2010-01-01 123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 0
2009: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2009 401k membership
Total participants, beginning-of-year 2009-01-01 116
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 115
Number of retired or separated participants receiving benefits 2009-01-01 2
Number of other retired or separated participants entitled to future benefits 2009-01-01 5
Total of all active and inactive participants 2009-01-01 122
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 122
Number of participants with account balances 2009-01-01 121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2016: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2016 401k membership
Total participants, beginning-of-year	2016-01-01	161
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	0
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	0
Total of all active and inactive participants	2016-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	0
Number of participants with account balances	2016-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2015 401k membership
Total participants, beginning-of-year	2015-01-01	151
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	121
Number of retired or separated participants receiving benefits	2015-01-01	14
Number of other retired or separated participants entitled to future benefits	2015-01-01	26
Total of all active and inactive participants	2015-01-01	161
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	161
Number of participants with account balances	2015-01-01	159
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2014 401k membership
Total participants, beginning-of-year	2014-01-01	148
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	120
Number of retired or separated participants receiving benefits	2014-01-01	13
Number of other retired or separated participants entitled to future benefits	2014-01-01	18
Total of all active and inactive participants	2014-01-01	151
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	151
Number of participants with account balances	2014-01-01	149
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2013 401k membership
Total participants, beginning-of-year	2013-01-01	144
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	123
Number of retired or separated participants receiving benefits	2013-01-01	12
Number of other retired or separated participants entitled to future benefits	2013-01-01	13
Total of all active and inactive participants	2013-01-01	148
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	148
Number of participants with account balances	2013-01-01	146
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2012 401k membership
Total participants, beginning-of-year	2012-01-01	140
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	120
Number of retired or separated participants receiving benefits	2012-01-01	11
Number of other retired or separated participants entitled to future benefits	2012-01-01	13
Total of all active and inactive participants	2012-01-01	144
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	144
Number of participants with account balances	2012-01-01	141
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2011 401k membership
Total participants, beginning-of-year	2011-01-01	128
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	120
Number of retired or separated participants receiving benefits	2011-01-01	7
Number of other retired or separated participants entitled to future benefits	2011-01-01	13
Total of all active and inactive participants	2011-01-01	140
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	140
Number of participants with account balances	2011-01-01	134
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2010: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2010 401k membership
Total participants, beginning-of-year	2010-01-01	122
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	112
Number of retired or separated participants receiving benefits	2010-01-01	3
Number of other retired or separated participants entitled to future benefits	2010-01-01	13
Total of all active and inactive participants	2010-01-01	128
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	128
Number of participants with account balances	2010-01-01	123
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	0
2009: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2009 401k membership
Total participants, beginning-of-year	2009-01-01	116
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	115
Number of retired or separated participants receiving benefits	2009-01-01	2
Number of other retired or separated participants entitled to future benefits	2009-01-01	5
Total of all active and inactive participants	2009-01-01	122
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	122
Number of participants with account balances	2009-01-01	121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF

Measure	Date	Value
2016 : ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2016 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2016-12-31	$4,398
Total unrealized appreciation/depreciation of assets	2016-12-31	$4,398
Total transfer of assets from this plan	2016-12-31	$7,823,852
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$300,534
Total income from all sources (including contributions)	2016-12-31	$931,570
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$467,934
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$467,869
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$575,630
Value of total assets at end of year	2016-12-31	$0
Value of total assets at beginning of year	2016-12-31	$7,660,750
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$65
Total interest from all sources	2016-12-31	$77,621
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$7,078
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$7,078
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$1,200,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$265,105
Assets. Other investments not covered elsewhere at end of year	2016-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2016-12-31	$98,309
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$54,948
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$147,302
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$300,534
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$463,636
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$0
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$7,360,216
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$5,328,406
Value of interest in pooled separate accounts at end of year	2016-12-31	$0
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$290,708
Interest earned on other investments	2016-12-31	$77,621
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$1,796,025
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$249,093
Net investment gain/loss from pooled separate accounts	2016-12-31	$17,750
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$255,577
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$467,869
Contract administrator fees	2016-12-31	$65
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	KREISCHER MILLER
Accountancy firm EIN	2016-12-31	231980475
2015 : ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$1,681
Total unrealized appreciation/depreciation of assets	2015-12-31	$1,681
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$300,534
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$295,666
Total income from all sources (including contributions)	2015-12-31	$529,796
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$335,637
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$335,562
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$468,855
Value of total assets at end of year	2015-12-31	$7,660,750
Value of total assets at beginning of year	2015-12-31	$7,461,723
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$75
Total interest from all sources	2015-12-31	$70,607
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$36,494
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$36,494
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$1,200,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$226,620
Assets. Other investments not covered elsewhere at end of year	2015-12-31	$98,309
Assets. Other investments not covered elsewhere at beginning of year	2015-12-31	$94,204
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$1,329
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$147,302
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$146,236
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2015-12-31	$300,534
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$295,666
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$194,159
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$7,360,216
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$7,166,057
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$5,328,406
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$5,202,792
Value of interest in pooled separate accounts at end of year	2015-12-31	$290,708
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$233,181
Interest earned on other investments	2015-12-31	$70,607
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$1,796,025
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$1,785,310
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-67,864
Net investment gain/loss from pooled separate accounts	2015-12-31	$20,023
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$240,906
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$335,562
Contract administrator fees	2015-12-31	$75
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	KREISCHER MILLER
Accountancy firm EIN	2015-12-31	231980475
2014 : ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2014 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$2,680
Total unrealized appreciation/depreciation of assets	2014-12-31	$2,680
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$295,666
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$276,761
Total income from all sources (including contributions)	2014-12-31	$1,082,332
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$103,110
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$103,025
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$667,063
Value of total assets at end of year	2014-12-31	$7,461,723
Value of total assets at beginning of year	2014-12-31	$6,463,596
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$85
Total interest from all sources	2014-12-31	$69,543
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$15,411
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$15,411
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$1,200,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$197,944
Assets. Other investments not covered elsewhere at end of year	2014-12-31	$94,204
Assets. Other investments not covered elsewhere at beginning of year	2014-12-31	$89,099
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$211,693
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$146,236
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$132,503
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2014-12-31	$295,666
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-12-31	$276,761
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$979,222
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$7,166,057
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$6,186,835
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$5,202,792
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$4,423,403
Value of interest in pooled separate accounts at end of year	2014-12-31	$233,181
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$198,549
Interest earned on other investments	2014-12-31	$69,543
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$1,785,310
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$1,620,042
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$302,456
Net investment gain/loss from pooled separate accounts	2014-12-31	$25,179
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$257,426
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$103,025
Contract administrator fees	2014-12-31	$85
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	KREISCHER MILLER
Accountancy firm EIN	2014-12-31	231980475
2013 : ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2013 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$4,317
Total unrealized appreciation/depreciation of assets	2013-12-31	$4,317
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$276,761
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$249,811
Total income from all sources (including contributions)	2013-12-31	$1,200,933
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$311,450
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$311,355
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$384,257
Value of total assets at end of year	2013-12-31	$6,463,596
Value of total assets at beginning of year	2013-12-31	$5,547,163
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$95
Total interest from all sources	2013-12-31	$65,726
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$8,282
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$8,282
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$1,100,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$170,648
Assets. Other investments not covered elsewhere at end of year	2013-12-31	$89,099
Assets. Other investments not covered elsewhere at beginning of year	2013-12-31	$82,358
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$1,329
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$132,503
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$103,878
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2013-12-31	$276,761
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-12-31	$249,811
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$889,483
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$6,186,835
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$5,297,352
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Investment advisory and management fees	2013-12-31	$95
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$4,423,403
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$3,627,096
Value of interest in pooled separate accounts at end of year	2013-12-31	$198,549
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$173,183
Interest earned on other investments	2013-12-31	$65,726
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$1,620,042
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$1,560,648
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$721,201
Net investment gain/loss from pooled separate accounts	2013-12-31	$17,150
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$212,280
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$311,355
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	KREISCHER MILLER
Accountancy firm EIN	2013-12-31	231980475
2012 : ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$4,730
Total unrealized appreciation/depreciation of assets	2012-12-31	$4,730
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$249,811
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$195,160
Total income from all sources (including contributions)	2012-12-31	$907,096
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$111,152
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$111,057
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$453,831
Value of total assets at end of year	2012-12-31	$5,547,163
Value of total assets at beginning of year	2012-12-31	$4,696,568
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$95
Total interest from all sources	2012-12-31	$59,339
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$6,237
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$6,237
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$200,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$198,351
Assets. Other investments not covered elsewhere at end of year	2012-12-31	$82,358
Assets. Other investments not covered elsewhere at beginning of year	2012-12-31	$75,017
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$1,319
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$103,878
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$87,927
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2012-12-31	$249,811
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$195,160
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$795,944
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$5,297,352
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$4,501,408
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Investment advisory and management fees	2012-12-31	$95
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$3,627,096
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$2,990,587
Value of interest in pooled separate accounts at end of year	2012-12-31	$173,183
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$139,140
Interest earned on other investments	2012-12-31	$59,339
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$1,560,648
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$1,403,897
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$368,139
Net investment gain/loss from pooled separate accounts	2012-12-31	$14,820
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$254,161
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$111,057
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	KREISCHER MILLER
Accountancy firm EIN	2012-12-31	231980475
2011 : ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$2,408
Total unrealized appreciation/depreciation of assets	2011-12-31	$2,408
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$195,160
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$189,767
Total income from all sources (including contributions)	2011-12-31	$513,113
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$246,897
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$246,802
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$479,138
Value of total assets at end of year	2011-12-31	$4,696,568
Value of total assets at beginning of year	2011-12-31	$4,424,959
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$95
Total interest from all sources	2011-12-31	$54,118
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$4,476
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$4,476
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$200,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$157,677
Assets. Other investments not covered elsewhere at end of year	2011-12-31	$75,017
Assets. Other investments not covered elsewhere at beginning of year	2011-12-31	$70,184
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$119,760
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$87,927
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2011-12-31	$86,609
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2011-12-31	$195,160
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$189,767
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$266,216
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$4,501,408
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$4,235,192
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Investment advisory and management fees	2011-12-31	$95
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$2,990,587
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$2,898,373
Value of interest in pooled separate accounts at end of year	2011-12-31	$139,140
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$111,678
Interest earned on other investments	2011-12-31	$54,118
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-12-31	$1,403,897
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-12-31	$1,258,115
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-42,398
Net investment gain/loss from pooled separate accounts	2011-12-31	$15,371
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$201,701
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$246,802
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	KREISCHER MILLER
Accountancy firm EIN	2011-12-31	231980475
2010 : ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2010-12-31	$4,146
Total unrealized appreciation/depreciation of assets	2010-12-31	$4,146
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$189,767
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$157,289
Total income from all sources (including contributions)	2010-12-31	$852,538
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$26,235
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$26,150
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$494,969
Value of total assets at end of year	2010-12-31	$4,424,959
Value of total assets at beginning of year	2010-12-31	$3,566,178
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$85
Total interest from all sources	2010-12-31	$45,936
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$4,462
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$4,462
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$200,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$200,045
Assets. Other investments not covered elsewhere at end of year	2010-12-31	$70,184
Assets. Other investments not covered elsewhere at beginning of year	2010-12-31	$63,427
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$41,570
Value of other receiveables (less allowance for doubtful accounts) at end of year	2010-12-31	$86,609
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2010-12-31	$73,723
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2010-12-31	$189,767
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2010-12-31	$157,289
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$826,303
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$4,235,192
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$3,408,889
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$2,898,373
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$2,249,594
Value of interest in pooled separate accounts at end of year	2010-12-31	$111,678
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$82,611
Interest earned on other investments	2010-12-31	$45,936
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$1,258,115
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$1,096,823
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$290,522
Net investment gain/loss from pooled separate accounts	2010-12-31	$12,503
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$253,354
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$26,150
Contract administrator fees	2010-12-31	$85
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	KREISCHER MILLER
Accountancy firm EIN	2010-12-31	231980475
2009 : ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2009 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2009-12-31	$6,337
Total unrealized appreciation/depreciation of assets	2009-12-31	$6,337
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2009-12-31	$157,289
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2009-12-31	$1,296,721
Total income from all sources (including contributions)	2009-12-31	$858,751
Total loss/gain on sale of assets	2009-12-31	$0
Total of all expenses incurred	2009-12-31	$52,855
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2009-12-31	$52,768
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2009-12-31	$449,130
Value of total assets at end of year	2009-12-31	$3,566,178
Value of total assets at beginning of year	2009-12-31	$3,899,714
Total of administrative expenses incurred including professional, contract, advisory and management fees	2009-12-31	$87
Total interest from all sources	2009-12-31	$42,874
Total dividends received (eg from common stock, registered investment company shares)	2009-12-31	$3,020
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2009-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2009-12-31	$3,020
Was this plan covered by a fidelity bond	2009-12-31	Yes
Value of fidelity bond cover	2009-12-31	$200,000
If this is an individual account plan, was there a blackout period	2009-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2009-12-31	No
Contributions received from participants	2009-12-31	$198,681
Assets. Other investments not covered elsewhere at end of year	2009-12-31	$63,427
Assets. Other investments not covered elsewhere at beginning of year	2009-12-31	$54,851
Income. Received or receivable in cash from other sources (including rollovers)	2009-12-31	$50,584
Value of other receiveables (less allowance for doubtful accounts) at end of year	2009-12-31	$73,723
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2009-12-31	$77,799
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2009-12-31	$157,289
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2009-12-31	$1,296,721
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2009-12-31	No
Value of net income/loss	2009-12-31	$805,896
Value of net assets at end of year (total assets less liabilities)	2009-12-31	$3,408,889
Value of net assets at beginning of year (total assets less liabilities)	2009-12-31	$2,602,993
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2009-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2009-12-31	No
Were any leases to which the plan was party in default or uncollectible	2009-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2009-12-31	$2,249,594
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2009-12-31	$2,381,157
Value of interest in pooled separate accounts at end of year	2009-12-31	$82,611
Value of interest in pooled separate accounts at beginning of year	2009-12-31	$123,804
Interest earned on other investments	2009-12-31	$42,874
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2009-12-31	$1,096,823
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2009-12-31	$1,262,103
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2009-12-31	$385,069
Net investment gain/loss from pooled separate accounts	2009-12-31	$-27,679
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2009-12-31	No
Was there a failure to transmit to the plan any participant contributions	2009-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2009-12-31	No
Contributions received in cash from employer	2009-12-31	$199,865
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2009-12-31	$52,768
Contract administrator fees	2009-12-31	$87
Did the plan have assets held for investment	2009-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2009-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2009-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2009-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2009-12-31	Disclaimer
Accountancy firm name	2009-12-31	KREISCHER MILLER
Accountancy firm EIN	2009-12-31	231980475

Form 5500 Responses for ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF

2016: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	Yes
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	Yes
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	Yes
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	Yes
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	Yes
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	Yes
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: ST. JOHNSBURY ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN - STAFF 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	Yes
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

TIAA-CREF (National Association of Insurance Commissioners NAIC id number: 69345 )

Policy contract number

346478

Policy instance

Insurance contract or identification number	346478
Number of Individuals Covered	159
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

TIAA-CREF (National Association of Insurance Commissioners NAIC id number: 69345 )

Policy contract number

346478

Policy instance

Insurance contract or identification number	346478
Number of Individuals Covered	149
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

TIAA-CREF (National Association of Insurance Commissioners NAIC id number: 69345 )

Policy contract number

346478

Policy instance

Insurance contract or identification number	346478
Number of Individuals Covered	146
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

TIAA-CREF (National Association of Insurance Commissioners NAIC id number: 69345 )

Policy contract number

346478

Policy instance

Insurance contract or identification number	346478
Number of Individuals Covered	141
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

TIAA-CREF (National Association of Insurance Commissioners NAIC id number: 69345 )

Policy contract number

346478

Policy instance

Insurance contract or identification number	346478
Number of Individuals Covered	134
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

TIAA-CREF (National Association of Insurance Commissioners NAIC id number: 69345 )

Policy contract number

346478

Policy instance

Insurance contract or identification number	346478
Number of Individuals Covered	123
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

TIAA-CREF (National Association of Insurance Commissioners NAIC id number: 69345 )

Policy contract number

346478

Policy instance

Insurance contract or identification number	346478
Number of Individuals Covered	120
Insurance policy start date	2009-01-01
Insurance policy end date	2009-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

TIAA-CREF (National Association of Insurance Commissioners NAIC id number: 69345 )

Policy contract number

346480

Policy instance

Insurance contract or identification number	346480
Number of Individuals Covered	0
Insurance policy start date	2009-01-01
Insurance policy end date	2009-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No

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The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
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Company Name:	TRUSTEES OF THE ST. JOHNSBURY ACADEMY
Employer identification number (EIN):	030181215
NAIC Classification:	611000