401k Plan data: BOWLES RICE 401(K) PROFIT SHARING PLAN plan

BOWLES RICE 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan Name	BOWLES RICE 401(K) PROFIT SHARING PLAN
Plan identification number	002

BOWLES RICE 401(K) PROFIT SHARING PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Participant-directed brokerage accounts provided as an investment option under the plan.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

BOWLES RICE LLP has sponsored the creation of one or more 401k plans.

Company Name: BOWLES RICE LLP

Employer identification number (EIN): 550394186

NAIC Classification: 541110
NAIC Description: Offices of Lawyers

Form 5500 Filing Information

Submission information for form 5500 for 401k plan BOWLES RICE 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
002 2022-01-01 MARC MONTELEONE 2023-10-13 MARC MONTELEONE 2023-10-13
002 2021-01-01 MARC MONTELEONE 2022-10-14 MARC MONTELEONE 2022-10-14
002 2020-01-01 THOMAS A. HEYWOOD 2021-09-27 THOMAS A. HEYWOOD 2021-09-27
002 2019-01-01 THOMAS A. HEYWOOD 2020-10-12 THOMAS A. HEYWOOD 2020-10-12
002 2018-01-01 THOMAS A. HEYWOOD 2019-10-09 THOMAS A. HEYWOOD 2019-10-09
002 2017-01-01
002 2016-01-01
002 2015-01-01
002 2014-01-01 THOMAS HEYWOOD
002 2013-01-01 THOMAS HEYWOOD
002 2012-01-01 THOMAS HEYWOOD
002 2009-01-01 NANCY PONCE DE LEON

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
002	2022-01-01	MARC MONTELEONE	2023-10-13	MARC MONTELEONE	2023-10-13
002	2021-01-01	MARC MONTELEONE	2022-10-14	MARC MONTELEONE	2022-10-14
002	2020-01-01	THOMAS A. HEYWOOD	2021-09-27	THOMAS A. HEYWOOD	2021-09-27
002	2019-01-01	THOMAS A. HEYWOOD	2020-10-12	THOMAS A. HEYWOOD	2020-10-12
002	2018-01-01	THOMAS A. HEYWOOD	2019-10-09	THOMAS A. HEYWOOD	2019-10-09
002	2017-01-01
002	2016-01-01
002	2015-01-01
002	2014-01-01	THOMAS HEYWOOD
002	2013-01-01	THOMAS HEYWOOD
002	2012-01-01	THOMAS HEYWOOD
002	2009-01-01	NANCY PONCE DE LEON

Plan Statistics for BOWLES RICE 401(K) PROFIT SHARING PLAN

401k plan membership statisitcs for BOWLES RICE 401(K) PROFIT SHARING PLAN

Measure Date Value
2022: BOWLES RICE 401(K) PROFIT SHARING PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 247
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 174
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 80
Total of all active and inactive participants 2022-01-01 254
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 0
Total participants 2022-01-01 254
Number of participants with account balances 2022-01-01 254
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: BOWLES RICE 401(K) PROFIT SHARING PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 245
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 165
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 78
Total of all active and inactive participants 2021-01-01 243
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 243
Number of participants with account balances 2021-01-01 243
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 0
2020: BOWLES RICE 401(K) PROFIT SHARING PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 259
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 167
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 71
Total of all active and inactive participants 2020-01-01 238
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 238
Number of participants with account balances 2020-01-01 238
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 0
2019: BOWLES RICE 401(K) PROFIT SHARING PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 268
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 183
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 71
Total of all active and inactive participants 2019-01-01 254
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 254
Number of participants with account balances 2019-01-01 254
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 0
2018: BOWLES RICE 401(K) PROFIT SHARING PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 272
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 198
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 61
Total of all active and inactive participants 2018-01-01 259
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 259
Number of participants with account balances 2018-01-01 259
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: BOWLES RICE 401(K) PROFIT SHARING PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 293
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 200
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 70
Total of all active and inactive participants 2017-01-01 270
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 270
Number of participants with account balances 2017-01-01 270
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: BOWLES RICE 401(K) PROFIT SHARING PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 359
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 207
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 73
Total of all active and inactive participants 2016-01-01 280
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 280
Number of participants with account balances 2016-01-01 280
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: BOWLES RICE 401(K) PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 297
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 257
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 77
Total of all active and inactive participants 2015-01-01 334
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 334
Number of participants with account balances 2015-01-01 334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: BOWLES RICE 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 294
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 233
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 55
Total of all active and inactive participants 2014-01-01 288
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 288
Number of participants with account balances 2014-01-01 288
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: BOWLES RICE 401(K) PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 283
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 239
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 48
Total of all active and inactive participants 2013-01-01 287
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 287
Number of participants with account balances 2013-01-01 283
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 0
2012: BOWLES RICE 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 282
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 258
Number of retired or separated participants receiving benefits 2012-01-01 4
Number of other retired or separated participants entitled to future benefits 2012-01-01 13
Total of all active and inactive participants 2012-01-01 275
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 275
Number of participants with account balances 2012-01-01 272
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 0
2009: BOWLES RICE 401(K) PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 280
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 236
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 51
Total of all active and inactive participants 2009-01-01 287
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 287
Number of participants with account balances 2009-01-01 286
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 0

Measure	Date	Value
2022: BOWLES RICE 401(K) PROFIT SHARING PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	247
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	174
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	80
Total of all active and inactive participants	2022-01-01	254
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	0
Total participants	2022-01-01	254
Number of participants with account balances	2022-01-01	254
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: BOWLES RICE 401(K) PROFIT SHARING PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	245
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	165
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	78
Total of all active and inactive participants	2021-01-01	243
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	243
Number of participants with account balances	2021-01-01	243
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	0
2020: BOWLES RICE 401(K) PROFIT SHARING PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	259
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	167
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	71
Total of all active and inactive participants	2020-01-01	238
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	238
Number of participants with account balances	2020-01-01	238
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	0
2019: BOWLES RICE 401(K) PROFIT SHARING PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	268
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	183
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	71
Total of all active and inactive participants	2019-01-01	254
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	254
Number of participants with account balances	2019-01-01	254
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	0
2018: BOWLES RICE 401(K) PROFIT SHARING PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	272
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	198
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	61
Total of all active and inactive participants	2018-01-01	259
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	259
Number of participants with account balances	2018-01-01	259
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: BOWLES RICE 401(K) PROFIT SHARING PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	293
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	200
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	70
Total of all active and inactive participants	2017-01-01	270
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	270
Number of participants with account balances	2017-01-01	270
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: BOWLES RICE 401(K) PROFIT SHARING PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	359
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	207
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	73
Total of all active and inactive participants	2016-01-01	280
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	280
Number of participants with account balances	2016-01-01	280
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: BOWLES RICE 401(K) PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	297
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	257
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	77
Total of all active and inactive participants	2015-01-01	334
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	334
Number of participants with account balances	2015-01-01	334
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: BOWLES RICE 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	294
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	233
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	55
Total of all active and inactive participants	2014-01-01	288
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	288
Number of participants with account balances	2014-01-01	288
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: BOWLES RICE 401(K) PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	283
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	239
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	48
Total of all active and inactive participants	2013-01-01	287
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	287
Number of participants with account balances	2013-01-01	283
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	0
2012: BOWLES RICE 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	282
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	258
Number of retired or separated participants receiving benefits	2012-01-01	4
Number of other retired or separated participants entitled to future benefits	2012-01-01	13
Total of all active and inactive participants	2012-01-01	275
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	275
Number of participants with account balances	2012-01-01	272
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	0
2009: BOWLES RICE 401(K) PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	280
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	236
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	51
Total of all active and inactive participants	2009-01-01	287
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	287
Number of participants with account balances	2009-01-01	286
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	0

Financial Data on BOWLES RICE 401(K) PROFIT SHARING PLAN

Measure	Date	Value
2022 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2022 401k financial data
Total income from all sources (including contributions)	2022-12-31	$-6,667,597
Total of all expenses incurred	2022-12-31	$2,664,619
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$2,364,798
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$3,580,235
Value of total assets at end of year	2022-12-31	$59,552,332
Value of total assets at beginning of year	2022-12-31	$68,884,548
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$299,821
Total interest from all sources	2022-12-31	$77,239
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$712,418
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$712,418
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$1,392,285
Participant contributions at end of year	2022-12-31	$378,536
Participant contributions at beginning of year	2022-12-31	$507,954
Participant contributions at end of year	2022-12-31	$65,215
Participant contributions at beginning of year	2022-12-31	$94,963
Assets. Other investments not covered elsewhere at end of year	2022-12-31	$23,748,740
Assets. Other investments not covered elsewhere at beginning of year	2022-12-31	$26,503,534
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$303,590
Value of other receiveables (less allowance for doubtful accounts) at end of year	2022-12-31	$15,842
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2022-12-31	$11,277
Other income not declared elsewhere	2022-12-31	$-4,394,743
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-9,332,216
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$59,552,332
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$68,884,548
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$299,821
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$9,460,815
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$10,560,158
Interest on participant loans	2022-12-31	$23,420
Interest earned on other investments	2022-12-31	$53,819
Value of interest in common/collective trusts at end of year	2022-12-31	$23,865,667
Value of interest in common/collective trusts at beginning of year	2022-12-31	$29,477,578
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$1,827,208
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$1,547,532
Expenses. Payments to insurance carriers foe the provision of benefits	2022-12-31	$1,661
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-2,381,839
Net investment gain or loss from common/collective trusts	2022-12-31	$-4,260,907
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$1,884,360
Employer contributions (assets) at end of year	2022-12-31	$190,309
Employer contributions (assets) at beginning of year	2022-12-31	$181,552
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$2,363,137
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2022-12-31	550538163
2021 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2021 401k financial data
Total income from all sources (including contributions)	2021-12-31	$10,734,132
Total of all expenses incurred	2021-12-31	$3,484,547
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$3,171,281
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$3,232,256
Value of total assets at end of year	2021-12-31	$68,884,548
Value of total assets at beginning of year	2021-12-31	$61,634,963
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$313,266
Total interest from all sources	2021-12-31	$44,714
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$844,806
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$844,806
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$1,259,726
Participant contributions at end of year	2021-12-31	$507,954
Participant contributions at beginning of year	2021-12-31	$670,696
Participant contributions at end of year	2021-12-31	$94,963
Participant contributions at beginning of year	2021-12-31	$122,538
Assets. Other investments not covered elsewhere at end of year	2021-12-31	$26,503,534
Assets. Other investments not covered elsewhere at beginning of year	2021-12-31	$22,273,074
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$219,137
Value of other receiveables (less allowance for doubtful accounts) at end of year	2021-12-31	$11,277
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2021-12-31	$9,488
Other income not declared elsewhere	2021-12-31	$2,394,104
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$7,249,585
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$68,884,548
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$61,634,963
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$313,266
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$10,560,158
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$7,406,058
Interest on participant loans	2021-12-31	$35,297
Interest earned on other investments	2021-12-31	$9,417
Value of interest in common/collective trusts at end of year	2021-12-31	$29,477,578
Value of interest in common/collective trusts at beginning of year	2021-12-31	$27,516,494
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$1,547,532
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$3,502,869
Expenses. Payments to insurance carriers foe the provision of benefits	2021-12-31	$2,484
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$1,295,654
Net investment gain or loss from common/collective trusts	2021-12-31	$2,922,598
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$1,753,393
Employer contributions (assets) at end of year	2021-12-31	$181,552
Employer contributions (assets) at beginning of year	2021-12-31	$133,746
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$3,168,797
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2021-12-31	550538163
2020 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2020 401k financial data
Total income from all sources (including contributions)	2020-12-31	$9,878,955
Total of all expenses incurred	2020-12-31	$7,034,085
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$6,757,850
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$2,904,101
Value of total assets at end of year	2020-12-31	$61,634,963
Value of total assets at beginning of year	2020-12-31	$58,790,093
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$276,235
Total interest from all sources	2020-12-31	$68,053
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$571,325
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$571,325
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$1,213,905
Participant contributions at end of year	2020-12-31	$670,696
Participant contributions at beginning of year	2020-12-31	$647,703
Participant contributions at end of year	2020-12-31	$122,538
Participant contributions at beginning of year	2020-12-31	$135,766
Assets. Other investments not covered elsewhere at end of year	2020-12-31	$22,273,074
Assets. Other investments not covered elsewhere at beginning of year	2020-12-31	$24,921,895
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$8,879
Value of other receiveables (less allowance for doubtful accounts) at end of year	2020-12-31	$9,488
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2020-12-31	$12,994
Other income not declared elsewhere	2020-12-31	$2,313,184
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$2,844,870
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$61,634,963
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$58,790,093
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$276,235
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$7,406,058
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$5,872,634
Interest on participant loans	2020-12-31	$31,904
Interest earned on other investments	2020-12-31	$36,149
Value of interest in common/collective trusts at end of year	2020-12-31	$27,516,494
Value of interest in common/collective trusts at beginning of year	2020-12-31	$24,763,954
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$3,502,869
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2020-12-31	$2,270,927
Expenses. Payments to insurance carriers foe the provision of benefits	2020-12-31	$3,198
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$933,105
Net investment gain or loss from common/collective trusts	2020-12-31	$3,089,187
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$1,681,317
Employer contributions (assets) at end of year	2020-12-31	$133,746
Employer contributions (assets) at beginning of year	2020-12-31	$164,220
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$6,754,652
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2020-12-31	550538163
2019 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2019 401k financial data
Total income from all sources (including contributions)	2019-12-31	$12,629,683
Total income from all sources (including contributions)	2019-12-31	$12,629,683
Total of all expenses incurred	2019-12-31	$6,318,893
Total of all expenses incurred	2019-12-31	$6,318,893
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$5,975,484
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$2,955,691
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$2,955,691
Value of total assets at end of year	2019-12-31	$58,790,093
Value of total assets at end of year	2019-12-31	$58,790,093
Value of total assets at beginning of year	2019-12-31	$52,479,303
Value of total assets at beginning of year	2019-12-31	$52,479,303
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$343,409
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$343,409
Total interest from all sources	2019-12-31	$166,184
Total interest from all sources	2019-12-31	$166,184
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$676,727
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$676,727
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$676,727
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$676,727
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$1,212,571
Contributions received from participants	2019-12-31	$1,212,571
Participant contributions at end of year	2019-12-31	$647,703
Participant contributions at beginning of year	2019-12-31	$684,172
Participant contributions at beginning of year	2019-12-31	$684,172
Participant contributions at end of year	2019-12-31	$135,766
Participant contributions at end of year	2019-12-31	$135,766
Participant contributions at beginning of year	2019-12-31	$159,552
Participant contributions at beginning of year	2019-12-31	$159,552
Assets. Other investments not covered elsewhere at end of year	2019-12-31	$24,921,895
Assets. Other investments not covered elsewhere at beginning of year	2019-12-31	$25,264,361
Assets. Other investments not covered elsewhere at beginning of year	2019-12-31	$25,264,361
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$12,994
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$12,994
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$128,894
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$128,894
Other income not declared elsewhere	2019-12-31	$3,763,117
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$6,310,790
Value of net income/loss	2019-12-31	$6,310,790
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$58,790,093
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$58,790,093
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$52,479,303
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$52,479,303
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$343,409
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$5,872,634
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$4,380,419
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$4,380,419
Interest on participant loans	2019-12-31	$37,781
Interest on participant loans	2019-12-31	$37,781
Interest earned on other investments	2019-12-31	$128,403
Interest earned on other investments	2019-12-31	$128,403
Value of interest in common/collective trusts at end of year	2019-12-31	$24,763,954
Value of interest in common/collective trusts at end of year	2019-12-31	$24,763,954
Value of interest in common/collective trusts at beginning of year	2019-12-31	$20,294,733
Value of interest in common/collective trusts at beginning of year	2019-12-31	$20,294,733
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2019-12-31	$2,270,927
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$1,452,711
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2019-12-31	$1,452,711
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$3,911
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$3,911
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,124,729
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,124,729
Net investment gain/loss from pooled separate accounts	2019-12-31	$0
Net investment gain/loss from pooled separate accounts	2019-12-31	$0
Net investment gain or loss from common/collective trusts	2019-12-31	$3,943,235
Net investment gain or loss from common/collective trusts	2019-12-31	$3,943,235
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$1,743,120
Employer contributions (assets) at end of year	2019-12-31	$164,220
Employer contributions (assets) at end of year	2019-12-31	$164,220
Employer contributions (assets) at beginning of year	2019-12-31	$114,461
Employer contributions (assets) at beginning of year	2019-12-31	$114,461
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$5,971,573
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$5,971,573
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm name	2019-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2019-12-31	550538163
Accountancy firm EIN	2019-12-31	550538163
2018 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2018 401k financial data
Total income from all sources (including contributions)	2018-12-31	$-927,173
Total of all expenses incurred	2018-12-31	$4,608,036
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$4,244,974
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$3,394,887
Value of total assets at end of year	2018-12-31	$52,479,303
Value of total assets at beginning of year	2018-12-31	$58,014,512
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$363,062
Total interest from all sources	2018-12-31	$124,736
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$772,075
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$772,075
Administrative expenses professional fees incurred	2018-12-31	$0
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$500,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$1,216,842
Participant contributions at end of year	2018-12-31	$684,172
Participant contributions at beginning of year	2018-12-31	$518,140
Participant contributions at end of year	2018-12-31	$159,552
Participant contributions at beginning of year	2018-12-31	$168,101
Assets. Other investments not covered elsewhere at end of year	2018-12-31	$25,264,361
Assets. Other investments not covered elsewhere at beginning of year	2018-12-31	$32,445,303
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$400,616
Value of other receiveables (less allowance for doubtful accounts) at end of year	2018-12-31	$128,894
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2018-12-31	$21,752
Other income not declared elsewhere	2018-12-31	$-3,551,756
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-5,535,209
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$52,479,303
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$58,014,512
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$363,062
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$4,380,419
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$822,197
Interest on participant loans	2018-12-31	$29,729
Interest earned on other investments	2018-12-31	$95,007
Value of interest in common/collective trusts at end of year	2018-12-31	$20,294,733
Value of interest in common/collective trusts at beginning of year	2018-12-31	$23,888,015
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year	2018-12-31	$954
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year	2018-12-31	$954
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2018-12-31	$1,452,711
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$2,484
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-498,411
Net investment gain or loss from common/collective trusts	2018-12-31	$-1,168,704
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	No
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$1,777,429
Employer contributions (assets) at end of year	2018-12-31	$114,461
Employer contributions (assets) at beginning of year	2018-12-31	$150,050
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$4,242,490
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2018-12-31	550538163
2017 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2017 401k financial data
Total income from all sources (including contributions)	2017-12-31	$11,561,890
Total of all expenses incurred	2017-12-31	$4,937,081
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$4,686,712
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$3,328,463
Value of total assets at end of year	2017-12-31	$58,014,512
Value of total assets at beginning of year	2017-12-31	$51,389,703
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$250,369
Total interest from all sources	2017-12-31	$67,173
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$903,920
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$903,920
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$500,000
If this is an individual account plan, was there a blackout period	2017-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$1,296,192
Participant contributions at end of year	2017-12-31	$518,140
Participant contributions at beginning of year	2017-12-31	$510,821
Participant contributions at end of year	2017-12-31	$168,101
Participant contributions at beginning of year	2017-12-31	$187,130
Assets. Other investments not covered elsewhere at end of year	2017-12-31	$32,445,303
Assets. Other investments not covered elsewhere at beginning of year	2017-12-31	$28,645,153
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$57,168
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2017-12-31	$210
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$21,752
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2017-12-31	$26,522
Other income not declared elsewhere	2017-12-31	$4,025,160
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$6,624,809
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$58,014,512
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$51,389,703
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$250,369
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$822,197
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$11,230,000
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$0
Interest on participant loans	2017-12-31	$22,822
Interest earned on other investments	2017-12-31	$44,351
Value of interest in common/collective trusts at end of year	2017-12-31	$23,888,015
Value of interest in common/collective trusts at beginning of year	2017-12-31	$10,651,106
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year	2017-12-31	$954
Expenses. Payments to insurance carriers foe the provision of benefits	2017-12-31	$4,228
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$3,237,174
Net investment gain or loss from common/collective trusts	2017-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$1,975,103
Employer contributions (assets) at end of year	2017-12-31	$150,050
Employer contributions (assets) at beginning of year	2017-12-31	$138,971
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$4,682,274
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2017-12-31	Yes
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2017-12-31	550538163
2016 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$6,953,453
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$8,806,324
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$8,604,270
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$3,327,058
Value of total assets at end of year	2016-12-31	$51,389,703
Value of total assets at beginning of year	2016-12-31	$53,242,574
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$202,054
Total interest from all sources	2016-12-31	$20,401
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$500,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$1,339,803
Participant contributions at end of year	2016-12-31	$510,821
Participant contributions at beginning of year	2016-12-31	$506,365
Participant contributions at end of year	2016-12-31	$187,130
Participant contributions at beginning of year	2016-12-31	$223,656
Assets. Other investments not covered elsewhere at end of year	2016-12-31	$28,645,153
Assets. Other investments not covered elsewhere at beginning of year	2016-12-31	$31,325,005
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$415
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$26,522
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$33,523
Other income not declared elsewhere	2016-12-31	$77,498
Administrative expenses (other) incurred	2016-12-31	$3,215
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$-1,852,871
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$51,389,703
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$53,242,574
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Investment advisory and management fees	2016-12-31	$176,552
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$11,230,000
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$10,759,656
Interest on participant loans	2016-12-31	$20,401
Value of interest in common/collective trusts at end of year	2016-12-31	$10,651,106
Value of interest in common/collective trusts at beginning of year	2016-12-31	$10,181,987
Expenses. Payments to insurance carriers foe the provision of benefits	2016-12-31	$5,588
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$3,528,496
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$1,986,840
Employer contributions (assets) at end of year	2016-12-31	$138,971
Employer contributions (assets) at beginning of year	2016-12-31	$212,382
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$8,598,682
Contract administrator fees	2016-12-31	$22,287
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2016-12-31	550538163
2015 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$2,736,686
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$4,670,080
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$4,453,291
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$3,609,509
Value of total assets at end of year	2015-12-31	$53,242,574
Value of total assets at beginning of year	2015-12-31	$55,175,968
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$216,789
Total interest from all sources	2015-12-31	$22,676
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$1,419,082
Participant contributions at end of year	2015-12-31	$506,365
Participant contributions at beginning of year	2015-12-31	$641,735
Participant contributions at end of year	2015-12-31	$223,656
Participant contributions at beginning of year	2015-12-31	$203,115
Assets. Other investments not covered elsewhere at end of year	2015-12-31	$31,325,005
Assets. Other investments not covered elsewhere at beginning of year	2015-12-31	$33,045,957
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$32,137
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$33,523
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$37,166
Other income not declared elsewhere	2015-12-31	$33,058
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$-1,933,394
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$53,242,574
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$55,175,968
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Investment advisory and management fees	2015-12-31	$207,826
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$10,759,656
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$10,778,582
Interest on participant loans	2015-12-31	$22,676
Value of interest in common/collective trusts at end of year	2015-12-31	$10,181,987
Value of interest in common/collective trusts at beginning of year	2015-12-31	$10,284,049
Expenses. Payments to insurance carriers foe the provision of benefits	2015-12-31	$4,485
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-928,557
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$2,158,290
Employer contributions (assets) at end of year	2015-12-31	$212,382
Employer contributions (assets) at beginning of year	2015-12-31	$185,364
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$4,448,806
Contract administrator fees	2015-12-31	$8,963
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2015-12-31	550538163
2014 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$6,195,160
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$3,943,748
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$3,737,262
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$3,656,332
Value of total assets at end of year	2014-12-31	$55,175,968
Value of total assets at beginning of year	2014-12-31	$52,924,556
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$206,486
Total interest from all sources	2014-12-31	$26,857
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$500,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$1,292,439
Participant contributions at end of year	2014-12-31	$641,735
Participant contributions at beginning of year	2014-12-31	$782,771
Participant contributions at end of year	2014-12-31	$203,115
Participant contributions at beginning of year	2014-12-31	$266,995
Assets. Other investments not covered elsewhere at end of year	2014-12-31	$33,045,957
Assets. Other investments not covered elsewhere at beginning of year	2014-12-31	$31,895,087
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$284,450
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$37,166
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$36,942
Other income not declared elsewhere	2014-12-31	$1,342,768
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$2,251,412
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$55,175,968
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$52,924,556
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Investment advisory and management fees	2014-12-31	$189,231
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$10,778,582
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$10,041,853
Interest on participant loans	2014-12-31	$26,857
Value of interest in common/collective trusts at end of year	2014-12-31	$10,284,049
Value of interest in common/collective trusts at beginning of year	2014-12-31	$9,677,020
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$5,405
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$1,169,203
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	No
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$2,079,443
Employer contributions (assets) at end of year	2014-12-31	$185,364
Employer contributions (assets) at beginning of year	2014-12-31	$223,888
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$3,731,857
Contract administrator fees	2014-12-31	$17,255
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2014-12-31	550538163
2013 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$11,735,635
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$2,685,522
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$2,517,703
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$3,290,761
Value of total assets at end of year	2013-12-31	$52,924,556
Value of total assets at beginning of year	2013-12-31	$43,874,443
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$167,819
Total interest from all sources	2013-12-31	$27,877
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$500,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Contributions received from participants	2013-12-31	$1,216,975
Participant contributions at end of year	2013-12-31	$782,771
Participant contributions at beginning of year	2013-12-31	$704,283
Participant contributions at end of year	2013-12-31	$266,995
Participant contributions at beginning of year	2013-12-31	$215,020
Assets. Other investments not covered elsewhere at end of year	2013-12-31	$31,895,087
Assets. Other investments not covered elsewhere at beginning of year	2013-12-31	$25,589,195
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$12,406
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$36,942
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$0
Other income not declared elsewhere	2013-12-31	$5,185,329
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$9,050,113
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$52,924,556
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$43,874,443
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Investment advisory and management fees	2013-12-31	$159,556
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$10,041,853
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$17,124,185
Interest on participant loans	2013-12-31	$27,877
Value of interest in common/collective trusts at end of year	2013-12-31	$9,677,020
Value of interest in common/collective trusts at beginning of year	2013-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$7,609
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$3,231,668
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	No
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$2,061,380
Employer contributions (assets) at end of year	2013-12-31	$223,888
Employer contributions (assets) at beginning of year	2013-12-31	$241,760
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$2,510,094
Contract administrator fees	2013-12-31	$8,263
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	SUTTLE & STALNAKER PLLC
Accountancy firm EIN	2013-12-31	550538163
2012 : BOWLES RICE 401(K) PROFIT SHARING PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$7,457,479
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$3,116,906
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$2,975,236
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$3,224,354
Value of total assets at end of year	2012-12-31	$43,874,443
Value of total assets at beginning of year	2012-12-31	$39,533,870
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$141,670
Total interest from all sources	2012-12-31	$28,435
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$500,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Contributions received from participants	2012-12-31	$994,618
Participant contributions at end of year	2012-12-31	$704,283
Participant contributions at beginning of year	2012-12-31	$761,977
Participant contributions at end of year	2012-12-31	$215,020
Participant contributions at beginning of year	2012-12-31	$160,426
Assets. Other investments not covered elsewhere at end of year	2012-12-31	$25,589,195
Assets. Other investments not covered elsewhere at beginning of year	2012-12-31	$24,829,692
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$204,180
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2012-12-31	$849
Other income not declared elsewhere	2012-12-31	$2,251,414
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$4,340,573
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$43,874,443
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$39,533,870
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Investment advisory and management fees	2012-12-31	$133,996
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$17,124,185
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$13,532,061
Interest on participant loans	2012-12-31	$28,435
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$6,005
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$1,953,276
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$2,025,556
Employer contributions (assets) at end of year	2012-12-31	$241,760
Employer contributions (assets) at beginning of year	2012-12-31	$249,714
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$2,968,382
Contract administrator fees	2012-12-31	$7,674
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	DIXON HUGHES GOODMAN LLP
Accountancy firm EIN	2012-12-31	560747981

Form 5500 Responses for BOWLES RICE 401(K) PROFIT SHARING PLAN

2022: BOWLES RICE 401(K) PROFIT SHARING PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: BOWLES RICE 401(K) PROFIT SHARING PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: BOWLES RICE 401(K) PROFIT SHARING PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: BOWLES RICE 401(K) PROFIT SHARING PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: BOWLES RICE 401(K) PROFIT SHARING PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	No
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement – Insurance	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: BOWLES RICE 401(K) PROFIT SHARING PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: BOWLES RICE 401(K) PROFIT SHARING PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: BOWLES RICE 401(K) PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: BOWLES RICE 401(K) PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: BOWLES RICE 401(K) PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	Submission has been amended	No
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: BOWLES RICE 401(K) PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	Submission has been amended	No
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2009: BOWLES RICE 401(K) PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

860653

Policy instance

Insurance contract or identification number	860653
Number of Individuals Covered	232
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

860653

Policy instance

Insurance contract or identification number	860653
Number of Individuals Covered	221
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

860653

Policy instance

Insurance contract or identification number	860653
Number of Individuals Covered	216
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

860653

Policy instance

Insurance contract or identification number	860653
Number of Individuals Covered	224
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

860653

Policy instance

Insurance contract or identification number	860653
Number of Individuals Covered	224
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0

VOYA RETIRIEMENT INSURANCE AND ANNUITY COMPANY (National Association of Insurance Commissioners NAIC id number: 86509 )

Policy contract number

860653

Policy instance

Insurance contract or identification number	860653
Number of Individuals Covered	226
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0

MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 65935 )

Policy contract number

4821674

Policy instance

Insurance contract or identification number	4821674
Number of Individuals Covered	1
Insurance policy start date	2015-01-01
Insurance policy end date	2015-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Are there contracts with allocated funds for individual policies?	Yes
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Insurance broker organization code?	3
Insurance broker name	JEFFREY W. SLATTERY

NORTHWESTERN MUTUAL (National Association of Insurance Commissioners NAIC id number: 67091 )

Policy contract number

16066

Policy instance

Insurance contract or identification number	16066
Number of Individuals Covered	1
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $120
Are there contracts with allocated funds for individual policies?	Yes
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	120
Additional information about fees paid to insurance broker	FEES
Insurance broker organization code?	3
Insurance broker name	JAMES SCHOFIELD DOBBS

NORTHWESTERN MUTUAL (National Association of Insurance Commissioners NAIC id number: 67091 )

Policy contract number

44013

Policy instance

Insurance contract or identification number	44013
Number of Individuals Covered	1
Insurance policy start date	2014-01-01
Insurance policy end date	2014-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $35
Are there contracts with allocated funds for individual policies?	Yes
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	35
Additional information about fees paid to insurance broker	PERSISTENCY FEES
Insurance broker organization code?	3
Insurance broker name	MICHAEL A OLIVERIO

NORTHWESTERN MUTUAL (National Association of Insurance Commissioners NAIC id number: 67091 )

Policy contract number

44013

Policy instance

Insurance contract or identification number	44013
Number of Individuals Covered	1
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $35
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	35
Additional information about fees paid to insurance broker	PERSISTENCY FEES
Insurance broker organization code?	3
Insurance broker name	MICHAEL A OLIVERIO

NORTHWESTERN MUTUAL (National Association of Insurance Commissioners NAIC id number: 67091 )

Policy contract number

16066

Policy instance

Insurance contract or identification number	16066
Number of Individuals Covered	1
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

NORTHWESTERN MUTUAL (National Association of Insurance Commissioners NAIC id number: 67091 )

Policy contract number

26180

Policy instance

Insurance contract or identification number	26180
Number of Individuals Covered	1
Insurance policy start date	2013-01-01
Insurance policy end date	2013-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $21
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	21
Additional information about fees paid to insurance broker	PERSISTENCY FEES
Insurance broker organization code?	3
Insurance broker name	WAYNE L. CROWTHER

NORTHWESTERN MUTUAL (National Association of Insurance Commissioners NAIC id number: 67091 )

Policy contract number

26180

Policy instance

Insurance contract or identification number	26180
Number of Individuals Covered	1
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $21
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	21
Additional information about fees paid to insurance broker	PERSISTENCY FEES
Insurance broker organization code?	3
Insurance broker name	WAYNE L. CROWTHER

NORTHWESTERN MUTUAL (National Association of Insurance Commissioners NAIC id number: 67091 )

Policy contract number

44013

Policy instance

Insurance contract or identification number	44013
Number of Individuals Covered	1
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $35
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Amount paid for insurance broker fees	35
Additional information about fees paid to insurance broker	PERSISTENCY FEES
Insurance broker organization code?	3
Insurance broker name	MICHAEL A OLIVERIO

NORTHWESTERN MUTUAL (National Association of Insurance Commissioners NAIC id number: 67091 )

Policy contract number

16066

Policy instance

Insurance contract or identification number	16066
Number of Individuals Covered	2
Insurance policy start date	2012-01-01
Insurance policy end date	2012-12-31
Are there contracts with allocated funds for individual policies?	No
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	No
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

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Company Name:	BOWLES RICE LLP
Employer identification number (EIN):	550394186
NAIC Classification:	541110
NAIC Description:	Offices of Lawyers