401k Plan data: HOME BUYERS WARRANTY 401(K) PLAN plan

HOME BUYERS WARRANTY 401(K) PLAN 401k Plan overview

Plan Name	HOME BUYERS WARRANTY 401(K) PLAN
Plan identification number	001

HOME BUYERS WARRANTY 401(K) PLAN Benefits

401k Plan Type

Defined Contribution Pension

Plan Features/Benefits

Profit-sharing
ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
Code section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contribtions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
Master plan - A pension plan that is made available by a sponsor for adoption by employers; that is the subject of a favorable opinion letter; and for which a single funding medium (for example, a trust or custodial account) is established for the joint use of all adopting employers.
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

401k Sponsoring company profile

HBW HOLDINGS, INC. has sponsored the creation of one or more 401k plans.

Company Name: HBW HOLDINGS, INC.

Employer identification number (EIN): 840933217

NAIC Classification: 524290

Form 5500 Filing Information

Submission information for form 5500 for 401k plan HOME BUYERS WARRANTY 401(K) PLAN

Plan id# Filing Submission Date Name of Administrator Date Administrator Signed Name of Company Sponsor Date Sponsor Signed
001 2022-01-01
001 2021-01-01
001 2020-01-01
001 2019-01-01
001 2018-01-01
001 2017-01-01 TRISHA HENDERSON TRISHA HENDERSON 2018-10-05
001 2017-01-01 TRISH HENDERSON TRISH HENDERSON 2018-07-31
001 2016-01-01 TRISH HENDERSON TRISH HENDERSON 2017-09-19
001 2015-01-01 TRISH HENDERSON TRISH HENDERSON 2016-08-03
001 2014-01-01 TRISH HENDERSON TRISH HENDERSON 2015-08-03
001 2013-01-01 TRISH HENDERSON TRISH HENDERSON 2014-07-10
001 2012-01-01 TRISH HENDERSON TRISH HENDERSON 2013-07-12
001 2011-01-01 TRISH HENDERSON TRISH HENDERSON 2012-06-20
001 2010-01-01 MARK LEWIS MARK LEWIS 2011-11-09
001 2009-01-01 TRISH HENDERSON TRISH HENDERSON 2010-08-12

Plan id#	Filing Submission Date	Name of Administrator	Name of Company Sponsor	Date Sponsor Signed
001	2022-01-01
001	2021-01-01
001	2020-01-01
001	2019-01-01
001	2018-01-01
001	2017-01-01	TRISHA HENDERSON	TRISHA HENDERSON	2018-10-05
001	2017-01-01	TRISH HENDERSON	TRISH HENDERSON	2018-07-31
001	2016-01-01	TRISH HENDERSON	TRISH HENDERSON	2017-09-19
001	2015-01-01	TRISH HENDERSON	TRISH HENDERSON	2016-08-03
001	2014-01-01	TRISH HENDERSON	TRISH HENDERSON	2015-08-03
001	2013-01-01	TRISH HENDERSON	TRISH HENDERSON	2014-07-10
001	2012-01-01	TRISH HENDERSON	TRISH HENDERSON	2013-07-12
001	2011-01-01	TRISH HENDERSON	TRISH HENDERSON	2012-06-20
001	2010-01-01	MARK LEWIS	MARK LEWIS	2011-11-09
001	2009-01-01	TRISH HENDERSON	TRISH HENDERSON	2010-08-12

Plan Statistics for HOME BUYERS WARRANTY 401(K) PLAN

401k plan membership statisitcs for HOME BUYERS WARRANTY 401(K) PLAN

Measure Date Value
2022: HOME BUYERS WARRANTY 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year 2022-01-01 741
Total number of active participants reported on line 7a of the Form 5500 2022-01-01 533
Number of retired or separated participants receiving benefits 2022-01-01 0
Number of other retired or separated participants entitled to future benefits 2022-01-01 168
Total of all active and inactive participants 2022-01-01 701
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2022-01-01 2
Total participants 2022-01-01 703
Number of participants with account balances 2022-01-01 694
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2022-01-01 126
2021: HOME BUYERS WARRANTY 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year 2021-01-01 699
Total number of active participants reported on line 7a of the Form 5500 2021-01-01 554
Number of retired or separated participants receiving benefits 2021-01-01 0
Number of other retired or separated participants entitled to future benefits 2021-01-01 175
Total of all active and inactive participants 2021-01-01 729
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2021-01-01 2
Total participants 2021-01-01 731
Number of participants with account balances 2021-01-01 722
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2021-01-01 109
2020: HOME BUYERS WARRANTY 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year 2020-01-01 669
Total number of active participants reported on line 7a of the Form 5500 2020-01-01 503
Number of retired or separated participants receiving benefits 2020-01-01 0
Number of other retired or separated participants entitled to future benefits 2020-01-01 187
Total of all active and inactive participants 2020-01-01 690
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2020-01-01 3
Total participants 2020-01-01 693
Number of participants with account balances 2020-01-01 683
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2020-01-01 25
2019: HOME BUYERS WARRANTY 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year 2019-01-01 631
Total number of active participants reported on line 7a of the Form 5500 2019-01-01 484
Number of retired or separated participants receiving benefits 2019-01-01 0
Number of other retired or separated participants entitled to future benefits 2019-01-01 183
Total of all active and inactive participants 2019-01-01 667
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2019-01-01 2
Total participants 2019-01-01 669
Number of participants with account balances 2019-01-01 665
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2019-01-01 84
2018: HOME BUYERS WARRANTY 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year 2018-01-01 520
Total number of active participants reported on line 7a of the Form 5500 2018-01-01 503
Number of retired or separated participants receiving benefits 2018-01-01 0
Number of other retired or separated participants entitled to future benefits 2018-01-01 72
Total of all active and inactive participants 2018-01-01 575
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2018-01-01 2
Total participants 2018-01-01 577
Number of participants with account balances 2018-01-01 569
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2018-01-01 76
2017: HOME BUYERS WARRANTY 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year 2017-01-01 575
Total number of active participants reported on line 7a of the Form 5500 2017-01-01 442
Number of retired or separated participants receiving benefits 2017-01-01 0
Number of other retired or separated participants entitled to future benefits 2017-01-01 155
Total of all active and inactive participants 2017-01-01 597
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2017-01-01 1
Total participants 2017-01-01 598
Number of participants with account balances 2017-01-01 504
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2017-01-01 66
2016: HOME BUYERS WARRANTY 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year 2016-01-01 548
Total number of active participants reported on line 7a of the Form 5500 2016-01-01 417
Number of retired or separated participants receiving benefits 2016-01-01 0
Number of other retired or separated participants entitled to future benefits 2016-01-01 148
Total of all active and inactive participants 2016-01-01 565
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2016-01-01 1
Total participants 2016-01-01 566
Number of participants with account balances 2016-01-01 467
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2016-01-01 35
2015: HOME BUYERS WARRANTY 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year 2015-01-01 531
Total number of active participants reported on line 7a of the Form 5500 2015-01-01 386
Number of retired or separated participants receiving benefits 2015-01-01 0
Number of other retired or separated participants entitled to future benefits 2015-01-01 146
Total of all active and inactive participants 2015-01-01 532
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2015-01-01 0
Total participants 2015-01-01 532
Number of participants with account balances 2015-01-01 437
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2015-01-01 23
2014: HOME BUYERS WARRANTY 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year 2014-01-01 518
Total number of active participants reported on line 7a of the Form 5500 2014-01-01 382
Number of retired or separated participants receiving benefits 2014-01-01 0
Number of other retired or separated participants entitled to future benefits 2014-01-01 150
Total of all active and inactive participants 2014-01-01 532
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2014-01-01 0
Total participants 2014-01-01 532
Number of participants with account balances 2014-01-01 426
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2014-01-01 0
2013: HOME BUYERS WARRANTY 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year 2013-01-01 501
Total number of active participants reported on line 7a of the Form 5500 2013-01-01 373
Number of retired or separated participants receiving benefits 2013-01-01 0
Number of other retired or separated participants entitled to future benefits 2013-01-01 141
Total of all active and inactive participants 2013-01-01 514
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2013-01-01 0
Total participants 2013-01-01 514
Number of participants with account balances 2013-01-01 413
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2013-01-01 54
2012: HOME BUYERS WARRANTY 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year 2012-01-01 482
Total number of active participants reported on line 7a of the Form 5500 2012-01-01 345
Number of retired or separated participants receiving benefits 2012-01-01 0
Number of other retired or separated participants entitled to future benefits 2012-01-01 146
Total of all active and inactive participants 2012-01-01 491
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2012-01-01 0
Total participants 2012-01-01 491
Number of participants with account balances 2012-01-01 391
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2012-01-01 31
2011: HOME BUYERS WARRANTY 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year 2011-01-01 557
Total number of active participants reported on line 7a of the Form 5500 2011-01-01 332
Number of retired or separated participants receiving benefits 2011-01-01 0
Number of other retired or separated participants entitled to future benefits 2011-01-01 151
Total of all active and inactive participants 2011-01-01 483
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2011-01-01 0
Total participants 2011-01-01 483
Number of participants with account balances 2011-01-01 392
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2011-01-01 14
2010: HOME BUYERS WARRANTY 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year 2010-01-01 564
Total number of active participants reported on line 7a of the Form 5500 2010-01-01 356
Number of retired or separated participants receiving benefits 2010-01-01 0
Number of other retired or separated participants entitled to future benefits 2010-01-01 166
Total of all active and inactive participants 2010-01-01 522
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2010-01-01 1
Total participants 2010-01-01 523
Number of participants with account balances 2010-01-01 392
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2010-01-01 69
2009: HOME BUYERS WARRANTY 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year 2009-01-01 624
Total number of active participants reported on line 7a of the Form 5500 2009-01-01 379
Number of retired or separated participants receiving benefits 2009-01-01 0
Number of other retired or separated participants entitled to future benefits 2009-01-01 266
Total of all active and inactive participants 2009-01-01 645
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits 2009-01-01 0
Total participants 2009-01-01 645
Number of participants with account balances 2009-01-01 395
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested 2009-01-01 66

Measure	Date	Value
2022: HOME BUYERS WARRANTY 401(K) PLAN 2022 401k membership
Total participants, beginning-of-year	2022-01-01	741
Total number of active participants reported on line 7a of the Form 5500	2022-01-01	533
Number of retired or separated participants receiving benefits	2022-01-01	0
Number of other retired or separated participants entitled to future benefits	2022-01-01	168
Total of all active and inactive participants	2022-01-01	701
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2022-01-01	2
Total participants	2022-01-01	703
Number of participants with account balances	2022-01-01	694
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2022-01-01	126
2021: HOME BUYERS WARRANTY 401(K) PLAN 2021 401k membership
Total participants, beginning-of-year	2021-01-01	699
Total number of active participants reported on line 7a of the Form 5500	2021-01-01	554
Number of retired or separated participants receiving benefits	2021-01-01	0
Number of other retired or separated participants entitled to future benefits	2021-01-01	175
Total of all active and inactive participants	2021-01-01	729
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2021-01-01	2
Total participants	2021-01-01	731
Number of participants with account balances	2021-01-01	722
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2021-01-01	109
2020: HOME BUYERS WARRANTY 401(K) PLAN 2020 401k membership
Total participants, beginning-of-year	2020-01-01	669
Total number of active participants reported on line 7a of the Form 5500	2020-01-01	503
Number of retired or separated participants receiving benefits	2020-01-01	0
Number of other retired or separated participants entitled to future benefits	2020-01-01	187
Total of all active and inactive participants	2020-01-01	690
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2020-01-01	3
Total participants	2020-01-01	693
Number of participants with account balances	2020-01-01	683
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2020-01-01	25
2019: HOME BUYERS WARRANTY 401(K) PLAN 2019 401k membership
Total participants, beginning-of-year	2019-01-01	631
Total number of active participants reported on line 7a of the Form 5500	2019-01-01	484
Number of retired or separated participants receiving benefits	2019-01-01	0
Number of other retired or separated participants entitled to future benefits	2019-01-01	183
Total of all active and inactive participants	2019-01-01	667
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2019-01-01	2
Total participants	2019-01-01	669
Number of participants with account balances	2019-01-01	665
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2019-01-01	84
2018: HOME BUYERS WARRANTY 401(K) PLAN 2018 401k membership
Total participants, beginning-of-year	2018-01-01	520
Total number of active participants reported on line 7a of the Form 5500	2018-01-01	503
Number of retired or separated participants receiving benefits	2018-01-01	0
Number of other retired or separated participants entitled to future benefits	2018-01-01	72
Total of all active and inactive participants	2018-01-01	575
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2018-01-01	2
Total participants	2018-01-01	577
Number of participants with account balances	2018-01-01	569
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2018-01-01	76
2017: HOME BUYERS WARRANTY 401(K) PLAN 2017 401k membership
Total participants, beginning-of-year	2017-01-01	575
Total number of active participants reported on line 7a of the Form 5500	2017-01-01	442
Number of retired or separated participants receiving benefits	2017-01-01	0
Number of other retired or separated participants entitled to future benefits	2017-01-01	155
Total of all active and inactive participants	2017-01-01	597
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2017-01-01	1
Total participants	2017-01-01	598
Number of participants with account balances	2017-01-01	504
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2017-01-01	66
2016: HOME BUYERS WARRANTY 401(K) PLAN 2016 401k membership
Total participants, beginning-of-year	2016-01-01	548
Total number of active participants reported on line 7a of the Form 5500	2016-01-01	417
Number of retired or separated participants receiving benefits	2016-01-01	0
Number of other retired or separated participants entitled to future benefits	2016-01-01	148
Total of all active and inactive participants	2016-01-01	565
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2016-01-01	1
Total participants	2016-01-01	566
Number of participants with account balances	2016-01-01	467
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2016-01-01	35
2015: HOME BUYERS WARRANTY 401(K) PLAN 2015 401k membership
Total participants, beginning-of-year	2015-01-01	531
Total number of active participants reported on line 7a of the Form 5500	2015-01-01	386
Number of retired or separated participants receiving benefits	2015-01-01	0
Number of other retired or separated participants entitled to future benefits	2015-01-01	146
Total of all active and inactive participants	2015-01-01	532
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2015-01-01	0
Total participants	2015-01-01	532
Number of participants with account balances	2015-01-01	437
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2015-01-01	23
2014: HOME BUYERS WARRANTY 401(K) PLAN 2014 401k membership
Total participants, beginning-of-year	2014-01-01	518
Total number of active participants reported on line 7a of the Form 5500	2014-01-01	382
Number of retired or separated participants receiving benefits	2014-01-01	0
Number of other retired or separated participants entitled to future benefits	2014-01-01	150
Total of all active and inactive participants	2014-01-01	532
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2014-01-01	0
Total participants	2014-01-01	532
Number of participants with account balances	2014-01-01	426
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2014-01-01	0
2013: HOME BUYERS WARRANTY 401(K) PLAN 2013 401k membership
Total participants, beginning-of-year	2013-01-01	501
Total number of active participants reported on line 7a of the Form 5500	2013-01-01	373
Number of retired or separated participants receiving benefits	2013-01-01	0
Number of other retired or separated participants entitled to future benefits	2013-01-01	141
Total of all active and inactive participants	2013-01-01	514
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2013-01-01	0
Total participants	2013-01-01	514
Number of participants with account balances	2013-01-01	413
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2013-01-01	54
2012: HOME BUYERS WARRANTY 401(K) PLAN 2012 401k membership
Total participants, beginning-of-year	2012-01-01	482
Total number of active participants reported on line 7a of the Form 5500	2012-01-01	345
Number of retired or separated participants receiving benefits	2012-01-01	0
Number of other retired or separated participants entitled to future benefits	2012-01-01	146
Total of all active and inactive participants	2012-01-01	491
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2012-01-01	0
Total participants	2012-01-01	491
Number of participants with account balances	2012-01-01	391
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2012-01-01	31
2011: HOME BUYERS WARRANTY 401(K) PLAN 2011 401k membership
Total participants, beginning-of-year	2011-01-01	557
Total number of active participants reported on line 7a of the Form 5500	2011-01-01	332
Number of retired or separated participants receiving benefits	2011-01-01	0
Number of other retired or separated participants entitled to future benefits	2011-01-01	151
Total of all active and inactive participants	2011-01-01	483
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2011-01-01	0
Total participants	2011-01-01	483
Number of participants with account balances	2011-01-01	392
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2011-01-01	14
2010: HOME BUYERS WARRANTY 401(K) PLAN 2010 401k membership
Total participants, beginning-of-year	2010-01-01	564
Total number of active participants reported on line 7a of the Form 5500	2010-01-01	356
Number of retired or separated participants receiving benefits	2010-01-01	0
Number of other retired or separated participants entitled to future benefits	2010-01-01	166
Total of all active and inactive participants	2010-01-01	522
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2010-01-01	1
Total participants	2010-01-01	523
Number of participants with account balances	2010-01-01	392
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2010-01-01	69
2009: HOME BUYERS WARRANTY 401(K) PLAN 2009 401k membership
Total participants, beginning-of-year	2009-01-01	624
Total number of active participants reported on line 7a of the Form 5500	2009-01-01	379
Number of retired or separated participants receiving benefits	2009-01-01	0
Number of other retired or separated participants entitled to future benefits	2009-01-01	266
Total of all active and inactive participants	2009-01-01	645
Number of deceased participants whose beneficiaries are receiving or are entitled to receive benefits	2009-01-01	0
Total participants	2009-01-01	645
Number of participants with account balances	2009-01-01	395
Participants that terminated employment during the plan year with accrued benefits that were less than 100% vested	2009-01-01	66

Financial Data on HOME BUYERS WARRANTY 401(K) PLAN

Measure	Date	Value
2022 : HOME BUYERS WARRANTY 401(K) PLAN 2022 401k financial data
Total unrealized appreciation/depreciation of assets	2022-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2022-12-31	$0
Total income from all sources (including contributions)	2022-12-31	$-2,565,520
Total loss/gain on sale of assets	2022-12-31	$0
Total of all expenses incurred	2022-12-31	$3,749,244
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2022-12-31	$3,616,176
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2022-12-31	$4,545,469
Value of total assets at end of year	2022-12-31	$32,229,941
Value of total assets at beginning of year	2022-12-31	$38,544,705
Total of administrative expenses incurred including professional, contract, advisory and management fees	2022-12-31	$133,068
Total interest from all sources	2022-12-31	$30,929
Total dividends received (eg from common stock, registered investment company shares)	2022-12-31	$73,168
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2022-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2022-12-31	$73,168
Was this plan covered by a fidelity bond	2022-12-31	Yes
Value of fidelity bond cover	2022-12-31	$500,000
If this is an individual account plan, was there a blackout period	2022-12-31	No
Were there any nonexempt tranactions with any party-in-interest	2022-12-31	No
Contributions received from participants	2022-12-31	$3,083,339
Participant contributions at end of year	2022-12-31	$668,660
Participant contributions at beginning of year	2022-12-31	$660,949
Participant contributions at end of year	2022-12-31	$122,100
Participant contributions at beginning of year	2022-12-31	$130,676
Income. Received or receivable in cash from other sources (including rollovers)	2022-12-31	$387,904
Other income not declared elsewhere	2022-12-31	$11,744
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Value of net income/loss	2022-12-31	$-6,314,764
Value of net assets at end of year (total assets less liabilities)	2022-12-31	$32,229,941
Value of net assets at beginning of year (total assets less liabilities)	2022-12-31	$38,544,705
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2022-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2022-12-31	No
Were any leases to which the plan was party in default or uncollectible	2022-12-31	No
Investment advisory and management fees	2022-12-31	$49,956
Value of interest in registered invesment companies (eg mutual funds) at end of year	2022-12-31	$5,452,003
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2022-12-31	$7,985,677
Value of interest in pooled separate accounts at end of year	2022-12-31	$23,316,366
Value of interest in pooled separate accounts at beginning of year	2022-12-31	$27,390,895
Interest on participant loans	2022-12-31	$30,929
Value of interest in common/collective trusts at end of year	2022-12-31	$2,624,214
Value of interest in common/collective trusts at beginning of year	2022-12-31	$2,315,499
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2022-12-31	$-1,995,346
Net investment gain/loss from pooled separate accounts	2022-12-31	$-5,054,889
Net investment gain or loss from common/collective trusts	2022-12-31	$-176,595
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2022-12-31	No
Was there a failure to transmit to the plan any participant contributions	2022-12-31	No
Has the plan failed to provide any benefit when due under the plan	2022-12-31	No
Contributions received in cash from employer	2022-12-31	$1,074,226
Employer contributions (assets) at end of year	2022-12-31	$46,598
Employer contributions (assets) at beginning of year	2022-12-31	$61,009
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2022-12-31	$3,616,176
Contract administrator fees	2022-12-31	$83,112
Did the plan have assets held for investment	2022-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2022-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2022-12-31	No
Opinion of an independent qualified public accountant for this plan	2022-12-31	Unqualified
Accountancy firm name	2022-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2022-12-31	381357951
2021 : HOME BUYERS WARRANTY 401(K) PLAN 2021 401k financial data
Total unrealized appreciation/depreciation of assets	2021-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2021-12-31	$0
Total income from all sources (including contributions)	2021-12-31	$9,129,680
Total loss/gain on sale of assets	2021-12-31	$0
Total of all expenses incurred	2021-12-31	$4,768,065
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2021-12-31	$4,634,944
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2021-12-31	$4,503,882
Value of total assets at end of year	2021-12-31	$38,544,705
Value of total assets at beginning of year	2021-12-31	$34,183,090
Total of administrative expenses incurred including professional, contract, advisory and management fees	2021-12-31	$133,121
Total interest from all sources	2021-12-31	$24,063
Total dividends received (eg from common stock, registered investment company shares)	2021-12-31	$86,946
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2021-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2021-12-31	$86,946
Was this plan covered by a fidelity bond	2021-12-31	Yes
Value of fidelity bond cover	2021-12-31	$500,000
If this is an individual account plan, was there a blackout period	2021-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2021-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2021-12-31	No
Contributions received from participants	2021-12-31	$2,858,662
Participant contributions at end of year	2021-12-31	$660,949
Participant contributions at beginning of year	2021-12-31	$485,336
Participant contributions at end of year	2021-12-31	$130,676
Participant contributions at beginning of year	2021-12-31	$123,813
Income. Received or receivable in cash from other sources (including rollovers)	2021-12-31	$621,678
Other income not declared elsewhere	2021-12-31	$11,824
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Value of net income/loss	2021-12-31	$4,361,615
Value of net assets at end of year (total assets less liabilities)	2021-12-31	$38,544,705
Value of net assets at beginning of year (total assets less liabilities)	2021-12-31	$34,183,090
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2021-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2021-12-31	No
Were any leases to which the plan was party in default or uncollectible	2021-12-31	No
Investment advisory and management fees	2021-12-31	$49,958
Value of interest in registered invesment companies (eg mutual funds) at end of year	2021-12-31	$7,985,677
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2021-12-31	$7,886,161
Value of interest in pooled separate accounts at end of year	2021-12-31	$27,390,895
Value of interest in pooled separate accounts at beginning of year	2021-12-31	$22,957,814
Interest on participant loans	2021-12-31	$24,063
Value of interest in common/collective trusts at end of year	2021-12-31	$2,315,499
Value of interest in common/collective trusts at beginning of year	2021-12-31	$2,677,643
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2021-12-31	$743,247
Net investment gain/loss from pooled separate accounts	2021-12-31	$3,798,428
Net investment gain or loss from common/collective trusts	2021-12-31	$-38,710
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2021-12-31	No
Was there a failure to transmit to the plan any participant contributions	2021-12-31	No
Has the plan failed to provide any benefit when due under the plan	2021-12-31	No
Contributions received in cash from employer	2021-12-31	$1,023,542
Employer contributions (assets) at end of year	2021-12-31	$61,009
Employer contributions (assets) at beginning of year	2021-12-31	$52,323
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2021-12-31	$4,634,944
Contract administrator fees	2021-12-31	$83,163
Did the plan have assets held for investment	2021-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2021-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2021-12-31	No
Opinion of an independent qualified public accountant for this plan	2021-12-31	Unqualified
Accountancy firm name	2021-12-31	PLANTE & MORAN PLLC
Accountancy firm EIN	2021-12-31	381357951
2020 : HOME BUYERS WARRANTY 401(K) PLAN 2020 401k financial data
Unrealized appreciation/depreciation of real estate assets	2020-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2020-12-31	$0
Total unrealized appreciation/depreciation of assets	2020-12-31	$0
Total transfer of assets to this plan	2020-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2020-12-31	$0
Total income from all sources (including contributions)	2020-12-31	$7,759,374
Total loss/gain on sale of assets	2020-12-31	$0
Total of all expenses incurred	2020-12-31	$3,995,949
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2020-12-31	$3,869,019
Expenses. Certain deemed distributions of participant loans	2020-12-31	$13,795
Value of total corrective distributions	2020-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2020-12-31	$3,150,789
Value of total assets at end of year	2020-12-31	$34,183,090
Value of total assets at beginning of year	2020-12-31	$30,419,665
Total of administrative expenses incurred including professional, contract, advisory and management fees	2020-12-31	$113,135
Total income from rents	2020-12-31	$0
Total interest from all sources	2020-12-31	$27,758
Total dividends received (eg from common stock, registered investment company shares)	2020-12-31	$61,909
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2020-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2020-12-31	$61,909
Administrative expenses professional fees incurred	2020-12-31	$0
Was this plan covered by a fidelity bond	2020-12-31	Yes
Value of fidelity bond cover	2020-12-31	$500,000
If this is an individual account plan, was there a blackout period	2020-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2020-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2020-12-31	No
Amount of non-exempt transactions with any party-in-interest	2020-12-31	$0
Contributions received from participants	2020-12-31	$2,505,407
Participant contributions at end of year	2020-12-31	$485,336
Participant contributions at beginning of year	2020-12-31	$595,408
Participant contributions at end of year	2020-12-31	$123,813
Participant contributions at beginning of year	2020-12-31	$107,723
Income. Received or receivable in cash from other sources (including rollovers)	2020-12-31	$89,292
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2020-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2020-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2020-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2020-12-31	$0
Other income not declared elsewhere	2020-12-31	$9,957
Administrative expenses (other) incurred	2020-12-31	$0
Liabilities. Value of operating payables at beginning of year	2020-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Value of net income/loss	2020-12-31	$3,763,425
Value of net assets at end of year (total assets less liabilities)	2020-12-31	$34,183,090
Value of net assets at beginning of year (total assets less liabilities)	2020-12-31	$30,419,665
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2020-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2020-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2020-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2020-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2020-12-31	$0
Investment advisory and management fees	2020-12-31	$49,961
Value of interest in registered invesment companies (eg mutual funds) at end of year	2020-12-31	$7,886,161
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2020-12-31	$6,778,041
Value of interest in pooled separate accounts at end of year	2020-12-31	$22,957,814
Value of interest in pooled separate accounts at beginning of year	2020-12-31	$20,703,229
Interest on participant loans	2020-12-31	$27,758
Income. Interest from loans (other than to participants)	2020-12-31	$0
Interest earned on other investments	2020-12-31	$0
Income. Interest from US Government securities	2020-12-31	$0
Income. Interest from corporate debt instruments	2020-12-31	$0
Value of interest in common/collective trusts at end of year	2020-12-31	$2,677,643
Value of interest in common/collective trusts at beginning of year	2020-12-31	$2,184,429
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2020-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2020-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2020-12-31	$1,450,801
Net investment gain/loss from pooled separate accounts	2020-12-31	$2,964,096
Net investment gain or loss from common/collective trusts	2020-12-31	$94,064
Net gain/loss from 103.12 investment entities	2020-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2020-12-31	No
Was there a failure to transmit to the plan any participant contributions	2020-12-31	No
Has the plan failed to provide any benefit when due under the plan	2020-12-31	No
Contributions received in cash from employer	2020-12-31	$556,090
Employer contributions (assets) at end of year	2020-12-31	$52,323
Employer contributions (assets) at beginning of year	2020-12-31	$50,835
Income. Dividends from preferred stock	2020-12-31	$0
Income. Dividends from common stock	2020-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2020-12-31	$3,869,019
Contract administrator fees	2020-12-31	$63,174
Liabilities. Value of benefit claims payable at beginning of year	2020-12-31	$0
Did the plan have assets held for investment	2020-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2020-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2020-12-31	No
Aggregate proceeds on sale of assets	2020-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2020-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2020-12-31	$0
Opinion of an independent qualified public accountant for this plan	2020-12-31	Unqualified
Accountancy firm name	2020-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2020-12-31	381357951
2019 : HOME BUYERS WARRANTY 401(K) PLAN 2019 401k financial data
Unrealized appreciation/depreciation of real estate assets	2019-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2019-12-31	$0
Total unrealized appreciation/depreciation of assets	2019-12-31	$0
Total transfer of assets to this plan	2019-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2019-12-31	$0
Total income from all sources (including contributions)	2019-12-31	$9,526,684
Total loss/gain on sale of assets	2019-12-31	$0
Total of all expenses incurred	2019-12-31	$2,478,454
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2019-12-31	$2,328,988
Expenses. Certain deemed distributions of participant loans	2019-12-31	$0
Value of total corrective distributions	2019-12-31	$3,429
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2019-12-31	$4,110,181
Value of total assets at end of year	2019-12-31	$30,419,665
Value of total assets at beginning of year	2019-12-31	$23,371,435
Total of administrative expenses incurred including professional, contract, advisory and management fees	2019-12-31	$146,037
Total income from rents	2019-12-31	$0
Total interest from all sources	2019-12-31	$31,895
Total dividends received (eg from common stock, registered investment company shares)	2019-12-31	$82,532
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2019-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2019-12-31	$82,532
Administrative expenses professional fees incurred	2019-12-31	$0
Was this plan covered by a fidelity bond	2019-12-31	Yes
Value of fidelity bond cover	2019-12-31	$500,000
If this is an individual account plan, was there a blackout period	2019-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2019-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2019-12-31	No
Amount of non-exempt transactions with any party-in-interest	2019-12-31	$0
Contributions received from participants	2019-12-31	$2,398,112
Participant contributions at end of year	2019-12-31	$595,408
Participant contributions at beginning of year	2019-12-31	$494,909
Participant contributions at end of year	2019-12-31	$107,723
Participant contributions at beginning of year	2019-12-31	$97,793
Income. Received or receivable in cash from other sources (including rollovers)	2019-12-31	$834,860
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2019-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2019-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2019-12-31	$0
Other income not declared elsewhere	2019-12-31	$9,059
Administrative expenses (other) incurred	2019-12-31	$0
Liabilities. Value of operating payables at beginning of year	2019-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Value of net income/loss	2019-12-31	$7,048,230
Value of net assets at end of year (total assets less liabilities)	2019-12-31	$30,419,665
Value of net assets at beginning of year (total assets less liabilities)	2019-12-31	$23,371,435
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2019-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2019-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2019-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2019-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2019-12-31	$0
Investment advisory and management fees	2019-12-31	$49,962
Value of interest in registered invesment companies (eg mutual funds) at end of year	2019-12-31	$6,778,041
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2019-12-31	$4,995,465
Value of interest in pooled separate accounts at end of year	2019-12-31	$20,703,229
Value of interest in pooled separate accounts at beginning of year	2019-12-31	$15,249,197
Interest on participant loans	2019-12-31	$31,895
Income. Interest from loans (other than to participants)	2019-12-31	$0
Interest earned on other investments	2019-12-31	$0
Income. Interest from US Government securities	2019-12-31	$0
Income. Interest from corporate debt instruments	2019-12-31	$0
Value of interest in common/collective trusts at end of year	2019-12-31	$2,184,429
Value of interest in common/collective trusts at beginning of year	2019-12-31	$2,470,981
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2019-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2019-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2019-12-31	$1,407,519
Net investment gain/loss from pooled separate accounts	2019-12-31	$3,786,221
Net investment gain or loss from common/collective trusts	2019-12-31	$99,277
Net gain/loss from 103.12 investment entities	2019-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2019-12-31	No
Was there a failure to transmit to the plan any participant contributions	2019-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2019-12-31	No
Contributions received in cash from employer	2019-12-31	$877,209
Employer contributions (assets) at end of year	2019-12-31	$50,835
Employer contributions (assets) at beginning of year	2019-12-31	$63,090
Income. Dividends from preferred stock	2019-12-31	$0
Income. Dividends from common stock	2019-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2019-12-31	$2,328,988
Contract administrator fees	2019-12-31	$96,075
Liabilities. Value of benefit claims payable at beginning of year	2019-12-31	$0
Did the plan have assets held for investment	2019-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2019-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2019-12-31	No
Aggregate proceeds on sale of assets	2019-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2019-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2019-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2019-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2019-12-31	Disclaimer
Accountancy firm name	2019-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2019-12-31	381357951
2018 : HOME BUYERS WARRANTY 401(K) PLAN 2018 401k financial data
Unrealized appreciation/depreciation of real estate assets	2018-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2018-12-31	$0
Total unrealized appreciation/depreciation of assets	2018-12-31	$0
Total transfer of assets to this plan	2018-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2018-12-31	$0
Total income from all sources (including contributions)	2018-12-31	$2,221,428
Total loss/gain on sale of assets	2018-12-31	$0
Total of all expenses incurred	2018-12-31	$2,834,645
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2018-12-31	$2,699,894
Expenses. Certain deemed distributions of participant loans	2018-12-31	$0
Value of total corrective distributions	2018-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2018-12-31	$3,451,846
Value of total assets at end of year	2018-12-31	$23,371,435
Value of total assets at beginning of year	2018-12-31	$23,984,652
Total of administrative expenses incurred including professional, contract, advisory and management fees	2018-12-31	$134,751
Total income from rents	2018-12-31	$0
Total interest from all sources	2018-12-31	$24,053
Total dividends received (eg from common stock, registered investment company shares)	2018-12-31	$73,406
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2018-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2018-12-31	$73,406
Administrative expenses professional fees incurred	2018-12-31	$0
Was this plan covered by a fidelity bond	2018-12-31	Yes
Value of fidelity bond cover	2018-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2018-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2018-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2018-12-31	No
Amount of non-exempt transactions with any party-in-interest	2018-12-31	$0
Contributions received from participants	2018-12-31	$2,275,241
Participant contributions at end of year	2018-12-31	$494,909
Participant contributions at beginning of year	2018-12-31	$456,343
Participant contributions at end of year	2018-12-31	$97,793
Participant contributions at beginning of year	2018-12-31	$88,063
Income. Received or receivable in cash from other sources (including rollovers)	2018-12-31	$320,034
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2018-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2018-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2018-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2018-12-31	$0
Other income not declared elsewhere	2018-12-31	$9,440
Administrative expenses (other) incurred	2018-12-31	$0
Liabilities. Value of operating payables at beginning of year	2018-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Value of net income/loss	2018-12-31	$-613,217
Value of net assets at end of year (total assets less liabilities)	2018-12-31	$23,371,435
Value of net assets at beginning of year (total assets less liabilities)	2018-12-31	$23,984,652
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2018-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2018-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2018-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2018-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2018-12-31	$0
Investment advisory and management fees	2018-12-31	$50,674
Value of interest in registered invesment companies (eg mutual funds) at end of year	2018-12-31	$4,995,465
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2018-12-31	$6,484,666
Value of interest in pooled separate accounts at end of year	2018-12-31	$15,249,197
Value of interest in pooled separate accounts at beginning of year	2018-12-31	$14,892,844
Interest on participant loans	2018-12-31	$24,053
Income. Interest from loans (other than to participants)	2018-12-31	$0
Interest earned on other investments	2018-12-31	$0
Income. Interest from US Government securities	2018-12-31	$0
Income. Interest from corporate debt instruments	2018-12-31	$0
Value of interest in common/collective trusts at end of year	2018-12-31	$2,470,981
Value of interest in common/collective trusts at beginning of year	2018-12-31	$2,014,454
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2018-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2018-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2018-12-31	$-400,383
Net investment gain/loss from pooled separate accounts	2018-12-31	$-947,069
Net investment gain or loss from common/collective trusts	2018-12-31	$10,135
Net gain/loss from 103.12 investment entities	2018-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2018-12-31	No
Was there a failure to transmit to the plan any participant contributions	2018-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2018-12-31	No
Contributions received in cash from employer	2018-12-31	$856,571
Employer contributions (assets) at end of year	2018-12-31	$63,090
Employer contributions (assets) at beginning of year	2018-12-31	$48,282
Income. Dividends from preferred stock	2018-12-31	$0
Income. Dividends from common stock	2018-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2018-12-31	$2,699,894
Contract administrator fees	2018-12-31	$84,077
Liabilities. Value of benefit claims payable at beginning of year	2018-12-31	$0
Did the plan have assets held for investment	2018-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2018-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2018-12-31	No
Aggregate proceeds on sale of assets	2018-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2018-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2018-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2018-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2018-12-31	Disclaimer
Accountancy firm name	2018-12-31	PLANTE & MORAN, PLLC
Accountancy firm EIN	2018-12-31	381357951
2017 : HOME BUYERS WARRANTY 401(K) PLAN 2017 401k financial data
Unrealized appreciation/depreciation of real estate assets	2017-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2017-12-31	$0
Total unrealized appreciation/depreciation of assets	2017-12-31	$0
Total transfer of assets to this plan	2017-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2017-12-31	$0
Total income from all sources (including contributions)	2017-12-31	$6,461,933
Total loss/gain on sale of assets	2017-12-31	$0
Total of all expenses incurred	2017-12-31	$2,873,175
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2017-12-31	$2,714,600
Expenses. Certain deemed distributions of participant loans	2017-12-31	$0
Value of total corrective distributions	2017-12-31	$40,976
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2017-12-31	$3,096,618
Value of total assets at end of year	2017-12-31	$23,984,652
Value of total assets at beginning of year	2017-12-31	$20,395,894
Total of administrative expenses incurred including professional, contract, advisory and management fees	2017-12-31	$117,599
Total income from rents	2017-12-31	$0
Total interest from all sources	2017-12-31	$19,531
Total dividends received (eg from common stock, registered investment company shares)	2017-12-31	$94,554
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2017-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2017-12-31	$94,554
Administrative expenses professional fees incurred	2017-12-31	$0
Was this plan covered by a fidelity bond	2017-12-31	Yes
Value of fidelity bond cover	2017-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2017-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2017-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2017-12-31	No
Amount of non-exempt transactions with any party-in-interest	2017-12-31	$0
Contributions received from participants	2017-12-31	$1,961,931
Participant contributions at end of year	2017-12-31	$456,343
Participant contributions at beginning of year	2017-12-31	$368,279
Participant contributions at end of year	2017-12-31	$88,063
Participant contributions at beginning of year	2017-12-31	$0
Income. Received or receivable in cash from other sources (including rollovers)	2017-12-31	$415,329
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2017-12-31	$144
Value of other receiveables (less allowance for doubtful accounts) at end of year	2017-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2017-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2017-12-31	$0
Other income not declared elsewhere	2017-12-31	$4,395
Administrative expenses (other) incurred	2017-12-31	$0
Liabilities. Value of operating payables at beginning of year	2017-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Value of net income/loss	2017-12-31	$3,588,758
Value of net assets at end of year (total assets less liabilities)	2017-12-31	$23,984,652
Value of net assets at beginning of year (total assets less liabilities)	2017-12-31	$20,395,894
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2017-12-31	Yes
Were any loans by the plan or fixed income obligations due to the plan in default	2017-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2017-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2017-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2017-12-31	$0
Investment advisory and management fees	2017-12-31	$53,890
Value of interest in registered invesment companies (eg mutual funds) at end of year	2017-12-31	$6,484,666
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2017-12-31	$6,628,601
Value of interest in pooled separate accounts at end of year	2017-12-31	$14,892,844
Value of interest in pooled separate accounts at beginning of year	2017-12-31	$10,837,407
Interest on participant loans	2017-12-31	$19,531
Income. Interest from loans (other than to participants)	2017-12-31	$0
Interest earned on other investments	2017-12-31	$0
Income. Interest from US Government securities	2017-12-31	$0
Income. Interest from corporate debt instruments	2017-12-31	$0
Value of interest in common/collective trusts at end of year	2017-12-31	$2,014,454
Value of interest in common/collective trusts at beginning of year	2017-12-31	$2,561,607
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2017-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2017-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2017-12-31	$1,189,345
Net investment gain/loss from pooled separate accounts	2017-12-31	$2,034,556
Net investment gain or loss from common/collective trusts	2017-12-31	$22,934
Net gain/loss from 103.12 investment entities	2017-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2017-12-31	No
Was there a failure to transmit to the plan any participant contributions	2017-12-31	No
Has the plan failed to provide any benefit when due under the plan	2017-12-31	No
Contributions received in cash from employer	2017-12-31	$719,358
Employer contributions (assets) at end of year	2017-12-31	$48,282
Employer contributions (assets) at beginning of year	2017-12-31	$0
Income. Dividends from preferred stock	2017-12-31	$0
Income. Dividends from common stock	2017-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2017-12-31	$2,714,456
Contract administrator fees	2017-12-31	$63,709
Liabilities. Value of benefit claims payable at beginning of year	2017-12-31	$0
Did the plan have assets held for investment	2017-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2017-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2017-12-31	No
Aggregate proceeds on sale of assets	2017-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2017-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2017-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2017-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2017-12-31	Disclaimer
Accountancy firm name	2017-12-31	EKS&H LLLP
Accountancy firm EIN	2017-12-31	461497033
2016 : HOME BUYERS WARRANTY 401(K) PLAN 2016 401k financial data
Unrealized appreciation/depreciation of real estate assets	2016-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2016-12-31	$0
Total unrealized appreciation/depreciation of assets	2016-12-31	$0
Total transfer of assets to this plan	2016-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2016-12-31	$0
Total income from all sources (including contributions)	2016-12-31	$3,899,184
Total loss/gain on sale of assets	2016-12-31	$0
Total of all expenses incurred	2016-12-31	$1,377,914
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2016-12-31	$1,288,467
Expenses. Certain deemed distributions of participant loans	2016-12-31	$0
Value of total corrective distributions	2016-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2016-12-31	$2,600,477
Value of total assets at end of year	2016-12-31	$20,395,894
Value of total assets at beginning of year	2016-12-31	$17,874,624
Total of administrative expenses incurred including professional, contract, advisory and management fees	2016-12-31	$89,447
Total income from rents	2016-12-31	$0
Total interest from all sources	2016-12-31	$15,814
Total dividends received (eg from common stock, registered investment company shares)	2016-12-31	$104,133
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2016-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2016-12-31	$104,133
Administrative expenses professional fees incurred	2016-12-31	$0
Was this plan covered by a fidelity bond	2016-12-31	Yes
Value of fidelity bond cover	2016-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2016-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2016-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2016-12-31	No
Amount of non-exempt transactions with any party-in-interest	2016-12-31	$0
Contributions received from participants	2016-12-31	$1,880,951
Participant contributions at end of year	2016-12-31	$368,279
Participant contributions at beginning of year	2016-12-31	$405,023
Participant contributions at end of year	2016-12-31	$0
Participant contributions at beginning of year	2016-12-31	$74,225
Income. Received or receivable in cash from other sources (including rollovers)	2016-12-31	$27,038
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2016-12-31	$108
Value of other receiveables (less allowance for doubtful accounts) at end of year	2016-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2016-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2016-12-31	$0
Other income not declared elsewhere	2016-12-31	$0
Administrative expenses (other) incurred	2016-12-31	$0
Liabilities. Value of operating payables at beginning of year	2016-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Value of net income/loss	2016-12-31	$2,521,270
Value of net assets at end of year (total assets less liabilities)	2016-12-31	$20,395,894
Value of net assets at beginning of year (total assets less liabilities)	2016-12-31	$17,874,624
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2016-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2016-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2016-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2016-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2016-12-31	$0
Investment advisory and management fees	2016-12-31	$46,660
Value of interest in registered invesment companies (eg mutual funds) at end of year	2016-12-31	$6,628,601
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2016-12-31	$5,992,735
Value of interest in pooled separate accounts at end of year	2016-12-31	$10,837,407
Value of interest in pooled separate accounts at beginning of year	2016-12-31	$8,796,444
Interest on participant loans	2016-12-31	$15,814
Income. Interest from loans (other than to participants)	2016-12-31	$0
Interest earned on other investments	2016-12-31	$0
Income. Interest from US Government securities	2016-12-31	$0
Income. Interest from corporate debt instruments	2016-12-31	$0
Value of interest in common/collective trusts at end of year	2016-12-31	$2,561,607
Value of interest in common/collective trusts at beginning of year	2016-12-31	$2,578,085
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2016-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2016-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2016-12-31	$393,895
Net investment gain/loss from pooled separate accounts	2016-12-31	$767,685
Net investment gain or loss from common/collective trusts	2016-12-31	$17,180
Net gain/loss from 103.12 investment entities	2016-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2016-12-31	No
Was there a failure to transmit to the plan any participant contributions	2016-12-31	No
Has the plan failed to provide any benefit when due under the plan	2016-12-31	No
Contributions received in cash from employer	2016-12-31	$692,488
Employer contributions (assets) at end of year	2016-12-31	$0
Employer contributions (assets) at beginning of year	2016-12-31	$28,112
Income. Dividends from preferred stock	2016-12-31	$0
Income. Dividends from common stock	2016-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2016-12-31	$1,288,359
Contract administrator fees	2016-12-31	$42,787
Liabilities. Value of benefit claims payable at beginning of year	2016-12-31	$0
Did the plan have assets held for investment	2016-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2016-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2016-12-31	No
Aggregate proceeds on sale of assets	2016-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2016-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2016-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2016-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2016-12-31	Disclaimer
Accountancy firm name	2016-12-31	EKS&H LLLP
Accountancy firm EIN	2016-12-31	461497033
2015 : HOME BUYERS WARRANTY 401(K) PLAN 2015 401k financial data
Unrealized appreciation/depreciation of real estate assets	2015-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2015-12-31	$0
Total unrealized appreciation/depreciation of assets	2015-12-31	$0
Total transfer of assets to this plan	2015-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2015-12-31	$0
Total income from all sources (including contributions)	2015-12-31	$1,979,630
Total loss/gain on sale of assets	2015-12-31	$0
Total of all expenses incurred	2015-12-31	$1,777,248
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2015-12-31	$1,675,723
Expenses. Certain deemed distributions of participant loans	2015-12-31	$0
Value of total corrective distributions	2015-12-31	$19,734
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2015-12-31	$1,984,202
Value of total assets at end of year	2015-12-31	$17,874,624
Value of total assets at beginning of year	2015-12-31	$17,672,242
Total of administrative expenses incurred including professional, contract, advisory and management fees	2015-12-31	$81,791
Total income from rents	2015-12-31	$0
Total interest from all sources	2015-12-31	$19,206
Total dividends received (eg from common stock, registered investment company shares)	2015-12-31	$95,845
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2015-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2015-12-31	$95,845
Administrative expenses professional fees incurred	2015-12-31	$0
Was this plan covered by a fidelity bond	2015-12-31	Yes
Value of fidelity bond cover	2015-12-31	$5,000,000
If this is an individual account plan, was there a blackout period	2015-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2015-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2015-12-31	No
Amount of non-exempt transactions with any party-in-interest	2015-12-31	$0
Contributions received from participants	2015-12-31	$1,585,894
Participant contributions at end of year	2015-12-31	$405,023
Participant contributions at beginning of year	2015-12-31	$504,907
Participant contributions at end of year	2015-12-31	$74,225
Participant contributions at beginning of year	2015-12-31	$54,161
Income. Received or receivable in cash from other sources (including rollovers)	2015-12-31	$130,930
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2015-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2015-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2015-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2015-12-31	$0
Other income not declared elsewhere	2015-12-31	$0
Administrative expenses (other) incurred	2015-12-31	$0
Liabilities. Value of operating payables at beginning of year	2015-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Value of net income/loss	2015-12-31	$202,382
Value of net assets at end of year (total assets less liabilities)	2015-12-31	$17,874,624
Value of net assets at beginning of year (total assets less liabilities)	2015-12-31	$17,672,242
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2015-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2015-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2015-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2015-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2015-12-31	$0
Investment advisory and management fees	2015-12-31	$43,507
Value of interest in registered invesment companies (eg mutual funds) at end of year	2015-12-31	$5,992,735
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2015-12-31	$6,439,512
Value of interest in pooled separate accounts at end of year	2015-12-31	$8,796,444
Value of interest in pooled separate accounts at beginning of year	2015-12-31	$8,563,083
Interest on participant loans	2015-12-31	$19,206
Income. Interest from loans (other than to participants)	2015-12-31	$0
Interest earned on other investments	2015-12-31	$0
Income. Interest from US Government securities	2015-12-31	$0
Income. Interest from corporate debt instruments	2015-12-31	$0
Value of interest in common/collective trusts at end of year	2015-12-31	$2,578,085
Value of interest in common/collective trusts at beginning of year	2015-12-31	$2,110,579
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2015-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2015-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2015-12-31	$-147,065
Net investment gain/loss from pooled separate accounts	2015-12-31	$13,966
Net investment gain or loss from common/collective trusts	2015-12-31	$13,476
Net gain/loss from 103.12 investment entities	2015-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2015-12-31	No
Was there a failure to transmit to the plan any participant contributions	2015-12-31	No
Has the plan failed to provide any benefit when due under the plan	2015-12-31	No
Contributions received in cash from employer	2015-12-31	$267,378
Employer contributions (assets) at end of year	2015-12-31	$28,112
Employer contributions (assets) at beginning of year	2015-12-31	$0
Income. Dividends from preferred stock	2015-12-31	$0
Income. Dividends from common stock	2015-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2015-12-31	$1,675,723
Contract administrator fees	2015-12-31	$38,284
Liabilities. Value of benefit claims payable at beginning of year	2015-12-31	$0
Did the plan have assets held for investment	2015-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2015-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2015-12-31	No
Aggregate proceeds on sale of assets	2015-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2015-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2015-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2015-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2015-12-31	Disclaimer
Accountancy firm name	2015-12-31	EKS&H LLLP
Accountancy firm EIN	2015-12-31	461497033
2014 : HOME BUYERS WARRANTY 401(K) PLAN 2014 401k financial data
Unrealized appreciation/depreciation of real estate assets	2014-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2014-12-31	$0
Total unrealized appreciation/depreciation of assets	2014-12-31	$0
Total transfer of assets to this plan	2014-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2014-12-31	$0
Total income from all sources (including contributions)	2014-12-31	$2,199,598
Total loss/gain on sale of assets	2014-12-31	$0
Total of all expenses incurred	2014-12-31	$1,193,464
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2014-12-31	$1,102,633
Expenses. Certain deemed distributions of participant loans	2014-12-31	$0
Value of total corrective distributions	2014-12-31	$3,459
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2014-12-31	$1,296,292
Value of total assets at end of year	2014-12-31	$17,672,242
Value of total assets at beginning of year	2014-12-31	$16,666,108
Total of administrative expenses incurred including professional, contract, advisory and management fees	2014-12-31	$87,372
Total income from rents	2014-12-31	$0
Total interest from all sources	2014-12-31	$19,401
Total dividends received (eg from common stock, registered investment company shares)	2014-12-31	$99,343
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2014-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2014-12-31	$99,343
Administrative expenses professional fees incurred	2014-12-31	$11,250
Was this plan covered by a fidelity bond	2014-12-31	Yes
Value of fidelity bond cover	2014-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2014-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2014-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2014-12-31	No
Amount of non-exempt transactions with any party-in-interest	2014-12-31	$0
Contributions received from participants	2014-12-31	$1,252,251
Participant contributions at end of year	2014-12-31	$504,907
Participant contributions at beginning of year	2014-12-31	$426,360
Participant contributions at end of year	2014-12-31	$54,161
Participant contributions at beginning of year	2014-12-31	$55,876
Income. Received or receivable in cash from other sources (including rollovers)	2014-12-31	$44,041
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2014-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2014-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2014-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2014-12-31	$0
Other income not declared elsewhere	2014-12-31	$21
Administrative expenses (other) incurred	2014-12-31	$0
Liabilities. Value of operating payables at beginning of year	2014-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Value of net income/loss	2014-12-31	$1,006,134
Value of net assets at end of year (total assets less liabilities)	2014-12-31	$17,672,242
Value of net assets at beginning of year (total assets less liabilities)	2014-12-31	$16,666,108
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2014-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2014-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2014-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2014-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2014-12-31	$0
Investment advisory and management fees	2014-12-31	$37,728
Value of interest in registered invesment companies (eg mutual funds) at end of year	2014-12-31	$6,439,512
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2014-12-31	$5,572,664
Value of interest in pooled separate accounts at end of year	2014-12-31	$8,563,083
Value of interest in pooled separate accounts at beginning of year	2014-12-31	$8,355,521
Interest on participant loans	2014-12-31	$19,401
Income. Interest from loans (other than to participants)	2014-12-31	$0
Interest earned on other investments	2014-12-31	$0
Income. Interest from US Government securities	2014-12-31	$0
Income. Interest from corporate debt instruments	2014-12-31	$0
Value of interest in common/collective trusts at end of year	2014-12-31	$2,110,579
Value of interest in common/collective trusts at beginning of year	2014-12-31	$2,255,687
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2014-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2014-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2014-12-31	$117,656
Net investment gain/loss from pooled separate accounts	2014-12-31	$631,525
Net investment gain or loss from common/collective trusts	2014-12-31	$35,360
Net gain/loss from 103.12 investment entities	2014-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2014-12-31	No
Was there a failure to transmit to the plan any participant contributions	2014-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2014-12-31	No
Contributions received in cash from employer	2014-12-31	$0
Employer contributions (assets) at end of year	2014-12-31	$0
Employer contributions (assets) at beginning of year	2014-12-31	$0
Income. Dividends from preferred stock	2014-12-31	$0
Income. Dividends from common stock	2014-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2014-12-31	$1,102,633
Contract administrator fees	2014-12-31	$38,394
Liabilities. Value of benefit claims payable at beginning of year	2014-12-31	$0
Did the plan have assets held for investment	2014-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2014-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2014-12-31	No
Aggregate proceeds on sale of assets	2014-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2014-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2014-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2014-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2014-12-31	Disclaimer
Accountancy firm name	2014-12-31	EKS&H LLLP
Accountancy firm EIN	2014-12-31	461497033
2013 : HOME BUYERS WARRANTY 401(K) PLAN 2013 401k financial data
Unrealized appreciation/depreciation of real estate assets	2013-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2013-12-31	$0
Total unrealized appreciation/depreciation of assets	2013-12-31	$0
Total transfer of assets to this plan	2013-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2013-12-31	$0
Total income from all sources (including contributions)	2013-12-31	$3,519,202
Total loss/gain on sale of assets	2013-12-31	$0
Total of all expenses incurred	2013-12-31	$1,364,305
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2013-12-31	$1,331,409
Expenses. Certain deemed distributions of participant loans	2013-12-31	$0
Value of total corrective distributions	2013-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2013-12-31	$1,181,953
Value of total assets at end of year	2013-12-31	$16,666,108
Value of total assets at beginning of year	2013-12-31	$14,511,211
Total of administrative expenses incurred including professional, contract, advisory and management fees	2013-12-31	$32,896
Total income from rents	2013-12-31	$0
Total interest from all sources	2013-12-31	$16,778
Total dividends received (eg from common stock, registered investment company shares)	2013-12-31	$67,373
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2013-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2013-12-31	$67,373
Administrative expenses professional fees incurred	2013-12-31	$10,980
Was this plan covered by a fidelity bond	2013-12-31	Yes
Value of fidelity bond cover	2013-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2013-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2013-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2013-12-31	No
Amount of non-exempt transactions with any party-in-interest	2013-12-31	$0
Contributions received from participants	2013-12-31	$1,110,393
Participant contributions at end of year	2013-12-31	$426,360
Participant contributions at beginning of year	2013-12-31	$461,012
Participant contributions at end of year	2013-12-31	$55,876
Participant contributions at beginning of year	2013-12-31	$41,755
Income. Received or receivable in cash from other sources (including rollovers)	2013-12-31	$71,560
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2013-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2013-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2013-12-31	$0
Other income not declared elsewhere	2013-12-31	$0
Administrative expenses (other) incurred	2013-12-31	$0
Liabilities. Value of operating payables at beginning of year	2013-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Value of net income/loss	2013-12-31	$2,154,897
Value of net assets at end of year (total assets less liabilities)	2013-12-31	$16,666,108
Value of net assets at beginning of year (total assets less liabilities)	2013-12-31	$14,511,211
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2013-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2013-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2013-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2013-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2013-12-31	$0
Investment advisory and management fees	2013-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2013-12-31	$5,572,664
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2013-12-31	$4,692,675
Value of interest in pooled separate accounts at end of year	2013-12-31	$8,355,521
Value of interest in pooled separate accounts at beginning of year	2013-12-31	$7,015,794
Interest on participant loans	2013-12-31	$16,778
Income. Interest from loans (other than to participants)	2013-12-31	$0
Interest earned on other investments	2013-12-31	$0
Income. Interest from US Government securities	2013-12-31	$0
Income. Interest from corporate debt instruments	2013-12-31	$0
Value of interest in common/collective trusts at end of year	2013-12-31	$2,255,687
Value of interest in common/collective trusts at beginning of year	2013-12-31	$2,299,975
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2013-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2013-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2013-12-31	$943,877
Net investment gain/loss from pooled separate accounts	2013-12-31	$1,337,896
Net investment gain or loss from common/collective trusts	2013-12-31	$-28,675
Net gain/loss from 103.12 investment entities	2013-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2013-12-31	No
Was there a failure to transmit to the plan any participant contributions	2013-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2013-12-31	No
Contributions received in cash from employer	2013-12-31	$0
Employer contributions (assets) at end of year	2013-12-31	$0
Employer contributions (assets) at beginning of year	2013-12-31	$0
Income. Dividends from preferred stock	2013-12-31	$0
Income. Dividends from common stock	2013-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2013-12-31	$1,331,409
Contract administrator fees	2013-12-31	$21,916
Liabilities. Value of benefit claims payable at beginning of year	2013-12-31	$0
Did the plan have assets held for investment	2013-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2013-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2013-12-31	No
Aggregate proceeds on sale of assets	2013-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2013-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2013-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2013-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2013-12-31	Disclaimer
Accountancy firm name	2013-12-31	EKS&H LLLP
Accountancy firm EIN	2013-12-31	461497033
2012 : HOME BUYERS WARRANTY 401(K) PLAN 2012 401k financial data
Unrealized appreciation/depreciation of real estate assets	2012-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2012-12-31	$0
Total unrealized appreciation/depreciation of assets	2012-12-31	$0
Total transfer of assets to this plan	2012-12-31	$0
Total transfer of assets from this plan	2012-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2012-12-31	$0
Total income from all sources (including contributions)	2012-12-31	$2,643,886
Total loss/gain on sale of assets	2012-12-31	$0
Total of all expenses incurred	2012-12-31	$1,379,916
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2012-12-31	$1,357,818
Expenses. Certain deemed distributions of participant loans	2012-12-31	$0
Value of total corrective distributions	2012-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2012-12-31	$1,046,143
Value of total assets at end of year	2012-12-31	$14,511,211
Value of total assets at beginning of year	2012-12-31	$13,247,241
Total of administrative expenses incurred including professional, contract, advisory and management fees	2012-12-31	$22,098
Total income from rents	2012-12-31	$0
Total interest from all sources	2012-12-31	$19,125
Total dividends received (eg from common stock, registered investment company shares)	2012-12-31	$74,593
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2012-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2012-12-31	$74,593
Administrative expenses professional fees incurred	2012-12-31	$10,250
Was this plan covered by a fidelity bond	2012-12-31	Yes
Value of fidelity bond cover	2012-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2012-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2012-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2012-12-31	No
Amount of non-exempt transactions with any party-in-interest	2012-12-31	$0
Contributions received from participants	2012-12-31	$959,063
Participant contributions at end of year	2012-12-31	$461,012
Participant contributions at beginning of year	2012-12-31	$435,333
Participant contributions at end of year	2012-12-31	$41,755
Participant contributions at beginning of year	2012-12-31	$35,915
Income. Received or receivable in cash from other sources (including rollovers)	2012-12-31	$87,080
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2012-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at end of year	2012-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2012-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2012-12-31	$0
Other income not declared elsewhere	2012-12-31	$0
Administrative expenses (other) incurred	2012-12-31	$0
Liabilities. Value of operating payables at beginning of year	2012-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Value of net income/loss	2012-12-31	$1,263,970
Value of net assets at end of year (total assets less liabilities)	2012-12-31	$14,511,211
Value of net assets at beginning of year (total assets less liabilities)	2012-12-31	$13,247,241
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2012-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2012-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2012-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2012-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2012-12-31	$0
Investment advisory and management fees	2012-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2012-12-31	$4,692,675
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2012-12-31	$4,608,729
Value of interest in pooled separate accounts at end of year	2012-12-31	$7,015,794
Value of interest in pooled separate accounts at beginning of year	2012-12-31	$5,857,998
Interest on participant loans	2012-12-31	$19,125
Income. Interest from loans (other than to participants)	2012-12-31	$0
Interest earned on other investments	2012-12-31	$0
Income. Interest from US Government securities	2012-12-31	$0
Income. Interest from corporate debt instruments	2012-12-31	$0
Value of interest in common/collective trusts at end of year	2012-12-31	$2,299,975
Value of interest in common/collective trusts at beginning of year	2012-12-31	$2,309,266
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2012-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2012-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2012-12-31	$582,177
Net investment gain/loss from pooled separate accounts	2012-12-31	$863,309
Net investment gain or loss from common/collective trusts	2012-12-31	$58,539
Net gain/loss from 103.12 investment entities	2012-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2012-12-31	No
Was there a failure to transmit to the plan any participant contributions	2012-12-31	No
Has the plan failed to provide any benefit when due under the plan	2012-12-31	No
Contributions received in cash from employer	2012-12-31	$0
Employer contributions (assets) at end of year	2012-12-31	$0
Employer contributions (assets) at beginning of year	2012-12-31	$0
Income. Dividends from preferred stock	2012-12-31	$0
Income. Dividends from common stock	2012-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2012-12-31	$1,357,818
Contract administrator fees	2012-12-31	$11,848
Liabilities. Value of benefit claims payable at beginning of year	2012-12-31	$0
Did the plan have assets held for investment	2012-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2012-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2012-12-31	No
Aggregate proceeds on sale of assets	2012-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2012-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2012-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2012-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2012-12-31	Disclaimer
Accountancy firm name	2012-12-31	EKS&HC LLLP
Accountancy firm EIN	2012-12-31	461497033
2011 : HOME BUYERS WARRANTY 401(K) PLAN 2011 401k financial data
Unrealized appreciation/depreciation of real estate assets	2011-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2011-12-31	$0
Total unrealized appreciation/depreciation of assets	2011-12-31	$0
Total transfer of assets to this plan	2011-12-31	$0
Total transfer of assets from this plan	2011-12-31	$0
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2011-12-31	$0
Total income from all sources (including contributions)	2011-12-31	$920,726
Total loss/gain on sale of assets	2011-12-31	$0
Total of all expenses incurred	2011-12-31	$2,158,115
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2011-12-31	$2,147,055
Expenses. Certain deemed distributions of participant loans	2011-12-31	$0
Value of total corrective distributions	2011-12-31	$0
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2011-12-31	$1,125,286
Value of total assets at end of year	2011-12-31	$13,247,241
Value of total assets at beginning of year	2011-12-31	$14,484,630
Total of administrative expenses incurred including professional, contract, advisory and management fees	2011-12-31	$11,060
Total income from rents	2011-12-31	$0
Total interest from all sources	2011-12-31	$17,346
Total dividends received (eg from common stock, registered investment company shares)	2011-12-31	$48,031
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2011-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2011-12-31	$48,031
Administrative expenses professional fees incurred	2011-12-31	$0
Was this plan covered by a fidelity bond	2011-12-31	Yes
Value of fidelity bond cover	2011-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2011-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2011-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2011-12-31	No
Amount of non-exempt transactions with any party-in-interest	2011-12-31	$0
Contributions received from participants	2011-12-31	$882,797
Participant contributions at end of year	2011-12-31	$435,333
Participant contributions at beginning of year	2011-12-31	$442,409
Participant contributions at end of year	2011-12-31	$35,915
Participant contributions at beginning of year	2011-12-31	$36,647
Income. Received or receivable in cash from other sources (including rollovers)	2011-12-31	$242,489
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2011-12-31	$73
Value of other receiveables (less allowance for doubtful accounts) at end of year	2011-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2011-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2011-12-31	$0
Other income not declared elsewhere	2011-12-31	$290
Administrative expenses (other) incurred	2011-12-31	$114
Liabilities. Value of operating payables at beginning of year	2011-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Value of net income/loss	2011-12-31	$-1,237,389
Value of net assets at end of year (total assets less liabilities)	2011-12-31	$13,247,241
Value of net assets at beginning of year (total assets less liabilities)	2011-12-31	$14,484,630
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2011-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2011-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2011-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2011-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2011-12-31	$0
Investment advisory and management fees	2011-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2011-12-31	$4,608,729
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2011-12-31	$5,056,082
Value of interest in pooled separate accounts at end of year	2011-12-31	$5,857,998
Value of interest in pooled separate accounts at beginning of year	2011-12-31	$6,513,847
Interest on participant loans	2011-12-31	$17,346
Income. Interest from loans (other than to participants)	2011-12-31	$0
Interest earned on other investments	2011-12-31	$0
Income. Interest from US Government securities	2011-12-31	$0
Income. Interest from corporate debt instruments	2011-12-31	$0
Value of interest in common/collective trusts at end of year	2011-12-31	$2,309,266
Value of interest in common/collective trusts at beginning of year	2011-12-31	$2,435,645
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2011-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2011-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2011-12-31	$-256,063
Net investment gain/loss from pooled separate accounts	2011-12-31	$-79,404
Net investment gain or loss from common/collective trusts	2011-12-31	$65,240
Net gain/loss from 103.12 investment entities	2011-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2011-12-31	No
Was there a failure to transmit to the plan any participant contributions	2011-12-31	Yes
Has the plan failed to provide any benefit when due under the plan	2011-12-31	No
Contributions received in cash from employer	2011-12-31	$0
Employer contributions (assets) at end of year	2011-12-31	$0
Employer contributions (assets) at beginning of year	2011-12-31	$0
Income. Dividends from preferred stock	2011-12-31	$0
Income. Dividends from common stock	2011-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2011-12-31	$2,146,982
Contract administrator fees	2011-12-31	$10,946
Liabilities. Value of benefit claims payable at beginning of year	2011-12-31	$0
Did the plan have assets held for investment	2011-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2011-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2011-12-31	No
Aggregate proceeds on sale of assets	2011-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2011-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2011-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2011-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2011-12-31	Disclaimer
Accountancy firm name	2011-12-31	EHRHARDT, KEEFE, STEINER & HOTTMAN
Accountancy firm EIN	2011-12-31	840869721
2010 : HOME BUYERS WARRANTY 401(K) PLAN 2010 401k financial data
Unrealized appreciation/depreciation of real estate assets	2010-12-31	$0
Unrealized appreciation/depreciation of other (non real estate) assets	2010-12-31	$0
Total unrealized appreciation/depreciation of assets	2010-12-31	$0
Total transfer of assets to this plan	2010-12-31	$0
Total transfer of assets from this plan	2010-12-31	$55,746
Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities)	2010-12-31	$0
Total income from all sources (including contributions)	2010-12-31	$2,588,799
Total loss/gain on sale of assets	2010-12-31	$0
Total of all expenses incurred	2010-12-31	$1,588,073
Benefit payments and payments to participlants,beneficiaries,insurance carriers and others	2010-12-31	$1,573,404
Expenses. Certain deemed distributions of participant loans	2010-12-31	$0
Value of total corrective distributions	2010-12-31	$3,737
Total contributions o plan (from employers,participants, others, non cash contrinutions)	2010-12-31	$1,112,445
Value of total assets at end of year	2010-12-31	$14,484,630
Value of total assets at beginning of year	2010-12-31	$13,539,650
Total of administrative expenses incurred including professional, contract, advisory and management fees	2010-12-31	$10,932
Total income from rents	2010-12-31	$0
Total interest from all sources	2010-12-31	$25,156
Total dividends received (eg from common stock, registered investment company shares)	2010-12-31	$45,861
Has a resolution to terminate the plan been adopted during the plan year or any prior plan year	2010-12-31	No
Total dividends received from registered investment company shares (eg mutual funds)	2010-12-31	$45,861
Administrative expenses professional fees incurred	2010-12-31	$0
Was this plan covered by a fidelity bond	2010-12-31	Yes
Value of fidelity bond cover	2010-12-31	$3,000,000
If this is an individual account plan, was there a blackout period	2010-12-31	No
Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities	2010-12-31	$0
Were there any nonexempt tranactions with any party-in-interest	2010-12-31	No
Amount of non-exempt transactions with any party-in-interest	2010-12-31	$0
Contributions received from participants	2010-12-31	$1,004,922
Participant contributions at end of year	2010-12-31	$442,409
Participant contributions at beginning of year	2010-12-31	$527,422
Participant contributions at end of year	2010-12-31	$36,647
Participant contributions at beginning of year	2010-12-31	$44,098
Income. Received or receivable in cash from other sources (including rollovers)	2010-12-31	$107,523
Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries)	2010-12-31	$5,524
Value of other receiveables (less allowance for doubtful accounts) at end of year	2010-12-31	$0
Value of other receiveables (less allowance for doubtful accounts) at beginning of year	2010-12-31	$0
Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year	2010-12-31	$0
Other income not declared elsewhere	2010-12-31	$5,604
Administrative expenses (other) incurred	2010-12-31	$0
Liabilities. Value of operating payables at beginning of year	2010-12-31	$0
Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Value of net income/loss	2010-12-31	$1,000,726
Value of net assets at end of year (total assets less liabilities)	2010-12-31	$14,484,630
Value of net assets at beginning of year (total assets less liabilities)	2010-12-31	$13,539,650
Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond)	2010-12-31	No
Were any loans by the plan or fixed income obligations due to the plan in default	2010-12-31	No
Amount of loans by the plan or fixed income obligations due to the plan which were in default/classified-as-uncollectible as of the close of the plan year	2010-12-31	$0
Were any leases to which the plan was party in default or uncollectible	2010-12-31	No
Amount of leases to which the plan was a party which were in default/classified-as-uncollectible during the year	2010-12-31	$0
Investment advisory and management fees	2010-12-31	$0
Value of interest in registered invesment companies (eg mutual funds) at end of year	2010-12-31	$5,056,082
Value of interest in registered invesment companies (eg mutual funds) at beginning of year	2010-12-31	$4,060,067
Value of interest in pooled separate accounts at end of year	2010-12-31	$6,513,847
Value of interest in pooled separate accounts at beginning of year	2010-12-31	$6,699,861
Interest on participant loans	2010-12-31	$25,156
Income. Interest from loans (other than to participants)	2010-12-31	$0
Interest earned on other investments	2010-12-31	$0
Income. Interest from US Government securities	2010-12-31	$0
Income. Interest from corporate debt instruments	2010-12-31	$0
Value of interest in common/collective trusts at end of year	2010-12-31	$2,435,645
Value of interest in common/collective trusts at beginning of year	2010-12-31	$2,208,202
Interest earned from interest bearing cash (including money market accounts and certificates of deposit)	2010-12-31	$0
Expenses. Payments to insurance carriers foe the provision of benefits	2010-12-31	$0
Net investment gain/loss from registered investment companies (e.g. mutual funds)	2010-12-31	$438,606
Net investment gain/loss from pooled separate accounts	2010-12-31	$870,737
Net investment gain or loss from common/collective trusts	2010-12-31	$90,390
Net gain/loss from 103.12 investment entities	2010-12-31	$0
Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets	2010-12-31	No
Was there a failure to transmit to the plan any participant contributions	2010-12-31	No
Has the plan failed to provide any benefit when due under the plan	2010-12-31	No
Contributions received in cash from employer	2010-12-31	$0
Employer contributions (assets) at end of year	2010-12-31	$0
Employer contributions (assets) at beginning of year	2010-12-31	$0
Income. Dividends from preferred stock	2010-12-31	$0
Income. Dividends from common stock	2010-12-31	$0
Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers	2010-12-31	$1,567,880
Contract administrator fees	2010-12-31	$10,932
Liabilities. Value of benefit claims payable at beginning of year	2010-12-31	$0
Did the plan have assets held for investment	2010-12-31	Yes
Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser	2010-12-31	No
Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC	2010-12-31	No
Aggregate proceeds on sale of assets	2010-12-31	$0
Aggregate carrying amount (costs) on sale of assets	2010-12-31	$0
Liabilities. Value of acquisition indebtedness at beginning of year	2010-12-31	$0
Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d)	2010-12-31	Yes
Opinion of an independent qualified public accountant for this plan	2010-12-31	Disclaimer
Accountancy firm name	2010-12-31	EHRHARDT, KEEFE, STEINER & HOTTMAN
Accountancy firm EIN	2010-12-31	840869721

Form 5500 Responses for HOME BUYERS WARRANTY 401(K) PLAN

2022: HOME BUYERS WARRANTY 401(K) PLAN 2022 form 5500 responses
2022-01-01	Type of plan entity	Single employer plan
2022-01-01	This submission is the final filing	No
2022-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2022-01-01	Plan is a collectively bargained plan	No
2022-01-01	Plan funding arrangement – Insurance	Yes
2022-01-01	Plan funding arrangement – Trust	Yes
2022-01-01	Plan benefit arrangement – Insurance	Yes
2022-01-01	Plan benefit arrangement - Trust	Yes
2021: HOME BUYERS WARRANTY 401(K) PLAN 2021 form 5500 responses
2021-01-01	Type of plan entity	Single employer plan
2021-01-01	This submission is the final filing	No
2021-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2021-01-01	Plan is a collectively bargained plan	No
2021-01-01	Plan funding arrangement – Insurance	Yes
2021-01-01	Plan funding arrangement – Trust	Yes
2021-01-01	Plan benefit arrangement – Insurance	Yes
2021-01-01	Plan benefit arrangement - Trust	Yes
2020: HOME BUYERS WARRANTY 401(K) PLAN 2020 form 5500 responses
2020-01-01	Type of plan entity	Single employer plan
2020-01-01	This submission is the final filing	No
2020-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2020-01-01	Plan is a collectively bargained plan	No
2020-01-01	Plan funding arrangement – Insurance	Yes
2020-01-01	Plan funding arrangement – Trust	Yes
2020-01-01	Plan benefit arrangement – Insurance	Yes
2020-01-01	Plan benefit arrangement - Trust	Yes
2019: HOME BUYERS WARRANTY 401(K) PLAN 2019 form 5500 responses
2019-01-01	Type of plan entity	Single employer plan
2019-01-01	This submission is the final filing	No
2019-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2019-01-01	Plan is a collectively bargained plan	No
2019-01-01	Plan funding arrangement – Insurance	Yes
2019-01-01	Plan funding arrangement – Trust	Yes
2019-01-01	Plan benefit arrangement – Insurance	Yes
2019-01-01	Plan benefit arrangement - Trust	Yes
2018: HOME BUYERS WARRANTY 401(K) PLAN 2018 form 5500 responses
2018-01-01	Type of plan entity	Single employer plan
2018-01-01	This submission is the final filing	No
2018-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2018-01-01	Plan is a collectively bargained plan	No
2018-01-01	Plan funding arrangement – Insurance	Yes
2018-01-01	Plan funding arrangement – Trust	Yes
2018-01-01	Plan benefit arrangement – Insurance	Yes
2018-01-01	Plan benefit arrangement - Trust	Yes
2017: HOME BUYERS WARRANTY 401(K) PLAN 2017 form 5500 responses
2017-01-01	Type of plan entity	Single employer plan
2017-01-01	Submission has been amended	Yes
2017-01-01	This submission is the final filing	No
2017-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2017-01-01	Plan is a collectively bargained plan	No
2017-01-01	Plan funding arrangement – Insurance	Yes
2017-01-01	Plan funding arrangement – Trust	Yes
2017-01-01	Plan benefit arrangement – Insurance	Yes
2017-01-01	Plan benefit arrangement - Trust	Yes
2016: HOME BUYERS WARRANTY 401(K) PLAN 2016 form 5500 responses
2016-01-01	Type of plan entity	Single employer plan
2016-01-01	This submission is the final filing	No
2016-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2016-01-01	Plan is a collectively bargained plan	No
2016-01-01	Plan funding arrangement – Insurance	Yes
2016-01-01	Plan funding arrangement – Trust	Yes
2016-01-01	Plan benefit arrangement – Insurance	Yes
2016-01-01	Plan benefit arrangement - Trust	Yes
2015: HOME BUYERS WARRANTY 401(K) PLAN 2015 form 5500 responses
2015-01-01	Type of plan entity	Single employer plan
2015-01-01	This submission is the final filing	No
2015-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2015-01-01	Plan is a collectively bargained plan	No
2015-01-01	Plan funding arrangement – Insurance	Yes
2015-01-01	Plan funding arrangement – Trust	Yes
2015-01-01	Plan benefit arrangement – Insurance	Yes
2015-01-01	Plan benefit arrangement - Trust	Yes
2014: HOME BUYERS WARRANTY 401(K) PLAN 2014 form 5500 responses
2014-01-01	Type of plan entity	Single employer plan
2014-01-01	This submission is the final filing	No
2014-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2014-01-01	Plan is a collectively bargained plan	No
2014-01-01	Plan funding arrangement – Insurance	Yes
2014-01-01	Plan funding arrangement – Trust	Yes
2014-01-01	Plan benefit arrangement – Insurance	Yes
2014-01-01	Plan benefit arrangement - Trust	Yes
2013: HOME BUYERS WARRANTY 401(K) PLAN 2013 form 5500 responses
2013-01-01	Type of plan entity	Single employer plan
2013-01-01	This submission is the final filing	No
2013-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2013-01-01	Plan is a collectively bargained plan	No
2013-01-01	Plan funding arrangement – Insurance	Yes
2013-01-01	Plan funding arrangement – Trust	Yes
2013-01-01	Plan benefit arrangement – Insurance	Yes
2013-01-01	Plan benefit arrangement - Trust	Yes
2012: HOME BUYERS WARRANTY 401(K) PLAN 2012 form 5500 responses
2012-01-01	Type of plan entity	Single employer plan
2012-01-01	This submission is the final filing	No
2012-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2012-01-01	Plan is a collectively bargained plan	No
2012-01-01	Plan funding arrangement – Insurance	Yes
2012-01-01	Plan funding arrangement – Trust	Yes
2012-01-01	Plan benefit arrangement – Insurance	Yes
2012-01-01	Plan benefit arrangement - Trust	Yes
2011: HOME BUYERS WARRANTY 401(K) PLAN 2011 form 5500 responses
2011-01-01	Type of plan entity	Single employer plan
2011-01-01	This submission is the final filing	No
2011-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2011-01-01	Plan is a collectively bargained plan	No
2011-01-01	Plan funding arrangement – Insurance	Yes
2011-01-01	Plan funding arrangement – Trust	Yes
2011-01-01	Plan benefit arrangement – Insurance	Yes
2011-01-01	Plan benefit arrangement - Trust	Yes
2010: HOME BUYERS WARRANTY 401(K) PLAN 2010 form 5500 responses
2010-01-01	Type of plan entity	Single employer plan
2010-01-01	Submission has been amended	Yes
2010-01-01	This submission is the final filing	No
2010-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2010-01-01	Plan is a collectively bargained plan	No
2010-01-01	Plan funding arrangement – Insurance	Yes
2010-01-01	Plan funding arrangement – Trust	Yes
2010-01-01	Plan benefit arrangement – Insurance	Yes
2010-01-01	Plan benefit arrangement - Trust	Yes
2009: HOME BUYERS WARRANTY 401(K) PLAN 2009 form 5500 responses
2009-01-01	Type of plan entity	Single employer plan
2009-01-01	Submission has been amended	No
2009-01-01	This submission is the final filing	No
2009-01-01	This return/report is a short plan year return/report (less than 12 months)	No
2009-01-01	Plan is a collectively bargained plan	No
2009-01-01	Plan funding arrangement – Insurance	Yes
2009-01-01	Plan funding arrangement – Trust	Yes
2009-01-01	Plan benefit arrangement – Insurance	Yes
2009-01-01	Plan benefit arrangement - Trust	Yes

Insurance Providers Used on plan

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

450291

Policy instance

Insurance contract or identification number	450291
Number of Individuals Covered	703
Insurance policy start date	2022-01-01
Insurance policy end date	2022-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

450291

Policy instance

Insurance contract or identification number	450291
Number of Individuals Covered	731
Insurance policy start date	2021-01-01
Insurance policy end date	2021-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

450291

Policy instance

Insurance contract or identification number	450291
Number of Individuals Covered	693
Insurance policy start date	2020-01-01
Insurance policy end date	2020-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

450291

Policy instance

Insurance contract or identification number	450291
Number of Individuals Covered	669
Insurance policy start date	2019-01-01
Insurance policy end date	2019-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

450291

Policy instance

Insurance contract or identification number	450291
Number of Individuals Covered	577
Insurance policy start date	2018-01-01
Insurance policy end date	2018-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $0
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No

PRINCIPAL LIFE INSURANCE COMPANY (National Association of Insurance Commissioners NAIC id number: 61271 )

Policy contract number

450291

Policy instance

Insurance contract or identification number	450291
Number of Individuals Covered	598
Insurance policy start date	2017-01-01
Insurance policy end date	2017-12-31
Total amount of commissions paid to insurance broker	USD $0
Total amount of fees paid to insurance company	USD $5,419
Contract purchased, in whole or in part, to distribute benefits from a terminating plan	No
Did the insurance company fail to provide any information necessary to complete Schedule A of form 5500?	No
Commission paid to Insurance Broker	USD $0
Amount paid for insurance broker fees	5419
Additional information about fees paid to insurance broker	PRORATED INCENTIVE, NOT DEDUCTED FROM PLAN
Insurance broker organization code?	3
Insurance broker name	LOCKTON FINANCIAL ADVISORS LLC

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Company Name:	HBW HOLDINGS, INC.
Employer identification number (EIN):	840933217
NAIC Classification:	524290