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KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 401k Plan overview

Plan NameKAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST
Plan identification number 001

KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Plan covering Self-Employed individuals.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

KAMENSKY RUBINSTEIN HOCHMAN &DELOT has sponsored the creation of one or more 401k plans.

Company Name:KAMENSKY RUBINSTEIN HOCHMAN &DELOT
Employer identification number (EIN):362721198
NAIC Classification:541110
NAIC Description:Offices of Lawyers

Form 5500 Filing Information

Submission information for form 5500 for 401k plan KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012015-01-01BEN M ROTH BEN M ROTH2016-06-16
0012014-01-01BEN M ROTH BEN M ROTH2015-07-17
0012013-01-01BEN M ROTH BEN M ROTH2014-06-30
0012012-01-01BEN M ROTH BEN M ROTH2013-07-26
0012011-01-01BEN M ROTH BEN M ROTH2012-05-23
0012009-01-01BEN M ROTH BEN M ROTH2010-07-26

Plan Statistics for KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST

401k plan membership statisitcs for KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST

Measure Date Value
2015: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2015 401k membership
Total participants, beginning-of-year2015-01-0128
Total number of active participants reported on line 7a of the Form 55002015-01-010
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-010
Total of all active and inactive participants2015-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-010
Number of participants with account balances2015-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2014 401k membership
Total participants, beginning-of-year2014-01-0131
Total number of active participants reported on line 7a of the Form 55002014-01-0127
Number of retired or separated participants receiving benefits2014-01-011
Number of other retired or separated participants entitled to future benefits2014-01-010
Total of all active and inactive participants2014-01-0128
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-0128
Number of participants with account balances2014-01-0127
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2013 401k membership
Total participants, beginning-of-year2013-01-0136
Total number of active participants reported on line 7a of the Form 55002013-01-0131
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-010
Total of all active and inactive participants2013-01-0131
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-0131
Number of participants with account balances2013-01-0131
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-010
2012: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2012 401k membership
Total participants, beginning-of-year2012-01-0135
Total number of active participants reported on line 7a of the Form 55002012-01-0136
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-010
Total of all active and inactive participants2012-01-0136
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-0136
Number of participants with account balances2012-01-0136
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-010
2011: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2011 401k membership
Total participants, beginning-of-year2011-01-0135
Total number of active participants reported on line 7a of the Form 55002011-01-0135
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-010
Total of all active and inactive participants2011-01-0135
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-0135
Number of participants with account balances2011-01-0135
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-010
2009: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2009 401k membership
Total participants, beginning-of-year2009-01-0141
Total number of active participants reported on line 7a of the Form 55002009-01-0137
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-012
Total of all active and inactive participants2009-01-0139
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-0139
Number of participants with account balances2009-01-0137

Financial Data on KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST

Measure Date Value
2015 : KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2015 401k financial data
Total income from all sources2015-12-31$398,537
Expenses. Total of all expenses incurred2015-12-31$7,458,795
Benefits paid (including direct rollovers)2015-12-31$7,458,795
Total plan assets at end of year2015-12-31$0
Total plan assets at beginning of year2015-12-31$7,060,258
Value of fidelity bond covering the plan2015-12-31$1,000,000
Other income received2015-12-31$398,537
Net income (gross income less expenses)2015-12-31$-7,060,258
Net plan assets at end of year (total assets less liabilities)2015-12-31$0
Net plan assets at beginning of year (total assets less liabilities)2015-12-31$7,060,258
2014 : KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2014 401k financial data
Total income from all sources2014-12-31$629,473
Expenses. Total of all expenses incurred2014-12-31$239,166
Benefits paid (including direct rollovers)2014-12-31$225,267
Total plan assets at end of year2014-12-31$7,060,258
Total plan assets at beginning of year2014-12-31$6,669,951
Total contributions received or receivable from participants2014-12-31$333,200
Expenses. Other expenses not covered elsewhere2014-12-31$13,899
Other income received2014-12-31$266,845
Net income (gross income less expenses)2014-12-31$390,307
Net plan assets at end of year (total assets less liabilities)2014-12-31$7,060,258
Net plan assets at beginning of year (total assets less liabilities)2014-12-31$6,669,951
Assets. Value of participant loans2014-12-31$26,427
Assets. Value of real-estate (other than employer real property)2014-12-31$64,000
Total contributions received or receivable from employer(s)2014-12-31$29,428
2013 : KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2013 401k financial data
Total income from all sources2013-12-31$727,256
Expenses. Total of all expenses incurred2013-12-31$1,218,617
Benefits paid (including direct rollovers)2013-12-31$1,212,086
Total plan assets at end of year2013-12-31$6,669,951
Total plan assets at beginning of year2013-12-31$7,161,312
Total contributions received or receivable from participants2013-12-31$313,876
Expenses. Other expenses not covered elsewhere2013-12-31$6,531
Other income received2013-12-31$384,829
Net income (gross income less expenses)2013-12-31$-491,361
Net plan assets at end of year (total assets less liabilities)2013-12-31$6,669,951
Net plan assets at beginning of year (total assets less liabilities)2013-12-31$7,161,312
Assets. Value of participant loans2013-12-31$36,281
Assets. Value of real-estate (other than employer real property)2013-12-31$64,000
Total contributions received or receivable from employer(s)2013-12-31$28,551
2012 : KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2012 401k financial data
Total income from all sources2012-12-31$754,857
Expenses. Total of all expenses incurred2012-12-31$229,336
Benefits paid (including direct rollovers)2012-12-31$214,013
Total plan assets at end of year2012-12-31$7,161,312
Total plan assets at beginning of year2012-12-31$6,635,791
Total contributions received or receivable from participants2012-12-31$135,477
Expenses. Other expenses not covered elsewhere2012-12-31$15,323
Other income received2012-12-31$619,380
Net income (gross income less expenses)2012-12-31$525,521
Net plan assets at end of year (total assets less liabilities)2012-12-31$7,161,312
Net plan assets at beginning of year (total assets less liabilities)2012-12-31$6,635,791
Assets. Value of participant loans2012-12-31$38,035
Assets. Value of real-estate (other than employer real property)2012-12-31$64,000
2011 : KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2011 401k financial data
Transfers to/from the plan2011-12-31$25,000
Total income from all sources2011-12-31$281,939
Expenses. Total of all expenses incurred2011-12-31$76,286
Benefits paid (including direct rollovers)2011-12-31$63,556
Total plan assets at end of year2011-12-31$6,635,791
Total plan assets at beginning of year2011-12-31$6,405,138
Value of fidelity bond covering the plan2011-12-31$750,000
Total contributions received or receivable from participants2011-12-31$269,522
Expenses. Other expenses not covered elsewhere2011-12-31$12,730
Other income received2011-12-31$-112,819
Net income (gross income less expenses)2011-12-31$205,653
Net plan assets at end of year (total assets less liabilities)2011-12-31$6,635,791
Net plan assets at beginning of year (total assets less liabilities)2011-12-31$6,405,138
Assets. Value of participant loans2011-12-31$15,261
Assets. Value of real-estate (other than employer real property)2011-12-31$64,000
Total contributions received or receivable from employer(s)2011-12-31$125,236
2010 : KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2010 401k financial data
Total income from all sources2010-12-31$459,953
Expenses. Total of all expenses incurred2010-12-31$37,391
Benefits paid (including direct rollovers)2010-12-31$37,391
Total plan assets at end of year2010-12-31$6,405,138
Total plan assets at beginning of year2010-12-31$5,982,576
Value of fidelity bond covering the plan2010-12-31$750,000
Total contributions received or receivable from participants2010-12-31$145,122
Other income received2010-12-31$14,221
Net income (gross income less expenses)2010-12-31$422,562
Net plan assets at end of year (total assets less liabilities)2010-12-31$6,405,138
Net plan assets at beginning of year (total assets less liabilities)2010-12-31$5,982,576
Assets. Value of participant loans2010-12-31$11,406
Assets. Value of assets in partnership/joint-venture interests2010-12-31$30,000
Assets. Value of real-estate (other than employer real property)2010-12-31$67,000
Total contributions received or receivable from employer(s)2010-12-31$300,610

Form 5500 Responses for KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST

2015: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01This submission is the final filingYes
2015-01-01Plan funding arrangement – InsuranceYes
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Plan funding arrangement – InsuranceYes
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Plan funding arrangement – InsuranceYes
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Plan funding arrangement – InsuranceYes
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Plan funding arrangement – InsuranceYes
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2009: KAMENSKY & RUBINSTEIN TAX REDUCTION INVESTMENT PLAN AND TRUST 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

Insurance Providers Used on plan

AXA EQUITABLE LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 66944 )
Policy contract number311028991
Policy instance 3
Insurance contract or identification number311028991
Number of Individuals Covered1
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Insurance broker nameTANA REICH
ING USA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 00000 )
Policy contract numberC125546-LM
Policy instance 2
Insurance contract or identification numberC125546-LM
Number of Individuals Covered1
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Insurance broker nameTANA REICH
METLIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 87726 )
Policy contract number0469511
Policy instance 1
Insurance contract or identification number0469511
Number of Individuals Covered1
Insurance policy start date2015-01-01
Insurance policy end date2015-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Insurance broker nameBRIAN W BRITT
AXA EQUITABLE LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 66944 )
Policy contract number311028991
Policy instance 3
Insurance contract or identification number311028991
Number of Individuals Covered1
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Insurance broker nameTANA REICH
METLIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 87726 )
Policy contract number0469511
Policy instance 1
Insurance contract or identification number0469511
Number of Individuals Covered1
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Insurance broker nameBRIAN W BRITT
ING USA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 00000 )
Policy contract numberC125546-LM
Policy instance 2
Insurance contract or identification numberC125546-LM
Number of Individuals Covered1
Insurance policy start date2014-01-01
Insurance policy end date2014-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Insurance broker nameTANA REICH
METLIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 87726 )
Policy contract number0469511
Policy instance 1
Insurance contract or identification number0469511
Number of Individuals Covered1
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Insurance broker nameBRIAN W BRITT
ING USA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 00000 )
Policy contract numberC125546-LM
Policy instance 2
Insurance contract or identification numberC125546-LM
Number of Individuals Covered1
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $1,541
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $1,541
Insurance broker nameTANA REICH
AXA EQUITABLE LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 66944 )
Policy contract number311028991
Policy instance 3
Insurance contract or identification number311028991
Number of Individuals Covered1
Insurance policy start date2013-01-01
Insurance policy end date2013-12-31
Total amount of commissions paid to insurance brokerUSD $1,511
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $1,511
Insurance broker nameTANA REICH
METLIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 87726 )
Policy contract number0469511
Policy instance 1
Insurance contract or identification number0469511
Number of Individuals Covered1
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Insurance broker nameBRIAN W BRITT
AXA EQUITABLE LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 66944 )
Policy contract number311028991
Policy instance 3
Insurance contract or identification number311028991
Number of Individuals Covered1
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $1,302
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $1,302
Insurance broker nameTANA REICH
ING USA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 00000 )
Policy contract numberC125546-LM
Policy instance 2
Insurance contract or identification numberC125546-LM
Number of Individuals Covered1
Insurance policy start date2012-01-01
Insurance policy end date2012-12-31
Total amount of commissions paid to insurance brokerUSD $1,387
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $1,387
Insurance broker nameTANA REICH
METLIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 87726 )
Policy contract number0469511
Policy instance 1
Insurance contract or identification number0469511
Number of Individuals Covered1
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
ING USA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 00000 )
Policy contract numberC125546-LM
Policy instance 2
Insurance contract or identification numberC125546-LM
Number of Individuals Covered1
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
AXA EQUITABLE LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 66944 )
Policy contract number311028991
Policy instance 3
Insurance contract or identification number311028991
Number of Individuals Covered1
Insurance policy start date2011-01-01
Insurance policy end date2011-12-31
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
METLIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 87726 )
Policy contract number0469511
Policy instance 1
Insurance contract or identification number0469511
Number of Individuals Covered1
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $576
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $576
Insurance broker nameBRIAN W BRITT
ING USA ANNUITY AND LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 00000 )
Policy contract numberC125546-LM
Policy instance 2
Insurance contract or identification numberC125546-LM
Number of Individuals Covered1
Insurance policy start date2010-01-01
Insurance policy end date2010-12-31
Total amount of commissions paid to insurance brokerUSD $1,165
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?No
Commission paid to Insurance BrokerUSD $1,165
Insurance broker nameTANA REICH

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