401k Plan data: EP DIRECT, INC. RETIREMENT PLAN plan

EP DIRECT, INC. RETIREMENT PLAN 401k Plan overview

Plan Name	EP DIRECT, INC. RETIREMENT PLAN
Plan identification number	001

EP DIRECT, INC. RETIREMENT PLAN Benefits

401k Plan Type	Defined Benefit Pension
Plan Features/Benefits	Benefits are primarily pay related Covered by PBGC - Plan is covered under the PBGC insurance program (see ERISA section 4021). Frozen Plan - As of the last day of the plan year, the plan provides that no participant will get any new benefit accrual (whether because of service or compensation).

401k Sponsoring company profile

EP-DIRECT has sponsored the creation of one or more 401k plans.

Company Name: EP-DIRECT

Employer identification number (EIN): 391287457

NAIC Classification: 561410
NAIC Description: Document Preparation Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan EP DIRECT, INC. RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01 SHERI AMIDON 2023-10-06
001 2021-01-01 SHERI AMIDON 2022-09-28 SHERI AMIDON 2022-09-28
001 2021-01-01 SHERI AMIDON 2022-09-28 SHERI AMIDON 2022-09-28
001 2020-01-01 SHERI AMIDON 2021-10-06 SHERI AMIDON 2021-10-06
001 2019-01-01
001 2017-01-01 SHERI AMIDON SHERI AMIDON 2018-10-08
001 2016-01-01 SHERI AMIDON SHERI AMIDON 2017-10-07
001 2015-01-01 SHERI AMIDON
001 2014-01-01 RON LANGACKER RON LANGACKER 2015-09-22
001 2013-01-01 RON LANGACKER
001 2012-01-01 RON LANGACKER 2013-09-18 RON LANGACKER 2013-09-18
001 2011-01-01 RON LANGACKER 2012-10-08
001 2010-01-01 RON LANGACKER 2011-10-12
001 2009-01-01 RON LANGACKER

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2022-01-01	SHERI AMIDON	2023-10-06
001	2021-01-01	SHERI AMIDON	2022-09-28	SHERI AMIDON	2022-09-28
001	2021-01-01	SHERI AMIDON	2022-09-28	SHERI AMIDON	2022-09-28
001	2020-01-01	SHERI AMIDON	2021-10-06	SHERI AMIDON	2021-10-06
001	2019-01-01
001	2017-01-01	SHERI AMIDON		SHERI AMIDON	2018-10-08
001	2016-01-01	SHERI AMIDON		SHERI AMIDON	2017-10-07
001	2015-01-01	SHERI AMIDON
001	2014-01-01	RON LANGACKER		RON LANGACKER	2015-09-22
001	2013-01-01	RON LANGACKER
001	2012-01-01	RON LANGACKER	2013-09-18	RON LANGACKER	2013-09-18
001	2011-01-01	RON LANGACKER	2012-10-08
001	2010-01-01	RON LANGACKER	2011-10-12
001	2009-01-01	RON LANGACKER

Plan Statistics for EP DIRECT, INC. RETIREMENT PLAN

401k plan membership statisitcs for EP DIRECT, INC. RETIREMENT PLAN

Measure Date Value
2022: EP DIRECT, INC. RETIREMENT PLAN 2022 401k membership
Market value of plan assets 2022-12-31 2,323,895
Acturial value of plan assets 2022-12-31 2,246,588
Funding target for retired participants and beneficiaries receiving payment 2022-12-31 1,811,618
Number of terminated vested participants 2022-12-31 8
Fundng target for terminated vested participants 2022-12-31 269,588
Active participant vested funding target 2022-12-31 72,729
Number of active participants 2022-12-31 3
Total funding liabilities for active participants 2022-12-31 72,729
Total participant count 2022-12-31 17
Total funding target for all participants 2022-12-31 2,153,935
Balance at beginning of prior year after applicable adjustments 2022-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2022-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2022-12-31 0
Prefunding balanced used to offset prior years funding requirement 2022-12-31 0
Amount remaining of carryover balance 2022-12-31 0
Amount remaining of prefunding balance 2022-12-31 0
Present value of excess contributions 2022-12-31 6
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2022-12-31 6
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2022-12-31 0
Reductions in caryover balances due to elections or deemed elections 2022-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2022-12-31 0
Balance of carryovers at beginning of current year 2022-12-31 0
Balance of prefunding at beginning of current year 2022-12-31 0
Total employer contributions 2022-12-31 0
Total employee contributions 2022-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2022-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2022-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2022-12-31 0
Unpaid minimum required contributions for all prior years 2022-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2022-12-31 0
Remaining amount of unpaid minimum required contributions 2022-12-31 0
Minimum required contributions for current year target normal cost 2022-12-31 23,000
Net shortfall amortization installment of oustanding balance 2022-12-31 0
Waiver amortization installment 2022-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2022-12-31 0
Carryover balance elected to use to offset funding requirement 2022-12-31 0
Prefunding balance elected to use to offset funding requirement 2022-12-31 0
Additional cash requirement 2022-12-31 0
Contributions allocatedtoward minimum required contributions for current year 2022-12-31 0
Unpaid minimum required contributions for current year 2022-12-31 0
Unpaid minimum required contributions for all years 2022-12-31 0
2021: EP DIRECT, INC. RETIREMENT PLAN 2021 401k membership
Market value of plan assets 2021-12-31 2,297,471
Acturial value of plan assets 2021-12-31 2,148,216
Funding target for retired participants and beneficiaries receiving payment 2021-12-31 1,827,925
Number of terminated vested participants 2021-12-31 8
Fundng target for terminated vested participants 2021-12-31 247,274
Active participant vested funding target 2021-12-31 65,512
Number of active participants 2021-12-31 3
Total funding liabilities for active participants 2021-12-31 65,512
Total participant count 2021-12-31 17
Total funding target for all participants 2021-12-31 2,140,711
Balance at beginning of prior year after applicable adjustments 2021-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2021-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2021-12-31 0
Prefunding balanced used to offset prior years funding requirement 2021-12-31 0
Amount remaining of carryover balance 2021-12-31 0
Amount remaining of prefunding balance 2021-12-31 0
Present value of excess contributions 2021-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2021-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2021-12-31 0
Reductions in caryover balances due to elections or deemed elections 2021-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2021-12-31 0
Balance of carryovers at beginning of current year 2021-12-31 0
Balance of prefunding at beginning of current year 2021-12-31 0
Total employer contributions 2021-12-31 16,493
Total employee contributions 2021-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2021-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2021-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2021-12-31 14,501
Unpaid minimum required contributions for all prior years 2021-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2021-12-31 0
Remaining amount of unpaid minimum required contributions 2021-12-31 0
Minimum required contributions for current year target normal cost 2021-12-31 22,000
Net shortfall amortization installment of oustanding balance 2021-12-31 0
Waiver amortization installment 2021-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2021-12-31 14,495
Carryover balance elected to use to offset funding requirement 2021-12-31 0
Prefunding balance elected to use to offset funding requirement 2021-12-31 0
Additional cash requirement 2021-12-31 14,495
Contributions allocatedtoward minimum required contributions for current year 2021-12-31 14,501
Unpaid minimum required contributions for current year 2021-12-31 0
Unpaid minimum required contributions for all years 2021-12-31 0
2020: EP DIRECT, INC. RETIREMENT PLAN 2020 401k membership
Market value of plan assets 2020-12-31 2,199,174
Acturial value of plan assets 2020-12-31 2,119,795
Funding target for retired participants and beneficiaries receiving payment 2020-12-31 1,673,839
Number of terminated vested participants 2020-12-31 8
Fundng target for terminated vested participants 2020-12-31 217,392
Active participant vested funding target 2020-12-31 298,736
Number of active participants 2020-12-31 5
Total funding liabilities for active participants 2020-12-31 298,736
Total participant count 2020-12-31 18
Total funding target for all participants 2020-12-31 2,189,967
Balance at beginning of prior year after applicable adjustments 2020-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2020-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2020-12-31 0
Prefunding balanced used to offset prior years funding requirement 2020-12-31 0
Amount remaining of carryover balance 2020-12-31 0
Amount remaining of prefunding balance 2020-12-31 0
Present value of excess contributions 2020-12-31 38,976
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2020-12-31 41,069
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2020-12-31 0
Reductions in caryover balances due to elections or deemed elections 2020-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2020-12-31 0
Balance of carryovers at beginning of current year 2020-12-31 0
Balance of prefunding at beginning of current year 2020-12-31 0
Total employer contributions 2020-12-31 44,573
Total employee contributions 2020-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2020-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2020-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2020-12-31 39,804
Unpaid minimum required contributions for all prior years 2020-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2020-12-31 0
Remaining amount of unpaid minimum required contributions 2020-12-31 0
Minimum required contributions for current year target normal cost 2020-12-31 16,000
Net shortfall amortization installment of oustanding balance 2020-12-31 70,172
Waiver amortization installment 2020-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2020-12-31 39,804
Carryover balance elected to use to offset funding requirement 2020-12-31 0
Prefunding balance elected to use to offset funding requirement 2020-12-31 0
Additional cash requirement 2020-12-31 39,804
Contributions allocatedtoward minimum required contributions for current year 2020-12-31 39,804
Unpaid minimum required contributions for current year 2020-12-31 0
Unpaid minimum required contributions for all years 2020-12-31 0
2019: EP DIRECT, INC. RETIREMENT PLAN 2019 401k membership
Market value of plan assets 2019-12-31 1,893,545
Acturial value of plan assets 2019-12-31 2,012,744
Funding target for retired participants and beneficiaries receiving payment 2019-12-31 1,687,353
Number of terminated vested participants 2019-12-31 6
Fundng target for terminated vested participants 2019-12-31 156,711
Active participant vested funding target 2019-12-31 320,698
Number of active participants 2019-12-31 8
Total funding liabilities for active participants 2019-12-31 320,698
Total participant count 2019-12-31 19
Total funding target for all participants 2019-12-31 2,164,762
Balance at beginning of prior year after applicable adjustments 2019-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2019-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2019-12-31 0
Prefunding balanced used to offset prior years funding requirement 2019-12-31 0
Amount remaining of carryover balance 2019-12-31 0
Amount remaining of prefunding balance 2019-12-31 0
Present value of excess contributions 2019-12-31 0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2019-12-31 0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2019-12-31 0
Reductions in caryover balances due to elections or deemed elections 2019-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2019-12-31 0
Balance of carryovers at beginning of current year 2019-12-31 0
Balance of prefunding at beginning of current year 2019-12-31 0
Total employer contributions 2019-12-31 101,000
Total employee contributions 2019-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2019-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2019-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2019-12-31 95,512
Unpaid minimum required contributions for all prior years 2019-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2019-12-31 0
Remaining amount of unpaid minimum required contributions 2019-12-31 0
Minimum required contributions for current year target normal cost 2019-12-31 24,000
Net shortfall amortization installment of oustanding balance 2019-12-31 152,018
Waiver amortization installment 2019-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2019-12-31 56,536
Carryover balance elected to use to offset funding requirement 2019-12-31 0
Prefunding balance elected to use to offset funding requirement 2019-12-31 0
Additional cash requirement 2019-12-31 56,536
Contributions allocatedtoward minimum required contributions for current year 2019-12-31 95,512
Unpaid minimum required contributions for current year 2019-12-31 0
Unpaid minimum required contributions for all years 2019-12-31 0
Total participants, beginning-of-year 2019-01-01 19
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 5
Number of retired or separated participants receiving benefits 2019-01-01 5
Number of other retired or separated participants entitled to future benefits 2019-01-01 8
Total of all active and inactive participants 2019-01-01 18
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 18
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: EP DIRECT, INC. RETIREMENT PLAN 2018 401k membership
Market value of plan assets 2018-12-31 2,195,369
Acturial value of plan assets 2018-12-31 2,090,975
Funding target for retired participants and beneficiaries receiving payment 2018-12-31 1,656,771
Number of terminated vested participants 2018-12-31 8
Fundng target for terminated vested participants 2018-12-31 303,311
Active participant vested funding target 2018-12-31 293,077
Number of active participants 2018-12-31 8
Total funding liabilities for active participants 2018-12-31 293,077
Total participant count 2018-12-31 21
Total funding target for all participants 2018-12-31 2,253,159
Balance at beginning of prior year after applicable adjustments 2018-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2018-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2018-12-31 0
Prefunding balanced used to offset prior years funding requirement 2018-12-31 0
Amount remaining of carryover balance 2018-12-31 0
Amount remaining of prefunding balance 2018-12-31 0
Present value of excess contributions 2018-12-31 62,593
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2018-12-31 66,223
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2018-12-31 0
Reductions in caryover balances due to elections or deemed elections 2018-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2018-12-31 0
Balance of carryovers at beginning of current year 2018-12-31 0
Balance of prefunding at beginning of current year 2018-12-31 0
Total employer contributions 2018-12-31 56,870
Total employee contributions 2018-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2018-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2018-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2018-12-31 50,457
Unpaid minimum required contributions for all prior years 2018-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2018-12-31 0
Remaining amount of unpaid minimum required contributions 2018-12-31 0
Minimum required contributions for current year target normal cost 2018-12-31 20,000
Net shortfall amortization installment of oustanding balance 2018-12-31 162,184
Waiver amortization installment 2018-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2018-12-31 50,457
Carryover balance elected to use to offset funding requirement 2018-12-31 0
Prefunding balance elected to use to offset funding requirement 2018-12-31 0
Additional cash requirement 2018-12-31 50,457
Contributions allocatedtoward minimum required contributions for current year 2018-12-31 50,457
Unpaid minimum required contributions for current year 2018-12-31 0
Unpaid minimum required contributions for all years 2018-12-31 0
2017: EP DIRECT, INC. RETIREMENT PLAN 2017 401k membership
Market value of plan assets 2017-12-31 1,975,597
Acturial value of plan assets 2017-12-31 1,995,124
Funding target for retired participants and beneficiaries receiving payment 2017-12-31 1,656,395
Number of terminated vested participants 2017-12-31 7
Fundng target for terminated vested participants 2017-12-31 254,554
Active participant vested funding target 2017-12-31 289,169
Number of active participants 2017-12-31 10
Total funding liabilities for active participants 2017-12-31 289,169
Total participant count 2017-12-31 22
Total funding target for all participants 2017-12-31 2,200,118
Balance at beginning of prior year after applicable adjustments 2017-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2017-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2017-12-31 0
Prefunding balanced used to offset prior years funding requirement 2017-12-31 0
Amount remaining of carryover balance 2017-12-31 0
Amount remaining of prefunding balance 2017-12-31 0
Present value of excess contributions 2017-12-31 37
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2017-12-31 39
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2017-12-31 0
Reductions in caryover balances due to elections or deemed elections 2017-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2017-12-31 0
Balance of carryovers at beginning of current year 2017-12-31 0
Balance of prefunding at beginning of current year 2017-12-31 0
Total employer contributions 2017-12-31 130,000
Total employee contributions 2017-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2017-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2017-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2017-12-31 118,255
Unpaid minimum required contributions for all prior years 2017-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2017-12-31 0
Remaining amount of unpaid minimum required contributions 2017-12-31 0
Minimum required contributions for current year target normal cost 2017-12-31 22,000
Net shortfall amortization installment of oustanding balance 2017-12-31 204,994
Waiver amortization installment 2017-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2017-12-31 55,662
Carryover balance elected to use to offset funding requirement 2017-12-31 0
Prefunding balance elected to use to offset funding requirement 2017-12-31 0
Additional cash requirement 2017-12-31 55,662
Contributions allocatedtoward minimum required contributions for current year 2017-12-31 118,255
Unpaid minimum required contributions for current year 2017-12-31 0
Unpaid minimum required contributions for all years 2017-12-31 0
Total participants, beginning-of-year 2017-01-01 22
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 8
Number of retired or separated participants receiving benefits 2017-01-01 5
Number of other retired or separated participants entitled to future benefits 2017-01-01 8
Total of all active and inactive participants 2017-01-01 21
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 21
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: EP DIRECT, INC. RETIREMENT PLAN 2016 401k membership
Market value of plan assets 2016-12-31 2,039,605
Acturial value of plan assets 2016-12-31 2,095,165
Funding target for retired participants and beneficiaries receiving payment 2016-12-31 188,983
Number of terminated vested participants 2016-12-31 5
Fundng target for terminated vested participants 2016-12-31 210,039
Active participant vested funding target 2016-12-31 1,683,488
Number of active participants 2016-12-31 17
Total funding liabilities for active participants 2016-12-31 1,683,488
Total participant count 2016-12-31 24
Total funding target for all participants 2016-12-31 2,082,510
Balance at beginning of prior year after applicable adjustments 2016-12-31 0
Prefunding balance at beginning of prior year after applicable adjustments 2016-12-31 0
Carryover balanced portion elected for use to offset prior years funding requirement 2016-12-31 0
Prefunding balanced used to offset prior years funding requirement 2016-12-31 0
Amount remaining of carryover balance 2016-12-31 0
Amount remaining of prefunding balance 2016-12-31 0
Present value of excess contributions 2016-12-31 9
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance 2016-12-31 10
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance 2016-12-31 0
Reductions in caryover balances due to elections or deemed elections 2016-12-31 0
Reductions in prefunding balances due to elections or deemed elections 2016-12-31 0
Balance of carryovers at beginning of current year 2016-12-31 0
Balance of prefunding at beginning of current year 2016-12-31 0
Total employer contributions 2016-12-31 23,337
Total employee contributions 2016-12-31 0
Contributions allocated toward unpaid minimum require contributions from prior years 2016-12-31 0
Contributions made to avoid restrictions adjusted to valuation date 2016-12-31 0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date 2016-12-31 20,382
Unpaid minimum required contributions for all prior years 2016-12-31 0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years 2016-12-31 0
Remaining amount of unpaid minimum required contributions 2016-12-31 0
Minimum required contributions for current year target normal cost 2016-12-31 33,000
Net shortfall amortization installment of oustanding balance 2016-12-31 0
Waiver amortization installment 2016-12-31 0
Total funding amount beforereflecting carryover/prefunding balances 2016-12-31 20,345
Carryover balance elected to use to offset funding requirement 2016-12-31 0
Prefunding balance elected to use to offset funding requirement 2016-12-31 0
Additional cash requirement 2016-12-31 20,345
Contributions allocatedtoward minimum required contributions for current year 2016-12-31 20,382
Unpaid minimum required contributions for current year 2016-12-31 0
Unpaid minimum required contributions for all years 2016-12-31 0
Total participants, beginning-of-year 2016-01-01 24
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 10
Number of retired or separated participants receiving benefits 2016-01-01 5
Number of other retired or separated participants entitled to future benefits 2016-01-01 7
Total of all active and inactive participants 2016-01-01 22
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 22
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: EP DIRECT, INC. RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 27
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 17
Number of retired or separated participants receiving benefits 2015-01-01 2
Number of other retired or separated participants entitled to future benefits 2015-01-01 5
Total of all active and inactive participants 2015-01-01 24
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 24
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: EP DIRECT, INC. RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 27
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 19
Number of retired or separated participants receiving benefits 2014-01-01 2
Number of other retired or separated participants entitled to future benefits 2014-01-01 6
Total of all active and inactive participants 2014-01-01 27
Total participants 2014-01-01 27
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: EP DIRECT, INC. RETIREMENT PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 27
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 21
Number of retired or separated participants receiving benefits 2013-01-01 1
Number of other retired or separated participants entitled to future benefits 2013-01-01 5
Total of all active and inactive participants 2013-01-01 27
Total participants 2013-01-01 27
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2009: EP DIRECT, INC. RETIREMENT PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 30
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 24
Number of retired or separated participants receiving benefits 2009-01-01 1
Number of other retired or separated participants entitled to future benefits 2009-01-01 4
Total of all active and inactive participants 2009-01-01 29
Total participants 2009-01-01 29
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2022: EP DIRECT, INC. RETIREMENT PLAN 2022 401k membership
Market value of plan assets	2022-12-31	2,323,895
Acturial value of plan assets	2022-12-31	2,246,588
Funding target for retired participants and beneficiaries receiving payment	2022-12-31	1,811,618
Number of terminated vested participants	2022-12-31	8
Fundng target for terminated vested participants	2022-12-31	269,588
Active participant vested funding target	2022-12-31	72,729
Number of active participants	2022-12-31	3
Total funding liabilities for active participants	2022-12-31	72,729
Total participant count	2022-12-31	17
Total funding target for all participants	2022-12-31	2,153,935
Balance at beginning of prior year after applicable adjustments	2022-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2022-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2022-12-31	0
Prefunding balanced used to offset prior years funding requirement	2022-12-31	0
Amount remaining of carryover balance	2022-12-31	0
Amount remaining of prefunding balance	2022-12-31	0
Present value of excess contributions	2022-12-31	6
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2022-12-31	6
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2022-12-31	0
Reductions in caryover balances due to elections or deemed elections	2022-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2022-12-31	0
Balance of carryovers at beginning of current year	2022-12-31	0
Balance of prefunding at beginning of current year	2022-12-31	0
Total employer contributions	2022-12-31	0
Total employee contributions	2022-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2022-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2022-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2022-12-31	0
Unpaid minimum required contributions for all prior years	2022-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2022-12-31	0
Remaining amount of unpaid minimum required contributions	2022-12-31	0
Minimum required contributions for current year target normal cost	2022-12-31	23,000
Net shortfall amortization installment of oustanding balance	2022-12-31	0
Waiver amortization installment	2022-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2022-12-31	0
Carryover balance elected to use to offset funding requirement	2022-12-31	0
Prefunding balance elected to use to offset funding requirement	2022-12-31	0
Additional cash requirement	2022-12-31	0
Contributions allocatedtoward minimum required contributions for current year	2022-12-31	0
Unpaid minimum required contributions for current year	2022-12-31	0
Unpaid minimum required contributions for all years	2022-12-31	0
2021: EP DIRECT, INC. RETIREMENT PLAN 2021 401k membership
Market value of plan assets	2021-12-31	2,297,471
Acturial value of plan assets	2021-12-31	2,148,216
Funding target for retired participants and beneficiaries receiving payment	2021-12-31	1,827,925
Number of terminated vested participants	2021-12-31	8
Fundng target for terminated vested participants	2021-12-31	247,274
Active participant vested funding target	2021-12-31	65,512
Number of active participants	2021-12-31	3
Total funding liabilities for active participants	2021-12-31	65,512
Total participant count	2021-12-31	17
Total funding target for all participants	2021-12-31	2,140,711
Balance at beginning of prior year after applicable adjustments	2021-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2021-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2021-12-31	0
Prefunding balanced used to offset prior years funding requirement	2021-12-31	0
Amount remaining of carryover balance	2021-12-31	0
Amount remaining of prefunding balance	2021-12-31	0
Present value of excess contributions	2021-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2021-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2021-12-31	0
Reductions in caryover balances due to elections or deemed elections	2021-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2021-12-31	0
Balance of carryovers at beginning of current year	2021-12-31	0
Balance of prefunding at beginning of current year	2021-12-31	0
Total employer contributions	2021-12-31	16,493
Total employee contributions	2021-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2021-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2021-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2021-12-31	14,501
Unpaid minimum required contributions for all prior years	2021-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2021-12-31	0
Remaining amount of unpaid minimum required contributions	2021-12-31	0
Minimum required contributions for current year target normal cost	2021-12-31	22,000
Net shortfall amortization installment of oustanding balance	2021-12-31	0
Waiver amortization installment	2021-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2021-12-31	14,495
Carryover balance elected to use to offset funding requirement	2021-12-31	0
Prefunding balance elected to use to offset funding requirement	2021-12-31	0
Additional cash requirement	2021-12-31	14,495
Contributions allocatedtoward minimum required contributions for current year	2021-12-31	14,501
Unpaid minimum required contributions for current year	2021-12-31	0
Unpaid minimum required contributions for all years	2021-12-31	0
2020: EP DIRECT, INC. RETIREMENT PLAN 2020 401k membership
Market value of plan assets	2020-12-31	2,199,174
Acturial value of plan assets	2020-12-31	2,119,795
Funding target for retired participants and beneficiaries receiving payment	2020-12-31	1,673,839
Number of terminated vested participants	2020-12-31	8
Fundng target for terminated vested participants	2020-12-31	217,392
Active participant vested funding target	2020-12-31	298,736
Number of active participants	2020-12-31	5
Total funding liabilities for active participants	2020-12-31	298,736
Total participant count	2020-12-31	18
Total funding target for all participants	2020-12-31	2,189,967
Balance at beginning of prior year after applicable adjustments	2020-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2020-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2020-12-31	0
Prefunding balanced used to offset prior years funding requirement	2020-12-31	0
Amount remaining of carryover balance	2020-12-31	0
Amount remaining of prefunding balance	2020-12-31	0
Present value of excess contributions	2020-12-31	38,976
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2020-12-31	41,069
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2020-12-31	0
Reductions in caryover balances due to elections or deemed elections	2020-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2020-12-31	0
Balance of carryovers at beginning of current year	2020-12-31	0
Balance of prefunding at beginning of current year	2020-12-31	0
Total employer contributions	2020-12-31	44,573
Total employee contributions	2020-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2020-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2020-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2020-12-31	39,804
Unpaid minimum required contributions for all prior years	2020-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2020-12-31	0
Remaining amount of unpaid minimum required contributions	2020-12-31	0
Minimum required contributions for current year target normal cost	2020-12-31	16,000
Net shortfall amortization installment of oustanding balance	2020-12-31	70,172
Waiver amortization installment	2020-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2020-12-31	39,804
Carryover balance elected to use to offset funding requirement	2020-12-31	0
Prefunding balance elected to use to offset funding requirement	2020-12-31	0
Additional cash requirement	2020-12-31	39,804
Contributions allocatedtoward minimum required contributions for current year	2020-12-31	39,804
Unpaid minimum required contributions for current year	2020-12-31	0
Unpaid minimum required contributions for all years	2020-12-31	0
2019: EP DIRECT, INC. RETIREMENT PLAN 2019 401k membership
Market value of plan assets	2019-12-31	1,893,545
Acturial value of plan assets	2019-12-31	2,012,744
Funding target for retired participants and beneficiaries receiving payment	2019-12-31	1,687,353
Number of terminated vested participants	2019-12-31	6
Fundng target for terminated vested participants	2019-12-31	156,711
Active participant vested funding target	2019-12-31	320,698
Number of active participants	2019-12-31	8
Total funding liabilities for active participants	2019-12-31	320,698
Total participant count	2019-12-31	19
Total funding target for all participants	2019-12-31	2,164,762
Balance at beginning of prior year after applicable adjustments	2019-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2019-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2019-12-31	0
Prefunding balanced used to offset prior years funding requirement	2019-12-31	0
Amount remaining of carryover balance	2019-12-31	0
Amount remaining of prefunding balance	2019-12-31	0
Present value of excess contributions	2019-12-31	0
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2019-12-31	0
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2019-12-31	0
Reductions in caryover balances due to elections or deemed elections	2019-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2019-12-31	0
Balance of carryovers at beginning of current year	2019-12-31	0
Balance of prefunding at beginning of current year	2019-12-31	0
Total employer contributions	2019-12-31	101,000
Total employee contributions	2019-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2019-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2019-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2019-12-31	95,512
Unpaid minimum required contributions for all prior years	2019-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2019-12-31	0
Remaining amount of unpaid minimum required contributions	2019-12-31	0
Minimum required contributions for current year target normal cost	2019-12-31	24,000
Net shortfall amortization installment of oustanding balance	2019-12-31	152,018
Waiver amortization installment	2019-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2019-12-31	56,536
Carryover balance elected to use to offset funding requirement	2019-12-31	0
Prefunding balance elected to use to offset funding requirement	2019-12-31	0
Additional cash requirement	2019-12-31	56,536
Contributions allocatedtoward minimum required contributions for current year	2019-12-31	95,512
Unpaid minimum required contributions for current year	2019-12-31	0
Unpaid minimum required contributions for all years	2019-12-31	0
Total participants, beginning-of-year	2019-01-01	19
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	5
Number of retired or separated participants receiving benefits	2019-01-01	5
Number of other retired or separated participants entitled to future benefits	2019-01-01	8
Total of all active and inactive participants	2019-01-01	18
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	18
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: EP DIRECT, INC. RETIREMENT PLAN 2018 401k membership
Market value of plan assets	2018-12-31	2,195,369
Acturial value of plan assets	2018-12-31	2,090,975
Funding target for retired participants and beneficiaries receiving payment	2018-12-31	1,656,771
Number of terminated vested participants	2018-12-31	8
Fundng target for terminated vested participants	2018-12-31	303,311
Active participant vested funding target	2018-12-31	293,077
Number of active participants	2018-12-31	8
Total funding liabilities for active participants	2018-12-31	293,077
Total participant count	2018-12-31	21
Total funding target for all participants	2018-12-31	2,253,159
Balance at beginning of prior year after applicable adjustments	2018-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2018-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2018-12-31	0
Prefunding balanced used to offset prior years funding requirement	2018-12-31	0
Amount remaining of carryover balance	2018-12-31	0
Amount remaining of prefunding balance	2018-12-31	0
Present value of excess contributions	2018-12-31	62,593
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2018-12-31	66,223
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2018-12-31	0
Reductions in caryover balances due to elections or deemed elections	2018-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2018-12-31	0
Balance of carryovers at beginning of current year	2018-12-31	0
Balance of prefunding at beginning of current year	2018-12-31	0
Total employer contributions	2018-12-31	56,870
Total employee contributions	2018-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2018-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2018-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2018-12-31	50,457
Unpaid minimum required contributions for all prior years	2018-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2018-12-31	0
Remaining amount of unpaid minimum required contributions	2018-12-31	0
Minimum required contributions for current year target normal cost	2018-12-31	20,000
Net shortfall amortization installment of oustanding balance	2018-12-31	162,184
Waiver amortization installment	2018-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2018-12-31	50,457
Carryover balance elected to use to offset funding requirement	2018-12-31	0
Prefunding balance elected to use to offset funding requirement	2018-12-31	0
Additional cash requirement	2018-12-31	50,457
Contributions allocatedtoward minimum required contributions for current year	2018-12-31	50,457
Unpaid minimum required contributions for current year	2018-12-31	0
Unpaid minimum required contributions for all years	2018-12-31	0
2017: EP DIRECT, INC. RETIREMENT PLAN 2017 401k membership
Market value of plan assets	2017-12-31	1,975,597
Acturial value of plan assets	2017-12-31	1,995,124
Funding target for retired participants and beneficiaries receiving payment	2017-12-31	1,656,395
Number of terminated vested participants	2017-12-31	7
Fundng target for terminated vested participants	2017-12-31	254,554
Active participant vested funding target	2017-12-31	289,169
Number of active participants	2017-12-31	10
Total funding liabilities for active participants	2017-12-31	289,169
Total participant count	2017-12-31	22
Total funding target for all participants	2017-12-31	2,200,118
Balance at beginning of prior year after applicable adjustments	2017-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2017-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2017-12-31	0
Prefunding balanced used to offset prior years funding requirement	2017-12-31	0
Amount remaining of carryover balance	2017-12-31	0
Amount remaining of prefunding balance	2017-12-31	0
Present value of excess contributions	2017-12-31	37
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2017-12-31	39
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2017-12-31	0
Reductions in caryover balances due to elections or deemed elections	2017-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2017-12-31	0
Balance of carryovers at beginning of current year	2017-12-31	0
Balance of prefunding at beginning of current year	2017-12-31	0
Total employer contributions	2017-12-31	130,000
Total employee contributions	2017-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2017-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2017-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2017-12-31	118,255
Unpaid minimum required contributions for all prior years	2017-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2017-12-31	0
Remaining amount of unpaid minimum required contributions	2017-12-31	0
Minimum required contributions for current year target normal cost	2017-12-31	22,000
Net shortfall amortization installment of oustanding balance	2017-12-31	204,994
Waiver amortization installment	2017-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2017-12-31	55,662
Carryover balance elected to use to offset funding requirement	2017-12-31	0
Prefunding balance elected to use to offset funding requirement	2017-12-31	0
Additional cash requirement	2017-12-31	55,662
Contributions allocatedtoward minimum required contributions for current year	2017-12-31	118,255
Unpaid minimum required contributions for current year	2017-12-31	0
Unpaid minimum required contributions for all years	2017-12-31	0
Total participants, beginning-of-year	2017-01-01	22
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	8
Number of retired or separated participants receiving benefits	2017-01-01	5
Number of other retired or separated participants entitled to future benefits	2017-01-01	8
Total of all active and inactive participants	2017-01-01	21
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	21
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: EP DIRECT, INC. RETIREMENT PLAN 2016 401k membership
Market value of plan assets	2016-12-31	2,039,605
Acturial value of plan assets	2016-12-31	2,095,165
Funding target for retired participants and beneficiaries receiving payment	2016-12-31	188,983
Number of terminated vested participants	2016-12-31	5
Fundng target for terminated vested participants	2016-12-31	210,039
Active participant vested funding target	2016-12-31	1,683,488
Number of active participants	2016-12-31	17
Total funding liabilities for active participants	2016-12-31	1,683,488
Total participant count	2016-12-31	24
Total funding target for all participants	2016-12-31	2,082,510
Balance at beginning of prior year after applicable adjustments	2016-12-31	0
Prefunding balance at beginning of prior year after applicable adjustments	2016-12-31	0
Carryover balanced portion elected for use to offset prior years funding requirement	2016-12-31	0
Prefunding balanced used to offset prior years funding requirement	2016-12-31	0
Amount remaining of carryover balance	2016-12-31	0
Amount remaining of prefunding balance	2016-12-31	0
Present value of excess contributions	2016-12-31	9
Total available prior years excess cotributions available at beginning of current plan year to add to prefunding balance	2016-12-31	10
Total available prior years excess cotributions added at beginning of current plan year to add to prefunding balance	2016-12-31	0
Reductions in caryover balances due to elections or deemed elections	2016-12-31	0
Reductions in prefunding balances due to elections or deemed elections	2016-12-31	0
Balance of carryovers at beginning of current year	2016-12-31	0
Balance of prefunding at beginning of current year	2016-12-31	0
Total employer contributions	2016-12-31	23,337
Total employee contributions	2016-12-31	0
Contributions allocated toward unpaid minimum require contributions from prior years	2016-12-31	0
Contributions made to avoid restrictions adjusted to valuation date	2016-12-31	0
Contributions allocated toward minimum required contributions for current year adjusted to valuation date	2016-12-31	20,382
Unpaid minimum required contributions for all prior years	2016-12-31	0
iDiscounted employer contributions allocated toward unpaid minimum required contributions from prior years	2016-12-31	0
Remaining amount of unpaid minimum required contributions	2016-12-31	0
Minimum required contributions for current year target normal cost	2016-12-31	33,000
Net shortfall amortization installment of oustanding balance	2016-12-31	0
Waiver amortization installment	2016-12-31	0
Total funding amount beforereflecting carryover/prefunding balances	2016-12-31	20,345
Carryover balance elected to use to offset funding requirement	2016-12-31	0
Prefunding balance elected to use to offset funding requirement	2016-12-31	0
Additional cash requirement	2016-12-31	20,345
Contributions allocatedtoward minimum required contributions for current year	2016-12-31	20,382
Unpaid minimum required contributions for current year	2016-12-31	0
Unpaid minimum required contributions for all years	2016-12-31	0
Total participants, beginning-of-year	2016-01-01	24
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	10
Number of retired or separated participants receiving benefits	2016-01-01	5
Number of other retired or separated participants entitled to future benefits	2016-01-01	7
Total of all active and inactive participants	2016-01-01	22
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	22
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: EP DIRECT, INC. RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	27
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	17
Number of retired or separated participants receiving benefits	2015-01-01	2
Number of other retired or separated participants entitled to future benefits	2015-01-01	5
Total of all active and inactive participants	2015-01-01	24
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	24
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: EP DIRECT, INC. RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	27
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	19
Number of retired or separated participants receiving benefits	2014-01-01	2
Number of other retired or separated participants entitled to future benefits	2014-01-01	6
Total of all active and inactive participants	2014-01-01	27
Total participants	2014-01-01	27
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: EP DIRECT, INC. RETIREMENT PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	27
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	21
Number of retired or separated participants receiving benefits	2013-01-01	1
Number of other retired or separated participants entitled to future benefits	2013-01-01	5
Total of all active and inactive participants	2013-01-01	27
Total participants	2013-01-01	27
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2009: EP DIRECT, INC. RETIREMENT PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	30
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	24
Number of retired or separated participants receiving benefits	2009-01-01	1
Number of other retired or separated participants entitled to future benefits	2009-01-01	4
Total of all active and inactive participants	2009-01-01	29
Total participants	2009-01-01	29
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on EP DIRECT, INC. RETIREMENT PLAN

Measure	Date	Value
2019 : EP DIRECT, INC. RETIREMENT PLAN 2019 401k financial data
Total plan liabilities at end of year	2019-12-31	$0
Total plan liabilities at beginning of year	2019-12-31	$0
Total income from all sources	2019-12-31	$510,765
Expenses. Total of all expenses incurred	2019-12-31	$150,029
Benefits paid (including direct rollovers)	2019-12-31	$133,752
Total plan assets at end of year	2019-12-31	$2,199,174
Total plan assets at beginning of year	2019-12-31	$1,838,438
Value of fidelity bond covering the plan	2019-12-31	$330,000
Other income received	2019-12-31	$352,895
Net income (gross income less expenses)	2019-12-31	$360,736
Net plan assets at end of year (total assets less liabilities)	2019-12-31	$2,199,174
Net plan assets at beginning of year (total assets less liabilities)	2019-12-31	$1,838,438
Total contributions received or receivable from employer(s)	2019-12-31	$157,870
Expenses. Administrative service providers (salaries,fees and commissions)	2019-12-31	$16,277
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
2018 : EP DIRECT, INC. RETIREMENT PLAN 2018 401k financial data
Total plan liabilities at end of year	2018-12-31	$0
Total plan liabilities at beginning of year	2018-12-31	$0
Total income from all sources	2018-12-31	$-713
Expenses. Total of all expenses incurred	2018-12-31	$231,104
Benefits paid (including direct rollovers)	2018-12-31	$207,017
Total plan assets at end of year	2018-12-31	$1,838,438
Total plan assets at beginning of year	2018-12-31	$2,070,255
Value of fidelity bond covering the plan	2018-12-31	$330,000
Other income received	2018-12-31	$-130,713
Net income (gross income less expenses)	2018-12-31	$-231,817
Net plan assets at end of year (total assets less liabilities)	2018-12-31	$1,838,438
Net plan assets at beginning of year (total assets less liabilities)	2018-12-31	$2,070,255
Total contributions received or receivable from employer(s)	2018-12-31	$130,000
Expenses. Administrative service providers (salaries,fees and commissions)	2018-12-31	$24,087
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
2017 : EP DIRECT, INC. RETIREMENT PLAN 2017 401k financial data
Total plan liabilities at end of year	2017-12-31	$0
Total plan liabilities at beginning of year	2017-12-31	$0
Total income from all sources	2017-12-31	$292,025
Expenses. Total of all expenses incurred	2017-12-31	$174,947
Benefits paid (including direct rollovers)	2017-12-31	$154,746
Total plan assets at end of year	2017-12-31	$2,070,255
Total plan assets at beginning of year	2017-12-31	$1,953,177
Value of fidelity bond covering the plan	2017-12-31	$330,000
Other income received	2017-12-31	$268,688
Net income (gross income less expenses)	2017-12-31	$117,078
Net plan assets at end of year (total assets less liabilities)	2017-12-31	$2,070,255
Net plan assets at beginning of year (total assets less liabilities)	2017-12-31	$1,953,177
Total contributions received or receivable from employer(s)	2017-12-31	$23,337
Expenses. Administrative service providers (salaries,fees and commissions)	2017-12-31	$20,201
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
2016 : EP DIRECT, INC. RETIREMENT PLAN 2016 401k financial data
Total plan liabilities at end of year	2016-12-31	$0
Total plan liabilities at beginning of year	2016-12-31	$0
Total income from all sources	2016-12-31	$222,910
Expenses. Total of all expenses incurred	2016-12-31	$231,052
Benefits paid (including direct rollovers)	2016-12-31	$208,604
Total plan assets at end of year	2016-12-31	$1,953,177
Total plan assets at beginning of year	2016-12-31	$1,961,319
Value of fidelity bond covering the plan	2016-12-31	$330,000
Other income received	2016-12-31	$141,200
Net income (gross income less expenses)	2016-12-31	$-8,142
Net plan assets at end of year (total assets less liabilities)	2016-12-31	$1,953,177
Net plan assets at beginning of year (total assets less liabilities)	2016-12-31	$1,961,319
Total contributions received or receivable from employer(s)	2016-12-31	$81,710
Expenses. Administrative service providers (salaries,fees and commissions)	2016-12-31	$22,448
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
2015 : EP DIRECT, INC. RETIREMENT PLAN 2015 401k financial data
Total income from all sources	2015-12-31	$178,576
Expenses. Total of all expenses incurred	2015-12-31	$151,609
Benefits paid (including direct rollovers)	2015-12-31	$119,062
Total plan assets at end of year	2015-12-31	$1,961,319
Total plan assets at beginning of year	2015-12-31	$1,934,352
Value of fidelity bond covering the plan	2015-12-31	$200,000
Other income received	2015-12-31	$36,576
Net income (gross income less expenses)	2015-12-31	$26,967
Net plan assets at end of year (total assets less liabilities)	2015-12-31	$1,961,319
Net plan assets at beginning of year (total assets less liabilities)	2015-12-31	$1,934,352
Total contributions received or receivable from employer(s)	2015-12-31	$142,000
Expenses. Administrative service providers (salaries,fees and commissions)	2015-12-31	$32,547
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
2014 : EP DIRECT, INC. RETIREMENT PLAN 2014 401k financial data
Total income from all sources	2014-12-31	$271,255
Expenses. Total of all expenses incurred	2014-12-31	$32,519
Benefits paid (including direct rollovers)	2014-12-31	$10,708
Total plan assets at end of year	2014-12-31	$1,934,352
Total plan assets at beginning of year	2014-12-31	$1,695,616
Value of fidelity bond covering the plan	2014-12-31	$200,000
Expenses. Other expenses not covered elsewhere	2014-12-31	$21,811
Other income received	2014-12-31	$142,497
Net income (gross income less expenses)	2014-12-31	$238,736
Net plan assets at end of year (total assets less liabilities)	2014-12-31	$1,934,352
Net plan assets at beginning of year (total assets less liabilities)	2014-12-31	$1,695,616
Total contributions received or receivable from employer(s)	2014-12-31	$128,758
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
2013 : EP DIRECT, INC. RETIREMENT PLAN 2013 401k financial data
Total plan liabilities at end of year	2013-12-31	$0
Total plan liabilities at beginning of year	2013-12-31	$0
Total income from all sources	2013-12-31	$422,741
Expenses. Total of all expenses incurred	2013-12-31	$111,645
Benefits paid (including direct rollovers)	2013-12-31	$86,752
Total plan assets at end of year	2013-12-31	$1,695,616
Total plan assets at beginning of year	2013-12-31	$1,384,520
Value of fidelity bond covering the plan	2013-12-31	$200,000
Expenses. Other expenses not covered elsewhere	2013-12-31	$24,893
Other income received	2013-12-31	$323,991
Net income (gross income less expenses)	2013-12-31	$311,096
Net plan assets at end of year (total assets less liabilities)	2013-12-31	$1,695,616
Net plan assets at beginning of year (total assets less liabilities)	2013-12-31	$1,384,520
Total contributions received or receivable from employer(s)	2013-12-31	$98,750
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
2009 : EP DIRECT, INC. RETIREMENT PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2009-12-31	$0

Form 5500 Responses for EP DIRECT, INC. RETIREMENT PLAN

2019: EP DIRECT, INC. RETIREMENT PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2017: EP DIRECT, INC. RETIREMENT PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: EP DIRECT, INC. RETIREMENT PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: EP DIRECT, INC. RETIREMENT PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2014: EP DIRECT, INC. RETIREMENT PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2013: EP DIRECT, INC. RETIREMENT PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2009: EP DIRECT, INC. RETIREMENT PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

708252

Policy instance

Insurance contract or identification number	708252
Number of Individuals Covered	18
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

708252

Policy instance

Insurance contract or identification number	708252
Number of Individuals Covered	0
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

708252

Policy instance

Insurance contract or identification number	708252
Number of Individuals Covered	0
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

708252

Policy instance

Insurance contract or identification number	708252
Number of Individuals Covered	0
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

708252

Policy instance

Insurance contract or identification number	708252
Number of Individuals Covered	0
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

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Company Name:	EP-DIRECT
Employer identification number (EIN):	391287457
NAIC Classification:	561410
NAIC Description:	Document Preparation Services