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RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameRELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN
Plan identification number 001

RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

RELIANCE TRUST COMPANY has sponsored the creation of one or more 401k plans.

Company Name:RELIANCE TRUST COMPANY
Employer identification number (EIN):581428634
NAIC Classification:000000

Additional information about RELIANCE TRUST COMPANY

Jurisdiction of Incorporation: Georgia Department of States Corporations Division
Incorporation Date:
Company Identification Number: 731639

More information about RELIANCE TRUST COMPANY

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012014-01-01JENNIFER D. PEARSON
0012013-01-01JENNIFER D. PEARSON
0012012-01-01JENNIFER D. PEARSON
0012011-01-01FRANCES V. MILLS
0012010-01-01FRANCES V. MILLS
0012009-01-01FRANCES V. MILLS FRANCES V. MILLS2010-09-30

Plan Statistics for RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN

401k plan membership statisitcs for RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN

Measure Date Value
2014: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01436
Total number of active participants reported on line 7a of the Form 55002014-01-010
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-010
Total of all active and inactive participants2014-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-010
Number of participants with account balances2014-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-015
2013: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01378
Total number of active participants reported on line 7a of the Form 55002013-01-01324
Number of retired or separated participants receiving benefits2013-01-011
Number of other retired or separated participants entitled to future benefits2013-01-01108
Total of all active and inactive participants2013-01-01433
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-01433
Number of participants with account balances2013-01-01392
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-0118
2012: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01378
Total number of active participants reported on line 7a of the Form 55002012-01-01273
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-01103
Total of all active and inactive participants2012-01-01376
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01376
Number of participants with account balances2012-01-01360
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-0114
2011: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01359
Total number of active participants reported on line 7a of the Form 55002011-01-01279
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0197
Total of all active and inactive participants2011-01-01376
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01376
Number of participants with account balances2011-01-01350
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-018
2010: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01354
Total number of active participants reported on line 7a of the Form 55002010-01-01273
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-0186
Total of all active and inactive participants2010-01-01359
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01359
Number of participants with account balances2010-01-01347
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-012
2009: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01440
Total number of active participants reported on line 7a of the Form 55002009-01-01267
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-0185
Total of all active and inactive participants2009-01-01352
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01352
Number of participants with account balances2009-01-01322
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-0127

Financial Data on RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN

Measure Date Value
2014 : RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total transfer of assets from this plan2014-12-31$167,672
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$4,094
Total income from all sources (including contributions)2014-12-31$1,764,033
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$22,128,068
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$21,954,428
Expenses. Certain deemed distributions of participant loans2014-12-31$161,138
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$1,163,878
Value of total assets at end of year2014-12-31$0
Value of total assets at beginning of year2014-12-31$20,535,801
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$12,502
Total interest from all sources2014-12-31$8,038
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$52,445
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31Yes
Value of any plan assets that reverted to the employer resulting from resoluton to terminate the plan2014-12-31$0
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$52,445
Administrative expenses professional fees incurred2014-12-31$12,502
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$15,000,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$904,651
Participant contributions at end of year2014-12-31$0
Participant contributions at beginning of year2014-12-31$459,023
Participant contributions at end of year2014-12-31$0
Participant contributions at beginning of year2014-12-31$114,883
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$124,703
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2014-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2014-12-31$4,094
Total non interest bearing cash at end of year2014-12-31$0
Total non interest bearing cash at beginning of year2014-12-31$4,094
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$-20,364,035
Value of net assets at end of year (total assets less liabilities)2014-12-31$0
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$20,531,707
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$16,360,942
Interest on participant loans2014-12-31$8,038
Value of interest in common/collective trusts at end of year2014-12-31$0
Value of interest in common/collective trusts at beginning of year2014-12-31$3,526,385
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2014-12-31$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2014-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2014-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$429,201
Net investment gain or loss from common/collective trusts2014-12-31$110,471
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$134,524
Employer contributions (assets) at end of year2014-12-31$0
Employer contributions (assets) at beginning of year2014-12-31$70,474
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$21,954,428
Did the plan have assets held for investment2014-12-31No
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31CHERRY BEKAERT LLC
Accountancy firm EIN2014-12-31560574444
2013 : RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$4,094
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$86,771
Total income from all sources (including contributions)2013-12-31$5,409,285
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$851,495
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$810,416
Expenses. Certain deemed distributions of participant loans2013-12-31$31,984
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$1,927,217
Value of total assets at end of year2013-12-31$20,535,801
Value of total assets at beginning of year2013-12-31$16,060,688
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$9,095
Total interest from all sources2013-12-31$12,168
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$158,471
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2013-12-31$158,471
Administrative expenses professional fees incurred2013-12-31$9,095
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$15,000,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$1,485,818
Participant contributions at end of year2013-12-31$459,023
Participant contributions at beginning of year2013-12-31$443,811
Participant contributions at end of year2013-12-31$114,883
Participant contributions at beginning of year2013-12-31$76,895
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$190,219
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2013-12-31$4,094
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2013-12-31$86,771
Total non interest bearing cash at end of year2013-12-31$4,094
Total non interest bearing cash at beginning of year2013-12-31$1,138
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$4,557,790
Value of net assets at end of year (total assets less liabilities)2013-12-31$20,531,707
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$15,973,917
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$16,360,942
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$13,547,077
Interest on participant loans2013-12-31$12,165
Value of interest in common/collective trusts at end of year2013-12-31$3,526,385
Value of interest in common/collective trusts at beginning of year2013-12-31$1,222,344
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-12-31$0
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$769,423
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$769,423
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$3
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$2,962,779
Net investment gain or loss from common/collective trusts2013-12-31$348,650
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$251,180
Employer contributions (assets) at end of year2013-12-31$70,474
Employer contributions (assets) at beginning of year2013-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$810,416
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31CHERRY BEKAERT LLC
Accountancy firm EIN2013-12-31560574444
2012 : RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$86,771
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$48,134
Total income from all sources (including contributions)2012-12-31$3,292,380
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$2,633,922
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$2,545,157
Expenses. Certain deemed distributions of participant loans2012-12-31$79,289
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$1,215,799
Value of total assets at end of year2012-12-31$16,060,688
Value of total assets at beginning of year2012-12-31$15,363,593
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$9,476
Total interest from all sources2012-12-31$17,039
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$90,249
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$90,249
Administrative expenses professional fees incurred2012-12-31$9,476
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$15,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$1,215,799
Participant contributions at end of year2012-12-31$443,811
Participant contributions at beginning of year2012-12-31$485,207
Participant contributions at end of year2012-12-31$76,895
Participant contributions at beginning of year2012-12-31$38,412
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2012-12-31$86,771
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2012-12-31$48,134
Total non interest bearing cash at end of year2012-12-31$1,138
Total non interest bearing cash at beginning of year2012-12-31$689
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$658,458
Value of net assets at end of year (total assets less liabilities)2012-12-31$15,973,917
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$15,315,459
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$13,547,077
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$13,021,668
Interest on participant loans2012-12-31$16,943
Value of interest in common/collective trusts at end of year2012-12-31$1,222,344
Value of interest in common/collective trusts at beginning of year2012-12-31$1,014,146
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$769,423
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$803,471
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$803,471
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$96
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$1,824,890
Net investment gain or loss from common/collective trusts2012-12-31$144,403
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$2,545,157
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31CHERRY, BEKAERT & HOLLAND
Accountancy firm EIN2012-12-31560574444
2011 : RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$48,134
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$50,344
Total income from all sources (including contributions)2011-12-31$750,222
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$809,769
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$793,063
Expenses. Certain deemed distributions of participant loans2011-12-31$7,742
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$1,172,668
Value of total assets at end of year2011-12-31$15,363,593
Value of total assets at beginning of year2011-12-31$15,425,350
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$8,964
Total interest from all sources2011-12-31$6,409
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$52,889
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$52,889
Administrative expenses professional fees incurred2011-12-31$8,964
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$15,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$1,139,230
Participant contributions at end of year2011-12-31$485,207
Participant contributions at beginning of year2011-12-31$471,280
Participant contributions at end of year2011-12-31$38,412
Participant contributions at beginning of year2011-12-31$39,338
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$33,438
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2011-12-31$48,134
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2011-12-31$50,344
Total non interest bearing cash at end of year2011-12-31$689
Total non interest bearing cash at beginning of year2011-12-31$1,988
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$-59,547
Value of net assets at end of year (total assets less liabilities)2011-12-31$15,315,459
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$15,375,006
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$13,021,668
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$13,008,851
Interest on participant loans2011-12-31$6,325
Value of interest in common/collective trusts at end of year2011-12-31$1,014,146
Value of interest in common/collective trusts at beginning of year2011-12-31$1,003,719
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$803,471
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$900,174
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$900,174
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$84
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-481,373
Net investment gain or loss from common/collective trusts2011-12-31$-371
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$793,063
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31CHERRY, BEKAERT & HOLLAND
Accountancy firm EIN2011-12-31560574444
2010 : RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$50,344
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$8,867
Total income from all sources (including contributions)2010-12-31$2,865,821
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$1,367,560
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$1,352,858
Expenses. Certain deemed distributions of participant loans2010-12-31$5,310
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$1,073,707
Value of total assets at end of year2010-12-31$15,425,350
Value of total assets at beginning of year2010-12-31$13,885,612
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$9,392
Total interest from all sources2010-12-31$21,786
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$38,816
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$38,816
Administrative expenses professional fees incurred2010-12-31$9,392
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$15,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$1,025,612
Participant contributions at end of year2010-12-31$471,280
Participant contributions at beginning of year2010-12-31$473,298
Participant contributions at end of year2010-12-31$39,338
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$48,095
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2010-12-31$50,344
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2010-12-31$8,867
Total non interest bearing cash at end of year2010-12-31$1,988
Total non interest bearing cash at beginning of year2010-12-31$10,324
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$1,498,261
Value of net assets at end of year (total assets less liabilities)2010-12-31$15,375,006
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$13,876,745
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$13,008,851
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$11,463,375
Interest on participant loans2010-12-31$21,384
Value of interest in common/collective trusts at end of year2010-12-31$1,003,719
Value of interest in common/collective trusts at beginning of year2010-12-31$907,686
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$900,174
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$1,030,929
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$1,030,929
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$402
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$1,609,221
Net investment gain or loss from common/collective trusts2010-12-31$122,291
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$1,352,858
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31CHERRY, BEKAERT & HOLLAND
Accountancy firm EIN2010-12-31560574444
2009 : RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN

2014: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingYes
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: RELIANCE TRUST COMPANY 401(K) PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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