401k Plan data: PERSPECTIVES CORPORATION 401K SAVINGS PLAN plan

PERSPECTIVES CORPORATION 401K SAVINGS PLAN 401k Plan overview

Plan Name	PERSPECTIVES CORPORATION 401K SAVINGS PLAN
Plan identification number	001

PERSPECTIVES CORPORATION 401K SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

PERSPECTIVES CORPORATION has sponsored the creation of one or more 401k plans.

Company Name: PERSPECTIVES CORPORATION

Employer identification number (EIN): 050376486

NAIC Classification: 623000
NAIC Description: Nursing and Residential Care Facilities

Form 5500 Filing Information

Submission information for form 5500 for 401k plan PERSPECTIVES CORPORATION 401K SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2023-01-01
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 DAVID RUPPELL
001 2016-01-01 DAVID C. RUPPELL DAVID C. RUPPELL 2017-10-02
001 2015-01-01 DAVID C. RUPPELL DAVID C. RUPPELL 2016-09-27
001 2014-01-01 DAVID C. RUPPELL DAVID C. RUPPELL 2015-09-29
001 2013-01-01 DAVID C. RUPPELL DAVID C. RUPPELL 2014-10-06
001 2012-01-01 DAVID C. RUPPELL DAVID C. RUPPELL 2014-04-16
001 2011-01-01 DAVID C. RUPPELL DAVID C. RUPPELL 2012-10-03
001 2009-01-01 DAVID C. RUPPELL DAVID C. RUPPELL 2010-10-05

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2023-01-01
001	2022-01-01
001	2021-01-01
001	2020-01-01
001	2019-01-01
001	2018-01-01
001	2017-01-01	DAVID RUPPELL
001	2016-01-01	DAVID C. RUPPELL	DAVID C. RUPPELL	2017-10-02
001	2015-01-01	DAVID C. RUPPELL	DAVID C. RUPPELL	2016-09-27
001	2014-01-01	DAVID C. RUPPELL	DAVID C. RUPPELL	2015-09-29
001	2013-01-01	DAVID C. RUPPELL	DAVID C. RUPPELL	2014-10-06
001	2012-01-01	DAVID C. RUPPELL	DAVID C. RUPPELL	2014-04-16
001	2011-01-01	DAVID C. RUPPELL	DAVID C. RUPPELL	2012-10-03
001	2009-01-01	DAVID C. RUPPELL	DAVID C. RUPPELL	2010-10-05

Plan Statistics for PERSPECTIVES CORPORATION 401K SAVINGS PLAN

401k plan membership statisitcs for PERSPECTIVES CORPORATION 401K SAVINGS PLAN

Measure Date Value
2023: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 565
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 370
Number of retired or separated participants receiving benefits 2023-01-01 3
Number of other retired or separated participants entitled to future benefits 2023-01-01 171
Total of all active and inactive participants 2023-01-01 544
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 1
Total participants 2023-01-01 545
Number of participants with account balances 2023-01-01 372
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 0
2022: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 543
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 353
Number of retired or separated participants receiving benefits 2022-01-01 2
Number of other retired or separated participants entitled to future benefits 2022-01-01 194
Total of all active and inactive participants 2022-01-01 549
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 550
Number of participants with account balances 2022-01-01 394
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 650
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 378
Number of retired or separated participants receiving benefits 2021-01-01 2
Number of other retired or separated participants entitled to future benefits 2021-01-01 153
Total of all active and inactive participants 2021-01-01 533
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 533
Number of participants with account balances 2021-01-01 362
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 673
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 504
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 135
Total of all active and inactive participants 2020-01-01 639
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 1
Total participants 2020-01-01 640
Number of participants with account balances 2020-01-01 353
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 612
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 509
Number of retired or separated participants receiving benefits 2019-01-01 2
Number of other retired or separated participants entitled to future benefits 2019-01-01 133
Total of all active and inactive participants 2019-01-01 644
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 644
Number of participants with account balances 2019-01-01 360
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 613
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 470
Number of retired or separated participants receiving benefits 2018-01-01 1
Number of other retired or separated participants entitled to future benefits 2018-01-01 125
Total of all active and inactive participants 2018-01-01 596
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 596
Number of participants with account balances 2018-01-01 338
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 361
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 472
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 125
Total of all active and inactive participants 2017-01-01 597
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 597
Number of participants with account balances 2017-01-01 342
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 332
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 221
Number of retired or separated participants receiving benefits 2016-01-01 2
Number of other retired or separated participants entitled to future benefits 2016-01-01 113
Total of all active and inactive participants 2016-01-01 336
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 336
Number of participants with account balances 2016-01-01 332
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 336
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 206
Number of retired or separated participants receiving benefits 2015-01-01 2
Number of other retired or separated participants entitled to future benefits 2015-01-01 124
Total of all active and inactive participants 2015-01-01 332
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 332
Number of participants with account balances 2015-01-01 329
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 341
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 211
Number of retired or separated participants receiving benefits 2014-01-01 1
Number of other retired or separated participants entitled to future benefits 2014-01-01 124
Total of all active and inactive participants 2014-01-01 336
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 336
Number of participants with account balances 2014-01-01 332
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 335
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 239
Number of retired or separated participants receiving benefits 2013-01-01 1
Number of other retired or separated participants entitled to future benefits 2013-01-01 101
Total of all active and inactive participants 2013-01-01 341
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 341
Number of participants with account balances 2013-01-01 339
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 379
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 237
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 98
Total of all active and inactive participants 2012-01-01 335
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 335
Number of participants with account balances 2012-01-01 333
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 372
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 256
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 123
Total of all active and inactive participants 2011-01-01 379
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 379
Number of participants with account balances 2011-01-01 376
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2009: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 366
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 296
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 78
Total of all active and inactive participants 2009-01-01 374
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 374
Number of participants with account balances 2009-01-01 371
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2023: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	565
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	370
Number of retired or separated participants receiving benefits	2023-01-01	3
Number of other retired or separated participants entitled to future benefits	2023-01-01	171
Total of all active and inactive participants	2023-01-01	544
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	1
Total participants	2023-01-01	545
Number of participants with account balances	2023-01-01	372
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	0
2022: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	543
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	353
Number of retired or separated participants receiving benefits	2022-01-01	2
Number of other retired or separated participants entitled to future benefits	2022-01-01	194
Total of all active and inactive participants	2022-01-01	549
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	550
Number of participants with account balances	2022-01-01	394
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	650
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	378
Number of retired or separated participants receiving benefits	2021-01-01	2
Number of other retired or separated participants entitled to future benefits	2021-01-01	153
Total of all active and inactive participants	2021-01-01	533
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	533
Number of participants with account balances	2021-01-01	362
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	673
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	504
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	135
Total of all active and inactive participants	2020-01-01	639
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	1
Total participants	2020-01-01	640
Number of participants with account balances	2020-01-01	353
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	612
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	509
Number of retired or separated participants receiving benefits	2019-01-01	2
Number of other retired or separated participants entitled to future benefits	2019-01-01	133
Total of all active and inactive participants	2019-01-01	644
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	644
Number of participants with account balances	2019-01-01	360
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	613
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	470
Number of retired or separated participants receiving benefits	2018-01-01	1
Number of other retired or separated participants entitled to future benefits	2018-01-01	125
Total of all active and inactive participants	2018-01-01	596
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	596
Number of participants with account balances	2018-01-01	338
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	361
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	472
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	125
Total of all active and inactive participants	2017-01-01	597
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	597
Number of participants with account balances	2017-01-01	342
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	332
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	221
Number of retired or separated participants receiving benefits	2016-01-01	2
Number of other retired or separated participants entitled to future benefits	2016-01-01	113
Total of all active and inactive participants	2016-01-01	336
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	336
Number of participants with account balances	2016-01-01	332
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	336
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	206
Number of retired or separated participants receiving benefits	2015-01-01	2
Number of other retired or separated participants entitled to future benefits	2015-01-01	124
Total of all active and inactive participants	2015-01-01	332
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	332
Number of participants with account balances	2015-01-01	329
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	341
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	211
Number of retired or separated participants receiving benefits	2014-01-01	1
Number of other retired or separated participants entitled to future benefits	2014-01-01	124
Total of all active and inactive participants	2014-01-01	336
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	336
Number of participants with account balances	2014-01-01	332
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	335
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	239
Number of retired or separated participants receiving benefits	2013-01-01	1
Number of other retired or separated participants entitled to future benefits	2013-01-01	101
Total of all active and inactive participants	2013-01-01	341
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	341
Number of participants with account balances	2013-01-01	339
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	379
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	237
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	98
Total of all active and inactive participants	2012-01-01	335
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	335
Number of participants with account balances	2012-01-01	333
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	372
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	256
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	123
Total of all active and inactive participants	2011-01-01	379
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	379
Number of participants with account balances	2011-01-01	376
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2009: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	366
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	296
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	78
Total of all active and inactive participants	2009-01-01	374
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	374
Number of participants with account balances	2009-01-01	371
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on PERSPECTIVES CORPORATION 401K SAVINGS PLAN

Measure	Date	Value
2022 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2022 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$98,726
Total income from all sources (including contributions)	2022-12-31	$-3,376,018
Total of all expenses incurred	2022-12-31	$808,790
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$725,258
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$1,174,430
Value of total assets at end of year	2022-12-31	$21,516,035
Value of total assets at beginning of year	2022-12-31	$25,700,843
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$83,532
Total interest from all sources	2022-12-31	$8,328
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$185,776
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$185,776
Administrative expenses professional fees incurred	2022-12-31	$17,220
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$699,455
Participant contributions at end of year	2022-12-31	$171,587
Participant contributions at beginning of year	2022-12-31	$211,593
Participant contributions at end of year	2022-12-31	$21,492
Participant contributions at beginning of year	2022-12-31	$35,349
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$2,652
Other income not declared elsewhere	2022-12-31	$95,392
Administrative expenses (other) incurred	2022-12-31	$39,234
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-4,184,808
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$21,417,309
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$25,602,117
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$27,078
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$16,657,675
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$20,562,794
Interest on participant loans	2022-12-31	$8,328
Value of interest in common/collective trusts at end of year	2022-12-31	$4,650,466
Value of interest in common/collective trusts at beginning of year	2022-12-31	$4,868,634
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-4,571,726
Net investment gain or loss from common/collective trusts	2022-12-31	$-268,218
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$472,323
Employer contributions (assets) at end of year	2022-12-31	$14,815
Employer contributions (assets) at beginning of year	2022-12-31	$22,473
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$725,258
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2022-12-31	No
Liabilities. Value of benefit claims payable at end of year	2022-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2022-12-31	$98,726
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	CLIFTONLARSONALLEN LLP
Accountancy firm EIN	2022-12-31	410746749
2021 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2021 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$98,726
Total income from all sources (including contributions)	2021-12-31	$3,956,643
Total of all expenses incurred	2021-12-31	$2,163,482
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$2,032,860
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$1,110,117
Value of total assets at end of year	2021-12-31	$25,700,843
Value of total assets at beginning of year	2021-12-31	$23,907,682
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$130,622
Total interest from all sources	2021-12-31	$11,707
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$212,731
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$212,731
Administrative expenses professional fees incurred	2021-12-31	$10,395
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$705,452
Participant contributions at end of year	2021-12-31	$211,593
Participant contributions at beginning of year	2021-12-31	$246,064
Participant contributions at end of year	2021-12-31	$35,349
Participant contributions at beginning of year	2021-12-31	$19,408
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$4,587
Other income not declared elsewhere	2021-12-31	$108,169
Administrative expenses (other) incurred	2021-12-31	$90,865
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$1,793,161
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$25,602,117
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$23,808,956
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$29,362
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$20,562,794
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$18,417,344
Interest on participant loans	2021-12-31	$11,707
Value of interest in common/collective trusts at end of year	2021-12-31	$4,868,634
Value of interest in common/collective trusts at beginning of year	2021-12-31	$5,212,051
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$2,378,332
Net investment gain or loss from common/collective trusts	2021-12-31	$135,587
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$400,078
Employer contributions (assets) at end of year	2021-12-31	$22,473
Employer contributions (assets) at beginning of year	2021-12-31	$12,815
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$2,032,860
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2021-12-31	No
Liabilities. Value of benefit claims payable at end of year	2021-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2021-12-31	$98,726
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	CLIFTONLARSONALLEN LLP
Accountancy firm EIN	2021-12-31	410746749
2020 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2020 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$98,726
Total income from all sources (including contributions)	2020-12-31	$4,454,743
Total of all expenses incurred	2020-12-31	$2,458,333
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$2,390,486
Expenses. Certain deemed distributions of participant loans	2020-12-31	$3,850
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,092,784
Value of total assets at end of year	2020-12-31	$23,907,682
Value of total assets at beginning of year	2020-12-31	$21,911,272
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$63,997
Total interest from all sources	2020-12-31	$11,922
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$166,905
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$166,905
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$700,489
Participant contributions at end of year	2020-12-31	$246,064
Participant contributions at beginning of year	2020-12-31	$301,528
Participant contributions at end of year	2020-12-31	$19,408
Participant contributions at beginning of year	2020-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$3,476
Other income not declared elsewhere	2020-12-31	$89,398
Administrative expenses (other) incurred	2020-12-31	$36,991
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,996,410
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$23,808,956
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$21,812,546
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$27,006
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$18,417,344
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$17,602,229
Interest on participant loans	2020-12-31	$11,922
Value of interest in common/collective trusts at end of year	2020-12-31	$5,212,051
Value of interest in common/collective trusts at beginning of year	2020-12-31	$4,007,515
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$2,786,726
Net investment gain or loss from common/collective trusts	2020-12-31	$307,008
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$388,819
Employer contributions (assets) at end of year	2020-12-31	$12,815
Employer contributions (assets) at beginning of year	2020-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$2,390,486
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2020-12-31	No
Liabilities. Value of benefit claims payable at end of year	2020-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2020-12-31	$98,726
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	CLIFTONLARSONALLEN LLP
Accountancy firm EIN	2020-12-31	410746749
2019 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2019 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$98,726
Total income from all sources (including contributions)	2019-12-31	$4,758,071
Total of all expenses incurred	2019-12-31	$1,855,862
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,788,992
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,007,601
Value of total assets at end of year	2019-12-31	$21,911,272
Value of total assets at beginning of year	2019-12-31	$19,009,063
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$66,870
Total interest from all sources	2019-12-31	$13,074
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$202,607
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$202,607
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$644,146
Participant contributions at end of year	2019-12-31	$301,528
Participant contributions at beginning of year	2019-12-31	$192,032
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$0
Administrative expenses (other) incurred	2019-12-31	$36,630
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$2,902,209
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$21,812,546
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$18,910,337
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$30,240
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$17,602,229
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$14,892,108
Interest on participant loans	2019-12-31	$13,074
Value of interest in common/collective trusts at end of year	2019-12-31	$4,007,515
Value of interest in common/collective trusts at beginning of year	2019-12-31	$3,924,923
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$3,234,633
Net investment gain or loss from common/collective trusts	2019-12-31	$300,156
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$363,455
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,788,992
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	No
Liabilities. Value of benefit claims payable at end of year	2019-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2019-12-31	$98,726
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	BLUM SHAPIRO & CO. P.C.
Accountancy firm EIN	2019-12-31	061009205
2018 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2018 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$98,726
Total income from all sources (including contributions)	2018-12-31	$120,159
Total of all expenses incurred	2018-12-31	$1,088,533
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$1,008,895
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$971,721
Value of total assets at end of year	2018-12-31	$19,009,063
Value of total assets at beginning of year	2018-12-31	$19,977,437
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$79,638
Total interest from all sources	2018-12-31	$8,861
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$182,690
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$182,690
Administrative expenses professional fees incurred	2018-12-31	$14,000
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$635,145
Participant contributions at end of year	2018-12-31	$192,032
Participant contributions at beginning of year	2018-12-31	$220,897
Administrative expenses (other) incurred	2018-12-31	$35,755
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-968,374
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$18,910,337
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$19,878,711
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$29,883
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$14,892,108
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$16,008,467
Interest on participant loans	2018-12-31	$8,861
Value of interest in common/collective trusts at end of year	2018-12-31	$3,924,923
Value of interest in common/collective trusts at beginning of year	2018-12-31	$3,748,073
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-1,154,904
Net investment gain or loss from common/collective trusts	2018-12-31	$111,791
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$336,576
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$1,008,895
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2018-12-31	No
Liabilities. Value of benefit claims payable at end of year	2018-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2018-12-31	$98,726
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	BLUM SHAPIRO & CO., PC
Accountancy firm EIN	2018-12-31	061009205
2017 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2017 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$98,726
Total income from all sources (including contributions)	2017-12-31	$3,886,894
Total of all expenses incurred	2017-12-31	$1,504,802
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$1,434,903
Expenses. Certain deemed distributions of participant loans	2017-12-31	$28
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$866,261
Value of total assets at end of year	2017-12-31	$19,977,437
Value of total assets at beginning of year	2017-12-31	$17,595,345
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$69,871
Total interest from all sources	2017-12-31	$8,865
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$190,335
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$190,335
Administrative expenses professional fees incurred	2017-12-31	$14,000
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$566,687
Participant contributions at end of year	2017-12-31	$220,897
Participant contributions at beginning of year	2017-12-31	$214,444
Administrative expenses (other) incurred	2017-12-31	$35,120
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$2,382,092
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$19,878,711
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$17,496,619
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$20,751
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$16,008,467
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$13,539,872
Interest on participant loans	2017-12-31	$8,865
Value of interest in common/collective trusts at end of year	2017-12-31	$3,748,073
Value of interest in common/collective trusts at beginning of year	2017-12-31	$3,841,029
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$2,654,577
Net investment gain or loss from common/collective trusts	2017-12-31	$166,856
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$299,574
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,434,903
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2017-12-31	Yes
Liabilities. Value of benefit claims payable at end of year	2017-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2017-12-31	$98,726
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	BLUM SHAPIRO & CO .,PC
Accountancy firm EIN	2017-12-31	061009205
2016 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$98,726
Total income from all sources (including contributions)	2016-12-31	$1,931,295
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$561,898
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$484,875
Expenses. Certain deemed distributions of participant loans	2016-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$840,181
Value of total assets at end of year	2016-12-31	$17,595,345
Value of total assets at beginning of year	2016-12-31	$16,225,948
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$77,023
Total interest from all sources	2016-12-31	$10,153
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$540,794
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$540,794
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$553,334
Participant contributions at end of year	2016-12-31	$214,444
Participant contributions at beginning of year	2016-12-31	$238,211
Other income not declared elsewhere	2016-12-31	$76,724
Administrative expenses (other) incurred	2016-12-31	$77,023
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,369,397
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$17,496,619
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$16,127,222
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$13,539,872
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$12,274,757
Interest on participant loans	2016-12-31	$10,153
Value of interest in common/collective trusts at end of year	2016-12-31	$3,841,029
Value of interest in common/collective trusts at beginning of year	2016-12-31	$3,712,980
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$415,693
Net investment gain or loss from common/collective trusts	2016-12-31	$47,750
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$286,847
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$484,875
Liabilities. Value of benefit claims payable at end of year	2016-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2016-12-31	$98,726
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	BLUM SHAPIRO & CO., PC
Accountancy firm EIN	2016-12-31	061009205
2015 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$98,726
Total income from all sources (including contributions)	2015-12-31	$944,438
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$1,190,961
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,111,952
Expenses. Certain deemed distributions of participant loans	2015-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$859,923
Value of total assets at end of year	2015-12-31	$16,225,948
Value of total assets at beginning of year	2015-12-31	$16,472,471
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$79,009
Total interest from all sources	2015-12-31	$10,642
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$688,283
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$688,283
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$561,671
Participant contributions at end of year	2015-12-31	$238,211
Participant contributions at beginning of year	2015-12-31	$256,909
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$4,955
Other income not declared elsewhere	2015-12-31	$78,089
Administrative expenses (other) incurred	2015-12-31	$79,009
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-246,523
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$16,127,222
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$16,373,745
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$12,274,757
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$12,017,007
Interest on participant loans	2015-12-31	$10,642
Value of interest in common/collective trusts at end of year	2015-12-31	$3,712,980
Value of interest in common/collective trusts at beginning of year	2015-12-31	$4,198,555
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-699,583
Net investment gain or loss from common/collective trusts	2015-12-31	$7,084
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$293,297
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,111,952
Liabilities. Value of benefit claims payable at end of year	2015-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2015-12-31	$98,726
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	BLUM SHAPIRO & CO., PC
Accountancy firm EIN	2015-12-31	061009205
2014 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$98,726
Total income from all sources (including contributions)	2014-12-31	$1,439,541
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$776,954
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$699,475
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$767,521
Value of total assets at end of year	2014-12-31	$16,472,471
Value of total assets at beginning of year	2014-12-31	$15,809,884
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$77,479
Total interest from all sources	2014-12-31	$11,133
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$692,143
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$692,143
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$499,049
Participant contributions at end of year	2014-12-31	$256,909
Participant contributions at beginning of year	2014-12-31	$258,419
Participant contributions at end of year	2014-12-31	$0
Participant contributions at beginning of year	2014-12-31	$14,825
Other income not declared elsewhere	2014-12-31	$76,989
Administrative expenses (other) incurred	2014-12-31	$77,479
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$662,587
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$16,373,745
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$15,711,158
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$12,017,007
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$11,601,600
Interest on participant loans	2014-12-31	$11,133
Value of interest in common/collective trusts at end of year	2014-12-31	$4,198,555
Value of interest in common/collective trusts at beginning of year	2014-12-31	$3,925,896
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$-192,699
Net investment gain or loss from common/collective trusts	2014-12-31	$84,454
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$268,472
Employer contributions (assets) at end of year	2014-12-31	$0
Employer contributions (assets) at beginning of year	2014-12-31	$9,144
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$699,475
Liabilities. Value of benefit claims payable at end of year	2014-12-31	$98,726
Liabilities. Value of benefit claims payable at beginning of year	2014-12-31	$98,726
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BLUM SHAPIRO & CO., PC
Accountancy firm EIN	2014-12-31	061009205
2013 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$98,726
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$3,132,794
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$1,095,110
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$1,045,399
Expenses. Certain deemed distributions of participant loans	2013-12-31	$49,011
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$734,699
Value of total assets at end of year	2013-12-31	$15,809,884
Value of total assets at beginning of year	2013-12-31	$13,673,474
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$700
Total interest from all sources	2013-12-31	$10,362
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$543,281
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$543,281
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$476,876
Participant contributions at end of year	2013-12-31	$258,419
Participant contributions at beginning of year	2013-12-31	$253,761
Participant contributions at end of year	2013-12-31	$14,825
Participant contributions at beginning of year	2013-12-31	$16,770
Other income not declared elsewhere	2013-12-31	$-68,609
Administrative expenses (other) incurred	2013-12-31	$700
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$2,037,684
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$15,711,158
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$13,673,474
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$11,601,600
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$9,410,820
Interest on participant loans	2013-12-31	$10,362
Value of interest in common/collective trusts at end of year	2013-12-31	$3,925,896
Value of interest in common/collective trusts at beginning of year	2013-12-31	$3,982,570
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$1,857,242
Net investment gain or loss from common/collective trusts	2013-12-31	$55,819
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$257,823
Employer contributions (assets) at end of year	2013-12-31	$9,144
Employer contributions (assets) at beginning of year	2013-12-31	$9,553
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$1,045,399
Liabilities. Value of benefit claims payable at end of year	2013-12-31	$98,726
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	BLUM SHAPIRO & CO., PC
Accountancy firm EIN	2013-12-31	061009205
2012 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$2,132,667
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$1,431,091
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,430,641
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$736,705
Value of total assets at end of year	2012-12-31	$13,673,474
Value of total assets at beginning of year	2012-12-31	$12,971,898
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$450
Total interest from all sources	2012-12-31	$11,513
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$226,807
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$226,807
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$478,010
Participant contributions at end of year	2012-12-31	$253,761
Participant contributions at beginning of year	2012-12-31	$324,704
Participant contributions at end of year	2012-12-31	$16,770
Participant contributions at beginning of year	2012-12-31	$17,115
Other income not declared elsewhere	2012-12-31	$-10,546
Administrative expenses (other) incurred	2012-12-31	$450
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$701,576
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$13,673,474
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$12,971,898
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$9,410,820
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$8,665,505
Interest on participant loans	2012-12-31	$11,513
Value of interest in common/collective trusts at end of year	2012-12-31	$3,982,570
Value of interest in common/collective trusts at beginning of year	2012-12-31	$3,951,100
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,097,906
Net investment gain or loss from common/collective trusts	2012-12-31	$70,282
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$258,695
Employer contributions (assets) at end of year	2012-12-31	$9,553
Employer contributions (assets) at beginning of year	2012-12-31	$13,474
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,430,641
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	BLUM SHAPIRO & CO., PC
Accountancy firm EIN	2012-12-31	061009205
2011 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$777,654
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$411,896
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$385,293
Expenses. Certain deemed distributions of participant loans	2011-12-31	$26,603
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,035,558
Value of total assets at end of year	2011-12-31	$12,971,898
Value of total assets at beginning of year	2011-12-31	$12,606,140
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$0
Total interest from all sources	2011-12-31	$10,814
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$178,784
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$178,784
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$586,419
Participant contributions at end of year	2011-12-31	$324,704
Participant contributions at beginning of year	2011-12-31	$233,929
Participant contributions at end of year	2011-12-31	$17,115
Participant contributions at beginning of year	2011-12-31	$18,930
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$18,018
Other income not declared elsewhere	2011-12-31	$-71,124
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$365,758
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$12,971,898
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$12,606,140
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$8,665,517
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$8,619,333
Interest on participant loans	2011-12-31	$10,814
Value of interest in common/collective trusts at end of year	2011-12-31	$3,951,088
Value of interest in common/collective trusts at beginning of year	2011-12-31	$3,718,351
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-491,237
Net investment gain or loss from common/collective trusts	2011-12-31	$114,859
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$431,121
Employer contributions (assets) at end of year	2011-12-31	$13,474
Employer contributions (assets) at beginning of year	2011-12-31	$15,597
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$385,293
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	SULLIVAN & COMPANY CPAS LLP
Accountancy firm EIN	2011-12-31	061470257
2010 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$2,422,189
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$440,436
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$435,422
Expenses. Certain deemed distributions of participant loans	2010-12-31	$5,014
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,114,533
Value of total assets at end of year	2010-12-31	$12,606,140
Value of total assets at beginning of year	2010-12-31	$10,624,387
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$0
Total interest from all sources	2010-12-31	$14,401
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$186,356
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$186,356
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$641,297
Participant contributions at end of year	2010-12-31	$233,929
Participant contributions at beginning of year	2010-12-31	$288,727
Participant contributions at end of year	2010-12-31	$18,930
Participant contributions at beginning of year	2010-12-31	$22,288
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$5,697
Other income not declared elsewhere	2010-12-31	$58,964
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,981,753
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$12,606,140
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$10,624,387
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$8,619,333
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$6,869,137
Interest on participant loans	2010-12-31	$14,401
Value of interest in common/collective trusts at end of year	2010-12-31	$3,718,351
Value of interest in common/collective trusts at beginning of year	2010-12-31	$3,427,160
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$924,289
Net investment gain or loss from common/collective trusts	2010-12-31	$123,646
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$467,539
Employer contributions (assets) at end of year	2010-12-31	$15,597
Employer contributions (assets) at beginning of year	2010-12-31	$17,075
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$435,422
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	SULLIVAN & COMPANY CPAS LLP
Accountancy firm EIN	2010-12-31	061470257
2009 : PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for PERSPECTIVES CORPORATION 401K SAVINGS PLAN

2023: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2023 form 5500 responses
2023-01-01	Type of plan entity	Single employer plan
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	Yes
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: PERSPECTIVES CORPORATION 401K SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	PERSPECTIVES CORPORATION
Employer identification number (EIN):	050376486
NAIC Classification:	623000
NAIC Description:	Nursing and Residential Care Facilities