401k Plan data: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN plan

IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 401k Plan overview

Plan Name	IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN
Plan identification number	001

IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

IMMEDIATE CREDIT RECOVERY, INC. has sponsored the creation of one or more 401k plans.

Company Name: IMMEDIATE CREDIT RECOVERY, INC.

Employer identification number (EIN): 133587371

NAIC Classification: 561440
NAIC Description: Collection Agencies

Additional information about IMMEDIATE CREDIT RECOVERY, INC.

Jurisdiction of Incorporation: New York Department of State

Incorporation Date: 1990-09-27

Company Identification Number: 1477898

Legal Registered Office Address: C/O Mehl & Associates
11 Raymond Ave, Suite 32
POUGHKEEPSIE
United States of America (USA)
12603

More information about IMMEDIATE CREDIT RECOVERY, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2023-01-01 EFRAIM ROA 2024-07-17
001 2022-01-01
001 2022-01-01
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 DEBBIE FLORIO
001 2016-01-01 EFRAIM ROA EFRAIM ROA 2017-07-13
001 2015-01-01 EFRAIM ROA
001 2015-01-01 DEBRA FLORIO
001 2015-01-01 2016-07-05
001 2014-01-01 DEBRA FLORIO DEBRA FLORIO 2015-08-10
001 2013-01-01 DEBBIE FLORIO 2014-07-15
001 2012-01-01 DEBBIE FLORIO 2013-06-28
001 2011-01-01 EFRAIM ROA 2012-06-19
001 2010-01-01 FRANK ROA 2011-05-20

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2023-01-01	EFRAIM ROA	2024-07-17
001	2022-01-01
001	2022-01-01
001	2022-01-01
001	2021-01-01
001	2020-01-01
001	2019-01-01
001	2018-01-01
001	2017-01-01	DEBBIE FLORIO
001	2016-01-01	EFRAIM ROA		EFRAIM ROA	2017-07-13
001	2015-01-01	EFRAIM ROA
001	2015-01-01	DEBRA FLORIO
001	2015-01-01		2016-07-05
001	2014-01-01	DEBRA FLORIO		DEBRA FLORIO	2015-08-10
001	2013-01-01	DEBBIE FLORIO	2014-07-15
001	2012-01-01	DEBBIE FLORIO	2013-06-28
001	2011-01-01	EFRAIM ROA	2012-06-19
001	2010-01-01	FRANK ROA	2011-05-20

Plan Statistics for IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN

401k plan membership statisitcs for IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN

Measure Date Value
2022: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 283
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 0
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 43
Total of all active and inactive participants 2022-01-01 43
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 43
Number of participants with account balances 2022-01-01 43
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 21
2021: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 332
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 219
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 57
Total of all active and inactive participants 2021-01-01 276
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 276
Number of participants with account balances 2021-01-01 121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 31
2020: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 428
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 278
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 61
Total of all active and inactive participants 2020-01-01 339
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 339
Number of participants with account balances 2020-01-01 189
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 34
2019: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 332
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 351
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 37
Total of all active and inactive participants 2019-01-01 388
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 388
Number of participants with account balances 2019-01-01 180
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 10
2018: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 326
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 308
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 29
Total of all active and inactive participants 2018-01-01 337
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 337
Number of participants with account balances 2018-01-01 158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 12
2017: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 233
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 297
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 18
Total of all active and inactive participants 2017-01-01 315
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 315
Number of participants with account balances 2017-01-01 110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 1
2016: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 211
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 198
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 19
Total of all active and inactive participants 2016-01-01 217
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 217
Number of participants with account balances 2016-01-01 90
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 5
2015: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 169
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 184
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 17
Total of all active and inactive participants 2015-01-01 201
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 201
Number of participants with account balances 2015-01-01 69
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 5
2014: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 128
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 142
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 14
Total of all active and inactive participants 2014-01-01 156
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 156
Number of participants with account balances 2014-01-01 64
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 3

Measure	Date	Value
2022: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	283
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	0
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	43
Total of all active and inactive participants	2022-01-01	43
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	43
Number of participants with account balances	2022-01-01	43
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	21
2021: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	332
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	219
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	57
Total of all active and inactive participants	2021-01-01	276
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	276
Number of participants with account balances	2021-01-01	121
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	31
2020: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	428
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	278
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	61
Total of all active and inactive participants	2020-01-01	339
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	339
Number of participants with account balances	2020-01-01	189
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	34
2019: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	332
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	351
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	37
Total of all active and inactive participants	2019-01-01	388
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	388
Number of participants with account balances	2019-01-01	180
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	10
2018: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	326
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	308
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	29
Total of all active and inactive participants	2018-01-01	337
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	337
Number of participants with account balances	2018-01-01	158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	12
2017: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	233
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	297
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	18
Total of all active and inactive participants	2017-01-01	315
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	315
Number of participants with account balances	2017-01-01	110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	1
2016: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	211
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	198
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	19
Total of all active and inactive participants	2016-01-01	217
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	217
Number of participants with account balances	2016-01-01	90
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	5
2015: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	169
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	184
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	17
Total of all active and inactive participants	2015-01-01	201
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	201
Number of participants with account balances	2015-01-01	69
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	5
2014: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	128
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	142
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	14
Total of all active and inactive participants	2014-01-01	156
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	156
Number of participants with account balances	2014-01-01	64
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	3

Financial Data on IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN

Measure	Date	Value
2022 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total transfer of assets to this plan	2022-12-31	$0
Total transfer of assets from this plan	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-854,545
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$3,062,652
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$3,037,683
Expenses. Certain deemed distributions of participant loans	2022-12-31	$3,329
Value of total corrective distributions	2022-12-31	$15,431
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$155,012
Value of total assets at end of year	2022-12-31	$1,893,031
Value of total assets at beginning of year	2022-12-31	$5,810,228
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$6,209
Total interest from all sources	2022-12-31	$10,888
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$183,670
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2022-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$183,670
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$120,216
Participant contributions at end of year	2022-12-31	$4,401
Participant contributions at beginning of year	2022-12-31	$199,937
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$10,236
Administrative expenses (other) incurred	2022-12-31	$6,209
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-3,917,197
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$1,893,031
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$5,810,228
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$1,843,774
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$5,255,013
Interest on participant loans	2022-12-31	$7,614
Value of interest in common/collective trusts at end of year	2022-12-31	$44,856
Value of interest in common/collective trusts at beginning of year	2022-12-31	$355,278
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2022-12-31	$44,856
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2022-12-31	$3,274
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-1,204,115
Net investment gain or loss from common/collective trusts	2022-12-31	$3,274
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$24,560
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$3,037,683
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	LILLING & COMPANY LLP
Accountancy firm EIN	2022-12-31	133447681
2021 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total transfer of assets to this plan	2021-12-31	$0
Total transfer of assets from this plan	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$1,102,590
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$519,057
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$408,409
Expenses. Certain deemed distributions of participant loans	2021-12-31	$63,717
Value of total corrective distributions	2021-12-31	$38,396
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$344,800
Value of total assets at end of year	2021-12-31	$5,810,228
Value of total assets at beginning of year	2021-12-31	$5,226,695
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$8,535
Total interest from all sources	2021-12-31	$21,428
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$455,904
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$455,904
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$279,037
Participant contributions at end of year	2021-12-31	$199,937
Participant contributions at beginning of year	2021-12-31	$333,474
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$9,553
Administrative expenses (other) incurred	2021-12-31	$8,535
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$583,533
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$5,810,228
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$5,226,695
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$5,255,013
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$4,561,925
Interest on participant loans	2021-12-31	$21,428
Value of interest in common/collective trusts at end of year	2021-12-31	$355,278
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2021-12-31	$331,296
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2021-12-31	$331,296
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$280,449
Net investment gain or loss from common/collective trusts	2021-12-31	$9
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$56,210
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$408,409
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	LILLING & COMPANY LLP
Accountancy firm EIN	2021-12-31	133447681
2020 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total transfer of assets to this plan	2020-12-31	$0
Total transfer of assets from this plan	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$1,239,149
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$542,531
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$457,052
Expenses. Certain deemed distributions of participant loans	2020-12-31	$18,564
Value of total corrective distributions	2020-12-31	$59,522
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$562,434
Value of total assets at end of year	2020-12-31	$5,226,695
Value of total assets at beginning of year	2020-12-31	$4,530,077
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$7,393
Total interest from all sources	2020-12-31	$13,834
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$202,311
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$202,311
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$454,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$464,241
Participant contributions at end of year	2020-12-31	$333,474
Participant contributions at beginning of year	2020-12-31	$280,504
Administrative expenses (other) incurred	2020-12-31	$7,393
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$696,618
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$5,226,695
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$4,530,077
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$4,561,925
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$4,205,609
Interest on participant loans	2020-12-31	$13,747
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$331,296
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2020-12-31	$43,964
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2020-12-31	$43,964
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-12-31	$87
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$460,570
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$98,193
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$457,052
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	LILLING & COMPANY LLP
Accountancy firm EIN	2020-12-31	133447681
2019 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total transfer of assets to this plan	2019-12-31	$0
Total transfer of assets from this plan	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$1,554,383
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$162,830
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$73,860
Expenses. Certain deemed distributions of participant loans	2019-12-31	$1,263
Value of total corrective distributions	2019-12-31	$77,467
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$774,398
Value of total assets at end of year	2019-12-31	$4,530,077
Value of total assets at beginning of year	2019-12-31	$3,138,524
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$10,240
Total interest from all sources	2019-12-31	$16,106
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$201,935
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$201,935
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$314,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$619,159
Participant contributions at end of year	2019-12-31	$280,504
Participant contributions at beginning of year	2019-12-31	$246,145
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$27,464
Administrative expenses (other) incurred	2019-12-31	$10,240
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$1,391,553
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$4,530,077
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$3,138,524
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$4,205,609
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$2,849,966
Interest on participant loans	2019-12-31	$15,417
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2019-12-31	$43,964
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2019-12-31	$42,413
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2019-12-31	$42,413
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$689
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$561,944
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$127,775
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$73,860
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	LILLING & COMPANY LLP
Accountancy firm EIN	2019-12-31	133447681
2018 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total transfer of assets to this plan	2018-12-31	$0
Total transfer of assets from this plan	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$441,156
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$198,949
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$107,173
Expenses. Certain deemed distributions of participant loans	2018-12-31	$2,508
Value of total corrective distributions	2018-12-31	$82,537
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$640,045
Value of total assets at end of year	2018-12-31	$3,138,524
Value of total assets at beginning of year	2018-12-31	$2,896,317
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$6,731
Total interest from all sources	2018-12-31	$12,171
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$214,613
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$214,613
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$290,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$521,069
Participant contributions at end of year	2018-12-31	$246,145
Participant contributions at beginning of year	2018-12-31	$209,443
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$14,632
Administrative expenses (other) incurred	2018-12-31	$6,731
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$242,207
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$3,138,524
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$2,896,317
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$2,849,966
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$2,654,517
Interest on participant loans	2018-12-31	$11,740
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2018-12-31	$42,413
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2018-12-31	$32,357
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2018-12-31	$32,357
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-12-31	$431
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-425,673
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$104,344
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$107,173
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	ADEPTUS PARTNERS LLC
Accountancy firm EIN	2018-12-31	201835208
2017 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total transfer of assets to this plan	2017-12-31	$0
Total transfer of assets from this plan	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$894,363
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$42,734
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$29,203
Expenses. Certain deemed distributions of participant loans	2017-12-31	$56
Value of total corrective distributions	2017-12-31	$7,230
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$453,229
Value of total assets at end of year	2017-12-31	$2,896,317
Value of total assets at beginning of year	2017-12-31	$2,044,688
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$6,245
Total interest from all sources	2017-12-31	$8,415
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$132,692
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$132,692
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$205,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$376,682
Participant contributions at end of year	2017-12-31	$209,443
Participant contributions at beginning of year	2017-12-31	$157,113
Administrative expenses (other) incurred	2017-12-31	$6,245
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$851,629
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$2,896,317
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$2,044,688
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$2,654,517
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$1,863,042
Interest on participant loans	2017-12-31	$8,357
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$32,357
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2017-12-31	$24,533
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2017-12-31	$24,533
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-12-31	$58
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$300,027
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$76,547
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$29,203
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	THOMAS LUISI
Accountancy firm EIN	2017-12-31	114444158
2016 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total transfer of assets to this plan	2016-12-31	$0
Total transfer of assets from this plan	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$486,880
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$76,000
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$62,488
Expenses. Certain deemed distributions of participant loans	2016-12-31	$59
Value of total corrective distributions	2016-12-31	$9,478
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$342,803
Value of total assets at end of year	2016-12-31	$2,044,688
Value of total assets at beginning of year	2016-12-31	$1,633,808
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$3,975
Total interest from all sources	2016-12-31	$5,690
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$66,421
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$66,421
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$164,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$286,499
Participant contributions at end of year	2016-12-31	$157,113
Participant contributions at beginning of year	2016-12-31	$131,141
Administrative expenses (other) incurred	2016-12-31	$3,975
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$410,880
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$2,044,688
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$1,633,808
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$1,863,042
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$1,477,947
Interest on participant loans	2016-12-31	$5,690
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-12-31	$24,533
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-12-31	$24,720
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-12-31	$24,720
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$71,966
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$56,304
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$62,488
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	THOMAS LUISI
Accountancy firm EIN	2016-12-31	114444158
2015 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total transfer of assets to this plan	2015-12-31	$0
Total transfer of assets from this plan	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$288,050
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$96,649
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$40,536
Expenses. Certain deemed distributions of participant loans	2015-12-31	$380
Value of total corrective distributions	2015-12-31	$51,183
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$297,769
Value of total assets at end of year	2015-12-31	$1,633,808
Value of total assets at beginning of year	2015-12-31	$1,442,407
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$4,550
Total interest from all sources	2015-12-31	$4,593
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$83,805
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$83,805
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$145,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$248,031
Participant contributions at end of year	2015-12-31	$131,141
Participant contributions at beginning of year	2015-12-31	$95,422
Administrative expenses (other) incurred	2015-12-31	$4,550
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$191,401
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$1,633,808
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$1,442,407
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$1,477,947
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$1,322,164
Interest on participant loans	2015-12-31	$4,593
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$24,720
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$24,821
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$24,821
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-98,117
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$49,738
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$40,536
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	THOMAS LUISI
Accountancy firm EIN	2015-12-31	114444158
2014 : IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total transfer of assets to this plan	2014-12-31	$0
Total transfer of assets from this plan	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$366,124
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$9,387
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$4,705
Expenses. Certain deemed distributions of participant loans	2014-12-31	$1,057
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$269,588
Value of total assets at end of year	2014-12-31	$1,442,407
Value of total assets at beginning of year	2014-12-31	$1,085,670
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$3,625
Total interest from all sources	2014-12-31	$2,428
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$83,392
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$83,392
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$109,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$222,953
Participant contributions at end of year	2014-12-31	$95,422
Participant contributions at beginning of year	2014-12-31	$36,730
Administrative expenses (other) incurred	2014-12-31	$3,625
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$356,737
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$1,442,407
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$1,085,670
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$1,322,164
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$1,024,730
Interest on participant loans	2014-12-31	$2,428
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-12-31	$24,821
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$24,210
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$24,210
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$10,716
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$46,635
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$4,705
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	THOMAS LUISI
Accountancy firm EIN	2014-12-31	114444158

Form 5500 Responses for IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN

2022: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	Yes
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: IMMEDIATE CREDIT RECOVERY, INC. 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	IMMEDIATE CREDIT RECOVERY, INC.
Employer identification number (EIN):	133587371
NAIC Classification:	561440
NAIC Description:	Collection Agencies

Jurisdiction of Incorporation:	New York Department of State
Incorporation Date:	1990-09-27
Company Identification Number:	1477898
Legal Registered Office Address:	C/O Mehl & Associates 11 Raymond Ave, Suite 32 POUGHKEEPSIE United States of America (USA) 12603