401k Plan data: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES plan

THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 401k Plan overview

Plan Name	THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES
Plan identification number	511

THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES Benefits

401k Plan Type	Welfare Benefit
Plan Features/Benefits	Health (other than dental or vision) Dental Vision

401k Sponsoring company profile

LIBERTY UTILITIES CO. has sponsored the creation of one or more 401k plans.

Company Name: LIBERTY UTILITIES CO.

Employer identification number (EIN): 440236370

NAIC Classification: 221100

Form 5500 Filing Information

Submission information for form 5500 for 401k plan THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
511 2016-01-01 KEITH BABB
511 2015-01-01 KEITH BABB
511 2014-01-01
511 2013-01-01
511 2012-01-01 VICKI J. WILLIAMS
511 2011-01-01 VICKI J WILLIAMS, DIRECTOR OF H.R.
511 2009-01-01 NANCY MANARY

Plan Statistics for THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES

401k plan membership statisitcs for THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES

Measure Date Value
2016: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2016 401k membership
Total participants, beginning-of-year 2016-01-01 353
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 0
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 0
Total of all active and inactive participants 2016-01-01 0
2015: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2015 401k membership
Total participants, beginning-of-year 2015-01-01 364
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 353
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 0
Total of all active and inactive participants 2015-01-01 353
2014: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2014 401k membership
Total participants, beginning-of-year 2014-01-01 366
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 363
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 0
Total of all active and inactive participants 2014-01-01 363
2013: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2013 401k membership
Total participants, beginning-of-year 2013-01-01 344
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 364
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 0
Total of all active and inactive participants 2013-01-01 364
2012: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2012 401k membership
Total participants, beginning-of-year 2012-01-01 377
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 366
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 0
Total of all active and inactive participants 2012-01-01 366
2011: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2011 401k membership
Total participants, beginning-of-year 2011-01-01 343
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 344
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 0
Total of all active and inactive participants 2011-01-01 344
2009: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2009 401k membership
Total participants, beginning-of-year 2009-01-01 573
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 365
Number of retired or separated participants receiving benefits 2009-01-01 154
Number of other retired or separated participants entitled to future benefits 2009-01-01 41
Total of all active and inactive participants 2009-01-01 560

Measure	Date	Value
2016: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2016 401k membership
Total participants, beginning-of-year	2016-01-01	353
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	0
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	0
Total of all active and inactive participants	2016-01-01	0
2015: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2015 401k membership
Total participants, beginning-of-year	2015-01-01	364
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	353
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	0
Total of all active and inactive participants	2015-01-01	353
2014: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2014 401k membership
Total participants, beginning-of-year	2014-01-01	366
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	363
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	0
Total of all active and inactive participants	2014-01-01	363
2013: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2013 401k membership
Total participants, beginning-of-year	2013-01-01	344
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	364
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	0
Total of all active and inactive participants	2013-01-01	364
2012: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2012 401k membership
Total participants, beginning-of-year	2012-01-01	377
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	366
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	0
Total of all active and inactive participants	2012-01-01	366
2011: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2011 401k membership
Total participants, beginning-of-year	2011-01-01	343
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	344
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	0
Total of all active and inactive participants	2011-01-01	344
2009: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2009 401k membership
Total participants, beginning-of-year	2009-01-01	573
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	365
Number of retired or separated participants receiving benefits	2009-01-01	154
Number of other retired or separated participants entitled to future benefits	2009-01-01	41
Total of all active and inactive participants	2009-01-01	560

Financial Data on THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES

Measure	Date	Value
2016 : THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total transfer of assets from this plan	2016-12-31	$284,102
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$1,125,015
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$1,132,045
Total income from all sources (including contributions)	2016-12-31	$9,683,446
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$10,321,199
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$9,916,484
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$6,629,611
Value of total assets at end of year	2016-12-31	$1,125,015
Value of total assets at beginning of year	2016-12-31	$2,053,900
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$404,715
Total interest from all sources	2016-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Administrative expenses professional fees incurred	2016-12-31	$404,715
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$1,378,821
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$506,223
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$284,975
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$2,045
Total non interest bearing cash at end of year	2016-12-31	$509,863
Total non interest bearing cash at beginning of year	2016-12-31	$103,657
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$-637,753
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$0
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$921,855
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in master investment trust accounts at end of year	2016-12-31	$615,152
Value of interest in master investment trust accounts at beginning of year	2016-12-31	$1,444,020
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$5,250,790
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$9,916,484
Liabilities. Value of benefit claims payable at end of year	2016-12-31	$840,040
Liabilities. Value of benefit claims payable at beginning of year	2016-12-31	$1,130,000
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	PICKETT, CHANEY & MCMULLEN, LLP
Accountancy firm EIN	2016-12-31	481246310
2015 : THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2015 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$1,132,045
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$493,650
Total income from all sources (including contributions)	2015-12-31	$7,510,729
Total of all expenses incurred	2015-12-31	$7,730,355
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$7,323,311
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$7,041,900
Value of total assets at end of year	2015-12-31	$2,053,900
Value of total assets at beginning of year	2015-12-31	$1,635,131
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$407,044
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Administrative expenses professional fees incurred	2015-12-31	$407,044
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$966,491
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$506,223
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2015-12-31	$2,045
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$2,063
Other income not declared elsewhere	2015-12-31	$490,959
Total non interest bearing cash at end of year	2015-12-31	$103,657
Total non interest bearing cash at beginning of year	2015-12-31	$186,654
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-219,626
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$921,855
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$1,141,481
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in master investment trust accounts at end of year	2015-12-31	$1,444,020
Value of interest in master investment trust accounts at beginning of year	2015-12-31	$1,448,477
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$6,075,409
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$7,323,311
Liabilities. Value of benefit claims payable at end of year	2015-12-31	$1,130,000
Liabilities. Value of benefit claims payable at beginning of year	2015-12-31	$491,587
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	No
Opinion of an independent qualified public accountant for this plan	2015-12-31	Unqualified
Accountancy firm name	2015-12-31	BKD, LLP
Accountancy firm EIN	2015-12-31	440160260
2014 : THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2014 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$493,650
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$461,894
Total income from all sources (including contributions)	2014-12-31	$6,185,235
Total of all expenses incurred	2014-12-31	$5,034,410
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$4,570,293
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$6,119,714
Value of total assets at end of year	2014-12-31	$1,635,131
Value of total assets at beginning of year	2014-12-31	$452,550
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$464,117
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Administrative expenses professional fees incurred	2014-12-31	$464,117
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$30,000,000
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$1,042,197
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$187,810
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2014-12-31	$2,063
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-12-31	$23
Total non interest bearing cash at end of year	2014-12-31	$186,654
Total non interest bearing cash at beginning of year	2014-12-31	$230,240
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,150,825
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$1,141,481
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$-9,344
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in master investment trust accounts at end of year	2014-12-31	$1,448,477
Value of interest in master investment trust accounts at beginning of year	2014-12-31	$22,712
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$5,077,517
Employer contributions (assets) at end of year	2014-12-31	$0
Employer contributions (assets) at beginning of year	2014-12-31	$11,788
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$4,570,293
Liabilities. Value of benefit claims payable at end of year	2014-12-31	$491,587
Liabilities. Value of benefit claims payable at beginning of year	2014-12-31	$461,871
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	No
Opinion of an independent qualified public accountant for this plan	2014-12-31	Unqualified
Accountancy firm name	2014-12-31	MCGLADREY LLP
Accountancy firm EIN	2014-12-31	420714325
2013 : THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2013 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$461,894
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$276,950
Total income from all sources (including contributions)	2013-12-31	$5,486,175
Total of all expenses incurred	2013-12-31	$5,389,348
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$5,075,258
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$5,660,653
Value of total assets at end of year	2013-12-31	$452,550
Value of total assets at beginning of year	2013-12-31	$170,779
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$314,090
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Administrative expenses professional fees incurred	2013-12-31	$1,630
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$30,000,000
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$976,128
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$187,810
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2013-12-31	$23
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-12-31	$34
Other income not declared elsewhere	2013-12-31	$-174,882
Administrative expenses (other) incurred	2013-12-31	$141,089
Total non interest bearing cash at end of year	2013-12-31	$230,240
Total non interest bearing cash at beginning of year	2013-12-31	$167,240
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$96,827
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$-9,344
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$-106,171
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Value of interest in master investment trust accounts at end of year	2013-12-31	$22,712
Value of interest in master investment trust accounts at beginning of year	2013-12-31	$3,539
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2013-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2013-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$289,579
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$4,684,525
Employer contributions (assets) at end of year	2013-12-31	$11,788
Employer contributions (assets) at beginning of year	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$4,785,679
Contract administrator fees	2013-12-31	$171,371
Liabilities. Value of benefit claims payable at end of year	2013-12-31	$461,871
Liabilities. Value of benefit claims payable at beginning of year	2013-12-31	$276,916
Did the plan have assets held for investment	2013-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	No
Opinion of an independent qualified public accountant for this plan	2013-12-31	Unqualified
Accountancy firm name	2013-12-31	MCGLADREY LLP
Accountancy firm EIN	2013-12-31	420714325
2012 : THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2012 401k financial data
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$276,950
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$321,870
Total income from all sources (including contributions)	2012-12-31	$5,154,930
Total of all expenses incurred	2012-12-31	$5,608,064
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$5,467,202
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$5,154,905
Value of total assets at end of year	2012-12-31	$170,779
Value of total assets at beginning of year	2012-12-31	$668,833
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$140,862
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Administrative expenses professional fees incurred	2012-12-31	$1,117
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$30,000,000
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$761,556
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2012-12-31	$34
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$29
Administrative expenses (other) incurred	2012-12-31	$3,395
Total non interest bearing cash at end of year	2012-12-31	$167,240
Total non interest bearing cash at beginning of year	2012-12-31	$137,050
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$-453,134
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$-106,171
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$346,963
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Value of interest in master investment trust accounts at end of year	2012-12-31	$3,539
Value of interest in master investment trust accounts at beginning of year	2012-12-31	$531,783
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2012-12-31	$0
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2012-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$409,128
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$4,393,349
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$5,058,074
Contract administrator fees	2012-12-31	$136,350
Liabilities. Value of benefit claims payable at end of year	2012-12-31	$276,916
Liabilities. Value of benefit claims payable at beginning of year	2012-12-31	$321,841
Did the plan have assets held for investment	2012-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	No
Opinion of an independent qualified public accountant for this plan	2012-12-31	Unqualified
Accountancy firm name	2012-12-31	MCGLADREY LLP
Accountancy firm EIN	2012-12-31	420714325
2011 : THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2011 401k financial data
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$29
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$38
Total income from all sources (including contributions)	2011-12-31	$4,370,366
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$3,861,369
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$3,642,377
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$4,369,700
Value of total assets at end of year	2011-12-31	$668,833
Value of total assets at beginning of year	2011-12-31	$159,845
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$218,992
Total interest from all sources	2011-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$30,000,000
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Contributions received from participants	2011-12-31	$739,085
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2011-12-31	$29
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$38
Administrative expenses (other) incurred	2011-12-31	$218,992
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$508,997
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$668,804
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$159,807
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Value of interest in master investment trust accounts at end of year	2011-12-31	$531,783
Value of interest in master investment trust accounts at beginning of year	2011-12-31	$47,238
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2011-12-31	$137,050
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2011-12-31	$112,607
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2011-12-31	$112,607
Expenses. Payments to insurance carriers foe the provision of benefits	2011-12-31	$249,353
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	No
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$3,630,615
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$3,393,024
Did the plan have assets held for investment	2011-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	No
Opinion of an independent qualified public accountant for this plan	2011-12-31	Unqualified
Accountancy firm name	2011-12-31	MCGLADREY LLP
Accountancy firm EIN	2011-12-31	420714325
2010 : THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2010 401k financial data
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total transfer of assets from this plan	2010-12-31	$23,197,001
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$212,756
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$365,161
Total income from all sources (including contributions)	2010-12-31	$4,125,074
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$3,944,473
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$3,694,711
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$4,124,242
Value of total assets at end of year	2010-12-31	$159,845
Value of total assets at beginning of year	2010-12-31	$23,328,650
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$249,762
Total interest from all sources	2010-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$30,000,000
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Contributions received from participants	2010-12-31	$647,453
Participant contributions at beginning of year	2010-12-31	$34,096
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2010-12-31	$38
Administrative expenses (other) incurred	2010-12-31	$249,762
Liabilities. Value of operating payables at beginning of year	2010-12-31	$13,634
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$180,601
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$-52,911
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$22,963,489
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Value of interest in master investment trust accounts at end of year	2010-12-31	$47,238
Value of interest in master investment trust accounts at beginning of year	2010-12-31	$23,294,554
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2010-12-31	$112,607
Expenses. Payments to insurance carriers foe the provision of benefits	2010-12-31	$212,007
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$3,476,789
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$3,482,704
Liabilities. Value of benefit claims payable at end of year	2010-12-31	$212,718
Liabilities. Value of benefit claims payable at beginning of year	2010-12-31	$351,527
Did the plan have assets held for investment	2010-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	No
Opinion of an independent qualified public accountant for this plan	2010-12-31	Unqualified
Accountancy firm name	2010-12-31	MCGLADREY & PULLEN, LLP
Accountancy firm EIN	2010-12-31	420714325

Form 5500 Responses for THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES

2016: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	Yes
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	Yes
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	Yes
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	Yes
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	Yes
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	Yes
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	Submission has been amended	No
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2009: THE EMPIRE DISTRICT ELECTRIC CO EMPLOYEE HEALTH CARE PLAN FOR BARGAINING UNIT EMPLOYEES 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

SUN LIFE ASSURANCE COMPANY OF CANADA (National Association of Insurance Commissioners NAIC id number: 80802 )

Policy contract number

069104

Policy instance

Insurance contract or identification number	069104
Number of Individuals Covered	353
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $2,606
Welfare Benefit Premiums Paid to Carrier	USD $191,191
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	2606
Insurance broker organization code?	3
Insurance broker name	HOLMES MURPHY & ASSOCIATES, INC

AMERITAS LIFE INSURANCE CORP. (National Association of Insurance Commissioners NAIC id number: 61301 )

Policy contract number

010-301385

Policy instance

Insurance contract or identification number	010-301385
Number of Individuals Covered	353
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $14,631
Total amount of fees paid to insurance company	USD $679
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	Yes
Welfare Benefit Premiums Paid to Carrier	USD $36,177
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $14,631
Insurance broker organization code?	3
Amount paid for insurance broker fees	679
Additional information about fees paid to insurance broker	FEES PAID
Insurance broker name	HOLMES MURPHY & ASSOCIATES, INC

SUN LIFE ASSURANCE COMPANY OF CANADA (National Association of Insurance Commissioners NAIC id number: 80802 )

Policy contract number

069104

Policy instance

Insurance contract or identification number	069104
Number of Individuals Covered	363
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $16,640
Total amount of fees paid to insurance company	USD $0
Welfare Benefit Premiums Paid to Carrier	USD $138,691
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $13,867
Insurance broker organization code?	3
Insurance broker name	BENEFIT ADVISORS SVCS GROUP LLC

AMERITAS LIFE INSURANCE CORP. (National Association of Insurance Commissioners NAIC id number: 61301 )

Policy contract number

010-350616

Policy instance

Insurance contract or identification number	010-350616
Number of Individuals Covered	367
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $15,601
Total amount of fees paid to insurance company	USD $0
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	Yes
Welfare Benefit Premiums Paid to Carrier	USD $39,002
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $15,601
Insurance broker organization code?	3
Insurance broker name	HOLMES MURPHY AND ASSOCIATES INC.

AMERITAS LIFE INSURANCE CORP. (National Association of Insurance Commissioners NAIC id number: 61301 )

Policy contract number

010-350616

Policy instance

Insurance contract or identification number	010-350616
Number of Individuals Covered	353
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $10,067
Total amount of fees paid to insurance company	USD $1,950
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	Yes
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $201,350
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $10,067
Insurance broker organization code?	3
Amount paid for insurance broker fees	1950
Additional information about fees paid to insurance broker	FEES
Insurance broker name	HOLMES MURPHY AND ASSOCIATES INC.

SUN LIFE ASSURANCE COMPANY OF CANADA (National Association of Insurance Commissioners NAIC id number: 80802 )

Policy contract number

069104

Policy instance

Insurance contract or identification number	069104
Number of Individuals Covered	364
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $16,721
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $139,344
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Other welfare benefits provided	AFLAC POLICIES
Commission paid to Insurance Broker	USD $13,934
Insurance broker organization code?	3
Amount paid for insurance broker fees	29
Additional information about fees paid to insurance broker	FEES
Insurance broker name	BENEFIT ADVISORS SVCS GROUP LLC

AMERITAS LIFE INSURANCE CORP. (National Association of Insurance Commissioners NAIC id number: 61301 )

Policy contract number

010-350616

Policy instance

Insurance contract or identification number	010-350616
Number of Individuals Covered	366
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $11,556
Total amount of fees paid to insurance company	USD $719
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	Yes
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $231,317
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $11,556
Insurance broker organization code?	3
Amount paid for insurance broker fees	719
Additional information about fees paid to insurance broker	FEES
Insurance broker name	HOLMES MURPHY AND ASSOCIATES INC.

SUN LIFE ASSURANCE COMPANY OF CANADA (National Association of Insurance Commissioners NAIC id number: 80802 )

Policy contract number

069104

Policy instance

Insurance contract or identification number	069104
Number of Individuals Covered	366
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $15,063
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $116,765
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $13,215
Insurance broker organization code?	3
Insurance broker name	BENEFIT ADVISORS SVCS GROUP LLC

AMERITAS LIFE INSURANCE CORP. (National Association of Insurance Commissioners NAIC id number: 61301 )

Policy contract number

010-350616

Policy instance

Insurance contract or identification number	010-350616
Number of Individuals Covered	1606
Insurance policy start date	2011-01-01
Insurance policy end date	2011-12-31
Total amount of commissions paid to insurance broker	USD $15,775
Total amount of fees paid to insurance company	USD $3,056
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	Yes
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $289,619
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

AMERITAS LIFE INSURANCE CORP. (National Association of Insurance Commissioners NAIC id number: 61301 )

Policy contract number

010-350616

Policy instance

Insurance contract or identification number	010-350616
Number of Individuals Covered	1597
Insurance policy start date	2010-01-01
Insurance policy end date	2010-12-31
Total amount of commissions paid to insurance broker	USD $13,248
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	Yes
Vision Insurance Welfare Benefit	Yes
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Welfare Benefit Premiums Paid to Carrier	USD $239,928
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $11,997
Insurance broker organization code?	3
Insurance broker name	HOLMES MURPHY AND ASSOCIATES INC

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Company Name:	LIBERTY UTILITIES CO.
Employer identification number (EIN):	440236370
NAIC Classification:	221100

Plan id#	Filing Submission Date	Name of Administrator
511	2016-01-01	KEITH BABB
511	2015-01-01	KEITH BABB
511	2014-01-01
511	2013-01-01
511	2012-01-01	VICKI J. WILLIAMS
511	2011-01-01	VICKI J WILLIAMS, DIRECTOR OF H.R.
511	2009-01-01	NANCY MANARY