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EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 401k Plan overview

Plan NameEMPLOYEE BENEFIT PLAN OF BRIDGES, INC.
Plan identification number 001

EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

BRIDGES, INC. has sponsored the creation of one or more 401k plans.

Company Name:BRIDGES, INC.
Employer identification number (EIN):222776414
NAIC Classification:813000
NAIC Description: Religious, Grantmaking, Civic, Professional, and Similar Organizations

Form 5500 Filing Information

Submission information for form 5500 for 401k plan EMPLOYEE BENEFIT PLAN OF BRIDGES, INC.

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012016-07-01JAMES RAFFERTY
0012015-07-01JIM RAFFERTY JIM RAFFERTY2017-04-07
0012015-01-01JIM RAFFERTY JIM RAFFERTY2016-04-15
0012014-01-01JIM RAFFERTY JIM RAFFERTY2015-10-15
0012013-01-01JAMES RAFFERTY JAMES RAFFERTY2014-10-10
0012012-01-01JAMES RAFFERTY JAMES RAFFERTY2013-10-04
0012011-01-01JAMES RAFFERTY JAMES RAFFERTY2012-09-27
0012010-01-01JAMES RAFFERTY JAMES RAFFERTY2011-09-30
0012009-01-01JAMES RAFFERTY JAMES RAFFERTY2010-09-27
0012009-01-01JAMES RAFFERTY JAMES RAFFERTY2010-09-30
0012009-01-01JAMES RAFFERTY JAMES RAFFERTY2010-09-30

Plan Statistics for EMPLOYEE BENEFIT PLAN OF BRIDGES, INC.

401k plan membership statisitcs for EMPLOYEE BENEFIT PLAN OF BRIDGES, INC.

Measure Date Value
2016: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2016 401k membership
Total participants, beginning-of-year2016-07-01169
Total number of active participants reported on line 7a of the Form 55002016-07-01141
Number of retired or separated participants receiving benefits2016-07-010
Number of other retired or separated participants entitled to future benefits2016-07-0145
Total of all active and inactive participants2016-07-01186
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-07-010
Total participants2016-07-01186
Number of participants with account balances2016-07-01181
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-07-011
2015: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2015 401k membership
Total participants, beginning-of-year2015-07-01166
Total number of active participants reported on line 7a of the Form 55002015-07-01122
Number of retired or separated participants receiving benefits2015-07-010
Number of other retired or separated participants entitled to future benefits2015-07-0146
Total of all active and inactive participants2015-07-01168
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-07-011
Total participants2015-07-01169
Number of participants with account balances2015-07-01168
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-07-014
Total participants, beginning-of-year2015-01-01166
Total number of active participants reported on line 7a of the Form 55002015-01-01115
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0151
Total of all active and inactive participants2015-01-01166
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01166
Number of participants with account balances2015-01-01166
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-0114
2014: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2014 401k membership
Total participants, beginning-of-year2014-01-010
Total number of active participants reported on line 7a of the Form 55002014-01-01152
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0114
Total of all active and inactive participants2014-01-01166
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01166
Number of participants with account balances2014-01-01166
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-012
2013: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2013 401k membership
Total participants, beginning-of-year2013-01-01161
Total number of active participants reported on line 7a of the Form 55002013-01-01108
Number of other retired or separated participants entitled to future benefits2013-01-0146
Total of all active and inactive participants2013-01-01154
Total participants2013-01-01154
Number of participants with account balances2013-01-01158
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-0110
2012: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2012 401k membership
Total participants, beginning-of-year2012-01-01160
Total number of active participants reported on line 7a of the Form 55002012-01-01115
Number of other retired or separated participants entitled to future benefits2012-01-0141
Total of all active and inactive participants2012-01-01156
Total participants2012-01-01156
Number of participants with account balances2012-01-01155
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-018
2011: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2011 401k membership
Total participants, beginning-of-year2011-01-01164
Total number of active participants reported on line 7a of the Form 55002011-01-01116
Number of other retired or separated participants entitled to future benefits2011-01-0140
Total of all active and inactive participants2011-01-01156
Total participants2011-01-01156
Number of participants with account balances2011-01-01140
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-017
2010: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2010 401k membership
Total participants, beginning-of-year2010-01-01157
Total number of active participants reported on line 7a of the Form 55002010-01-01114
Number of other retired or separated participants entitled to future benefits2010-01-0138
Total of all active and inactive participants2010-01-01152
Total participants2010-01-01152
Number of participants with account balances2010-01-01149
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-017
2009: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2009 401k membership
Total participants, beginning-of-year2009-01-01165
Total number of active participants reported on line 7a of the Form 55002009-01-01108
Number of other retired or separated participants entitled to future benefits2009-01-0141
Total of all active and inactive participants2009-01-01149
Total participants2009-01-01149
Number of participants with account balances2009-01-01148
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-019

Financial Data on EMPLOYEE BENEFIT PLAN OF BRIDGES, INC.

Measure Date Value
2017 : EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-06-30$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-06-30$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-06-30$0
Total income from all sources (including contributions)2017-06-30$852,257
Total loss/gain on sale of assets2017-06-30$0
Total of all expenses incurred2017-06-30$947,342
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-06-30$944,990
Expenses. Certain deemed distributions of participant loans2017-06-30$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-06-30$306,350
Value of total assets at end of year2017-06-30$3,817,130
Value of total assets at beginning of year2017-06-30$3,912,215
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-06-30$2,352
Total interest from all sources2017-06-30$785
Total dividends received (eg from common stock, registered investment company shares)2017-06-30$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-06-30No
Was this plan covered by a fidelity bond2017-06-30Yes
Value of fidelity bond cover2017-06-30$400,000
If this is an individual account plan, was there a blackout period2017-06-30No
Were there any nonexempt tranactions with any party-in-interest2017-06-30No
Contributions received from participants2017-06-30$69,796
Participant contributions at end of year2017-06-30$6,400
Assets. Other investments not covered elsewhere at end of year2017-06-30$63,021
Assets. Other investments not covered elsewhere at beginning of year2017-06-30$58,990
Income. Received or receivable in cash from other sources (including rollovers)2017-06-30$157,739
Other income not declared elsewhere2017-06-30$4,030
Administrative expenses (other) incurred2017-06-30$2,352
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-06-30No
Value of net income/loss2017-06-30$-95,085
Value of net assets at end of year (total assets less liabilities)2017-06-30$3,817,130
Value of net assets at beginning of year (total assets less liabilities)2017-06-30$3,912,215
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-06-30No
Were any loans by the plan or fixed income obligations due to the plan in default2017-06-30No
Were any leases to which the plan was party in default or uncollectible2017-06-30No
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-06-30$3,604,877
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-06-30$3,672,472
Interest on participant loans2017-06-30$0
Interest earned on other investments2017-06-30$785
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2017-06-30$64,017
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2017-06-30$73,748
Expenses. Payments to insurance carriers foe the provision of benefits2017-06-30$0
Net investment gain/loss from pooled separate accounts2017-06-30$541,092
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-06-30No
Was there a failure to transmit to the plan any participant contributions2017-06-30No
Has the plan failed to provide any benefit when due under the plan2017-06-30No
Contributions received in cash from employer2017-06-30$78,815
Employer contributions (assets) at end of year2017-06-30$78,815
Employer contributions (assets) at beginning of year2017-06-30$107,005
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-06-30$944,990
Did the plan have assets held for investment2017-06-30Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-06-30No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-06-30No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-06-30Yes
Opinion of an independent qualified public accountant for this plan2017-06-30Disclaimer
Accountancy firm name2017-06-30KLR
Accountancy firm EIN2017-06-30050409384
2016 : EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-06-30$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-06-30$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-06-30$0
Total income from all sources (including contributions)2016-06-30$258,250
Total loss/gain on sale of assets2016-06-30$0
Total of all expenses incurred2016-06-30$209,873
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-06-30$207,719
Expenses. Certain deemed distributions of participant loans2016-06-30$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-06-30$252,201
Value of total assets at end of year2016-06-30$3,912,215
Value of total assets at beginning of year2016-06-30$3,863,838
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-06-30$2,154
Total interest from all sources2016-06-30$760
Total dividends received (eg from common stock, registered investment company shares)2016-06-30$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-06-30No
Was this plan covered by a fidelity bond2016-06-30Yes
Value of fidelity bond cover2016-06-30$400,000
If this is an individual account plan, was there a blackout period2016-06-30No
Were there any nonexempt tranactions with any party-in-interest2016-06-30No
Contributions received from participants2016-06-30$68,132
Assets. Other investments not covered elsewhere at end of year2016-06-30$58,990
Assets. Other investments not covered elsewhere at beginning of year2016-06-30$56,112
Income. Received or receivable in cash from other sources (including rollovers)2016-06-30$76,230
Other income not declared elsewhere2016-06-30$2,878
Administrative expenses (other) incurred2016-06-30$2,154
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-06-30No
Value of net income/loss2016-06-30$48,377
Value of net assets at end of year (total assets less liabilities)2016-06-30$3,912,215
Value of net assets at beginning of year (total assets less liabilities)2016-06-30$3,863,838
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-06-30No
Were any loans by the plan or fixed income obligations due to the plan in default2016-06-30No
Were any leases to which the plan was party in default or uncollectible2016-06-30No
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-06-30$3,672,472
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-06-30$3,683,028
Interest on participant loans2016-06-30$0
Interest earned on other investments2016-06-30$760
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2016-06-30$73,748
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2016-06-30$81,909
Expenses. Payments to insurance carriers foe the provision of benefits2016-06-30$0
Net investment gain/loss from pooled separate accounts2016-06-30$2,411
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-06-30No
Was there a failure to transmit to the plan any participant contributions2016-06-30No
Has the plan failed to provide any benefit when due under the plan2016-06-30No
Contributions received in cash from employer2016-06-30$107,839
Employer contributions (assets) at end of year2016-06-30$107,005
Employer contributions (assets) at beginning of year2016-06-30$42,789
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-06-30$207,719
Did the plan have assets held for investment2016-06-30Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-06-30No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-06-30No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-06-30Yes
Opinion of an independent qualified public accountant for this plan2016-06-30Disclaimer
Accountancy firm name2016-06-30KLR
Accountancy firm EIN2016-06-30050409384
2015 : EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-06-30$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-06-30$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-06-30$0
Total income from all sources (including contributions)2015-06-30$174,092
Total loss/gain on sale of assets2015-06-30$0
Total of all expenses incurred2015-06-30$177,544
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-06-30$177,291
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-06-30$80,411
Value of total assets at end of year2015-06-30$3,863,838
Value of total assets at beginning of year2015-06-30$3,867,290
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-06-30$253
Total interest from all sources2015-06-30$384
Total dividends received (eg from common stock, registered investment company shares)2015-06-30$0
Was this plan covered by a fidelity bond2015-06-30Yes
Value of fidelity bond cover2015-06-30$400,000
If this is an individual account plan, was there a blackout period2015-06-30No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-06-30$0
Were there any nonexempt tranactions with any party-in-interest2015-06-30No
Contributions received from participants2015-06-30$33,942
Assets. Other investments not covered elsewhere at end of year2015-06-30$56,112
Assets. Other investments not covered elsewhere at beginning of year2015-06-30$54,604
Income. Received or receivable in cash from other sources (including rollovers)2015-06-30$3,680
Other income not declared elsewhere2015-06-30$1,508
Administrative expenses (other) incurred2015-06-30$253
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-06-30No
Income. Non cash contributions2015-06-30$0
Value of net income/loss2015-06-30$-3,452
Value of net assets at end of year (total assets less liabilities)2015-06-30$3,863,838
Value of net assets at beginning of year (total assets less liabilities)2015-06-30$3,867,290
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-06-30No
Were any loans by the plan or fixed income obligations due to the plan in default2015-06-30No
Were any leases to which the plan was party in default or uncollectible2015-06-30No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-06-30$3,683,028
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-06-30$3,655,183
Interest earned on other investments2015-06-30$384
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2015-06-30$81,909
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2015-06-30$74,171
Net investment gain/loss from pooled separate accounts2015-06-30$91,789
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-06-30No
Was there a failure to transmit to the plan any participant contributions2015-06-30No
Has the plan failed to provide any benefit when due under the plan2015-06-30No
Contributions received in cash from employer2015-06-30$42,789
Employer contributions (assets) at end of year2015-06-30$42,789
Employer contributions (assets) at beginning of year2015-06-30$83,332
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-06-30$177,291
Did the plan have assets held for investment2015-06-30Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-06-30No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-06-30No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-06-30Yes
Opinion of an independent qualified public accountant for this plan2015-06-30Disclaimer
Accountancy firm name2015-06-30KAHN KITWIN RENZA & CO LTD
Accountancy firm EIN2015-06-30050409384
2014 : EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$392,345
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$251,939
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$245,597
Expenses. Certain deemed distributions of participant loans2014-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$164,700
Value of total assets at end of year2014-12-31$3,867,290
Value of total assets at beginning of year2014-12-31$3,726,884
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$6,342
Total interest from all sources2014-12-31$678
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$400,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$73,515
Assets. Other investments not covered elsewhere at end of year2014-12-31$54,604
Assets. Other investments not covered elsewhere at beginning of year2014-12-31$51,043
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$0
Other income not declared elsewhere2014-12-31$3,561
Administrative expenses (other) incurred2014-12-31$6,342
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$140,406
Value of net assets at end of year (total assets less liabilities)2014-12-31$3,867,290
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$3,726,884
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$3,655,183
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$0
Value of interest in pooled separate accounts at beginning of year2014-12-31$3,338,261
Interest on participant loans2014-12-31$0
Interest earned on other investments2014-12-31$678
Value of funds held in insurance company general accounts (unallocated contracts) at end of year2014-12-31$74,171
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year2014-12-31$0
Expenses. Payments to insurance carriers foe the provision of benefits2014-12-31$0
Net investment gain/loss from pooled separate accounts2014-12-31$223,406
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$91,185
Employer contributions (assets) at end of year2014-12-31$83,332
Employer contributions (assets) at beginning of year2014-12-31$337,580
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$245,597
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31KAHN, LITWIN, RENZA & CO. LTD.
Accountancy firm EIN2014-12-31050409384
2013 : EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2013 401k financial data
Total income from all sources (including contributions)2013-12-31$950,282
Total of all expenses incurred2013-12-31$349,955
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$295,911
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$332,528
Value of total assets at end of year2013-12-31$3,726,884
Value of total assets at beginning of year2013-12-31$3,126,557
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$54,044
Total interest from all sources2013-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$400,000
If this is an individual account plan, was there a blackout period2013-12-31No
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$55,070
Assets. Other investments not covered elsewhere at end of year2013-12-31$51,043
Assets. Other investments not covered elsewhere at beginning of year2013-12-31$47,704
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$170,644
Other income not declared elsewhere2013-12-31$3,339
Administrative expenses (other) incurred2013-12-31$54,044
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$600,327
Value of net assets at end of year (total assets less liabilities)2013-12-31$3,726,884
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$3,126,557
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in pooled separate accounts at end of year2013-12-31$3,338,261
Value of interest in pooled separate accounts at beginning of year2013-12-31$2,846,844
Interest earned on other investments2013-12-31$0
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$0
Expenses. Payments to insurance carriers foe the provision of benefits2013-12-31$1,243
Net investment gain/loss from pooled separate accounts2013-12-31$614,415
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$106,814
Employer contributions (assets) at end of year2013-12-31$337,580
Employer contributions (assets) at beginning of year2013-12-31$232,009
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$294,668
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31BLUM SHAPIRO & CO, P.C
Accountancy firm EIN2013-12-31061009205
2012 : EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2012 401k financial data
Total income from all sources (including contributions)2012-12-31$625,349
Total of all expenses incurred2012-12-31$245,441
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$214,559
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$300,938
Value of total assets at end of year2012-12-31$3,126,557
Value of total assets at beginning of year2012-12-31$2,746,649
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$30,882
Total interest from all sources2012-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$400,000
If this is an individual account plan, was there a blackout period2012-12-31No
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$67,686
Assets. Other investments not covered elsewhere at end of year2012-12-31$47,704
Assets. Other investments not covered elsewhere at beginning of year2012-12-31$52,607
Other income not declared elsewhere2012-12-31$3,848
Administrative expenses (other) incurred2012-12-31$30,882
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$379,908
Value of net assets at end of year (total assets less liabilities)2012-12-31$3,126,557
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$2,746,649
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in pooled separate accounts at end of year2012-12-31$2,846,844
Value of interest in pooled separate accounts at beginning of year2012-12-31$2,694,042
Expenses. Payments to insurance carriers foe the provision of benefits2012-12-31$1,243
Net investment gain/loss from pooled separate accounts2012-12-31$320,563
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$233,252
Employer contributions (assets) at end of year2012-12-31$232,009
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$213,316
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31BLUM SHAPIRO & CO, P.C
Accountancy firm EIN2012-12-31061009205
2011 : EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2011 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$43,844
Total of all expenses incurred2011-12-31$110,099
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$80,751
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$79,996
Value of total assets at end of year2011-12-31$2,746,649
Value of total assets at beginning of year2011-12-31$2,812,904
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$29,348
Total interest from all sources2011-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Administrative expenses professional fees incurred2011-12-31$29,348
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$400,000
If this is an individual account plan, was there a blackout period2011-12-31No
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$78,446
Participant contributions at beginning of year2011-12-31$100
Assets. Other investments not covered elsewhere at end of year2011-12-31$52,607
Assets. Other investments not covered elsewhere at beginning of year2011-12-31$49,084
Other income not declared elsewhere2011-12-31$3,523
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$-66,255
Value of net assets at end of year (total assets less liabilities)2011-12-31$2,746,649
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$2,812,904
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in pooled separate accounts at end of year2011-12-31$2,694,042
Value of interest in pooled separate accounts at beginning of year2011-12-31$2,540,709
Expenses. Payments to insurance carriers foe the provision of benefits2011-12-31$1,550
Net investment gain/loss from pooled separate accounts2011-12-31$-39,675
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$1,550
Employer contributions (assets) at beginning of year2011-12-31$223,011
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$79,201
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31SULLIVAN & COMPANY CPA S LLP
Accountancy firm EIN2011-12-31061470257
2010 : EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$571,460
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$225,417
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$199,659
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$286,392
Value of total assets at end of year2010-12-31$2,812,904
Value of total assets at beginning of year2010-12-31$2,466,861
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$25,758
Total interest from all sources2010-12-31$2,664
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Administrative expenses professional fees incurred2010-12-31$25,758
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$400,000
If this is an individual account plan, was there a blackout period2010-12-31No
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$7,564
Participant contributions at end of year2010-12-31$100
Assets. Other investments not covered elsewhere at end of year2010-12-31$49,084
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$7,811
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Income. Non cash contributions2010-12-31$46,420
Value of net income/loss2010-12-31$346,043
Value of net assets at end of year (total assets less liabilities)2010-12-31$2,812,904
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$2,466,861
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in pooled separate accounts at end of year2010-12-31$2,540,709
Value of interest in pooled separate accounts at beginning of year2010-12-31$2,238,136
Interest earned on other investments2010-12-31$2,664
Expenses. Payments to insurance carriers foe the provision of benefits2010-12-31$1,550
Net investment gain/loss from pooled separate accounts2010-12-31$282,404
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$224,597
Employer contributions (assets) at end of year2010-12-31$223,011
Employer contributions (assets) at beginning of year2010-12-31$228,725
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$198,109
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31SULLIVAN & COMPANY CPA S LLP
Accountancy firm EIN2010-12-31061470257

Form 5500 Responses for EMPLOYEE BENEFIT PLAN OF BRIDGES, INC.

2016: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2016 form 5500 responses
2016-07-01Type of plan entitySingle employer plan
2016-07-01Submission has been amendedNo
2016-07-01This submission is the final filingNo
2016-07-01This return/report is a short plan year return/report (less than 12 months)No
2016-07-01Plan is a collectively bargained planNo
2016-07-01Plan funding arrangement – InsuranceYes
2016-07-01Plan benefit arrangement – InsuranceYes
2015: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2015 form 5500 responses
2015-07-01Type of plan entitySingle employer plan
2015-07-01Submission has been amendedNo
2015-07-01This submission is the final filingNo
2015-07-01This return/report is a short plan year return/report (less than 12 months)No
2015-07-01Plan is a collectively bargained planNo
2015-07-01Plan funding arrangement – InsuranceYes
2015-07-01Plan benefit arrangement – InsuranceYes
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan benefit arrangement – InsuranceYes
2014: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan benefit arrangement – InsuranceYes
2013: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement – InsuranceYes
2013-01-01Plan benefit arrangement - TrustYes
2012: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement – InsuranceYes
2012-01-01Plan benefit arrangement - TrustYes
2011: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement – InsuranceYes
2011-01-01Plan benefit arrangement - TrustYes
2010: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – InsuranceYes
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement – InsuranceYes
2010-01-01Plan benefit arrangement - TrustYes
2009: EMPLOYEE BENEFIT PLAN OF BRIDGES, INC. 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – InsuranceYes
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement – InsuranceYes
2009-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )
Policy contract number059158K
Policy instance 1
Insurance contract or identification number059158K
Number of Individuals Covered169
Insurance policy start date2015-07-01
Insurance policy end date2016-06-30
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $15,536
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration1
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $0
Amount paid for insurance broker fees15536
Additional information about fees paid to insurance brokerPORTION OF INCENTIVE COMP. PROGRAM
Insurance broker organization code?3
Insurance broker nameBOSTON REGIONAL OFFICE
MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )
Policy contract number059158K
Policy instance 1
Insurance contract or identification number059158K
Number of Individuals Covered166
Insurance policy start date2015-01-01
Insurance policy end date2015-06-30
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration1
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
MUTUAL OF AMERICA LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 88668 )
Policy contract number059158K
Policy instance 1
Insurance contract or identification number059158K
Number of Individuals Covered166
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?No
Are there contracts with allocated funds for group deferred annuity?No
Are there contracts with allocated funds for types other than group deferred annuity or individual?No
Contract purchased, in whole or in part, to distribute benefits from a terminating planNo
Contracts With Unallocated Funds Deposit Administration1
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?No
Are there contracts with unallocated funds for contracts of type guaranteed investment?No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?No
Health Insurance Welfare BenefitNo
Dental Insurance Welfare BenefitNo
Vision Insurance Welfare BenefitNo
Life Insurance Welfare BenefitNo
Temporary Disability Insurance Welfare BenefitNo
Long Term Disability Insurance Welfare BenefitNo
Unemployment Insurance Welfare BenefitNo
Were dividends or retroactive rate refunds paid in cash?No
Were dividends or retroactive rate refunds paid as a credit?No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract numberRM 80612-1
Policy instance 1
Insurance contract or identification numberRM 80612-1
Number of Individuals Covered158
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $15,444
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for types other than group deferred annuity or individual?Yes
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Other information about contractGROUP ANNUITY CONTRACT
Commission paid to Insurance BrokerUSD $7,722
Insurance broker organization code?1
Insurance broker nameCLEMENT JOSEPH REGO
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number043111
Policy instance 2
Insurance contract or identification number043111
Number of Individuals Covered4
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract numberRM 80612-1
Policy instance 1
Insurance contract or identification numberRM 80612-1
Number of Individuals Covered155
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $14,878
Total amount of fees paid to insurance companyUSD $0
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $3,494
Additional information about fees paid to insurance brokerFEES PAID ON TH EBASIS OF AGGREGATE VALUE OF CONTRACT PLACED & RETAIN
Insurance broker organization code?3
Insurance broker nameJHW FINANCIAL SERVICES INC
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number043111
Policy instance 2
Insurance contract or identification number043111
Number of Individuals Covered4
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract numberRM 80612-1
Policy instance 1
Insurance contract or identification numberRM 80612-1
Number of Individuals Covered140
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $12,916
Total amount of fees paid to insurance companyUSD $0
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number043111
Policy instance 2
Insurance contract or identification number043111
Number of Individuals Covered5
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract numberRM 80612-1
Policy instance 1
Insurance contract or identification numberRM 80612-1
Number of Individuals Covered149
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $11,180
Total amount of fees paid to insurance companyUSD $0
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $5,590
Additional information about fees paid to insurance brokerFEES PAID ON THE BASIS OF AGGREGATE VALUE OF C ONTRACT PLACED & RETAIN
Insurance broker organization code?3
Insurance broker nameCLEMENT JOSEPH REGO
MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )
Policy contract number043111
Policy instance 2
Insurance contract or identification number043111
Number of Individuals Covered5
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $0
Total amount of fees paid to insurance companyUSD $0
Are there contracts with allocated funds for individual policies?Yes
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No

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