401k Plan data: RFC RETIREMENT PLAN plan

RFC RETIREMENT PLAN 401k Plan overview

Plan Name	RFC RETIREMENT PLAN
Plan identification number	001

RFC RETIREMENT PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

ROMANOFF FLOOR COVERING, INC. has sponsored the creation of one or more 401k plans.

Company Name: ROMANOFF FLOOR COVERING, INC.

Employer identification number (EIN): 581349072

NAIC Classification: 238300

Additional information about ROMANOFF FLOOR COVERING, INC.

Jurisdiction of Incorporation: Georgia Department of States Corporations Division

Incorporation Date: 1997-07-29

Company Identification Number: 1031965

Legal Registered Office Address: 3100 JONQUIL DRIVE SE

SMYRNA
United States of America (USA)
30080-3706

More information about ROMANOFF FLOOR COVERING, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RFC RETIREMENT PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2018-01-01
001 2017-01-01 AL PERRECA
001 2016-01-01 AL PERRECA
001 2015-01-01 AL PERRECA
001 2014-01-01 AL PERRECA
001 2013-01-01 MARK A SIMPSON 2014-07-29 MARK A SIMPSON 2014-07-29
001 2012-01-01 DOUGLAS P ROMANOFF 2013-07-12
001 2011-01-01 DOUGLAS P ROMANOFF 2012-07-30
001 2010-01-01 DOUGLAS ROMANOFF 2011-10-11

Plan id#	Filing Submission Date	Name of Administrator	Date Administrator Signed	Name of Company Sponsor	Date Sponsor Signed
001	2022-01-01
001	2021-01-01
001	2020-01-01
001	2019-01-01
001	2018-01-01
001	2018-01-01
001	2017-01-01	AL PERRECA
001	2016-01-01	AL PERRECA
001	2015-01-01	AL PERRECA
001	2014-01-01	AL PERRECA
001	2013-01-01	MARK A SIMPSON	2014-07-29	MARK A SIMPSON	2014-07-29
001	2012-01-01	DOUGLAS P ROMANOFF	2013-07-12
001	2011-01-01	DOUGLAS P ROMANOFF	2012-07-30
001	2010-01-01	DOUGLAS ROMANOFF	2011-10-11

Plan Statistics for RFC RETIREMENT PLAN

401k plan membership statisitcs for RFC RETIREMENT PLAN

Measure Date Value
2022: RFC RETIREMENT PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 484
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 181
Number of retired or separated participants receiving benefits 2022-01-01 6
Number of other retired or separated participants entitled to future benefits 2022-01-01 92
Total of all active and inactive participants 2022-01-01 279
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 1
Total participants 2022-01-01 280
Number of participants with account balances 2022-01-01 194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 0
2021: RFC RETIREMENT PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 418
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 258
Number of retired or separated participants receiving benefits 2021-01-01 104
Number of other retired or separated participants entitled to future benefits 2021-01-01 109
Total of all active and inactive participants 2021-01-01 471
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 0
Total participants 2021-01-01 471
Number of participants with account balances 2021-01-01 333
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 4
2020: RFC RETIREMENT PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 472
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 198
Number of retired or separated participants receiving benefits 2020-01-01 27
Number of other retired or separated participants entitled to future benefits 2020-01-01 98
Total of all active and inactive participants 2020-01-01 323
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 0
Total participants 2020-01-01 323
Number of participants with account balances 2020-01-01 267
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 12
2019: RFC RETIREMENT PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 497
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 384
Number of retired or separated participants receiving benefits 2019-01-01 15
Number of other retired or separated participants entitled to future benefits 2019-01-01 115
Total of all active and inactive participants 2019-01-01 514
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 0
Total participants 2019-01-01 514
Number of participants with account balances 2019-01-01 343
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 5
2018: RFC RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 595
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 489
Number of retired or separated participants receiving benefits 2018-01-01 11
Number of other retired or separated participants entitled to future benefits 2018-01-01 66
Total of all active and inactive participants 2018-01-01 566
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 0
Total participants 2018-01-01 566
Number of participants with account balances 2018-01-01 320
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 0
2017: RFC RETIREMENT PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 661
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 541
Number of retired or separated participants receiving benefits 2017-01-01 6
Number of other retired or separated participants entitled to future benefits 2017-01-01 45
Total of all active and inactive participants 2017-01-01 592
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 0
Total participants 2017-01-01 592
Number of participants with account balances 2017-01-01 321
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 0
2016: RFC RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 531
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 573
Number of retired or separated participants receiving benefits 2016-01-01 3
Number of other retired or separated participants entitled to future benefits 2016-01-01 54
Total of all active and inactive participants 2016-01-01 630
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 0
Total participants 2016-01-01 630
Number of participants with account balances 2016-01-01 351
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 0
2015: RFC RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 449
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 519
Number of retired or separated participants receiving benefits 2015-01-01 6
Number of other retired or separated participants entitled to future benefits 2015-01-01 33
Total of all active and inactive participants 2015-01-01 558
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 558
Number of participants with account balances 2015-01-01 297
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 0
2014: RFC RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 185
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 426
Number of retired or separated participants receiving benefits 2014-01-01 2
Number of other retired or separated participants entitled to future benefits 2014-01-01 33
Total of all active and inactive participants 2014-01-01 461
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 461
Number of participants with account balances 2014-01-01 160
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0

Measure	Date	Value
2022: RFC RETIREMENT PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	484
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	181
Number of retired or separated participants receiving benefits	2022-01-01	6
Number of other retired or separated participants entitled to future benefits	2022-01-01	92
Total of all active and inactive participants	2022-01-01	279
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	1
Total participants	2022-01-01	280
Number of participants with account balances	2022-01-01	194
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	0
2021: RFC RETIREMENT PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	418
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	258
Number of retired or separated participants receiving benefits	2021-01-01	104
Number of other retired or separated participants entitled to future benefits	2021-01-01	109
Total of all active and inactive participants	2021-01-01	471
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	0
Total participants	2021-01-01	471
Number of participants with account balances	2021-01-01	333
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	4
2020: RFC RETIREMENT PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	472
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	198
Number of retired or separated participants receiving benefits	2020-01-01	27
Number of other retired or separated participants entitled to future benefits	2020-01-01	98
Total of all active and inactive participants	2020-01-01	323
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	0
Total participants	2020-01-01	323
Number of participants with account balances	2020-01-01	267
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	12
2019: RFC RETIREMENT PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	497
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	384
Number of retired or separated participants receiving benefits	2019-01-01	15
Number of other retired or separated participants entitled to future benefits	2019-01-01	115
Total of all active and inactive participants	2019-01-01	514
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	0
Total participants	2019-01-01	514
Number of participants with account balances	2019-01-01	343
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	5
2018: RFC RETIREMENT PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	595
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	489
Number of retired or separated participants receiving benefits	2018-01-01	11
Number of other retired or separated participants entitled to future benefits	2018-01-01	66
Total of all active and inactive participants	2018-01-01	566
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	0
Total participants	2018-01-01	566
Number of participants with account balances	2018-01-01	320
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	0
2017: RFC RETIREMENT PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	661
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	541
Number of retired or separated participants receiving benefits	2017-01-01	6
Number of other retired or separated participants entitled to future benefits	2017-01-01	45
Total of all active and inactive participants	2017-01-01	592
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	0
Total participants	2017-01-01	592
Number of participants with account balances	2017-01-01	321
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	0
2016: RFC RETIREMENT PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	531
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	573
Number of retired or separated participants receiving benefits	2016-01-01	3
Number of other retired or separated participants entitled to future benefits	2016-01-01	54
Total of all active and inactive participants	2016-01-01	630
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	0
Total participants	2016-01-01	630
Number of participants with account balances	2016-01-01	351
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	0
2015: RFC RETIREMENT PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	449
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	519
Number of retired or separated participants receiving benefits	2015-01-01	6
Number of other retired or separated participants entitled to future benefits	2015-01-01	33
Total of all active and inactive participants	2015-01-01	558
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	558
Number of participants with account balances	2015-01-01	297
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	0
2014: RFC RETIREMENT PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	185
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	426
Number of retired or separated participants receiving benefits	2014-01-01	2
Number of other retired or separated participants entitled to future benefits	2014-01-01	33
Total of all active and inactive participants	2014-01-01	461
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	461
Number of participants with account balances	2014-01-01	160
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0

Financial Data on RFC RETIREMENT PLAN

Measure	Date	Value
2022 : RFC RETIREMENT PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-678,695
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$1,105,460
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$1,034,904
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$943,662
Value of total assets at end of year	2022-12-31	$7,868,705
Value of total assets at beginning of year	2022-12-31	$9,652,860
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$70,556
Total interest from all sources	2022-12-31	$6,906
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$651,868
Participant contributions at end of year	2022-12-31	$100,952
Participant contributions at beginning of year	2022-12-31	$126,001
Participant contributions at end of year	2022-12-31	$0
Participant contributions at beginning of year	2022-12-31	$73
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$2,290
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-1,784,155
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$7,868,705
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$9,652,860
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$7,707,534
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$9,481,993
Interest on participant loans	2022-12-31	$6,906
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2022-12-31	$60,219
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2022-12-31	$44,744
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-1,629,263
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$289,504
Employer contributions (assets) at end of year	2022-12-31	$0
Employer contributions (assets) at beginning of year	2022-12-31	$49
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$1,034,904
Contract administrator fees	2022-12-31	$70,556
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	BENNETT THRASHER
Accountancy firm EIN	2022-12-31	581673613
2021 : RFC RETIREMENT PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$2,203,782
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$1,696,858
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$1,633,806
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$957,660
Value of total assets at end of year	2021-12-31	$9,652,860
Value of total assets at beginning of year	2021-12-31	$9,145,936
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$63,052
Total interest from all sources	2021-12-31	$12,878
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$643,535
Participant contributions at end of year	2021-12-31	$126,001
Participant contributions at beginning of year	2021-12-31	$289,627
Participant contributions at end of year	2021-12-31	$73
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$10,128
Other income not declared elsewhere	2021-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$506,924
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$9,652,860
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$9,145,936
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$63,052
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$9,481,993
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$8,720,943
Interest on participant loans	2021-12-31	$12,878
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2021-12-31	$44,744
Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year	2021-12-31	$135,366
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$1,233,244
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$303,997
Employer contributions (assets) at end of year	2021-12-31	$49
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$1,633,806
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	BENNETT THRASHER
Accountancy firm EIN	2021-12-31	581673613
2020 : RFC RETIREMENT PLAN 2020 401k financial data
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$2,193,036
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$955,507
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$890,831
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$1,072,779
Value of total assets at end of year	2020-12-31	$9,145,936
Value of total assets at beginning of year	2020-12-31	$7,908,407
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$64,676
Total interest from all sources	2020-12-31	$16,802
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Contributions received from participants	2020-12-31	$661,534
Participant contributions at end of year	2020-12-31	$289,627
Participant contributions at beginning of year	2020-12-31	$318,385
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$17,593
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$1,237,529
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$9,145,936
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$7,908,407
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Investment advisory and management fees	2020-12-31	$64,676
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$8,720,943
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$7,590,022
Interest on participant loans	2020-12-31	$16,802
Value of funds held in insurance company general accounts (unallocated contracts) at end of year	2020-12-31	$135,366
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$1,103,455
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$393,652
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$890,831
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Opinion of an independent qualified public accountant for this plan	2020-12-31	Disclaimer
Accountancy firm name	2020-12-31	BENNETT THRASHER
Accountancy firm EIN	2020-12-31	581673613
2019 : RFC RETIREMENT PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$4,544
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$4,544
Total income from all sources (including contributions)	2019-12-31	$2,528,319
Total income from all sources (including contributions)	2019-12-31	$2,528,319
Total loss/gain on sale of assets	2019-12-31	$0
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$1,319,038
Total of all expenses incurred	2019-12-31	$1,319,038
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,271,055
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$1,271,055
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,222,373
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$1,222,373
Value of total assets at end of year	2019-12-31	$7,908,407
Value of total assets at end of year	2019-12-31	$7,908,407
Value of total assets at beginning of year	2019-12-31	$6,703,670
Value of total assets at beginning of year	2019-12-31	$6,703,670
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$47,983
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$47,983
Total interest from all sources	2019-12-31	$21,232
Total interest from all sources	2019-12-31	$21,232
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$0
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Was this plan covered by a fidelity bond	2019-12-31	Yes
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$1,000,000
Value of fidelity bond cover	2019-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2019-12-31	Yes
If this is an individual account plan, was there a blackout period	2019-12-31	Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Contributions received from participants	2019-12-31	$749,859
Contributions received from participants	2019-12-31	$749,859
Participant contributions at end of year	2019-12-31	$318,385
Participant contributions at end of year	2019-12-31	$318,385
Participant contributions at beginning of year	2019-12-31	$352,226
Participant contributions at beginning of year	2019-12-31	$352,226
Participant contributions at beginning of year	2019-12-31	$1,260
Participant contributions at beginning of year	2019-12-31	$1,260
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$44,856
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$44,856
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$910
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$910
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2019-12-31	$4,544
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2019-12-31	$4,544
Total non interest bearing cash at beginning of year	2019-12-31	$2,827
Total non interest bearing cash at beginning of year	2019-12-31	$2,827
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$1,209,281
Value of net income/loss	2019-12-31	$1,209,281
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$7,908,407
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$7,908,407
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$6,699,126
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$6,699,126
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Investment advisory and management fees	2019-12-31	$47,983
Investment advisory and management fees	2019-12-31	$47,983
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$7,590,022
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$7,590,022
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$6,132,189
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$6,132,189
Interest on participant loans	2019-12-31	$21,232
Interest on participant loans	2019-12-31	$21,232
Value of interest in common/collective trusts at beginning of year	2019-12-31	$214,150
Value of interest in common/collective trusts at beginning of year	2019-12-31	$214,150
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,284,714
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,284,714
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	Yes
Was there a failure to transmit to the plan any participant contributions	2019-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$427,658
Contributions received in cash from employer	2019-12-31	$427,658
Employer contributions (assets) at beginning of year	2019-12-31	$108
Employer contributions (assets) at beginning of year	2019-12-31	$108
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,271,055
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$1,271,055
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	Yes
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	BENNETT THRASHER LLP
Accountancy firm name	2019-12-31	BENNETT THRASHER LLP
Accountancy firm EIN	2019-12-31	581673613
Accountancy firm EIN	2019-12-31	581673613
2018 : RFC RETIREMENT PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$4,544
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$1,125,194
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$398,489
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$358,779
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$1,391,709
Value of total assets at end of year	2018-12-31	$6,703,670
Value of total assets at beginning of year	2018-12-31	$5,972,421
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$39,710
Total interest from all sources	2018-12-31	$21,197
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$267,345
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$267,345
Administrative expenses professional fees incurred	2018-12-31	$21,395
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Contributions received from participants	2018-12-31	$787,205
Participant contributions at end of year	2018-12-31	$352,226
Participant contributions at beginning of year	2018-12-31	$377,652
Participant contributions at end of year	2018-12-31	$1,260
Participant contributions at beginning of year	2018-12-31	$93
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$127,692
Value of other receiveables (less allowance for doubtful accounts) at end of year	2018-12-31	$910
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2018-12-31	$548
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2018-12-31	$4,544
Other income not declared elsewhere	2018-12-31	$9,553
Total non interest bearing cash at end of year	2018-12-31	$2,827
Total non interest bearing cash at beginning of year	2018-12-31	$2,612
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$726,705
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$6,699,126
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$5,972,421
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Investment advisory and management fees	2018-12-31	$18,315
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$6,132,189
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$5,448,350
Interest on participant loans	2018-12-31	$21,197
Value of interest in common/collective trusts at end of year	2018-12-31	$214,150
Value of interest in common/collective trusts at beginning of year	2018-12-31	$143,166
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-560,822
Net investment gain or loss from common/collective trusts	2018-12-31	$-3,788
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$476,812
Employer contributions (assets) at end of year	2018-12-31	$108
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$358,779
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	BENNETT THRASHER LLP
Accountancy firm EIN	2018-12-31	581673613
2017 : RFC RETIREMENT PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$2,154,397
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$925,338
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$876,440
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$1,373,220
Value of total assets at end of year	2017-12-31	$5,972,421
Value of total assets at beginning of year	2017-12-31	$4,743,362
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$48,898
Total interest from all sources	2017-12-31	$16,550
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$153,671
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$153,671
Administrative expenses professional fees incurred	2017-12-31	$30,029
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Contributions received from participants	2017-12-31	$839,262
Participant contributions at end of year	2017-12-31	$377,652
Participant contributions at beginning of year	2017-12-31	$188,581
Participant contributions at end of year	2017-12-31	$93
Participant contributions at beginning of year	2017-12-31	$93
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$13,691
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$548
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2017-12-31	$459
Other income not declared elsewhere	2017-12-31	$13,099
Total non interest bearing cash at end of year	2017-12-31	$2,612
Total non interest bearing cash at beginning of year	2017-12-31	$6,243
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$1,229,059
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$5,972,421
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$4,743,362
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Investment advisory and management fees	2017-12-31	$18,869
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$5,448,350
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$4,499,153
Interest on participant loans	2017-12-31	$16,550
Value of interest in common/collective trusts at end of year	2017-12-31	$143,166
Value of interest in common/collective trusts at beginning of year	2017-12-31	$48,690
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$589,259
Net investment gain or loss from common/collective trusts	2017-12-31	$8,598
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$520,267
Employer contributions (assets) at beginning of year	2017-12-31	$143
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$876,440
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	BENNETT THRASHER LLP
Accountancy firm EIN	2017-12-31	581673613
2016 : RFC RETIREMENT PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$1,317
Total income from all sources (including contributions)	2016-12-31	$1,540,029
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$451,978
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$415,637
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$1,247,108
Value of total assets at end of year	2016-12-31	$4,743,362
Value of total assets at beginning of year	2016-12-31	$3,656,628
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$36,341
Total interest from all sources	2016-12-31	$10,067
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$168,568
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$168,568
Administrative expenses professional fees incurred	2016-12-31	$36,341
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$1,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Contributions received from participants	2016-12-31	$746,934
Participant contributions at end of year	2016-12-31	$188,581
Participant contributions at beginning of year	2016-12-31	$228,357
Participant contributions at end of year	2016-12-31	$93
Participant contributions at beginning of year	2016-12-31	$93
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$3,310
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$459
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$464
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$1,317
Other income not declared elsewhere	2016-12-31	$9,906
Total non interest bearing cash at end of year	2016-12-31	$6,243
Total non interest bearing cash at beginning of year	2016-12-31	$47,682
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$1,088,051
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$4,743,362
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$3,655,311
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$4,499,153
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$3,380,032
Interest on participant loans	2016-12-31	$10,067
Value of interest in common/collective trusts at end of year	2016-12-31	$48,690
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$103,251
Net investment gain or loss from common/collective trusts	2016-12-31	$1,129
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$496,864
Employer contributions (assets) at end of year	2016-12-31	$143
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$415,637
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	BENNETT THRASHER LLP
Accountancy firm EIN	2016-12-31	581673613
2015 : RFC RETIREMENT PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$1,317
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$1,040,325
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$227,322
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$198,900
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$1,058,705
Value of total assets at end of year	2015-12-31	$3,656,628
Value of total assets at beginning of year	2015-12-31	$2,842,308
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$28,422
Total interest from all sources	2015-12-31	$12,346
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$154,440
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$154,440
Administrative expenses professional fees incurred	2015-12-31	$28,422
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$500,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Contributions received from participants	2015-12-31	$606,006
Participant contributions at end of year	2015-12-31	$228,357
Participant contributions at beginning of year	2015-12-31	$205,157
Participant contributions at end of year	2015-12-31	$93
Participant contributions at beginning of year	2015-12-31	$19,534
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$42,443
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$464
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year	2015-12-31	$1,317
Other income not declared elsewhere	2015-12-31	$9,175
Total non interest bearing cash at end of year	2015-12-31	$47,682
Total non interest bearing cash at beginning of year	2015-12-31	$67,520
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$813,003
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$3,655,311
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$2,842,308
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$3,380,032
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$2,536,245
Interest on participant loans	2015-12-31	$12,346
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-194,341
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$410,256
Employer contributions (assets) at beginning of year	2015-12-31	$13,852
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$198,900
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	BENNETT THRASHER LLP
Accountancy firm EIN	2015-12-31	581673613
2014 : RFC RETIREMENT PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$694,941
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$193,380
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$180,489
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$595,326
Value of total assets at end of year	2014-12-31	$2,842,308
Value of total assets at beginning of year	2014-12-31	$2,340,747
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$12,891
Total interest from all sources	2014-12-31	$8,608
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$91,007
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$91,007
Administrative expenses professional fees incurred	2014-12-31	$12,891
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$250,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Contributions received from participants	2014-12-31	$360,204
Participant contributions at end of year	2014-12-31	$205,157
Participant contributions at beginning of year	2014-12-31	$156,364
Participant contributions at end of year	2014-12-31	$19,534
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$-1,483
Total non interest bearing cash at end of year	2014-12-31	$67,520
Total non interest bearing cash at beginning of year	2014-12-31	$1,413
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$501,561
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$2,842,308
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$2,340,747
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$2,536,245
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$2,182,899
Interest on participant loans	2014-12-31	$8,608
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$236,605
Employer contributions (assets) at end of year	2014-12-31	$13,852
Employer contributions (assets) at beginning of year	2014-12-31	$71
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$180,489
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	BENNETT THRASHER LLP
Accountancy firm EIN	2014-12-31	581673613

Form 5500 Responses for RFC RETIREMENT PLAN

2022: RFC RETIREMENT PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	Submission has been amended	No
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: RFC RETIREMENT PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	Submission has been amended	No
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: RFC RETIREMENT PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	Submission has been amended	No
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: RFC RETIREMENT PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	Submission has been amended	No
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: RFC RETIREMENT PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	Submission has been amended	Yes
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: RFC RETIREMENT PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	No
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: RFC RETIREMENT PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	Submission has been amended	No
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: RFC RETIREMENT PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	Submission has been amended	No
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: RFC RETIREMENT PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	Submission has been amended	No
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

602331-000

Policy instance

Insurance contract or identification number	602331-000
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $4,088
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Amount paid for insurance broker fees	4088
Additional information about fees paid to insurance broker	TPA FEES
Insurance broker organization code?	5

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

602331-000

Policy instance

Insurance contract or identification number	602331-000
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $4,532
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Amount paid for insurance broker fees	3361
Additional information about fees paid to insurance broker	TPA FEES
Insurance broker organization code?	5

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

602331-000

Policy instance

Insurance contract or identification number	602331-000
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $5,469
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Amount paid for insurance broker fees	3033
Additional information about fees paid to insurance broker	0
Insurance broker organization code?	5

TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 70688 )

Policy contract number

602331-000

Policy instance

Insurance contract or identification number	602331-000
Number of Individuals Covered	343
Insurance policy start date	2019-06-06
Insurance policy end date	2019-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $12,361
Are there contracts with allocated funds for individual policies?	0
Are there contracts with allocated funds for group deferred annuity?	No
Are there contracts with allocated funds for types other than group deferred annuity or individual?	No
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Contracts With Unallocated Funds Deposit Administration	0
Are there contracts with unallocated funds for contracts of type immediate participation guarantee?	No
Are there contracts with unallocated funds for contracts of type guaranteed investment?	No
Are there contracts with unallocated funds for contract types other than deposit administration, immediate participation guarantee or guaranteed investment?	Yes
Health Insurance Welfare Benefit	No
Dental Insurance Welfare Benefit	No
Vision Insurance Welfare Benefit	No
Life Insurance Welfare Benefit	No
Temporary Disability Insurance Welfare Benefit	No
Long Term Disability Insurance Welfare Benefit	No
Unemployment Insurance Welfare Benefit	No
Were dividends or retroactive rate refunds paid in cash?	No
Were dividends or retroactive rate refunds paid as a credit?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	12361
Additional information about fees paid to insurance broker	0
Insurance broker organization code?	5

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Company Name:	ROMANOFF FLOOR COVERING, INC.
Employer identification number (EIN):	581349072
NAIC Classification:	238300

Jurisdiction of Incorporation:	Georgia Department of States Corporations Division
Incorporation Date:	1997-07-29
Company Identification Number:	1031965
Legal Registered Office Address:	3100 JONQUIL DRIVE SE SMYRNA United States of America (USA) 30080-3706