401k Plan data: ERM GROUP SALARY DEFERRAL PLAN plan

ERM GROUP SALARY DEFERRAL PLAN 401k Plan overview

Plan Name	ERM GROUP SALARY DEFERRAL PLAN
Plan identification number	001

ERM GROUP SALARY DEFERRAL PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

ERM GROUP, INC. has sponsored the creation of one or more 401k plans.

Company Name: ERM GROUP, INC.

Employer identification number (EIN): 232053856

NAIC Classification: 541330
NAIC Description: Engineering Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan ERM GROUP SALARY DEFERRAL PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2020-01-01
001 2019-01-01
001 2018-01-01 JOHN STIPA
001 2017-01-01 JOHN STIPA
001 2016-01-01 JOHN STIPA
001 2015-01-01 JOHN STIPA
001 2014-01-01 JOHN STIPA
001 2013-01-01 JOHN STIPA
001 2012-01-01 JOHN STIPA
001 2011-01-01 JOHN STIPA JOHN STIPA 2012-07-25
001 2010-01-01 JOHN STIPA JOHN STIPA 2012-03-29
001 2009-01-01 JOHN STIPA JOHN STIPA 2010-07-19

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2020-01-01
001	2019-01-01
001	2018-01-01	JOHN STIPA
001	2017-01-01	JOHN STIPA
001	2016-01-01	JOHN STIPA
001	2015-01-01	JOHN STIPA
001	2014-01-01	JOHN STIPA
001	2013-01-01	JOHN STIPA
001	2012-01-01	JOHN STIPA
001	2011-01-01	JOHN STIPA	JOHN STIPA	2012-07-25
001	2010-01-01	JOHN STIPA	JOHN STIPA	2012-03-29
001	2009-01-01	JOHN STIPA	JOHN STIPA	2010-07-19

Plan Statistics for ERM GROUP SALARY DEFERRAL PLAN

401k plan membership statisitcs for ERM GROUP SALARY DEFERRAL PLAN

Measure Date Value
2020: ERM GROUP SALARY DEFERRAL PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 3,224
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 1,934
Number of retired or separated participants receiving benefits 2020-01-01 23
Number of other retired or separated participants entitled to future benefits 2020-01-01 1,260
Total of all active and inactive participants 2020-01-01 3,217
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 10
Total participants 2020-01-01 3,227
Number of participants with account balances 2020-01-01 3,177
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 100
2019: ERM GROUP SALARY DEFERRAL PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 3,043
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 2,455
Number of retired or separated participants receiving benefits 2019-01-01 24
Number of other retired or separated participants entitled to future benefits 2019-01-01 804
Total of all active and inactive participants 2019-01-01 3,283
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 8
Total participants 2019-01-01 3,291
Number of participants with account balances 2019-01-01 3,224
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 53
2018: ERM GROUP SALARY DEFERRAL PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 2,774
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 2,186
Number of retired or separated participants receiving benefits 2018-01-01 20
Number of other retired or separated participants entitled to future benefits 2018-01-01 829
Total of all active and inactive participants 2018-01-01 3,035
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 8
Total participants 2018-01-01 3,043
Number of participants with account balances 2018-01-01 2,967
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 43
2017: ERM GROUP SALARY DEFERRAL PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 2,784
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 2,011
Number of retired or separated participants receiving benefits 2017-01-01 17
Number of other retired or separated participants entitled to future benefits 2017-01-01 816
Total of all active and inactive participants 2017-01-01 2,844
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 4
Total participants 2017-01-01 2,848
Number of participants with account balances 2017-01-01 2,774
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 47
2016: ERM GROUP SALARY DEFERRAL PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 2,740
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 1,954
Number of retired or separated participants receiving benefits 2016-01-01 15
Number of other retired or separated participants entitled to future benefits 2016-01-01 813
Total of all active and inactive participants 2016-01-01 2,782
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 2
Total participants 2016-01-01 2,784
Number of participants with account balances 2016-01-01 2,699
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 74
2015: ERM GROUP SALARY DEFERRAL PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 2,498
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 1,976
Number of retired or separated participants receiving benefits 2015-01-01 11
Number of other retired or separated participants entitled to future benefits 2015-01-01 753
Total of all active and inactive participants 2015-01-01 2,740
Total participants 2015-01-01 2,740
Number of participants with account balances 2015-01-01 2,411
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 62
2014: ERM GROUP SALARY DEFERRAL PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 2,350
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 1,849
Number of retired or separated participants receiving benefits 2014-01-01 8
Number of other retired or separated participants entitled to future benefits 2014-01-01 640
Total of all active and inactive participants 2014-01-01 2,497
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 1
Total participants 2014-01-01 2,498
Number of participants with account balances 2014-01-01 2,388
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 53
2013: ERM GROUP SALARY DEFERRAL PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 2,338
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 1,697
Number of retired or separated participants receiving benefits 2013-01-01 6
Number of other retired or separated participants entitled to future benefits 2013-01-01 646
Total of all active and inactive participants 2013-01-01 2,349
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 1
Total participants 2013-01-01 2,350
Number of participants with account balances 2013-01-01 2,250
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 54
2012: ERM GROUP SALARY DEFERRAL PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 1,954
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 1,601
Number of retired or separated participants receiving benefits 2012-01-01 4
Number of other retired or separated participants entitled to future benefits 2012-01-01 732
Total of all active and inactive participants 2012-01-01 2,337
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 1
Total participants 2012-01-01 2,338
Number of participants with account balances 2012-01-01 2,223
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 42
2011: ERM GROUP SALARY DEFERRAL PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 1,799
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 1,272
Number of retired or separated participants receiving benefits 2011-01-01 4
Number of other retired or separated participants entitled to future benefits 2011-01-01 676
Total of all active and inactive participants 2011-01-01 1,952
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 2
Total participants 2011-01-01 1,954
Number of participants with account balances 2011-01-01 1,890
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 95
2010: ERM GROUP SALARY DEFERRAL PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 1,702
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 1,207
Number of retired or separated participants receiving benefits 2010-01-01 4
Number of other retired or separated participants entitled to future benefits 2010-01-01 588
Total of all active and inactive participants 2010-01-01 1,799
Total participants 2010-01-01 1,799
Number of participants with account balances 2010-01-01 1,726
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 63
2009: ERM GROUP SALARY DEFERRAL PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 1,753
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 1,135
Number of retired or separated participants receiving benefits 2009-01-01 3
Number of other retired or separated participants entitled to future benefits 2009-01-01 564
Total of all active and inactive participants 2009-01-01 1,702
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 1,702
Number of participants with account balances 2009-01-01 1,669
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 107

Measure	Date	Value
2020: ERM GROUP SALARY DEFERRAL PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	3,224
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	1,934
Number of retired or separated participants receiving benefits	2020-01-01	23
Number of other retired or separated participants entitled to future benefits	2020-01-01	1,260
Total of all active and inactive participants	2020-01-01	3,217
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	10
Total participants	2020-01-01	3,227
Number of participants with account balances	2020-01-01	3,177
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	100
2019: ERM GROUP SALARY DEFERRAL PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	3,043
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	2,455
Number of retired or separated participants receiving benefits	2019-01-01	24
Number of other retired or separated participants entitled to future benefits	2019-01-01	804
Total of all active and inactive participants	2019-01-01	3,283
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	8
Total participants	2019-01-01	3,291
Number of participants with account balances	2019-01-01	3,224
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	53
2018: ERM GROUP SALARY DEFERRAL PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	2,774
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	2,186
Number of retired or separated participants receiving benefits	2018-01-01	20
Number of other retired or separated participants entitled to future benefits	2018-01-01	829
Total of all active and inactive participants	2018-01-01	3,035
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	8
Total participants	2018-01-01	3,043
Number of participants with account balances	2018-01-01	2,967
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	43
2017: ERM GROUP SALARY DEFERRAL PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	2,784
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	2,011
Number of retired or separated participants receiving benefits	2017-01-01	17
Number of other retired or separated participants entitled to future benefits	2017-01-01	816
Total of all active and inactive participants	2017-01-01	2,844
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	4
Total participants	2017-01-01	2,848
Number of participants with account balances	2017-01-01	2,774
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	47
2016: ERM GROUP SALARY DEFERRAL PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	2,740
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	1,954
Number of retired or separated participants receiving benefits	2016-01-01	15
Number of other retired or separated participants entitled to future benefits	2016-01-01	813
Total of all active and inactive participants	2016-01-01	2,782
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	2
Total participants	2016-01-01	2,784
Number of participants with account balances	2016-01-01	2,699
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	74
2015: ERM GROUP SALARY DEFERRAL PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	2,498
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	1,976
Number of retired or separated participants receiving benefits	2015-01-01	11
Number of other retired or separated participants entitled to future benefits	2015-01-01	753
Total of all active and inactive participants	2015-01-01	2,740
Total participants	2015-01-01	2,740
Number of participants with account balances	2015-01-01	2,411
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	62
2014: ERM GROUP SALARY DEFERRAL PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	2,350
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	1,849
Number of retired or separated participants receiving benefits	2014-01-01	8
Number of other retired or separated participants entitled to future benefits	2014-01-01	640
Total of all active and inactive participants	2014-01-01	2,497
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	1
Total participants	2014-01-01	2,498
Number of participants with account balances	2014-01-01	2,388
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	53
2013: ERM GROUP SALARY DEFERRAL PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	2,338
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	1,697
Number of retired or separated participants receiving benefits	2013-01-01	6
Number of other retired or separated participants entitled to future benefits	2013-01-01	646
Total of all active and inactive participants	2013-01-01	2,349
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	1
Total participants	2013-01-01	2,350
Number of participants with account balances	2013-01-01	2,250
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	54
2012: ERM GROUP SALARY DEFERRAL PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	1,954
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	1,601
Number of retired or separated participants receiving benefits	2012-01-01	4
Number of other retired or separated participants entitled to future benefits	2012-01-01	732
Total of all active and inactive participants	2012-01-01	2,337
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	1
Total participants	2012-01-01	2,338
Number of participants with account balances	2012-01-01	2,223
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	42
2011: ERM GROUP SALARY DEFERRAL PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	1,799
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	1,272
Number of retired or separated participants receiving benefits	2011-01-01	4
Number of other retired or separated participants entitled to future benefits	2011-01-01	676
Total of all active and inactive participants	2011-01-01	1,952
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	2
Total participants	2011-01-01	1,954
Number of participants with account balances	2011-01-01	1,890
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	95
2010: ERM GROUP SALARY DEFERRAL PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	1,702
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	1,207
Number of retired or separated participants receiving benefits	2010-01-01	4
Number of other retired or separated participants entitled to future benefits	2010-01-01	588
Total of all active and inactive participants	2010-01-01	1,799
Total participants	2010-01-01	1,799
Number of participants with account balances	2010-01-01	1,726
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	63
2009: ERM GROUP SALARY DEFERRAL PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	1,753
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	1,135
Number of retired or separated participants receiving benefits	2009-01-01	3
Number of other retired or separated participants entitled to future benefits	2009-01-01	564
Total of all active and inactive participants	2009-01-01	1,702
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	1,702
Number of participants with account balances	2009-01-01	1,669
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	107

Financial Data on ERM GROUP SALARY DEFERRAL PLAN

Measure	Date	Value
2020 : ERM GROUP SALARY DEFERRAL PLAN 2020 401k financial data
Total transfer of assets to this plan	2020-12-31	$2,987,278
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$185,380,140
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$46,320,723
Total income from all sources (including contributions)	2020-12-31	$95,547,108
Total of all expenses incurred	2020-12-31	$182,508,601
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$182,190,871
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$21,271,674
Value of total assets at end of year	2020-12-31	$587,576,138
Value of total assets at beginning of year	2020-12-31	$532,490,936
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$317,730
Total interest from all sources	2020-12-31	$25,620,959
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$19,586,584
Participant contributions at end of year	2020-12-31	$2,547,391
Participant contributions at beginning of year	2020-12-31	$3,031,345
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$1,684,790
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2020-12-31	$-7,132
Administrative expenses (other) incurred	2020-12-31	$317,730
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$-86,961,493
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$402,195,998
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$486,170,213
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$585,028,747
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$522,439,563
Value of interest in pooled separate accounts at end of year	2020-12-31	$0
Interest on participant loans	2020-12-31	$178,274
Interest earned on other investments	2020-12-31	$25,442,685
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$48,654,475
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$300
Employer contributions (assets) at beginning of year	2020-12-31	$7,020,028
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$182,198,003
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2020-12-31	No
Liabilities. Value of benefit claims payable at end of year	2020-12-31	$185,380,140
Liabilities. Value of benefit claims payable at beginning of year	2020-12-31	$46,320,723
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2020-12-31	232334403
2019 : ERM GROUP SALARY DEFERRAL PLAN 2019 401k financial data
Total transfer of assets to this plan	2019-12-31	$5,512,309
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$46,320,723
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$92,626,820
Total income from all sources (including contributions)	2019-12-31	$131,195,669
Total of all expenses incurred	2019-12-31	$-7,538,089
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$-7,541,128
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$30,591,000
Value of total assets at end of year	2019-12-31	$532,490,936
Value of total assets at beginning of year	2019-12-31	$434,550,966
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$3,039
Total interest from all sources	2019-12-31	$21,049,593
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$20,859,578
Participant contributions at end of year	2019-12-31	$3,031,345
Participant contributions at beginning of year	2019-12-31	$2,586,999
Participant contributions at beginning of year	2019-12-31	$522,855
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$2,711,395
Administrative expenses (other) incurred	2019-12-31	$3,039
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$138,733,758
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$486,170,213
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$341,924,146
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$522,439,563
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$425,248,926
Value of interest in pooled separate accounts at end of year	2019-12-31	$0
Interest on participant loans	2019-12-31	$185,237
Interest earned on other investments	2019-12-31	$20,864,356
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$79,555,076
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$7,020,027
Employer contributions (assets) at end of year	2019-12-31	$7,020,028
Employer contributions (assets) at beginning of year	2019-12-31	$6,192,186
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$-7,541,128
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	No
Liabilities. Value of benefit claims payable at end of year	2019-12-31	$46,320,723
Liabilities. Value of benefit claims payable at beginning of year	2019-12-31	$92,626,820
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2019-12-31	232334403
2018 : ERM GROUP SALARY DEFERRAL PLAN 2018 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$92,626,820
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$95,393,712
Total income from all sources (including contributions)	2018-12-31	$4,134,333
Total of all expenses incurred	2018-12-31	$20,463,803
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$20,459,596
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$26,868,382
Value of total assets at end of year	2018-12-31	$434,550,966
Value of total assets at beginning of year	2018-12-31	$453,647,328
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$4,207
Total interest from all sources	2018-12-31	$22,270,046
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$18,737,323
Participant contributions at end of year	2018-12-31	$2,586,999
Participant contributions at beginning of year	2018-12-31	$2,503,850
Participant contributions at end of year	2018-12-31	$522,855
Participant contributions at beginning of year	2018-12-31	$457,714
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$1,938,878
Administrative expenses (other) incurred	2018-12-31	$4,207
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-16,329,470
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$341,924,146
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$358,253,616
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$425,248,926
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$444,955,018
Value of interest in pooled separate accounts at end of year	2018-12-31	$0
Interest on participant loans	2018-12-31	$148,367
Interest earned on other investments	2018-12-31	$22,121,679
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-45,004,095
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$6,192,181
Employer contributions (assets) at end of year	2018-12-31	$6,192,186
Employer contributions (assets) at beginning of year	2018-12-31	$5,730,746
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$20,459,596
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2018-12-31	No
Liabilities. Value of benefit claims payable at end of year	2018-12-31	$92,626,820
Liabilities. Value of benefit claims payable at beginning of year	2018-12-31	$95,393,712
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2018-12-31	232334403
2017 : ERM GROUP SALARY DEFERRAL PLAN 2017 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$95,393,712
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$77,263,535
Total income from all sources (including contributions)	2017-12-31	$94,345,701
Total of all expenses incurred	2017-12-31	$37,373,151
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$37,354,651
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$24,722,934
Value of total assets at end of year	2017-12-31	$453,647,328
Value of total assets at beginning of year	2017-12-31	$378,544,601
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$18,500
Total interest from all sources	2017-12-31	$18,774,242
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$17,286,314
Participant contributions at end of year	2017-12-31	$2,503,850
Participant contributions at beginning of year	2017-12-31	$2,493,019
Participant contributions at end of year	2017-12-31	$457,714
Participant contributions at beginning of year	2017-12-31	$4,308
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$1,705,872
Administrative expenses (other) incurred	2017-12-31	$18,500
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$56,972,550
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$358,253,616
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$301,281,066
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$444,955,018
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$370,510,493
Interest on participant loans	2017-12-31	$125,589
Interest earned on other investments	2017-12-31	$18,648,653
Value of interest in common/collective trusts at end of year	2017-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$50,848,525
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$5,730,748
Employer contributions (assets) at end of year	2017-12-31	$5,730,746
Employer contributions (assets) at beginning of year	2017-12-31	$5,536,781
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$37,354,651
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2017-12-31	No
Liabilities. Value of benefit claims payable at end of year	2017-12-31	$95,393,712
Liabilities. Value of benefit claims payable at beginning of year	2017-12-31	$77,263,535
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2017-12-31	232334403
2016 : ERM GROUP SALARY DEFERRAL PLAN 2016 401k financial data
Total transfer of assets to this plan	2016-12-31	$24,294,268
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$77,263,535
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$67,122,111
Total income from all sources (including contributions)	2016-12-31	$57,789,617
Total of all expenses incurred	2016-12-31	$27,906,415
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$27,902,066
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$25,257,421
Value of total assets at end of year	2016-12-31	$378,544,601
Value of total assets at beginning of year	2016-12-31	$314,225,707
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$4,349
Total interest from all sources	2016-12-31	$13,516,226
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$17,536,982
Participant contributions at end of year	2016-12-31	$2,493,019
Participant contributions at beginning of year	2016-12-31	$2,469,540
Participant contributions at end of year	2016-12-31	$4,308
Participant contributions at beginning of year	2016-12-31	$346,243
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$2,145,458
Administrative expenses (other) incurred	2016-12-31	$4,349
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$29,883,202
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$301,281,066
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$247,103,596
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$370,510,493
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$306,086,622
Interest on participant loans	2016-12-31	$123,624
Interest earned on other investments	2016-12-31	$13,392,602
Value of interest in common/collective trusts at end of year	2016-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$19,015,970
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$5,574,981
Employer contributions (assets) at end of year	2016-12-31	$5,536,781
Employer contributions (assets) at beginning of year	2016-12-31	$5,323,302
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$27,902,066
Liabilities. Value of benefit claims payable at end of year	2016-12-31	$77,263,535
Liabilities. Value of benefit claims payable at beginning of year	2016-12-31	$67,122,111
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2016-12-31	232334403
2015 : ERM GROUP SALARY DEFERRAL PLAN 2015 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$67,122,111
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$62,835,112
Total income from all sources (including contributions)	2015-12-31	$22,195,034
Total of all expenses incurred	2015-12-31	$21,405,858
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$21,386,787
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$25,225,503
Value of total assets at end of year	2015-12-31	$314,225,707
Value of total assets at beginning of year	2015-12-31	$309,149,532
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$19,071
Total interest from all sources	2015-12-31	$14,876,723
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Administrative expenses professional fees incurred	2015-12-31	$3,439
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$16,853,568
Participant contributions at end of year	2015-12-31	$2,469,540
Participant contributions at beginning of year	2015-12-31	$2,635,109
Participant contributions at end of year	2015-12-31	$346,243
Participant contributions at beginning of year	2015-12-31	$3,207
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$3,047,424
Administrative expenses (other) incurred	2015-12-31	$15,632
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$789,176
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$247,103,596
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$246,314,420
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$306,086,622
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$301,289,690
Interest on participant loans	2015-12-31	$131,483
Interest earned on other investments	2015-12-31	$14,745,240
Value of interest in common/collective trusts at end of year	2015-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-17,907,192
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$5,324,511
Employer contributions (assets) at end of year	2015-12-31	$5,323,302
Employer contributions (assets) at beginning of year	2015-12-31	$5,221,526
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$21,386,787
Liabilities. Value of benefit claims payable at end of year	2015-12-31	$67,122,111
Liabilities. Value of benefit claims payable at beginning of year	2015-12-31	$62,835,112
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2015-12-31	232334403
2014 : ERM GROUP SALARY DEFERRAL PLAN 2014 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$62,835,112
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$61,053,270
Total income from all sources (including contributions)	2014-12-31	$49,329,840
Total of all expenses incurred	2014-12-31	$12,894,713
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$12,891,636
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$22,972,233
Value of total assets at end of year	2014-12-31	$309,149,532
Value of total assets at beginning of year	2014-12-31	$270,932,563
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$3,077
Total interest from all sources	2014-12-31	$15,042,372
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Administrative expenses professional fees incurred	2014-12-31	$3,077
Was this plan covered by a fidelity bond	2014-12-31	No
If this is an individual account plan, was there a blackout period	2014-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$15,496,513
Participant contributions at end of year	2014-12-31	$2,635,109
Participant contributions at beginning of year	2014-12-31	$2,015,629
Participant contributions at end of year	2014-12-31	$3,207
Participant contributions at beginning of year	2014-12-31	$383,074
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$2,251,815
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$36,435,127
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$246,314,420
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$209,879,293
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$301,289,690
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$263,818,249
Interest on participant loans	2014-12-31	$128,250
Interest earned on other investments	2014-12-31	$14,914,122
Value of interest in common/collective trusts at end of year	2014-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$11,315,235
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$5,223,905
Employer contributions (assets) at end of year	2014-12-31	$5,221,526
Employer contributions (assets) at beginning of year	2014-12-31	$4,715,611
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$12,891,636
Liabilities. Value of benefit claims payable at end of year	2014-12-31	$62,835,112
Liabilities. Value of benefit claims payable at beginning of year	2014-12-31	$61,053,270
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2014-12-31	232334403
2013 : ERM GROUP SALARY DEFERRAL PLAN 2013 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$61,053,270
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$48,405,635
Total income from all sources (including contributions)	2013-12-31	$69,654,593
Total of all expenses incurred	2013-12-31	$24,700,694
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$24,698,033
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$21,252,790
Value of total assets at end of year	2013-12-31	$270,932,563
Value of total assets at beginning of year	2013-12-31	$213,331,029
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$2,661
Total interest from all sources	2013-12-31	$10,506,518
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Administrative expenses professional fees incurred	2013-12-31	$2,661
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$14,390,104
Participant contributions at end of year	2013-12-31	$2,015,629
Participant contributions at beginning of year	2013-12-31	$1,600,724
Participant contributions at end of year	2013-12-31	$383,074
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$2,144,785
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$44,953,899
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$209,879,293
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$164,925,394
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$263,818,249
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$207,349,050
Interest on participant loans	2013-12-31	$90,309
Interest earned on other investments	2013-12-31	$10,416,209
Value of interest in common/collective trusts at end of year	2013-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$37,895,285
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$4,717,901
Employer contributions (assets) at end of year	2013-12-31	$4,715,611
Employer contributions (assets) at beginning of year	2013-12-31	$4,381,255
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$24,698,033
Liabilities. Value of benefit claims payable at end of year	2013-12-31	$61,053,270
Liabilities. Value of benefit claims payable at beginning of year	2013-12-31	$48,405,635
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2013-12-31	232334403
2012 : ERM GROUP SALARY DEFERRAL PLAN 2012 401k financial data
Total transfer of assets to this plan	2012-12-31	$5,907,112
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$48,405,635
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$43,400,128
Total income from all sources (including contributions)	2012-12-31	$43,206,928
Total of all expenses incurred	2012-12-31	$17,052,705
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$17,050,275
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$19,208,652
Value of total assets at end of year	2012-12-31	$213,331,029
Value of total assets at beginning of year	2012-12-31	$176,264,187
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$2,430
Total interest from all sources	2012-12-31	$5,832,981
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Administrative expenses professional fees incurred	2012-12-31	$2,430
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$1,250,000
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$12,817,705
Participant contributions at end of year	2012-12-31	$1,600,724
Participant contributions at beginning of year	2012-12-31	$1,591,066
Participant contributions at beginning of year	2012-12-31	$3,765
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$2,010,233
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$26,154,223
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$164,925,394
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$132,864,059
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$207,349,050
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$171,168,309
Interest on participant loans	2012-12-31	$85,887
Interest earned on other investments	2012-12-31	$5,747,094
Value of interest in common/collective trusts at end of year	2012-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$18,165,295
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$4,380,714
Employer contributions (assets) at end of year	2012-12-31	$4,381,255
Employer contributions (assets) at beginning of year	2012-12-31	$3,501,047
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$17,050,275
Liabilities. Value of benefit claims payable at end of year	2012-12-31	$48,405,635
Liabilities. Value of benefit claims payable at beginning of year	2012-12-31	$43,400,128
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2012-12-31	232334403
2011 : ERM GROUP SALARY DEFERRAL PLAN 2011 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$43,400,128
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$41,668,444
Total income from all sources (including contributions)	2011-12-31	$16,131,740
Total of all expenses incurred	2011-12-31	$9,161,487
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$9,156,216
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$15,002,803
Value of total assets at end of year	2011-12-31	$176,264,187
Value of total assets at beginning of year	2011-12-31	$167,562,250
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$5,271
Total interest from all sources	2011-12-31	$4,772,756
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Administrative expenses professional fees incurred	2011-12-31	$5,271
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$7,424,532
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$10,473,762
Participant contributions at end of year	2011-12-31	$1,591,066
Participant contributions at beginning of year	2011-12-31	$1,423,020
Participant contributions at end of year	2011-12-31	$3,765
Participant contributions at beginning of year	2011-12-31	$9,894
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$979,528
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$6,970,253
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$132,864,059
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$125,893,806
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$171,168,309
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$163,018,517
Interest on participant loans	2011-12-31	$94,222
Interest earned on other investments	2011-12-31	$4,678,534
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-3,643,819
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$3,549,513
Employer contributions (assets) at end of year	2011-12-31	$3,501,047
Employer contributions (assets) at beginning of year	2011-12-31	$3,110,819
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$9,156,216
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2011-12-31	No
Liabilities. Value of benefit claims payable at end of year	2011-12-31	$43,400,128
Liabilities. Value of benefit claims payable at beginning of year	2011-12-31	$41,668,444
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2011-12-31	232334403
2010 : ERM GROUP SALARY DEFERRAL PLAN 2010 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$41,668,444
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$38,576,891
Total income from all sources (including contributions)	2010-12-31	$31,398,592
Total of all expenses incurred	2010-12-31	$11,732,177
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$11,729,938
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$13,608,598
Value of total assets at end of year	2010-12-31	$167,562,250
Value of total assets at beginning of year	2010-12-31	$144,804,282
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$2,239
Total interest from all sources	2010-12-31	$3,442,162
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Administrative expenses professional fees incurred	2010-12-31	$2,239
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$1,250,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$8,638,385
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$9,086,719
Participant contributions at end of year	2010-12-31	$1,423,020
Participant contributions at beginning of year	2010-12-31	$1,435,466
Participant contributions at end of year	2010-12-31	$9,894
Participant contributions at beginning of year	2010-12-31	$509,683
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$1,324,678
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$19,666,415
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$125,893,806
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$106,227,391
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$163,018,517
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$139,876,172
Interest on participant loans	2010-12-31	$100,046
Interest earned on other investments	2010-12-31	$3,342,116
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$14,347,832
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$3,197,201
Employer contributions (assets) at end of year	2010-12-31	$3,110,819
Employer contributions (assets) at beginning of year	2010-12-31	$2,982,961
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$11,729,938
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2010-12-31	No
Liabilities. Value of benefit claims payable at end of year	2010-12-31	$41,668,444
Liabilities. Value of benefit claims payable at beginning of year	2010-12-31	$38,576,891
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	ARENA SNYDER & DUNLAP LLP
Accountancy firm EIN	2010-12-31	232334403
2009 : ERM GROUP SALARY DEFERRAL PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$6,230,255

Form 5500 Responses for ERM GROUP SALARY DEFERRAL PLAN

2020: ERM GROUP SALARY DEFERRAL PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: ERM GROUP SALARY DEFERRAL PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: ERM GROUP SALARY DEFERRAL PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: ERM GROUP SALARY DEFERRAL PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: ERM GROUP SALARY DEFERRAL PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: ERM GROUP SALARY DEFERRAL PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: ERM GROUP SALARY DEFERRAL PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: ERM GROUP SALARY DEFERRAL PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: ERM GROUP SALARY DEFERRAL PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: ERM GROUP SALARY DEFERRAL PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: ERM GROUP SALARY DEFERRAL PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: ERM GROUP SALARY DEFERRAL PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	This submission is the final filing	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	ERM GROUP, INC.
Employer identification number (EIN):	232053856
NAIC Classification:	541330
NAIC Description:	Engineering Services