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UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 401k Plan overview

Plan NameUNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN
Plan identification number 001

UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Participant-directed brokerage accounts provided as an investment option under the plan.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

UNIVERSAL PROPERTY & CASUALTY has sponsored the creation of one or more 401k plans.

Company Name:UNIVERSAL PROPERTY & CASUALTY
Employer identification number (EIN):650789077
NAIC Classification:524210
NAIC Description:Insurance Agencies and Brokerages

Form 5500 Filing Information

Submission information for form 5500 for 401k plan UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012022-01-01
0012021-01-01
0012020-01-01
0012019-01-01
0012018-01-01
0012017-01-01GREGORY RUTH
0012016-01-01GREGORY RUTH GREGORY RUTH2017-10-11
0012015-01-01GREGORY M RUTH
0012014-01-01GREGORY M RUTH GREGORY M RUTH2015-10-13
0012014-01-01GREGORY M RUTH GREGORY M RUTH2015-10-12
0012013-01-01GREG RUTH
0012012-01-01SEAN DOWNES
0012011-01-01SEAN DOWNES
0012010-01-01SEAN DOWNES
0012009-01-01UNIVERSAL PROPERTY CASUALTY
0012009-01-01UNIVERSAL PROPERTY CASUALTY
0012009-01-01SEAN DOWNES

Plan Statistics for UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN

401k plan membership statisitcs for UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN

Measure Date Value
2022: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2022 401k membership
Total participants, beginning-of-year2022-01-011,142
Total number of active participants reported on line 7a of the Form 55002022-01-011,130
Number of retired or separated participants receiving benefits2022-01-010
Number of other retired or separated participants entitled to future benefits2022-01-01253
Total of all active and inactive participants2022-01-011,383
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2022-01-010
Total participants2022-01-011,383
Number of participants with account balances2022-01-011,103
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2022-01-010
2021: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2021 401k membership
Total participants, beginning-of-year2021-01-011,003
Total number of active participants reported on line 7a of the Form 55002021-01-01914
Number of retired or separated participants receiving benefits2021-01-010
Number of other retired or separated participants entitled to future benefits2021-01-01206
Total of all active and inactive participants2021-01-011,120
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2021-01-010
Total participants2021-01-011,120
Number of participants with account balances2021-01-01942
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2021-01-010
2020: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2020 401k membership
Total participants, beginning-of-year2020-01-01894
Total number of active participants reported on line 7a of the Form 55002020-01-01837
Number of retired or separated participants receiving benefits2020-01-010
Number of other retired or separated participants entitled to future benefits2020-01-01163
Total of all active and inactive participants2020-01-011,000
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2020-01-010
Total participants2020-01-011,000
Number of participants with account balances2020-01-01818
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2020-01-010
2019: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-01745
Total number of active participants reported on line 7a of the Form 55002019-01-01746
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-01140
Total of all active and inactive participants2019-01-01886
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-01886
Number of participants with account balances2019-01-01731
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2018: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01620
Total number of active participants reported on line 7a of the Form 55002018-01-01613
Number of retired or separated participants receiving benefits2018-01-010
Number of other retired or separated participants entitled to future benefits2018-01-01106
Total of all active and inactive participants2018-01-01719
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-01719
Number of participants with account balances2018-01-01583
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01512
Total number of active participants reported on line 7a of the Form 55002017-01-01514
Number of retired or separated participants receiving benefits2017-01-010
Number of other retired or separated participants entitled to future benefits2017-01-0194
Total of all active and inactive participants2017-01-01608
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01608
Number of participants with account balances2017-01-01480
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01427
Total number of active participants reported on line 7a of the Form 55002016-01-01425
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-0175
Total of all active and inactive participants2016-01-01500
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-01500
Number of participants with account balances2016-01-01392
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2015: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01367
Total number of active participants reported on line 7a of the Form 55002015-01-01356
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0166
Total of all active and inactive participants2015-01-01422
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-01422
Number of participants with account balances2015-01-01328
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-018
2014: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01344
Total number of active participants reported on line 7a of the Form 55002014-01-01294
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0162
Total of all active and inactive participants2014-01-01356
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01356
Number of participants with account balances2014-01-01296
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-0111
2013: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01324
Total number of active participants reported on line 7a of the Form 55002013-01-01288
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-0155
Total of all active and inactive participants2013-01-01343
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-01343
Number of participants with account balances2013-01-01289
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-0112
2012: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01272
Total number of active participants reported on line 7a of the Form 55002012-01-01278
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-0146
Total of all active and inactive participants2012-01-01324
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01324
Number of participants with account balances2012-01-01306
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-0130
2011: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01246
Total number of active participants reported on line 7a of the Form 55002011-01-01249
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-0117
Total of all active and inactive participants2011-01-01266
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01266
Number of participants with account balances2011-01-01231
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-010
2010: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01205
Total number of active participants reported on line 7a of the Form 55002010-01-01229
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-0112
Total of all active and inactive participants2010-01-01241
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01241
Number of participants with account balances2010-01-01203
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-010
2009: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01165
Total number of active participants reported on line 7a of the Form 55002009-01-01195
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-017
Total of all active and inactive participants2009-01-01202
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01202
Number of participants with account balances2009-01-01171
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-010

Financial Data on UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN

Measure Date Value
2022 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2022 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2022-12-31$-344,446
Total unrealized appreciation/depreciation of assets2022-12-31$-344,446
Total transfer of assets to this plan2022-12-31$0
Total transfer of assets from this plan2022-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2022-12-31$0
Total income from all sources (including contributions)2022-12-31$1,518,423
Total loss/gain on sale of assets2022-12-31$-32,364
Total of all expenses incurred2022-12-31$2,790,350
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2022-12-31$2,733,935
Expenses. Certain deemed distributions of participant loans2022-12-31$20,440
Total contributions o plan (from employers,participants, others, non cash contrinutions)2022-12-31$9,562,264
Value of total assets at end of year2022-12-31$52,719,266
Value of total assets at beginning of year2022-12-31$53,991,193
Total of administrative expenses incurred including professional, contract, advisory and management fees2022-12-31$35,975
Total interest from all sources2022-12-31$101,810
Total dividends received (eg from common stock, registered investment company shares)2022-12-31$1,924,205
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2022-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2022-12-31$1,924,205
Was this plan covered by a fidelity bond2022-12-31Yes
Value of fidelity bond cover2022-12-31$500,000
If this is an individual account plan, was there a blackout period2022-12-31No
Were there any nonexempt tranactions with any party-in-interest2022-12-31No
Contributions received from participants2022-12-31$5,507,030
Participant contributions at end of year2022-12-31$2,370,223
Participant contributions at beginning of year2022-12-31$1,928,814
Participant contributions at beginning of year2022-12-31$29
Assets. Other investments not covered elsewhere at end of year2022-12-31$1,215,533
Assets. Other investments not covered elsewhere at beginning of year2022-12-31$1,267,696
Income. Received or receivable in cash from other sources (including rollovers)2022-12-31$611,114
Other income not declared elsewhere2022-12-31$-415,329
Administrative expenses (other) incurred2022-12-31$35,975
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Value of net income/loss2022-12-31$-1,271,927
Value of net assets at end of year (total assets less liabilities)2022-12-31$52,719,266
Value of net assets at beginning of year (total assets less liabilities)2022-12-31$53,991,193
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2022-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2022-12-31No
Were any leases to which the plan was party in default or uncollectible2022-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2022-12-31$48,248,725
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2022-12-31$49,690,277
Interest on participant loans2022-12-31$101,810
Net investment gain/loss from registered investment companies (e.g. mutual funds)2022-12-31$-9,277,717
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2022-12-31No
Was there a failure to transmit to the plan any participant contributions2022-12-31No
Has the plan failed to provide any benefit when due under the plan2022-12-31No
Assets. Invements in employer securities at end of year2022-12-31$884,785
Assets. Invements in employer securities at beginning of year2022-12-31$1,104,348
Contributions received in cash from employer2022-12-31$3,444,120
Employer contributions (assets) at beginning of year2022-12-31$29
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2022-12-31$2,733,935
Did the plan have assets held for investment2022-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2022-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2022-12-31No
Aggregate proceeds on sale of assets2022-12-31$119,573
Aggregate carrying amount (costs) on sale of assets2022-12-31$151,937
Opinion of an independent qualified public accountant for this plan2022-12-31Unqualified
Accountancy firm name2022-12-31PLANTE MORAN
Accountancy firm EIN2022-12-31381357951
2021 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2021 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2021-12-31$203,208
Total unrealized appreciation/depreciation of assets2021-12-31$203,208
Total transfer of assets to this plan2021-12-31$0
Total transfer of assets from this plan2021-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2021-12-31$0
Total income from all sources (including contributions)2021-12-31$14,443,517
Total loss/gain on sale of assets2021-12-31$-15,578
Total of all expenses incurred2021-12-31$1,656,821
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2021-12-31$1,611,474
Expenses. Certain deemed distributions of participant loans2021-12-31$19,935
Value of total corrective distributions2021-12-31$961
Total contributions o plan (from employers,participants, others, non cash contrinutions)2021-12-31$8,119,260
Value of total assets at end of year2021-12-31$53,991,193
Value of total assets at beginning of year2021-12-31$41,204,497
Total of administrative expenses incurred including professional, contract, advisory and management fees2021-12-31$24,451
Total interest from all sources2021-12-31$95,176
Total dividends received (eg from common stock, registered investment company shares)2021-12-31$2,141,277
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2021-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2021-12-31$2,141,277
Was this plan covered by a fidelity bond2021-12-31Yes
Value of fidelity bond cover2021-12-31$500,000
If this is an individual account plan, was there a blackout period2021-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2021-12-31$0
Were there any nonexempt tranactions with any party-in-interest2021-12-31No
Contributions received from participants2021-12-31$4,592,038
Participant contributions at end of year2021-12-31$1,928,814
Participant contributions at beginning of year2021-12-31$1,688,993
Participant contributions at end of year2021-12-31$29
Participant contributions at beginning of year2021-12-31$256
Assets. Other investments not covered elsewhere at end of year2021-12-31$1,267,696
Assets. Other investments not covered elsewhere at beginning of year2021-12-31$1,050,486
Income. Received or receivable in cash from other sources (including rollovers)2021-12-31$659,304
Other income not declared elsewhere2021-12-31$-316,053
Administrative expenses (other) incurred2021-12-31$24,451
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Value of net income/loss2021-12-31$12,786,696
Value of net assets at end of year (total assets less liabilities)2021-12-31$53,991,193
Value of net assets at beginning of year (total assets less liabilities)2021-12-31$41,204,497
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2021-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2021-12-31No
Were any leases to which the plan was party in default or uncollectible2021-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2021-12-31$49,690,277
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2021-12-31$37,960,707
Interest on participant loans2021-12-31$95,176
Net investment gain/loss from registered investment companies (e.g. mutual funds)2021-12-31$4,216,227
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2021-12-31No
Was there a failure to transmit to the plan any participant contributions2021-12-31No
Has the plan failed to provide any benefit when due under the plan2021-12-31No
Assets. Invements in employer securities at end of year2021-12-31$1,104,348
Assets. Invements in employer securities at beginning of year2021-12-31$503,897
Contributions received in cash from employer2021-12-31$2,867,918
Employer contributions (assets) at end of year2021-12-31$29
Employer contributions (assets) at beginning of year2021-12-31$158
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2021-12-31$1,611,474
Did the plan have assets held for investment2021-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2021-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2021-12-31No
Aggregate proceeds on sale of assets2021-12-31$65,668
Aggregate carrying amount (costs) on sale of assets2021-12-31$81,246
Opinion of an independent qualified public accountant for this plan2021-12-31Unqualified
Accountancy firm name2021-12-31PLANTE MORAN
Accountancy firm EIN2021-12-31381357951
2020 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2020 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2020-12-31$-187,558
Total unrealized appreciation/depreciation of assets2020-12-31$-187,558
Total transfer of assets to this plan2020-12-31$0
Total transfer of assets from this plan2020-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2020-12-31$0
Total income from all sources (including contributions)2020-12-31$11,483,944
Total loss/gain on sale of assets2020-12-31$-52,358
Total of all expenses incurred2020-12-31$3,347,143
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2020-12-31$3,301,057
Expenses. Certain deemed distributions of participant loans2020-12-31$20,760
Value of total corrective distributions2020-12-31$5,491
Total contributions o plan (from employers,participants, others, non cash contrinutions)2020-12-31$6,756,638
Value of total assets at end of year2020-12-31$41,204,497
Value of total assets at beginning of year2020-12-31$33,067,696
Total of administrative expenses incurred including professional, contract, advisory and management fees2020-12-31$19,835
Total interest from all sources2020-12-31$92,736
Total dividends received (eg from common stock, registered investment company shares)2020-12-31$985,792
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2020-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2020-12-31$985,792
Was this plan covered by a fidelity bond2020-12-31Yes
Value of fidelity bond cover2020-12-31$500,000
If this is an individual account plan, was there a blackout period2020-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2020-12-31$0
Were there any nonexempt tranactions with any party-in-interest2020-12-31No
Contributions received from participants2020-12-31$4,009,507
Participant contributions at end of year2020-12-31$1,688,993
Participant contributions at beginning of year2020-12-31$1,644,881
Participant contributions at end of year2020-12-31$256
Participant contributions at beginning of year2020-12-31$9,200
Assets. Other investments not covered elsewhere at end of year2020-12-31$1,050,486
Assets. Other investments not covered elsewhere at beginning of year2020-12-31$904,352
Income. Received or receivable in cash from other sources (including rollovers)2020-12-31$185,697
Other income not declared elsewhere2020-12-31$102,126
Administrative expenses (other) incurred2020-12-31$19,835
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Value of net income/loss2020-12-31$8,136,801
Value of net assets at end of year (total assets less liabilities)2020-12-31$41,204,497
Value of net assets at beginning of year (total assets less liabilities)2020-12-31$33,067,696
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2020-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2020-12-31No
Were any leases to which the plan was party in default or uncollectible2020-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2020-12-31$37,960,707
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2020-12-31$29,969,784
Interest on participant loans2020-12-31$92,736
Net investment gain/loss from registered investment companies (e.g. mutual funds)2020-12-31$3,786,568
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2020-12-31No
Was there a failure to transmit to the plan any participant contributions2020-12-31Yes
Has the plan failed to provide any benefit when due under the plan2020-12-31No
Assets. Invements in employer securities at end of year2020-12-31$503,897
Assets. Invements in employer securities at beginning of year2020-12-31$534,029
Contributions received in cash from employer2020-12-31$2,561,434
Employer contributions (assets) at end of year2020-12-31$158
Employer contributions (assets) at beginning of year2020-12-31$5,450
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2020-12-31$3,301,057
Did the plan have assets held for investment2020-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2020-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2020-12-31No
Aggregate proceeds on sale of assets2020-12-31$97,972
Aggregate carrying amount (costs) on sale of assets2020-12-31$150,330
Opinion of an independent qualified public accountant for this plan2020-12-31Unqualified
Accountancy firm name2020-12-31PLANTE MORAN
Accountancy firm EIN2020-12-31381357951
2019 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2019 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2019-12-31$-56,716
Total unrealized appreciation/depreciation of assets2019-12-31$-56,716
Total transfer of assets to this plan2019-12-31$0
Total transfer of assets from this plan2019-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-12-31$0
Total income from all sources (including contributions)2019-12-31$10,556,747
Total loss/gain on sale of assets2019-12-31$-4,580
Total of all expenses incurred2019-12-31$764,396
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-12-31$730,216
Expenses. Certain deemed distributions of participant loans2019-12-31$14,878
Value of total corrective distributions2019-12-31$6,723
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-12-31$5,634,982
Value of total assets at end of year2019-12-31$33,067,696
Value of total assets at beginning of year2019-12-31$23,275,345
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-12-31$12,579
Total interest from all sources2019-12-31$76,838
Total dividends received (eg from common stock, registered investment company shares)2019-12-31$1,018,252
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2019-12-31$1,018,252
Was this plan covered by a fidelity bond2019-12-31Yes
Value of fidelity bond cover2019-12-31$500,000
If this is an individual account plan, was there a blackout period2019-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2019-12-31$0
Were there any nonexempt tranactions with any party-in-interest2019-12-31No
Contributions received from participants2019-12-31$3,357,473
Participant contributions at end of year2019-12-31$1,644,881
Participant contributions at beginning of year2019-12-31$1,206,684
Participant contributions at end of year2019-12-31$9,200
Assets. Other investments not covered elsewhere at end of year2019-12-31$904,352
Assets. Other investments not covered elsewhere at beginning of year2019-12-31$749,917
Income. Received or receivable in cash from other sources (including rollovers)2019-12-31$84,748
Other income not declared elsewhere2019-12-31$12,331
Administrative expenses (other) incurred2019-12-31$12,579
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Value of net income/loss2019-12-31$9,792,351
Value of net assets at end of year (total assets less liabilities)2019-12-31$33,067,696
Value of net assets at beginning of year (total assets less liabilities)2019-12-31$23,275,345
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2019-12-31No
Were any leases to which the plan was party in default or uncollectible2019-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2019-12-31$29,969,784
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2019-12-31$21,098,244
Interest on participant loans2019-12-31$76,838
Net investment gain/loss from registered investment companies (e.g. mutual funds)2019-12-31$3,875,640
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-12-31No
Was there a failure to transmit to the plan any participant contributions2019-12-31Yes
Has the plan failed to provide any benefit when due under the plan2019-12-31No
Assets. Invements in employer securities at end of year2019-12-31$534,029
Assets. Invements in employer securities at beginning of year2019-12-31$220,500
Contributions received in cash from employer2019-12-31$2,192,761
Employer contributions (assets) at end of year2019-12-31$5,450
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2019-12-31$730,216
Did the plan have assets held for investment2019-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-12-31No
Aggregate proceeds on sale of assets2019-12-31$41,319
Aggregate carrying amount (costs) on sale of assets2019-12-31$45,899
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-12-31No
Opinion of an independent qualified public accountant for this plan2019-12-31Unqualified
Accountancy firm name2019-12-31PLANTE MORAN
Accountancy firm EIN2019-12-31381357951
2018 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2018 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2018-12-31$-7,142
Total unrealized appreciation/depreciation of assets2018-12-31$-7,142
Total transfer of assets to this plan2018-12-31$0
Total transfer of assets from this plan2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$3,604,359
Total loss/gain on sale of assets2018-12-31$2,556
Total of all expenses incurred2018-12-31$1,768,414
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$1,713,769
Expenses. Certain deemed distributions of participant loans2018-12-31$37,528
Value of total corrective distributions2018-12-31$16,292
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$5,140,259
Value of total assets at end of year2018-12-31$23,275,345
Value of total assets at beginning of year2018-12-31$21,439,400
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$825
Total interest from all sources2018-12-31$55,814
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$931,915
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2018-12-31$931,915
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$500,000
If this is an individual account plan, was there a blackout period2018-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$2,773,574
Participant contributions at end of year2018-12-31$1,206,684
Participant contributions at beginning of year2018-12-31$1,036,311
Participant contributions at beginning of year2018-12-31$61,109
Assets. Other investments not covered elsewhere at end of year2018-12-31$749,917
Assets. Other investments not covered elsewhere at beginning of year2018-12-31$796,644
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$577,405
Other income not declared elsewhere2018-12-31$-208,405
Administrative expenses (other) incurred2018-12-31$825
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$1,835,945
Value of net assets at end of year (total assets less liabilities)2018-12-31$23,275,345
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$21,439,400
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2018-12-31$21,098,244
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2018-12-31$19,503,738
Interest on participant loans2018-12-31$55,814
Net investment gain/loss from registered investment companies (e.g. mutual funds)2018-12-31$-2,310,638
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Assets. Invements in employer securities at end of year2018-12-31$220,500
Contributions received in cash from employer2018-12-31$1,789,280
Employer contributions (assets) at beginning of year2018-12-31$41,598
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$1,713,769
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Aggregate proceeds on sale of assets2018-12-31$44,544
Aggregate carrying amount (costs) on sale of assets2018-12-31$41,988
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31No
Opinion of an independent qualified public accountant for this plan2018-12-31Unqualified
Accountancy firm name2018-12-31PLANTE MORAN
Accountancy firm EIN2018-12-31381357951
2017 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total transfer of assets to this plan2017-12-31$0
Total transfer of assets from this plan2017-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total income from all sources (including contributions)2017-12-31$6,924,321
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$546,956
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$507,401
Expenses. Certain deemed distributions of participant loans2017-12-31$27,455
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$4,173,053
Value of total assets at end of year2017-12-31$21,439,400
Value of total assets at beginning of year2017-12-31$15,062,035
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$12,100
Total interest from all sources2017-12-31$40,698
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$513,813
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2017-12-31$513,813
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$500,000
If this is an individual account plan, was there a blackout period2017-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$2,307,358
Participant contributions at end of year2017-12-31$1,036,311
Participant contributions at beginning of year2017-12-31$801,106
Participant contributions at end of year2017-12-31$61,109
Participant contributions at beginning of year2017-12-31$50,483
Assets. Other investments not covered elsewhere at end of year2017-12-31$796,644
Assets. Other investments not covered elsewhere at beginning of year2017-12-31$263,950
Income. Received or receivable in cash from other sources (including rollovers)2017-12-31$330,940
Other income not declared elsewhere2017-12-31$76,563
Administrative expenses (other) incurred2017-12-31$12,100
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$6,377,365
Value of net assets at end of year (total assets less liabilities)2017-12-31$21,439,400
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$15,062,035
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2017-12-31$19,503,738
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2017-12-31$13,911,438
Interest on participant loans2017-12-31$40,698
Net investment gain/loss from registered investment companies (e.g. mutual funds)2017-12-31$2,120,194
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$1,534,755
Employer contributions (assets) at end of year2017-12-31$41,598
Employer contributions (assets) at beginning of year2017-12-31$35,058
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$507,401
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31PLANTE MORAN
Accountancy firm EIN2017-12-31381357951
2016 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total transfer of assets to this plan2016-12-31$0
Total transfer of assets from this plan2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$4,154,684
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$264,964
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$247,144
Expenses. Certain deemed distributions of participant loans2016-12-31$7,895
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$3,223,355
Value of total assets at end of year2016-12-31$15,062,035
Value of total assets at beginning of year2016-12-31$11,172,315
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$9,925
Total interest from all sources2016-12-31$27,782
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$379,040
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2016-12-31$379,040
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$500,000
If this is an individual account plan, was there a blackout period2016-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$1,773,378
Participant contributions at end of year2016-12-31$801,106
Participant contributions at beginning of year2016-12-31$584,095
Participant contributions at end of year2016-12-31$50,483
Assets. Other investments not covered elsewhere at end of year2016-12-31$263,950
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$208,191
Other income not declared elsewhere2016-12-31$19,839
Administrative expenses (other) incurred2016-12-31$9,925
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$3,889,720
Value of net assets at end of year (total assets less liabilities)2016-12-31$15,062,035
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$11,172,315
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$13,911,438
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$10,588,220
Interest on participant loans2016-12-31$27,782
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$504,668
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$1,241,786
Employer contributions (assets) at end of year2016-12-31$35,058
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$247,144
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31PLANTE MORAN
Accountancy firm EIN2016-12-31381357951
2015 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total transfer of assets to this plan2015-12-31$0
Total transfer of assets from this plan2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$2,460,920
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$951,160
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$886,418
Expenses. Certain deemed distributions of participant loans2015-12-31$27,515
Value of total corrective distributions2015-12-31$28,502
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$2,528,968
Value of total assets at end of year2015-12-31$11,172,315
Value of total assets at beginning of year2015-12-31$9,662,555
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$8,725
Total interest from all sources2015-12-31$23,707
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$444,432
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2015-12-31$444,432
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$500,000
If this is an individual account plan, was there a blackout period2015-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$1,406,686
Participant contributions at end of year2015-12-31$584,095
Participant contributions at beginning of year2015-12-31$621,012
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$128,918
Administrative expenses (other) incurred2015-12-31$8,725
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$1,509,760
Value of net assets at end of year (total assets less liabilities)2015-12-31$11,172,315
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$9,662,555
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$10,588,220
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$9,041,543
Interest on participant loans2015-12-31$23,707
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-536,187
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31No
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$993,364
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$886,418
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31PLANTE MORAN
Accountancy firm EIN2015-12-31381357951
2014 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total transfer of assets to this plan2014-12-31$0
Total transfer of assets from this plan2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$2,547,717
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$1,322,795
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$1,204,097
Expenses. Certain deemed distributions of participant loans2014-12-31$13,402
Value of total corrective distributions2014-12-31$93,946
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$2,065,278
Value of total assets at end of year2014-12-31$9,662,555
Value of total assets at beginning of year2014-12-31$8,437,633
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$11,350
Total interest from all sources2014-12-31$21,407
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$339,377
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$339,377
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$500,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$1,174,426
Participant contributions at end of year2014-12-31$621,012
Participant contributions at beginning of year2014-12-31$523,266
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$19,932
Administrative expenses (other) incurred2014-12-31$11,350
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$1,224,922
Value of net assets at end of year (total assets less liabilities)2014-12-31$9,662,555
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$8,437,633
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$9,041,543
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$7,914,367
Interest on participant loans2014-12-31$21,407
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$121,655
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$870,920
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$1,204,097
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31PLANTE MORAN
Accountancy firm EIN2014-12-31381357951
2013 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$3,276,727
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$905,456
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$900,914
Value of total corrective distributions2013-12-31$717
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$2,056,815
Value of total assets at end of year2013-12-31$8,437,633
Value of total assets at beginning of year2013-12-31$6,066,362
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$3,825
Total interest from all sources2013-12-31$3,789
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$175,841
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2013-12-31$175,841
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$500,000
If this is an individual account plan, was there a blackout period2013-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$1,164,460
Participant contributions at end of year2013-12-31$523,266
Participant contributions at beginning of year2013-12-31$266,060
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$17,206
Administrative expenses (other) incurred2013-12-31$3,825
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$2,371,271
Value of net assets at end of year (total assets less liabilities)2013-12-31$8,437,633
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$6,066,362
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$7,914,367
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$5,087,537
Interest on participant loans2013-12-31$3,789
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$712,765
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$712,765
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$1,040,282
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31No
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$875,149
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$900,914
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32013-12-31Yes
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31PLANTE MORAN
Accountancy firm EIN2013-12-31381357951
2012 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$2,331,687
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$282,497
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$273,380
Expenses. Certain deemed distributions of participant loans2012-12-31$0
Value of total corrective distributions2012-12-31$6,481
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$1,752,799
Value of total assets at end of year2012-12-31$6,066,362
Value of total assets at beginning of year2012-12-31$4,017,172
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$2,636
Total interest from all sources2012-12-31$7,515
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$85,568
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$85,568
Assets. Real estate other than employer real property at beginning of year2012-12-31$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year2012-12-31$0
Was this plan covered by a fidelity bond2012-12-31No
If this is an individual account plan, was there a blackout period2012-12-31No
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$941,968
Participant contributions at end of year2012-12-31$266,060
Participant contributions at beginning of year2012-12-31$142,651
Participant contributions at end of year2012-12-31$0
Participant contributions at beginning of year2012-12-31$0
Assets. Other investments not covered elsewhere at end of year2012-12-31$0
Assets. Other investments not covered elsewhere at beginning of year2012-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$49,416
Value of other receiveables (less allowance for doubtful accounts) at end of year2012-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2012-12-31$0
Assets. Loans (other than to participants) at beginning of year2012-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2012-12-31$0
Administrative expenses (other) incurred2012-12-31$1,776
Liabilities. Value of operating payables at beginning of year2012-12-31$0
Total non interest bearing cash at beginning of year2012-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$2,049,190
Value of net assets at end of year (total assets less liabilities)2012-12-31$6,066,362
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$4,017,172
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Assets. partnership/joint venture interests at beginning of year2012-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$5,087,537
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$3,368,283
Interest on participant loans2012-12-31$7,515
Value of interest in master investment trust accounts at end of year2012-12-31$0
Value of interest in master investment trust accounts at beginning of year2012-12-31$0
Value of interest in common/collective trusts at end of year2012-12-31$0
Value of interest in common/collective trusts at beginning of year2012-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$712,765
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$506,238
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$506,238
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2012-12-31$0
Assets. Value of investments in 103.12 investment entities at end of year2012-12-31$0
Assets. Value of investments in 103.12 investment entities at beginning of year2012-12-31$0
Asset value of US Government securities at beginning of year2012-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2012-12-31$485,805
Net investment gain/loss from pooled separate accounts2012-12-31$0
Net investment gain or loss from common/collective trusts2012-12-31$0
Net gain/loss from 103.12 investment entities2012-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Assets. Invements in employer securities at beginning of year2012-12-31$0
Assets. Value of employer real property at beginning of year2012-12-31$0
Contributions received in cash from employer2012-12-31$761,415
Employer contributions (assets) at end of year2012-12-31$0
Employer contributions (assets) at beginning of year2012-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$273,380
Asset. Corporate debt instrument preferred debt at beginning of year2012-12-31$0
Asset. Corporate debt instrument debt (other) at beginning of year2012-12-31$0
Contract administrator fees2012-12-31$860
Assets. Corporate common stocks other than exployer securities at beginning of year2012-12-31$0
Liabilities. Value of benefit claims payable at beginning of year2012-12-31$0
Assets. Value of buildings and other operty used in plan operation at beginning of year2012-12-31$0
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Liabilities. Value of acquisition indebtedness at beginning of year2012-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Unqualified
Accountancy firm name2012-12-31PLANTE & MORAN, PLLC
Accountancy firm EIN2012-12-31381357951
2011 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2011 401k financial data
Total unrealized appreciation/depreciation of assets2011-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$1,444,911
Total loss/gain on sale of assets2011-12-31$0
Total of all expenses incurred2011-12-31$263,618
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$245,812
Expenses. Certain deemed distributions of participant loans2011-12-31$0
Value of total corrective distributions2011-12-31$15,249
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$1,534,282
Value of total assets at end of year2011-12-31$4,017,172
Value of total assets at beginning of year2011-12-31$2,835,879
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$2,557
Total interest from all sources2011-12-31$5,857
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$48,787
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$48,787
Assets. Real estate other than employer real property at beginning of year2011-12-31$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year2011-12-31$0
Was this plan covered by a fidelity bond2011-12-31No
If this is an individual account plan, was there a blackout period2011-12-31No
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$832,521
Participant contributions at end of year2011-12-31$142,651
Participant contributions at beginning of year2011-12-31$121,479
Participant contributions at end of year2011-12-31$0
Participant contributions at beginning of year2011-12-31$0
Assets. Other investments not covered elsewhere at end of year2011-12-31$0
Assets. Other investments not covered elsewhere at beginning of year2011-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2011-12-31$22,836
Value of other receiveables (less allowance for doubtful accounts) at end of year2011-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2011-12-31$0
Assets. Loans (other than to participants) at beginning of year2011-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2011-12-31$0
Administrative expenses (other) incurred2011-12-31$2,557
Liabilities. Value of operating payables at beginning of year2011-12-31$0
Total non interest bearing cash at beginning of year2011-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$1,181,293
Value of net assets at end of year (total assets less liabilities)2011-12-31$4,017,172
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$2,835,879
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Assets. partnership/joint venture interests at beginning of year2011-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$3,368,283
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$2,352,498
Interest on participant loans2011-12-31$5,857
Value of interest in master investment trust accounts at end of year2011-12-31$0
Value of interest in master investment trust accounts at beginning of year2011-12-31$0
Value of interest in common/collective trusts at end of year2011-12-31$0
Value of interest in common/collective trusts at beginning of year2011-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$506,238
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$361,902
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$361,902
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2011-12-31$0
Assets. Value of investments in 103.12 investment entities at end of year2011-12-31$0
Assets. Value of investments in 103.12 investment entities at beginning of year2011-12-31$0
Asset value of US Government securities at beginning of year2011-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2011-12-31$-144,015
Net investment gain/loss from pooled separate accounts2011-12-31$0
Net investment gain or loss from common/collective trusts2011-12-31$0
Net gain/loss from 103.12 investment entities2011-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31No
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Assets. Invements in employer securities at beginning of year2011-12-31$0
Assets. Value of employer real property at beginning of year2011-12-31$0
Contributions received in cash from employer2011-12-31$678,925
Employer contributions (assets) at end of year2011-12-31$0
Employer contributions (assets) at beginning of year2011-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$245,812
Asset. Corporate debt instrument preferred debt at beginning of year2011-12-31$0
Asset. Corporate debt instrument debt (other) at beginning of year2011-12-31$0
Contract administrator fees2011-12-31$0
Assets. Corporate common stocks other than exployer securities at beginning of year2011-12-31$0
Liabilities. Value of benefit claims payable at beginning of year2011-12-31$0
Assets. Value of buildings and other operty used in plan operation at beginning of year2011-12-31$0
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Liabilities. Value of acquisition indebtedness at beginning of year2011-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31PLANTE & MORAN, PLLC
Accountancy firm EIN2011-12-31381357951
2010 : UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2010 401k financial data
Total unrealized appreciation/depreciation of assets2010-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$1,587,503
Total loss/gain on sale of assets2010-12-31$0
Total of all expenses incurred2010-12-31$125,697
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$121,453
Expenses. Certain deemed distributions of participant loans2010-12-31$0
Value of total corrective distributions2010-12-31$2,344
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$1,369,541
Value of total assets at end of year2010-12-31$2,835,879
Value of total assets at beginning of year2010-12-31$1,374,073
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$1,900
Total interest from all sources2010-12-31$2,018
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$40,878
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$40,878
Assets. Real estate other than employer real property at beginning of year2010-12-31$0
Assets. Corporate prefeered stocks other than exployer securities at beginning of year2010-12-31$0
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$10,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$742,594
Participant contributions at end of year2010-12-31$121,479
Participant contributions at beginning of year2010-12-31$15,554
Participant contributions at end of year2010-12-31$0
Participant contributions at beginning of year2010-12-31$0
Assets. Other investments not covered elsewhere at end of year2010-12-31$0
Assets. Other investments not covered elsewhere at beginning of year2010-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2010-12-31$7,324
Value of other receiveables (less allowance for doubtful accounts) at end of year2010-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2010-12-31$0
Assets. Loans (other than to participants) at beginning of year2010-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2010-12-31$0
Administrative expenses (other) incurred2010-12-31$1,900
Liabilities. Value of operating payables at beginning of year2010-12-31$0
Total non interest bearing cash at beginning of year2010-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$1,461,806
Value of net assets at end of year (total assets less liabilities)2010-12-31$2,835,879
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$1,374,073
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Assets. partnership/joint venture interests at beginning of year2010-12-31$0
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$2,352,498
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$1,176,462
Interest on participant loans2010-12-31$2,018
Value of interest in master investment trust accounts at end of year2010-12-31$0
Value of interest in master investment trust accounts at beginning of year2010-12-31$0
Value of interest in common/collective trusts at end of year2010-12-31$0
Value of interest in common/collective trusts at beginning of year2010-12-31$0
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$361,902
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$182,057
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$182,057
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$0
Assets. Value of investments in 103.12 investment entities at end of year2010-12-31$0
Assets. Value of investments in 103.12 investment entities at beginning of year2010-12-31$0
Asset value of US Government securities at beginning of year2010-12-31$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)2010-12-31$175,066
Net investment gain/loss from pooled separate accounts2010-12-31$0
Net investment gain or loss from common/collective trusts2010-12-31$0
Net gain/loss from 103.12 investment entities2010-12-31$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31No
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Assets. Invements in employer securities at beginning of year2010-12-31$0
Assets. Value of employer real property at beginning of year2010-12-31$0
Contributions received in cash from employer2010-12-31$619,623
Employer contributions (assets) at end of year2010-12-31$0
Employer contributions (assets) at beginning of year2010-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$121,453
Asset. Corporate debt instrument preferred debt at beginning of year2010-12-31$0
Asset. Corporate debt instrument debt (other) at beginning of year2010-12-31$0
Contract administrator fees2010-12-31$0
Assets. Corporate common stocks other than exployer securities at beginning of year2010-12-31$0
Liabilities. Value of benefit claims payable at beginning of year2010-12-31$0
Assets. Value of buildings and other operty used in plan operation at beginning of year2010-12-31$0
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Liabilities. Value of acquisition indebtedness at beginning of year2010-12-31$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31BLACKMAN KALLICK LLP
Accountancy firm EIN2010-12-31363468829

Form 5500 Responses for UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN

2022: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2022 form 5500 responses
2022-01-01Type of plan entitySingle employer plan
2022-01-01Submission has been amendedNo
2022-01-01This submission is the final filingNo
2022-01-01This return/report is a short plan year return/report (less than 12 months)No
2022-01-01Plan is a collectively bargained planNo
2022-01-01Plan funding arrangement – TrustYes
2022-01-01Plan benefit arrangement - TrustYes
2021: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2021 form 5500 responses
2021-01-01Type of plan entitySingle employer plan
2021-01-01Submission has been amendedNo
2021-01-01This submission is the final filingNo
2021-01-01This return/report is a short plan year return/report (less than 12 months)No
2021-01-01Plan is a collectively bargained planNo
2021-01-01Plan funding arrangement – TrustYes
2021-01-01Plan benefit arrangement - TrustYes
2020: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2020 form 5500 responses
2020-01-01Type of plan entitySingle employer plan
2020-01-01Submission has been amendedNo
2020-01-01This submission is the final filingNo
2020-01-01This return/report is a short plan year return/report (less than 12 months)No
2020-01-01Plan is a collectively bargained planNo
2020-01-01Plan funding arrangement – TrustYes
2020-01-01Plan benefit arrangement - TrustYes
2019: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingNo
2019-01-01This return/report is a short plan year return/report (less than 12 months)No
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedYes
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedYes
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedYes
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01First time form 5500 has been submittedYes
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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