SMART has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan SMART DISCIPLINE/INCOME PROTECTION PROGRAM
| Measure | Date | Value |
|---|
| 2023 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2023 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2023-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $2,173,544 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $1,835,070 |
| Total income from all sources (including contributions) | 2023-12-31 | $8,599,679 |
| Total loss/gain on sale of assets | 2023-12-31 | $0 |
| Total of all expenses incurred | 2023-12-31 | $4,787,547 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-12-31 | $4,452,650 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-12-31 | $6,979,692 |
| Value of total assets at end of year | 2023-12-31 | $23,357,492 |
| Value of total assets at beginning of year | 2023-12-31 | $19,206,886 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-12-31 | $334,897 |
| Total interest from all sources | 2023-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-12-31 | $391,590 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-12-31 | No |
| Was this plan covered by a fidelity bond | 2023-12-31 | Yes |
| Value of fidelity bond cover | 2023-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-12-31 | No |
| Participant contributions at end of year | 2023-12-31 | $9,419 |
| Participant contributions at beginning of year | 2023-12-31 | $20,095 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2023-12-31 | $24,097 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2023-12-31 | $354,192 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2023-12-31 | $74,654 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2023-12-31 | $5,820 |
| Administrative expenses (other) incurred | 2023-12-31 | $43,796 |
| Total non interest bearing cash at end of year | 2023-12-31 | $7,963,145 |
| Total non interest bearing cash at beginning of year | 2023-12-31 | $8,080,340 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Value of net income/loss | 2023-12-31 | $3,812,132 |
| Value of net assets at end of year (total assets less liabilities) | 2023-12-31 | $21,183,948 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-12-31 | $17,371,816 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-12-31 | No |
| Investment advisory and management fees | 2023-12-31 | $20,850 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-12-31 | $15,313,349 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-12-31 | $10,747,854 |
| Asset value of US Government securities at end of year | 2023-12-31 | $47,482 |
| Asset value of US Government securities at beginning of year | 2023-12-31 | $4,405 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-12-31 | $1,228,397 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2023-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-12-31 | No |
| Contributions received in cash from employer | 2023-12-31 | $6,979,692 |
| Income. Dividends from common stock | 2023-12-31 | $391,590 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-12-31 | $4,452,650 |
| Contract administrator fees | 2023-12-31 | $0 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2023-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2023-12-31 | $2,098,890 |
| Liabilities. Value of benefit claims payable at beginning of year | 2023-12-31 | $1,829,250 |
| Did the plan have assets held for investment | 2023-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-12-31 | Unqualified |
| Accountancy firm name | 2023-12-31 | CALIBRE CPA GROUP PLLC |
| Accountancy firm EIN | 2023-12-31 | 470900880 |
| 2022 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2022 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2022-12-31 | $-1,948,441 |
| Total unrealized appreciation/depreciation of assets | 2022-12-31 | $-1,948,441 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $1,835,070 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $2,659,809 |
| Total income from all sources (including contributions) | 2022-12-31 | $7,284,696 |
| Total loss/gain on sale of assets | 2022-12-31 | $0 |
| Total of all expenses incurred | 2022-12-31 | $3,891,141 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $3,608,680 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $8,816,556 |
| Value of total assets at end of year | 2022-12-31 | $19,206,886 |
| Value of total assets at beginning of year | 2022-12-31 | $16,638,070 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $282,461 |
| Total interest from all sources | 2022-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-12-31 | $271,230 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Administrative expenses professional fees incurred | 2022-12-31 | $21,220 |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Participant contributions at end of year | 2022-12-31 | $20,095 |
| Participant contributions at beginning of year | 2022-12-31 | $81 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2022-12-31 | $354,192 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2022-12-31 | $62,953 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2022-12-31 | $5,820 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2022-12-31 | $6,219 |
| Administrative expenses (other) incurred | 2022-12-31 | $51,536 |
| Liabilities. Value of operating payables at end of year | 2022-12-31 | $0 |
| Liabilities. Value of operating payables at beginning of year | 2022-12-31 | $0 |
| Total non interest bearing cash at end of year | 2022-12-31 | $8,080,340 |
| Total non interest bearing cash at beginning of year | 2022-12-31 | $5,286,695 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $3,393,555 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $17,371,816 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $13,978,261 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Investment advisory and management fees | 2022-12-31 | $13,824 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-12-31 | $10,747,854 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-12-31 | $11,279,156 |
| Asset value of US Government securities at end of year | 2022-12-31 | $4,405 |
| Asset value of US Government securities at beginning of year | 2022-12-31 | $9,185 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-12-31 | $145,351 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Contributions received in cash from employer | 2022-12-31 | $8,816,556 |
| Income. Dividends from common stock | 2022-12-31 | $271,230 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-12-31 | $3,608,680 |
| Contract administrator fees | 2022-12-31 | $195,881 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2022-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2022-12-31 | $1,829,250 |
| Liabilities. Value of benefit claims payable at beginning of year | 2022-12-31 | $2,653,590 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | CALIBRE CPA GROUP PLLC |
| Accountancy firm EIN | 2022-12-31 | 470900880 |
| 2021 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2021 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2021-12-31 | $-248,744 |
| Total unrealized appreciation/depreciation of assets | 2021-12-31 | $-248,744 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $2,659,809 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $4,001,170 |
| Total income from all sources (including contributions) | 2021-12-31 | $10,340,099 |
| Total loss/gain on sale of assets | 2021-12-31 | $0 |
| Total of all expenses incurred | 2021-12-31 | $6,124,472 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $5,773,424 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $9,520,148 |
| Value of total assets at end of year | 2021-12-31 | $16,638,070 |
| Value of total assets at beginning of year | 2021-12-31 | $13,763,804 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $351,048 |
| Total interest from all sources | 2021-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-12-31 | $211,179 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2021-12-31 | $211,179 |
| Administrative expenses professional fees incurred | 2021-12-31 | $27,394 |
| Was this plan covered by a fidelity bond | 2021-12-31 | Yes |
| Value of fidelity bond cover | 2021-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Participant contributions at end of year | 2021-12-31 | $81 |
| Participant contributions at beginning of year | 2021-12-31 | $25,144 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2021-12-31 | $62,953 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2021-12-31 | $58,489 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2021-12-31 | $6,219 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2021-12-31 | $6,418 |
| Administrative expenses (other) incurred | 2021-12-31 | $109,342 |
| Liabilities. Value of operating payables at end of year | 2021-12-31 | $0 |
| Liabilities. Value of operating payables at beginning of year | 2021-12-31 | $26,170 |
| Total non interest bearing cash at end of year | 2021-12-31 | $5,286,695 |
| Total non interest bearing cash at beginning of year | 2021-12-31 | $4,212,188 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $4,215,627 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $13,978,261 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $9,762,634 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Investment advisory and management fees | 2021-12-31 | $12,843 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-12-31 | $11,279,156 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2021-12-31 | $9,450,474 |
| Asset value of US Government securities at end of year | 2021-12-31 | $9,185 |
| Asset value of US Government securities at beginning of year | 2021-12-31 | $17,509 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2021-12-31 | $857,516 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Contributions received in cash from employer | 2021-12-31 | $9,520,148 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-12-31 | $5,773,424 |
| Contract administrator fees | 2021-12-31 | $201,469 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2021-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2021-12-31 | $2,653,590 |
| Liabilities. Value of benefit claims payable at beginning of year | 2021-12-31 | $3,968,582 |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Unqualified |
| Accountancy firm name | 2021-12-31 | CALIBRE CPA GROUP PLLC |
| Accountancy firm EIN | 2021-12-31 | 470900880 |
| 2020 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2020 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2020-12-31 | $768,567 |
| Total unrealized appreciation/depreciation of assets | 2020-12-31 | $768,567 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $4,001,170 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $4,430,162 |
| Total income from all sources (including contributions) | 2020-12-31 | $13,139,375 |
| Total loss/gain on sale of assets | 2020-12-31 | $0 |
| Total of all expenses incurred | 2020-12-31 | $9,141,988 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $8,737,318 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $12,163,350 |
| Value of total assets at end of year | 2020-12-31 | $13,763,804 |
| Value of total assets at beginning of year | 2020-12-31 | $10,195,409 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $404,670 |
| Total interest from all sources | 2020-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-12-31 | $174,769 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2020-12-31 | $174,769 |
| Administrative expenses professional fees incurred | 2020-12-31 | $23,770 |
| Was this plan covered by a fidelity bond | 2020-12-31 | Yes |
| Value of fidelity bond cover | 2020-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Contributions received from participants | 2020-12-31 | $12,163,350 |
| Participant contributions at end of year | 2020-12-31 | $25,144 |
| Participant contributions at beginning of year | 2020-12-31 | $44,458 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2020-12-31 | $58,489 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2020-12-31 | $71,507 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2020-12-31 | $6,418 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2020-12-31 | $20,848 |
| Administrative expenses (other) incurred | 2020-12-31 | $168,265 |
| Liabilities. Value of operating payables at end of year | 2020-12-31 | $26,170 |
| Liabilities. Value of operating payables at beginning of year | 2020-12-31 | $63,844 |
| Total non interest bearing cash at end of year | 2020-12-31 | $4,212,188 |
| Total non interest bearing cash at beginning of year | 2020-12-31 | $1,586,262 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $3,997,387 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $9,762,634 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $5,765,247 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Investment advisory and management fees | 2020-12-31 | $8,112 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2020-12-31 | $9,450,474 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2020-12-31 | $8,480,159 |
| Asset value of US Government securities at end of year | 2020-12-31 | $17,509 |
| Asset value of US Government securities at beginning of year | 2020-12-31 | $13,023 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2020-12-31 | $32,689 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-12-31 | $8,737,318 |
| Contract administrator fees | 2020-12-31 | $204,523 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2020-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2020-12-31 | $3,968,582 |
| Liabilities. Value of benefit claims payable at beginning of year | 2020-12-31 | $4,345,470 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Unqualified |
| Accountancy firm name | 2020-12-31 | CALIBRE CPA GROUP PLLC |
| Accountancy firm EIN | 2020-12-31 | 470900880 |
| 2019 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2019 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2019-12-31 | $606,722 |
| Unrealized appreciation/depreciation of other (non real estate) assets | 2019-12-31 | $606,722 |
| Total unrealized appreciation/depreciation of assets | 2019-12-31 | $606,722 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $4,430,162 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $4,430,162 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $5,004,201 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $5,004,201 |
| Total income from all sources (including contributions) | 2019-12-31 | $15,494,587 |
| Total loss/gain on sale of assets | 2019-12-31 | $0 |
| Total of all expenses incurred | 2019-12-31 | $9,582,466 |
| Total of all expenses incurred | 2019-12-31 | $9,582,466 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $8,888,420 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $8,888,420 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $14,619,355 |
| Value of total assets at end of year | 2019-12-31 | $10,195,409 |
| Value of total assets at end of year | 2019-12-31 | $10,195,409 |
| Value of total assets at beginning of year | 2019-12-31 | $4,857,327 |
| Value of total assets at beginning of year | 2019-12-31 | $4,857,327 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $694,046 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $694,046 |
| Total interest from all sources | 2019-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $177,580 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2019-12-31 | $177,580 |
| Administrative expenses professional fees incurred | 2019-12-31 | $28,315 |
| Administrative expenses professional fees incurred | 2019-12-31 | $28,315 |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $1,000,000 |
| Value of fidelity bond cover | 2019-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Contributions received from participants | 2019-12-31 | $14,619,355 |
| Participant contributions at end of year | 2019-12-31 | $44,458 |
| Participant contributions at end of year | 2019-12-31 | $44,458 |
| Participant contributions at beginning of year | 2019-12-31 | $18,875 |
| Participant contributions at beginning of year | 2019-12-31 | $18,875 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2019-12-31 | $71,507 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2019-12-31 | $71,507 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2019-12-31 | $89,336 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2019-12-31 | $89,336 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2019-12-31 | $20,848 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2019-12-31 | $20,848 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2019-12-31 | $31,688 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2019-12-31 | $31,688 |
| Administrative expenses (other) incurred | 2019-12-31 | $260,159 |
| Administrative expenses (other) incurred | 2019-12-31 | $260,159 |
| Liabilities. Value of operating payables at end of year | 2019-12-31 | $63,844 |
| Liabilities. Value of operating payables at end of year | 2019-12-31 | $63,844 |
| Liabilities. Value of operating payables at beginning of year | 2019-12-31 | $128,993 |
| Liabilities. Value of operating payables at beginning of year | 2019-12-31 | $128,993 |
| Total non interest bearing cash at end of year | 2019-12-31 | $1,586,262 |
| Total non interest bearing cash at end of year | 2019-12-31 | $1,586,262 |
| Total non interest bearing cash at beginning of year | 2019-12-31 | $1,427,474 |
| Total non interest bearing cash at beginning of year | 2019-12-31 | $1,427,474 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $5,912,121 |
| Value of net income/loss | 2019-12-31 | $5,912,121 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $5,765,247 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $-146,874 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $-146,874 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Investment advisory and management fees | 2019-12-31 | $10,622 |
| Investment advisory and management fees | 2019-12-31 | $10,622 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $8,480,159 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $8,480,159 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $3,307,174 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $3,307,174 |
| Asset value of US Government securities at end of year | 2019-12-31 | $13,023 |
| Asset value of US Government securities at end of year | 2019-12-31 | $13,023 |
| Asset value of US Government securities at beginning of year | 2019-12-31 | $14,468 |
| Asset value of US Government securities at beginning of year | 2019-12-31 | $14,468 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2019-12-31 | $90,930 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | Yes |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $8,888,420 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $8,888,420 |
| Contract administrator fees | 2019-12-31 | $394,950 |
| Contract administrator fees | 2019-12-31 | $394,950 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2019-12-31 | No |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2019-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2019-12-31 | $4,345,470 |
| Liabilities. Value of benefit claims payable at end of year | 2019-12-31 | $4,345,470 |
| Liabilities. Value of benefit claims payable at beginning of year | 2019-12-31 | $4,843,520 |
| Liabilities. Value of benefit claims payable at beginning of year | 2019-12-31 | $4,843,520 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Unqualified |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Unqualified |
| Accountancy firm name | 2019-12-31 | CALIBRE CPA GROUP PLLC |
| Accountancy firm name | 2019-12-31 | CALIBRE CPA GROUP PLLC |
| Accountancy firm EIN | 2019-12-31 | 470900880 |
| Accountancy firm EIN | 2019-12-31 | 470900880 |
| 2018 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2018 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2018-12-31 | $-464,239 |
| Total unrealized appreciation/depreciation of assets | 2018-12-31 | $-464,239 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $5,004,201 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $7,610,282 |
| Total income from all sources (including contributions) | 2018-12-31 | $14,439,055 |
| Total loss/gain on sale of assets | 2018-12-31 | $0 |
| Total of all expenses incurred | 2018-12-31 | $11,363,376 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $10,509,701 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $14,597,999 |
| Value of total assets at end of year | 2018-12-31 | $4,857,327 |
| Value of total assets at beginning of year | 2018-12-31 | $4,387,729 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $853,675 |
| Total interest from all sources | 2018-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-12-31 | $91,575 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2018-12-31 | $91,575 |
| Administrative expenses professional fees incurred | 2018-12-31 | $34,481 |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Contributions received from participants | 2018-12-31 | $14,597,999 |
| Participant contributions at end of year | 2018-12-31 | $18,875 |
| Participant contributions at beginning of year | 2018-12-31 | $7,526 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2018-12-31 | $89,336 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2018-12-31 | $4,578 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2018-12-31 | $31,688 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2018-12-31 | $96,938 |
| Administrative expenses (other) incurred | 2018-12-31 | $437,721 |
| Liabilities. Value of operating payables at end of year | 2018-12-31 | $128,993 |
| Liabilities. Value of operating payables at beginning of year | 2018-12-31 | $62,734 |
| Total non interest bearing cash at end of year | 2018-12-31 | $1,427,474 |
| Total non interest bearing cash at beginning of year | 2018-12-31 | $29,416 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $3,075,679 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $-146,874 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $-3,222,553 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Investment advisory and management fees | 2018-12-31 | $26,099 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-12-31 | $3,307,174 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-12-31 | $4,338,327 |
| Asset value of US Government securities at end of year | 2018-12-31 | $14,468 |
| Asset value of US Government securities at beginning of year | 2018-12-31 | $7,882 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2018-12-31 | $213,720 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-12-31 | $10,509,701 |
| Contract administrator fees | 2018-12-31 | $355,374 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2018-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2018-12-31 | $4,843,520 |
| Liabilities. Value of benefit claims payable at beginning of year | 2018-12-31 | $7,450,610 |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Unqualified |
| Accountancy firm name | 2018-12-31 | CALIBRE CPA GROUP PLLC |
| Accountancy firm EIN | 2018-12-31 | 470900880 |
| 2017 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2017 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2017-12-31 | $136,486 |
| Total unrealized appreciation/depreciation of assets | 2017-12-31 | $136,486 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $7,610,282 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $7,280,234 |
| Total income from all sources (including contributions) | 2017-12-31 | $14,597,480 |
| Total loss/gain on sale of assets | 2017-12-31 | $0 |
| Total of all expenses incurred | 2017-12-31 | $15,424,164 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $14,231,602 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $14,064,097 |
| Value of total assets at end of year | 2017-12-31 | $4,387,729 |
| Value of total assets at beginning of year | 2017-12-31 | $4,884,365 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $1,192,562 |
| Total interest from all sources | 2017-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $109,869 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2017-12-31 | $109,869 |
| Administrative expenses professional fees incurred | 2017-12-31 | $25,314 |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Contributions received from participants | 2017-12-31 | $14,064,097 |
| Participant contributions at end of year | 2017-12-31 | $7,526 |
| Participant contributions at beginning of year | 2017-12-31 | $31,711 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2017-12-31 | $4,578 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2017-12-31 | $50,016 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2017-12-31 | $96,938 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2017-12-31 | $105,982 |
| Administrative expenses (other) incurred | 2017-12-31 | $567,132 |
| Liabilities. Value of operating payables at end of year | 2017-12-31 | $62,734 |
| Liabilities. Value of operating payables at beginning of year | 2017-12-31 | $82,918 |
| Total non interest bearing cash at end of year | 2017-12-31 | $29,416 |
| Total non interest bearing cash at beginning of year | 2017-12-31 | $195,329 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $-826,684 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $-3,222,553 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $-2,395,869 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Investment advisory and management fees | 2017-12-31 | $20,340 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-12-31 | $4,338,327 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-12-31 | $4,590,643 |
| Asset value of US Government securities at end of year | 2017-12-31 | $7,882 |
| Asset value of US Government securities at beginning of year | 2017-12-31 | $16,666 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-12-31 | $287,028 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $14,231,602 |
| Contract administrator fees | 2017-12-31 | $579,776 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2017-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2017-12-31 | $7,450,610 |
| Liabilities. Value of benefit claims payable at beginning of year | 2017-12-31 | $7,091,334 |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Unqualified |
| Accountancy firm name | 2017-12-31 | CALIBRE CPA GROUP PLLC |
| Accountancy firm EIN | 2017-12-31 | 470900880 |
| 2016 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2016 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2016-12-31 | $207,011 |
| Total unrealized appreciation/depreciation of assets | 2016-12-31 | $207,011 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $7,280,234 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $6,571,109 |
| Total income from all sources (including contributions) | 2016-12-31 | $15,403,488 |
| Total loss/gain on sale of assets | 2016-12-31 | $0 |
| Total of all expenses incurred | 2016-12-31 | $15,837,399 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $14,476,301 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $15,148,640 |
| Value of total assets at end of year | 2016-12-31 | $4,884,365 |
| Value of total assets at beginning of year | 2016-12-31 | $4,609,151 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $1,361,098 |
| Total interest from all sources | 2016-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $96,086 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-12-31 | $96,086 |
| Administrative expenses professional fees incurred | 2016-12-31 | $30,217 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $15,148,640 |
| Participant contributions at end of year | 2016-12-31 | $31,711 |
| Participant contributions at beginning of year | 2016-12-31 | $21,848 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2016-12-31 | $50,016 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2016-12-31 | $149,323 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2016-12-31 | $105,982 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2016-12-31 | $114,616 |
| Administrative expenses (other) incurred | 2016-12-31 | $657,176 |
| Liabilities. Value of operating payables at end of year | 2016-12-31 | $82,918 |
| Liabilities. Value of operating payables at beginning of year | 2016-12-31 | $1,936 |
| Total non interest bearing cash at end of year | 2016-12-31 | $195,329 |
| Total non interest bearing cash at beginning of year | 2016-12-31 | $83,628 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $-433,911 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $-2,395,869 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $-1,961,958 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Investment advisory and management fees | 2016-12-31 | $24,485 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2016-12-31 | $4,590,643 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-12-31 | $4,344,594 |
| Asset value of US Government securities at end of year | 2016-12-31 | $16,666 |
| Asset value of US Government securities at beginning of year | 2016-12-31 | $9,758 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-12-31 | $-48,249 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $14,476,301 |
| Contract administrator fees | 2016-12-31 | $649,220 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2016-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2016-12-31 | $7,091,334 |
| Liabilities. Value of benefit claims payable at beginning of year | 2016-12-31 | $6,454,557 |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Unqualified |
| Accountancy firm name | 2016-12-31 | CALIBRE CPA GROUP |
| Accountancy firm EIN | 2016-12-31 | 470900880 |
| 2015 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2015 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2015-12-31 | $-382,204 |
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $-382,204 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $6,571,109 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $7,711,053 |
| Total income from all sources (including contributions) | 2015-12-31 | $14,505,286 |
| Total loss/gain on sale of assets | 2015-12-31 | $0 |
| Total of all expenses incurred | 2015-12-31 | $16,580,832 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $15,197,843 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $14,492,817 |
| Value of total assets at end of year | 2015-12-31 | $4,609,151 |
| Value of total assets at beginning of year | 2015-12-31 | $7,824,641 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $1,382,989 |
| Total interest from all sources | 2015-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $137,488 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-12-31 | $137,488 |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $14,492,817 |
| Participant contributions at end of year | 2015-12-31 | $21,848 |
| Participant contributions at beginning of year | 2015-12-31 | $544,898 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2015-12-31 | $149,323 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2015-12-31 | $300,347 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2015-12-31 | $114,616 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2015-12-31 | $131,972 |
| Administrative expenses (other) incurred | 2015-12-31 | $740,030 |
| Liabilities. Value of operating payables at end of year | 2015-12-31 | $1,936 |
| Liabilities. Value of operating payables at beginning of year | 2015-12-31 | $11,275 |
| Total non interest bearing cash at end of year | 2015-12-31 | $83,628 |
| Total non interest bearing cash at beginning of year | 2015-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $-2,075,546 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $-1,961,958 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $113,588 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $4,344,594 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $6,971,196 |
| Asset value of US Government securities at end of year | 2015-12-31 | $9,758 |
| Asset value of US Government securities at beginning of year | 2015-12-31 | $8,200 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-12-31 | $257,185 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $15,197,843 |
| Contract administrator fees | 2015-12-31 | $642,959 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2015-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2015-12-31 | $6,454,557 |
| Liabilities. Value of benefit claims payable at beginning of year | 2015-12-31 | $7,567,806 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Unqualified |
| Accountancy firm name | 2015-12-31 | CALIBRE CPA GROUP |
| Accountancy firm EIN | 2015-12-31 | 470900880 |
| 2014 : SMART DISCIPLINE/INCOME PROTECTION PROGRAM 2014 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2014-12-31 | $-43,789 |
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $-43,789 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $7,711,053 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $6,817,724 |
| Total income from all sources (including contributions) | 2014-12-31 | $14,611,282 |
| Total loss/gain on sale of assets | 2014-12-31 | $0 |
| Total of all expenses incurred | 2014-12-31 | $17,966,737 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $16,893,759 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $14,230,029 |
| Value of total assets at end of year | 2014-12-31 | $7,824,641 |
| Value of total assets at beginning of year | 2014-12-31 | $10,286,767 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $1,072,978 |
| Total interest from all sources | 2014-12-31 | $0 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $209,525 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2014-12-31 | $209,525 |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Contributions received from participants | 2014-12-31 | $14,230,029 |
| Participant contributions at end of year | 2014-12-31 | $544,898 |
| Participant contributions at beginning of year | 2014-12-31 | $483,542 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2014-12-31 | $300,347 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2014-12-31 | $112,026 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2014-12-31 | $131,972 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2014-12-31 | $91,267 |
| Administrative expenses (other) incurred | 2014-12-31 | $657,618 |
| Liabilities. Value of operating payables at end of year | 2014-12-31 | $11,275 |
| Total non interest bearing cash at end of year | 2014-12-31 | $0 |
| Total non interest bearing cash at beginning of year | 2014-12-31 | $427,365 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $-3,355,455 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $113,588 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $3,469,043 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $6,971,196 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $8,820,779 |
| Asset value of US Government securities at end of year | 2014-12-31 | $8,200 |
| Asset value of US Government securities at beginning of year | 2014-12-31 | $443,055 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-12-31 | $215,517 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $16,893,759 |
| Contract administrator fees | 2014-12-31 | $415,360 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2014-12-31 | No |
| Liabilities. Value of benefit claims payable at end of year | 2014-12-31 | $7,567,806 |
| Liabilities. Value of benefit claims payable at beginning of year | 2014-12-31 | $6,726,457 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Disclaimer |
| Accountancy firm name | 2014-12-31 | CALIBRE CPA GROUP |
| Accountancy firm EIN | 2014-12-31 | 470900880 |
