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DERUE INSURANCE AGENCY RETIREMENT PLAN 401k Plan overview

Plan NameDERUE INSURANCE AGENCY RETIREMENT PLAN
Plan identification number 001

DERUE INSURANCE AGENCY RETIREMENT PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

DERUE INSURANCE AGENCY, INC. has sponsored the creation of one or more 401k plans.

Company Name:DERUE INSURANCE AGENCY, INC.
Employer identification number (EIN):471514147
NAIC Classification:454210
NAIC Description:Vending Machine Operators

Form 5500 Filing Information

Submission information for form 5500 for 401k plan DERUE INSURANCE AGENCY RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01
0012022-01-01
0012021-01-01
0012020-01-01
0012019-01-01
0012018-01-01GREGORY A. DERUE
0012017-01-01GREGORY A. DERUE
0012016-01-01CATHERINE DERUE CATHERINE DERUE2017-07-10
0012015-01-01CATHERINE DERUE CATHERINE DERUE2016-10-14
0012014-08-05GREGORY A. DERUE GREGORY A. DERUE2015-06-04

Plan Statistics for DERUE INSURANCE AGENCY RETIREMENT PLAN

401k plan membership statisitcs for DERUE INSURANCE AGENCY RETIREMENT PLAN

Measure Date Value
2023: DERUE INSURANCE AGENCY RETIREMENT PLAN 2023 401k membership
Total participants, beginning-of-year2023-01-011
Total number of active participants reported on line 7a of the Form 55002023-01-011
Number of retired or separated participants receiving benefits2023-01-010
Number of other retired or separated participants entitled to future benefits2023-01-010
Total of all active and inactive participants2023-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2023-01-010
Total participants2023-01-011
Number of participants with account balances2023-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2023-01-010
2022: DERUE INSURANCE AGENCY RETIREMENT PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-011
Total number of active participants reported on line 7a of the Form 55002022-01-011
Number of retired or separated participants receiving benefits2022-01-010
Number of other retired or separated participants entitled to future benefits2022-01-010
Total of all active and inactive participants2022-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-010
Total participants2022-01-011
Number of participants with account balances2022-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-010
2021: DERUE INSURANCE AGENCY RETIREMENT PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-011
Total number of active participants reported on line 7a of the Form 55002021-01-011
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-010
Total of all active and inactive participants2021-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-010
Total participants2021-01-011
Number of participants with account balances2021-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-010
2020: DERUE INSURANCE AGENCY RETIREMENT PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-011
Total number of active participants reported on line 7a of the Form 55002020-01-011
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-010
Total of all active and inactive participants2020-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-011
Number of participants with account balances2020-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-010
2019: DERUE INSURANCE AGENCY RETIREMENT PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-011
Total number of active participants reported on line 7a of the Form 55002019-01-011
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-010
Total of all active and inactive participants2019-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-011
Number of participants with account balances2019-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2018: DERUE INSURANCE AGENCY RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-011
Total number of active participants reported on line 7a of the Form 55002018-01-011
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-010
Total of all active and inactive participants2018-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-011
Number of participants with account balances2018-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: DERUE INSURANCE AGENCY RETIREMENT PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-012
Total number of active participants reported on line 7a of the Form 55002017-01-011
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-010
Total of all active and inactive participants2017-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-011
Number of participants with account balances2017-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: DERUE INSURANCE AGENCY RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-011
Total number of active participants reported on line 7a of the Form 55002016-01-011
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-010
Total of all active and inactive participants2016-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-011
Number of participants with account balances2016-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2015: DERUE INSURANCE AGENCY RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-011
Total number of active participants reported on line 7a of the Form 55002015-01-011
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-010
Total of all active and inactive participants2015-01-011
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-011
Number of participants with account balances2015-01-011
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: DERUE INSURANCE AGENCY RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year2014-08-051
Total number of active participants reported on line 7a of the Form 55002014-08-051
Number of retired or separated participants receiving benefits2014-08-050
Number of other retired or separated participants entitled to future benefits2014-08-050
Total of all active and inactive participants2014-08-051
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-08-050
Total participants2014-08-051
Number of participants with account balances2014-08-051
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-08-050

Financial Data on DERUE INSURANCE AGENCY RETIREMENT PLAN

Measure Date Value
2023 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2023 401k financial data
Total income from all sources2023-12-31$13,950
Expenses. Total of all expenses incurred2023-12-31$0
Total plan assets at end of year2023-12-31$177,450
Total plan assets at beginning of year2023-12-31$163,500
Other income received2023-12-31$13,950
Net income (gross income less expenses)2023-12-31$13,950
Net plan assets at end of year (total assets less liabilities)2023-12-31$177,450
Net plan assets at beginning of year (total assets less liabilities)2023-12-31$163,500
Assets. Value of employer securities2023-12-31$177,450
2022 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2022 401k financial data
Total income from all sources2022-12-31$5,500
Expenses. Total of all expenses incurred2022-12-31$0
Total plan assets at end of year2022-12-31$163,500
Total plan assets at beginning of year2022-12-31$158,000
Other income received2022-12-31$5,500
Net income (gross income less expenses)2022-12-31$5,500
Net plan assets at end of year (total assets less liabilities)2022-12-31$163,500
Net plan assets at beginning of year (total assets less liabilities)2022-12-31$158,000
Assets. Value of employer securities2022-12-31$163,500
2021 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2021 401k financial data
Total income from all sources2021-12-31$-11,000
Expenses. Total of all expenses incurred2021-12-31$0
Total plan assets at end of year2021-12-31$158,000
Total plan assets at beginning of year2021-12-31$169,000
Other income received2021-12-31$-11,000
Net income (gross income less expenses)2021-12-31$-11,000
Net plan assets at end of year (total assets less liabilities)2021-12-31$158,000
Net plan assets at beginning of year (total assets less liabilities)2021-12-31$169,000
Assets. Value of employer securities2021-12-31$158,000
2020 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2020 401k financial data
Total income from all sources2020-12-31$-11,000
Expenses. Total of all expenses incurred2020-12-31$0
Total plan assets at end of year2020-12-31$169,000
Total plan assets at beginning of year2020-12-31$180,000
Value of fidelity bond covering the plan2020-12-31$20,000
Other income received2020-12-31$-11,000
Net income (gross income less expenses)2020-12-31$-11,000
Net plan assets at end of year (total assets less liabilities)2020-12-31$169,000
Net plan assets at beginning of year (total assets less liabilities)2020-12-31$180,000
Assets. Value of employer securities2020-12-31$169,000
2019 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2019 401k financial data
Total income from all sources2019-12-31$-8,000
Expenses. Total of all expenses incurred2019-12-31$0
Total plan assets at end of year2019-12-31$180,000
Total plan assets at beginning of year2019-12-31$188,000
Value of fidelity bond covering the plan2019-12-31$20,000
Other income received2019-12-31$-8,000
Net income (gross income less expenses)2019-12-31$-8,000
Net plan assets at end of year (total assets less liabilities)2019-12-31$180,000
Net plan assets at beginning of year (total assets less liabilities)2019-12-31$188,000
Assets. Value of employer securities2019-12-31$180,000
2018 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2018 401k financial data
Total income from all sources2018-12-31$18,150
Expenses. Total of all expenses incurred2018-12-31$0
Total plan assets at end of year2018-12-31$188,000
Total plan assets at beginning of year2018-12-31$169,850
Value of fidelity bond covering the plan2018-12-31$20,000
Other income received2018-12-31$18,150
Net income (gross income less expenses)2018-12-31$18,150
Net plan assets at end of year (total assets less liabilities)2018-12-31$188,000
Net plan assets at beginning of year (total assets less liabilities)2018-12-31$169,850
Assets. Value of employer securities2018-12-31$188,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
2017 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2017 401k financial data
Total income from all sources2017-12-31$350
Expenses. Total of all expenses incurred2017-12-31$0
Total plan assets at end of year2017-12-31$169,850
Total plan assets at beginning of year2017-12-31$169,500
Value of fidelity bond covering the plan2017-12-31$18,000
Other income received2017-12-31$350
Net income (gross income less expenses)2017-12-31$350
Net plan assets at end of year (total assets less liabilities)2017-12-31$169,850
Net plan assets at beginning of year (total assets less liabilities)2017-12-31$169,500
Assets. Value of employer securities2017-12-31$169,850
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
2016 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2016 401k financial data
Total income from all sources2016-12-31$19,500
Expenses. Total of all expenses incurred2016-12-31$0
Total plan assets at end of year2016-12-31$169,500
Total plan assets at beginning of year2016-12-31$150,000
Other income received2016-12-31$19,500
Net income (gross income less expenses)2016-12-31$19,500
Net plan assets at end of year (total assets less liabilities)2016-12-31$169,500
Net plan assets at beginning of year (total assets less liabilities)2016-12-31$150,000
Assets. Value of employer securities2016-12-31$169,500
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
2015 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2015 401k financial data
Total income from all sources2015-12-31$32,000
Expenses. Total of all expenses incurred2015-12-31$0
Total plan assets at end of year2015-12-31$150,000
Total plan assets at beginning of year2015-12-31$118,000
Other income received2015-12-31$32,000
Net income (gross income less expenses)2015-12-31$32,000
Net plan assets at end of year (total assets less liabilities)2015-12-31$150,000
Net plan assets at beginning of year (total assets less liabilities)2015-12-31$118,000
Assets. Value of employer securities2015-12-31$150,000
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
2014 : DERUE INSURANCE AGENCY RETIREMENT PLAN 2014 401k financial data
Total income from all sources2014-12-31$118,001
Expenses. Total of all expenses incurred2014-12-31$1
Total plan assets at end of year2014-12-31$118,000
Expenses. Other expenses not covered elsewhere2014-12-31$1
Contributions received from other sources (not participants or employers)2014-12-31$120,000
Other income received2014-12-31$-1,999
Net income (gross income less expenses)2014-12-31$118,000
Net plan assets at end of year (total assets less liabilities)2014-12-31$118,000
Net plan assets at beginning of year (total assets less liabilities)2014-12-31$0
Assets. Value of employer securities2014-12-31$118,000

Form 5500 Responses for DERUE INSURANCE AGENCY RETIREMENT PLAN

2023: DERUE INSURANCE AGENCY RETIREMENT PLAN 2023 form 5500 responses
2023-01-01Type of plan entitySingle employer plan
2023-01-01Submission has been amendedNo
2023-01-01This submission is the final filingNo
2023-01-01This return/report is a short plan year return/report (less than 12 months)No
2023-01-01Plan is a collectively bargained planNo
2023-01-01Plan funding arrangement – TrustYes
2023-01-01Plan benefit arrangement - TrustYes
2022: DERUE INSURANCE AGENCY RETIREMENT PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: DERUE INSURANCE AGENCY RETIREMENT PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement - TrustYes
2020: DERUE INSURANCE AGENCY RETIREMENT PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: DERUE INSURANCE AGENCY RETIREMENT PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: DERUE INSURANCE AGENCY RETIREMENT PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: DERUE INSURANCE AGENCY RETIREMENT PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: DERUE INSURANCE AGENCY RETIREMENT PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: DERUE INSURANCE AGENCY RETIREMENT PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: DERUE INSURANCE AGENCY RETIREMENT PLAN 2014 form 5500 responses
2014-08-05Type of plan entitySingle employer plan
2014-08-05First time form 5500 has been submittedYes
2014-08-05Submission has been amendedNo
2014-08-05This submission is the final filingNo
2014-08-05This return/report is a short plan year return/report (less than 12 months)Yes
2014-08-05Plan is a collectively bargained planNo
2014-08-05Plan funding arrangement – TrustYes
2014-08-05Plan benefit arrangement - TrustYes

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