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ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 401k Plan overview

Plan NameROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN
Plan identification number 003

ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Stock bonus
  • Leveraged ESOP - An ESOP that acquires employer securities with borrowed money or other debt-financing techniques. A completed Schedule E must be attached to a Form 5500 filed for an ESOP.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).
  • Plan requiring that all or part of employer contributions be invested and held, at least for a limited period, in employer securities.

401k Sponsoring company profile

ROMA BANK has sponsored the creation of one or more 401k plans.

Company Name:ROMA BANK
Employer identification number (EIN):210550414
NAIC Classification:522120
NAIC Description:Savings Institutions

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0032012-01-01SHARON LAMONT EMMA CARTIER2013-07-29
0032011-01-01SHARON LAMONT EMMA CARTIER2012-10-03
0032010-01-01SHARON LAMONT EMMA CARTIER2011-10-11
0032009-01-01MAURICE T. PERILLI MAURICE T. PERILLI2010-10-15

Plan Statistics for ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN

401k plan membership statisitcs for ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN

Measure Date Value
2012: ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01192
Total number of active participants reported on line 7a of the Form 55002012-01-01226
Number of retired or separated participants receiving benefits2012-01-011
Number of other retired or separated participants entitled to future benefits2012-01-0126
Total of all active and inactive participants2012-01-01253
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01253
Number of participants with account balances2012-01-01253
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-0116
2011: ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01179
Total number of active participants reported on line 7a of the Form 55002011-01-01175
Number of retired or separated participants receiving benefits2011-01-011
Number of other retired or separated participants entitled to future benefits2011-01-0116
Total of all active and inactive participants2011-01-01192
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01192
Number of participants with account balances2011-01-01192
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-019
2010: ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01158
Total number of active participants reported on line 7a of the Form 55002010-01-01165
Number of retired or separated participants receiving benefits2010-01-011
Number of other retired or separated participants entitled to future benefits2010-01-0113
Total of all active and inactive participants2010-01-01179
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01179
Number of participants with account balances2010-01-01179
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-016
2009: ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01150
Total number of active participants reported on line 7a of the Form 55002009-01-01149
Number of retired or separated participants receiving benefits2009-01-018
Number of other retired or separated participants entitled to future benefits2009-01-011
Total of all active and inactive participants2009-01-01158
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01158
Number of participants with account balances2009-01-01156
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN

Measure Date Value
2012 : ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2012-12-31$4,080,812
Total unrealized appreciation/depreciation of assets2012-12-31$4,080,812
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$5,752,745
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$6,202,976
Expenses. Interest paid2012-12-31$498,053
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-1022012-12-31$498,053
Total income from all sources (including contributions)2012-12-31$5,022,274
Total loss/gain on sale of assets2012-12-31$-8,005
Total of all expenses incurred2012-12-31$598,058
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$100,005
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$793,275
Value of total assets at end of year2012-12-31$11,687,045
Value of total assets at beginning of year2012-12-31$7,713,060
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$0
Total interest from all sources2012-12-31$4
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$156,188
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$5,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Total non interest bearing cash at end of year2012-12-31$0
Total non interest bearing cash at beginning of year2012-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$4,424,216
Value of net assets at end of year (total assets less liabilities)2012-12-31$5,934,300
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$1,510,084
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$1,251
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$1,304
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$1,304
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$4
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Assets. Invements in employer securities at end of year2012-12-31$11,685,794
Assets. Invements in employer securities at beginning of year2012-12-31$7,711,756
Contributions received in cash from employer2012-12-31$793,275
Income. Dividends from common stock2012-12-31$156,188
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$100,005
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Aggregate proceeds on sale of assets2012-12-31$261,181
Aggregate carrying amount (costs) on sale of assets2012-12-31$269,186
Liabilities. Value of acquisition indebtedness at end of year2012-12-31$5,752,745
Liabilities. Value of acquisition indebtedness at beginning of year2012-12-31$6,202,976
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31No
Opinion of an independent qualified public accountant for this plan2012-12-31Unqualified
Accountancy firm name2012-12-31PARENTEBEARD, LLC
Accountancy firm EIN2012-12-31232932984
2011 : ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2011-12-31$-595,536
Total unrealized appreciation/depreciation of assets2011-12-31$-595,536
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$6,202,976
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$6,617,902
Expenses. Interest paid2011-12-31$533,358
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-1022011-12-31$533,358
Total income from all sources (including contributions)2011-12-31$340,905
Total loss/gain on sale of assets2011-12-31$-14,851
Total of all expenses incurred2011-12-31$710,922
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$177,564
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$697,492
Value of total assets at end of year2011-12-31$7,713,060
Value of total assets at beginning of year2011-12-31$8,498,003
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$0
Total interest from all sources2011-12-31$5
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$253,795
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$5,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Total non interest bearing cash at end of year2011-12-31$0
Total non interest bearing cash at beginning of year2011-12-31$1
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$-370,017
Value of net assets at end of year (total assets less liabilities)2011-12-31$1,510,084
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$1,880,101
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$1,304
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$1,434
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$1,434
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$5
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Assets. Invements in employer securities at end of year2011-12-31$7,711,756
Assets. Invements in employer securities at beginning of year2011-12-31$8,496,568
Contributions received in cash from employer2011-12-31$697,492
Income. Dividends from common stock2011-12-31$253,795
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$177,564
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Aggregate proceeds on sale of assets2011-12-31$607,362
Aggregate carrying amount (costs) on sale of assets2011-12-31$622,213
Liabilities. Value of acquisition indebtedness at end of year2011-12-31$6,202,976
Liabilities. Value of acquisition indebtedness at beginning of year2011-12-31$6,617,902
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31No
Opinion of an independent qualified public accountant for this plan2011-12-31Unqualified
Accountancy firm name2011-12-31PARENTEBEARD, LLC
Accountancy firm EIN2011-12-31232932984
2010 : ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2010 401k financial data
Unrealized appreciation/depreciation of real estate assets2010-12-31$-1,411,401
Total unrealized appreciation/depreciation of assets2010-12-31$-1,411,401
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$6,617,902
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$7,000,291
Expenses. Interest paid2010-12-31$565,895
Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-1022010-12-31$565,895
Total income from all sources (including contributions)2010-12-31$-465,041
Total loss/gain on sale of assets2010-12-31$-2,456
Total of all expenses incurred2010-12-31$614,584
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$48,689
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$691,589
Value of total assets at end of year2010-12-31$8,498,003
Value of total assets at beginning of year2010-12-31$9,960,017
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$0
Total interest from all sources2010-12-31$23
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$257,181
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$5,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Other income not declared elsewhere2010-12-31$23
Total non interest bearing cash at end of year2010-12-31$1
Total non interest bearing cash at beginning of year2010-12-31$4
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$-1,079,625
Value of net assets at end of year (total assets less liabilities)2010-12-31$1,880,101
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$2,959,726
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Interest earned on other investments2010-12-31$23
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$1,434
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$1,450
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$1,450
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Assets. Invements in employer securities at end of year2010-12-31$8,496,568
Assets. Invements in employer securities at beginning of year2010-12-31$9,958,563
Contributions received in cash from employer2010-12-31$691,589
Income. Dividends from common stock2010-12-31$257,181
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$48,689
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Aggregate proceeds on sale of assets2010-12-31$36,429
Aggregate carrying amount (costs) on sale of assets2010-12-31$38,885
Liabilities. Value of acquisition indebtedness at end of year2010-12-31$6,617,902
Liabilities. Value of acquisition indebtedness at beginning of year2010-12-31$7,000,291
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31No
Opinion of an independent qualified public accountant for this plan2010-12-31Unqualified
Accountancy firm name2010-12-31PARENTEBEARD, LLC
Accountancy firm EIN2010-12-31232932984
2009 : ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN

2012: ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: ROMA BANK EMPLOYEE STOCK OWNERSHIP PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedYes
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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