401k Plan data: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN plan

SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 401k Plan overview

Plan Name	SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN
Plan identification number	002

SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Plan not intended to be qualified - A plan not intended to be qualified under Code sections 401, 403, or 408.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

SYNCHRONY FINANCIAL has sponsored the creation of one or more 401k plans.

Company Name: SYNCHRONY FINANCIAL

Employer identification number (EIN): 510483352

NAIC Classification: 522291
NAIC Description: Consumer Lending

Form 5500 Filing Information

Submission information for form 5500 for 401k plan SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2023-01-01
002 2022-01-01 AARON BROWN 2023-10-13
002 2021-01-01 AARON BROWN 2022-10-10 REBECCA THIBEAULT 2022-10-11
002 2020-01-01 AARON BROWN 2021-10-14 REBECCA THIBEAULT 2021-10-13
002 2019-01-01 AARON BROWN 2020-10-12
002 2018-01-01 REBECCA THIBEAULT 2019-10-09
002 2017-01-01
002 2016-01-01
002 2015-11-18 AARON BROWN

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
002	2023-01-01
002	2022-01-01	AARON BROWN	2023-10-13
002	2021-01-01	AARON BROWN	2022-10-10	REBECCA THIBEAULT	2022-10-11
002	2020-01-01	AARON BROWN	2021-10-14	REBECCA THIBEAULT	2021-10-13
002	2019-01-01	AARON BROWN	2020-10-12
002	2018-01-01	REBECCA THIBEAULT	2019-10-09
002	2017-01-01
002	2016-01-01
002	2015-11-18	AARON BROWN

Plan Statistics for SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN

401k plan membership statisitcs for SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN

Measure Date Value
2022: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 239
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 0
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 0
Total of all active and inactive participants 2022-01-01 0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 0
Number of participants with account balances 2022-01-01 0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 253
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 176
Number of retired or separated participants receiving benefits 2021-01-01 1
Number of other retired or separated participants entitled to future benefits 2021-01-01 61
Total of all active and inactive participants 2021-01-01 238
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 1
Total participants 2021-01-01 239
Number of participants with account balances 2021-01-01 239
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 1
2020: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 258
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 198
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 54
Total of all active and inactive participants 2020-01-01 252
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 1
Total participants 2020-01-01 253
Number of participants with account balances 2020-01-01 253
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 4
2019: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 258
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 212
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 46
Total of all active and inactive participants 2019-01-01 258
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 1
Total participants 2019-01-01 259
Number of participants with account balances 2019-01-01 259
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 2
2018: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 224
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 194
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 63
Total of all active and inactive participants 2018-01-01 257
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 1
Total participants 2018-01-01 258
Number of participants with account balances 2018-01-01 258
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 15
2017: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 194
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 181
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 41
Total of all active and inactive participants 2017-01-01 222
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 1
Total participants 2017-01-01 223
Number of participants with account balances 2017-01-01 223
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 9
2016: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 199
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 163
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 31
Total of all active and inactive participants 2016-01-01 194
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 194
Number of participants with account balances 2016-01-01 194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 11
2015: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year 2015-11-18 260
Total number of active participants reported on line 7a of the Form 5500 2015-11-18 196
Number of retired or separated participants receiving benefits 2015-11-18 0
Number of other retired or separated participants entitled to future benefits 2015-11-18 3
Total of all active and inactive participants 2015-11-18 199
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-11-18 0
Total participants 2015-11-18 199
Number of participants with account balances 2015-11-18 199
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-11-18 0

Measure	Date	Value
2022: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	239
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	0
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	0
Total of all active and inactive participants	2022-01-01	0
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	0
Number of participants with account balances	2022-01-01	0
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	253
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	176
Number of retired or separated participants receiving benefits	2021-01-01	1
Number of other retired or separated participants entitled to future benefits	2021-01-01	61
Total of all active and inactive participants	2021-01-01	238
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	1
Total participants	2021-01-01	239
Number of participants with account balances	2021-01-01	239
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	1
2020: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	258
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	198
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	54
Total of all active and inactive participants	2020-01-01	252
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	1
Total participants	2020-01-01	253
Number of participants with account balances	2020-01-01	253
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	4
2019: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	258
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	212
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	46
Total of all active and inactive participants	2019-01-01	258
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	1
Total participants	2019-01-01	259
Number of participants with account balances	2019-01-01	259
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	2
2018: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	224
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	194
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	63
Total of all active and inactive participants	2018-01-01	257
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	1
Total participants	2018-01-01	258
Number of participants with account balances	2018-01-01	258
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	15
2017: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	194
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	181
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	41
Total of all active and inactive participants	2017-01-01	222
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	1
Total participants	2017-01-01	223
Number of participants with account balances	2017-01-01	223
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	9
2016: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	199
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	163
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	31
Total of all active and inactive participants	2016-01-01	194
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	194
Number of participants with account balances	2016-01-01	194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	11
2015: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2015 401k membership
Total participants, beginning-of-year	2015-11-18	260
Total number of active participants reported on line 7a of the Form 5500	2015-11-18	196
Number of retired or separated participants receiving benefits	2015-11-18	0
Number of other retired or separated participants entitled to future benefits	2015-11-18	3
Total of all active and inactive participants	2015-11-18	199
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-11-18	0
Total participants	2015-11-18	199
Number of participants with account balances	2015-11-18	199
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-11-18	0

Financial Data on SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN

Measure	Date	Value
2022 : SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-228,236
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$4,111,658
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$4,012,460
Expenses. Certain deemed distributions of participant loans	2022-12-31	$99,169
Value of total corrective distributions	2022-12-31	$29
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$405,931
Value of total assets at end of year	2022-12-31	$20,306
Value of total assets at beginning of year	2022-12-31	$4,360,200
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$0
Total interest from all sources	2022-12-31	$2,652
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$4,351
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2022-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$4,351
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$238,645
Participant contributions at end of year	2022-12-31	$0
Participant contributions at beginning of year	2022-12-31	$114,661
Participant contributions at end of year	2022-12-31	$0
Participant contributions at beginning of year	2022-12-31	$8,599
Value of other receiveables (less allowance for doubtful accounts) at end of year	2022-12-31	$86
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2022-12-31	$70
Total non interest bearing cash at end of year	2022-12-31	$20,220
Total non interest bearing cash at beginning of year	2022-12-31	$58,278
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-4,339,894
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$20,306
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$4,360,200
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$4,173,400
Interest on participant loans	2022-12-31	$2,652
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-641,170
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$167,286
Employer contributions (assets) at end of year	2022-12-31	$0
Employer contributions (assets) at beginning of year	2022-12-31	$5,192
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$4,012,460
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	PKF O'CONNOR DAVIES LLP
Accountancy firm EIN	2022-12-31	271728945
2021 : SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$1,146,460
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$261,292
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$247,550
Expenses. Certain deemed distributions of participant loans	2021-12-31	$13,742
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$686,852
Value of total assets at end of year	2021-12-31	$4,360,200
Value of total assets at beginning of year	2021-12-31	$3,475,032
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$0
Total interest from all sources	2021-12-31	$5,772
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$78,769
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan	2021-12-31	$0
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$78,769
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$408,766
Participant contributions at end of year	2021-12-31	$114,661
Participant contributions at beginning of year	2021-12-31	$117,516
Participant contributions at end of year	2021-12-31	$8,599
Participant contributions at beginning of year	2021-12-31	$6,836
Value of other receiveables (less allowance for doubtful accounts) at end of year	2021-12-31	$70
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2021-12-31	$1,490
Total non interest bearing cash at end of year	2021-12-31	$58,278
Total non interest bearing cash at beginning of year	2021-12-31	$57,883
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$885,168
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$4,360,200
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$3,475,032
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$4,173,400
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$3,286,903
Interest on participant loans	2021-12-31	$5,772
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$375,067
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$278,086
Employer contributions (assets) at end of year	2021-12-31	$5,192
Employer contributions (assets) at beginning of year	2021-12-31	$4,404
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$247,550
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	PKF O'CONNOR DAVIES LLP
Accountancy firm EIN	2021-12-31	271728945
2020 : SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$1,108,118
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$199,634
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$199,634
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$705,410
Value of total assets at end of year	2020-12-31	$3,475,032
Value of total assets at beginning of year	2020-12-31	$2,566,548
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$0
Total interest from all sources	2020-12-31	$6,844
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$90,617
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$90,617
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$416,464
Participant contributions at end of year	2020-12-31	$117,516
Participant contributions at beginning of year	2020-12-31	$119,404
Participant contributions at end of year	2020-12-31	$6,836
Participant contributions at beginning of year	2020-12-31	$9,527
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$-1,252
Value of other receiveables (less allowance for doubtful accounts) at end of year	2020-12-31	$1,490
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2020-12-31	$3,459
Total non interest bearing cash at end of year	2020-12-31	$57,883
Total non interest bearing cash at beginning of year	2020-12-31	$37,805
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$908,484
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$3,475,032
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$2,566,548
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$3,286,903
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$2,389,394
Interest on participant loans	2020-12-31	$6,844
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$305,247
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$290,198
Employer contributions (assets) at end of year	2020-12-31	$4,404
Employer contributions (assets) at beginning of year	2020-12-31	$6,959
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$199,634
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	KPMG LLC
Accountancy firm EIN	2020-12-31	135565207
2019 : SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$1,041,808
Total income from all sources (including contributions)	2019-12-31	$1,041,808
Total loss/gain on sale of assets	2019-12-31	$0
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$86,128
Total of all expenses incurred	2019-12-31	$86,128
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$86,128
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$86,128
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$656,947
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$656,947
Value of total assets at end of year	2019-12-31	$2,566,548
Value of total assets at beginning of year	2019-12-31	$1,610,868
Value of total assets at beginning of year	2019-12-31	$1,610,868
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$0
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$0
Total interest from all sources	2019-12-31	$4,168
Total interest from all sources	2019-12-31	$4,168
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$91,592
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$91,592
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$91,592
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$388,924
Contributions received from participants	2019-12-31	$388,924
Participant contributions at end of year	2019-12-31	$119,404
Participant contributions at end of year	2019-12-31	$119,404
Participant contributions at beginning of year	2019-12-31	$57,807
Participant contributions at beginning of year	2019-12-31	$57,807
Participant contributions at end of year	2019-12-31	$9,527
Participant contributions at end of year	2019-12-31	$9,527
Participant contributions at beginning of year	2019-12-31	$8,496
Participant contributions at beginning of year	2019-12-31	$8,496
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$-257
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$-257
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$3,459
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$3,459
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$142
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$142
Total non interest bearing cash at end of year	2019-12-31	$37,805
Total non interest bearing cash at end of year	2019-12-31	$37,805
Total non interest bearing cash at beginning of year	2019-12-31	$49,251
Total non interest bearing cash at beginning of year	2019-12-31	$49,251
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$955,680
Value of net income/loss	2019-12-31	$955,680
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$2,566,548
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$2,566,548
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$1,610,868
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$1,610,868
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$2,389,394
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$1,489,159
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$1,489,159
Interest on participant loans	2019-12-31	$4,168
Interest on participant loans	2019-12-31	$4,168
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$289,101
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$289,101
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$268,280
Contributions received in cash from employer	2019-12-31	$268,280
Employer contributions (assets) at end of year	2019-12-31	$6,959
Employer contributions (assets) at end of year	2019-12-31	$6,959
Employer contributions (assets) at beginning of year	2019-12-31	$6,013
Employer contributions (assets) at beginning of year	2019-12-31	$6,013
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$86,128
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$86,128
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	KPMG LLC
Accountancy firm name	2019-12-31	KPMG LLC
Accountancy firm EIN	2019-12-31	135565207
Accountancy firm EIN	2019-12-31	135565207
2018 : SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$462,765
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$167,212
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$167,212
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$556,702
Value of total assets at end of year	2018-12-31	$1,610,868
Value of total assets at beginning of year	2018-12-31	$1,315,315
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$0
Total interest from all sources	2018-12-31	$2,489
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$36,684
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$36,684
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$315,521
Participant contributions at end of year	2018-12-31	$57,807
Participant contributions at beginning of year	2018-12-31	$39,031
Participant contributions at end of year	2018-12-31	$8,496
Participant contributions at beginning of year	2018-12-31	$7,572
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$1,401
Value of other receiveables (less allowance for doubtful accounts) at end of year	2018-12-31	$142
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2018-12-31	$100
Total non interest bearing cash at end of year	2018-12-31	$49,251
Total non interest bearing cash at beginning of year	2018-12-31	$54,475
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$295,553
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$1,610,868
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$1,315,315
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$1,489,159
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$1,206,048
Interest on participant loans	2018-12-31	$2,489
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-133,110
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$239,780
Employer contributions (assets) at end of year	2018-12-31	$6,013
Employer contributions (assets) at beginning of year	2018-12-31	$8,089
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$167,212
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	KPMG LLC
Accountancy firm EIN	2018-12-31	135565207
2017 : SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$10,288
Total income from all sources (including contributions)	2017-12-31	$680,328
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$57,596
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$57,596
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$529,548
Value of total assets at end of year	2017-12-31	$1,315,315
Value of total assets at beginning of year	2017-12-31	$702,871
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$0
Total interest from all sources	2017-12-31	$2,199
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$22,823
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$22,823
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$15,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$260,412
Participant contributions at end of year	2017-12-31	$39,031
Participant contributions at beginning of year	2017-12-31	$2,159
Participant contributions at end of year	2017-12-31	$7,572
Participant contributions at beginning of year	2017-12-31	$6,792
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$3,971
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$100
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2017-12-31	$36
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2017-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2017-12-31	$10,288
Total non interest bearing cash at end of year	2017-12-31	$54,475
Total non interest bearing cash at beginning of year	2017-12-31	$30,979
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$622,732
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$1,315,315
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$692,583
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$1,206,048
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$656,529
Interest on participant loans	2017-12-31	$2,199
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$125,758
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$265,165
Employer contributions (assets) at end of year	2017-12-31	$8,089
Employer contributions (assets) at beginning of year	2017-12-31	$6,376
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$57,596
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	KPMG LLC
Accountancy firm EIN	2017-12-31	135565207
2016 : SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$10,288
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$658,377
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$28,824
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$28,824
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$622,028
Value of total assets at end of year	2016-12-31	$702,871
Value of total assets at beginning of year	2016-12-31	$63,030
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$0
Total interest from all sources	2016-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$12,332
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$12,332
Was this plan covered by a fidelity bond	2016-12-31	No
If this is an individual account plan, was there a blackout period	2016-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$319,856
Participant contributions at end of year	2016-12-31	$2,159
Participant contributions at beginning of year	2016-12-31	$0
Participant contributions at end of year	2016-12-31	$6,792
Participant contributions at beginning of year	2016-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$374
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$36
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$2
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2016-12-31	$10,288
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$0
Total non interest bearing cash at end of year	2016-12-31	$30,979
Total non interest bearing cash at beginning of year	2016-12-31	$14,372
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$629,553
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$692,583
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$63,030
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$656,529
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$48,656
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$24,017
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$301,798
Employer contributions (assets) at end of year	2016-12-31	$6,376
Employer contributions (assets) at beginning of year	2016-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$28,824
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	KPMG LLC
Accountancy firm EIN	2016-12-31	135565207
2015 : SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$63,030
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$0
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$63,004
Value of total assets at end of year	2015-12-31	$63,030
Value of total assets at beginning of year	2015-12-31	$0
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$0
Total interest from all sources	2015-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$995
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$995
Was this plan covered by a fidelity bond	2015-12-31	No
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$33,669
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$2
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$0
Total non interest bearing cash at end of year	2015-12-31	$14,372
Total non interest bearing cash at beginning of year	2015-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$63,030
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$63,030
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$0
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$48,656
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-969
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$29,335
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No

Form 5500 Responses for SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN

2022: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: SYNCHRONY FINANCIAL PUERTO RICO SAVINGS PLAN 2015 form 5500 responses
2015-11-18	Type of plan entity	Single employer plan
2015-11-18	First time form 5500 has been submitted	Yes
2015-11-18	Submission has been amended	No
2015-11-18	This submission is the final filing	No
2015-11-18	This return/report is a short plan year return/report (less than 12 months)	Yes
2015-11-18	Plan is a collectively bargained plan	No
2015-11-18	Plan funding arrangement – Trust	Yes
2015-11-18	Plan benefit arrangement - Trust	Yes

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Company Name:	SYNCHRONY FINANCIAL
Employer identification number (EIN):	510483352
NAIC Classification:	522291
NAIC Description:	Consumer Lending