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RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 401k Plan overview

Plan NameRAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN
Plan identification number 001

RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • Profit-sharing
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
  • Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

BANK OF COMMERCE has sponsored the creation of one or more 401k plans.

Company Name:BANK OF COMMERCE
Employer identification number (EIN):731081417
NAIC Classification:518210
NAIC Description:Data Processing, Hosting, and Related Services

Form 5500 Filing Information

Submission information for form 5500 for 401k plan RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0012023-01-01ADAM ANDERSON2024-10-11
0012022-01-01THOMAS B. WALSH2023-10-17
0012021-01-01THOMAS B. WALSH2022-10-14
0012020-01-01THOMAS B. WALSH2021-10-15
0012019-01-01THOMAS B. WALSH2020-10-13
0012018-01-01THOMAS B. WALSH2019-10-10
0012017-01-01THOMAS B. WALSH2018-10-14
0012016-01-01THOMAS B. WALSH
0012015-01-01THOMAS B. WALSH
0012014-01-01THOMAS B. WALSH
0012013-01-01THOMAS B. WALSH
0012012-01-01THOMAS B. WALSH
0012011-01-01THOMAS B. WALSH
0012010-01-01THOMAS B WALSH
0012009-01-01THOMAS B WALSH THOMAS B WALSH2010-10-15

Plan Statistics for RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN

401k plan membership statisitcs for RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN

Measure Date Value
2016: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-0185
Total number of active participants reported on line 7a of the Form 55002016-01-0146
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-013
Total of all active and inactive participants2016-01-0149
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-010
Total participants2016-01-0149
Number of participants with account balances2016-01-0139
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2016-01-010
2015: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01102
Total number of active participants reported on line 7a of the Form 55002015-01-0143
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0140
Total of all active and inactive participants2015-01-0183
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-010
Total participants2015-01-0183
Number of participants with account balances2015-01-0183
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-013
2014: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01112
Total number of active participants reported on line 7a of the Form 55002014-01-0198
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-012
Total of all active and inactive participants2014-01-01100
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01100
Number of participants with account balances2014-01-0180
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01108
Total number of active participants reported on line 7a of the Form 55002013-01-01108
Number of retired or separated participants receiving benefits2013-01-010
Number of other retired or separated participants entitled to future benefits2013-01-014
Total of all active and inactive participants2013-01-01112
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-010
Total participants2013-01-01112
Number of participants with account balances2013-01-0179
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-011
2012: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2012 401k membership
Total participants, beginning-of-year2012-01-01116
Total number of active participants reported on line 7a of the Form 55002012-01-01105
Number of retired or separated participants receiving benefits2012-01-010
Number of other retired or separated participants entitled to future benefits2012-01-013
Total of all active and inactive participants2012-01-01108
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-01-010
Total participants2012-01-01108
Number of participants with account balances2012-01-0181
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-01-011
2011: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2011 401k membership
Total participants, beginning-of-year2011-01-01127
Total number of active participants reported on line 7a of the Form 55002011-01-01104
Number of retired or separated participants receiving benefits2011-01-010
Number of other retired or separated participants entitled to future benefits2011-01-016
Total of all active and inactive participants2011-01-01110
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2011-01-010
Total participants2011-01-01110
Number of participants with account balances2011-01-0186
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2011-01-014
2010: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2010 401k membership
Total participants, beginning-of-year2010-01-01129
Total number of active participants reported on line 7a of the Form 55002010-01-01118
Number of retired or separated participants receiving benefits2010-01-010
Number of other retired or separated participants entitled to future benefits2010-01-016
Total of all active and inactive participants2010-01-01124
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2010-01-010
Total participants2010-01-01124
Number of participants with account balances2010-01-0185
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2010-01-012
2009: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2009 401k membership
Total participants, beginning-of-year2009-01-01143
Total number of active participants reported on line 7a of the Form 55002009-01-01120
Number of retired or separated participants receiving benefits2009-01-010
Number of other retired or separated participants entitled to future benefits2009-01-019
Total of all active and inactive participants2009-01-01129
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2009-01-010
Total participants2009-01-01129
Number of participants with account balances2009-01-0188
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2009-01-014

Financial Data on RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN

Measure Date Value
2016 : RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total transfer of assets from this plan2016-12-31$1,952,271
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$161,948
Total loss/gain on sale of assets2016-12-31$73,557
Total of all expenses incurred2016-12-31$696,722
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$696,232
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$157,132
Value of total assets at end of year2016-12-31$2,583,759
Value of total assets at beginning of year2016-12-31$5,070,804
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$490
Total interest from all sources2016-12-31$14,736
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$10,031
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2016-12-31$10,031
Administrative expenses professional fees incurred2016-12-31$490
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$3,000,000
If this is an individual account plan, was there a blackout period2016-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$116,407
Participant contributions at end of year2016-12-31$208,944
Participant contributions at beginning of year2016-12-31$360,944
Participant contributions at end of year2016-12-31$4,470
Participant contributions at beginning of year2016-12-31$3,656
Value of other receiveables (less allowance for doubtful accounts) at end of year2016-12-31$592
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2016-12-31$341
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$-534,774
Value of net assets at end of year (total assets less liabilities)2016-12-31$2,583,759
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$5,070,804
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2016-12-31$1,314,154
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2016-12-31$2,739,963
Interest on participant loans2016-12-31$14,353
Interest earned on other investments2016-12-31$323
Value of interest in common/collective trusts at end of year2016-12-31$583,403
Value of interest in common/collective trusts at beginning of year2016-12-31$1,164,340
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2016-12-31$470,517
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2016-12-31$800,144
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2016-12-31$800,144
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2016-12-31$60
Net investment gain/loss from registered investment companies (e.g. mutual funds)2016-12-31$-93,508
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31No
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$40,725
Employer contributions (assets) at end of year2016-12-31$1,679
Employer contributions (assets) at beginning of year2016-12-31$1,416
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$696,232
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Aggregate proceeds on sale of assets2016-12-31$2,744,385
Aggregate carrying amount (costs) on sale of assets2016-12-31$2,670,828
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31WILSEY MEYER EATMON TATE PLLC
Accountancy firm EIN2016-12-31731556935
2015 : RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$384,605
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$32,762
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$32,581
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$393,203
Value of total assets at end of year2015-12-31$5,070,804
Value of total assets at beginning of year2015-12-31$4,718,961
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$181
Total interest from all sources2015-12-31$12,068
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$27,847
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2015-12-31$27,847
Administrative expenses professional fees incurred2015-12-31$181
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$3,000,000
If this is an individual account plan, was there a blackout period2015-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$291,974
Participant contributions at end of year2015-12-31$360,944
Participant contributions at beginning of year2015-12-31$370,761
Participant contributions at end of year2015-12-31$3,656
Participant contributions at beginning of year2015-12-31$12,424
Value of other receiveables (less allowance for doubtful accounts) at end of year2015-12-31$341
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2015-12-31$54,320
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$351,843
Value of net assets at end of year (total assets less liabilities)2015-12-31$5,070,804
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$4,718,961
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2015-12-31$2,739,963
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2015-12-31$2,540,871
Interest on participant loans2015-12-31$12,068
Value of interest in common/collective trusts at end of year2015-12-31$1,164,340
Value of interest in common/collective trusts at beginning of year2015-12-31$1,154,357
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2015-12-31$800,144
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2015-12-31$581,630
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2015-12-31$581,630
Net investment gain/loss from registered investment companies (e.g. mutual funds)2015-12-31$-17,385
Net investment gain or loss from common/collective trusts2015-12-31$-31,128
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31Yes
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$101,229
Employer contributions (assets) at end of year2015-12-31$1,416
Employer contributions (assets) at beginning of year2015-12-31$4,598
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$32,581
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31WILSEY MEYER EATMON TATE PLLC
Accountancy firm EIN2015-12-31731556935
2014 : RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$621,929
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$233,768
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$233,544
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$350,553
Value of total assets at end of year2014-12-31$4,718,961
Value of total assets at beginning of year2014-12-31$4,330,800
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$224
Total interest from all sources2014-12-31$12,068
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$24,345
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2014-12-31$24,345
Administrative expenses professional fees incurred2014-12-31$224
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$3,000,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$257,003
Participant contributions at end of year2014-12-31$370,761
Participant contributions at beginning of year2014-12-31$275,128
Participant contributions at end of year2014-12-31$12,424
Participant contributions at beginning of year2014-12-31$11,191
Value of other receiveables (less allowance for doubtful accounts) at end of year2014-12-31$54,320
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2014-12-31$237
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$388,161
Value of net assets at end of year (total assets less liabilities)2014-12-31$4,718,961
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$4,330,800
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2014-12-31$2,540,871
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2014-12-31$2,361,565
Interest on participant loans2014-12-31$12,068
Value of interest in common/collective trusts at end of year2014-12-31$1,154,357
Value of interest in common/collective trusts at beginning of year2014-12-31$1,024,111
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2014-12-31$581,630
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2014-12-31$654,520
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2014-12-31$654,520
Net investment gain/loss from registered investment companies (e.g. mutual funds)2014-12-31$176,003
Net investment gain or loss from common/collective trusts2014-12-31$58,960
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31Yes
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$93,550
Employer contributions (assets) at end of year2014-12-31$4,598
Employer contributions (assets) at beginning of year2014-12-31$4,048
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$233,544
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31WILSEY MEYER EATMON TATE PLLC
Accountancy firm EIN2014-12-31731556935
2013 : RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$8,745
Total income from all sources (including contributions)2013-12-31$1,030,204
Total loss/gain on sale of assets2013-12-31$255,269
Total of all expenses incurred2013-12-31$239,890
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$239,660
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$338,208
Value of total assets at end of year2013-12-31$4,330,800
Value of total assets at beginning of year2013-12-31$3,549,231
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$230
Total interest from all sources2013-12-31$9,714
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$20,868
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2013-12-31$20,868
Administrative expenses professional fees incurred2013-12-31$230
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$3,000,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$246,176
Participant contributions at end of year2013-12-31$275,128
Participant contributions at beginning of year2013-12-31$213,910
Participant contributions at end of year2013-12-31$11,191
Participant contributions at beginning of year2013-12-31$11,422
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$4,344
Value of other receiveables (less allowance for doubtful accounts) at end of year2013-12-31$237
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2013-12-31$679
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2013-12-31$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2013-12-31$8,745
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$790,314
Value of net assets at end of year (total assets less liabilities)2013-12-31$4,330,800
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$3,540,486
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2013-12-31$2,361,565
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2013-12-31$1,812,410
Interest on participant loans2013-12-31$9,655
Value of interest in common/collective trusts at end of year2013-12-31$1,024,111
Value of interest in common/collective trusts at beginning of year2013-12-31$781,904
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2013-12-31$654,520
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2013-12-31$724,640
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2013-12-31$724,640
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2013-12-31$59
Net investment gain/loss from registered investment companies (e.g. mutual funds)2013-12-31$406,145
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31Yes
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$87,688
Employer contributions (assets) at end of year2013-12-31$4,048
Employer contributions (assets) at beginning of year2013-12-31$4,266
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$239,660
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Aggregate proceeds on sale of assets2013-12-31$1,944,288
Aggregate carrying amount (costs) on sale of assets2013-12-31$1,689,019
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31WILSEY MEYER EATMON TATE PLLC
Accountancy firm EIN2013-12-31731556935
2012 : RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2012 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2012-12-31$164,593
Total unrealized appreciation/depreciation of assets2012-12-31$164,593
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$8,745
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$719,102
Total loss/gain on sale of assets2012-12-31$81,961
Total of all expenses incurred2012-12-31$109,780
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$109,780
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$442,950
Value of total assets at end of year2012-12-31$3,549,231
Value of total assets at beginning of year2012-12-31$2,931,164
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$0
Total interest from all sources2012-12-31$7,011
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$22,587
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2012-12-31$22,587
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$2,000,000
If this is an individual account plan, was there a blackout period2012-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$257,980
Participant contributions at end of year2012-12-31$213,910
Participant contributions at beginning of year2012-12-31$205,217
Participant contributions at end of year2012-12-31$11,422
Participant contributions at beginning of year2012-12-31$11,751
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$99,720
Value of other receiveables (less allowance for doubtful accounts) at end of year2012-12-31$679
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2012-12-31$396
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year2012-12-31$8,745
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year2012-12-31$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$609,322
Value of net assets at end of year (total assets less liabilities)2012-12-31$3,540,486
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$2,931,164
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2012-12-31$1,812,410
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2012-12-31$1,262,768
Interest on participant loans2012-12-31$7,011
Value of interest in common/collective trusts at end of year2012-12-31$781,904
Value of interest in common/collective trusts at beginning of year2012-12-31$809,246
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2012-12-31$724,640
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2012-12-31$637,775
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2012-12-31$637,775
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31Yes
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$85,250
Employer contributions (assets) at end of year2012-12-31$4,266
Employer contributions (assets) at beginning of year2012-12-31$4,011
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$109,780
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No
Aggregate proceeds on sale of assets2012-12-31$915,327
Aggregate carrying amount (costs) on sale of assets2012-12-31$833,366
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2012-12-31Yes
Opinion of an independent qualified public accountant for this plan2012-12-31Disclaimer
Accountancy firm name2012-12-31WILSEY MEYER EATMON TATE PLLC
Accountancy firm EIN2012-12-31731556935
2011 : RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2011 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2011-12-31$-98,320
Total unrealized appreciation/depreciation of assets2011-12-31$-98,320
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2011-12-31$0
Total income from all sources (including contributions)2011-12-31$316,558
Total loss/gain on sale of assets2011-12-31$52,925
Total of all expenses incurred2011-12-31$216,061
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2011-12-31$216,061
Expenses. Certain deemed distributions of participant loans2011-12-31$0
Value of total corrective distributions2011-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2011-12-31$337,373
Value of total assets at end of year2011-12-31$2,931,164
Value of total assets at beginning of year2011-12-31$2,830,667
Total of administrative expenses incurred including professional, contract, advisory and management fees2011-12-31$0
Total interest from all sources2011-12-31$7,011
Total dividends received (eg from common stock, registered investment company shares)2011-12-31$17,569
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2011-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2011-12-31$17,569
Was this plan covered by a fidelity bond2011-12-31Yes
Value of fidelity bond cover2011-12-31$2,000,000
If this is an individual account plan, was there a blackout period2011-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2011-12-31$0
Were there any nonexempt tranactions with any party-in-interest2011-12-31No
Contributions received from participants2011-12-31$261,062
Participant contributions at end of year2011-12-31$205,217
Participant contributions at beginning of year2011-12-31$179,322
Participant contributions at end of year2011-12-31$11,751
Participant contributions at beginning of year2011-12-31$15,299
Value of other receiveables (less allowance for doubtful accounts) at end of year2011-12-31$396
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2011-12-31$990
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Value of net income/loss2011-12-31$100,497
Value of net assets at end of year (total assets less liabilities)2011-12-31$2,931,164
Value of net assets at beginning of year (total assets less liabilities)2011-12-31$2,830,667
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2011-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2011-12-31No
Were any leases to which the plan was party in default or uncollectible2011-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2011-12-31$1,262,768
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2011-12-31$1,193,619
Interest on participant loans2011-12-31$7,011
Value of interest in common/collective trusts at end of year2011-12-31$809,246
Value of interest in common/collective trusts at beginning of year2011-12-31$868,912
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2011-12-31$637,775
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2011-12-31$567,618
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2011-12-31$567,618
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2011-12-31No
Was there a failure to transmit to the plan any participant contributions2011-12-31Yes
Has the plan failed to provide any benefit when due under the plan2011-12-31No
Contributions received in cash from employer2011-12-31$76,311
Employer contributions (assets) at end of year2011-12-31$4,011
Employer contributions (assets) at beginning of year2011-12-31$4,907
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2011-12-31$216,061
Did the plan have assets held for investment2011-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2011-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2011-12-31No
Aggregate proceeds on sale of assets2011-12-31$1,767,936
Aggregate carrying amount (costs) on sale of assets2011-12-31$1,715,011
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2011-12-31Yes
Opinion of an independent qualified public accountant for this plan2011-12-31Disclaimer
Accountancy firm name2011-12-31WILSEY MEYER EATMON TATE PLLC
Accountancy firm EIN2011-12-31731556935
2010 : RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2010 401k financial data
Unrealized appreciation/depreciation of other (non real estate) assets2010-12-31$202,244
Total unrealized appreciation/depreciation of assets2010-12-31$202,244
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2010-12-31$0
Total income from all sources (including contributions)2010-12-31$589,496
Total loss/gain on sale of assets2010-12-31$-22,644
Total of all expenses incurred2010-12-31$241,368
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2010-12-31$241,368
Expenses. Certain deemed distributions of participant loans2010-12-31$0
Value of total corrective distributions2010-12-31$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2010-12-31$380,114
Value of total assets at end of year2010-12-31$2,830,667
Value of total assets at beginning of year2010-12-31$2,482,539
Total of administrative expenses incurred including professional, contract, advisory and management fees2010-12-31$0
Total interest from all sources2010-12-31$7,551
Total dividends received (eg from common stock, registered investment company shares)2010-12-31$22,231
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2010-12-31No
Total dividends received from registered investment company shares (eg mutual funds)2010-12-31$22,231
Was this plan covered by a fidelity bond2010-12-31Yes
Value of fidelity bond cover2010-12-31$2,000,000
If this is an individual account plan, was there a blackout period2010-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2010-12-31$0
Were there any nonexempt tranactions with any party-in-interest2010-12-31No
Contributions received from participants2010-12-31$294,261
Participant contributions at end of year2010-12-31$179,322
Participant contributions at beginning of year2010-12-31$130,246
Participant contributions at end of year2010-12-31$15,299
Participant contributions at beginning of year2010-12-31$12,188
Value of other receiveables (less allowance for doubtful accounts) at end of year2010-12-31$990
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2010-12-31$707
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Value of net income/loss2010-12-31$348,128
Value of net assets at end of year (total assets less liabilities)2010-12-31$2,830,667
Value of net assets at beginning of year (total assets less liabilities)2010-12-31$2,482,539
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2010-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2010-12-31No
Were any leases to which the plan was party in default or uncollectible2010-12-31No
Value of interest in registered invesment companies (eg mutual funds) at end of year2010-12-31$1,193,619
Value of interest in registered invesment companies (eg mutual funds) at beginning of year2010-12-31$1,363,749
Interest on participant loans2010-12-31$7,011
Value of interest in common/collective trusts at end of year2010-12-31$868,912
Value of interest in common/collective trusts at beginning of year2010-12-31$568,088
Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year2010-12-31$567,618
Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year2010-12-31$404,217
Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year2010-12-31$404,217
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)2010-12-31$540
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2010-12-31No
Was there a failure to transmit to the plan any participant contributions2010-12-31Yes
Has the plan failed to provide any benefit when due under the plan2010-12-31No
Contributions received in cash from employer2010-12-31$85,853
Employer contributions (assets) at end of year2010-12-31$4,907
Employer contributions (assets) at beginning of year2010-12-31$3,344
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2010-12-31$241,368
Did the plan have assets held for investment2010-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2010-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2010-12-31No
Aggregate proceeds on sale of assets2010-12-31$-22,644
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2010-12-31Yes
Opinion of an independent qualified public accountant for this plan2010-12-31Disclaimer
Accountancy firm name2010-12-31WILSEY MEYER EATMON TATE PLLC
Accountancy firm EIN2010-12-31731556935
2009 : RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2009 401k financial data
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2009-12-31$0

Form 5500 Responses for RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN

2016: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2012 form 5500 responses
2012-01-01Type of plan entitySingle employer plan
2012-01-01Submission has been amendedNo
2012-01-01This submission is the final filingNo
2012-01-01This return/report is a short plan year return/report (less than 12 months)No
2012-01-01Plan is a collectively bargained planNo
2012-01-01Plan funding arrangement – TrustYes
2012-01-01Plan benefit arrangement - TrustYes
2011: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2011 form 5500 responses
2011-01-01Type of plan entitySingle employer plan
2011-01-01Submission has been amendedNo
2011-01-01This submission is the final filingNo
2011-01-01This return/report is a short plan year return/report (less than 12 months)No
2011-01-01Plan is a collectively bargained planNo
2011-01-01Plan funding arrangement – TrustYes
2011-01-01Plan benefit arrangement - TrustYes
2010: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2010 form 5500 responses
2010-01-01Type of plan entitySingle employer plan
2010-01-01Submission has been amendedNo
2010-01-01This submission is the final filingNo
2010-01-01This return/report is a short plan year return/report (less than 12 months)No
2010-01-01Plan is a collectively bargained planNo
2010-01-01Plan funding arrangement – TrustYes
2010-01-01Plan benefit arrangement - TrustYes
2009: RAMEY AND WALSH BANKING GROUP SAVINGS INCENTIVE AND PROFIT SHARING PLAN 2009 form 5500 responses
2009-01-01Type of plan entitySingle employer plan
2009-01-01Submission has been amendedNo
2009-01-01This submission is the final filingNo
2009-01-01This return/report is a short plan year return/report (less than 12 months)No
2009-01-01Plan is a collectively bargained planNo
2009-01-01Plan funding arrangement – TrustYes
2009-01-01Plan benefit arrangement - TrustYes

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