401k Plan data: THE EPHRATA NATIONAL BANK PENSION PLAN plan

THE EPHRATA NATIONAL BANK PENSION PLAN 401k Plan overview

Plan Name	THE EPHRATA NATIONAL BANK PENSION PLAN
Plan identification number	002

THE EPHRATA NATIONAL BANK PENSION PLAN Benefits

401k Plan Type	Defined Contribution Pension
Plan Features/Benefits	Money purchase (other than target benefit) Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

THE EPHRATA NATIONAL BANK has sponsored the creation of one or more 401k plans.

Company Name: THE EPHRATA NATIONAL BANK

Employer identification number (EIN): 230559393

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE EPHRATA NATIONAL BANK PENSION PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2016-01-01 DENNIS A. KLUGH
002 2015-01-01 DENNIS A. KLUGH
002 2014-01-01 DENNIS A. KLUGH
002 2013-01-01 DENNIS A. KLUGH
002 2012-01-01 DENNIS A. KLUGH
002 2011-01-01 DENNIS KLUGH
002 2010-01-01 DENNIS KLUGH
002 2009-01-01 DENNIS KLUGH

Plan id#	Filing Submission Date	Name of Administrator
002	2016-01-01	DENNIS A. KLUGH
002	2015-01-01	DENNIS A. KLUGH
002	2014-01-01	DENNIS A. KLUGH
002	2013-01-01	DENNIS A. KLUGH
002	2012-01-01	DENNIS A. KLUGH
002	2011-01-01	DENNIS KLUGH
002	2010-01-01	DENNIS KLUGH
002	2009-01-01	DENNIS KLUGH

Plan Statistics for THE EPHRATA NATIONAL BANK PENSION PLAN

401k plan membership statisitcs for THE EPHRATA NATIONAL BANK PENSION PLAN

Measure Date Value
2016: THE EPHRATA NATIONAL BANK PENSION PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 300
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 0
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 0
Total of all active and inactive participants 2016-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 0
Number of participants with account balances 2016-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
Number of employers contributing to the scheme 2016-01-01 0
2015: THE EPHRATA NATIONAL BANK PENSION PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 269
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 260
Number of other retired or separated participants entitled to future benefits 2015-01-01 39
Total of all active and inactive participants 2015-01-01 299
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 1
Total participants 2015-01-01 300
Number of participants with account balances 2015-01-01 299
2014: THE EPHRATA NATIONAL BANK PENSION PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 200
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 239
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 30
Total of all active and inactive participants 2014-01-01 269
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 269
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 6
2013: THE EPHRATA NATIONAL BANK PENSION PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 222
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 194
Number of other retired or separated participants entitled to future benefits 2013-01-01 6
Total of all active and inactive participants 2013-01-01 200
Total participants 2013-01-01 200
Number of participants with account balances 2013-01-01 236
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 2
2012: THE EPHRATA NATIONAL BANK PENSION PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 211
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 216
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 6
Total of all active and inactive participants 2012-01-01 222
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 222
Number of participants with account balances 2012-01-01 222
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 3
2011: THE EPHRATA NATIONAL BANK PENSION PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 220
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 188
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 23
Total of all active and inactive participants 2011-01-01 211
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 211
Number of participants with account balances 2011-01-01 209
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 3
2010: THE EPHRATA NATIONAL BANK PENSION PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 223
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 186
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 31
Total of all active and inactive participants 2010-01-01 217
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 217
Number of participants with account balances 2010-01-01 212
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 7
2009: THE EPHRATA NATIONAL BANK PENSION PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 225
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 161
Number of retired or separated participants receiving benefits 2009-01-01 14
Number of other retired or separated participants entitled to future benefits 2009-01-01 32
Total of all active and inactive participants 2009-01-01 207
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 207
Number of participants with account balances 2009-01-01 204
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 4

Measure	Date	Value
2016: THE EPHRATA NATIONAL BANK PENSION PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	300
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	0
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	0
Total of all active and inactive participants	2016-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	0
Number of participants with account balances	2016-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
Number of employers contributing to the scheme	2016-01-01	0
2015: THE EPHRATA NATIONAL BANK PENSION PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	269
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	260
Number of other retired or separated participants entitled to future benefits	2015-01-01	39
Total of all active and inactive participants	2015-01-01	299
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	1
Total participants	2015-01-01	300
Number of participants with account balances	2015-01-01	299
2014: THE EPHRATA NATIONAL BANK PENSION PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	200
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	239
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	30
Total of all active and inactive participants	2014-01-01	269
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	269
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	6
2013: THE EPHRATA NATIONAL BANK PENSION PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	222
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	194
Number of other retired or separated participants entitled to future benefits	2013-01-01	6
Total of all active and inactive participants	2013-01-01	200
Total participants	2013-01-01	200
Number of participants with account balances	2013-01-01	236
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	2
2012: THE EPHRATA NATIONAL BANK PENSION PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	211
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	216
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	6
Total of all active and inactive participants	2012-01-01	222
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	222
Number of participants with account balances	2012-01-01	222
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	3
2011: THE EPHRATA NATIONAL BANK PENSION PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	220
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	188
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	23
Total of all active and inactive participants	2011-01-01	211
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	211
Number of participants with account balances	2011-01-01	209
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	3
2010: THE EPHRATA NATIONAL BANK PENSION PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	223
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	186
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	31
Total of all active and inactive participants	2010-01-01	217
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	217
Number of participants with account balances	2010-01-01	212
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	7
2009: THE EPHRATA NATIONAL BANK PENSION PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	225
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	161
Number of retired or separated participants receiving benefits	2009-01-01	14
Number of other retired or separated participants entitled to future benefits	2009-01-01	32
Total of all active and inactive participants	2009-01-01	207
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	207
Number of participants with account balances	2009-01-01	204
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	4

Financial Data on THE EPHRATA NATIONAL BANK PENSION PLAN

Measure	Date	Value
2016 : THE EPHRATA NATIONAL BANK PENSION PLAN 2016 401k financial data
Total transfer of assets from this plan	2016-02-29	$11,987,070
Value of total assets at end of year	2016-02-29	$0
Value of total assets at beginning of year	2016-02-29	$11,987,070
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-02-29	No
Assets. Corporate prefeered stocks other than exployer securities at end of year	2016-02-29	$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2016-02-29	$118,158
Was this plan covered by a fidelity bond	2016-02-29	Yes
Value of fidelity bond cover	2016-02-29	$5,000,000
If this is an individual account plan, was there a blackout period	2016-02-29	Yes
Funding deficiency by the employer to the plan for this plan year	2016-02-29	$0
Minimum employer required contribution for this plan year	2016-02-29	$0
Amount contributed by the employer to the plan for this plan year	2016-02-29	$0
Were there any nonexempt tranactions with any party-in-interest	2016-02-29	No
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-02-29	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-02-29	$43,422
Total non interest bearing cash at end of year	2016-02-29	$0
Total non interest bearing cash at beginning of year	2016-02-29	$240
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-02-29	No
Value of net assets at end of year (total assets less liabilities)	2016-02-29	$0
Value of net assets at beginning of year (total assets less liabilities)	2016-02-29	$11,987,070
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-02-29	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-02-29	No
Were any leases to which the plan was party in default or uncollectible	2016-02-29	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-02-29	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-02-29	$1,394,929
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2016-02-29	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2016-02-29	$53,607
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2016-02-29	$53,607
Asset value of US Government securities at end of year	2016-02-29	$0
Asset value of US Government securities at beginning of year	2016-02-29	$310,100
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-02-29	No
Was there a failure to transmit to the plan any participant contributions	2016-02-29	No
Has the plan failed to provide any benefit when due under the plan	2016-02-29	No
Employer contributions (assets) at end of year	2016-02-29	$0
Employer contributions (assets) at beginning of year	2016-02-29	$106,336
Asset. Corporate debt instrument preferred debt at end of year	2016-02-29	$0
Asset. Corporate debt instrument preferred debt at beginning of year	2016-02-29	$4,116,079
Asset. Corporate debt instrument debt (other) at end of year	2016-02-29	$0
Asset. Corporate debt instrument debt (other) at beginning of year	2016-02-29	$19,320
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2016-02-29	Yes
Assets. Corporate common stocks other than exployer securities at end of year	2016-02-29	$0
Assets. Corporate common stocks other than exployer securities at beginning of year	2016-02-29	$5,824,879
Did the plan have assets held for investment	2016-02-29	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-02-29	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-02-29	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-02-29	Yes
Opinion of an independent qualified public accountant for this plan	2016-02-29	Disclaimer
Accountancy firm name	2016-02-29	S.R. SNODGRASS,A.C.
Accountancy firm EIN	2016-02-29	251616561
2015 : THE EPHRATA NATIONAL BANK PENSION PLAN 2015 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$-339,361
Total unrealized appreciation/depreciation of assets	2015-12-31	$-339,361
Total income from all sources (including contributions)	2015-12-31	$628,050
Total loss/gain on sale of assets	2015-12-31	$15,939
Total of all expenses incurred	2015-12-31	$1,146,889
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,146,889
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$528,036
Value of total assets at end of year	2015-12-31	$11,987,070
Value of total assets at beginning of year	2015-12-31	$12,505,909
Total interest from all sources	2015-12-31	$182,391
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$241,045
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$85,525
Assets. Corporate prefeered stocks other than exployer securities at end of year	2015-12-31	$118,158
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2015-12-31	$114,528
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Funding deficiency by the employer to the plan for this plan year	2015-12-31	$0
Minimum employer required contribution for this plan year	2015-12-31	$0
Amount contributed by the employer to the plan for this plan year	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Assets. Other investments not covered elsewhere at beginning of year	2015-12-31	$10
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$43,422
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$48,883
Total non interest bearing cash at end of year	2015-12-31	$240
Total non interest bearing cash at beginning of year	2015-12-31	$429
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-518,839
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$11,987,070
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$12,505,909
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Assets. partnership/joint venture interests at beginning of year	2015-12-31	$19,670
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$1,394,929
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$1,223,213
Interest earned on other investments	2015-12-31	$8,113
Income. Interest from US Government securities	2015-12-31	$11,805
Income. Interest from corporate debt instruments	2015-12-31	$162,297
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2015-12-31	$53,607
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2015-12-31	$223,174
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2015-12-31	$223,174
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-12-31	$176
Asset value of US Government securities at end of year	2015-12-31	$310,100
Asset value of US Government securities at beginning of year	2015-12-31	$428,534
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$528,036
Employer contributions (assets) at end of year	2015-12-31	$106,336
Employer contributions (assets) at beginning of year	2015-12-31	$69,903
Income. Dividends from preferred stock	2015-12-31	$6,913
Income. Dividends from common stock	2015-12-31	$148,607
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,146,889
Asset. Corporate debt instrument preferred debt at end of year	2015-12-31	$4,116,079
Asset. Corporate debt instrument preferred debt at beginning of year	2015-12-31	$4,431,761
Asset. Corporate debt instrument debt (other) at end of year	2015-12-31	$19,320
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2015-12-31	No
Assets. Corporate common stocks other than exployer securities at end of year	2015-12-31	$5,824,879
Assets. Corporate common stocks other than exployer securities at beginning of year	2015-12-31	$5,945,804
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Aggregate proceeds on sale of assets	2015-12-31	$2,309,173
Aggregate carrying amount (costs) on sale of assets	2015-12-31	$2,293,234
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2015-12-31	251616561
2014 : THE EPHRATA NATIONAL BANK PENSION PLAN 2014 401k financial data
Unrealized appreciation/depreciation of real estate assets	2014-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$603,626
Total unrealized appreciation/depreciation of assets	2014-12-31	$603,626
Total income from all sources (including contributions)	2014-12-31	$1,424,747
Total loss/gain on sale of assets	2014-12-31	$6,682
Total of all expenses incurred	2014-12-31	$176,611
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$176,611
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$464,909
Value of total assets at end of year	2014-12-31	$12,505,909
Value of total assets at beginning of year	2014-12-31	$11,257,773
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$0
Total interest from all sources	2014-12-31	$201,076
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$213,359
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$94,024
Administrative expenses professional fees incurred	2014-12-31	$0
Assets. Corporate prefeered stocks other than exployer securities at end of year	2014-12-31	$114,528
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2014-12-31	$132,748
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Funding deficiency by the employer to the plan for this plan year	2014-12-31	$0
Minimum employer required contribution for this plan year	2014-12-31	$0
Amount contributed by the employer to the plan for this plan year	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Assets. Other investments not covered elsewhere at end of year	2014-12-31	$10
Assets. Other investments not covered elsewhere at beginning of year	2014-12-31	$10
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2014-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$48,883
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$48,381
Administrative expenses (other) incurred	2014-12-31	$0
Total non interest bearing cash at end of year	2014-12-31	$429
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,248,136
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$12,505,909
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$11,257,773
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Assets. partnership/joint venture interests at end of year	2014-12-31	$19,670
Assets. partnership/joint venture interests at beginning of year	2014-12-31	$46,968
Investment advisory and management fees	2014-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$1,223,213
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$1,326,680
Interest earned on other investments	2014-12-31	$134
Income. Interest from US Government securities	2014-12-31	$13,387
Income. Interest from corporate debt instruments	2014-12-31	$178,609
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2014-12-31	$223,174
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2014-12-31	$97,768
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2014-12-31	$97,768
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-12-31	$8,946
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$0
Asset value of US Government securities at end of year	2014-12-31	$428,534
Asset value of US Government securities at beginning of year	2014-12-31	$357,154
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$-64,905
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$464,909
Employer contributions (assets) at end of year	2014-12-31	$69,903
Employer contributions (assets) at beginning of year	2014-12-31	$70,483
Income. Dividends from preferred stock	2014-12-31	$7,096
Income. Dividends from common stock	2014-12-31	$112,239
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$176,611
Asset. Corporate debt instrument preferred debt at end of year	2014-12-31	$4,431,761
Asset. Corporate debt instrument preferred debt at beginning of year	2014-12-31	$3,826,841
Contract administrator fees	2014-12-31	$0
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2014-12-31	No
Assets. Corporate common stocks other than exployer securities at end of year	2014-12-31	$5,945,804
Assets. Corporate common stocks other than exployer securities at beginning of year	2014-12-31	$5,350,740
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Aggregate proceeds on sale of assets	2014-12-31	$2,473,253
Aggregate carrying amount (costs) on sale of assets	2014-12-31	$2,466,571
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2014-12-31	251616561
2013 : THE EPHRATA NATIONAL BANK PENSION PLAN 2013 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$1,210,171
Total unrealized appreciation/depreciation of assets	2013-12-31	$1,210,171
Total income from all sources (including contributions)	2013-12-31	$2,002,231
Total loss/gain on sale of assets	2013-12-31	$-615
Total of all expenses incurred	2013-12-31	$52,037
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$52,037
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$444,910
Value of total assets at end of year	2013-12-31	$11,257,773
Value of total assets at beginning of year	2013-12-31	$9,307,579
Total interest from all sources	2013-12-31	$175,353
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$172,412
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$56,654
Assets. Corporate prefeered stocks other than exployer securities at end of year	2013-12-31	$132,748
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2013-12-31	$180,223
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Funding deficiency by the employer to the plan for this plan year	2013-12-31	$0
Minimum employer required contribution for this plan year	2013-12-31	$444,910
Amount contributed by the employer to the plan for this plan year	2013-12-31	$444,910
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Participant contributions at beginning of year	2013-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2013-12-31	$10
Assets. Other investments not covered elsewhere at beginning of year	2013-12-31	$10
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$48,381
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$45,901
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$1,950,194
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$11,257,773
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$9,307,579
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Assets. partnership/joint venture interests at end of year	2013-12-31	$46,968
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$1,326,680
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$1,039,585
Interest earned on other investments	2013-12-31	$4,540
Income. Interest from US Government securities	2013-12-31	$7,653
Income. Interest from corporate debt instruments	2013-12-31	$163,064
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2013-12-31	$97,768
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2013-12-31	$79,307
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2013-12-31	$79,307
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$96
Asset value of US Government securities at end of year	2013-12-31	$357,154
Asset value of US Government securities at beginning of year	2013-12-31	$228,087
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$444,910
Employer contributions (assets) at end of year	2013-12-31	$70,483
Employer contributions (assets) at beginning of year	2013-12-31	$39,009
Income. Dividends from preferred stock	2013-12-31	$10,895
Income. Dividends from common stock	2013-12-31	$104,863
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$52,037
Asset. Corporate debt instrument preferred debt at end of year	2013-12-31	$3,826,841
Asset. Corporate debt instrument preferred debt at beginning of year	2013-12-31	$3,652,578
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2013-12-31	No
Assets. Corporate common stocks other than exployer securities at end of year	2013-12-31	$5,350,740
Assets. Corporate common stocks other than exployer securities at beginning of year	2013-12-31	$4,042,879
Did the plan have assets held for investment	2013-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Aggregate proceeds on sale of assets	2013-12-31	$867,770
Aggregate carrying amount (costs) on sale of assets	2013-12-31	$868,385
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2013-12-31	251616561
2012 : THE EPHRATA NATIONAL BANK PENSION PLAN 2012 401k financial data
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$53,347
Total income from all sources (including contributions)	2012-12-31	$1,435,468
Total loss/gain on sale of assets	2012-12-31	$65,163
Total of all expenses incurred	2012-12-31	$147,501
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$147,381
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$429,887
Value of total assets at end of year	2012-12-31	$9,307,579
Value of total assets at beginning of year	2012-12-31	$8,072,959
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$120
Total interest from all sources	2012-12-31	$181,070
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$132,506
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$28,480
Assets. Corporate prefeered stocks other than exployer securities at end of year	2012-12-31	$180,223
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2012-12-31	$276,719
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Funding deficiency by the employer to the plan for this plan year	2012-12-31	$0
Minimum employer required contribution for this plan year	2012-12-31	$429,887
Amount contributed by the employer to the plan for this plan year	2012-12-31	$429,887
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Participant contributions at end of year	2012-12-31	$0
Participant contributions at beginning of year	2012-12-31	$0
Assets. Other investments not covered elsewhere at end of year	2012-12-31	$10
Assets. Other investments not covered elsewhere at beginning of year	2012-12-31	$10
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$45,901
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$55,277
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$53,347
Administrative expenses (other) incurred	2012-12-31	$120
Total non interest bearing cash at beginning of year	2012-12-31	$2,900
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,287,967
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$9,307,579
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$8,019,612
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$1,039,585
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$1,080,396
Income. Interest from US Government securities	2012-12-31	$9,124
Income. Interest from corporate debt instruments	2012-12-31	$171,752
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2012-12-31	$79,307
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2012-12-31	$105,581
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2012-12-31	$105,581
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$194
Asset value of US Government securities at end of year	2012-12-31	$228,087
Asset value of US Government securities at beginning of year	2012-12-31	$283,303
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$626,842
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$429,887
Employer contributions (assets) at end of year	2012-12-31	$39,009
Employer contributions (assets) at beginning of year	2012-12-31	$53,379
Income. Dividends from preferred stock	2012-12-31	$18,293
Income. Dividends from common stock	2012-12-31	$85,733
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$147,381
Asset. Corporate debt instrument preferred debt at end of year	2012-12-31	$3,652,578
Asset. Corporate debt instrument preferred debt at beginning of year	2012-12-31	$3,526,361
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2012-12-31	Yes
Assets. Corporate common stocks other than exployer securities at end of year	2012-12-31	$4,042,879
Assets. Corporate common stocks other than exployer securities at beginning of year	2012-12-31	$2,689,033
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Aggregate proceeds on sale of assets	2012-12-31	$2,222,161
Aggregate carrying amount (costs) on sale of assets	2012-12-31	$2,156,998
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	S. R. SNODGRASS, A.C.
Accountancy firm EIN	2012-12-31	251616561
2011 : THE EPHRATA NATIONAL BANK PENSION PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$53,347
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$45,840
Total income from all sources (including contributions)	2011-12-31	$513,814
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$577,485
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$577,485
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$381,939
Value of total assets at end of year	2011-12-31	$8,072,959
Value of total assets at beginning of year	2011-12-31	$8,129,123
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$0
Total interest from all sources	2011-12-31	$236,320
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$141,085
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$60,090
Assets. Corporate prefeered stocks other than exployer securities at end of year	2011-12-31	$276,719
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2011-12-31	$314,923
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Funding deficiency by the employer to the plan for this plan year	2011-12-31	$0
Minimum employer required contribution for this plan year	2011-12-31	$381,939
Amount contributed by the employer to the plan for this plan year	2011-12-31	$381,939
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Participant contributions at end of year	2011-12-31	$0
Participant contributions at beginning of year	2011-12-31	$56,007
Assets. Other investments not covered elsewhere at end of year	2011-12-31	$10
Assets. Other investments not covered elsewhere at beginning of year	2011-12-31	$10
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$55,277
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2011-12-31	$53,347
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$45,840
Total non interest bearing cash at end of year	2011-12-31	$2,900
Total non interest bearing cash at beginning of year	2011-12-31	$1,548
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-63,671
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$8,019,612
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$8,083,283
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$1,080,396
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$1,583,887
Interest earned on other investments	2011-12-31	$56,125
Income. Interest from US Government securities	2011-12-31	$15,740
Income. Interest from corporate debt instruments	2011-12-31	$163,791
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$105,581
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$264,935
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$264,935
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$664
Asset value of US Government securities at end of year	2011-12-31	$283,303
Asset value of US Government securities at beginning of year	2011-12-31	$337,985
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-245,530
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$381,939
Employer contributions (assets) at end of year	2011-12-31	$53,379
Income. Dividends from preferred stock	2011-12-31	$22,440
Income. Dividends from common stock	2011-12-31	$58,555
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$577,485
Asset. Corporate debt instrument preferred debt at end of year	2011-12-31	$3,526,361
Asset. Corporate debt instrument preferred debt at beginning of year	2011-12-31	$3,325,330
Assets. Corporate common stocks other than exployer securities at end of year	2011-12-31	$2,689,033
Assets. Corporate common stocks other than exployer securities at beginning of year	2011-12-31	$2,244,498
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2011-12-31	251616561
2010 : THE EPHRATA NATIONAL BANK PENSION PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$45,840
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$1,185,072
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$434,274
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$434,274
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$366,660
Value of total assets at end of year	2010-12-31	$8,129,123
Value of total assets at beginning of year	2010-12-31	$7,332,485
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$0
Total interest from all sources	2010-12-31	$194,145
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$65,390
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$14
Assets. Corporate prefeered stocks other than exployer securities at end of year	2010-12-31	$314,923
Assets. Corporate prefeered stocks other than exployer securities at beginning of year	2010-12-31	$314,647
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$4,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Funding deficiency by the employer to the plan for this plan year	2010-12-31	$0
Minimum employer required contribution for this plan year	2010-12-31	$374,848
Amount contributed by the employer to the plan for this plan year	2010-12-31	$374,848
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Participant contributions at end of year	2010-12-31	$56,007
Assets. Other investments not covered elsewhere at end of year	2010-12-31	$10
Assets. Other investments not covered elsewhere at beginning of year	2010-12-31	$10
Value of other receiveables (less allowance for doubtful accounts) at end of year	2010-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2010-12-31	$58,162
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2010-12-31	$45,840
Total non interest bearing cash at end of year	2010-12-31	$1,548
Total non interest bearing cash at beginning of year	2010-12-31	$1,290
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$750,798
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$8,083,283
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$7,332,485
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$1,583,887
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$1,650,019
Income. Interest from US Government securities	2010-12-31	$27,146
Income. Interest from corporate debt instruments	2010-12-31	$166,763
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$264,935
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2010-12-31	$126,925
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2010-12-31	$126,925
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$236
Asset value of US Government securities at end of year	2010-12-31	$337,985
Asset value of US Government securities at beginning of year	2010-12-31	$581,559
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$558,877
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$366,660
Employer contributions (assets) at end of year	2010-12-31	$0
Employer contributions (assets) at beginning of year	2010-12-31	$11,255
Income. Dividends from preferred stock	2010-12-31	$23,384
Income. Dividends from common stock	2010-12-31	$41,992
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$434,274
Asset. Corporate debt instrument preferred debt at end of year	2010-12-31	$3,325,330
Asset. Corporate debt instrument preferred debt at beginning of year	2010-12-31	$3,352,969
Assets. Corporate common stocks other than exployer securities at end of year	2010-12-31	$2,244,498
Assets. Corporate common stocks other than exployer securities at beginning of year	2010-12-31	$1,235,649
Did the plan have assets held for investment	2010-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	S.R. SNODGRASS, A.C.
Accountancy firm EIN	2010-12-31	251616561
2009 : THE EPHRATA NATIONAL BANK PENSION PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0
Funding deficiency by the employer to the plan for this plan year	2009-12-31	$0
Minimum employer required contribution for this plan year	2009-12-31	$485,998
Amount contributed by the employer to the plan for this plan year	2009-12-31	$485,998

Form 5500 Responses for THE EPHRATA NATIONAL BANK PENSION PLAN

2016: THE EPHRATA NATIONAL BANK PENSION PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	This submission is the final filing	Yes
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: THE EPHRATA NATIONAL BANK PENSION PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: THE EPHRATA NATIONAL BANK PENSION PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: THE EPHRATA NATIONAL BANK PENSION PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: THE EPHRATA NATIONAL BANK PENSION PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: THE EPHRATA NATIONAL BANK PENSION PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: THE EPHRATA NATIONAL BANK PENSION PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	No
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: THE EPHRATA NATIONAL BANK PENSION PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	THE EPHRATA NATIONAL BANK
Employer identification number (EIN):	230559393
NAIC Classification:	522110
NAIC Description:	Commercial Banking