401k Plan data: RIPPOWAM CISQUA SCHOOL 403(B) PLAN plan

RIPPOWAM CISQUA SCHOOL 403(B) PLAN 401k Plan overview

Plan Name	RIPPOWAM CISQUA SCHOOL 403(B) PLAN
Plan identification number	001

RIPPOWAM CISQUA SCHOOL 403(B) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 403(b)(1) arrangement - See Limited Pension Plan Reporting instructions for Code section 403(b)(1) arrangements for certain exempt organizations.
Code section 403(b)(7) accounts - See Limited Pension Plan Reporting instructions for Code section 403(b)(7) custodial accounts for regulated investment company stock for certain exempt organizations.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

RIPPOWAM CISQUA SCHOOL has sponsored the creation of one or more 401k plans.

Company Name: RIPPOWAM CISQUA SCHOOL

Employer identification number (EIN): 131740435

NAIC Classification: 611000

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RIPPOWAM CISQUA SCHOOL 403(B) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2024-01-01 JOSE ALDEANUEVA
001 2023-01-01 JOSE ALDEANUEVA 2024-10-15
001 2022-01-01 DAVID BROWN 2023-10-14
001 2021-01-01 DAVID BROWN 2022-10-12
001 2020-01-01 DAVID BROWN 2021-07-16
001 2019-01-01
001 2018-01-01 DEBORAH HURELL
001 2017-01-01 DEBORAH HURELL
001 2016-01-01 DEBORAH HURELL
001 2015-01-01 DEBORAH HURELL
001 2014-01-01 DEBORAH HURELL
001 2013-01-01 DEBORAH HURELL
001 2012-01-01 DEBORAH HURELL
001 2011-01-01 DEBORAH HURELL
001 2009-01-01 DEBORAH HURRELL

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed
001	2024-01-01	JOSE ALDEANUEVA
001	2023-01-01	JOSE ALDEANUEVA	2024-10-15
001	2022-01-01	DAVID BROWN	2023-10-14
001	2021-01-01	DAVID BROWN	2022-10-12
001	2020-01-01	DAVID BROWN	2021-07-16
001	2019-01-01
001	2018-01-01	DEBORAH HURELL
001	2017-01-01	DEBORAH HURELL
001	2016-01-01	DEBORAH HURELL
001	2015-01-01	DEBORAH HURELL
001	2014-01-01	DEBORAH HURELL
001	2013-01-01	DEBORAH HURELL
001	2012-01-01	DEBORAH HURELL
001	2011-01-01	DEBORAH HURELL
001	2009-01-01	DEBORAH HURRELL

Plan Statistics for RIPPOWAM CISQUA SCHOOL 403(B) PLAN

401k plan membership statisitcs for RIPPOWAM CISQUA SCHOOL 403(B) PLAN

Measure Date Value
2023: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 345
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 118
Number of retired or separated participants receiving benefits 2023-01-01 0
Number of other retired or separated participants entitled to future benefits 2023-01-01 229
Total of all active and inactive participants 2023-01-01 347
Total participants 2023-01-01 347
Number of participants with account balances 2023-01-01 317
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 0
2022: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 352
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 116
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 229
Total of all active and inactive participants 2022-01-01 345
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 345
Number of participants with account balances 2022-01-01 313
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 357
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 120
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 232
Total of all active and inactive participants 2021-01-01 352
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 352
Number of participants with account balances 2021-01-01 311
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 360
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 117
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 240
Total of all active and inactive participants 2020-01-01 357
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 357
Number of participants with account balances 2020-01-01 314
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 339
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 128
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 232
Total of all active and inactive participants 2019-01-01 360
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 360
Number of participants with account balances 2019-01-01 319
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 341
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 113
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 226
Total of all active and inactive participants 2018-01-01 339
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 339
Number of participants with account balances 2018-01-01 316
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 368
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 115
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 226
Total of all active and inactive participants 2017-01-01 341
Total participants 2017-01-01 341
Number of participants with account balances 2017-01-01 310
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 357
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 150
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 218
Total of all active and inactive participants 2016-01-01 368
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 368
Number of participants with account balances 2016-01-01 310
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 353
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 142
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 215
Total of all active and inactive participants 2015-01-01 357
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 357
Number of participants with account balances 2015-01-01 318
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 348
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 138
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 215
Total of all active and inactive participants 2014-01-01 353
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 353
Number of participants with account balances 2014-01-01 317
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 350
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 136
Number of retired or separated participants receiving benefits 2013-01-01 212
Number of other retired or separated participants entitled to future benefits 2013-01-01 0
Total of all active and inactive participants 2013-01-01 348
Total participants 2013-01-01 348
Number of participants with account balances 2013-01-01 317
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 351
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 135
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 215
Total of all active and inactive participants 2012-01-01 350
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 350
Number of participants with account balances 2012-01-01 318
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2011: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 329
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 134
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 216
Total of all active and inactive participants 2011-01-01 350
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 1
Total participants 2011-01-01 351
Number of participants with account balances 2011-01-01 319
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2009: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 384
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 161
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 207
Total of all active and inactive participants 2009-01-01 368
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 368
Number of participants with account balances 2009-01-01 312
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2023: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	345
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	118
Number of retired or separated participants receiving benefits	2023-01-01	0
Number of other retired or separated participants entitled to future benefits	2023-01-01	229
Total of all active and inactive participants	2023-01-01	347
Total participants	2023-01-01	347
Number of participants with account balances	2023-01-01	317
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	0
2022: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	352
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	116
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	229
Total of all active and inactive participants	2022-01-01	345
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	345
Number of participants with account balances	2022-01-01	313
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	357
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	120
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	232
Total of all active and inactive participants	2021-01-01	352
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	352
Number of participants with account balances	2021-01-01	311
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	360
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	117
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	240
Total of all active and inactive participants	2020-01-01	357
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	357
Number of participants with account balances	2020-01-01	314
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	339
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	128
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	232
Total of all active and inactive participants	2019-01-01	360
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	360
Number of participants with account balances	2019-01-01	319
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	341
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	113
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	226
Total of all active and inactive participants	2018-01-01	339
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	339
Number of participants with account balances	2018-01-01	316
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	368
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	115
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	226
Total of all active and inactive participants	2017-01-01	341
Total participants	2017-01-01	341
Number of participants with account balances	2017-01-01	310
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	357
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	150
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	218
Total of all active and inactive participants	2016-01-01	368
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	368
Number of participants with account balances	2016-01-01	310
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	353
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	142
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	215
Total of all active and inactive participants	2015-01-01	357
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	357
Number of participants with account balances	2015-01-01	318
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	348
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	138
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	215
Total of all active and inactive participants	2014-01-01	353
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	353
Number of participants with account balances	2014-01-01	317
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	350
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	136
Number of retired or separated participants receiving benefits	2013-01-01	212
Number of other retired or separated participants entitled to future benefits	2013-01-01	0
Total of all active and inactive participants	2013-01-01	348
Total participants	2013-01-01	348
Number of participants with account balances	2013-01-01	317
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	351
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	135
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	215
Total of all active and inactive participants	2012-01-01	350
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	350
Number of participants with account balances	2012-01-01	318
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2011: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	329
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	134
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	216
Total of all active and inactive participants	2011-01-01	350
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	1
Total participants	2011-01-01	351
Number of participants with account balances	2011-01-01	319
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2009: RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	384
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	161
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	207
Total of all active and inactive participants	2009-01-01	368
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	368
Number of participants with account balances	2009-01-01	312
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on RIPPOWAM CISQUA SCHOOL 403(B) PLAN

Measure	Date	Value
2023 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2023 401k financial data
Total unrealized appreciation/depreciation of assets	2023-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total income from all sources (including contributions)	2023-12-31	$5,174,374
Total loss/gain on sale of assets	2023-12-31	$0
Total of all expenses incurred	2023-12-31	$3,545,587
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-12-31	$3,480,184
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-12-31	$1,101,160
Value of total assets at end of year	2023-12-31	$33,223,029
Value of total assets at beginning of year	2023-12-31	$31,594,242
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-12-31	$65,403
Total interest from all sources	2023-12-31	$396,962
Total dividends received (eg from common stock, registered investment company shares)	2023-12-31	$310,937
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-12-31	$310,937
Was this plan covered by a fidelity bond	2023-12-31	Yes
Value of fidelity bond cover	2023-12-31	$500,000
If this is an individual account plan, was there a blackout period	2023-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2023-12-31	No
Contributions received from participants	2023-12-31	$681,688
Participant contributions at end of year	2023-12-31	$16,329
Participant contributions at beginning of year	2023-12-31	$26,410
Participant contributions at end of year	2023-12-31	$1,875
Participant contributions at beginning of year	2023-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2023-12-31	$265
Other income not declared elsewhere	2023-12-31	$46,957
Administrative expenses (other) incurred	2023-12-31	$1,925
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Value of net income/loss	2023-12-31	$1,628,787
Value of net assets at end of year (total assets less liabilities)	2023-12-31	$33,223,029
Value of net assets at beginning of year (total assets less liabilities)	2023-12-31	$31,594,242
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-12-31	No
Were any leases to which the plan was party in default or uncollectible	2023-12-31	No
Investment advisory and management fees	2023-12-31	$28,000
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-12-31	$23,431,072
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-12-31	$21,685,931
Value of interest in pooled separate accounts at end of year	2023-12-31	$908,070
Value of interest in pooled separate accounts at beginning of year	2023-12-31	$1,360,461
Interest on participant loans	2023-12-31	$1,015
Interest earned on other investments	2023-12-31	$395,947
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2023-12-31	$8,865,683
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2023-12-31	$8,521,440
Expenses. Payments to insurance carriers foe the provision of benefits	2023-12-31	$38,042
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-12-31	$3,481,098
Net investment gain/loss from pooled separate accounts	2023-12-31	$-162,740
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-12-31	No
Was there a failure to transmit to the plan any participant contributions	2023-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2023-12-31	No
Contributions received in cash from employer	2023-12-31	$419,207
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-12-31	$3,442,142
Did the plan have assets held for investment	2023-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-12-31	No
Opinion of an independent qualified public accountant for this plan	2023-12-31	Unqualified
Accountancy firm name	2023-12-31	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2023-12-31	271728945
Total unrealized appreciation/depreciation of assets	2023-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total income from all sources (including contributions)	2023-01-01	$5,174,374
Total loss/gain on sale of assets	2023-01-01	$0
Total of all expenses incurred	2023-01-01	$3,545,587
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-01-01	$3,480,184
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-01-01	$1,101,160
Value of total assets at end of year	2023-01-01	$33,223,029
Value of total assets at beginning of year	2023-01-01	$31,594,242
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-01-01	$65,403
Total interest from all sources	2023-01-01	$396,962
Total dividends received (eg from common stock, registered investment company shares)	2023-01-01	$310,937
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-01-01	$310,937
Was this plan covered by a fidelity bond	2023-01-01	Yes
Value of fidelity bond cover	2023-01-01	$500,000
If this is an individual account plan, was there a blackout period	2023-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2023-01-01	No
Contributions received from participants	2023-01-01	$681,688
Participant contributions at end of year	2023-01-01	$16,329
Participant contributions at beginning of year	2023-01-01	$26,410
Participant contributions at end of year	2023-01-01	$1,875
Participant contributions at beginning of year	2023-01-01	$0
Income. Received or receivable in cash from other sources (including rollovers)	2023-01-01	$265
Other income not declared elsewhere	2023-01-01	$46,957
Administrative expenses (other) incurred	2023-01-01	$1,925
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Value of net income/loss	2023-01-01	$1,628,787
Value of net assets at end of year (total assets less liabilities)	2023-01-01	$33,223,029
Value of net assets at beginning of year (total assets less liabilities)	2023-01-01	$31,594,242
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-01-01	No
Were any leases to which the plan was party in default or uncollectible	2023-01-01	No
Investment advisory and management fees	2023-01-01	$28,000
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-01-01	$23,431,072
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-01-01	$21,685,931
Value of interest in pooled separate accounts at end of year	2023-01-01	$908,070
Value of interest in pooled separate accounts at beginning of year	2023-01-01	$1,360,461
Interest on participant loans	2023-01-01	$1,015
Interest earned on other investments	2023-01-01	$395,947
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2023-01-01	$8,865,683
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2023-01-01	$8,521,440
Expenses. Payments to insurance carriers foe the provision of benefits	2023-01-01	$38,042
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-01-01	$3,481,098
Net investment gain/loss from pooled separate accounts	2023-01-01	$-162,740
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-01-01	No
Was there a failure to transmit to the plan any participant contributions	2023-01-01	Yes
Has the plan failed to provide any benefit when due under the plan	2023-01-01	No
Contributions received in cash from employer	2023-01-01	$419,207
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-01-01	$3,442,142
Did the plan have assets held for investment	2023-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-01-01	No
Opinion of an independent qualified public accountant for this plan	2023-01-01	1
Accountancy firm name	2023-01-01	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2023-01-01	271728945
2022 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-2,941,616
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$1,795,154
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$1,743,648
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$1,049,625
Value of total assets at end of year	2022-12-31	$31,594,242
Value of total assets at beginning of year	2022-12-31	$36,331,012
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$51,506
Total interest from all sources	2022-12-31	$340,071
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$301,745
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$301,745
Administrative expenses professional fees incurred	2022-12-31	$5,441
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$613,481
Participant contributions at end of year	2022-12-31	$26,410
Participant contributions at beginning of year	2022-12-31	$72,766
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$48,514
Other income not declared elsewhere	2022-12-31	$56,236
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-4,736,770
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$31,594,242
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$36,331,012
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$21,685,931
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$26,432,422
Value of interest in pooled separate accounts at end of year	2022-12-31	$1,360,461
Value of interest in pooled separate accounts at beginning of year	2022-12-31	$1,421,225
Interest on participant loans	2022-12-31	$1,540
Interest earned on other investments	2022-12-31	$338,531
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$8,521,440
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$8,404,599
Expenses. Payments to insurance carriers foe the provision of benefits	2022-12-31	$9,283
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-4,812,383
Net investment gain/loss from pooled separate accounts	2022-12-31	$123,090
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$387,630
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$1,734,365
Contract administrator fees	2022-12-31	$46,065
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2022-12-31	271728945
Total unrealized appreciation/depreciation of assets	2022-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total income from all sources (including contributions)	2022-01-01	$-2,941,616
Total loss/gain on sale of assets	2022-01-01	$0
Total of all expenses incurred	2022-01-01	$1,795,154
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-01-01	$1,743,648
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-01-01	$1,049,625
Value of total assets at end of year	2022-01-01	$31,594,242
Value of total assets at beginning of year	2022-01-01	$36,331,012
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-01-01	$51,506
Total interest from all sources	2022-01-01	$340,071
Total dividends received (eg from common stock, registered investment company shares)	2022-01-01	$301,745
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-01-01	$301,745
Administrative expenses professional fees incurred	2022-01-01	$5,441
Was this plan covered by a fidelity bond	2022-01-01	Yes
Value of fidelity bond cover	2022-01-01	$500,000
If this is an individual account plan, was there a blackout period	2022-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2022-01-01	No
Contributions received from participants	2022-01-01	$613,481
Participant contributions at end of year	2022-01-01	$26,410
Participant contributions at beginning of year	2022-01-01	$72,766
Income. Received or receivable in cash from other sources (including rollovers)	2022-01-01	$48,514
Other income not declared elsewhere	2022-01-01	$56,236
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Value of net income/loss	2022-01-01	$-4,736,770
Value of net assets at end of year (total assets less liabilities)	2022-01-01	$31,594,242
Value of net assets at beginning of year (total assets less liabilities)	2022-01-01	$36,331,012
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-01-01	No
Were any leases to which the plan was party in default or uncollectible	2022-01-01	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-01-01	$21,685,931
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-01-01	$26,432,422
Value of interest in pooled separate accounts at end of year	2022-01-01	$1,360,461
Value of interest in pooled separate accounts at beginning of year	2022-01-01	$1,421,225
Interest on participant loans	2022-01-01	$1,540
Interest earned on other investments	2022-01-01	$338,531
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-01-01	$8,521,440
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-01-01	$8,404,599
Expenses. Payments to insurance carriers foe the provision of benefits	2022-01-01	$9,283
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-01-01	$-4,812,383
Net investment gain/loss from pooled separate accounts	2022-01-01	$123,090
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-01-01	No
Was there a failure to transmit to the plan any participant contributions	2022-01-01	Yes
Has the plan failed to provide any benefit when due under the plan	2022-01-01	No
Contributions received in cash from employer	2022-01-01	$387,630
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-01-01	$1,734,365
Contract administrator fees	2022-01-01	$46,065
Did the plan have assets held for investment	2022-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-01-01	No
Opinion of an independent qualified public accountant for this plan	2022-01-01	1
Accountancy firm name	2022-01-01	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2022-01-01	271728945
2021 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$5,198,270
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$3,817,791
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$3,762,234
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$1,203,928
Value of total assets at end of year	2021-12-31	$36,331,012
Value of total assets at beginning of year	2021-12-31	$34,950,533
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$55,557
Total interest from all sources	2021-12-31	$285,474
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$437,025
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$437,025
Administrative expenses professional fees incurred	2021-12-31	$55,557
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$560,212
Participant contributions at end of year	2021-12-31	$72,766
Participant contributions at beginning of year	2021-12-31	$37,544
Participant contributions at end of year	2021-12-31	$0
Participant contributions at beginning of year	2021-12-31	$23,086
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$283,440
Other income not declared elsewhere	2021-12-31	$39,383
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$1,380,479
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$36,331,012
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$34,950,533
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$26,432,422
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$25,282,132
Value of interest in pooled separate accounts at end of year	2021-12-31	$1,421,225
Value of interest in pooled separate accounts at beginning of year	2021-12-31	$1,168,606
Interest on participant loans	2021-12-31	$2,900
Interest earned on other investments	2021-12-31	$282,574
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$8,404,599
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$8,424,147
Expenses. Payments to insurance carriers foe the provision of benefits	2021-12-31	$510,499
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$3,019,647
Net investment gain/loss from pooled separate accounts	2021-12-31	$212,813
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$360,276
Employer contributions (assets) at end of year	2021-12-31	$0
Employer contributions (assets) at beginning of year	2021-12-31	$15,018
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$3,251,735
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2021-12-31	271728945
2020 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$0
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$4,946,379
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$2,294,613
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$2,263,344
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,249,029
Value of total assets at end of year	2020-12-31	$34,950,533
Value of total assets at beginning of year	2020-12-31	$32,298,767
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$31,269
Total interest from all sources	2020-12-31	$317,885
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$246,868
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$246,868
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$633,240
Participant contributions at end of year	2020-12-31	$37,544
Participant contributions at beginning of year	2020-12-31	$0
Participant contributions at end of year	2020-12-31	$23,086
Participant contributions at beginning of year	2020-12-31	$27,521
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$220,327
Other income not declared elsewhere	2020-12-31	$33,961
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$2,651,766
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$34,950,533
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$32,298,767
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$25,282,132
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$22,777,526
Value of interest in pooled separate accounts at end of year	2020-12-31	$1,168,606
Value of interest in pooled separate accounts at beginning of year	2020-12-31	$1,317,966
Income. Interest from loans (other than to participants)	2020-12-31	$554
Interest earned on other investments	2020-12-31	$317,331
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$8,424,147
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$8,158,689
Expenses. Payments to insurance carriers foe the provision of benefits	2020-12-31	$24,096
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$3,109,626
Net investment gain/loss from pooled separate accounts	2020-12-31	$-10,990
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$395,462
Employer contributions (assets) at end of year	2020-12-31	$15,018
Employer contributions (assets) at beginning of year	2020-12-31	$17,065
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$2,239,248
Contract administrator fees	2020-12-31	$31,269
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2020-12-31	271728945
2019 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$5,836,711
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$1,568,184
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,521,183
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,159,752
Value of total assets at end of year	2019-12-31	$32,298,767
Value of total assets at beginning of year	2019-12-31	$28,030,240
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$47,001
Total interest from all sources	2019-12-31	$309,792
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$234,041
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$234,041
Administrative expenses professional fees incurred	2019-12-31	$47,001
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$675,437
Participant contributions at end of year	2019-12-31	$27,521
Participant contributions at beginning of year	2019-12-31	$28,893
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$68,333
Other income not declared elsewhere	2019-12-31	$31,577
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$4,268,527
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$32,298,767
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$28,030,240
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$22,777,526
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$18,860,486
Value of interest in pooled separate accounts at end of year	2019-12-31	$1,317,966
Value of interest in pooled separate accounts at beginning of year	2019-12-31	$1,342,418
Interest earned on other investments	2019-12-31	$309,792
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$8,158,689
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$7,780,626
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$234,718
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$4,029,646
Net investment gain/loss from pooled separate accounts	2019-12-31	$71,903
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$415,982
Employer contributions (assets) at end of year	2019-12-31	$17,065
Employer contributions (assets) at beginning of year	2019-12-31	$17,817
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,286,465
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2019-12-31	271728945
2018 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$220,426
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$4,091,729
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$4,053,258
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$1,176,525
Value of total assets at end of year	2018-12-31	$28,030,240
Value of total assets at beginning of year	2018-12-31	$31,901,543
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$38,471
Total interest from all sources	2018-12-31	$344,858
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$238,843
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$238,843
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$692,753
Participant contributions at end of year	2018-12-31	$28,893
Participant contributions at beginning of year	2018-12-31	$25,042
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$55,040
Other income not declared elsewhere	2018-12-31	$32,688
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-3,871,303
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$28,030,240
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$31,901,543
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$18,860,486
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$22,004,093
Value of interest in pooled separate accounts at end of year	2018-12-31	$1,342,418
Value of interest in pooled separate accounts at beginning of year	2018-12-31	$1,368,247
Interest earned on other investments	2018-12-31	$344,858
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-12-31	$7,780,626
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2018-12-31	$8,486,663
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$347,459
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-1,633,994
Net investment gain/loss from pooled separate accounts	2018-12-31	$61,506
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$428,732
Employer contributions (assets) at end of year	2018-12-31	$17,817
Employer contributions (assets) at beginning of year	2018-12-31	$17,498
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$3,705,799
Contract administrator fees	2018-12-31	$38,471
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2018-12-31	271728945
2017 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$4,894,841
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$1,739,021
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$1,698,270
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$1,101,618
Value of total assets at end of year	2017-12-31	$31,901,543
Value of total assets at beginning of year	2017-12-31	$28,745,723
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$40,751
Total interest from all sources	2017-12-31	$326,328
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$167,845
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$167,845
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$651,349
Participant contributions at end of year	2017-12-31	$25,042
Participant contributions at beginning of year	2017-12-31	$28,643
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$15,994
Other income not declared elsewhere	2017-12-31	$35,725
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$3,155,820
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$31,901,543
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$28,745,723
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$22,004,093
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$19,584,245
Value of interest in pooled separate accounts at end of year	2017-12-31	$1,368,247
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$1,372,214
Interest earned on other investments	2017-12-31	$326,328
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2017-12-31	$8,486,663
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2017-12-31	$7,741,897
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$3,207,075
Net investment gain/loss from pooled separate accounts	2017-12-31	$56,250
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$434,275
Employer contributions (assets) at end of year	2017-12-31	$17,498
Employer contributions (assets) at beginning of year	2017-12-31	$18,724
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$1,698,270
Contract administrator fees	2017-12-31	$40,751
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2017-12-31	271728945
2016 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2016 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2016-12-31	$0
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$3,236,255
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$1,915,151
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$1,892,751
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$1,508,123
Value of total assets at end of year	2016-12-31	$28,745,723
Value of total assets at beginning of year	2016-12-31	$27,424,619
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$22,400
Total interest from all sources	2016-12-31	$341,511
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$143,252
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$143,252
Administrative expenses professional fees incurred	2016-12-31	$22,400
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$742,847
Participant contributions at end of year	2016-12-31	$28,643
Participant contributions at beginning of year	2016-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2016-12-31	$0
Assets. Other investments not covered elsewhere at beginning of year	2016-12-31	$2,242
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$264,489
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,321,104
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$28,745,723
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$27,424,619
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$19,584,245
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$18,194,674
Value of interest in pooled separate accounts at end of year	2016-12-31	$1,372,214
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$1,341,177
Interest on participant loans	2016-12-31	$0
Interest earned on other investments	2016-12-31	$341,511
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2016-12-31	$7,741,897
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2016-12-31	$7,886,526
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$1,174,313
Net investment gain/loss from pooled separate accounts	2016-12-31	$69,056
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$500,787
Employer contributions (assets) at end of year	2016-12-31	$18,724
Employer contributions (assets) at beginning of year	2016-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$1,892,751
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	PKF O'CONNOR DAVIES, LLP
Accountancy firm EIN	2016-12-31	271728945
2015 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2015 401k financial data
Unrealized appreciation/depreciation of real estate assets	2015-12-31	$77,627
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$-1,045,850
Total unrealized appreciation/depreciation of assets	2015-12-31	$-968,223
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$2,358
Total income from all sources (including contributions)	2015-12-31	$1,710,200
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$2,469,269
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$2,451,781
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$1,334,346
Value of total assets at end of year	2015-12-31	$27,424,619
Value of total assets at beginning of year	2015-12-31	$28,186,046
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$17,488
Total interest from all sources	2015-12-31	$80,324
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$119,536
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$119,536
Administrative expenses professional fees incurred	2015-12-31	$17,488
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$779,815
Assets. Other investments not covered elsewhere at end of year	2015-12-31	$2,242
Assets. Other investments not covered elsewhere at beginning of year	2015-12-31	$2,145
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$19,832
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2015-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$2,358
Other income not declared elsewhere	2015-12-31	$152,183
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-759,069
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$27,424,619
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$28,183,688
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$18,194,674
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$18,955,159
Value of interest in pooled separate accounts at end of year	2015-12-31	$1,341,177
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$1,145,494
Interest on participant loans	2015-12-31	$96
Interest earned on other investments	2015-12-31	$80,228
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2015-12-31	$7,886,526
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2015-12-31	$8,083,035
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$975,851
Net investment gain/loss from pooled separate accounts	2015-12-31	$16,183
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$534,699
Employer contributions (assets) at end of year	2015-12-31	$0
Employer contributions (assets) at beginning of year	2015-12-31	$213
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$2,451,781
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	DYLEWSKY, GOLDBERG AND BRENNER, LLC
Accountancy firm EIN	2015-12-31	061325235
2014 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2014 401k financial data
Unrealized appreciation/depreciation of real estate assets	2014-12-31	$68,874
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$625,180
Total unrealized appreciation/depreciation of assets	2014-12-31	$694,054
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$2,358
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$2,935,461
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$1,988,615
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,974,408
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,307,967
Value of total assets at end of year	2014-12-31	$28,186,046
Value of total assets at beginning of year	2014-12-31	$27,236,842
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$14,207
Total interest from all sources	2014-12-31	$88,970
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$99,827
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$99,827
Administrative expenses professional fees incurred	2014-12-31	$14,207
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$756,920
Assets. Other investments not covered elsewhere at end of year	2014-12-31	$2,145
Assets. Other investments not covered elsewhere at beginning of year	2014-12-31	$37,433
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$7,822
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2014-12-31	$2,358
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$946,846
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$28,183,688
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$27,236,842
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$18,955,159
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$17,989,509
Value of interest in pooled separate accounts at end of year	2014-12-31	$1,145,494
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$1,200,651
Interest on participant loans	2014-12-31	$43
Interest earned on other investments	2014-12-31	$88,927
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2014-12-31	$8,083,035
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2014-12-31	$8,009,249
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$32,609
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$677,050
Net investment gain/loss from pooled separate accounts	2014-12-31	$67,593
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$543,225
Employer contributions (assets) at end of year	2014-12-31	$213
Employer contributions (assets) at beginning of year	2014-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,941,799
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	DYLEWSKY, GOLDBERG AND BRENNER, LLC
Accountancy firm EIN	2014-12-31	061325235
2013 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2013 401k financial data
Unrealized appreciation/depreciation of real estate assets	2013-12-31	$3,452,869
Total unrealized appreciation/depreciation of assets	2013-12-31	$3,452,869
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$4,837,085
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$903,947
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$892,803
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,233,320
Value of total assets at end of year	2013-12-31	$27,236,842
Value of total assets at beginning of year	2013-12-31	$23,303,704
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$11,144
Total interest from all sources	2013-12-31	$79,589
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$71,307
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$71,307
Administrative expenses professional fees incurred	2013-12-31	$11,144
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$716,408
Assets. Other investments not covered elsewhere at end of year	2013-12-31	$37,433
Assets. Other investments not covered elsewhere at beginning of year	2013-12-31	$49,716
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$7,714
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$3,933,138
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$27,236,842
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$23,303,704
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$17,989,509
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$14,398,145
Value of interest in pooled separate accounts at end of year	2013-12-31	$1,200,651
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$1,030,283
Interest on participant loans	2013-12-31	$41
Interest earned on other investments	2013-12-31	$79,548
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$8,009,249
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$7,823,986
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$44,162
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$509,198
Employer contributions (assets) at end of year	2013-12-31	$0
Employer contributions (assets) at beginning of year	2013-12-31	$1,574
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$848,641
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	DYLEWSKY, GOLDBERG AND BRENNER, LLC
Accountancy firm EIN	2013-12-31	061325235
2012 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2012 401k financial data
Unrealized appreciation/depreciation of real estate assets	2012-12-31	$188,797
Total unrealized appreciation/depreciation of assets	2012-12-31	$188,797
Total transfer of assets to this plan	2012-12-31	$47,302
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$3,408,779
Total loss/gain on sale of assets	2012-12-31	$49,179
Total of all expenses incurred	2012-12-31	$1,514,187
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,509,627
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,193,301
Value of total assets at end of year	2012-12-31	$23,303,704
Value of total assets at beginning of year	2012-12-31	$21,361,810
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$4,560
Total interest from all sources	2012-12-31	$69,614
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$28,876
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$28,876
Administrative expenses professional fees incurred	2012-12-31	$4,560
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$704,932
Participant contributions at end of year	2012-12-31	$0
Participant contributions at beginning of year	2012-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2012-12-31	$49,716
Assets. Other investments not covered elsewhere at beginning of year	2012-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$9,569
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,894,592
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$23,303,704
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$21,361,810
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$14,398,145
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$12,851,915
Value of interest in pooled separate accounts at end of year	2012-12-31	$1,030,283
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$893,751
Interest earned on other investments	2012-12-31	$69,614
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$7,823,986
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$7,616,144
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$121,076
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,787,704
Net investment gain/loss from pooled separate accounts	2012-12-31	$91,308
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$478,800
Employer contributions (assets) at end of year	2012-12-31	$1,574
Employer contributions (assets) at beginning of year	2012-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,388,551
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Aggregate proceeds on sale of assets	2012-12-31	$49,179
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	DYLEWSKY, GOLDBERG AND BRENNER, LLC
Accountancy firm EIN	2012-12-31	061325235
2011 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$1,353,529
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$1,053,698
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,053,034
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,247,212
Value of total assets at end of year	2011-12-31	$21,361,810
Value of total assets at beginning of year	2011-12-31	$21,061,979
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$664
Total interest from all sources	2011-12-31	$295,136
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$5,625
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$5,625
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$500,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$714,677
Participant contributions at end of year	2011-12-31	$0
Participant contributions at beginning of year	2011-12-31	$28,939
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$54,398
Administrative expenses (other) incurred	2011-12-31	$664
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$299,831
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$21,361,810
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$21,061,979
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$12,851,915
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$12,927,197
Value of interest in pooled separate accounts at end of year	2011-12-31	$893,751
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$637,817
Interest earned on other investments	2011-12-31	$295,136
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2011-12-31	$7,616,144
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2011-12-31	$7,448,391
Expenses. Payments to insurance carriers foe the provision of benefits	2011-12-31	$70,405
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-290,691
Net investment gain/loss from pooled separate accounts	2011-12-31	$96,247
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$478,137
Employer contributions (assets) at end of year	2011-12-31	$0
Employer contributions (assets) at beginning of year	2011-12-31	$19,635
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$982,629
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	DYLEWSKY, GOLDBERG AND BRENNER, LLC
Accountancy firm EIN	2011-12-31	061325235
2010 : RIPPOWAM CISQUA SCHOOL 403(B) PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$3,006,456
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$1,007,643
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$997,605
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,160,312
Value of total assets at end of year	2010-12-31	$21,061,979
Value of total assets at beginning of year	2010-12-31	$19,063,166
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$10,038
Total interest from all sources	2010-12-31	$285,564
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$500,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$695,127
Participant contributions at end of year	2010-12-31	$28,939
Participant contributions at beginning of year	2010-12-31	$57,253
Administrative expenses (other) incurred	2010-12-31	$5,972
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,998,813
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$21,061,979
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$19,063,166
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$12,927,197
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$10,910,852
Value of interest in pooled separate accounts at end of year	2010-12-31	$637,817
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$427,300
Interest earned on other investments	2010-12-31	$285,564
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2010-12-31	$7,448,391
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$7,630,018
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$1,489,391
Net investment gain/loss from pooled separate accounts	2010-12-31	$71,189
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$465,185
Employer contributions (assets) at end of year	2010-12-31	$19,635
Employer contributions (assets) at beginning of year	2010-12-31	$37,743
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$997,605
Contract administrator fees	2010-12-31	$4,066
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	DYLEWSKY, GOLDBERG AND BRENNER, LLC
Accountancy firm EIN	2010-12-31	061325235