PROFESSIONAL CREDIT HOLDING CORPORATION has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan PROFESSIONAL CREDIT 401(K) PLAN
| Measure | Date | Value |
|---|
| 2025 : PROFESSIONAL CREDIT 401(K) PLAN 2025 401k financial data |
|---|
| Total liabilities as of the end of the plan year | 2025-07-16 | 1108 |
| Total liabilities as of the beginning of the plan year | 2025-07-16 | 33906 |
| Total expenses incurred by plan in this plan year | 2025-07-16 | 611122 |
| Net assets as of the end of the plan year | 2025-07-16 | 4959316 |
| Total assets as of the beginning of the plan year | 2025-07-16 | 4257406 |
| Value of plan covered by a fidelity bond | 2025-07-16 | 425741 |
| Participant contributions to plan in this plan year | 2025-07-16 | 438984 |
| Value of participant loans at end of plan year | 2025-07-16 | 73456 |
| Other contributions to plan in this plan year | 2025-07-16 | 240420 |
| Other income to plan in this plan year | 2025-07-16 | 540632 |
| Plan net income in this plan year | 2025-07-16 | 734708 |
| Net assets as of the end of the plan year | 2025-07-16 | 4958208 |
| Net assets as of the beginning of the plan year | 2025-07-16 | 4223500 |
| Employer contributions to plan in this plan year | 2025-07-16 | 125794 |
| Fees paid to broker by Benefit Provider | 2025-07-16 | 2262 |
| Expensese paid to adminstrative service provicers from plan in this plan year | 2025-07-16 | 46121 |
| 2024 : PROFESSIONAL CREDIT 401(K) PLAN 2024 401k financial data |
|---|
| Total liabilities as of the end of the plan year | 2024-03-29 | 33906 |
| Total liabilities as of the beginning of the plan year | 2024-03-29 | 26873 |
| Total expenses incurred by plan in this plan year | 2024-03-29 | 282870 |
| Net assets as of the end of the plan year | 2024-03-29 | 4257406 |
| Total assets as of the beginning of the plan year | 2024-03-29 | 3459696 |
| Value of plan covered by a fidelity bond | 2024-03-29 | 343283 |
| Participant contributions to plan in this plan year | 2024-03-29 | 383961 |
| Value of participant loans at end of plan year | 2024-03-29 | 64548 |
| Other income to plan in this plan year | 2024-03-29 | 587458 |
| Plan net income in this plan year | 2024-03-29 | 790677 |
| Net assets as of the end of the plan year | 2024-03-29 | 4223500 |
| Net assets as of the beginning of the plan year | 2024-03-29 | 3432823 |
| Employer contributions to plan in this plan year | 2024-03-29 | 102128 |
| Fees paid to broker by Benefit Provider | 2024-03-29 | 7405 |
| Expensese paid to adminstrative service provicers from plan in this plan year | 2024-03-29 | 37516 |
| 2022 : PROFESSIONAL CREDIT 401(K) PLAN 2022 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2022-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $26,873 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-12-31 | $36,001 |
| Total income from all sources (including contributions) | 2022-12-31 | $-193,308 |
| Total loss/gain on sale of assets | 2022-12-31 | $0 |
| Total of all expenses incurred | 2022-12-31 | $1,034,361 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-12-31 | $982,117 |
| Value of total corrective distributions | 2022-12-31 | $15,719 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-12-31 | $495,741 |
| Value of total assets at end of year | 2022-12-31 | $3,459,696 |
| Value of total assets at beginning of year | 2022-12-31 | $4,696,493 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-12-31 | $36,525 |
| Total interest from all sources | 2022-12-31 | $4,358 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-12-31 | No |
| Was this plan covered by a fidelity bond | 2022-12-31 | Yes |
| Value of fidelity bond cover | 2022-12-31 | $466,050 |
| If this is an individual account plan, was there a blackout period | 2022-12-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-12-31 | No |
| Contributions received from participants | 2022-12-31 | $384,041 |
| Participant contributions at end of year | 2022-12-31 | $86,792 |
| Participant contributions at beginning of year | 2022-12-31 | $84,190 |
| Assets. Other investments not covered elsewhere at end of year | 2022-12-31 | $34,444 |
| Assets. Other investments not covered elsewhere at beginning of year | 2022-12-31 | $84,006 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-12-31 | $7,154 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2022-12-31 | $26,873 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2022-12-31 | $36,001 |
| Administrative expenses (other) incurred | 2022-12-31 | $800 |
| Total non interest bearing cash at end of year | 2022-12-31 | $5,114 |
| Total non interest bearing cash at beginning of year | 2022-12-31 | $26,344 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Value of net income/loss | 2022-12-31 | $-1,227,669 |
| Value of net assets at end of year (total assets less liabilities) | 2022-12-31 | $3,432,823 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-12-31 | $4,660,492 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-12-31 | No |
| Investment advisory and management fees | 2022-12-31 | $18,301 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-12-31 | $3,222,760 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-12-31 | $4,378,906 |
| Interest on participant loans | 2022-12-31 | $4,358 |
| Net investment gain/loss from pooled separate accounts | 2022-12-31 | $-693,407 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-12-31 | No |
| Contributions received in cash from employer | 2022-12-31 | $104,546 |
| Employer contributions (assets) at end of year | 2022-12-31 | $110,586 |
| Employer contributions (assets) at beginning of year | 2022-12-31 | $123,047 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-12-31 | $982,117 |
| Contract administrator fees | 2022-12-31 | $17,424 |
| Did the plan have assets held for investment | 2022-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-12-31 | Unqualified |
| Accountancy firm name | 2022-12-31 | BVAL CPAS & ADVISORS, LLP |
| Accountancy firm EIN | 2022-12-31 | 452635340 |
| Total unrealized appreciation/depreciation of assets | 2022-01-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $26,873 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-01-01 | $36,001 |
| Total income from all sources (including contributions) | 2022-01-01 | $-193,308 |
| Total loss/gain on sale of assets | 2022-01-01 | $0 |
| Total of all expenses incurred | 2022-01-01 | $1,034,361 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-01-01 | $982,117 |
| Value of total corrective distributions | 2022-01-01 | $15,719 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-01-01 | $495,741 |
| Value of total assets at end of year | 2022-01-01 | $3,459,696 |
| Value of total assets at beginning of year | 2022-01-01 | $4,696,493 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-01-01 | $36,525 |
| Total interest from all sources | 2022-01-01 | $4,358 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-01-01 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-01-01 | No |
| Was this plan covered by a fidelity bond | 2022-01-01 | Yes |
| Value of fidelity bond cover | 2022-01-01 | $466,050 |
| If this is an individual account plan, was there a blackout period | 2022-01-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-01-01 | No |
| Contributions received from participants | 2022-01-01 | $384,041 |
| Participant contributions at end of year | 2022-01-01 | $86,792 |
| Participant contributions at beginning of year | 2022-01-01 | $84,190 |
| Assets. Other investments not covered elsewhere at end of year | 2022-01-01 | $34,444 |
| Assets. Other investments not covered elsewhere at beginning of year | 2022-01-01 | $84,006 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2022-01-01 | $7,154 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2022-01-01 | $26,873 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2022-01-01 | $36,001 |
| Administrative expenses (other) incurred | 2022-01-01 | $800 |
| Total non interest bearing cash at end of year | 2022-01-01 | $5,114 |
| Total non interest bearing cash at beginning of year | 2022-01-01 | $26,344 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Value of net income/loss | 2022-01-01 | $-1,227,669 |
| Value of net assets at end of year (total assets less liabilities) | 2022-01-01 | $3,432,823 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-01-01 | $4,660,492 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-01-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-01-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-01-01 | No |
| Investment advisory and management fees | 2022-01-01 | $18,301 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-01-01 | $3,222,760 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-01-01 | $4,378,906 |
| Interest on participant loans | 2022-01-01 | $4,358 |
| Net investment gain/loss from pooled separate accounts | 2022-01-01 | $-693,407 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-01-01 | No |
| Was there a failure to transmit to the plan any participant contributions | 2022-01-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-01-01 | No |
| Contributions received in cash from employer | 2022-01-01 | $104,546 |
| Employer contributions (assets) at end of year | 2022-01-01 | $110,586 |
| Employer contributions (assets) at beginning of year | 2022-01-01 | $123,047 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-01-01 | $982,117 |
| Contract administrator fees | 2022-01-01 | $17,424 |
| Did the plan have assets held for investment | 2022-01-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-01-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-01-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-01-01 | 1 |
| Accountancy firm name | 2022-01-01 | BVAL CPAS & ADVISORS, LLP |
| Accountancy firm EIN | 2022-01-01 | 452635340 |
| 2021 : PROFESSIONAL CREDIT 401(K) PLAN 2021 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2021-12-31 | $0 |
| Total transfer of assets from this plan | 2021-12-31 | $1,181,333 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $36,001 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-12-31 | $89,179 |
| Total income from all sources (including contributions) | 2021-12-31 | $1,275,921 |
| Total loss/gain on sale of assets | 2021-12-31 | $0 |
| Total of all expenses incurred | 2021-12-31 | $305,308 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-12-31 | $254,968 |
| Value of total corrective distributions | 2021-12-31 | $13,595 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-12-31 | $640,811 |
| Value of total assets at end of year | 2021-12-31 | $4,696,493 |
| Value of total assets at beginning of year | 2021-12-31 | $4,960,391 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-12-31 | $36,745 |
| Total interest from all sources | 2021-12-31 | $4,628 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-12-31 | No |
| Was this plan covered by a fidelity bond | 2021-12-31 | Yes |
| Value of fidelity bond cover | 2021-12-31 | $496,040 |
| If this is an individual account plan, was there a blackout period | 2021-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2021-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2021-12-31 | No |
| Contributions received from participants | 2021-12-31 | $513,760 |
| Participant contributions at end of year | 2021-12-31 | $84,190 |
| Participant contributions at beginning of year | 2021-12-31 | $126,228 |
| Participant contributions at end of year | 2021-12-31 | $0 |
| Participant contributions at beginning of year | 2021-12-31 | $0 |
| Assets. Other investments not covered elsewhere at end of year | 2021-12-31 | $84,006 |
| Assets. Other investments not covered elsewhere at beginning of year | 2021-12-31 | $43,612 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2021-12-31 | $6,363 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2021-12-31 | $36,001 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2021-12-31 | $89,179 |
| Administrative expenses (other) incurred | 2021-12-31 | $700 |
| Total non interest bearing cash at end of year | 2021-12-31 | $26,344 |
| Total non interest bearing cash at beginning of year | 2021-12-31 | $23,680 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Value of net income/loss | 2021-12-31 | $970,613 |
| Value of net assets at end of year (total assets less liabilities) | 2021-12-31 | $4,660,492 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-12-31 | $4,871,212 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-12-31 | No |
| Investment advisory and management fees | 2021-12-31 | $3,651 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-12-31 | $4,378,906 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2021-12-31 | $4,604,197 |
| Interest on participant loans | 2021-12-31 | $4,628 |
| Net investment gain/loss from pooled separate accounts | 2021-12-31 | $630,482 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2021-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-12-31 | No |
| Contributions received in cash from employer | 2021-12-31 | $120,688 |
| Employer contributions (assets) at end of year | 2021-12-31 | $123,047 |
| Employer contributions (assets) at beginning of year | 2021-12-31 | $162,674 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-12-31 | $254,968 |
| Contract administrator fees | 2021-12-31 | $32,394 |
| Did the plan have assets held for investment | 2021-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-12-31 | Unqualified |
| Accountancy firm name | 2021-12-31 | BVAL CPAS & ADVISORS, LLP |
| Accountancy firm EIN | 2021-12-31 | 452635340 |
| 2020 : PROFESSIONAL CREDIT 401(K) PLAN 2020 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2020-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $89,179 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-12-31 | $73,950 |
| Total income from all sources (including contributions) | 2020-12-31 | $1,250,972 |
| Total loss/gain on sale of assets | 2020-12-31 | $0 |
| Total of all expenses incurred | 2020-12-31 | $486,594 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-12-31 | $400,656 |
| Value of total corrective distributions | 2020-12-31 | $47,662 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-12-31 | $649,547 |
| Value of total assets at end of year | 2020-12-31 | $4,960,391 |
| Value of total assets at beginning of year | 2020-12-31 | $4,180,784 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-12-31 | $38,276 |
| Total interest from all sources | 2020-12-31 | $6,427 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-12-31 | No |
| Was this plan covered by a fidelity bond | 2020-12-31 | Yes |
| Value of fidelity bond cover | 2020-12-31 | $418,079 |
| If this is an individual account plan, was there a blackout period | 2020-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2020-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2020-12-31 | No |
| Contributions received from participants | 2020-12-31 | $499,631 |
| Participant contributions at end of year | 2020-12-31 | $126,228 |
| Participant contributions at beginning of year | 2020-12-31 | $136,053 |
| Participant contributions at end of year | 2020-12-31 | $0 |
| Participant contributions at beginning of year | 2020-12-31 | $112 |
| Assets. Other investments not covered elsewhere at end of year | 2020-12-31 | $43,612 |
| Assets. Other investments not covered elsewhere at beginning of year | 2020-12-31 | $215,555 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2020-12-31 | $5,330 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2020-12-31 | $89,179 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2020-12-31 | $73,950 |
| Administrative expenses (other) incurred | 2020-12-31 | $800 |
| Total non interest bearing cash at end of year | 2020-12-31 | $23,680 |
| Total non interest bearing cash at beginning of year | 2020-12-31 | $13,225 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Value of net income/loss | 2020-12-31 | $764,378 |
| Value of net assets at end of year (total assets less liabilities) | 2020-12-31 | $4,871,212 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-12-31 | $4,106,834 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2020-12-31 | $4,604,197 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2020-12-31 | $3,666,062 |
| Interest on participant loans | 2020-12-31 | $6,427 |
| Net investment gain/loss from pooled separate accounts | 2020-12-31 | $594,998 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2020-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-12-31 | No |
| Contributions received in cash from employer | 2020-12-31 | $144,586 |
| Employer contributions (assets) at end of year | 2020-12-31 | $162,674 |
| Employer contributions (assets) at beginning of year | 2020-12-31 | $149,777 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-12-31 | $400,656 |
| Contract administrator fees | 2020-12-31 | $37,476 |
| Did the plan have assets held for investment | 2020-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-12-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2020-12-31 | Disclaimer |
| Accountancy firm name | 2020-12-31 | BVAL CPAS & ADVISORS, LLP |
| Accountancy firm EIN | 2020-12-31 | 452635340 |
| 2019 : PROFESSIONAL CREDIT 401(K) PLAN 2019 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2019-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $73,950 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-12-31 | $4,753 |
| Total income from all sources (including contributions) | 2019-12-31 | $1,318,923 |
| Total loss/gain on sale of assets | 2019-12-31 | $0 |
| Total of all expenses incurred | 2019-12-31 | $305,354 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-12-31 | $217,108 |
| Expenses. Certain deemed distributions of participant loans | 2019-12-31 | $2,570 |
| Value of total corrective distributions | 2019-12-31 | $50,912 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-12-31 | $670,515 |
| Value of total assets at end of year | 2019-12-31 | $4,180,784 |
| Value of total assets at beginning of year | 2019-12-31 | $3,098,018 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-12-31 | $34,764 |
| Total interest from all sources | 2019-12-31 | $6,241 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-12-31 | No |
| Was this plan covered by a fidelity bond | 2019-12-31 | Yes |
| Value of fidelity bond cover | 2019-12-31 | $309,802 |
| If this is an individual account plan, was there a blackout period | 2019-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2019-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2019-12-31 | No |
| Contributions received from participants | 2019-12-31 | $483,274 |
| Participant contributions at end of year | 2019-12-31 | $136,053 |
| Participant contributions at beginning of year | 2019-12-31 | $124,630 |
| Participant contributions at end of year | 2019-12-31 | $112 |
| Participant contributions at beginning of year | 2019-12-31 | $62 |
| Assets. Other investments not covered elsewhere at end of year | 2019-12-31 | $215,555 |
| Assets. Other investments not covered elsewhere at beginning of year | 2019-12-31 | $167,281 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2019-12-31 | $52,785 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2019-12-31 | $73,950 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2019-12-31 | $4,753 |
| Administrative expenses (other) incurred | 2019-12-31 | $1,000 |
| Total non interest bearing cash at end of year | 2019-12-31 | $13,225 |
| Total non interest bearing cash at beginning of year | 2019-12-31 | $24,689 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Value of net income/loss | 2019-12-31 | $1,013,569 |
| Value of net assets at end of year (total assets less liabilities) | 2019-12-31 | $4,106,834 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-12-31 | $3,093,265 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-12-31 | $3,666,062 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-12-31 | $2,676,121 |
| Interest on participant loans | 2019-12-31 | $6,241 |
| Net investment gain/loss from pooled separate accounts | 2019-12-31 | $642,167 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2019-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-12-31 | No |
| Contributions received in cash from employer | 2019-12-31 | $134,456 |
| Employer contributions (assets) at end of year | 2019-12-31 | $149,777 |
| Employer contributions (assets) at beginning of year | 2019-12-31 | $105,235 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-12-31 | $217,108 |
| Contract administrator fees | 2019-12-31 | $33,764 |
| Did the plan have assets held for investment | 2019-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2019-12-31 | Disclaimer |
| Accountancy firm name | 2019-12-31 | BVAL CPAS & ADVISORS, LLP |
| Accountancy firm EIN | 2019-12-31 | 452635340 |
| 2018 : PROFESSIONAL CREDIT 401(K) PLAN 2018 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2018-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $4,753 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-12-31 | $31,587 |
| Total income from all sources (including contributions) | 2018-12-31 | $374,606 |
| Total loss/gain on sale of assets | 2018-12-31 | $0 |
| Total of all expenses incurred | 2018-12-31 | $402,138 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-12-31 | $368,468 |
| Value of total corrective distributions | 2018-12-31 | $4,753 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-12-31 | $560,609 |
| Value of total assets at end of year | 2018-12-31 | $3,098,018 |
| Value of total assets at beginning of year | 2018-12-31 | $3,152,384 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-12-31 | $28,917 |
| Total interest from all sources | 2018-12-31 | $6,576 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-12-31 | No |
| Was this plan covered by a fidelity bond | 2018-12-31 | Yes |
| Value of fidelity bond cover | 2018-12-31 | $312,080 |
| If this is an individual account plan, was there a blackout period | 2018-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2018-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2018-12-31 | No |
| Contributions received from participants | 2018-12-31 | $435,108 |
| Participant contributions at end of year | 2018-12-31 | $124,630 |
| Participant contributions at beginning of year | 2018-12-31 | $175,513 |
| Participant contributions at end of year | 2018-12-31 | $62 |
| Participant contributions at beginning of year | 2018-12-31 | $0 |
| Assets. Other investments not covered elsewhere at end of year | 2018-12-31 | $167,281 |
| Assets. Other investments not covered elsewhere at beginning of year | 2018-12-31 | $156,375 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2018-12-31 | $106 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2018-12-31 | $4,753 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2018-12-31 | $31,587 |
| Administrative expenses (other) incurred | 2018-12-31 | $537 |
| Total non interest bearing cash at end of year | 2018-12-31 | $24,689 |
| Total non interest bearing cash at beginning of year | 2018-12-31 | $32,429 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Value of net income/loss | 2018-12-31 | $-27,532 |
| Value of net assets at end of year (total assets less liabilities) | 2018-12-31 | $3,093,265 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-12-31 | $3,120,797 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-12-31 | $2,676,121 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-12-31 | $2,704,672 |
| Interest on participant loans | 2018-12-31 | $6,576 |
| Net investment gain/loss from pooled separate accounts | 2018-12-31 | $-192,579 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2018-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-12-31 | No |
| Contributions received in cash from employer | 2018-12-31 | $125,395 |
| Employer contributions (assets) at end of year | 2018-12-31 | $105,235 |
| Employer contributions (assets) at beginning of year | 2018-12-31 | $83,395 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-12-31 | $368,468 |
| Contract administrator fees | 2018-12-31 | $28,380 |
| Did the plan have assets held for investment | 2018-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2018-12-31 | Disclaimer |
| Accountancy firm name | 2018-12-31 | BESEMANN VALENTINE LLP |
| Accountancy firm EIN | 2018-12-31 | 452635340 |
| 2017 : PROFESSIONAL CREDIT 401(K) PLAN 2017 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2017-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $31,587 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-12-31 | $0 |
| Total income from all sources (including contributions) | 2017-12-31 | $1,231,584 |
| Total loss/gain on sale of assets | 2017-12-31 | $0 |
| Total of all expenses incurred | 2017-12-31 | $685,360 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-12-31 | $604,129 |
| Value of total corrective distributions | 2017-12-31 | $54,640 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-12-31 | $792,148 |
| Value of total assets at end of year | 2017-12-31 | $3,152,384 |
| Value of total assets at beginning of year | 2017-12-31 | $2,574,573 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-12-31 | $26,591 |
| Total interest from all sources | 2017-12-31 | $7,965 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-12-31 | No |
| Was this plan covered by a fidelity bond | 2017-12-31 | Yes |
| Value of fidelity bond cover | 2017-12-31 | $257,458 |
| If this is an individual account plan, was there a blackout period | 2017-12-31 | Yes |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2017-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2017-12-31 | No |
| Contributions received from participants | 2017-12-31 | $413,468 |
| Participant contributions at end of year | 2017-12-31 | $175,513 |
| Participant contributions at beginning of year | 2017-12-31 | $123,796 |
| Assets. Other investments not covered elsewhere at end of year | 2017-12-31 | $156,375 |
| Assets. Other investments not covered elsewhere at beginning of year | 2017-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2017-12-31 | $173,251 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2017-12-31 | $31,587 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2017-12-31 | $0 |
| Administrative expenses (other) incurred | 2017-12-31 | $526 |
| Total non interest bearing cash at end of year | 2017-12-31 | $32,429 |
| Total non interest bearing cash at beginning of year | 2017-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Value of net income/loss | 2017-12-31 | $546,224 |
| Value of net assets at end of year (total assets less liabilities) | 2017-12-31 | $3,120,797 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-12-31 | $2,574,573 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-12-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-12-31 | $2,704,672 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-12-31 | $0 |
| Value of interest in pooled separate accounts at end of year | 2017-12-31 | $0 |
| Value of interest in pooled separate accounts at beginning of year | 2017-12-31 | $2,249,865 |
| Interest on participant loans | 2017-12-31 | $7,098 |
| Interest earned on other investments | 2017-12-31 | $867 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2017-12-31 | $0 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2017-12-31 | $200,912 |
| Net investment gain/loss from pooled separate accounts | 2017-12-31 | $431,471 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-12-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2017-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-12-31 | No |
| Contributions received in cash from employer | 2017-12-31 | $205,429 |
| Employer contributions (assets) at end of year | 2017-12-31 | $83,395 |
| Employer contributions (assets) at beginning of year | 2017-12-31 | $0 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-12-31 | $604,129 |
| Contract administrator fees | 2017-12-31 | $26,065 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2017-12-31 | Yes |
| Did the plan have assets held for investment | 2017-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2017-12-31 | Disclaimer |
| Accountancy firm name | 2017-12-31 | BESEMANN VALENTINE LLP |
| Accountancy firm EIN | 2017-12-31 | 452635340 |
| 2016 : PROFESSIONAL CREDIT 401(K) PLAN 2016 401k financial data |
|---|
| Total income from all sources (including contributions) | 2016-12-31 | $679,251 |
| Total of all expenses incurred | 2016-12-31 | $199,521 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-12-31 | $182,892 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-12-31 | $512,308 |
| Value of total assets at end of year | 2016-12-31 | $2,574,573 |
| Value of total assets at beginning of year | 2016-12-31 | $2,094,843 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-12-31 | $16,629 |
| Total interest from all sources | 2016-12-31 | $4,913 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-12-31 | No |
| Was this plan covered by a fidelity bond | 2016-12-31 | Yes |
| Value of fidelity bond cover | 2016-12-31 | $200,000 |
| If this is an individual account plan, was there a blackout period | 2016-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2016-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2016-12-31 | No |
| Contributions received from participants | 2016-12-31 | $354,161 |
| Participant contributions at end of year | 2016-12-31 | $123,796 |
| Participant contributions at beginning of year | 2016-12-31 | $129,491 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2016-12-31 | $454 |
| Other income not declared elsewhere | 2016-12-31 | $1,939 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Value of net income/loss | 2016-12-31 | $479,730 |
| Value of net assets at end of year (total assets less liabilities) | 2016-12-31 | $2,574,573 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-12-31 | $2,094,843 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2016-12-31 | $2,249,865 |
| Value of interest in pooled separate accounts at beginning of year | 2016-12-31 | $1,789,993 |
| Interest on participant loans | 2016-12-31 | $4,913 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2016-12-31 | $200,912 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2016-12-31 | $175,359 |
| Net investment gain/loss from pooled separate accounts | 2016-12-31 | $160,091 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2016-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-12-31 | No |
| Contributions received in cash from employer | 2016-12-31 | $157,693 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-12-31 | $182,892 |
| Contract administrator fees | 2016-12-31 | $16,629 |
| Did the plan have assets held for investment | 2016-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2016-12-31 | Disclaimer |
| Accountancy firm name | 2016-12-31 | BESEMANN VALENTINE LLP |
| Accountancy firm EIN | 2016-12-31 | 452635340 |
| 2015 : PROFESSIONAL CREDIT 401(K) PLAN 2015 401k financial data |
|---|
| Total income from all sources (including contributions) | 2015-12-31 | $262,744 |
| Total of all expenses incurred | 2015-12-31 | $132,305 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-12-31 | $109,355 |
| Value of total corrective distributions | 2015-12-31 | $7,712 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-12-31 | $282,927 |
| Value of total assets at end of year | 2015-12-31 | $2,094,843 |
| Value of total assets at beginning of year | 2015-12-31 | $1,964,404 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-12-31 | $15,238 |
| Total interest from all sources | 2015-12-31 | $5,114 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-12-31 | No |
| Was this plan covered by a fidelity bond | 2015-12-31 | Yes |
| Value of fidelity bond cover | 2015-12-31 | $200,000 |
| If this is an individual account plan, was there a blackout period | 2015-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-12-31 | No |
| Contributions received from participants | 2015-12-31 | $282,659 |
| Participant contributions at end of year | 2015-12-31 | $129,491 |
| Participant contributions at beginning of year | 2015-12-31 | $110,734 |
| Participant contributions at beginning of year | 2015-12-31 | $10,654 |
| Other income not declared elsewhere | 2015-12-31 | $879 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Value of net income/loss | 2015-12-31 | $130,439 |
| Value of net assets at end of year (total assets less liabilities) | 2015-12-31 | $2,094,843 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-12-31 | $1,964,404 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-12-31 | No |
| Value of interest in pooled separate accounts at end of year | 2015-12-31 | $1,789,993 |
| Value of interest in pooled separate accounts at beginning of year | 2015-12-31 | $1,642,526 |
| Interest on participant loans | 2015-12-31 | $5,114 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2015-12-31 | $175,359 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2015-12-31 | $108,488 |
| Net investment gain/loss from pooled separate accounts | 2015-12-31 | $-26,176 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2015-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-12-31 | No |
| Contributions received in cash from employer | 2015-12-31 | $268 |
| Employer contributions (assets) at beginning of year | 2015-12-31 | $92,002 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-12-31 | $109,355 |
| Contract administrator fees | 2015-12-31 | $15,238 |
| Did the plan have assets held for investment | 2015-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-12-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2015-12-31 | Disclaimer |
| Accountancy firm name | 2015-12-31 | BESEMANN VALENTINELLP |
| Accountancy firm EIN | 2015-12-31 | 452635340 |
| 2010 : PROFESSIONAL CREDIT 401(K) PLAN 2010 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2010-12-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2010-12-31 | $0 |
| Total income from all sources (including contributions) | 2010-12-31 | $315,945 |
| Total loss/gain on sale of assets | 2010-12-31 | $0 |
| Total of all expenses incurred | 2010-12-31 | $160,250 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2010-12-31 | $157,290 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2010-12-31 | $207,335 |
| Value of total assets at end of year | 2010-12-31 | $1,238,301 |
| Value of total assets at beginning of year | 2010-12-31 | $1,082,606 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2010-12-31 | $2,960 |
| Total interest from all sources | 2010-12-31 | $4,667 |
| Total dividends received (eg from common stock, registered investment company shares) | 2010-12-31 | $0 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2010-12-31 | No |
| Assets. Real estate other than employer real property at end of year | 2010-12-31 | $0 |
| Assets. Real estate other than employer real property at beginning of year | 2010-12-31 | $0 |
| Assets. Corporate prefeered stocks other than exployer securities at end of year | 2010-12-31 | $0 |
| Assets. Corporate prefeered stocks other than exployer securities at beginning of year | 2010-12-31 | $0 |
| Was this plan covered by a fidelity bond | 2010-12-31 | Yes |
| Value of fidelity bond cover | 2010-12-31 | $60,000 |
| If this is an individual account plan, was there a blackout period | 2010-12-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2010-12-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2010-12-31 | No |
| Contributions received from participants | 2010-12-31 | $90,391 |
| Participant contributions at end of year | 2010-12-31 | $105,443 |
| Participant contributions at beginning of year | 2010-12-31 | $118,570 |
| Participant contributions at end of year | 2010-12-31 | $3,744 |
| Participant contributions at beginning of year | 2010-12-31 | $2,757 |
| Assets. Other investments not covered elsewhere at end of year | 2010-12-31 | $0 |
| Assets. Other investments not covered elsewhere at beginning of year | 2010-12-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2010-12-31 | $97,969 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2010-12-31 | $1,654 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2010-12-31 | $1,396 |
| Assets. Loans (other than to participants) at end of year | 2010-12-31 | $0 |
| Assets. Loans (other than to participants) at beginning of year | 2010-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at end of year | 2010-12-31 | $0 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2010-12-31 | $0 |
| Administrative expenses (other) incurred | 2010-12-31 | $2,960 |
| Liabilities. Value of operating payables at end of year | 2010-12-31 | $0 |
| Liabilities. Value of operating payables at beginning of year | 2010-12-31 | $0 |
| Total non interest bearing cash at end of year | 2010-12-31 | $0 |
| Total non interest bearing cash at beginning of year | 2010-12-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Value of net income/loss | 2010-12-31 | $155,695 |
| Value of net assets at end of year (total assets less liabilities) | 2010-12-31 | $1,238,301 |
| Value of net assets at beginning of year (total assets less liabilities) | 2010-12-31 | $1,082,606 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2010-12-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2010-12-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2010-12-31 | No |
| Assets. partnership/joint venture interests at end of year | 2010-12-31 | $0 |
| Assets. partnership/joint venture interests at beginning of year | 2010-12-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2010-12-31 | $780,821 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2010-12-31 | $572,823 |
| Interest on participant loans | 2010-12-31 | $4,631 |
| Value of interest in master investment trust accounts at end of year | 2010-12-31 | $0 |
| Value of interest in master investment trust accounts at beginning of year | 2010-12-31 | $0 |
| Value of interest in common/collective trusts at end of year | 2010-12-31 | $0 |
| Value of interest in common/collective trusts at beginning of year | 2010-12-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2010-12-31 | $327,664 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2010-12-31 | $369,567 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2010-12-31 | $369,567 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2010-12-31 | $36 |
| Assets. Value of investments in 103.12 investment entities at end of year | 2010-12-31 | $0 |
| Assets. Value of investments in 103.12 investment entities at beginning of year | 2010-12-31 | $0 |
| Asset value of US Government securities at end of year | 2010-12-31 | $0 |
| Asset value of US Government securities at beginning of year | 2010-12-31 | $0 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2010-12-31 | $103,943 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2010-12-31 | No |
| Was there a failure to transmit to the plan any participant contributions | 2010-12-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2010-12-31 | No |
| Assets. Invements in employer securities at end of year | 2010-12-31 | $0 |
| Assets. Invements in employer securities at beginning of year | 2010-12-31 | $0 |
| Assets. Value of employer real property at end of year | 2010-12-31 | $0 |
| Assets. Value of employer real property at beginning of year | 2010-12-31 | $0 |
| Contributions received in cash from employer | 2010-12-31 | $18,975 |
| Employer contributions (assets) at end of year | 2010-12-31 | $18,975 |
| Employer contributions (assets) at beginning of year | 2010-12-31 | $17,493 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2010-12-31 | $157,290 |
| Asset. Corporate debt instrument preferred debt at end of year | 2010-12-31 | $0 |
| Asset. Corporate debt instrument preferred debt at beginning of year | 2010-12-31 | $0 |
| Asset. Corporate debt instrument debt (other) at end of year | 2010-12-31 | $0 |
| Asset. Corporate debt instrument debt (other) at beginning of year | 2010-12-31 | $0 |
| Assets. Corporate common stocks other than exployer securities at end of year | 2010-12-31 | $0 |
| Assets. Corporate common stocks other than exployer securities at beginning of year | 2010-12-31 | $0 |
| Liabilities. Value of benefit claims payable at end of year | 2010-12-31 | $0 |
| Liabilities. Value of benefit claims payable at beginning of year | 2010-12-31 | $0 |
| Assets. Value of buildings and other operty used in plan operation at end of year | 2010-12-31 | $0 |
| Assets. Value of buildings and other operty used in plan operation at beginning of year | 2010-12-31 | $0 |
| Did the plan have assets held for investment | 2010-12-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2010-12-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2010-12-31 | No |
| Liabilities. Value of acquisition indebtedness at end of year | 2010-12-31 | $0 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2010-12-31 | $0 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2010-12-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2010-12-31 | Disclaimer |
| Accountancy firm name | 2010-12-31 | KERNUTT STOKES LLP |
| Accountancy firm EIN | 2010-12-31 | 930396435 |
| 2009 : PROFESSIONAL CREDIT 401(K) PLAN 2009 401k financial data |
|---|
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2009-12-31 | $0 |