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RAY'S HOLDINGS, INC. HEALTH PLAN 401k Plan overview

Plan NameRAY'S HOLDINGS, INC. HEALTH PLAN
Plan identification number 502

RAY'S HOLDINGS, INC. HEALTH PLAN Benefits

401k Plan TypeWelfare Benefit
Plan Features/Benefits
  • Health (other than dental or vision)
  • Life insurance
  • Dental
  • Vision
  • Other welfare benefit cover

401k Sponsoring company profile

DNB HOLDINGS, INC has sponsored the creation of one or more 401k plans.

Company Name:DNB HOLDINGS, INC
Employer identification number (EIN):201591017
NAIC Classification:562000

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RAY'S HOLDINGS, INC. HEALTH PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
5022022-02-01DONALD MATTHEWS2023-11-15
5022021-02-01CHARLENE THORNBURGH2022-11-02 DONALD MATTHEWS2022-11-02
5022020-02-01CHARLENE THORNBURGH2021-10-13 DONALD MATTHEWS2021-10-13
5022019-02-01DONALD MATTHEWS2020-11-12 DONALD MATTHEWS2020-11-12
5022018-02-01DONALD MATTHEWS2019-09-11 DONALD MATTHEWS2019-09-11
5022018-02-01DONALD MATTHEWS2099-09-11 DONALD MATTHEWS2099-09-11
5022017-02-01
5022016-02-01
5022015-02-01
5022014-02-01
5022013-02-01STEVEN J KRITZMIRE STEVEN J KRITZMIRE2014-11-13
5022012-02-01STEVEN J. KRITZMIRE STEVEN J. KRITZMIRE2013-11-15
5022011-02-01STEVEN J. KRITZMIRE STEVEN J. KRITZMIRE2012-08-29
5022009-02-01STEVEN J. KRITZMIRE STEVEN J. KRITZMIRE2010-10-14

Plan Statistics for RAY'S HOLDINGS, INC. HEALTH PLAN

401k plan membership statisitcs for RAY'S HOLDINGS, INC. HEALTH PLAN

Measure Date Value
2022: RAY'S HOLDINGS, INC. HEALTH PLAN 2022 401k membership
Total participants, beginning-of-year2022-02-01764
Total number of active participants reported on line 7a of the Form 55002022-02-010
Total of all active and inactive participants2022-02-010
Total participants2022-02-010
2021: RAY'S HOLDINGS, INC. HEALTH PLAN 2021 401k membership
Total participants, beginning-of-year2021-02-01788
Total number of active participants reported on line 7a of the Form 55002021-02-01788
Total of all active and inactive participants2021-02-01788
Total participants2021-02-01788
2020: RAY'S HOLDINGS, INC. HEALTH PLAN 2020 401k membership
Total participants, beginning-of-year2020-02-01733
Total number of active participants reported on line 7a of the Form 55002020-02-01733
Total of all active and inactive participants2020-02-01733
Total participants2020-02-01733
2019: RAY'S HOLDINGS, INC. HEALTH PLAN 2019 401k membership
Total participants, beginning-of-year2019-02-01861
Total number of active participants reported on line 7a of the Form 55002019-02-01861
Total of all active and inactive participants2019-02-01861
Total participants2019-02-01861
2018: RAY'S HOLDINGS, INC. HEALTH PLAN 2018 401k membership
Total participants, beginning-of-year2018-02-01427
Total number of active participants reported on line 7a of the Form 55002018-02-01407
Total of all active and inactive participants2018-02-01407
Total participants2018-02-01407
2017: RAY'S HOLDINGS, INC. HEALTH PLAN 2017 401k membership
Total participants, beginning-of-year2017-02-01406
Total number of active participants reported on line 7a of the Form 55002017-02-01233
Total of all active and inactive participants2017-02-01233
Total participants2017-02-01233
2016: RAY'S HOLDINGS, INC. HEALTH PLAN 2016 401k membership
Total participants, beginning-of-year2016-02-01402
Total number of active participants reported on line 7a of the Form 55002016-02-01406
Total of all active and inactive participants2016-02-01406
Total participants2016-02-01406
2015: RAY'S HOLDINGS, INC. HEALTH PLAN 2015 401k membership
Total participants, beginning-of-year2015-02-01386
Total number of active participants reported on line 7a of the Form 55002015-02-01402
Total of all active and inactive participants2015-02-01402
Total participants2015-02-01402
2014: RAY'S HOLDINGS, INC. HEALTH PLAN 2014 401k membership
Total participants, beginning-of-year2014-02-01396
Total number of active participants reported on line 7a of the Form 55002014-02-01386
Total of all active and inactive participants2014-02-01386
Total participants2014-02-01386
2013: RAY'S HOLDINGS, INC. HEALTH PLAN 2013 401k membership
Total participants, beginning-of-year2013-02-01332
Total number of active participants reported on line 7a of the Form 55002013-02-01396
Total of all active and inactive participants2013-02-01396
Total participants2013-02-01396
2012: RAY'S HOLDINGS, INC. HEALTH PLAN 2012 401k membership
Total participants, beginning-of-year2012-02-01328
Total number of active participants reported on line 7a of the Form 55002012-02-01433
Total of all active and inactive participants2012-02-01433
Total participants2012-02-01433
2011: RAY'S HOLDINGS, INC. HEALTH PLAN 2011 401k membership
Total participants, beginning-of-year2011-02-01315
Total number of active participants reported on line 7a of the Form 55002011-02-01395
Number of retired or separated participants receiving benefits2011-02-014
Total of all active and inactive participants2011-02-01399
Total participants2011-02-01399
2009: RAY'S HOLDINGS, INC. HEALTH PLAN 2009 401k membership
Total participants, beginning-of-year2009-02-01381
Total number of active participants reported on line 7a of the Form 55002009-02-01288
Number of retired or separated participants receiving benefits2009-02-012
Total of all active and inactive participants2009-02-01290
Total participants2009-02-01290

Form 5500 Responses for RAY'S HOLDINGS, INC. HEALTH PLAN

2022: RAY'S HOLDINGS, INC. HEALTH PLAN 2022 form 5500 responses
2022-02-01Type of plan entitySingle employer plan
2022-02-01This submission is the final filingYes
2022-02-01Plan funding arrangement – InsuranceYes
2022-02-01Plan funding arrangement – General assets of the sponsorYes
2022-02-01Plan benefit arrangement – InsuranceYes
2022-02-01Plan benefit arrangement – General assets of the sponsorYes
2021: RAY'S HOLDINGS, INC. HEALTH PLAN 2021 form 5500 responses
2021-02-01Type of plan entitySingle employer plan
2021-02-01Plan funding arrangement – InsuranceYes
2021-02-01Plan funding arrangement – General assets of the sponsorYes
2021-02-01Plan benefit arrangement – InsuranceYes
2021-02-01Plan benefit arrangement – General assets of the sponsorYes
2020: RAY'S HOLDINGS, INC. HEALTH PLAN 2020 form 5500 responses
2020-02-01Type of plan entitySingle employer plan
2020-02-01Plan funding arrangement – InsuranceYes
2020-02-01Plan funding arrangement – General assets of the sponsorYes
2020-02-01Plan benefit arrangement – InsuranceYes
2020-02-01Plan benefit arrangement – General assets of the sponsorYes
2019: RAY'S HOLDINGS, INC. HEALTH PLAN 2019 form 5500 responses
2019-02-01Type of plan entitySingle employer plan
2019-02-01Plan funding arrangement – InsuranceYes
2019-02-01Plan funding arrangement – General assets of the sponsorYes
2019-02-01Plan benefit arrangement – InsuranceYes
2019-02-01Plan benefit arrangement – General assets of the sponsorYes
2018: RAY'S HOLDINGS, INC. HEALTH PLAN 2018 form 5500 responses
2018-02-01Type of plan entitySingle employer plan
2018-02-01Submission has been amendedYes
2018-02-01Plan funding arrangement – InsuranceYes
2018-02-01Plan funding arrangement – General assets of the sponsorYes
2018-02-01Plan benefit arrangement – InsuranceYes
2018-02-01Plan benefit arrangement – General assets of the sponsorYes
2017: RAY'S HOLDINGS, INC. HEALTH PLAN 2017 form 5500 responses
2017-02-01Type of plan entitySingle employer plan
2017-02-01Plan funding arrangement – InsuranceYes
2017-02-01Plan funding arrangement – General assets of the sponsorYes
2017-02-01Plan benefit arrangement – InsuranceYes
2017-02-01Plan benefit arrangement – General assets of the sponsorYes
2016: RAY'S HOLDINGS, INC. HEALTH PLAN 2016 form 5500 responses
2016-02-01Type of plan entitySingle employer plan
2016-02-01Plan funding arrangement – InsuranceYes
2016-02-01Plan funding arrangement – General assets of the sponsorYes
2016-02-01Plan benefit arrangement – InsuranceYes
2016-02-01Plan benefit arrangement – General assets of the sponsorYes
2015: RAY'S HOLDINGS, INC. HEALTH PLAN 2015 form 5500 responses
2015-02-01Type of plan entitySingle employer plan
2015-02-01Plan funding arrangement – InsuranceYes
2015-02-01Plan funding arrangement – General assets of the sponsorYes
2015-02-01Plan benefit arrangement – InsuranceYes
2015-02-01Plan benefit arrangement – General assets of the sponsorYes
2014: RAY'S HOLDINGS, INC. HEALTH PLAN 2014 form 5500 responses
2014-02-01Type of plan entitySingle employer plan
2014-02-01Plan funding arrangement – InsuranceYes
2014-02-01Plan funding arrangement – General assets of the sponsorYes
2014-02-01Plan benefit arrangement – InsuranceYes
2014-02-01Plan benefit arrangement – General assets of the sponsorYes
2013: RAY'S HOLDINGS, INC. HEALTH PLAN 2013 form 5500 responses
2013-02-01Type of plan entitySingle employer plan
2013-02-01Plan funding arrangement – InsuranceYes
2013-02-01Plan funding arrangement – General assets of the sponsorYes
2013-02-01Plan benefit arrangement – InsuranceYes
2013-02-01Plan benefit arrangement – General assets of the sponsorYes
2012: RAY'S HOLDINGS, INC. HEALTH PLAN 2012 form 5500 responses
2012-02-01Type of plan entitySingle employer plan
2012-02-01Plan funding arrangement – InsuranceYes
2012-02-01Plan funding arrangement – General assets of the sponsorYes
2012-02-01Plan benefit arrangement – InsuranceYes
2012-02-01Plan benefit arrangement – General assets of the sponsorYes
2011: RAY'S HOLDINGS, INC. HEALTH PLAN 2011 form 5500 responses
2011-02-01Type of plan entitySingle employer plan
2011-02-01Plan funding arrangement – InsuranceYes
2011-02-01Plan funding arrangement – General assets of the sponsorYes
2011-02-01Plan benefit arrangement – InsuranceYes
2011-02-01Plan benefit arrangement – General assets of the sponsorYes
2009: RAY'S HOLDINGS, INC. HEALTH PLAN 2009 form 5500 responses
2009-02-01Type of plan entitySingle employer plan
2009-02-01Plan funding arrangement – InsuranceYes
2009-02-01Plan benefit arrangement – InsuranceYes

Insurance Providers Used on plan

AMERICAN UNITED LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60895 )
Policy contract numberG00614624
Policy instance 1
Insurance contract or identification numberG00614624
Number of Individuals Covered498
Insurance policy start date2022-01-01
Insurance policy end date2022-09-30
Total amount of commissions paid to insurance brokerUSD $11,439
Total amount of fees paid to insurance companyUSD $447
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $114,393
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $11,439
Amount paid for insurance broker fees447
Additional information about fees paid to insurance brokerWATCH TOWER BENEFITS
Insurance broker organization code?3
AMERICAN UNITED LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60895 )
Policy contract numberG00614624
Policy instance 1
Insurance contract or identification numberG00614624
Number of Individuals Covered507
Insurance policy start date2021-01-01
Insurance policy end date2021-12-31
Total amount of commissions paid to insurance brokerUSD $12,536
Total amount of fees paid to insurance companyUSD $433
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $125,364
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $12,536
Amount paid for insurance broker fees433
Additional information about fees paid to insurance brokerWATCH TOWER BENEFITS
Insurance broker organization code?3
AMERICAN UNITED LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60895 )
Policy contract numberG00614624
Policy instance 1
Insurance contract or identification numberG00614624
Number of Individuals Covered523
Insurance policy start date2020-01-01
Insurance policy end date2020-12-31
Total amount of commissions paid to insurance brokerUSD $15,062
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $150,617
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $15,062
Insurance broker organization code?3
AMERICAN UNITED LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60895 )
Policy contract numberG00614624
Policy instance 1
Insurance contract or identification numberG00614624
Number of Individuals Covered546
Insurance policy start date2019-01-01
Insurance policy end date2019-12-31
Total amount of commissions paid to insurance brokerUSD $13,340
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $133,629
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $13,340
Insurance broker organization code?3
AMERICAN UNITED LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60895 )
Policy contract numberG00614624
Policy instance 1
Insurance contract or identification numberG00614624
Number of Individuals Covered570
Insurance policy start date2018-01-01
Insurance policy end date2018-12-31
Total amount of commissions paid to insurance brokerUSD $13,135
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $131,351
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $13,135
Insurance broker organization code?3
AMERICAN UNITED LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 60895 )
Policy contract numberG00614624
Policy instance 1
Insurance contract or identification numberG00614624
Number of Individuals Covered476
Insurance policy start date2017-02-01
Insurance policy end date2017-12-31
Total amount of commissions paid to insurance brokerUSD $10,863
Total amount of fees paid to insurance companyUSD $3,380
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $108,633
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $10,863
Amount paid for insurance broker fees3380
Additional information about fees paid to insurance brokerOTHER COMPENSATION
Insurance broker organization code?3
Insurance broker nameM J INSURANCE INC.
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA (National Association of Insurance Commissioners NAIC id number: 64246 )
Policy contract number00488757
Policy instance 1
Insurance contract or identification number00488757
Number of Individuals Covered402
Insurance policy start date2015-02-01
Insurance policy end date2016-01-31
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $119,655
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?Yes
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA (National Association of Insurance Commissioners NAIC id number: 64246 )
Policy contract number00488757
Policy instance 1
Insurance contract or identification number00488757
Number of Individuals Covered502
Insurance policy start date2014-02-01
Insurance policy end date2015-01-31
Total amount of commissions paid to insurance brokerUSD $14,053
Total amount of fees paid to insurance companyUSD $4,204
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $140,534
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $14,053
Amount paid for insurance broker fees4204
Additional information about fees paid to insurance brokerBROKER FEES
Insurance broker organization code?3
Insurance broker nameMJ INSURANCE INC.
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA (National Association of Insurance Commissioners NAIC id number: 64246 )
Policy contract number00488757
Policy instance 1
Insurance contract or identification number00488757
Number of Individuals Covered477
Insurance policy start date2013-02-01
Insurance policy end date2014-01-31
Total amount of commissions paid to insurance brokerUSD $8,753
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $87,528
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $8,753
Insurance broker organization code?3
Insurance broker nameMJ INSURANCE INC.
LIFE INSURANCE COMPANY OF NORTH AMERICA (National Association of Insurance Commissioners NAIC id number: 65498 )
Policy contract numberFLX961B94 OK963
Policy instance 1
Insurance contract or identification numberFLX961B94 OK963
Number of Individuals Covered328
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Life Insurance Welfare BenefitYes
Other welfare benefits providedAD&D
Welfare Benefit Premiums Paid to CarrierUSD $57,612
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?Yes
LIFE INSURANCE COMPANY OF NORTH AMERICA (National Association of Insurance Commissioners NAIC id number: 65498 )
Policy contract numberFLX961B94
Policy instance 2
Insurance contract or identification numberFLX961B94
Number of Individuals Covered399
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $4,425
Life Insurance Welfare BenefitYes
Welfare Benefit Premiums Paid to CarrierUSD $44,253
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
LIFE INSURANCE COMPANY OF NORTH AMERICA (National Association of Insurance Commissioners NAIC id number: 65498 )
Policy contract numberOK 963479
Policy instance 3
Insurance contract or identification numberOK 963479
Number of Individuals Covered399
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $638
Other welfare benefits providedACCIDENTAL DEATH AND DISMEMBERMENT
Welfare Benefit Premiums Paid to CarrierUSD $6,379
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
ANTHEM INSURANCE COMPANIES, INC (National Association of Insurance Commissioners NAIC id number: 28207 )
Policy contract number00110869
Policy instance 1
Insurance contract or identification number00110869
Number of Individuals Covered0
Insurance policy start date2011-02-01
Insurance policy end date2012-01-31
Total amount of commissions paid to insurance brokerUSD $16
Health Insurance Welfare BenefitYes
Welfare Benefit Premiums Paid to CarrierUSD $-1,552
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
THE GUARDIAN (National Association of Insurance Commissioners NAIC id number: 64246 )
Policy contract number00427140
Policy instance 5
Insurance contract or identification number00427140
Number of Individuals Covered325
Insurance policy start date2010-07-01
Insurance policy end date2011-01-31
Total amount of commissions paid to insurance brokerUSD $1,914
Total amount of fees paid to insurance companyUSD $0
Dental Insurance Welfare BenefitYes
Welfare Benefit Premiums Paid to CarrierUSD $9,813
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $1,914
Insurance broker organization code?3
Insurance broker nameMILES FINCH, INC
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA (National Association of Insurance Commissioners NAIC id number: 64246 )
Policy contract number00427140
Policy instance 4
Insurance contract or identification number00427140
Number of Individuals Covered315
Insurance policy start date2009-07-01
Insurance policy end date2010-06-30
Total amount of commissions paid to insurance brokerUSD $3,799
Total amount of fees paid to insurance companyUSD $0
Dental Insurance Welfare BenefitYes
Welfare Benefit Premiums Paid to CarrierUSD $19,484
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $3,799
Insurance broker organization code?3
Insurance broker nameMILES FINCH, INC.
LIFE INSURANCE COMPANY OF NORTH AMERICA (National Association of Insurance Commissioners NAIC id number: 65498 )
Policy contract numberOK 963479
Policy instance 3
Insurance contract or identification numberOK 963479
Number of Individuals Covered343
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $528
Total amount of fees paid to insurance companyUSD $0
Other welfare benefits providedACCIDENTAL DEATH AND DISMEMBERMENT
Welfare Benefit Premiums Paid to CarrierUSD $5,280
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $528
Insurance broker organization code?3
Insurance broker nameREGIONS INSURANCE, INC.
LIFE INSURANCE COMPANY OF NORTH AMERICA (National Association of Insurance Commissioners NAIC id number: 65498 )
Policy contract numberFLX961894
Policy instance 2
Insurance contract or identification numberFLX961894
Number of Individuals Covered343
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $3,559
Total amount of fees paid to insurance companyUSD $0
Life Insurance Welfare BenefitYes
Welfare Benefit Premiums Paid to CarrierUSD $35,593
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $3,559
Insurance broker organization code?3
Insurance broker nameREGIONS INSURANCE, INC
ANTHEM INSURANCE COMPANIES, INC (National Association of Insurance Commissioners NAIC id number: 28207 )
Policy contract number00110869
Policy instance 1
Insurance contract or identification number00110869
Number of Individuals Covered326
Insurance policy start date2010-02-01
Insurance policy end date2011-01-31
Total amount of commissions paid to insurance brokerUSD $61,664
Total amount of fees paid to insurance companyUSD $0
Health Insurance Welfare BenefitYes
Welfare Benefit Premiums Paid to CarrierUSD $2,206,210
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $61,664
Insurance broker organization code?3
Insurance broker nameREGIONS INSURANCE, INC.

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