401k Plan data: LIBERTY BANK EMPLOYEES 401(K) PLAN plan

LIBERTY BANK EMPLOYEES 401(K) PLAN 401k Plan overview

Plan Name	LIBERTY BANK EMPLOYEES 401(K) PLAN
Plan identification number	003

LIBERTY BANK EMPLOYEES 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Prototype plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion or notification letter; and under which a seperate funding medium (for example, a seperate trust or custodial account) is established for the use of each adopting employer.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

LIBERTY BANK has sponsored the creation of one or more 401k plans.

Company Name: LIBERTY BANK

Employer identification number (EIN): 420987568

NAIC Classification: 522110
NAIC Description: Commercial Banking

Form 5500 Filing Information

Submission information for form 5500 for 401k plan LIBERTY BANK EMPLOYEES 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
003 2014-01-01 CHRISTIAN HOLMAN CHRISTIAN HOLMAN 2014-12-01
003 2013-01-01 CHRISTIAN HOLMAN CHRISTIAN HOLMAN 2014-10-10
003 2012-01-01 KATE WOLFE KATE WOLFE 2013-07-24
003 2011-01-01 KATE WOLFE KATE WOLFE 2013-01-10
003 2010-01-01 KATE WOLFE KATE WOLFE 2013-01-10
003 2009-01-01 KATE WOLFE KATE WOLFE 2013-01-10
003 2008-01-01 KATE WOLFE KATE WOLFE 2013-01-10
003 2007-01-01 KATE WOLFE KATE WOLFE 2013-01-10

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
003	2014-01-01	CHRISTIAN HOLMAN	CHRISTIAN HOLMAN	2014-12-01
003	2013-01-01	CHRISTIAN HOLMAN	CHRISTIAN HOLMAN	2014-10-10
003	2012-01-01	KATE WOLFE	KATE WOLFE	2013-07-24
003	2011-01-01	KATE WOLFE	KATE WOLFE	2013-01-10
003	2010-01-01	KATE WOLFE	KATE WOLFE	2013-01-10
003	2009-01-01	KATE WOLFE	KATE WOLFE	2013-01-10
003	2008-01-01	KATE WOLFE	KATE WOLFE	2013-01-10
003	2007-01-01	KATE WOLFE	KATE WOLFE	2013-01-10

Plan Statistics for LIBERTY BANK EMPLOYEES 401(K) PLAN

401k plan membership statisitcs for LIBERTY BANK EMPLOYEES 401(K) PLAN

Measure Date Value
2014: LIBERTY BANK EMPLOYEES 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 119
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 0
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 0
Total of all active and inactive participants 2014-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 0
Number of participants with account balances 2014-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: LIBERTY BANK EMPLOYEES 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 231
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 4
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 93
Total of all active and inactive participants 2013-01-01 97
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 97
Number of participants with account balances 2013-01-01 90
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: LIBERTY BANK EMPLOYEES 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 348
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 148
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 79
Total of all active and inactive participants 2012-01-01 227
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 227
Number of participants with account balances 2012-01-01 204
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 27
2011: LIBERTY BANK EMPLOYEES 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 385
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 314
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 48
Total of all active and inactive participants 2011-01-01 362
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 362
Number of participants with account balances 2011-01-01 325
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 59
2010: LIBERTY BANK EMPLOYEES 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 404
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 343
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 47
Total of all active and inactive participants 2010-01-01 390
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 0
Total participants 2010-01-01 390
Number of participants with account balances 2010-01-01 349
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 63
2009: LIBERTY BANK EMPLOYEES 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 406
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 353
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 117
Total of all active and inactive participants 2009-01-01 470
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 470
Number of participants with account balances 2009-01-01 364
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 72
2008: LIBERTY BANK EMPLOYEES 401(K) PLAN 2008 401k membership
Total participants, beginning-of-year 2008-01-01 396
Total number of active participants reported on line 7a of the Form 5500 2008-01-01 383
Number of other retired or separated participants entitled to future benefits 2008-01-01 25
Total of all active and inactive participants 2008-01-01 408
Total participants 2008-01-01 408
Number of participants with account balances 2008-01-01 368
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2008-01-01 58
2007: LIBERTY BANK EMPLOYEES 401(K) PLAN 2007 401k membership
Total participants, beginning-of-year 2007-01-01 318
Total number of active participants reported on line 7a of the Form 5500 2007-01-01 370
Number of other retired or separated participants entitled to future benefits 2007-01-01 25
Total of all active and inactive participants 2007-01-01 395
Total participants 2007-01-01 395
Number of participants with account balances 2007-01-01 347
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2007-01-01 61

Measure	Date	Value
2014: LIBERTY BANK EMPLOYEES 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	119
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	0
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	0
Total of all active and inactive participants	2014-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	0
Number of participants with account balances	2014-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: LIBERTY BANK EMPLOYEES 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	231
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	4
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	93
Total of all active and inactive participants	2013-01-01	97
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	97
Number of participants with account balances	2013-01-01	90
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: LIBERTY BANK EMPLOYEES 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	348
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	148
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	79
Total of all active and inactive participants	2012-01-01	227
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	227
Number of participants with account balances	2012-01-01	204
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	27
2011: LIBERTY BANK EMPLOYEES 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	385
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	314
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	48
Total of all active and inactive participants	2011-01-01	362
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	362
Number of participants with account balances	2011-01-01	325
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	59
2010: LIBERTY BANK EMPLOYEES 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	404
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	343
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	47
Total of all active and inactive participants	2010-01-01	390
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	0
Total participants	2010-01-01	390
Number of participants with account balances	2010-01-01	349
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	63
2009: LIBERTY BANK EMPLOYEES 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	406
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	353
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	117
Total of all active and inactive participants	2009-01-01	470
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	470
Number of participants with account balances	2009-01-01	364
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	72
2008: LIBERTY BANK EMPLOYEES 401(K) PLAN 2008 401k membership
Total participants, beginning-of-year	2008-01-01	396
Total number of active participants reported on line 7a of the Form 5500	2008-01-01	383
Number of other retired or separated participants entitled to future benefits	2008-01-01	25
Total of all active and inactive participants	2008-01-01	408
Total participants	2008-01-01	408
Number of participants with account balances	2008-01-01	368
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2008-01-01	58
2007: LIBERTY BANK EMPLOYEES 401(K) PLAN 2007 401k membership
Total participants, beginning-of-year	2007-01-01	318
Total number of active participants reported on line 7a of the Form 5500	2007-01-01	370
Number of other retired or separated participants entitled to future benefits	2007-01-01	25
Total of all active and inactive participants	2007-01-01	395
Total participants	2007-01-01	395
Number of participants with account balances	2007-01-01	347
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2007-01-01	61

Financial Data on LIBERTY BANK EMPLOYEES 401(K) PLAN

Measure	Date	Value
2014 : LIBERTY BANK EMPLOYEES 401(K) PLAN 2014 401k financial data
Unrealized appreciation/depreciation of real estate assets	2014-02-18	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2014-02-18	$0
Total unrealized appreciation/depreciation of assets	2014-02-18	$0
Total transfer of assets to this plan	2014-02-18	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-02-18	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-02-18	$0
Total income from all sources (including contributions)	2014-02-18	$-65,820
Total loss/gain on sale of assets	2014-02-18	$0
Total of all expenses incurred	2014-02-18	$5,316,951
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-02-18	$5,312,160
Expenses. Certain deemed distributions of participant loans	2014-02-18	$0
Value of total corrective distributions	2014-02-18	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-02-18	$0
Value of total assets at end of year	2014-02-18	$0
Value of total assets at beginning of year	2014-02-18	$5,382,771
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-02-18	$4,791
Total income from rents	2014-02-18	$0
Total interest from all sources	2014-02-18	$-92
Total dividends received (eg from common stock, registered investment company shares)	2014-02-18	$18
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-02-18	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2014-02-18	$0
Total dividends received from registered investment company shares (eg mutual funds)	2014-02-18	$18
Administrative expenses professional fees incurred	2014-02-18	$0
Was this plan covered by a fidelity bond	2014-02-18	Yes
Value of fidelity bond cover	2014-02-18	$500,000
If this is an individual account plan, was there a blackout period	2014-02-18	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-02-18	$0
Were there any nonexempt tranactions with any party-in-interest	2014-02-18	No
Amount of non-exempt transactions with any party-in-interest	2014-02-18	$0
Contributions received from participants	2014-02-18	$0
Participant contributions at end of year	2014-02-18	$0
Participant contributions at beginning of year	2014-02-18	$46,329
Participant contributions at end of year	2014-02-18	$0
Participant contributions at beginning of year	2014-02-18	$0
Income. Received or receivable in cash from other sources (including rollovers)	2014-02-18	$0
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2014-02-18	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-02-18	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-02-18	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-02-18	$0
Other income not declared elsewhere	2014-02-18	$0
Administrative expenses (other) incurred	2014-02-18	$0
Liabilities. Value of operating payables at beginning of year	2014-02-18	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-02-18	No
Value of net income/loss	2014-02-18	$-5,382,771
Value of net assets at end of year (total assets less liabilities)	2014-02-18	$0
Value of net assets at beginning of year (total assets less liabilities)	2014-02-18	$5,382,771
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-02-18	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-02-18	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2014-02-18	$0
Were any leases to which the plan was party in default or uncollectible	2014-02-18	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2014-02-18	$0
Investment advisory and management fees	2014-02-18	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-02-18	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-02-18	$833,378
Value of interest in pooled separate accounts at end of year	2014-02-18	$0
Value of interest in pooled separate accounts at beginning of year	2014-02-18	$3,648,194
Interest on participant loans	2014-02-18	$-92
Income. Interest from loans (other than to participants)	2014-02-18	$0
Interest earned on other investments	2014-02-18	$0
Income. Interest from US Government securities	2014-02-18	$0
Income. Interest from corporate debt instruments	2014-02-18	$0
Value of interest in common/collective trusts at end of year	2014-02-18	$0
Value of interest in common/collective trusts at beginning of year	2014-02-18	$854,870
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-02-18	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2014-02-18	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-02-18	$-19,486
Net investment gain/loss from pooled separate accounts	2014-02-18	$-41,521
Net investment gain or loss from common/collective trusts	2014-02-18	$-4,739
Net gain/loss from 103.12 investment entities	2014-02-18	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-02-18	No
Was there a failure to transmit to the plan any participant contributions	2014-02-18	No
Has the plan failed to provide any benefit when due under the plan	2014-02-18	No
Contributions received in cash from employer	2014-02-18	$0
Employer contributions (assets) at end of year	2014-02-18	$0
Employer contributions (assets) at beginning of year	2014-02-18	$0
Income. Dividends from preferred stock	2014-02-18	$0
Income. Dividends from common stock	2014-02-18	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-02-18	$5,312,160
Contract administrator fees	2014-02-18	$4,791
Liabilities. Value of benefit claims payable at beginning of year	2014-02-18	$0
Did the plan have assets held for investment	2014-02-18	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-02-18	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-02-18	Yes
Aggregate proceeds on sale of assets	2014-02-18	$0
Aggregate carrying amount (costs) on sale of assets	2014-02-18	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2014-02-18	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-02-18	Yes
Opinion of an independent qualified public accountant for this plan	2014-02-18	Disclaimer
Accountancy firm name	2014-02-18	MARSHALL VANDER LINDEN CPA, PLC
Accountancy firm EIN	2014-02-18	201260566
2013 : LIBERTY BANK EMPLOYEES 401(K) PLAN 2013 401k financial data
Unrealized appreciation/depreciation of real estate assets	2013-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$0
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total transfer of assets to this plan	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$1,580,958
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$4,666,320
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$4,644,834
Expenses. Certain deemed distributions of participant loans	2013-12-31	$0
Value of total corrective distributions	2013-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$383,916
Value of total assets at end of year	2013-12-31	$5,382,771
Value of total assets at beginning of year	2013-12-31	$8,468,133
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$21,486
Total income from rents	2013-12-31	$0
Total interest from all sources	2013-12-31	$3,666
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$14,166
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$14,166
Administrative expenses professional fees incurred	2013-12-31	$0
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Amount of non-exempt transactions with any party-in-interest	2013-12-31	$0
Contributions received from participants	2013-12-31	$372,797
Participant contributions at end of year	2013-12-31	$46,329
Participant contributions at beginning of year	2013-12-31	$106,503
Participant contributions at end of year	2013-12-31	$0
Participant contributions at beginning of year	2013-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$11,119
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-12-31	$0
Other income not declared elsewhere	2013-12-31	$1
Administrative expenses (other) incurred	2013-12-31	$0
Liabilities. Value of operating payables at beginning of year	2013-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$-3,085,362
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$5,382,771
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$8,468,133
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2013-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2013-12-31	$0
Investment advisory and management fees	2013-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$833,378
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$1,343,629
Value of interest in pooled separate accounts at end of year	2013-12-31	$3,648,194
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$5,965,491
Interest on participant loans	2013-12-31	$3,666
Income. Interest from loans (other than to participants)	2013-12-31	$0
Interest earned on other investments	2013-12-31	$0
Income. Interest from US Government securities	2013-12-31	$0
Income. Interest from corporate debt instruments	2013-12-31	$0
Value of interest in common/collective trusts at end of year	2013-12-31	$854,870
Value of interest in common/collective trusts at beginning of year	2013-12-31	$861,255
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$269,053
Net investment gain/loss from pooled separate accounts	2013-12-31	$917,955
Net investment gain or loss from common/collective trusts	2013-12-31	$-7,799
Net gain/loss from 103.12 investment entities	2013-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$0
Employer contributions (assets) at end of year	2013-12-31	$0
Employer contributions (assets) at beginning of year	2013-12-31	$191,255
Income. Dividends from preferred stock	2013-12-31	$0
Income. Dividends from common stock	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$4,644,834
Contract administrator fees	2013-12-31	$21,486
Liabilities. Value of benefit claims payable at beginning of year	2013-12-31	$0
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Aggregate proceeds on sale of assets	2013-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2013-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2013-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	MARSHALL VANDER LINDEN CPA, PLC
Accountancy firm EIN	2013-12-31	201260566
2012 : LIBERTY BANK EMPLOYEES 401(K) PLAN 2012 401k financial data
Unrealized appreciation/depreciation of real estate assets	2012-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$0
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total transfer of assets to this plan	2012-12-31	$0
Total transfer of assets from this plan	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$2,508,815
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$5,257,391
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$5,228,181
Expenses. Certain deemed distributions of participant loans	2012-12-31	$0
Value of total corrective distributions	2012-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,335,862
Value of total assets at end of year	2012-12-31	$8,468,133
Value of total assets at beginning of year	2012-12-31	$11,216,709
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$29,210
Total income from rents	2012-12-31	$0
Total interest from all sources	2012-12-31	$7,566
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$18,533
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$18,533
Administrative expenses professional fees incurred	2012-12-31	$0
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Amount of non-exempt transactions with any party-in-interest	2012-12-31	$0
Contributions received from participants	2012-12-31	$754,158
Participant contributions at end of year	2012-12-31	$106,503
Participant contributions at beginning of year	2012-12-31	$219,332
Participant contributions at end of year	2012-12-31	$0
Participant contributions at beginning of year	2012-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$390,449
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2012-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$0
Other income not declared elsewhere	2012-12-31	$0
Administrative expenses (other) incurred	2012-12-31	$0
Liabilities. Value of operating payables at beginning of year	2012-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$-2,748,576
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$8,468,133
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$11,216,709
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2012-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2012-12-31	$0
Investment advisory and management fees	2012-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$1,343,629
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$1,645,086
Value of interest in pooled separate accounts at end of year	2012-12-31	$5,965,491
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$7,483,467
Interest on participant loans	2012-12-31	$7,566
Income. Interest from loans (other than to participants)	2012-12-31	$0
Interest earned on other investments	2012-12-31	$0
Income. Interest from US Government securities	2012-12-31	$0
Income. Interest from corporate debt instruments	2012-12-31	$0
Value of interest in common/collective trusts at end of year	2012-12-31	$861,255
Value of interest in common/collective trusts at beginning of year	2012-12-31	$1,437,836
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$219,080
Net investment gain/loss from pooled separate accounts	2012-12-31	$926,854
Net investment gain or loss from common/collective trusts	2012-12-31	$920
Net gain/loss from 103.12 investment entities	2012-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$191,255
Employer contributions (assets) at end of year	2012-12-31	$191,255
Employer contributions (assets) at beginning of year	2012-12-31	$430,988
Income. Dividends from preferred stock	2012-12-31	$0
Income. Dividends from common stock	2012-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$5,228,181
Contract administrator fees	2012-12-31	$29,210
Liabilities. Value of benefit claims payable at beginning of year	2012-12-31	$0
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Aggregate proceeds on sale of assets	2012-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2012-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2012-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	MARSHALL VANDER LINDEN CPA, PLC
Accountancy firm EIN	2012-12-31	201260566
2011 : LIBERTY BANK EMPLOYEES 401(K) PLAN 2011 401k financial data
Unrealized appreciation/depreciation of real estate assets	2011-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$0
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total transfer of assets to this plan	2011-12-31	$0
Total transfer of assets from this plan	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$1,947,422
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$2,649,556
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$2,593,180
Expenses. Certain deemed distributions of participant loans	2011-12-31	$0
Value of total corrective distributions	2011-12-31	$18,710
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$2,097,661
Value of total assets at end of year	2011-12-31	$11,216,709
Value of total assets at beginning of year	2011-12-31	$11,918,843
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$37,666
Total income from rents	2011-12-31	$0
Total interest from all sources	2011-12-31	$10,989
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$44,901
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$44,901
Administrative expenses professional fees incurred	2011-12-31	$0
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Amount of non-exempt transactions with any party-in-interest	2011-12-31	$0
Contributions received from participants	2011-12-31	$1,261,959
Participant contributions at end of year	2011-12-31	$219,332
Participant contributions at beginning of year	2011-12-31	$181,362
Participant contributions at end of year	2011-12-31	$0
Participant contributions at beginning of year	2011-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$419,466
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2011-12-31	$685
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2011-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$0
Other income not declared elsewhere	2011-12-31	$0
Administrative expenses (other) incurred	2011-12-31	$0
Liabilities. Value of operating payables at beginning of year	2011-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-702,134
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$11,216,709
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$11,918,843
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2011-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2011-12-31	$0
Investment advisory and management fees	2011-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$1,645,086
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$2,256,078
Value of interest in pooled separate accounts at end of year	2011-12-31	$7,483,467
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$7,761,672
Interest on participant loans	2011-12-31	$10,989
Income. Interest from loans (other than to participants)	2011-12-31	$0
Interest earned on other investments	2011-12-31	$0
Income. Interest from US Government securities	2011-12-31	$0
Income. Interest from corporate debt instruments	2011-12-31	$0
Value of interest in common/collective trusts at end of year	2011-12-31	$1,437,836
Value of interest in common/collective trusts at beginning of year	2011-12-31	$1,185,346
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2011-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-204,843
Net investment gain/loss from pooled separate accounts	2011-12-31	$-32,028
Net investment gain or loss from common/collective trusts	2011-12-31	$30,742
Net gain/loss from 103.12 investment entities	2011-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$416,236
Employer contributions (assets) at end of year	2011-12-31	$430,988
Employer contributions (assets) at beginning of year	2011-12-31	$534,385
Income. Dividends from preferred stock	2011-12-31	$0
Income. Dividends from common stock	2011-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$2,592,495
Contract administrator fees	2011-12-31	$37,666
Liabilities. Value of benefit claims payable at beginning of year	2011-12-31	$0
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Aggregate proceeds on sale of assets	2011-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2011-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2011-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	MARSHALL VANDER LINDEN CPA, PLC
Accountancy firm EIN	2011-12-31	201260566
2010 : LIBERTY BANK EMPLOYEES 401(K) PLAN 2010 401k financial data
Unrealized appreciation/depreciation of real estate assets	2010-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2010-12-31	$0
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total transfer of assets to this plan	2010-12-31	$0
Total transfer of assets from this plan	2010-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$3,639,056
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$1,322,241
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$1,276,665
Expenses. Certain deemed distributions of participant loans	2010-12-31	$0
Value of total corrective distributions	2010-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$2,258,223
Value of total assets at end of year	2010-12-31	$11,918,843
Value of total assets at beginning of year	2010-12-31	$9,602,028
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$45,576
Total income from rents	2010-12-31	$0
Total interest from all sources	2010-12-31	$7,381
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$39,409
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$39,409
Administrative expenses professional fees incurred	2010-12-31	$7,300
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$2,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Amount of non-exempt transactions with any party-in-interest	2010-12-31	$0
Contributions received from participants	2010-12-31	$1,398,689
Participant contributions at end of year	2010-12-31	$181,362
Participant contributions at beginning of year	2010-12-31	$140,054
Participant contributions at end of year	2010-12-31	$0
Participant contributions at beginning of year	2010-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$325,149
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2010-12-31	$12
Value of other receiveables (less allowance for doubtful accounts) at end of year	2010-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2010-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2010-12-31	$0
Other income not declared elsewhere	2010-12-31	$0
Administrative expenses (other) incurred	2010-12-31	$18
Liabilities. Value of operating payables at beginning of year	2010-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$2,316,815
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$11,918,843
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$9,602,028
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2010-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2010-12-31	$0
Investment advisory and management fees	2010-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$2,256,078
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$1,340,077
Value of interest in pooled separate accounts at end of year	2010-12-31	$7,761,672
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$6,559,996
Interest on participant loans	2010-12-31	$7,381
Income. Interest from loans (other than to participants)	2010-12-31	$0
Interest earned on other investments	2010-12-31	$0
Income. Interest from US Government securities	2010-12-31	$0
Income. Interest from corporate debt instruments	2010-12-31	$0
Value of interest in common/collective trusts at end of year	2010-12-31	$1,185,346
Value of interest in common/collective trusts at beginning of year	2010-12-31	$1,021,817
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2010-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$199,175
Net investment gain/loss from pooled separate accounts	2010-12-31	$1,095,213
Net investment gain or loss from common/collective trusts	2010-12-31	$39,655
Net gain/loss from 103.12 investment entities	2010-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$534,385
Employer contributions (assets) at end of year	2010-12-31	$534,385
Employer contributions (assets) at beginning of year	2010-12-31	$540,084
Income. Dividends from preferred stock	2010-12-31	$0
Income. Dividends from common stock	2010-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$1,276,653
Contract administrator fees	2010-12-31	$38,258
Liabilities. Value of benefit claims payable at beginning of year	2010-12-31	$0
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Aggregate proceeds on sale of assets	2010-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2010-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2010-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	MARSHALL VANDERLINDEN, CPA, PLC
Accountancy firm EIN	2010-12-31	201260566
2008 : LIBERTY BANK EMPLOYEES 401(K) PLAN 2008 401k financial data
Total income from all sources (including contributions)	2008-12-31	$-205,473
Total of all expenses incurred	2008-12-31	$681,456
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2008-12-31	$650,927
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2008-12-31	$2,459,940
Value of total assets at end of year	2008-12-31	$6,829,033
Value of total assets at beginning of year	2008-12-31	$7,715,962
Total of administrative expenses incurred including professional, contract, advisory and management fees	2008-12-31	$30,529
Total interest from all sources	2008-12-31	$5,431
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2008-12-31	No
Was this plan covered by a fidelity bond	2008-12-31	Yes
Value of fidelity bond cover	2008-12-31	$450,000
If this is an individual account plan, was there a blackout period	2008-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2008-12-31	No
Contributions received from participants	2008-12-31	$1,441,020
Participant contributions at end of year	2008-12-31	$75,621
Participant contributions at beginning of year	2008-12-31	$56,240
Income. Received or receivable in cash from other sources (including rollovers)	2008-12-31	$469,699
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2008-12-31	$740
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2008-12-31	No
Value of net income/loss	2008-12-31	$-886,929
Value of net assets at end of year (total assets less liabilities)	2008-12-31	$6,829,033
Value of net assets at beginning of year (total assets less liabilities)	2008-12-31	$7,715,962
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2008-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2008-12-31	No
Were any leases to which the plan was party in default or uncollectible	2008-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2008-12-31	$793,730
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2008-12-31	$1,335,118
Value of interest in pooled separate accounts at end of year	2008-12-31	$4,601,492
Value of interest in pooled separate accounts at beginning of year	2008-12-31	$5,381,264
Interest on participant loans	2008-12-31	$5,431
Value of interest in common/collective trusts at end of year	2008-12-31	$808,969
Value of interest in common/collective trusts at beginning of year	2008-12-31	$462,349
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2008-12-31	$-624,841
Net investment gain/loss from pooled separate accounts	2008-12-31	$-2,035,580
Net investment gain or loss from common/collective trusts	2008-12-31	$-10,423
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2008-12-31	No
Was there a failure to transmit to the plan any participant contributions	2008-12-31	No
Has the plan failed to provide any benefit when due under the plan	2008-12-31	No
Contributions received in cash from employer	2008-12-31	$549,221
Employer contributions (assets) at end of year	2008-12-31	$549,221
Employer contributions (assets) at beginning of year	2008-12-31	$480,991
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2008-12-31	$650,187
Contract administrator fees	2008-12-31	$30,529
Did the plan have assets held for investment	2008-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2008-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2008-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2008-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2008-12-31	Disclaimer
Accountancy firm name	2008-12-31	MARSHALL VANDER LINDEN CPA, PL
Accountancy firm EIN	2008-12-31	201260566
2007 : LIBERTY BANK EMPLOYEES 401(K) PLAN 2007 401k financial data
Total income from all sources (including contributions)	2007-12-31	$2,405,020
Total of all expenses incurred	2007-12-31	$682,531
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2007-12-31	$639,890
Value of total corrective distributions	2007-12-31	$11,084
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2007-12-31	$2,034,046
Value of total assets at end of year	2007-12-31	$7,715,962
Value of total assets at beginning of year	2007-12-31	$5,993,473
Total of administrative expenses incurred including professional, contract, advisory and management fees	2007-12-31	$31,557
Total interest from all sources	2007-12-31	$2,177
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2007-12-31	No
Was this plan covered by a fidelity bond	2007-12-31	Yes
Value of fidelity bond cover	2007-12-31	$450,000
If this is an individual account plan, was there a blackout period	2007-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2007-12-31	No
Contributions received from participants	2007-12-31	$1,340,897
Participant contributions at end of year	2007-12-31	$56,240
Participant contributions at beginning of year	2007-12-31	$22,406
Participant contributions at beginning of year	2007-12-31	$50,506
Income. Received or receivable in cash from other sources (including rollovers)	2007-12-31	$212,158
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2007-12-31	$1,219
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2007-12-31	No
Value of net income/loss	2007-12-31	$1,722,489
Value of net assets at end of year (total assets less liabilities)	2007-12-31	$7,715,962
Value of net assets at beginning of year (total assets less liabilities)	2007-12-31	$5,993,473
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2007-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2007-12-31	No
Were any leases to which the plan was party in default or uncollectible	2007-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2007-12-31	$1,335,118
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2007-12-31	$1,190,486
Value of interest in pooled separate accounts at end of year	2007-12-31	$5,381,264
Value of interest in pooled separate accounts at beginning of year	2007-12-31	$3,917,152
Interest on participant loans	2007-12-31	$2,177
Value of interest in common/collective trusts at end of year	2007-12-31	$462,349
Value of interest in common/collective trusts at beginning of year	2007-12-31	$428,302
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2007-12-31	$74,211
Net investment gain/loss from pooled separate accounts	2007-12-31	$273,282
Net investment gain or loss from common/collective trusts	2007-12-31	$21,304
Was there a failure to transmit to the plan any participant contributions	2007-12-31	No
Has the plan failed to provide any benefit when due under the plan	2007-12-31	No
Contributions received in cash from employer	2007-12-31	$480,991
Employer contributions (assets) at end of year	2007-12-31	$480,991
Employer contributions (assets) at beginning of year	2007-12-31	$384,621
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2007-12-31	$638,671
Contract administrator fees	2007-12-31	$31,557
Did the plan have assets held for investment	2007-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2007-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2007-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2007-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2007-12-31	Disclaimer
Accountancy firm name	2007-12-31	MARSHALL VANDER LINDEN CPA
Accountancy firm EIN	2007-12-31	201260566

Form 5500 Responses for LIBERTY BANK EMPLOYEES 401(K) PLAN

2014: LIBERTY BANK EMPLOYEES 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	This submission is the final filing	Yes
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	Yes
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: LIBERTY BANK EMPLOYEES 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: LIBERTY BANK EMPLOYEES 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: LIBERTY BANK EMPLOYEES 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	Yes
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: LIBERTY BANK EMPLOYEES 401(K) PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	Yes
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: LIBERTY BANK EMPLOYEES 401(K) PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	Yes
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes
2008: LIBERTY BANK EMPLOYEES 401(K) PLAN 2008 form 5500 responses
2008-01-01	Type of plan entity	Single employer plan
2008-01-01	Submission has been amended	Yes
2008-01-01	This submission is the final filing	No
2008-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2008-01-01	Plan is a collectively bargained plan	No
2008-01-01	Plan funding arrangement – Insurance	Yes
2008-01-01	Plan funding arrangement – Trust	Yes
2008-01-01	Plan benefit arrangement – Insurance	Yes
2008-01-01	Plan benefit arrangement - Trust	Yes
2007: LIBERTY BANK EMPLOYEES 401(K) PLAN 2007 form 5500 responses
2007-01-01	Type of plan entity	Single employer plan
2007-01-01	Submission has been amended	Yes
2007-01-01	This submission is the final filing	No
2007-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2007-01-01	Plan is a collectively bargained plan	No
2007-01-01	Plan funding arrangement – Insurance	Yes
2007-01-01	Plan funding arrangement – Trust	Yes
2007-01-01	Plan benefit arrangement – Insurance	Yes
2007-01-01	Plan benefit arrangement - Trust	Yes

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Company Name:	LIBERTY BANK
Employer identification number (EIN):	420987568
NAIC Classification:	522110
NAIC Description:	Commercial Banking