THE BERNARD GROUP has sponsored the creation of one or more 401k plans.
| Measure | Date | Value |
|---|
| 2023 : THE BERNARD GROUP 401(K) PLAN 2023 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2023-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-12-31 | $0 |
| Total income from all sources (including contributions) | 2023-12-31 | $15,098,518 |
| Total loss/gain on sale of assets | 2023-12-31 | $0 |
| Total of all expenses incurred | 2023-12-31 | $3,030,204 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-12-31 | $2,925,722 |
| Value of total corrective distributions | 2023-12-31 | $3,001 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-12-31 | $8,457,206 |
| Value of total assets at end of year | 2023-12-31 | $47,538,788 |
| Value of total assets at beginning of year | 2023-12-31 | $35,470,474 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-12-31 | $101,481 |
| Total interest from all sources | 2023-12-31 | $35,823 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-12-31 | $97,874 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-12-31 | $97,874 |
| Was this plan covered by a fidelity bond | 2023-12-31 | Yes |
| Value of fidelity bond cover | 2023-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-12-31 | No |
| Contributions received from participants | 2023-12-31 | $4,531,992 |
| Participant contributions at end of year | 2023-12-31 | $736,297 |
| Participant contributions at beginning of year | 2023-12-31 | $406,164 |
| Participant contributions at end of year | 2023-12-31 | $167,906 |
| Participant contributions at beginning of year | 2023-12-31 | $133,897 |
| Assets. Other investments not covered elsewhere at end of year | 2023-12-31 | $756,289 |
| Assets. Other investments not covered elsewhere at beginning of year | 2023-12-31 | $141,947 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2023-12-31 | $1,829,673 |
| Other income not declared elsewhere | 2023-12-31 | $111,715 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Value of net income/loss | 2023-12-31 | $12,068,314 |
| Value of net assets at end of year (total assets less liabilities) | 2023-12-31 | $47,538,788 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-12-31 | $35,470,474 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-12-31 | $6,064,141 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-12-31 | $3,981,008 |
| Value of interest in pooled separate accounts at end of year | 2023-12-31 | $66,280 |
| Value of interest in pooled separate accounts at beginning of year | 2023-12-31 | $40,306 |
| Interest on participant loans | 2023-12-31 | $35,823 |
| Value of interest in common/collective trusts at end of year | 2023-12-31 | $39,674,218 |
| Value of interest in common/collective trusts at beginning of year | 2023-12-31 | $30,705,600 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-12-31 | $801,947 |
| Net investment gain/loss from pooled separate accounts | 2023-12-31 | $7,369 |
| Net investment gain or loss from common/collective trusts | 2023-12-31 | $5,586,584 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-12-31 | No |
| Contributions received in cash from employer | 2023-12-31 | $2,095,541 |
| Employer contributions (assets) at end of year | 2023-12-31 | $73,657 |
| Employer contributions (assets) at beginning of year | 2023-12-31 | $61,552 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-12-31 | $2,925,722 |
| Contract administrator fees | 2023-12-31 | $101,481 |
| Did the plan have assets held for investment | 2023-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-12-31 | Unqualified |
| Accountancy firm name | 2023-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2023-12-31 | 410746749 |
| Total unrealized appreciation/depreciation of assets | 2023-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-01-01 | $0 |
| Total income from all sources (including contributions) | 2023-01-01 | $15,098,518 |
| Total loss/gain on sale of assets | 2023-01-01 | $0 |
| Total of all expenses incurred | 2023-01-01 | $3,030,204 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-01-01 | $2,925,722 |
| Value of total corrective distributions | 2023-01-01 | $3,001 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-01-01 | $8,457,206 |
| Value of total assets at end of year | 2023-01-01 | $47,538,788 |
| Value of total assets at beginning of year | 2023-01-01 | $35,470,474 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-01-01 | $101,481 |
| Total interest from all sources | 2023-01-01 | $35,823 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-01-01 | $97,874 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-01-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-01-01 | $97,874 |
| Was this plan covered by a fidelity bond | 2023-01-01 | Yes |
| Value of fidelity bond cover | 2023-01-01 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-01-01 | No |
| Contributions received from participants | 2023-01-01 | $4,531,992 |
| Participant contributions at end of year | 2023-01-01 | $736,297 |
| Participant contributions at beginning of year | 2023-01-01 | $406,164 |
| Participant contributions at end of year | 2023-01-01 | $167,906 |
| Participant contributions at beginning of year | 2023-01-01 | $133,897 |
| Assets. Other investments not covered elsewhere at end of year | 2023-01-01 | $756,289 |
| Assets. Other investments not covered elsewhere at beginning of year | 2023-01-01 | $141,947 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2023-01-01 | $1,829,673 |
| Other income not declared elsewhere | 2023-01-01 | $111,715 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Value of net income/loss | 2023-01-01 | $12,068,314 |
| Value of net assets at end of year (total assets less liabilities) | 2023-01-01 | $47,538,788 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-01-01 | $35,470,474 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-01-01 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-01-01 | $6,064,141 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-01-01 | $3,981,008 |
| Value of interest in pooled separate accounts at end of year | 2023-01-01 | $66,280 |
| Value of interest in pooled separate accounts at beginning of year | 2023-01-01 | $40,306 |
| Interest on participant loans | 2023-01-01 | $35,823 |
| Value of interest in common/collective trusts at end of year | 2023-01-01 | $39,674,218 |
| Value of interest in common/collective trusts at beginning of year | 2023-01-01 | $30,705,600 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-01-01 | $801,947 |
| Net investment gain/loss from pooled separate accounts | 2023-01-01 | $7,369 |
| Net investment gain or loss from common/collective trusts | 2023-01-01 | $5,586,584 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2023-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-01-01 | No |
| Contributions received in cash from employer | 2023-01-01 | $2,095,541 |
| Employer contributions (assets) at end of year | 2023-01-01 | $73,657 |
| Employer contributions (assets) at beginning of year | 2023-01-01 | $61,552 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-01-01 | $2,925,722 |
| Contract administrator fees | 2023-01-01 | $101,481 |
| Did the plan have assets held for investment | 2023-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-01-01 | 1 |
| Accountancy firm name | 2023-01-01 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2023-01-01 | 410746749 |
| 2022 : THE BERNARD GROUP 401(K) PLAN 2022 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2022-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $0 |
| Total income from all sources (including contributions) | 2022-12-31 | $76,339 |
| Total loss/gain on sale of assets | 2022-12-31 | $0 |
| Total of all expenses incurred | 2022-12-31 | $2,631,297 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $2,541,904 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $6,736,514 |
| Value of total assets at end of year | 2022-12-31 | $35,470,474 |
| Value of total assets at beginning of year | 2022-12-31 | $38,025,432 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $89,393 |
| Total interest from all sources | 2022-12-31 | $19,528 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-12-31 | $83,896 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-12-31 | $83,896 |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Contributions received from participants | 2022-12-31 | $3,971,215 |
| Participant contributions at end of year | 2022-12-31 | $406,164 |
| Participant contributions at beginning of year | 2022-12-31 | $419,933 |
| Participant contributions at end of year | 2022-12-31 | $133,897 |
| Assets. Other investments not covered elsewhere at end of year | 2022-12-31 | $141,947 |
| Assets. Other investments not covered elsewhere at beginning of year | 2022-12-31 | $85,377 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-12-31 | $919,053 |
| Other income not declared elsewhere | 2022-12-31 | $-17,738 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $-2,554,958 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $35,470,474 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $38,025,432 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-12-31 | $3,981,008 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-12-31 | $3,384,473 |
| Value of interest in pooled separate accounts at end of year | 2022-12-31 | $40,306 |
| Value of interest in pooled separate accounts at beginning of year | 2022-12-31 | $32,265 |
| Interest on participant loans | 2022-12-31 | $19,528 |
| Value of interest in common/collective trusts at end of year | 2022-12-31 | $30,705,600 |
| Value of interest in common/collective trusts at beginning of year | 2022-12-31 | $34,103,384 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-12-31 | $-793,300 |
| Net investment gain/loss from pooled separate accounts | 2022-12-31 | $-9,069 |
| Net investment gain or loss from common/collective trusts | 2022-12-31 | $-5,943,492 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Contributions received in cash from employer | 2022-12-31 | $1,846,246 |
| Employer contributions (assets) at end of year | 2022-12-31 | $61,552 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-12-31 | $2,541,904 |
| Contract administrator fees | 2022-12-31 | $89,393 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2022-12-31 | 410746749 |
| Total unrealized appreciation/depreciation of assets | 2022-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $0 |
| Total income from all sources (including contributions) | 2022-01-01 | $76,339 |
| Total loss/gain on sale of assets | 2022-01-01 | $0 |
| Total of all expenses incurred | 2022-01-01 | $2,631,297 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-01-01 | $2,541,904 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-01-01 | $6,736,514 |
| Value of total assets at end of year | 2022-01-01 | $35,470,474 |
| Value of total assets at beginning of year | 2022-01-01 | $38,025,432 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-01-01 | $89,393 |
| Total interest from all sources | 2022-01-01 | $19,528 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-01-01 | $83,896 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-01-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-01-01 | $83,896 |
| Was this plan covered by a fidelity bond | 2022-01-01 | Yes |
| Value of fidelity bond cover | 2022-01-01 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-01-01 | No |
| Contributions received from participants | 2022-01-01 | $3,971,215 |
| Participant contributions at end of year | 2022-01-01 | $406,164 |
| Participant contributions at beginning of year | 2022-01-01 | $419,933 |
| Participant contributions at end of year | 2022-01-01 | $133,897 |
| Assets. Other investments not covered elsewhere at end of year | 2022-01-01 | $141,947 |
| Assets. Other investments not covered elsewhere at beginning of year | 2022-01-01 | $85,377 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-01-01 | $919,053 |
| Other income not declared elsewhere | 2022-01-01 | $-17,738 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Value of net income/loss | 2022-01-01 | $-2,554,958 |
| Value of net assets at end of year (total assets less liabilities) | 2022-01-01 | $35,470,474 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-01-01 | $38,025,432 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-01-01 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-01-01 | $3,981,008 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-01-01 | $3,384,473 |
| Value of interest in pooled separate accounts at end of year | 2022-01-01 | $40,306 |
| Value of interest in pooled separate accounts at beginning of year | 2022-01-01 | $32,265 |
| Interest on participant loans | 2022-01-01 | $19,528 |
| Value of interest in common/collective trusts at end of year | 2022-01-01 | $30,705,600 |
| Value of interest in common/collective trusts at beginning of year | 2022-01-01 | $34,103,384 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-01-01 | $-793,300 |
| Net investment gain/loss from pooled separate accounts | 2022-01-01 | $-9,069 |
| Net investment gain or loss from common/collective trusts | 2022-01-01 | $-5,943,492 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-01-01 | No |
| Contributions received in cash from employer | 2022-01-01 | $1,846,246 |
| Employer contributions (assets) at end of year | 2022-01-01 | $61,552 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-01-01 | $2,541,904 |
| Contract administrator fees | 2022-01-01 | $89,393 |
| Did the plan have assets held for investment | 2022-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-01-01 | 1 |
| Accountancy firm name | 2022-01-01 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2022-01-01 | 410746749 |
| 2021 : THE BERNARD GROUP 401(K) PLAN 2021 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2021-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $0 |
| Total income from all sources (including contributions) | 2021-12-31 | $11,353,895 |
| Total loss/gain on sale of assets | 2021-12-31 | $0 |
| Total of all expenses incurred | 2021-12-31 | $3,015,052 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $2,948,136 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $6,491,950 |
| Value of total assets at end of year | 2021-12-31 | $38,025,432 |
| Value of total assets at beginning of year | 2021-12-31 | $29,686,589 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $66,916 |
| Total interest from all sources | 2021-12-31 | $23,007 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-12-31 | $51,246 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2021-12-31 | $51,246 |
| Was this plan covered by a fidelity bond | 2021-12-31 | Yes |
| Value of fidelity bond cover | 2021-12-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2021-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Contributions received from participants | 2021-12-31 | $3,494,930 |
| Participant contributions at end of year | 2021-12-31 | $419,933 |
| Participant contributions at beginning of year | 2021-12-31 | $510,412 |
| Assets. Other investments not covered elsewhere at end of year | 2021-12-31 | $85,377 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2021-12-31 | $1,446,055 |
| Other income not declared elsewhere | 2021-12-31 | $-174 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $8,338,843 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $38,025,432 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $29,686,589 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-12-31 | $3,384,473 |
| Value of interest in pooled separate accounts at end of year | 2021-12-31 | $32,265 |
| Value of interest in pooled separate accounts at beginning of year | 2021-12-31 | $25,435,296 |
| Interest on participant loans | 2021-12-31 | $23,007 |
| Value of interest in common/collective trusts at end of year | 2021-12-31 | $34,103,384 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2021-12-31 | $3,740,881 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2021-12-31 | $210,585 |
| Net investment gain/loss from pooled separate accounts | 2021-12-31 | $2,358,931 |
| Net investment gain or loss from common/collective trusts | 2021-12-31 | $2,218,350 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Contributions received in cash from employer | 2021-12-31 | $1,550,965 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-12-31 | $2,948,136 |
| Contract administrator fees | 2021-12-31 | $66,916 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2021-12-31 | Yes |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Unqualified |
| Accountancy firm name | 2021-12-31 | CLIFTONLARSONALLEN, LLP |
| Accountancy firm EIN | 2021-12-31 | 410746749 |
| 2020 : THE BERNARD GROUP 401(K) PLAN 2020 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2020-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $0 |
| Total income from all sources (including contributions) | 2020-12-31 | $8,637,456 |
| Total loss/gain on sale of assets | 2020-12-31 | $0 |
| Total of all expenses incurred | 2020-12-31 | $1,989,816 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $1,983,469 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $4,658,782 |
| Value of total assets at end of year | 2020-12-31 | $29,686,589 |
| Value of total assets at beginning of year | 2020-12-31 | $23,038,949 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $6,347 |
| Total interest from all sources | 2020-12-31 | $84,441 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Was this plan covered by a fidelity bond | 2020-12-31 | Yes |
| Value of fidelity bond cover | 2020-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2020-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Contributions received from participants | 2020-12-31 | $2,956,245 |
| Participant contributions at end of year | 2020-12-31 | $510,412 |
| Participant contributions at beginning of year | 2020-12-31 | $493,054 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2020-12-31 | $395,793 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $6,647,640 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $29,686,589 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $23,038,949 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2020-12-31 | $25,435,296 |
| Value of interest in pooled separate accounts at beginning of year | 2020-12-31 | $19,520,130 |
| Interest on participant loans | 2020-12-31 | $29,433 |
| Interest earned on other investments | 2020-12-31 | $55,008 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2020-12-31 | $3,740,881 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2020-12-31 | $3,025,765 |
| Net investment gain/loss from pooled separate accounts | 2020-12-31 | $3,894,233 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Contributions received in cash from employer | 2020-12-31 | $1,306,744 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-12-31 | $1,983,469 |
| Contract administrator fees | 2020-12-31 | $6,347 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Disclaimer |
| Accountancy firm name | 2020-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2020-12-31 | 410746749 |
| 2019 : THE BERNARD GROUP 401(K) PLAN 2019 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2019-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $0 |
| Total income from all sources (including contributions) | 2019-12-31 | $8,076,753 |
| Total loss/gain on sale of assets | 2019-12-31 | $0 |
| Total of all expenses incurred | 2019-12-31 | $807,204 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $803,199 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $4,350,793 |
| Value of total assets at end of year | 2019-12-31 | $23,038,949 |
| Value of total assets at beginning of year | 2019-12-31 | $15,769,400 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $4,005 |
| Total interest from all sources | 2019-12-31 | $75,296 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $0 |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $250,000 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2019-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Contributions received from participants | 2019-12-31 | $2,756,487 |
| Participant contributions at end of year | 2019-12-31 | $493,054 |
| Participant contributions at beginning of year | 2019-12-31 | $334,438 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2019-12-31 | $299,312 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $7,269,549 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $23,038,949 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $15,769,400 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2019-12-31 | $19,520,130 |
| Value of interest in pooled separate accounts at beginning of year | 2019-12-31 | $12,971,386 |
| Interest on participant loans | 2019-12-31 | $25,021 |
| Interest earned on other investments | 2019-12-31 | $50,275 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2019-12-31 | $3,025,765 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2019-12-31 | $2,463,576 |
| Net investment gain/loss from pooled separate accounts | 2019-12-31 | $3,650,664 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Contributions received in cash from employer | 2019-12-31 | $1,294,994 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $803,199 |
| Contract administrator fees | 2019-12-31 | $4,005 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Disclaimer |
| Accountancy firm name | 2019-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2019-12-31 | 410746749 |
| 2018 : THE BERNARD GROUP 401(K) PLAN 2018 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2018-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $0 |
| Total income from all sources (including contributions) | 2018-12-31 | $2,831,800 |
| Total loss/gain on sale of assets | 2018-12-31 | $0 |
| Total of all expenses incurred | 2018-12-31 | $788,092 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $785,087 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $4,024,011 |
| Value of total assets at end of year | 2018-12-31 | $15,769,400 |
| Value of total assets at beginning of year | 2018-12-31 | $13,725,692 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $3,005 |
| Total interest from all sources | 2018-12-31 | $43,443 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-12-31 | $0 |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2018-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Contributions received from participants | 2018-12-31 | $2,339,378 |
| Participant contributions at end of year | 2018-12-31 | $334,438 |
| Participant contributions at beginning of year | 2018-12-31 | $312,961 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2018-12-31 | $589,631 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $2,043,708 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $15,769,400 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $13,725,692 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2018-12-31 | $12,971,386 |
| Value of interest in pooled separate accounts at beginning of year | 2018-12-31 | $11,833,081 |
| Interest on participant loans | 2018-12-31 | $16,783 |
| Interest earned on other investments | 2018-12-31 | $26,660 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2018-12-31 | $2,463,576 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2018-12-31 | $1,579,650 |
| Net investment gain/loss from pooled separate accounts | 2018-12-31 | $-1,235,654 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Contributions received in cash from employer | 2018-12-31 | $1,095,002 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-12-31 | $785,087 |
| Contract administrator fees | 2018-12-31 | $3,005 |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Disclaimer |
| Accountancy firm name | 2018-12-31 | CLIFTONLARSONALLEN LLP |
| Accountancy firm EIN | 2018-12-31 | 410746749 |
| 2017 : THE BERNARD GROUP 401(K) PLAN 2017 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2017-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total income from all sources (including contributions) | 2017-12-31 | $5,457,496 |
| Total loss/gain on sale of assets | 2017-12-31 | $0 |
| Total of all expenses incurred | 2017-12-31 | $300,039 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $297,037 |
| Value of total corrective distributions | 2017-12-31 | $874 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $3,790,162 |
| Value of total assets at end of year | 2017-12-31 | $13,725,692 |
| Value of total assets at beginning of year | 2017-12-31 | $8,568,235 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $2,128 |
| Total interest from all sources | 2017-12-31 | $27,175 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $0 |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2017-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Contributions received from participants | 2017-12-31 | $2,060,186 |
| Participant contributions at end of year | 2017-12-31 | $312,961 |
| Participant contributions at beginning of year | 2017-12-31 | $185,509 |
| Participant contributions at beginning of year | 2017-12-31 | $0 |
| Assets. Other investments not covered elsewhere at beginning of year | 2017-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2017-12-31 | $791,101 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $5,157,457 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $13,725,692 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $8,568,235 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2017-12-31 | $11,833,081 |
| Value of interest in pooled separate accounts at beginning of year | 2017-12-31 | $6,731,593 |
| Interest on participant loans | 2017-12-31 | $11,033 |
| Interest earned on other investments | 2017-12-31 | $16,142 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2017-12-31 | $1,579,650 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2017-12-31 | $1,651,133 |
| Net investment gain/loss from pooled separate accounts | 2017-12-31 | $1,640,159 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Contributions received in cash from employer | 2017-12-31 | $938,875 |
| Employer contributions (assets) at beginning of year | 2017-12-31 | $0 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $297,037 |
| Contract administrator fees | 2017-12-31 | $2,128 |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Disclaimer |
| Accountancy firm name | 2017-12-31 | CLIFTON LARSON ALLEN |
| Accountancy firm EIN | 2017-12-31 | 410746749 |
| 2016 : THE BERNARD GROUP 401(K) PLAN 2016 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2016-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-12-31 | $0 |
| Total income from all sources (including contributions) | 2016-12-31 | $3,102,705 |
| Total loss/gain on sale of assets | 2016-12-31 | $0 |
| Total of all expenses incurred | 2016-12-31 | $212,639 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $206,958 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $2,509,242 |
| Value of total assets at end of year | 2016-12-31 | $8,568,235 |
| Value of total assets at beginning of year | 2016-12-31 | $5,678,169 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $5,681 |
| Total interest from all sources | 2016-12-31 | $21,628 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-12-31 | $0 |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2016-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $1,430,154 |
| Participant contributions at end of year | 2016-12-31 | $185,509 |
| Participant contributions at beginning of year | 2016-12-31 | $125,360 |
| Participant contributions at end of year | 2016-12-31 | $0 |
| Participant contributions at beginning of year | 2016-12-31 | $15,105 |
| Assets. Other investments not covered elsewhere at end of year | 2016-12-31 | $0 |
| Assets. Other investments not covered elsewhere at beginning of year | 2016-12-31 | $735,559 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2016-12-31 | $447,492 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $2,890,066 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $8,568,235 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $5,678,169 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2016-12-31 | $6,731,593 |
| Value of interest in pooled separate accounts at beginning of year | 2016-12-31 | $4,245,179 |
| Interest on participant loans | 2016-12-31 | $7,184 |
| Interest earned on other investments | 2016-12-31 | $14,444 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2016-12-31 | $1,651,133 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2016-12-31 | $525,962 |
| Net investment gain/loss from pooled separate accounts | 2016-12-31 | $571,835 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Contributions received in cash from employer | 2016-12-31 | $631,596 |
| Employer contributions (assets) at end of year | 2016-12-31 | $0 |
| Employer contributions (assets) at beginning of year | 2016-12-31 | $31,004 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $206,958 |
| Contract administrator fees | 2016-12-31 | $5,681 |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Disclaimer |
| Accountancy firm name | 2016-12-31 | CLIFTON LARSON ALLEN |
| Accountancy firm EIN | 2016-12-31 | 410746749 |
| 2015 : THE BERNARD GROUP 401(K) PLAN 2015 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2015-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-12-31 | $0 |
| Total income from all sources (including contributions) | 2015-12-31 | $1,325,146 |
| Total loss/gain on sale of assets | 2015-12-31 | $0 |
| Total of all expenses incurred | 2015-12-31 | $226,116 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $157,608 |
| Expenses. Certain deemed distributions of participant loans | 2015-12-31 | $22,218 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $1,422,657 |
| Value of total assets at end of year | 2015-12-31 | $5,678,169 |
| Value of total assets at beginning of year | 2015-12-31 | $4,579,139 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $46,290 |
| Total interest from all sources | 2015-12-31 | $3,825 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-12-31 | $32,214 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-12-31 | $32,214 |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $874,542 |
| Participant contributions at end of year | 2015-12-31 | $125,360 |
| Participant contributions at beginning of year | 2015-12-31 | $87,697 |
| Participant contributions at end of year | 2015-12-31 | $15,105 |
| Participant contributions at beginning of year | 2015-12-31 | $22,766 |
| Assets. Other investments not covered elsewhere at end of year | 2015-12-31 | $735,559 |
| Assets. Other investments not covered elsewhere at beginning of year | 2015-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2015-12-31 | $86,293 |
| Assets. Loans (other than to participants) at end of year | 2015-12-31 | $0 |
| Assets. Loans (other than to participants) at beginning of year | 2015-12-31 | $0 |
| Other income not declared elsewhere | 2015-12-31 | $-32,869 |
| Total non interest bearing cash at end of year | 2015-12-31 | $0 |
| Total non interest bearing cash at beginning of year | 2015-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $1,099,030 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $5,678,169 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $4,579,139 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Investment advisory and management fees | 2015-12-31 | $46,290 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-12-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-12-31 | $492,466 |
| Value of interest in pooled separate accounts at end of year | 2015-12-31 | $4,245,179 |
| Value of interest in pooled separate accounts at beginning of year | 2015-12-31 | $3,311,935 |
| Interest on participant loans | 2015-12-31 | $3,825 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2015-12-31 | $0 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2015-12-31 | $47,947 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2015-12-31 | $47,947 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2015-12-31 | $525,962 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2015-12-31 | $461,409 |
| Net investment gain/loss from pooled separate accounts | 2015-12-31 | $-100,681 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Contributions received in cash from employer | 2015-12-31 | $461,822 |
| Employer contributions (assets) at end of year | 2015-12-31 | $31,004 |
| Employer contributions (assets) at beginning of year | 2015-12-31 | $11,652 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $157,608 |
| Assets. Corporate common stocks other than exployer securities at end of year | 2015-12-31 | $0 |
| Assets. Corporate common stocks other than exployer securities at beginning of year | 2015-12-31 | $143,267 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Disclaimer |
| Accountancy firm name | 2015-12-31 | CLIFTONLARSONALLEN |
| Accountancy firm EIN | 2015-12-31 | 410746749 |
| 2014 : THE BERNARD GROUP 401(K) PLAN 2014 401k financial data |
|---|
| Unrealized appreciation/depreciation of other (non real estate) assets | 2014-12-31 | $-53,963 |
| Total unrealized appreciation/depreciation of assets | 2014-12-31 | $-53,963 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-12-31 | $0 |
| Total income from all sources (including contributions) | 2014-12-31 | $1,319,702 |
| Total loss/gain on sale of assets | 2014-12-31 | $59 |
| Total of all expenses incurred | 2014-12-31 | $93,089 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-12-31 | $58,044 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-12-31 | $1,182,204 |
| Value of total assets at end of year | 2014-12-31 | $4,579,139 |
| Value of total assets at beginning of year | 2014-12-31 | $3,352,526 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-12-31 | $35,045 |
| Total interest from all sources | 2014-12-31 | $5,369 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-12-31 | $32,594 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-12-31 | No |
| Was this plan covered by a fidelity bond | 2014-12-31 | Yes |
| Value of fidelity bond cover | 2014-12-31 | $500,000 |
| If this is an individual account plan, was there a blackout period | 2014-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2014-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2014-12-31 | No |
| Contributions received from participants | 2014-12-31 | $642,621 |
| Participant contributions at end of year | 2014-12-31 | $87,697 |
| Participant contributions at beginning of year | 2014-12-31 | $90,154 |
| Participant contributions at end of year | 2014-12-31 | $22,766 |
| Participant contributions at beginning of year | 2014-12-31 | $20,270 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2014-12-31 | $187,004 |
| Assets. Loans (other than to participants) at end of year | 2014-12-31 | $0 |
| Assets. Loans (other than to participants) at beginning of year | 2014-12-31 | $0 |
| Administrative expenses (other) incurred | 2014-12-31 | $35,045 |
| Total non interest bearing cash at end of year | 2014-12-31 | $0 |
| Total non interest bearing cash at beginning of year | 2014-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Value of net income/loss | 2014-12-31 | $1,226,613 |
| Value of net assets at end of year (total assets less liabilities) | 2014-12-31 | $4,579,139 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-12-31 | $3,352,526 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-12-31 | $492,466 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-12-31 | $344,366 |
| Value of interest in pooled separate accounts at end of year | 2014-12-31 | $3,311,935 |
| Value of interest in pooled separate accounts at beginning of year | 2014-12-31 | $2,229,766 |
| Interest on participant loans | 2014-12-31 | $3,859 |
| Interest earned on other investments | 2014-12-31 | $1,510 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2014-12-31 | $47,947 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2014-12-31 | $19,554 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2014-12-31 | $19,554 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2014-12-31 | $461,409 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2014-12-31 | $353,401 |
| Net investment gain/loss from pooled separate accounts | 2014-12-31 | $153,439 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2014-12-31 | Yes |
| Has the plan failed to provide any benefit when due under the plan | 2014-12-31 | No |
| Contributions received in cash from employer | 2014-12-31 | $352,579 |
| Employer contributions (assets) at end of year | 2014-12-31 | $11,652 |
| Employer contributions (assets) at beginning of year | 2014-12-31 | $11,563 |
| Income. Dividends from common stock | 2014-12-31 | $32,594 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-12-31 | $58,044 |
| Assets. Corporate common stocks other than exployer securities at end of year | 2014-12-31 | $143,267 |
| Assets. Corporate common stocks other than exployer securities at beginning of year | 2014-12-31 | $283,452 |
| Did the plan have assets held for investment | 2014-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-12-31 | No |
| Aggregate proceeds on sale of assets | 2014-12-31 | $121,728 |
| Aggregate carrying amount (costs) on sale of assets | 2014-12-31 | $121,669 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2014-12-31 | Disclaimer |
| Accountancy firm name | 2014-12-31 | CLIFTONLARSONALLEN |
| Accountancy firm EIN | 2014-12-31 | 410746749 |
