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OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 401k Plan overview

Plan NameOSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN
Plan identification number 002

OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

OSWEGO COUNTY MUTUAL INSURANCE CO. has sponsored the creation of one or more 401k plans.

Company Name:OSWEGO COUNTY MUTUAL INSURANCE CO.
Employer identification number (EIN):150306775
NAIC Classification:524150

Form 5500 Filing Information

Submission information for form 5500 for 401k plan OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022023-01-01MANDY BROWN2024-05-24
0022022-01-01MANDY BROWN2023-06-22
0022021-01-01MANDY BROWN2022-06-30
0022020-01-01MANDY BROWN2021-06-10
0022019-01-01MANDY BROWN2020-07-14
0022018-01-01MANDY BROWN2019-06-10
0022017-01-01MANDY BROWN2018-07-06
0022016-01-01MANDY BROWN2017-06-16
0022015-01-01ANDY BANACH2016-07-14
0022014-01-01ANDY BANACH2015-07-28
0022013-01-01ANDY BANACH2014-10-14
0022012-01-01CHARLES HINMAN CHARLES HINMAN2013-07-24
0022011-01-01CHARLES HINMAN
0022010-01-01MANDY MORISON
0022009-01-01CHARLES J. HINMAN CHARLES J. HINMAN2010-07-30

Plan Statistics for OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN

401k plan membership statisitcs for OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN

Measure Date Value
2012: OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-019
Total number of active participants reported on line 7a of the Form 55002012-01-0110
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-010
Total of all active and inactive participants2012-01-0110
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-0110
Number of participants with account balances2012-01-0110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-010
2011: OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-019
Total number of active participants reported on line 7a of the Form 55002011-01-018
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-011
Total of all active and inactive participants2011-01-019
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-019
Number of participants with account balances2011-01-019
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-010
2010: OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-0110
Total number of active participants reported on line 7a of the Form 55002010-01-018
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-011
Total of all active and inactive participants2010-01-019
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-019
Number of participants with account balances2010-01-019
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-010
2009: OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-0110
Total number of active participants reported on line 7a of the Form 55002009-01-019
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-011
Total of all active and inactive participants2009-01-0110
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-0110
Number of participants with account balances2009-01-0110
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN

Measure Date Value
2012 : OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2012 401k financial data
Transfers to/from the plan2012-12-31$0
Total income from all sources2012-12-31$279,715
Expenses. Total of all expenses incurred2012-12-31$50,807
Benefits paid (including direct rollovers)2012-12-31$50,101
Total plan assets at end of year2012-12-31$1,017,135
Total plan assets at beginning of year2012-12-31$788,227
Value of fidelity bond covering the plan2012-12-31$425,000
Total contributions received or receivable from participants2012-12-31$33,834
Expenses. Other expenses not covered elsewhere2012-12-31$134
Contributions received from other sources (not participants or employers)2012-12-31$199,398
Other income received2012-12-31$33,593
Net income (gross income less expenses)2012-12-31$228,908
Net plan assets at end of year (total assets less liabilities)2012-12-31$1,017,135
Net plan assets at beginning of year (total assets less liabilities)2012-12-31$788,227
Assets. Value of participant loans2012-12-31$62,766
Total contributions received or receivable from employer(s)2012-12-31$12,890
Value of certain deemed distributions of participant loans2012-12-31$0
Value of corrective distributions2012-12-31$572
Funding deficiency by the employer to the plan for this plan year2012-12-31$0
Minimum employer required contribution for this plan year2012-12-31$0
Amount contributed by the employer to the plan for this plan year2012-12-31$0
2011 : OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2011 401k financial data
Transfers to/from the plan2011-12-31$0
Total income from all sources2011-12-31$6,657
Expenses. Total of all expenses incurred2011-12-31$80
Benefits paid (including direct rollovers)2011-12-31$0
Total plan assets at end of year2011-12-31$788,227
Total plan assets at beginning of year2011-12-31$781,650
Value of fidelity bond covering the plan2011-12-31$425,000
Total contributions received or receivable from participants2011-12-31$39,116
Expenses. Other expenses not covered elsewhere2011-12-31$80
Contributions received from other sources (not participants or employers)2011-12-31$0
Other income received2011-12-31$-47,342
Net income (gross income less expenses)2011-12-31$6,577
Net plan assets at end of year (total assets less liabilities)2011-12-31$788,227
Net plan assets at beginning of year (total assets less liabilities)2011-12-31$781,650
Assets. Value of participant loans2011-12-31$34,634
Total contributions received or receivable from employer(s)2011-12-31$14,883
Value of certain deemed distributions of participant loans2011-12-31$0
Value of corrective distributions2011-12-31$0
2010 : OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2010 401k financial data
Transfers to/from the plan2010-12-31$0
Total income from all sources2010-12-31$133,803
Expenses. Total of all expenses incurred2010-12-31$20,082
Benefits paid (including direct rollovers)2010-12-31$17,114
Total plan assets at end of year2010-12-31$781,650
Total plan assets at beginning of year2010-12-31$667,929
Value of fidelity bond covering the plan2010-12-31$425,000
Total contributions received or receivable from participants2010-12-31$43,899
Expenses. Other expenses not covered elsewhere2010-12-31$172
Contributions received from other sources (not participants or employers)2010-12-31$0
Other income received2010-12-31$73,419
Net income (gross income less expenses)2010-12-31$113,721
Net plan assets at end of year (total assets less liabilities)2010-12-31$781,650
Net plan assets at beginning of year (total assets less liabilities)2010-12-31$667,929
Assets. Value of participant loans2010-12-31$53,520
Total contributions received or receivable from employer(s)2010-12-31$16,485
Value of certain deemed distributions of participant loans2010-12-31$0
Value of corrective distributions2010-12-31$2,796
Funding deficiency by the employer to the plan for this plan year2010-12-31$0
Minimum employer required contribution for this plan year2010-12-31$0
Amount contributed by the employer to the plan for this plan year2010-12-31$0
2009 : OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2009 401k financial data
Funding deficiency by the employer to the plan for this plan year2009-12-31$0
Minimum employer required contribution for this plan year2009-12-31$0
Amount contributed by the employer to the plan for this plan year2009-12-31$0

Form 5500 Responses for OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN

2012: OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2011: OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2010: OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – InsuranceYes
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement – InsuranceYes
2009: OSWEGO COUNTY MUTUAL INSURANCE COMPANY 401(K) PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – InsuranceYes
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement – InsuranceYes

Insurance Providers Used on plan

HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract numberGA-802226
Policy instance 1
Insurance contract or identification numberGA-802226
Number of Individuals Covered10
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $4,562
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $4,562
Insurance broker organization code?3
Insurance broker nameIBN FINANCIAL SERVICES INC
HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract numberGA-802226
Policy instance 1
Insurance contract or identification numberGA-802226
Number of Individuals Covered9
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $2,395
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
HARTFORD LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88072 )
Policy contract numberGA-802226
Policy instance 1
Insurance contract or identification numberGA-802226
Number of Individuals Covered9
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $2,099
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $2,099
Insurance broker organization code?3
Insurance broker nameIBN FINANCIAL SERVICES INC

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