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ROMA BANK 401(K) SAVINGS PLAN 401k Plan overview

Plan NameROMA BANK 401(K) SAVINGS PLAN
Plan identification number 002

ROMA BANK 401(K) SAVINGS PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

401k Sponsoring company profile

ROMA BANK has sponsored the creation of one or more 401k plans.

Company Name:ROMA BANK
Employer identification number (EIN):210550414
NAIC Classification:522120
NAIC Description:Savings Institutions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ROMA BANK 401(K) SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0022012-01-01SHARON LAMONT EMMA CARTIER2013-07-29
0022011-01-01SHARON LAMONT EMMA CARTIER2012-10-03
0022010-01-01SHARON LAMONT EMMA CARTIER2011-07-26
0022009-01-01MAURICE T. PERILLI MARGARET T. NORTON2010-06-29
0022009-01-01MAURICE T. PERILLI MARGARET T. NORTON2010-07-27
0022009-01-01MAURICE T. PERILLI MARGARET T. NORTON2010-06-29

Plan Statistics for ROMA BANK 401(K) SAVINGS PLAN

401k plan membership statisitcs for ROMA BANK 401(K) SAVINGS PLAN

Measure Date Value
2012: ROMA BANK 401(K) SAVINGS PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01294
Total number of active participants reported on line 7a of the Form 55002012-01-01245
Number of retired or separated participants receiving benefits2012-01-013
Number of other retired or separated participants entitled to future benefits2012-01-0147
Total of all active and inactive participants2012-01-01295
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01295
Number of participants with account balances2012-01-01211
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-012
2011: ROMA BANK 401(K) SAVINGS PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01305
Total number of active participants reported on line 7a of the Form 55002011-01-01252
Number of retired or separated participants receiving benefits2011-01-015
Number of other retired or separated participants entitled to future benefits2011-01-0136
Total of all active and inactive participants2011-01-01293
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-011
Total participants2011-01-01294
Number of participants with account balances2011-01-01213
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-011
2010: ROMA BANK 401(K) SAVINGS PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01263
Total number of active participants reported on line 7a of the Form 55002010-01-01247
Number of retired or separated participants receiving benefits2010-01-012
Number of other retired or separated participants entitled to future benefits2010-01-0155
Total of all active and inactive participants2010-01-01304
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-011
Total participants2010-01-01305
Number of participants with account balances2010-01-01164
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-013
2009: ROMA BANK 401(K) SAVINGS PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01152
Total number of active participants reported on line 7a of the Form 55002009-01-01165
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-011
Total of all active and inactive participants2009-01-01166
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01166
Number of participants with account balances2009-01-01122
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on ROMA BANK 401(K) SAVINGS PLAN

Measure Date Value
2012 : ROMA BANK 401(K) SAVINGS PLAN 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2012-12-31$774,526
Total unrealized appreciation/depreciation of assets2012-12-31$774,526
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$2,296,806
Total loss/gain on sale of assets2012-12-31$-23,983
Total of all expenses incurred2012-12-31$626,300
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$607,858
Value of total corrective distributions2012-12-31$5,187
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$714,732
Value of total assets at end of year2012-12-31$9,463,672
Value of total assets at beginning of year2012-12-31$7,793,166
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$13,255
Total interest from all sources2012-12-31$8,496
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$157,201
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$126,606
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$5,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$513,587
Participant contributions at end of year2012-12-31$250,737
Participant contributions at beginning of year2012-12-31$205,699
Administrative expenses (other) incurred2012-12-31$1,680
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$1,670,506
Value of net assets at end of year (total assets less liabilities)2012-12-31$9,463,672
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$7,793,166
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$4,882,424
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$4,235,251
Interest on participant loans2012-12-31$8,489
Value of interest in common/collective trusts at end of year2012-12-31$2,063,887
Value of interest in common/collective trusts at beginning of year2012-12-31$1,778,131
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$7
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$543,637
Net investment gain or loss from common/collective trusts2012-12-31$122,197
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Assets. Invements in employer securities at end of year2012-12-31$2,266,624
Assets. Invements in employer securities at beginning of year2012-12-31$1,574,085
Contributions received in cash from employer2012-12-31$201,145
Income. Dividends from common stock2012-12-31$30,595
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$607,858
Contract administrator fees2012-12-31$11,575
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Aggregate proceeds on sale of assets2012-12-31$179,393
Aggregate carrying amount (costs) on sale of assets2012-12-31$203,376
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31No
Opinion of an independent qualified public accountant for this plan2012-12-31Unqualified
Accountancy firm name2012-12-31PARENTEBEARD, LLC
Accountancy firm EIN2012-12-31232932984
2011 : ROMA BANK 401(K) SAVINGS PLAN 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2011-12-31$-95,129
Total unrealized appreciation/depreciation of assets2011-12-31$-95,129
Total transfer of assets to this plan2011-12-31$351,747
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$491,919
Total loss/gain on sale of assets2011-12-31$-4,109
Total of all expenses incurred2011-12-31$552,634
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$539,537
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$631,425
Value of total assets at end of year2011-12-31$7,793,166
Value of total assets at beginning of year2011-12-31$7,502,134
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$13,097
Total interest from all sources2011-12-31$8,844
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$115,627
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$69,020
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$5,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$455,269
Participant contributions at end of year2011-12-31$205,699
Participant contributions at beginning of year2011-12-31$235,034
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$997
Administrative expenses (other) incurred2011-12-31$2,040
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$-60,715
Value of net assets at end of year (total assets less liabilities)2011-12-31$7,793,166
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$7,502,134
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$4,235,251
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$4,250,637
Interest on participant loans2011-12-31$8,802
Value of interest in common/collective trusts at end of year2011-12-31$1,778,131
Value of interest in common/collective trusts at beginning of year2011-12-31$1,367,363
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$42
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-173,342
Net investment gain or loss from common/collective trusts2011-12-31$8,603
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Assets. Invements in employer securities at end of year2011-12-31$1,574,085
Assets. Invements in employer securities at beginning of year2011-12-31$1,649,100
Contributions received in cash from employer2011-12-31$175,159
Income. Dividends from common stock2011-12-31$46,607
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$539,537
Contract administrator fees2011-12-31$11,057
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Aggregate proceeds on sale of assets2011-12-31$96,561
Aggregate carrying amount (costs) on sale of assets2011-12-31$100,670
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31No
Opinion of an independent qualified public accountant for this plan2011-12-31Unqualified
Accountancy firm name2011-12-31PARANTE BEARD, LLC
Accountancy firm EIN2011-12-31232932984
2010 : ROMA BANK 401(K) SAVINGS PLAN 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2010-12-31$-248,034
Total unrealized appreciation/depreciation of assets2010-12-31$-248,034
Total transfer of assets to this plan2010-12-31$2,081,897
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$886,856
Total loss/gain on sale of assets2010-12-31$-8,214
Total of all expenses incurred2010-12-31$213,678
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$205,242
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$558,135
Value of total assets at end of year2010-12-31$7,502,134
Value of total assets at beginning of year2010-12-31$4,747,059
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$8,436
Total interest from all sources2010-12-31$9,142
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$124,565
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$77,958
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$5,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$394,542
Participant contributions at end of year2010-12-31$235,034
Participant contributions at beginning of year2010-12-31$137,767
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$6,901
Administrative expenses (other) incurred2010-12-31$2,040
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$673,178
Value of net assets at end of year (total assets less liabilities)2010-12-31$7,502,134
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$4,747,059
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$4,250,637
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$1,994,012
Interest on participant loans2010-12-31$9,112
Value of interest in common/collective trusts at end of year2010-12-31$1,367,363
Value of interest in common/collective trusts at beginning of year2010-12-31$778,494
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$30
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$365,321
Net investment gain or loss from common/collective trusts2010-12-31$85,941
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Assets. Invements in employer securities at end of year2010-12-31$1,649,100
Assets. Invements in employer securities at beginning of year2010-12-31$1,836,786
Contributions received in cash from employer2010-12-31$156,692
Income. Dividends from common stock2010-12-31$46,607
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$205,242
Contract administrator fees2010-12-31$6,396
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Aggregate proceeds on sale of assets2010-12-31$50,321
Aggregate carrying amount (costs) on sale of assets2010-12-31$58,535
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31No
Opinion of an independent qualified public accountant for this plan2010-12-31Unqualified
Accountancy firm name2010-12-31PARANTE BEARD, LLC
Accountancy firm EIN2010-12-31232932984
2009 : ROMA BANK 401(K) SAVINGS PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for ROMA BANK 401(K) SAVINGS PLAN

2012: ROMA BANK 401(K) SAVINGS PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: ROMA BANK 401(K) SAVINGS PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: ROMA BANK 401(K) SAVINGS PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: ROMA BANK 401(K) SAVINGS PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedYes
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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