HERITAGE FEDERAL CREDIT UNION has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan HERITAGE FEDERAL CREDIT UNION 401(K) PLAN
| Measure | Date | Value |
|---|
| 2023 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2023 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2023-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $0 |
| Total income from all sources (including contributions) | 2023-12-31 | $5,216,437 |
| Total loss/gain on sale of assets | 2023-12-31 | $0 |
| Total of all expenses incurred | 2023-12-31 | $2,785,010 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-12-31 | $2,710,289 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-12-31 | $2,197,060 |
| Value of total assets at end of year | 2023-12-31 | $17,845,324 |
| Value of total assets at beginning of year | 2023-12-31 | $15,413,897 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-12-31 | $74,721 |
| Total interest from all sources | 2023-12-31 | $24,770 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-12-31 | $95,085 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-12-31 | $95,085 |
| Was this plan covered by a fidelity bond | 2023-12-31 | Yes |
| Value of fidelity bond cover | 2023-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-12-31 | No |
| Contributions received from participants | 2023-12-31 | $727,981 |
| Participant contributions at end of year | 2023-12-31 | $356,287 |
| Participant contributions at beginning of year | 2023-12-31 | $240,429 |
| Participant contributions at end of year | 2023-12-31 | $0 |
| Participant contributions at beginning of year | 2023-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2023-12-31 | $436,584 |
| Other income not declared elsewhere | 2023-12-31 | $61,188 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Value of net income/loss | 2023-12-31 | $2,431,427 |
| Value of net assets at end of year (total assets less liabilities) | 2023-12-31 | $17,845,324 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-12-31 | $15,413,897 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-12-31 | $12,173,083 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-12-31 | $11,734,374 |
| Value of interest in pooled separate accounts at end of year | 2023-12-31 | $0 |
| Value of interest in pooled separate accounts at beginning of year | 2023-12-31 | $0 |
| Interest on participant loans | 2023-12-31 | $19,309 |
| Value of interest in common/collective trusts at end of year | 2023-12-31 | $929,708 |
| Value of interest in common/collective trusts at beginning of year | 2023-12-31 | $2,629,632 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2023-12-31 | $5,461 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2023-12-31 | $3,988,977 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2023-12-31 | $554,734 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-12-31 | $2,241,512 |
| Net investment gain/loss from pooled separate accounts | 2023-12-31 | $455,113 |
| Net investment gain or loss from common/collective trusts | 2023-12-31 | $141,709 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-12-31 | No |
| Contributions received in cash from employer | 2023-12-31 | $1,032,495 |
| Employer contributions (assets) at end of year | 2023-12-31 | $397,269 |
| Employer contributions (assets) at beginning of year | 2023-12-31 | $254,728 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-12-31 | $2,710,289 |
| Contract administrator fees | 2023-12-31 | $16,383 |
| Did the plan have assets held for investment | 2023-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-12-31 | Unqualified |
| Accountancy firm name | 2023-12-31 | FORVIS MAZARS, LLP |
| Accountancy firm EIN | 2023-12-31 | 440160260 |
| Total unrealized appreciation/depreciation of assets | 2023-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $0 |
| Total income from all sources (including contributions) | 2023-01-01 | $5,216,437 |
| Total loss/gain on sale of assets | 2023-01-01 | $0 |
| Total of all expenses incurred | 2023-01-01 | $2,785,010 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-01-01 | $2,710,289 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-01-01 | $2,197,060 |
| Value of total assets at end of year | 2023-01-01 | $17,845,324 |
| Value of total assets at beginning of year | 2023-01-01 | $15,413,897 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-01-01 | $74,721 |
| Total interest from all sources | 2023-01-01 | $24,770 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-01-01 | $95,085 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-01-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-01-01 | $95,085 |
| Was this plan covered by a fidelity bond | 2023-01-01 | Yes |
| Value of fidelity bond cover | 2023-01-01 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-01-01 | No |
| Contributions received from participants | 2023-01-01 | $727,981 |
| Participant contributions at end of year | 2023-01-01 | $356,287 |
| Participant contributions at beginning of year | 2023-01-01 | $240,429 |
| Participant contributions at end of year | 2023-01-01 | $0 |
| Participant contributions at beginning of year | 2023-01-01 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2023-01-01 | $436,584 |
| Other income not declared elsewhere | 2023-01-01 | $61,188 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Value of net income/loss | 2023-01-01 | $2,431,427 |
| Value of net assets at end of year (total assets less liabilities) | 2023-01-01 | $17,845,324 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-01-01 | $15,413,897 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-01-01 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-01-01 | $12,173,083 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-01-01 | $11,734,374 |
| Value of interest in pooled separate accounts at end of year | 2023-01-01 | $0 |
| Value of interest in pooled separate accounts at beginning of year | 2023-01-01 | $0 |
| Interest on participant loans | 2023-01-01 | $19,309 |
| Value of interest in common/collective trusts at end of year | 2023-01-01 | $929,708 |
| Value of interest in common/collective trusts at beginning of year | 2023-01-01 | $2,629,632 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2023-01-01 | $5,461 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2023-01-01 | $3,988,977 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2023-01-01 | $554,734 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-01-01 | $2,241,512 |
| Net investment gain/loss from pooled separate accounts | 2023-01-01 | $455,113 |
| Net investment gain or loss from common/collective trusts | 2023-01-01 | $141,709 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-01-01 | No |
| Contributions received in cash from employer | 2023-01-01 | $1,032,495 |
| Employer contributions (assets) at end of year | 2023-01-01 | $397,269 |
| Employer contributions (assets) at beginning of year | 2023-01-01 | $254,728 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-01-01 | $2,710,289 |
| Contract administrator fees | 2023-01-01 | $16,383 |
| Did the plan have assets held for investment | 2023-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-01-01 | 1 |
| Accountancy firm name | 2023-01-01 | FORVIS MAZARS, LLP |
| Accountancy firm EIN | 2023-01-01 | 440160260 |
| 2022 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2022 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2022-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $0 |
| Total income from all sources (including contributions) | 2022-12-31 | $-946,075 |
| Total loss/gain on sale of assets | 2022-12-31 | $0 |
| Total of all expenses incurred | 2022-12-31 | $1,918,483 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $1,840,157 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $2,137,328 |
| Value of total assets at end of year | 2022-12-31 | $15,413,897 |
| Value of total assets at beginning of year | 2022-12-31 | $18,278,455 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $78,326 |
| Total interest from all sources | 2022-12-31 | $19,144 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-12-31 | $339,182 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-12-31 | $339,182 |
| Administrative expenses professional fees incurred | 2022-12-31 | $1,983 |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Contributions received from participants | 2022-12-31 | $700,134 |
| Participant contributions at end of year | 2022-12-31 | $240,429 |
| Participant contributions at beginning of year | 2022-12-31 | $239,723 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-12-31 | $372,380 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $-2,864,558 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $15,413,897 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $18,278,455 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-12-31 | $11,734,374 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-12-31 | $13,922,670 |
| Interest on participant loans | 2022-12-31 | $10,921 |
| Interest earned on other investments | 2022-12-31 | $8,223 |
| Value of interest in common/collective trusts at end of year | 2022-12-31 | $2,629,632 |
| Value of interest in common/collective trusts at beginning of year | 2022-12-31 | $3,359,723 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2022-12-31 | $554,734 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2022-12-31 | $756,339 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-12-31 | $-2,952,426 |
| Net investment gain or loss from common/collective trusts | 2022-12-31 | $-489,303 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Contributions received in cash from employer | 2022-12-31 | $1,064,814 |
| Employer contributions (assets) at end of year | 2022-12-31 | $254,728 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-12-31 | $1,840,157 |
| Contract administrator fees | 2022-12-31 | $76,343 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | FORVIS, LLP |
| Accountancy firm EIN | 2022-12-31 | 440160260 |
| Total unrealized appreciation/depreciation of assets | 2022-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $0 |
| Total income from all sources (including contributions) | 2022-01-01 | $-946,075 |
| Total loss/gain on sale of assets | 2022-01-01 | $0 |
| Total of all expenses incurred | 2022-01-01 | $1,918,483 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-01-01 | $1,840,157 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-01-01 | $2,137,328 |
| Value of total assets at end of year | 2022-01-01 | $15,413,897 |
| Value of total assets at beginning of year | 2022-01-01 | $18,278,455 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-01-01 | $78,326 |
| Total interest from all sources | 2022-01-01 | $19,144 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-01-01 | $339,182 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-01-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-01-01 | $339,182 |
| Administrative expenses professional fees incurred | 2022-01-01 | $1,983 |
| Was this plan covered by a fidelity bond | 2022-01-01 | Yes |
| Value of fidelity bond cover | 2022-01-01 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-01-01 | No |
| Contributions received from participants | 2022-01-01 | $700,134 |
| Participant contributions at end of year | 2022-01-01 | $240,429 |
| Participant contributions at beginning of year | 2022-01-01 | $239,723 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-01-01 | $372,380 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Value of net income/loss | 2022-01-01 | $-2,864,558 |
| Value of net assets at end of year (total assets less liabilities) | 2022-01-01 | $15,413,897 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-01-01 | $18,278,455 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-01-01 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-01-01 | $11,734,374 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-01-01 | $13,922,670 |
| Interest on participant loans | 2022-01-01 | $10,921 |
| Interest earned on other investments | 2022-01-01 | $8,223 |
| Value of interest in common/collective trusts at end of year | 2022-01-01 | $2,629,632 |
| Value of interest in common/collective trusts at beginning of year | 2022-01-01 | $3,359,723 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2022-01-01 | $554,734 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2022-01-01 | $756,339 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-01-01 | $-2,952,426 |
| Net investment gain or loss from common/collective trusts | 2022-01-01 | $-489,303 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-01-01 | No |
| Contributions received in cash from employer | 2022-01-01 | $1,064,814 |
| Employer contributions (assets) at end of year | 2022-01-01 | $254,728 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-01-01 | $1,840,157 |
| Contract administrator fees | 2022-01-01 | $76,343 |
| Did the plan have assets held for investment | 2022-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-01-01 | 1 |
| Accountancy firm name | 2022-01-01 | FORVIS, LLP |
| Accountancy firm EIN | 2022-01-01 | 440160260 |
| 2021 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2021 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2021-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $0 |
| Total income from all sources (including contributions) | 2021-12-31 | $4,016,786 |
| Total loss/gain on sale of assets | 2021-12-31 | $0 |
| Total of all expenses incurred | 2021-12-31 | $1,479,334 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $1,377,929 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $1,735,590 |
| Value of total assets at end of year | 2021-12-31 | $18,278,455 |
| Value of total assets at beginning of year | 2021-12-31 | $15,741,003 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $101,405 |
| Total interest from all sources | 2021-12-31 | $21,462 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-12-31 | $312,346 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2021-12-31 | $312,346 |
| Administrative expenses professional fees incurred | 2021-12-31 | $1,374 |
| Was this plan covered by a fidelity bond | 2021-12-31 | Yes |
| Value of fidelity bond cover | 2021-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2021-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Contributions received from participants | 2021-12-31 | $564,288 |
| Participant contributions at end of year | 2021-12-31 | $239,723 |
| Participant contributions at beginning of year | 2021-12-31 | $252,801 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2021-12-31 | $268,902 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $2,537,452 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $18,278,455 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $15,741,003 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-12-31 | $13,922,670 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2021-12-31 | $11,728,796 |
| Interest on participant loans | 2021-12-31 | $11,822 |
| Interest earned on other investments | 2021-12-31 | $9,640 |
| Value of interest in common/collective trusts at end of year | 2021-12-31 | $3,359,723 |
| Value of interest in common/collective trusts at beginning of year | 2021-12-31 | $3,119,312 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2021-12-31 | $756,339 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2021-12-31 | $640,094 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2021-12-31 | $1,597,968 |
| Net investment gain or loss from common/collective trusts | 2021-12-31 | $349,420 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Contributions received in cash from employer | 2021-12-31 | $902,400 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-12-31 | $1,377,929 |
| Contract administrator fees | 2021-12-31 | $100,031 |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Unqualified |
| Accountancy firm name | 2021-12-31 | FORVIS, LLP |
| Accountancy firm EIN | 2021-12-31 | 440160260 |
| 2020 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2020 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2020-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $0 |
| Total income from all sources (including contributions) | 2020-12-31 | $3,765,953 |
| Total loss/gain on sale of assets | 2020-12-31 | $0 |
| Total of all expenses incurred | 2020-12-31 | $901,063 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $825,340 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $1,519,748 |
| Value of total assets at end of year | 2020-12-31 | $15,741,003 |
| Value of total assets at beginning of year | 2020-12-31 | $12,876,113 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $75,723 |
| Total interest from all sources | 2020-12-31 | $26,233 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-12-31 | $236,191 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2020-12-31 | $236,191 |
| Administrative expenses professional fees incurred | 2020-12-31 | $1,346 |
| Was this plan covered by a fidelity bond | 2020-12-31 | Yes |
| Value of fidelity bond cover | 2020-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2020-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Contributions received from participants | 2020-12-31 | $500,528 |
| Participant contributions at end of year | 2020-12-31 | $252,801 |
| Participant contributions at beginning of year | 2020-12-31 | $291,001 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2020-12-31 | $186,175 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $2,864,890 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $15,741,003 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $12,876,113 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2020-12-31 | $11,728,796 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2020-12-31 | $9,421,175 |
| Interest on participant loans | 2020-12-31 | $15,506 |
| Interest earned on other investments | 2020-12-31 | $10,727 |
| Value of interest in common/collective trusts at end of year | 2020-12-31 | $3,119,312 |
| Value of interest in common/collective trusts at beginning of year | 2020-12-31 | $2,601,168 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2020-12-31 | $640,094 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2020-12-31 | $562,769 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2020-12-31 | $1,619,485 |
| Net investment gain or loss from common/collective trusts | 2020-12-31 | $364,296 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Contributions received in cash from employer | 2020-12-31 | $833,045 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-12-31 | $825,340 |
| Contract administrator fees | 2020-12-31 | $74,377 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Unqualified |
| Accountancy firm name | 2020-12-31 | BKD |
| Accountancy firm EIN | 2020-12-31 | 440160260 |
| 2019 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2019 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2019-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total income from all sources (including contributions) | 2019-12-31 | $3,432,746 |
| Total loss/gain on sale of assets | 2019-12-31 | $0 |
| Total of all expenses incurred | 2019-12-31 | $1,098,504 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $1,025,747 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $1,201,085 |
| Value of total assets at end of year | 2019-12-31 | $12,876,113 |
| Value of total assets at beginning of year | 2019-12-31 | $10,541,871 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $72,757 |
| Total interest from all sources | 2019-12-31 | $27,706 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $201,432 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2019-12-31 | $201,432 |
| Administrative expenses professional fees incurred | 2019-12-31 | $1,093 |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $7,000,000 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2019-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Contributions received from participants | 2019-12-31 | $437,650 |
| Participant contributions at end of year | 2019-12-31 | $291,001 |
| Participant contributions at beginning of year | 2019-12-31 | $261,352 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2019-12-31 | $1,223 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $2,334,242 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $12,876,113 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $10,541,871 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $9,421,175 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $7,094,714 |
| Interest on participant loans | 2019-12-31 | $15,739 |
| Interest earned on other investments | 2019-12-31 | $11,967 |
| Value of interest in common/collective trusts at end of year | 2019-12-31 | $2,601,168 |
| Value of interest in common/collective trusts at beginning of year | 2019-12-31 | $2,547,908 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2019-12-31 | $562,769 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2019-12-31 | $637,897 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2019-12-31 | $1,568,305 |
| Net investment gain or loss from common/collective trusts | 2019-12-31 | $434,218 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Contributions received in cash from employer | 2019-12-31 | $762,212 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $1,025,747 |
| Contract administrator fees | 2019-12-31 | $71,664 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Disclaimer |
| Accountancy firm name | 2019-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2019-12-31 | 410746749 |
| 2018 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2018 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2018-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $0 |
| Total income from all sources (including contributions) | 2018-12-31 | $641,946 |
| Total loss/gain on sale of assets | 2018-12-31 | $0 |
| Total of all expenses incurred | 2018-12-31 | $2,151,134 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $2,081,283 |
| Value of total corrective distributions | 2018-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $1,171,752 |
| Value of total assets at end of year | 2018-12-31 | $10,541,871 |
| Value of total assets at beginning of year | 2018-12-31 | $12,051,059 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $69,851 |
| Total interest from all sources | 2018-12-31 | $22,247 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-12-31 | $170,514 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2018-12-31 | $170,514 |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2018-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Contributions received from participants | 2018-12-31 | $440,102 |
| Participant contributions at end of year | 2018-12-31 | $261,352 |
| Participant contributions at beginning of year | 2018-12-31 | $307,276 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2018-12-31 | $20,071 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $-1,509,188 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $10,541,871 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $12,051,059 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-12-31 | $7,094,714 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-12-31 | $8,130,381 |
| Interest on participant loans | 2018-12-31 | $13,737 |
| Interest earned on other investments | 2018-12-31 | $8,510 |
| Value of interest in common/collective trusts at end of year | 2018-12-31 | $2,547,908 |
| Value of interest in common/collective trusts at beginning of year | 2018-12-31 | $3,107,305 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2018-12-31 | $637,897 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2018-12-31 | $506,097 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2018-12-31 | $-565,828 |
| Net investment gain or loss from common/collective trusts | 2018-12-31 | $-156,739 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Contributions received in cash from employer | 2018-12-31 | $711,579 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-12-31 | $2,081,283 |
| Contract administrator fees | 2018-12-31 | $69,851 |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Disclaimer |
| Accountancy firm name | 2018-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2018-12-31 | 410746749 |
| 2017 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2017 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2017-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total income from all sources (including contributions) | 2017-12-31 | $2,986,650 |
| Total loss/gain on sale of assets | 2017-12-31 | $0 |
| Total of all expenses incurred | 2017-12-31 | $1,790,438 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $1,720,914 |
| Value of total corrective distributions | 2017-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $1,260,599 |
| Value of total assets at end of year | 2017-12-31 | $12,051,059 |
| Value of total assets at beginning of year | 2017-12-31 | $10,854,847 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $69,524 |
| Total interest from all sources | 2017-12-31 | $19,096 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $149,125 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2017-12-31 | $149,125 |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2017-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Contributions received from participants | 2017-12-31 | $429,994 |
| Participant contributions at end of year | 2017-12-31 | $307,276 |
| Participant contributions at beginning of year | 2017-12-31 | $189,117 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2017-12-31 | $184,529 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $1,196,212 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $12,051,059 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $10,854,847 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-12-31 | $8,130,381 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-12-31 | $7,402,437 |
| Interest on participant loans | 2017-12-31 | $12,326 |
| Interest earned on other investments | 2017-12-31 | $6,770 |
| Value of interest in common/collective trusts at end of year | 2017-12-31 | $3,107,305 |
| Value of interest in common/collective trusts at beginning of year | 2017-12-31 | $2,834,635 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2017-12-31 | $506,097 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2017-12-31 | $428,658 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-12-31 | $1,139,319 |
| Net investment gain or loss from common/collective trusts | 2017-12-31 | $418,511 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Contributions received in cash from employer | 2017-12-31 | $646,076 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $1,720,914 |
| Contract administrator fees | 2017-12-31 | $69,524 |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Disclaimer |
| Accountancy firm name | 2017-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2017-12-31 | 410746749 |
| 2016 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2016 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2016-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total income from all sources (including contributions) | 2016-12-31 | $1,934,167 |
| Total loss/gain on sale of assets | 2016-12-31 | $0 |
| Total of all expenses incurred | 2016-12-31 | $1,019,442 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $958,821 |
| Value of total corrective distributions | 2016-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $1,099,001 |
| Value of total assets at end of year | 2016-12-31 | $10,854,847 |
| Value of total assets at beginning of year | 2016-12-31 | $9,940,122 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $60,621 |
| Total interest from all sources | 2016-12-31 | $14,256 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $134,825 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-12-31 | $134,825 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2016-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $404,586 |
| Participant contributions at end of year | 2016-12-31 | $189,117 |
| Participant contributions at beginning of year | 2016-12-31 | $173,317 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2016-12-31 | $93,816 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $914,725 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $10,854,847 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $9,940,122 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2016-12-31 | $7,402,437 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-12-31 | $6,411,136 |
| Interest on participant loans | 2016-12-31 | $7,817 |
| Interest earned on other investments | 2016-12-31 | $6,439 |
| Value of interest in common/collective trusts at end of year | 2016-12-31 | $2,834,635 |
| Value of interest in common/collective trusts at beginning of year | 2016-12-31 | $2,885,261 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2016-12-31 | $428,658 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2016-12-31 | $470,408 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-12-31 | $479,889 |
| Net investment gain or loss from common/collective trusts | 2016-12-31 | $206,196 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Contributions received in cash from employer | 2016-12-31 | $600,599 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $958,821 |
| Contract administrator fees | 2016-12-31 | $60,621 |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Disclaimer |
| Accountancy firm name | 2016-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2016-12-31 | 410746749 |
| 2015 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2015 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total income from all sources (including contributions) | 2015-12-31 | $969,487 |
| Total loss/gain on sale of assets | 2015-12-31 | $0 |
| Total of all expenses incurred | 2015-12-31 | $1,311,415 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $1,248,428 |
| Value of total corrective distributions | 2015-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $1,020,527 |
| Value of total assets at end of year | 2015-12-31 | $9,940,122 |
| Value of total assets at beginning of year | 2015-12-31 | $10,282,050 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $62,987 |
| Total interest from all sources | 2015-12-31 | $15,376 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $177,733 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-12-31 | $177,733 |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $408,225 |
| Participant contributions at end of year | 2015-12-31 | $173,317 |
| Participant contributions at beginning of year | 2015-12-31 | $191,309 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2015-12-31 | $30,346 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $-341,928 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $9,940,122 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $10,282,050 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $6,411,136 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $6,651,166 |
| Interest on participant loans | 2015-12-31 | $7,617 |
| Interest earned on other investments | 2015-12-31 | $7,759 |
| Value of interest in common/collective trusts at end of year | 2015-12-31 | $2,885,261 |
| Value of interest in common/collective trusts at beginning of year | 2015-12-31 | $2,992,812 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2015-12-31 | $470,408 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2015-12-31 | $446,763 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-12-31 | $-189,173 |
| Net investment gain or loss from common/collective trusts | 2015-12-31 | $-54,976 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Contributions received in cash from employer | 2015-12-31 | $581,956 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $1,248,428 |
| Contract administrator fees | 2015-12-31 | $62,987 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Disclaimer |
| Accountancy firm name | 2015-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2015-12-31 | 410746749 |
| 2014 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2014 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total income from all sources (including contributions) | 2014-12-31 | $1,660,719 |
| Total loss/gain on sale of assets | 2014-12-31 | $0 |
| Total of all expenses incurred | 2014-12-31 | $1,312,730 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $1,250,611 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $1,037,837 |
| Value of total assets at end of year | 2014-12-31 | $10,282,050 |
| Value of total assets at beginning of year | 2014-12-31 | $9,934,061 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $62,119 |
| Total interest from all sources | 2014-12-31 | $25,351 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $151,911 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2014-12-31 | $151,911 |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2014-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Contributions received from participants | 2014-12-31 | $399,857 |
| Participant contributions at end of year | 2014-12-31 | $191,309 |
| Participant contributions at beginning of year | 2014-12-31 | $176,391 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2014-12-31 | $97,402 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $347,989 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $10,282,050 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $9,934,061 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $6,651,166 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $6,054,235 |
| Interest on participant loans | 2014-12-31 | $7,544 |
| Interest earned on other investments | 2014-12-31 | $17,807 |
| Value of interest in common/collective trusts at end of year | 2014-12-31 | $2,992,812 |
| Value of interest in common/collective trusts at beginning of year | 2014-12-31 | $2,709,681 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2014-12-31 | $446,763 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2014-12-31 | $993,754 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-12-31 | $327,978 |
| Net investment gain or loss from common/collective trusts | 2014-12-31 | $117,642 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Contributions received in cash from employer | 2014-12-31 | $540,578 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $1,250,611 |
| Contract administrator fees | 2014-12-31 | $62,119 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Disclaimer |
| Accountancy firm name | 2014-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2014-12-31 | 410746749 |
| 2013 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2013 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2013-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2013-12-31 | $0 |
| Total income from all sources (including contributions) | 2013-12-31 | $2,408,382 |
| Total loss/gain on sale of assets | 2013-12-31 | $0 |
| Total of all expenses incurred | 2013-12-31 | $845,350 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-12-31 | $784,512 |
| Value of total corrective distributions | 2013-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-12-31 | $1,017,118 |
| Value of total assets at end of year | 2013-12-31 | $9,934,061 |
| Value of total assets at beginning of year | 2013-12-31 | $8,371,029 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-12-31 | $60,838 |
| Total interest from all sources | 2013-12-31 | $32,278 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-12-31 | $94,055 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2013-12-31 | $94,055 |
| Was this plan covered by a fidelity bond | 2013-12-31 | Yes |
| Value of fidelity bond cover | 2013-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2013-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-12-31 | No |
| Contributions received from participants | 2013-12-31 | $379,198 |
| Participant contributions at end of year | 2013-12-31 | $176,391 |
| Participant contributions at beginning of year | 2013-12-31 | $221,966 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2013-12-31 | $98,302 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Value of net income/loss | 2013-12-31 | $1,563,032 |
| Value of net assets at end of year (total assets less liabilities) | 2013-12-31 | $9,934,061 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-12-31 | $8,371,029 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-12-31 | $6,054,235 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-12-31 | $4,454,675 |
| Interest on participant loans | 2013-12-31 | $7,925 |
| Interest earned on other investments | 2013-12-31 | $24,353 |
| Value of interest in common/collective trusts at end of year | 2013-12-31 | $2,709,681 |
| Value of interest in common/collective trusts at beginning of year | 2013-12-31 | $2,609,569 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2013-12-31 | $993,754 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2013-12-31 | $1,084,819 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-12-31 | $928,449 |
| Net investment gain or loss from common/collective trusts | 2013-12-31 | $336,482 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2013-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-12-31 | No |
| Contributions received in cash from employer | 2013-12-31 | $539,618 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-12-31 | $784,512 |
| Contract administrator fees | 2013-12-31 | $60,838 |
| Did the plan have assets held for investment | 2013-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2013-12-31 | Disclaimer |
| Accountancy firm name | 2013-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2013-12-31 | 410746749 |
| 2012 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2012 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2012-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-12-31 | $0 |
| Total income from all sources (including contributions) | 2012-12-31 | $1,758,645 |
| Total loss/gain on sale of assets | 2012-12-31 | $0 |
| Total of all expenses incurred | 2012-12-31 | $829,317 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-12-31 | $776,179 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-12-31 | $908,785 |
| Value of total assets at end of year | 2012-12-31 | $8,371,029 |
| Value of total assets at beginning of year | 2012-12-31 | $7,441,701 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-12-31 | $53,138 |
| Total interest from all sources | 2012-12-31 | $33,266 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-12-31 | $100,940 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2012-12-31 | $100,940 |
| Was this plan covered by a fidelity bond | 2012-12-31 | Yes |
| Value of fidelity bond cover | 2012-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2012-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-12-31 | No |
| Contributions received from participants | 2012-12-31 | $362,158 |
| Participant contributions at end of year | 2012-12-31 | $221,966 |
| Participant contributions at beginning of year | 2012-12-31 | $160,568 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2012-12-31 | $30,434 |
| Total non interest bearing cash at end of year | 2012-12-31 | $0 |
| Total non interest bearing cash at beginning of year | 2012-12-31 | $111,438 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Value of net income/loss | 2012-12-31 | $929,328 |
| Value of net assets at end of year (total assets less liabilities) | 2012-12-31 | $8,371,029 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-12-31 | $7,441,701 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-12-31 | $4,454,675 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-12-31 | $3,534,691 |
| Interest on participant loans | 2012-12-31 | $7,380 |
| Interest earned on other investments | 2012-12-31 | $25,886 |
| Value of interest in common/collective trusts at end of year | 2012-12-31 | $2,609,569 |
| Value of interest in common/collective trusts at beginning of year | 2012-12-31 | $2,681,843 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2012-12-31 | $1,084,819 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2012-12-31 | $953,161 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-12-31 | $430,743 |
| Net investment gain or loss from common/collective trusts | 2012-12-31 | $284,911 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2012-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-12-31 | No |
| Contributions received in cash from employer | 2012-12-31 | $516,193 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-12-31 | $776,179 |
| Contract administrator fees | 2012-12-31 | $53,138 |
| Did the plan have assets held for investment | 2012-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2012-12-31 | Disclaimer |
| Accountancy firm name | 2012-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2012-12-31 | 410746749 |
| 2011 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2011 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2011-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-12-31 | $0 |
| Total income from all sources (including contributions) | 2011-12-31 | $904,881 |
| Total loss/gain on sale of assets | 2011-12-31 | $0 |
| Total of all expenses incurred | 2011-12-31 | $824,475 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-12-31 | $774,864 |
| Value of total corrective distributions | 2011-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-12-31 | $851,211 |
| Value of total assets at end of year | 2011-12-31 | $7,441,701 |
| Value of total assets at beginning of year | 2011-12-31 | $7,361,295 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-12-31 | $49,611 |
| Total interest from all sources | 2011-12-31 | $35,444 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-12-31 | $81,356 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2011-12-31 | $81,356 |
| Was this plan covered by a fidelity bond | 2011-12-31 | Yes |
| Value of fidelity bond cover | 2011-12-31 | $5,000,000 |
| If this is an individual account plan, was there a blackout period | 2011-12-31 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2011-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2011-12-31 | No |
| Contributions received from participants | 2011-12-31 | $330,974 |
| Participant contributions at end of year | 2011-12-31 | $160,568 |
| Participant contributions at beginning of year | 2011-12-31 | $262,522 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2011-12-31 | $52,842 |
| Total non interest bearing cash at end of year | 2011-12-31 | $111,438 |
| Total non interest bearing cash at beginning of year | 2011-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Value of net income/loss | 2011-12-31 | $80,406 |
| Value of net assets at end of year (total assets less liabilities) | 2011-12-31 | $7,441,701 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-12-31 | $7,361,295 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-12-31 | $3,534,691 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-12-31 | $3,491,095 |
| Interest on participant loans | 2011-12-31 | $8,864 |
| Interest earned on other investments | 2011-12-31 | $26,580 |
| Value of interest in common/collective trusts at end of year | 2011-12-31 | $2,681,843 |
| Value of interest in common/collective trusts at beginning of year | 2011-12-31 | $2,734,508 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2011-12-31 | $953,161 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2011-12-31 | $873,170 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-12-31 | $-88,656 |
| Net investment gain or loss from common/collective trusts | 2011-12-31 | $25,526 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2011-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-12-31 | No |
| Contributions received in cash from employer | 2011-12-31 | $467,395 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-12-31 | $774,864 |
| Contract administrator fees | 2011-12-31 | $49,611 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2011-12-31 | Yes |
| Did the plan have assets held for investment | 2011-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2011-12-31 | Disclaimer |
| Accountancy firm name | 2011-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2011-12-31 | 410746749 |
| 2010 : HERITAGE FEDERAL CREDIT UNION 401(K) PLAN 2010 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $0 |
| Total transfer of assets to this plan | 2010-12-31 | $0 |
| Total transfer of assets from this plan | 2010-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total income from all sources (including contributions) | 2010-12-31 | $1,585,880 |
| Total loss/gain on sale of assets | 2010-12-31 | $0 |
| Total of all expenses incurred | 2010-12-31 | $814,366 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $765,981 |
| Value of total corrective distributions | 2010-12-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $787,205 |
| Value of total assets at end of year | 2010-12-31 | $7,361,295 |
| Value of total assets at beginning of year | 2010-12-31 | $6,589,781 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $48,385 |
| Total interest from all sources | 2010-12-31 | $9,905 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $74,252 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2010-12-31 | $74,252 |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Contributions received from participants | 2010-12-31 | $312,319 |
| Participant contributions at end of year | 2010-12-31 | $262,522 |
| Participant contributions at beginning of year | 2010-12-31 | $175,897 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2010-12-31 | $18,720 |
| Other income not declared elsewhere | 2010-12-31 | $26,742 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $771,514 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $7,361,295 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $6,589,781 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $3,491,095 |
| Interest on participant loans | 2010-12-31 | $9,905 |
| Value of interest in common/collective trusts at end of year | 2010-12-31 | $2,734,508 |
| Assets. Value of investments in 103.12 investment entities at beginning of year | 2010-12-31 | $6,413,884 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2010-12-31 | $873,170 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $387,705 |
| Net investment gain or loss from common/collective trusts | 2010-12-31 | $300,071 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Contributions received in cash from employer | 2010-12-31 | $456,166 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $765,981 |
| Contract administrator fees | 2010-12-31 | $48,385 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Disclaimer |
| Accountancy firm name | 2010-12-31 | BKD, LLP |
| Accountancy firm EIN | 2010-12-31 | 440160260 |
