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BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 401k Plan overview

Plan NameBENEFITGUARD RETIREMENT INCOME SECURITY PLAN
Plan identification number 003

BENEFITGUARD RETIREMENT INCOME SECURITY PLAN Benefits

401k Plan TypeDefined Contribution Pension
Plan Features/Benefits
  • ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
  • Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
  • Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
  • Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
  • Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
  • Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.

401k Sponsoring company profile

NEWGISTICS, INC. has sponsored the creation of one or more 401k plans.

Company Name:NEWGISTICS, INC.
Employer identification number (EIN):742937236
NAIC Classification:561900

Additional information about NEWGISTICS, INC.

Jurisdiction of Incorporation: State of Delaware Division of Corporations
Incorporation Date:
Company Identification Number: 3133218

More information about NEWGISTICS, INC.

Form 5500 Filing Information

Submission information for form 5500 for 401k plan BENEFITGUARD RETIREMENT INCOME SECURITY PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator SignedName of Company SponsorDate Sponsor Signed
0032019-01-01
0032018-01-01
0032017-01-01SPENCER BARCLAY
0032016-01-01SPENCER BARCLAY
0032015-01-01SPENCER BARCLAY
0032014-01-01SPENCER BARCLAY
0032013-01-01SPENCER BARCLAY
0032012-07-15D. TAYLOR WELCH

Plan Statistics for BENEFITGUARD RETIREMENT INCOME SECURITY PLAN

401k plan membership statisitcs for BENEFITGUARD RETIREMENT INCOME SECURITY PLAN

Measure Date Value
2019: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2019 401k membership
Total participants, beginning-of-year2019-01-011,123
Total number of active participants reported on line 7a of the Form 55002019-01-010
Number of retired or separated participants receiving benefits2019-01-010
Number of other retired or separated participants entitled to future benefits2019-01-010
Total of all active and inactive participants2019-01-010
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2019-01-010
Total participants2019-01-010
Number of participants with account balances2019-01-010
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2019-01-010
2018: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2018 401k membership
Total participants, beginning-of-year2018-01-01916
Total number of active participants reported on line 7a of the Form 55002018-01-011,027
Number of retired or separated participants receiving benefits2018-01-013
Number of other retired or separated participants entitled to future benefits2018-01-0193
Total of all active and inactive participants2018-01-011,123
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2018-01-010
Total participants2018-01-011,123
Number of participants with account balances2018-01-01452
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2018-01-010
2017: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2017 401k membership
Total participants, beginning-of-year2017-01-01729
Total number of active participants reported on line 7a of the Form 55002017-01-01724
Number of retired or separated participants receiving benefits2017-01-0173
Number of other retired or separated participants entitled to future benefits2017-01-01100
Total of all active and inactive participants2017-01-01897
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2017-01-010
Total participants2017-01-01897
Number of participants with account balances2017-01-01505
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2017-01-010
2016: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2016 401k membership
Total participants, beginning-of-year2016-01-01777
Total number of active participants reported on line 7a of the Form 55002016-01-01674
Number of retired or separated participants receiving benefits2016-01-010
Number of other retired or separated participants entitled to future benefits2016-01-0196
Total of all active and inactive participants2016-01-01770
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2016-01-011
Total participants2016-01-01771
Number of participants with account balances2016-01-01442
2015: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2015 401k membership
Total participants, beginning-of-year2015-01-01547
Total number of active participants reported on line 7a of the Form 55002015-01-01682
Number of retired or separated participants receiving benefits2015-01-010
Number of other retired or separated participants entitled to future benefits2015-01-0184
Total of all active and inactive participants2015-01-01766
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2015-01-011
Total participants2015-01-01767
Number of participants with account balances2015-01-01434
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2015-01-010
2014: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2014 401k membership
Total participants, beginning-of-year2014-01-01437
Total number of active participants reported on line 7a of the Form 55002014-01-01423
Number of retired or separated participants receiving benefits2014-01-010
Number of other retired or separated participants entitled to future benefits2014-01-0164
Total of all active and inactive participants2014-01-01487
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2014-01-010
Total participants2014-01-01487
Number of participants with account balances2014-01-01362
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2014-01-010
2013: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2013 401k membership
Total participants, beginning-of-year2013-01-01416
Total number of active participants reported on line 7a of the Form 55002013-01-01352
Number of retired or separated participants receiving benefits2013-01-017
Number of other retired or separated participants entitled to future benefits2013-01-0160
Total of all active and inactive participants2013-01-01419
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2013-01-011
Total participants2013-01-01420
Number of participants with account balances2013-01-01294
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2013-01-010
2012: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2012 401k membership
Total participants, beginning-of-year2012-07-15418
Total number of active participants reported on line 7a of the Form 55002012-07-15368
Number of retired or separated participants receiving benefits2012-07-152
Number of other retired or separated participants entitled to future benefits2012-07-1531
Total of all active and inactive participants2012-07-15401
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits2012-07-151
Total participants2012-07-15402
Number of participants with account balances2012-07-15321
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested2012-07-150

Financial Data on BENEFITGUARD RETIREMENT INCOME SECURITY PLAN

Measure Date Value
2019 : BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2019 401k financial data
Total unrealized appreciation/depreciation of assets2019-01-02$0
Total transfer of assets from this plan2019-01-02$27,619,021
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-01-02$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2019-01-02$0
Total income from all sources (including contributions)2019-01-02$0
Total loss/gain on sale of assets2019-01-02$0
Total of all expenses incurred2019-01-02$0
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2019-01-02$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)2019-01-02$0
Value of total assets at end of year2019-01-02$0
Value of total assets at beginning of year2019-01-02$27,619,021
Total of administrative expenses incurred including professional, contract, advisory and management fees2019-01-02$0
Total interest from all sources2019-01-02$0
Total dividends received (eg from common stock, registered investment company shares)2019-01-02$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2019-01-02No
Was this plan covered by a fidelity bond2019-01-02Yes
Value of fidelity bond cover2019-01-02$500,000
If this is an individual account plan, was there a blackout period2019-01-02Yes
Were there any nonexempt tranactions with any party-in-interest2019-01-02No
Participant contributions at end of year2019-01-02$0
Participant contributions at beginning of year2019-01-02$588,932
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2019-01-02No
Value of net income/loss2019-01-02$0
Value of net assets at end of year (total assets less liabilities)2019-01-02$0
Value of net assets at beginning of year (total assets less liabilities)2019-01-02$27,619,021
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2019-01-02No
Were any loans by the plan or fixed income obligations due to the plan in default2019-01-02No
Were any leases to which the plan was party in default or uncollectible2019-01-02No
Assets. Value of investments in 103.12 investment entities at end of year2019-01-02$0
Assets. Value of investments in 103.12 investment entities at beginning of year2019-01-02$27,030,089
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2019-01-02No
Was there a failure to transmit to the plan any participant contributions2019-01-02No
Has the plan failed to provide any benefit when due under the plan2019-01-02No
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32019-01-02Yes
Did the plan have assets held for investment2019-01-02Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2019-01-02No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2019-01-02Yes
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2019-01-02Yes
Opinion of an independent qualified public accountant for this plan2019-01-02Disclaimer
Accountancy firm name2019-01-02BAS PARTNERS
Accountancy firm EIN2019-01-02208779390
2018 : BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2018 401k financial data
Total unrealized appreciation/depreciation of assets2018-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2018-12-31$0
Total income from all sources (including contributions)2018-12-31$1,785,856
Total loss/gain on sale of assets2018-12-31$0
Total of all expenses incurred2018-12-31$2,948,709
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2018-12-31$2,756,234
Value of total corrective distributions2018-12-31$159
Total contributions o plan (from employers,participants, others, non cash contrinutions)2018-12-31$3,889,132
Value of total assets at end of year2018-12-31$27,619,021
Value of total assets at beginning of year2018-12-31$28,781,874
Total of administrative expenses incurred including professional, contract, advisory and management fees2018-12-31$192,316
Total interest from all sources2018-12-31$23,510
Total dividends received (eg from common stock, registered investment company shares)2018-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2018-12-31No
Was this plan covered by a fidelity bond2018-12-31Yes
Value of fidelity bond cover2018-12-31$500,000
If this is an individual account plan, was there a blackout period2018-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2018-12-31$0
Were there any nonexempt tranactions with any party-in-interest2018-12-31No
Contributions received from participants2018-12-31$2,400,783
Participant contributions at end of year2018-12-31$588,932
Participant contributions at beginning of year2018-12-31$436,898
Income. Received or receivable in cash from other sources (including rollovers)2018-12-31$322,781
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Value of net income/loss2018-12-31$-1,162,853
Value of net assets at end of year (total assets less liabilities)2018-12-31$27,619,021
Value of net assets at beginning of year (total assets less liabilities)2018-12-31$28,781,874
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2018-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2018-12-31No
Were any leases to which the plan was party in default or uncollectible2018-12-31No
Investment advisory and management fees2018-12-31$98,329
Income. Interest from loans (other than to participants)2018-12-31$23,510
Assets. Value of investments in 103.12 investment entities at end of year2018-12-31$27,030,089
Assets. Value of investments in 103.12 investment entities at beginning of year2018-12-31$28,344,976
Net gain/loss from 103.12 investment entities2018-12-31$-2,126,786
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2018-12-31No
Was there a failure to transmit to the plan any participant contributions2018-12-31No
Has the plan failed to provide any benefit when due under the plan2018-12-31No
Contributions received in cash from employer2018-12-31$1,165,568
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2018-12-31$2,756,234
Contract administrator fees2018-12-31$93,987
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32018-12-31Yes
Did the plan have assets held for investment2018-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2018-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2018-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2018-12-31Yes
Opinion of an independent qualified public accountant for this plan2018-12-31Disclaimer
Accountancy firm name2018-12-31BAS PARTNERS
Accountancy firm EIN2018-12-31208779390
2017 : BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2017 401k financial data
Total unrealized appreciation/depreciation of assets2017-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2017-12-31$0
Total income from all sources (including contributions)2017-12-31$7,713,490
Total loss/gain on sale of assets2017-12-31$0
Total of all expenses incurred2017-12-31$2,081,488
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2017-12-31$1,947,115
Value of total corrective distributions2017-12-31$1,821
Total contributions o plan (from employers,participants, others, non cash contrinutions)2017-12-31$3,714,796
Value of total assets at end of year2017-12-31$28,781,874
Value of total assets at beginning of year2017-12-31$23,149,872
Total of administrative expenses incurred including professional, contract, advisory and management fees2017-12-31$132,552
Total interest from all sources2017-12-31$16,822
Total dividends received (eg from common stock, registered investment company shares)2017-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2017-12-31No
Was this plan covered by a fidelity bond2017-12-31Yes
Value of fidelity bond cover2017-12-31$500,000
If this is an individual account plan, was there a blackout period2017-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2017-12-31$0
Were there any nonexempt tranactions with any party-in-interest2017-12-31No
Contributions received from participants2017-12-31$2,297,119
Participant contributions at end of year2017-12-31$436,898
Participant contributions at beginning of year2017-12-31$355,046
Income. Received or receivable in cash from other sources (including rollovers)2017-12-31$263,998
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Value of net income/loss2017-12-31$5,632,002
Value of net assets at end of year (total assets less liabilities)2017-12-31$28,781,874
Value of net assets at beginning of year (total assets less liabilities)2017-12-31$23,149,872
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2017-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2017-12-31No
Were any leases to which the plan was party in default or uncollectible2017-12-31No
Investment advisory and management fees2017-12-31$60,657
Interest on participant loans2017-12-31$16,822
Assets. Value of investments in 103.12 investment entities at end of year2017-12-31$28,344,976
Assets. Value of investments in 103.12 investment entities at beginning of year2017-12-31$22,794,826
Net gain/loss from 103.12 investment entities2017-12-31$3,981,872
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2017-12-31No
Was there a failure to transmit to the plan any participant contributions2017-12-31No
Has the plan failed to provide any benefit when due under the plan2017-12-31No
Contributions received in cash from employer2017-12-31$1,153,679
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2017-12-31$1,947,115
Contract administrator fees2017-12-31$71,895
Did the plan have assets held for investment2017-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2017-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2017-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2017-12-31Yes
Opinion of an independent qualified public accountant for this plan2017-12-31Disclaimer
Accountancy firm name2017-12-31BAS PARTNERS
Accountancy firm EIN2017-12-31208779390
2016 : BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2016 401k financial data
Total unrealized appreciation/depreciation of assets2016-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2016-12-31$0
Total income from all sources (including contributions)2016-12-31$6,991,253
Total loss/gain on sale of assets2016-12-31$0
Total of all expenses incurred2016-12-31$2,900,970
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2016-12-31$2,770,622
Total contributions o plan (from employers,participants, others, non cash contrinutions)2016-12-31$4,805,583
Value of total assets at end of year2016-12-31$23,149,872
Value of total assets at beginning of year2016-12-31$19,059,589
Total of administrative expenses incurred including professional, contract, advisory and management fees2016-12-31$130,348
Total interest from all sources2016-12-31$13,417
Total dividends received (eg from common stock, registered investment company shares)2016-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2016-12-31No
Administrative expenses professional fees incurred2016-12-31$60,373
Was this plan covered by a fidelity bond2016-12-31Yes
Value of fidelity bond cover2016-12-31$500,000
If this is an individual account plan, was there a blackout period2016-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2016-12-31$0
Were there any nonexempt tranactions with any party-in-interest2016-12-31No
Contributions received from participants2016-12-31$2,485,667
Participant contributions at end of year2016-12-31$355,046
Participant contributions at beginning of year2016-12-31$342,840
Income. Received or receivable in cash from other sources (including rollovers)2016-12-31$1,089,960
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Value of net income/loss2016-12-31$4,090,283
Value of net assets at end of year (total assets less liabilities)2016-12-31$23,149,872
Value of net assets at beginning of year (total assets less liabilities)2016-12-31$19,059,589
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2016-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2016-12-31No
Were any leases to which the plan was party in default or uncollectible2016-12-31No
Interest on participant loans2016-12-31$13,417
Assets. Value of investments in 103.12 investment entities at end of year2016-12-31$22,794,826
Assets. Value of investments in 103.12 investment entities at beginning of year2016-12-31$18,716,749
Net gain/loss from 103.12 investment entities2016-12-31$2,172,253
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2016-12-31No
Was there a failure to transmit to the plan any participant contributions2016-12-31Yes
Has the plan failed to provide any benefit when due under the plan2016-12-31No
Contributions received in cash from employer2016-12-31$1,229,956
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2016-12-31$2,770,622
Contract administrator fees2016-12-31$69,975
Did the plan have assets held for investment2016-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2016-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2016-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2016-12-31Yes
Opinion of an independent qualified public accountant for this plan2016-12-31Disclaimer
Accountancy firm name2016-12-31BAS PARTNERS
Accountancy firm EIN2016-12-31272087793
2015 : BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2015 401k financial data
Total unrealized appreciation/depreciation of assets2015-12-31$0
Total transfer of assets to this plan2015-12-31$1,272,063
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2015-12-31$0
Total income from all sources (including contributions)2015-12-31$4,006,008
Total loss/gain on sale of assets2015-12-31$0
Total of all expenses incurred2015-12-31$3,188,199
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2015-12-31$3,073,275
Total contributions o plan (from employers,participants, others, non cash contrinutions)2015-12-31$4,227,858
Value of total assets at end of year2015-12-31$19,059,589
Value of total assets at beginning of year2015-12-31$16,969,717
Total of administrative expenses incurred including professional, contract, advisory and management fees2015-12-31$114,924
Total interest from all sources2015-12-31$11,460
Total dividends received (eg from common stock, registered investment company shares)2015-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2015-12-31No
Was this plan covered by a fidelity bond2015-12-31Yes
Value of fidelity bond cover2015-12-31$500,000
If this is an individual account plan, was there a blackout period2015-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2015-12-31$0
Were there any nonexempt tranactions with any party-in-interest2015-12-31No
Contributions received from participants2015-12-31$2,360,219
Participant contributions at end of year2015-12-31$342,840
Participant contributions at beginning of year2015-12-31$298,159
Income. Received or receivable in cash from other sources (including rollovers)2015-12-31$713,119
Total non interest bearing cash at end of year2015-12-31$0
Total non interest bearing cash at beginning of year2015-12-31$4
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Value of net income/loss2015-12-31$817,809
Value of net assets at end of year (total assets less liabilities)2015-12-31$19,059,589
Value of net assets at beginning of year (total assets less liabilities)2015-12-31$16,969,717
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2015-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2015-12-31No
Were any leases to which the plan was party in default or uncollectible2015-12-31No
Investment advisory and management fees2015-12-31$52,153
Interest on participant loans2015-12-31$11,460
Assets. Value of investments in 103.12 investment entities at end of year2015-12-31$18,716,749
Assets. Value of investments in 103.12 investment entities at beginning of year2015-12-31$16,669,327
Net gain/loss from 103.12 investment entities2015-12-31$-233,310
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2015-12-31No
Was there a failure to transmit to the plan any participant contributions2015-12-31Yes
Has the plan failed to provide any benefit when due under the plan2015-12-31No
Contributions received in cash from employer2015-12-31$1,154,520
Employer contributions (assets) at end of year2015-12-31$0
Employer contributions (assets) at beginning of year2015-12-31$2,227
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2015-12-31$3,073,275
Contract administrator fees2015-12-31$62,771
Did the plan have assets held for investment2015-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2015-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2015-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2015-12-31Yes
Opinion of an independent qualified public accountant for this plan2015-12-31Disclaimer
Accountancy firm name2015-12-31SCOTT SKIBBIE, INC.
Accountancy firm EIN2015-12-31270851321
2014 : BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2014 401k financial data
Total unrealized appreciation/depreciation of assets2014-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2014-12-31$0
Total income from all sources (including contributions)2014-12-31$3,757,749
Total loss/gain on sale of assets2014-12-31$0
Total of all expenses incurred2014-12-31$1,512,754
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2014-12-31$1,426,857
Total contributions o plan (from employers,participants, others, non cash contrinutions)2014-12-31$2,825,085
Value of total assets at end of year2014-12-31$16,969,717
Value of total assets at beginning of year2014-12-31$14,724,722
Total of administrative expenses incurred including professional, contract, advisory and management fees2014-12-31$85,897
Total interest from all sources2014-12-31$9,545
Total dividends received (eg from common stock, registered investment company shares)2014-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2014-12-31No
Was this plan covered by a fidelity bond2014-12-31Yes
Value of fidelity bond cover2014-12-31$500,000
If this is an individual account plan, was there a blackout period2014-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2014-12-31$0
Were there any nonexempt tranactions with any party-in-interest2014-12-31No
Contributions received from participants2014-12-31$1,754,238
Participant contributions at end of year2014-12-31$298,159
Participant contributions at beginning of year2014-12-31$224,472
Participant contributions at end of year2014-12-31$0
Participant contributions at beginning of year2014-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2014-12-31$198,766
Value of other receiveables (less allowance for doubtful accounts) at end of year2014-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2014-12-31$0
Other income not declared elsewhere2014-12-31$743
Total non interest bearing cash at end of year2014-12-31$4
Total non interest bearing cash at beginning of year2014-12-31$70
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Value of net income/loss2014-12-31$2,244,995
Value of net assets at end of year (total assets less liabilities)2014-12-31$16,969,717
Value of net assets at beginning of year (total assets less liabilities)2014-12-31$14,724,722
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2014-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2014-12-31No
Were any leases to which the plan was party in default or uncollectible2014-12-31No
Investment advisory and management fees2014-12-31$58,629
Interest on participant loans2014-12-31$9,507
Interest earned on other investments2014-12-31$38
Assets. Value of investments in 103.12 investment entities at end of year2014-12-31$16,669,327
Assets. Value of investments in 103.12 investment entities at beginning of year2014-12-31$14,497,835
Net gain/loss from 103.12 investment entities2014-12-31$922,376
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2014-12-31No
Was there a failure to transmit to the plan any participant contributions2014-12-31No
Has the plan failed to provide any benefit when due under the plan2014-12-31No
Contributions received in cash from employer2014-12-31$872,081
Employer contributions (assets) at end of year2014-12-31$2,227
Employer contributions (assets) at beginning of year2014-12-31$2,345
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2014-12-31$1,426,857
Contract administrator fees2014-12-31$27,268
Did the plan have assets held for investment2014-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2014-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2014-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2014-12-31Yes
Opinion of an independent qualified public accountant for this plan2014-12-31Disclaimer
Accountancy firm name2014-12-31SCOTT SKIBBIE, INC.
Accountancy firm EIN2014-12-31200851321
2013 : BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2013 401k financial data
Total unrealized appreciation/depreciation of assets2013-12-31$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2013-12-31$0
Total income from all sources (including contributions)2013-12-31$5,190,602
Total loss/gain on sale of assets2013-12-31$0
Total of all expenses incurred2013-12-31$4,571,450
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2013-12-31$4,481,496
Total contributions o plan (from employers,participants, others, non cash contrinutions)2013-12-31$2,445,886
Value of total assets at end of year2013-12-31$14,724,722
Value of total assets at beginning of year2013-12-31$14,105,570
Total of administrative expenses incurred including professional, contract, advisory and management fees2013-12-31$89,954
Total interest from all sources2013-12-31$9,214
Total dividends received (eg from common stock, registered investment company shares)2013-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2013-12-31No
Was this plan covered by a fidelity bond2013-12-31Yes
Value of fidelity bond cover2013-12-31$500,000
If this is an individual account plan, was there a blackout period2013-12-31No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2013-12-31$0
Were there any nonexempt tranactions with any party-in-interest2013-12-31No
Contributions received from participants2013-12-31$1,500,396
Participant contributions at end of year2013-12-31$224,472
Participant contributions at beginning of year2013-12-31$424,650
Participant contributions at end of year2013-12-31$0
Participant contributions at beginning of year2013-12-31$1,098
Income. Received or receivable in cash from other sources (including rollovers)2013-12-31$196,306
Value of other receiveables (less allowance for doubtful accounts) at end of year2013-12-31$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year2013-12-31$1,871
Other income not declared elsewhere2013-12-31$70
Total non interest bearing cash at end of year2013-12-31$70
Total non interest bearing cash at beginning of year2013-12-31$14,978
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Value of net income/loss2013-12-31$619,152
Value of net assets at end of year (total assets less liabilities)2013-12-31$14,724,722
Value of net assets at beginning of year (total assets less liabilities)2013-12-31$14,105,570
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2013-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2013-12-31No
Were any leases to which the plan was party in default or uncollectible2013-12-31No
Investment advisory and management fees2013-12-31$39,591
Interest on participant loans2013-12-31$9,214
Assets. Value of investments in 103.12 investment entities at end of year2013-12-31$14,497,835
Assets. Value of investments in 103.12 investment entities at beginning of year2013-12-31$13,662,127
Net gain/loss from 103.12 investment entities2013-12-31$2,735,432
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2013-12-31No
Was there a failure to transmit to the plan any participant contributions2013-12-31Yes
Has the plan failed to provide any benefit when due under the plan2013-12-31No
Contributions received in cash from employer2013-12-31$749,184
Employer contributions (assets) at end of year2013-12-31$2,345
Employer contributions (assets) at beginning of year2013-12-31$846
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2013-12-31$4,481,496
Contract administrator fees2013-12-31$50,363
Did the plan have assets held for investment2013-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2013-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2013-12-31No
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)2013-12-31Yes
Opinion of an independent qualified public accountant for this plan2013-12-31Disclaimer
Accountancy firm name2013-12-31SCOTT SKIBBIE, INC.
Accountancy firm EIN2013-12-31200851321
2012 : BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2012 401k financial data
Total unrealized appreciation/depreciation of assets2012-12-31$0
Total transfer of assets to this plan2012-12-31$13,588,640
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)2012-12-31$0
Total income from all sources (including contributions)2012-12-31$1,158,942
Total loss/gain on sale of assets2012-12-31$0
Total of all expenses incurred2012-12-31$642,012
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others2012-12-31$631,931
Total contributions o plan (from employers,participants, others, non cash contrinutions)2012-12-31$809,706
Value of total assets at end of year2012-12-31$14,105,570
Value of total assets at beginning of year2012-12-31$0
Total of administrative expenses incurred including professional, contract, advisory and management fees2012-12-31$10,081
Total interest from all sources2012-12-31$3,904
Total dividends received (eg from common stock, registered investment company shares)2012-12-31$0
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year2012-12-31No
Was this plan covered by a fidelity bond2012-12-31Yes
Value of fidelity bond cover2012-12-31$500,000
If this is an individual account plan, was there a blackout period2012-12-31Yes
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities2012-12-31$0
Were there any nonexempt tranactions with any party-in-interest2012-12-31No
Contributions received from participants2012-12-31$495,329
Participant contributions at end of year2012-12-31$424,650
Participant contributions at beginning of year2012-12-31$0
Participant contributions at end of year2012-12-31$1,098
Participant contributions at beginning of year2012-12-31$0
Income. Received or receivable in cash from other sources (including rollovers)2012-12-31$77,587
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Value of net income/loss2012-12-31$516,930
Value of net assets at end of year (total assets less liabilities)2012-12-31$14,105,570
Value of net assets at beginning of year (total assets less liabilities)2012-12-31$0
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)2012-12-31No
Were any loans by the plan or fixed income obligations due to the plan in default2012-12-31No
Were any leases to which the plan was party in default or uncollectible2012-12-31No
Investment advisory and management fees2012-12-31$3,818
Interest on participant loans2012-12-31$3,904
Assets. Value of investments in 103.12 investment entities at end of year2012-12-31$13,678,976
Assets. Value of investments in 103.12 investment entities at beginning of year2012-12-31$0
Net gain/loss from 103.12 investment entities2012-12-31$345,332
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets2012-12-31No
Was there a failure to transmit to the plan any participant contributions2012-12-31No
Has the plan failed to provide any benefit when due under the plan2012-12-31No
Contributions received in cash from employer2012-12-31$236,790
Employer contributions (assets) at end of year2012-12-31$846
Employer contributions (assets) at beginning of year2012-12-31$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers2012-12-31$631,931
Contract administrator fees2012-12-31$6,263
Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-32012-12-31Yes
Did the plan have assets held for investment2012-12-31Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser2012-12-31No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC2012-12-31No

Form 5500 Responses for BENEFITGUARD RETIREMENT INCOME SECURITY PLAN

2019: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2019 form 5500 responses
2019-01-01Type of plan entitySingle employer plan
2019-01-01Submission has been amendedNo
2019-01-01This submission is the final filingYes
2019-01-01This return/report is a short plan year return/report (less than 12 months)Yes
2019-01-01Plan is a collectively bargained planNo
2019-01-01Plan funding arrangement – TrustYes
2019-01-01Plan benefit arrangement - TrustYes
2018: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2018 form 5500 responses
2018-01-01Type of plan entitySingle employer plan
2018-01-01Submission has been amendedNo
2018-01-01This submission is the final filingNo
2018-01-01This return/report is a short plan year return/report (less than 12 months)No
2018-01-01Plan is a collectively bargained planNo
2018-01-01Plan funding arrangement – TrustYes
2018-01-01Plan benefit arrangement - TrustYes
2017: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2017 form 5500 responses
2017-01-01Type of plan entitySingle employer plan
2017-01-01Submission has been amendedNo
2017-01-01This submission is the final filingNo
2017-01-01This return/report is a short plan year return/report (less than 12 months)No
2017-01-01Plan is a collectively bargained planNo
2017-01-01Plan funding arrangement – TrustYes
2017-01-01Plan benefit arrangement - TrustYes
2016: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2016 form 5500 responses
2016-01-01Type of plan entitySingle employer plan
2016-01-01Submission has been amendedNo
2016-01-01This submission is the final filingNo
2016-01-01This return/report is a short plan year return/report (less than 12 months)No
2016-01-01Plan is a collectively bargained planNo
2016-01-01Plan funding arrangement – TrustYes
2016-01-01Plan benefit arrangement - TrustYes
2015: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2015 form 5500 responses
2015-01-01Type of plan entitySingle employer plan
2015-01-01Submission has been amendedNo
2015-01-01This submission is the final filingNo
2015-01-01This return/report is a short plan year return/report (less than 12 months)No
2015-01-01Plan is a collectively bargained planNo
2015-01-01Plan funding arrangement – TrustYes
2015-01-01Plan benefit arrangement - TrustYes
2014: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2014 form 5500 responses
2014-01-01Type of plan entitySingle employer plan
2014-01-01Submission has been amendedNo
2014-01-01This submission is the final filingNo
2014-01-01This return/report is a short plan year return/report (less than 12 months)No
2014-01-01Plan is a collectively bargained planNo
2014-01-01Plan funding arrangement – TrustYes
2014-01-01Plan benefit arrangement - TrustYes
2013: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2013 form 5500 responses
2013-01-01Type of plan entitySingle employer plan
2013-01-01Submission has been amendedNo
2013-01-01This submission is the final filingNo
2013-01-01This return/report is a short plan year return/report (less than 12 months)No
2013-01-01Plan is a collectively bargained planNo
2013-01-01Plan funding arrangement – TrustYes
2013-01-01Plan benefit arrangement - TrustYes
2012: BENEFITGUARD RETIREMENT INCOME SECURITY PLAN 2012 form 5500 responses
2012-07-15Type of plan entitySingle employer plan
2012-07-15First time form 5500 has been submittedYes
2012-07-15Submission has been amendedNo
2012-07-15This submission is the final filingNo
2012-07-15This return/report is a short plan year return/report (less than 12 months)Yes
2012-07-15Plan is a collectively bargained planNo
2012-07-15Plan funding arrangement – TrustYes
2012-07-15Plan benefit arrangement - TrustYes

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