401k Plan data: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES plan

CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 401k Plan overview

Plan Name	CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES
Plan identification number	001

CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES Benefits

401k Plan Type

Defined Benefit Pension

Plan Features/Benefits

Cash balance or similar plan - Plan has a "cash balance" formula. For this purpose, a "cash balance" formula is a benefit formula in a defined benefit plan by whatever name (for example, personal account plan, pension equity plan, life cycle plan, cash account plan, etc.) that rather than, or in addition to, expressing the accrued benefit as a life annuity commencing at normal retirement age, defines benefits for each employee in terms more common to a defined contribution plan such as a single sum distribution amount (for example, 10 percent of final average pay times years of service, or the amount of the employee's hypothetical account balance).
Covered by PBGC - Plan is covered under the PBGC insurance program (see ERISA section 4021).
Frozen Plan - As of the last day of the plan year, the plan provides that no participant will get any new benefit accrual (whether because of service or compensation).

401k Sponsoring company profile

CITIZENS REPUBLIC BANCORP has sponsored the creation of one or more 401k plans.

Company Name: CITIZENS REPUBLIC BANCORP

Employer identification number (EIN): 382378932

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2012-01-01 JOANN TOKARCZYK JOANN TOKARCZYK 2013-09-03
001 2011-01-01 JOANN TOKARCZYK
001 2009-01-01 DONNA AHO

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2012-01-01	JOANN TOKARCZYK	JOANN TOKARCZYK	2013-09-03
001	2011-01-01	JOANN TOKARCZYK
001	2009-01-01	DONNA AHO

Plan Statistics for CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES

401k plan membership statisitcs for CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES

Measure Date Value
2012: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2012 401k membership
Total participants, beginning-of-year 2012-01-01 2,699
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 881
Number of retired or separated participants receiving benefits 2012-01-01 645
Number of other retired or separated participants entitled to future benefits 2012-01-01 1,115
Total of all active and inactive participants 2012-01-01 2,641
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 61
Total participants 2012-01-01 2,702
2011: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2011 401k membership
Total participants, beginning-of-year 2011-01-01 2,816
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 881
Number of retired or separated participants receiving benefits 2011-01-01 645
Number of other retired or separated participants entitled to future benefits 2011-01-01 1,116
Total of all active and inactive participants 2011-01-01 2,642
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 57
Total participants 2011-01-01 2,699
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 0
2009: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2009 401k membership
Total participants, beginning-of-year 2009-01-01 3,101
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 1,133
Number of retired or separated participants receiving benefits 2009-01-01 688
Number of other retired or separated participants entitled to future benefits 2009-01-01 1,120
Total of all active and inactive participants 2009-01-01 2,941
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 11
Total participants 2009-01-01 2,952
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 3

Measure	Date	Value
2012: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2012 401k membership
Total participants, beginning-of-year	2012-01-01	2,699
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	881
Number of retired or separated participants receiving benefits	2012-01-01	645
Number of other retired or separated participants entitled to future benefits	2012-01-01	1,115
Total of all active and inactive participants	2012-01-01	2,641
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	61
Total participants	2012-01-01	2,702
2011: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2011 401k membership
Total participants, beginning-of-year	2011-01-01	2,816
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	881
Number of retired or separated participants receiving benefits	2011-01-01	645
Number of other retired or separated participants entitled to future benefits	2011-01-01	1,116
Total of all active and inactive participants	2011-01-01	2,642
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	57
Total participants	2011-01-01	2,699
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	0
2009: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2009 401k membership
Total participants, beginning-of-year	2009-01-01	3,101
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	1,133
Number of retired or separated participants receiving benefits	2009-01-01	688
Number of other retired or separated participants entitled to future benefits	2009-01-01	1,120
Total of all active and inactive participants	2009-01-01	2,941
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	11
Total participants	2009-01-01	2,952
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	3

Financial Data on CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES

Measure	Date	Value
2012 : CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$10,894,773
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$5,047,857
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$4,773,342
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$2,728,075
Value of total assets at end of year	2012-12-31	$65,418,738
Value of total assets at beginning of year	2012-12-31	$59,571,822
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$274,515
Total interest from all sources	2012-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$1,500,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Administrative expenses (other) incurred	2012-12-31	$274,515
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$5,846,916
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$65,418,738
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$59,571,822
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in pooled separate accounts at end of year	2012-12-31	$65,418,738
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$59,571,822
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$0
Net investment gain/loss from pooled separate accounts	2012-12-31	$8,166,698
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$2,728,075
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$4,773,342
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	No
Opinion of an independent qualified public accountant for this plan	2012-12-31	Unqualified
Accountancy firm name	2012-12-31	ERNST & YOUNG, LLP
Accountancy firm EIN	2012-12-31	346565596
2011 : CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$233,338
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$6,319,654
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$6,078,912
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$244,706
Value of total assets at end of year	2011-12-31	$59,571,822
Value of total assets at beginning of year	2011-12-31	$65,658,138
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$240,742
Total interest from all sources	2011-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$1,500,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Administrative expenses (other) incurred	2011-12-31	$240,742
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-6,086,316
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$59,571,822
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$65,658,138
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in pooled separate accounts at end of year	2011-12-31	$59,571,822
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$65,658,138
Net investment gain/loss from pooled separate accounts	2011-12-31	$-11,368
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$244,706
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$6,078,912
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	No
Opinion of an independent qualified public accountant for this plan	2011-12-31	Unqualified
Accountancy firm name	2011-12-31	ERNST & YOUNG, LLP
Accountancy firm EIN	2011-12-31	346565596
2010 : CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$7,512,902
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$5,975,762
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$5,750,268
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$0
Value of total assets at end of year	2010-12-31	$65,658,138
Value of total assets at beginning of year	2010-12-31	$64,120,998
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$225,494
Total interest from all sources	2010-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$1,500,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Other income not declared elsewhere	2010-12-31	$22,730
Administrative expenses (other) incurred	2010-12-31	$225,494
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,537,140
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$65,658,138
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$64,120,998
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in pooled separate accounts at end of year	2010-12-31	$65,658,138
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$64,120,998
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2010-12-31	$0
Net investment gain/loss from pooled separate accounts	2010-12-31	$7,490,172
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$5,750,268
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	No
Opinion of an independent qualified public accountant for this plan	2010-12-31	Unqualified
Accountancy firm name	2010-12-31	ERNST & YOUNG
Accountancy firm EIN	2010-12-31	346565596
2009 : CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES

2012: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: CITIZENS REPUBLIC BANCORP AMENDED AND RESTATED CASH BALANCE PENSION PLAN FOR EMPLOYEES 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	CITIZENS REPUBLIC BANCORP
Employer identification number (EIN):	382378932
NAIC Classification:	522110
NAIC Description:	Commercial Banking