401k Plan data: ESL FEDERAL CREDIT UNION SAVINGS PLAN plan

ESL FEDERAL CREDIT UNION SAVINGS PLAN 401k Plan overview

Plan Name	ESL FEDERAL CREDIT UNION SAVINGS PLAN
Plan identification number	001

ESL FEDERAL CREDIT UNION SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

ESL FEDERAL CREDIT UNION has sponsored the creation of one or more 401k plans.

Company Name: ESL FEDERAL CREDIT UNION

Employer identification number (EIN): 161490324

NAIC Classification: 522130
NAIC Description: Credit Unions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ESL FEDERAL CREDIT UNION SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2023-01-01
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 LISA C MCLAUGHLIN ARLINE L BAYO SANTIAGO 2018-10-11
001 2016-01-01 LISA C. MCLAUGHLIN ARLINE L. BAYO SANTIAGO 2017-10-11
001 2015-01-01 LISA C. MCLAUGHLIN ARLINE L. BAYO SANTIAGO 2016-10-14
001 2014-01-01 LISA C. MCLAUGHLIN DAVID L FIEDLER 2015-07-31
001 2013-01-01 LISA C. MCLAUGHLIN DAVID L. FIEDLER 2014-07-31
001 2012-01-01 LISA C. MCLAUGHLIN DAVID L. FIEDLER 2013-10-15
001 2011-01-01 LISA C. MCLAUGHLIN DAVID L. FIEDLER 2012-10-03
001 2009-01-01 LISA C. MCLAUGHLIN DAVID L. FIEDLER 2010-10-07
001 2009-01-01 LISA C. MCLAUGHLIN DAVID L. FIEDLER 2010-10-07

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2023-01-01
001	2022-01-01
001	2021-01-01
001	2020-01-01
001	2019-01-01
001	2018-01-01
001	2017-01-01	LISA C MCLAUGHLIN	ARLINE L BAYO SANTIAGO	2018-10-11
001	2016-01-01	LISA C. MCLAUGHLIN	ARLINE L. BAYO SANTIAGO	2017-10-11
001	2015-01-01	LISA C. MCLAUGHLIN	ARLINE L. BAYO SANTIAGO	2016-10-14
001	2014-01-01	LISA C. MCLAUGHLIN	DAVID L FIEDLER	2015-07-31
001	2013-01-01	LISA C. MCLAUGHLIN	DAVID L. FIEDLER	2014-07-31
001	2012-01-01	LISA C. MCLAUGHLIN	DAVID L. FIEDLER	2013-10-15
001	2011-01-01	LISA C. MCLAUGHLIN	DAVID L. FIEDLER	2012-10-03
001	2009-01-01	LISA C. MCLAUGHLIN	DAVID L. FIEDLER	2010-10-07
001	2009-01-01	LISA C. MCLAUGHLIN	DAVID L. FIEDLER	2010-10-07

Plan Statistics for ESL FEDERAL CREDIT UNION SAVINGS PLAN

401k plan membership statisitcs for ESL FEDERAL CREDIT UNION SAVINGS PLAN

Measure Date Value
2023: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 1,183
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 945
Number of retired or separated participants receiving benefits 2023-01-01 15
Number of other retired or separated participants entitled to future benefits 2023-01-01 276
Total of all active and inactive participants 2023-01-01 1,236
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 1
Total participants 2023-01-01 1,237
Number of participants with account balances 2023-01-01 1,203
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 23
2022: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 1,177
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 893
Number of retired or separated participants receiving benefits 2022-01-01 11
Number of other retired or separated participants entitled to future benefits 2022-01-01 278
Total of all active and inactive participants 2022-01-01 1,182
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 1,183
Number of participants with account balances 2022-01-01 1,157
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 37
2021: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 1,100
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 910
Number of retired or separated participants receiving benefits 2021-01-01 1
Number of other retired or separated participants entitled to future benefits 2021-01-01 265
Total of all active and inactive participants 2021-01-01 1,176
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 1,177
Number of participants with account balances 2021-01-01 1,152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 28
2020: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 1,056
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 883
Number of retired or separated participants receiving benefits 2020-01-01 1
Number of other retired or separated participants entitled to future benefits 2020-01-01 215
Total of all active and inactive participants 2020-01-01 1,099
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 1
Total participants 2020-01-01 1,100
Number of participants with account balances 2020-01-01 1,081
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 14
2019: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 985
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 848
Number of retired or separated participants receiving benefits 2019-01-01 1
Number of other retired or separated participants entitled to future benefits 2019-01-01 207
Total of all active and inactive participants 2019-01-01 1,056
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 1,056
Number of participants with account balances 2019-01-01 1,025
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 24
2018: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 937
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 793
Number of retired or separated participants receiving benefits 2018-01-01 1
Number of other retired or separated participants entitled to future benefits 2018-01-01 191
Total of all active and inactive participants 2018-01-01 985
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 985
Number of participants with account balances 2018-01-01 964
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 17
2017: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 916
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 760
Number of retired or separated participants receiving benefits 2017-01-01 1
Number of other retired or separated participants entitled to future benefits 2017-01-01 176
Total of all active and inactive participants 2017-01-01 937
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 937
Number of participants with account balances 2017-01-01 915
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 16
2016: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 880
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 737
Number of retired or separated participants receiving benefits 2016-01-01 1
Number of other retired or separated participants entitled to future benefits 2016-01-01 178
Total of all active and inactive participants 2016-01-01 916
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 916
Number of participants with account balances 2016-01-01 891
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 23
2015: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 840
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 695
Number of retired or separated participants receiving benefits 2015-01-01 1
Number of other retired or separated participants entitled to future benefits 2015-01-01 176
Total of all active and inactive participants 2015-01-01 872
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 872
Number of participants with account balances 2015-01-01 840
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 25
2014: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 801
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 681
Number of retired or separated participants receiving benefits 2014-01-01 1
Number of other retired or separated participants entitled to future benefits 2014-01-01 160
Total of all active and inactive participants 2014-01-01 842
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 842
Number of participants with account balances 2014-01-01 810
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 23
2013: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 781
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 648
Number of retired or separated participants receiving benefits 2013-01-01 1
Number of other retired or separated participants entitled to future benefits 2013-01-01 141
Total of all active and inactive participants 2013-01-01 790
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 790
Number of participants with account balances 2013-01-01 762
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 18
2012: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 771
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 636
Number of retired or separated participants receiving benefits 2012-01-01 1
Number of other retired or separated participants entitled to future benefits 2012-01-01 137
Total of all active and inactive participants 2012-01-01 774
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 774
Number of participants with account balances 2012-01-01 758
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 22
2011: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 739
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 631
Number of retired or separated participants receiving benefits 2011-01-01 1
Number of other retired or separated participants entitled to future benefits 2011-01-01 133
Total of all active and inactive participants 2011-01-01 765
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 1
Total participants 2011-01-01 766
Number of participants with account balances 2011-01-01 739
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 30
2009: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 693
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 585
Number of retired or separated participants receiving benefits 2009-01-01 1
Number of other retired or separated participants entitled to future benefits 2009-01-01 88
Total of all active and inactive participants 2009-01-01 674
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 674
Number of participants with account balances 2009-01-01 600
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 21

Measure	Date	Value
2023: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	1,183
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	945
Number of retired or separated participants receiving benefits	2023-01-01	15
Number of other retired or separated participants entitled to future benefits	2023-01-01	276
Total of all active and inactive participants	2023-01-01	1,236
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	1
Total participants	2023-01-01	1,237
Number of participants with account balances	2023-01-01	1,203
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	23
2022: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	1,177
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	893
Number of retired or separated participants receiving benefits	2022-01-01	11
Number of other retired or separated participants entitled to future benefits	2022-01-01	278
Total of all active and inactive participants	2022-01-01	1,182
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	1,183
Number of participants with account balances	2022-01-01	1,157
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	37
2021: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	1,100
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	910
Number of retired or separated participants receiving benefits	2021-01-01	1
Number of other retired or separated participants entitled to future benefits	2021-01-01	265
Total of all active and inactive participants	2021-01-01	1,176
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	1,177
Number of participants with account balances	2021-01-01	1,152
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	28
2020: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	1,056
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	883
Number of retired or separated participants receiving benefits	2020-01-01	1
Number of other retired or separated participants entitled to future benefits	2020-01-01	215
Total of all active and inactive participants	2020-01-01	1,099
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	1
Total participants	2020-01-01	1,100
Number of participants with account balances	2020-01-01	1,081
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	14
2019: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	985
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	848
Number of retired or separated participants receiving benefits	2019-01-01	1
Number of other retired or separated participants entitled to future benefits	2019-01-01	207
Total of all active and inactive participants	2019-01-01	1,056
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	1,056
Number of participants with account balances	2019-01-01	1,025
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	24
2018: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	937
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	793
Number of retired or separated participants receiving benefits	2018-01-01	1
Number of other retired or separated participants entitled to future benefits	2018-01-01	191
Total of all active and inactive participants	2018-01-01	985
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	985
Number of participants with account balances	2018-01-01	964
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	17
2017: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	916
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	760
Number of retired or separated participants receiving benefits	2017-01-01	1
Number of other retired or separated participants entitled to future benefits	2017-01-01	176
Total of all active and inactive participants	2017-01-01	937
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	937
Number of participants with account balances	2017-01-01	915
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	16
2016: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	880
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	737
Number of retired or separated participants receiving benefits	2016-01-01	1
Number of other retired or separated participants entitled to future benefits	2016-01-01	178
Total of all active and inactive participants	2016-01-01	916
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	916
Number of participants with account balances	2016-01-01	891
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	23
2015: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	840
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	695
Number of retired or separated participants receiving benefits	2015-01-01	1
Number of other retired or separated participants entitled to future benefits	2015-01-01	176
Total of all active and inactive participants	2015-01-01	872
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	872
Number of participants with account balances	2015-01-01	840
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	25
2014: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	801
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	681
Number of retired or separated participants receiving benefits	2014-01-01	1
Number of other retired or separated participants entitled to future benefits	2014-01-01	160
Total of all active and inactive participants	2014-01-01	842
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	842
Number of participants with account balances	2014-01-01	810
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	23
2013: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	781
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	648
Number of retired or separated participants receiving benefits	2013-01-01	1
Number of other retired or separated participants entitled to future benefits	2013-01-01	141
Total of all active and inactive participants	2013-01-01	790
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	790
Number of participants with account balances	2013-01-01	762
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	18
2012: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	771
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	636
Number of retired or separated participants receiving benefits	2012-01-01	1
Number of other retired or separated participants entitled to future benefits	2012-01-01	137
Total of all active and inactive participants	2012-01-01	774
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	774
Number of participants with account balances	2012-01-01	758
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	22
2011: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	739
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	631
Number of retired or separated participants receiving benefits	2011-01-01	1
Number of other retired or separated participants entitled to future benefits	2011-01-01	133
Total of all active and inactive participants	2011-01-01	765
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	1
Total participants	2011-01-01	766
Number of participants with account balances	2011-01-01	739
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	30
2009: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	693
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	585
Number of retired or separated participants receiving benefits	2009-01-01	1
Number of other retired or separated participants entitled to future benefits	2009-01-01	88
Total of all active and inactive participants	2009-01-01	674
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	674
Number of participants with account balances	2009-01-01	600
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	21

Financial Data on ESL FEDERAL CREDIT UNION SAVINGS PLAN

Measure	Date	Value
2023 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2023 401k financial data
Total unrealized appreciation/depreciation of assets	2023-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total income from all sources (including contributions)	2023-12-31	$43,013,311
Total loss/gain on sale of assets	2023-12-31	$0
Total of all expenses incurred	2023-12-31	$11,947,468
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-12-31	$11,858,981
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-12-31	$21,795,760
Value of total assets at end of year	2023-12-31	$144,937,850
Value of total assets at beginning of year	2023-12-31	$113,872,007
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-12-31	$88,487
Total interest from all sources	2023-12-31	$107,750
Total dividends received (eg from common stock, registered investment company shares)	2023-12-31	$714,866
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-12-31	$714,866
Was this plan covered by a fidelity bond	2023-12-31	Yes
Value of fidelity bond cover	2023-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2023-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2023-12-31	No
Contributions received from participants	2023-12-31	$8,072,967
Participant contributions at end of year	2023-12-31	$2,297,972
Participant contributions at beginning of year	2023-12-31	$2,066,671
Income. Received or receivable in cash from other sources (including rollovers)	2023-12-31	$10,714,946
Other income not declared elsewhere	2023-12-31	$750
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Value of net income/loss	2023-12-31	$31,065,843
Value of net assets at end of year (total assets less liabilities)	2023-12-31	$144,937,850
Value of net assets at beginning of year (total assets less liabilities)	2023-12-31	$113,872,007
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-12-31	No
Were any leases to which the plan was party in default or uncollectible	2023-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-12-31	$47,398,412
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-12-31	$34,695,295
Interest on participant loans	2023-12-31	$107,750
Value of interest in common/collective trusts at end of year	2023-12-31	$95,241,466
Value of interest in common/collective trusts at beginning of year	2023-12-31	$77,110,041
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-12-31	$7,526,935
Net investment gain or loss from common/collective trusts	2023-12-31	$12,867,250
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-12-31	No
Was there a failure to transmit to the plan any participant contributions	2023-12-31	No
Has the plan failed to provide any benefit when due under the plan	2023-12-31	No
Contributions received in cash from employer	2023-12-31	$3,007,847
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-12-31	$11,858,981
Did the plan have assets held for investment	2023-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-12-31	No
Opinion of an independent qualified public accountant for this plan	2023-12-31	Unqualified
Accountancy firm name	2023-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2023-12-31	161131146
2022 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total transfer of assets to this plan	2022-12-31	$0
Total transfer of assets from this plan	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-10,859,646
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$9,194,294
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$9,108,288
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$11,453,748
Value of total assets at end of year	2022-12-31	$113,872,007
Value of total assets at beginning of year	2022-12-31	$133,925,947
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$86,006
Total interest from all sources	2022-12-31	$76,500
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$729,143
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$729,143
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$7,558,901
Participant contributions at end of year	2022-12-31	$2,066,671
Participant contributions at beginning of year	2022-12-31	$1,989,738
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$1,140,452
Other income not declared elsewhere	2022-12-31	$1,879
Administrative expenses (other) incurred	2022-12-31	$86,006
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-20,053,940
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$113,872,007
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$133,925,947
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$34,695,295
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$41,241,788
Interest on participant loans	2022-12-31	$76,500
Value of interest in common/collective trusts at end of year	2022-12-31	$77,110,041
Value of interest in common/collective trusts at beginning of year	2022-12-31	$90,694,421
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-9,505,189
Net investment gain or loss from common/collective trusts	2022-12-31	$-13,615,727
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$2,754,395
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$9,108,288
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2022-12-31	161131146
2021 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$26,506,561
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$8,276,461
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$8,167,832
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$10,081,543
Value of total assets at end of year	2021-12-31	$133,925,947
Value of total assets at beginning of year	2021-12-31	$115,695,847
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$108,629
Total interest from all sources	2021-12-31	$77,456
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$1,128,199
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$1,128,199
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$6,811,853
Participant contributions at end of year	2021-12-31	$1,989,738
Participant contributions at beginning of year	2021-12-31	$1,775,797
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$758,238
Other income not declared elsewhere	2021-12-31	$908
Administrative expenses (other) incurred	2021-12-31	$108,629
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$18,230,100
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$133,925,947
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$115,695,847
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$41,241,788
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$31,372,998
Interest on participant loans	2021-12-31	$77,456
Value of interest in common/collective trusts at end of year	2021-12-31	$90,694,421
Value of interest in common/collective trusts at beginning of year	2021-12-31	$82,547,052
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$5,060,034
Net investment gain or loss from common/collective trusts	2021-12-31	$10,158,421
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$2,511,452
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$8,167,832
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2021-12-31	161131146
2020 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$24,087,958
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$7,369,025
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$7,270,086
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$9,455,240
Value of total assets at end of year	2020-12-31	$115,695,847
Value of total assets at beginning of year	2020-12-31	$98,976,914
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$98,939
Total interest from all sources	2020-12-31	$74,889
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$621,617
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$621,617
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$6,179,251
Participant contributions at end of year	2020-12-31	$1,775,797
Participant contributions at beginning of year	2020-12-31	$1,693,653
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$985,808
Other income not declared elsewhere	2020-12-31	$22,505
Administrative expenses (other) incurred	2020-12-31	$98,939
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$16,718,933
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$115,695,847
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$98,976,914
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$31,372,998
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$87,780,828
Interest on participant loans	2020-12-31	$74,889
Value of interest in common/collective trusts at end of year	2020-12-31	$82,547,052
Value of interest in common/collective trusts at beginning of year	2020-12-31	$9,502,433
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$4,073,957
Net investment gain or loss from common/collective trusts	2020-12-31	$9,839,750
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$2,290,181
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$7,270,086
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2020-12-31	161131146
2019 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$26,037,500
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$8,959,476
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$8,955,246
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$9,174,654
Value of total assets at end of year	2019-12-31	$98,976,914
Value of total assets at beginning of year	2019-12-31	$81,898,890
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$4,230
Total interest from all sources	2019-12-31	$80,116
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$3,661,250
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$3,661,250
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$5,515,605
Participant contributions at end of year	2019-12-31	$1,693,653
Participant contributions at beginning of year	2019-12-31	$1,746,360
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$1,634,172
Other income not declared elsewhere	2019-12-31	$58,697
Administrative expenses (other) incurred	2019-12-31	$4,230
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$17,078,024
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$98,976,914
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$81,898,890
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$87,780,828
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$67,125,075
Interest on participant loans	2019-12-31	$80,116
Value of interest in common/collective trusts at end of year	2019-12-31	$9,502,433
Value of interest in common/collective trusts at beginning of year	2019-12-31	$13,027,455
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$12,796,591
Net investment gain or loss from common/collective trusts	2019-12-31	$266,192
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$2,024,877
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$8,955,246
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2019-12-31	161131146
2018 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$3,636,891
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$6,696,342
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$6,691,112
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$7,749,791
Value of total assets at end of year	2018-12-31	$81,898,890
Value of total assets at beginning of year	2018-12-31	$84,958,341
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$5,230
Total interest from all sources	2018-12-31	$67,707
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$4,298,272
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$4,298,272
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$5,127,516
Participant contributions at end of year	2018-12-31	$1,746,360
Participant contributions at beginning of year	2018-12-31	$1,660,636
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$724,647
Administrative expenses (other) incurred	2018-12-31	$5,230
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-3,059,451
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$81,898,890
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$84,958,341
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$67,125,075
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$70,735,578
Interest on participant loans	2018-12-31	$67,707
Value of interest in common/collective trusts at end of year	2018-12-31	$13,027,455
Value of interest in common/collective trusts at beginning of year	2018-12-31	$12,562,127
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-8,756,242
Net investment gain or loss from common/collective trusts	2018-12-31	$277,363
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$1,897,628
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$6,691,112
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2018-12-31	161131146
2017 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$18,068,047
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$5,534,069
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$5,529,339
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$6,633,823
Value of total assets at end of year	2017-12-31	$84,958,341
Value of total assets at beginning of year	2017-12-31	$72,424,363
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$4,730
Total interest from all sources	2017-12-31	$54,125
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$2,599,590
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$2,599,590
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$4,674,829
Participant contributions at end of year	2017-12-31	$1,660,636
Participant contributions at beginning of year	2017-12-31	$1,466,112
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$313,649
Administrative expenses (other) incurred	2017-12-31	$4,730
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$12,533,978
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$84,958,341
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$72,424,363
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$70,735,578
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$56,686,963
Interest on participant loans	2017-12-31	$54,125
Value of interest in common/collective trusts at end of year	2017-12-31	$12,562,127
Value of interest in common/collective trusts at beginning of year	2017-12-31	$14,271,288
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$8,527,414
Net investment gain or loss from common/collective trusts	2017-12-31	$253,095
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$1,645,345
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$5,529,339
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2017-12-31	161131146
2016 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$11,650,403
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$5,403,072
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$5,399,702
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$6,978,011
Value of total assets at end of year	2016-12-31	$72,424,363
Value of total assets at beginning of year	2016-12-31	$66,177,032
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$3,370
Total interest from all sources	2016-12-31	$52,667
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$1,902,693
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$1,902,693
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$4,416,526
Participant contributions at end of year	2016-12-31	$1,466,112
Participant contributions at beginning of year	2016-12-31	$1,541,061
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$969,589
Administrative expenses (other) incurred	2016-12-31	$3,370
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$6,247,331
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$72,424,363
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$66,177,032
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$56,686,963
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$53,722,408
Interest on participant loans	2016-12-31	$52,667
Value of interest in common/collective trusts at end of year	2016-12-31	$14,271,288
Value of interest in common/collective trusts at beginning of year	2016-12-31	$10,913,563
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$2,499,446
Net investment gain or loss from common/collective trusts	2016-12-31	$217,586
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$1,591,896
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$5,399,702
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2016-12-31	161131146
2015 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$6,106,846
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$5,199,246
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$5,195,696
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$5,981,842
Value of total assets at end of year	2015-12-31	$66,177,032
Value of total assets at beginning of year	2015-12-31	$65,269,432
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$3,550
Total interest from all sources	2015-12-31	$48,713
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$2,217,809
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$2,217,809
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$3,792,397
Participant contributions at end of year	2015-12-31	$1,541,061
Participant contributions at beginning of year	2015-12-31	$1,491,192
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$834,379
Administrative expenses (other) incurred	2015-12-31	$3,550
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$907,600
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$66,177,032
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$65,269,432
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$53,722,408
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$51,647,427
Interest on participant loans	2015-12-31	$48,713
Value of interest in common/collective trusts at end of year	2015-12-31	$10,913,563
Value of interest in common/collective trusts at beginning of year	2015-12-31	$12,130,813
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-2,198,577
Net investment gain or loss from common/collective trusts	2015-12-31	$57,059
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$1,355,066
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$5,195,696
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2015-12-31	161131146
2014 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$9,123,578
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$4,563,691
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$4,559,691
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$5,657,502
Value of total assets at end of year	2014-12-31	$65,269,432
Value of total assets at beginning of year	2014-12-31	$60,709,545
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$4,000
Total interest from all sources	2014-12-31	$48,167
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$1,797,853
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$1,797,853
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$3,428,017
Participant contributions at end of year	2014-12-31	$1,491,192
Participant contributions at beginning of year	2014-12-31	$1,275,500
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$989,721
Administrative expenses (other) incurred	2014-12-31	$4,000
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$4,559,887
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$65,269,432
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$60,709,545
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$51,647,427
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$46,541,252
Interest on participant loans	2014-12-31	$48,167
Value of interest in common/collective trusts at end of year	2014-12-31	$12,130,813
Value of interest in common/collective trusts at beginning of year	2014-12-31	$12,892,793
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$1,373,585
Net investment gain or loss from common/collective trusts	2014-12-31	$246,471
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$1,239,764
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$4,559,691
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2014-12-31	161131146
2013 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$12,833,257
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$2,540,930
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$2,537,030
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$4,661,730
Value of total assets at end of year	2013-12-31	$60,709,545
Value of total assets at beginning of year	2013-12-31	$50,417,218
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$3,900
Total interest from all sources	2013-12-31	$42,311
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$1,203,900
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$1,203,900
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$3,243,087
Participant contributions at end of year	2013-12-31	$1,275,500
Participant contributions at beginning of year	2013-12-31	$1,197,068
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$250,957
Administrative expenses (other) incurred	2013-12-31	$3,900
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$10,292,327
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$60,709,545
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$50,417,218
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$46,541,252
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$36,036,028
Interest on participant loans	2013-12-31	$42,311
Value of interest in common/collective trusts at end of year	2013-12-31	$12,892,793
Value of interest in common/collective trusts at beginning of year	2013-12-31	$13,184,122
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$7,018,792
Net investment gain or loss from common/collective trusts	2013-12-31	$-93,476
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$1,167,686
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$2,537,030
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2013-12-31	161131146
2012 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$10,578,254
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$3,132,497
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$3,094,665
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$5,272,272
Value of total assets at end of year	2012-12-31	$50,417,218
Value of total assets at beginning of year	2012-12-31	$42,971,461
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$37,832
Total interest from all sources	2012-12-31	$43,043
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$800,878
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$800,878
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$3,151,600
Participant contributions at end of year	2012-12-31	$1,197,068
Participant contributions at beginning of year	2012-12-31	$1,166,079
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$1,040,697
Administrative expenses (other) incurred	2012-12-31	$37,832
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$7,445,757
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$50,417,218
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$42,971,461
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$36,036,028
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$30,601,314
Interest on participant loans	2012-12-31	$43,043
Value of interest in common/collective trusts at end of year	2012-12-31	$13,184,122
Value of interest in common/collective trusts at beginning of year	2012-12-31	$11,204,068
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$4,033,953
Net investment gain or loss from common/collective trusts	2012-12-31	$428,108
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$1,079,975
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$3,094,665
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2012-12-31	161131146
2011 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$3,709,978
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$1,616,753
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$1,613,472
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$3,806,744
Value of total assets at end of year	2011-12-31	$42,971,461
Value of total assets at beginning of year	2011-12-31	$40,878,236
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$3,281
Total interest from all sources	2011-12-31	$50,222
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$583,065
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$583,065
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$2,614,488
Participant contributions at end of year	2011-12-31	$1,166,079
Participant contributions at beginning of year	2011-12-31	$1,338,341
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$230,096
Administrative expenses (other) incurred	2011-12-31	$3,281
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$2,093,225
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$42,971,461
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$40,878,236
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$30,601,314
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$30,602,794
Interest on participant loans	2011-12-31	$50,222
Value of interest in common/collective trusts at end of year	2011-12-31	$11,204,068
Value of interest in common/collective trusts at beginning of year	2011-12-31	$8,937,101
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-1,109,914
Net investment gain or loss from common/collective trusts	2011-12-31	$379,861
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$962,160
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$1,613,472
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2011-12-31	161131146
2010 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$8,470,943
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$2,387,541
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$2,300,013
Expenses. Certain deemed distributions of participant loans	2010-12-31	$84,709
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$4,003,053
Value of total assets at end of year	2010-12-31	$40,878,236
Value of total assets at beginning of year	2010-12-31	$34,794,834
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$2,819
Total interest from all sources	2010-12-31	$65,430
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$511,809
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$511,809
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$2,497,347
Participant contributions at end of year	2010-12-31	$1,338,341
Participant contributions at beginning of year	2010-12-31	$1,479,599
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$116,710
Administrative expenses (other) incurred	2010-12-31	$2,819
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$6,083,402
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$40,878,236
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$34,794,834
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$30,602,794
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$25,082,166
Interest on participant loans	2010-12-31	$65,430
Value of interest in common/collective trusts at end of year	2010-12-31	$8,937,101
Value of interest in common/collective trusts at beginning of year	2010-12-31	$8,233,069
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$3,486,774
Net investment gain or loss from common/collective trusts	2010-12-31	$403,877
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$1,388,996
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$2,300,013
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	BONADIO & CO. LLP
Accountancy firm EIN	2010-12-31	161131146
2009 : ESL FEDERAL CREDIT UNION SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for ESL FEDERAL CREDIT UNION SAVINGS PLAN

2023: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2023 form 5500 responses
2023-01-01	Type of plan entity	Single employer plan
2023-01-01	Submission has been amended	No
2023-01-01	This submission is the final filing	No
2023-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2023-01-01	Plan is a collectively bargained plan	No
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: ESL FEDERAL CREDIT UNION SAVINGS PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	Yes
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	ESL FEDERAL CREDIT UNION
Employer identification number (EIN):	161490324
NAIC Classification:	522130
NAIC Description:	Credit Unions