401k Plan data: WEST CREEK 401(K) PLAN plan

WEST CREEK 401(K) PLAN 401k Plan overview

Plan Name	WEST CREEK 401(K) PLAN
Plan identification number	001

WEST CREEK 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

WEST CREEK FINANCIAL has sponsored the creation of one or more 401k plans.

Company Name: WEST CREEK FINANCIAL

Employer identification number (EIN): 471176879

NAIC Classification: 522300
NAIC Description: Activities Related to Credit Intermediation

Form 5500 Filing Information

Submission information for form 5500 for 401k plan WEST CREEK 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2024-01-01 RACHEL SVERDLOVE
001 2023-01-01
001 2023-01-01 RACHEL SVERDLOVE
001 2022-01-01
001 2022-01-01 RACHEL C SVERDLOVE
001 2021-01-01
001 2021-01-01 KOLLINA PEZZA
001 2020-01-01
001 2020-01-01
001 2019-01-01

Plan Statistics for WEST CREEK 401(K) PLAN

401k plan membership statisitcs for WEST CREEK 401(K) PLAN

Measure Date Value
2023: WEST CREEK 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year 2023-01-01 295
Total number of active participants reported on line 7a of the Form 5500 2023-01-01 159
Number of retired or separated participants receiving benefits 2023-01-01 0
Number of other retired or separated participants entitled to future benefits 2023-01-01 116
Total of all active and inactive participants 2023-01-01 275
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2023-01-01 0
Total participants 2023-01-01 275
Number of participants with account balances 2023-01-01 233
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2023-01-01 0
2022: WEST CREEK 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 291
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 191
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 104
Total of all active and inactive participants 2022-01-01 295
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 295
Number of participants with account balances 2022-01-01 241
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: WEST CREEK 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 188
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 236
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 55
Total of all active and inactive participants 2021-01-01 291
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 291
Number of participants with account balances 2021-01-01 206
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: WEST CREEK 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 191
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 164
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 24
Total of all active and inactive participants 2020-01-01 188
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 188
Number of participants with account balances 2020-01-01 126
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: WEST CREEK 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 160
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 180
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 11
Total of all active and inactive participants 2019-01-01 191
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 191
Number of participants with account balances 2019-01-01 115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0

Measure	Date	Value
2023: WEST CREEK 401(K) PLAN 2023 401k membership
Total participants, beginning-of-year	2023-01-01	295
Total number of active participants reported on line 7a of the Form 5500	2023-01-01	159
Number of retired or separated participants receiving benefits	2023-01-01	0
Number of other retired or separated participants entitled to future benefits	2023-01-01	116
Total of all active and inactive participants	2023-01-01	275
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2023-01-01	0
Total participants	2023-01-01	275
Number of participants with account balances	2023-01-01	233
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2023-01-01	0
2022: WEST CREEK 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	291
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	191
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	104
Total of all active and inactive participants	2022-01-01	295
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	295
Number of participants with account balances	2022-01-01	241
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: WEST CREEK 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	188
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	236
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	55
Total of all active and inactive participants	2021-01-01	291
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	291
Number of participants with account balances	2021-01-01	206
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: WEST CREEK 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	191
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	164
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	24
Total of all active and inactive participants	2020-01-01	188
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	188
Number of participants with account balances	2020-01-01	126
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: WEST CREEK 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	160
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	180
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	11
Total of all active and inactive participants	2019-01-01	191
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	191
Number of participants with account balances	2019-01-01	115
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0

Financial Data on WEST CREEK 401(K) PLAN

Measure	Date	Value
2023 : WEST CREEK 401(K) PLAN 2023 401k financial data
Total unrealized appreciation/depreciation of assets	2023-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-12-31	$0
Total income from all sources (including contributions)	2023-12-31	$4,194,078
Total loss/gain on sale of assets	2023-12-31	$0
Total of all expenses incurred	2023-12-31	$1,197,752
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-12-31	$1,184,121
Value of total corrective distributions	2023-12-31	$7,545
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-12-31	$2,652,978
Value of total assets at end of year	2023-12-31	$9,707,994
Value of total assets at beginning of year	2023-12-31	$6,711,668
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-12-31	$6,086
Total interest from all sources	2023-12-31	$5,718
Total dividends received (eg from common stock, registered investment company shares)	2023-12-31	$186,257
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-12-31	$186,257
Was this plan covered by a fidelity bond	2023-12-31	Yes
Value of fidelity bond cover	2023-12-31	$500,000
If this is an individual account plan, was there a blackout period	2023-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2023-12-31	No
Contributions received from participants	2023-12-31	$1,579,416
Participant contributions at end of year	2023-12-31	$82,145
Participant contributions at beginning of year	2023-12-31	$42,634
Participant contributions at end of year	2023-12-31	$42,923
Participant contributions at beginning of year	2023-12-31	$38,681
Income. Received or receivable in cash from other sources (including rollovers)	2023-12-31	$239,004
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Value of net income/loss	2023-12-31	$2,996,326
Value of net assets at end of year (total assets less liabilities)	2023-12-31	$9,707,994
Value of net assets at beginning of year (total assets less liabilities)	2023-12-31	$6,711,668
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-12-31	No
Were any leases to which the plan was party in default or uncollectible	2023-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-12-31	$9,466,093
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-12-31	$6,486,708
Interest on participant loans	2023-12-31	$5,718
Income. Interest from loans (other than to participants)	2023-12-31	$0
Value of interest in common/collective trusts at end of year	2023-12-31	$23,713
Value of interest in common/collective trusts at beginning of year	2023-12-31	$68,638
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-12-31	$1,347,976
Net investment gain or loss from common/collective trusts	2023-12-31	$1,149
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-12-31	No
Was there a failure to transmit to the plan any participant contributions	2023-12-31	No
Has the plan failed to provide any benefit when due under the plan	2023-12-31	No
Contributions received in cash from employer	2023-12-31	$834,558
Employer contributions (assets) at end of year	2023-12-31	$93,120
Employer contributions (assets) at beginning of year	2023-12-31	$75,007
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-12-31	$1,184,121
Contract administrator fees	2023-12-31	$6,086
Did the plan have assets held for investment	2023-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-12-31	No
Opinion of an independent qualified public accountant for this plan	2023-12-31	Unqualified
Accountancy firm name	2023-12-31	FORVIS MAZARS, LLP
Accountancy firm EIN	2023-12-31	440160260
Total unrealized appreciation/depreciation of assets	2023-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2023-01-01	$0
Total income from all sources (including contributions)	2023-01-01	$4,194,078
Total loss/gain on sale of assets	2023-01-01	$0
Total of all expenses incurred	2023-01-01	$1,197,752
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2023-01-01	$1,184,121
Value of total corrective distributions	2023-01-01	$7,545
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2023-01-01	$2,652,978
Value of total assets at end of year	2023-01-01	$9,707,994
Value of total assets at beginning of year	2023-01-01	$6,711,668
Total of administrative expenses incurred including professional, contract, advisory and management fees	2023-01-01	$6,086
Total interest from all sources	2023-01-01	$5,718
Total dividends received (eg from common stock, registered investment company shares)	2023-01-01	$186,257
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2023-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2023-01-01	$186,257
Was this plan covered by a fidelity bond	2023-01-01	Yes
Value of fidelity bond cover	2023-01-01	$500,000
If this is an individual account plan, was there a blackout period	2023-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2023-01-01	No
Contributions received from participants	2023-01-01	$1,579,416
Participant contributions at end of year	2023-01-01	$82,145
Participant contributions at beginning of year	2023-01-01	$42,634
Participant contributions at end of year	2023-01-01	$42,923
Participant contributions at beginning of year	2023-01-01	$38,681
Income. Received or receivable in cash from other sources (including rollovers)	2023-01-01	$239,004
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Value of net income/loss	2023-01-01	$2,996,326
Value of net assets at end of year (total assets less liabilities)	2023-01-01	$9,707,994
Value of net assets at beginning of year (total assets less liabilities)	2023-01-01	$6,711,668
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2023-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2023-01-01	No
Were any leases to which the plan was party in default or uncollectible	2023-01-01	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2023-01-01	$9,466,093
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2023-01-01	$6,486,708
Interest on participant loans	2023-01-01	$5,718
Income. Interest from loans (other than to participants)	2023-01-01	$0
Value of interest in common/collective trusts at end of year	2023-01-01	$23,713
Value of interest in common/collective trusts at beginning of year	2023-01-01	$68,638
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2023-01-01	$1,347,976
Net investment gain or loss from common/collective trusts	2023-01-01	$1,149
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2023-01-01	No
Was there a failure to transmit to the plan any participant contributions	2023-01-01	No
Has the plan failed to provide any benefit when due under the plan	2023-01-01	No
Contributions received in cash from employer	2023-01-01	$834,558
Employer contributions (assets) at end of year	2023-01-01	$93,120
Employer contributions (assets) at beginning of year	2023-01-01	$75,007
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2023-01-01	$1,184,121
Contract administrator fees	2023-01-01	$6,086
Did the plan have assets held for investment	2023-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2023-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2023-01-01	No
Opinion of an independent qualified public accountant for this plan	2023-01-01	1
Accountancy firm name	2023-01-01	FORVIS MAZARS, LLP
Accountancy firm EIN	2023-01-01	440160260
2022 : WEST CREEK 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$1,837,152
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$745,816
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$733,082
Value of total corrective distributions	2022-12-31	$1,801
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$2,855,652
Value of total assets at end of year	2022-12-31	$6,711,668
Value of total assets at beginning of year	2022-12-31	$5,620,332
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$10,933
Total interest from all sources	2022-12-31	$1,543
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$125,423
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$125,423
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$1,795,676
Participant contributions at end of year	2022-12-31	$42,634
Participant contributions at beginning of year	2022-12-31	$38,102
Participant contributions at end of year	2022-12-31	$38,681
Participant contributions at beginning of year	2022-12-31	$45,162
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$124,063
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$1,091,336
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$6,711,668
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$5,620,332
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$6,486,708
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$5,460,641
Interest on participant loans	2022-12-31	$1,543
Income. Interest from loans (other than to participants)	2022-12-31	$0
Value of interest in common/collective trusts at end of year	2022-12-31	$68,638
Value of interest in common/collective trusts at beginning of year	2022-12-31	$17,483
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-1,146,022
Net investment gain or loss from common/collective trusts	2022-12-31	$556
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$935,913
Employer contributions (assets) at end of year	2022-12-31	$75,007
Employer contributions (assets) at beginning of year	2022-12-31	$58,944
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$733,082
Contract administrator fees	2022-12-31	$10,933
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	FORVIS, LLP
Accountancy firm EIN	2022-12-31	440160260
Total unrealized appreciation/depreciation of assets	2022-01-01	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-01-01	$0
Total income from all sources (including contributions)	2022-01-01	$1,837,152
Total loss/gain on sale of assets	2022-01-01	$0
Total of all expenses incurred	2022-01-01	$745,816
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-01-01	$733,082
Value of total corrective distributions	2022-01-01	$1,801
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-01-01	$2,855,652
Value of total assets at end of year	2022-01-01	$6,711,668
Value of total assets at beginning of year	2022-01-01	$5,620,332
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-01-01	$10,933
Total interest from all sources	2022-01-01	$1,543
Total dividends received (eg from common stock, registered investment company shares)	2022-01-01	$125,423
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-01-01	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-01-01	$125,423
Was this plan covered by a fidelity bond	2022-01-01	Yes
Value of fidelity bond cover	2022-01-01	$500,000
If this is an individual account plan, was there a blackout period	2022-01-01	No
Were there any nonexempt tranactions with any party-in-interest	2022-01-01	No
Contributions received from participants	2022-01-01	$1,795,676
Participant contributions at end of year	2022-01-01	$42,634
Participant contributions at beginning of year	2022-01-01	$38,102
Participant contributions at end of year	2022-01-01	$38,681
Participant contributions at beginning of year	2022-01-01	$45,162
Income. Received or receivable in cash from other sources (including rollovers)	2022-01-01	$124,063
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Value of net income/loss	2022-01-01	$1,091,336
Value of net assets at end of year (total assets less liabilities)	2022-01-01	$6,711,668
Value of net assets at beginning of year (total assets less liabilities)	2022-01-01	$5,620,332
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-01-01	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-01-01	No
Were any leases to which the plan was party in default or uncollectible	2022-01-01	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-01-01	$6,486,708
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-01-01	$5,460,641
Interest on participant loans	2022-01-01	$1,543
Income. Interest from loans (other than to participants)	2022-01-01	$0
Value of interest in common/collective trusts at end of year	2022-01-01	$68,638
Value of interest in common/collective trusts at beginning of year	2022-01-01	$17,483
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-01-01	$-1,146,022
Net investment gain or loss from common/collective trusts	2022-01-01	$556
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-01-01	No
Was there a failure to transmit to the plan any participant contributions	2022-01-01	Yes
Has the plan failed to provide any benefit when due under the plan	2022-01-01	No
Contributions received in cash from employer	2022-01-01	$935,913
Employer contributions (assets) at end of year	2022-01-01	$75,007
Employer contributions (assets) at beginning of year	2022-01-01	$58,944
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-01-01	$733,082
Contract administrator fees	2022-01-01	$10,933
Did the plan have assets held for investment	2022-01-01	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-01-01	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-01-01	No
Opinion of an independent qualified public accountant for this plan	2022-01-01	1
Accountancy firm name	2022-01-01	FORVIS, LLP
Accountancy firm EIN	2022-01-01	440160260
2021 : WEST CREEK 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$3,046,394
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$294,460
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$291,066
Value of total corrective distributions	2021-12-31	$1,069
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$2,413,499
Value of total assets at end of year	2021-12-31	$5,620,332
Value of total assets at beginning of year	2021-12-31	$2,868,398
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$2,325
Total interest from all sources	2021-12-31	$1,491
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$77,239
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$77,239
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$1,453,962
Participant contributions at end of year	2021-12-31	$38,102
Participant contributions at beginning of year	2021-12-31	$34,806
Participant contributions at end of year	2021-12-31	$45,162
Participant contributions at beginning of year	2021-12-31	$18,131
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$250,607
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$2,751,934
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$5,620,332
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$2,868,398
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$5,460,641
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$2,691,261
Interest on participant loans	2021-12-31	$1,491
Income. Interest from loans (other than to participants)	2021-12-31	$0
Value of interest in common/collective trusts at end of year	2021-12-31	$17,483
Value of interest in common/collective trusts at beginning of year	2021-12-31	$2,053
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2021-12-31	$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2021-12-31	$86,380
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2021-12-31	$86,380
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$553,991
Net investment gain or loss from common/collective trusts	2021-12-31	$174
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$708,930
Employer contributions (assets) at end of year	2021-12-31	$58,944
Employer contributions (assets) at beginning of year	2021-12-31	$35,767
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$291,066
Contract administrator fees	2021-12-31	$2,325
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	FORVIS, LLP
Accountancy firm EIN	2021-12-31	440160260
2020 : WEST CREEK 401(K) PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$2,002,030
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$250,450
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$247,709
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,547,075
Value of total assets at end of year	2020-12-31	$2,868,398
Value of total assets at beginning of year	2020-12-31	$1,116,818
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$2,741
Total interest from all sources	2020-12-31	$696
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$38,465
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$38,465
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$868,268
Participant contributions at end of year	2020-12-31	$34,806
Participant contributions at beginning of year	2020-12-31	$2,085
Participant contributions at end of year	2020-12-31	$18,131
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$226,678
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,751,580
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$2,868,398
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$1,116,818
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$2,691,261
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$1,101,147
Interest on participant loans	2020-12-31	$696
Income. Interest from loans (other than to participants)	2020-12-31	$0
Value of interest in common/collective trusts at end of year	2020-12-31	$2,053
Value of interest in common/collective trusts at beginning of year	2020-12-31	$701
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2020-12-31	$86,380
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$415,726
Net investment gain or loss from common/collective trusts	2020-12-31	$68
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$452,129
Employer contributions (assets) at end of year	2020-12-31	$35,767
Employer contributions (assets) at beginning of year	2020-12-31	$12,885
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$247,709
Contract administrator fees	2020-12-31	$2,741
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	DIXON HUGHES GOODMAN LLP.
Accountancy firm EIN	2020-12-31	560747981
2019 : WEST CREEK 401(K) PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$1,147,310
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$30,492
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$29,289
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,049,573
Value of total assets at end of year	2019-12-31	$1,116,818
Value of total assets at beginning of year	2019-12-31	$0
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$1,203
Total interest from all sources	2019-12-31	$38
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$21,210
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$21,210
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$660,035
Participant contributions at end of year	2019-12-31	$2,085
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$60,218
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$1,116,818
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$1,116,818
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$0
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$1,101,147
Interest on participant loans	2019-12-31	$38
Income. Interest from loans (other than to participants)	2019-12-31	$0
Value of interest in common/collective trusts at end of year	2019-12-31	$701
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$76,482
Net investment gain or loss from common/collective trusts	2019-12-31	$7
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$329,320
Employer contributions (assets) at end of year	2019-12-31	$12,885
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$29,289
Contract administrator fees	2019-12-31	$1,203
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	DIXON HUGHES GOODMAN LLP.
Accountancy firm EIN	2019-12-31	560747981

Form 5500 Responses for WEST CREEK 401(K) PLAN

2023: WEST CREEK 401(K) PLAN 2023 form 5500 responses
2023-01-01	Type of plan entity	Single employer plan
2023-01-01	Submission has been amended	No
2023-01-01	This submission is the final filing	No
2023-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2023-01-01	Plan is a collectively bargained plan	No
2023-01-01	Plan funding arrangement – Trust	Yes
2023-01-01	Plan benefit arrangement - Trust	Yes
2022: WEST CREEK 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: WEST CREEK 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: WEST CREEK 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: WEST CREEK 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	First time form 5500 has been submitted	Yes
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes

Potentially related plans

Was this data useful?

If you found the data here useful, PLEASE HELP US. We are a start-up and believe in making information freely available. By linking to us, posting on twitter, facebook and linkedin about us and generally spreading the word, you'll help us to grow. Our vision is to provide high quality data about the activities of all the companies in the world and where possible make it free to use and view. Finding and integrating data from thousands of data sources is time consuming and needs lots of effort. By simply spreading the word about us, you will help us. Please use the share buttons. It will only take a few seconds of your time. Thanks for helping

Information Disclaimer

The information provided on this website is not advice, endorsement or recommendation
The information published is supplied by third parties so we make no warranty on the accuracy, completeness etc. This information is provided "as-is". The information is subject to change as we obtain updates and corrections from the primary information sources.
You are free to use the information for your own personal research on the understanding to do so is at your own risk.

See full terms and conditions

Company Name:	WEST CREEK FINANCIAL
Employer identification number (EIN):	471176879
NAIC Classification:	522300
NAIC Description:	Activities Related to Credit Intermediation

Plan id#	Filing Submission Date	Name of Administrator
001	2024-01-01	RACHEL SVERDLOVE
001	2023-01-01
001	2023-01-01	RACHEL SVERDLOVE
001	2022-01-01
001	2022-01-01	RACHEL C SVERDLOVE
001	2021-01-01
001	2021-01-01	KOLLINA PEZZA
001	2020-01-01
001	2020-01-01
001	2019-01-01