PANORAMA has sponsored the creation of one or more 401k plans.
Submission information for form 5500 for 401k plan PANORAMA RETIREMENT PLAN AND TRUST
| Measure | Date | Value |
|---|
| 2023 : PANORAMA RETIREMENT PLAN AND TRUST 2023 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2023-08-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-08-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-08-01 | $0 |
| Total income from all sources (including contributions) | 2023-08-01 | $1,541,224 |
| Total loss/gain on sale of assets | 2023-08-01 | $0 |
| Total of all expenses incurred | 2023-08-01 | $969,629 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-08-01 | $907,165 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-08-01 | $500,000 |
| Value of total assets at end of year | 2023-08-01 | $9,334,577 |
| Value of total assets at beginning of year | 2023-08-01 | $8,762,982 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-08-01 | $62,464 |
| Total interest from all sources | 2023-08-01 | $15,080 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-08-01 | $70,189 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-08-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-08-01 | $70,189 |
| Was this plan covered by a fidelity bond | 2023-08-01 | Yes |
| Value of fidelity bond cover | 2023-08-01 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-08-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-08-01 | No |
| Other income not declared elsewhere | 2023-08-01 | $10,027 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-08-01 | No |
| Value of net income/loss | 2023-08-01 | $571,595 |
| Value of net assets at end of year (total assets less liabilities) | 2023-08-01 | $9,334,577 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-08-01 | $8,762,982 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-08-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-08-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-08-01 | No |
| Investment advisory and management fees | 2023-08-01 | $12,818 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-08-01 | $5,144,426 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-08-01 | $3,307,232 |
| Value of interest in pooled separate accounts at end of year | 2023-08-01 | $3,168,435 |
| Value of interest in pooled separate accounts at beginning of year | 2023-08-01 | $4,485,221 |
| Interest earned on other investments | 2023-08-01 | $15,080 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2023-08-01 | $521,716 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2023-08-01 | $470,529 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-08-01 | $638,932 |
| Net investment gain/loss from pooled separate accounts | 2023-08-01 | $306,996 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-08-01 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2023-08-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-08-01 | No |
| Contributions received in cash from employer | 2023-08-01 | $500,000 |
| Employer contributions (assets) at end of year | 2023-08-01 | $500,000 |
| Employer contributions (assets) at beginning of year | 2023-08-01 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-08-01 | $907,165 |
| Contract administrator fees | 2023-08-01 | $32,136 |
| Did the plan have assets held for investment | 2023-08-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-08-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-08-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-08-01 | 1 |
| Accountancy firm name | 2023-08-01 | SWEENEY CONRAD, P.S. |
| Accountancy firm EIN | 2023-08-01 | 911301672 |
| Total unrealized appreciation/depreciation of assets | 2023-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-07-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2023-07-31 | $0 |
| Total income from all sources (including contributions) | 2023-07-31 | $828,653 |
| Total loss/gain on sale of assets | 2023-07-31 | $0 |
| Total of all expenses incurred | 2023-07-31 | $454,702 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2023-07-31 | $386,424 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2023-07-31 | $500,000 |
| Value of total assets at end of year | 2023-07-31 | $8,762,982 |
| Value of total assets at beginning of year | 2023-07-31 | $8,389,031 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2023-07-31 | $68,278 |
| Total interest from all sources | 2023-07-31 | $10,646 |
| Total dividends received (eg from common stock, registered investment company shares) | 2023-07-31 | $60,468 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2023-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2023-07-31 | $60,468 |
| Administrative expenses professional fees incurred | 2023-07-31 | $15,000 |
| Was this plan covered by a fidelity bond | 2023-07-31 | Yes |
| Value of fidelity bond cover | 2023-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2023-07-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2023-07-31 | No |
| Other income not declared elsewhere | 2023-07-31 | $15,000 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-07-31 | No |
| Value of net income/loss | 2023-07-31 | $373,951 |
| Value of net assets at end of year (total assets less liabilities) | 2023-07-31 | $8,762,982 |
| Value of net assets at beginning of year (total assets less liabilities) | 2023-07-31 | $8,389,031 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2023-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2023-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2023-07-31 | No |
| Investment advisory and management fees | 2023-07-31 | $11,555 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2023-07-31 | $3,307,232 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2023-07-31 | $3,067,302 |
| Value of interest in pooled separate accounts at end of year | 2023-07-31 | $4,485,221 |
| Value of interest in pooled separate accounts at beginning of year | 2023-07-31 | $4,345,612 |
| Interest earned on other investments | 2023-07-31 | $10,646 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2023-07-31 | $470,529 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2023-07-31 | $476,117 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2023-07-31 | $166,585 |
| Net investment gain/loss from pooled separate accounts | 2023-07-31 | $75,954 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2023-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2023-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2023-07-31 | No |
| Contributions received in cash from employer | 2023-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2023-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2023-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2023-07-31 | $386,424 |
| Contract administrator fees | 2023-07-31 | $41,723 |
| Did the plan have assets held for investment | 2023-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2023-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2023-07-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2023-07-31 | Unqualified |
| Accountancy firm name | 2023-07-31 | SWEENEY CONRAD, P.S. |
| Accountancy firm EIN | 2023-07-31 | 911301672 |
| 2022 : PANORAMA RETIREMENT PLAN AND TRUST 2022 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2022-08-01 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-08-01 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-08-01 | $0 |
| Total income from all sources (including contributions) | 2022-08-01 | $828,653 |
| Total loss/gain on sale of assets | 2022-08-01 | $0 |
| Total of all expenses incurred | 2022-08-01 | $454,702 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-08-01 | $386,424 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-08-01 | $500,000 |
| Value of total assets at end of year | 2022-08-01 | $8,762,982 |
| Value of total assets at beginning of year | 2022-08-01 | $8,389,031 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-08-01 | $68,278 |
| Total interest from all sources | 2022-08-01 | $10,646 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-08-01 | $60,468 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-08-01 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-08-01 | $60,468 |
| Administrative expenses professional fees incurred | 2022-08-01 | $15,000 |
| Was this plan covered by a fidelity bond | 2022-08-01 | Yes |
| Value of fidelity bond cover | 2022-08-01 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-08-01 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-08-01 | No |
| Other income not declared elsewhere | 2022-08-01 | $15,000 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-08-01 | No |
| Value of net income/loss | 2022-08-01 | $373,951 |
| Value of net assets at end of year (total assets less liabilities) | 2022-08-01 | $8,762,982 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-08-01 | $8,389,031 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-08-01 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-08-01 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-08-01 | No |
| Investment advisory and management fees | 2022-08-01 | $11,555 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-08-01 | $3,307,232 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-08-01 | $3,067,302 |
| Value of interest in pooled separate accounts at end of year | 2022-08-01 | $4,485,221 |
| Value of interest in pooled separate accounts at beginning of year | 2022-08-01 | $4,345,612 |
| Interest earned on other investments | 2022-08-01 | $10,646 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2022-08-01 | $470,529 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2022-08-01 | $476,117 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-08-01 | $166,585 |
| Net investment gain/loss from pooled separate accounts | 2022-08-01 | $75,954 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-08-01 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2022-08-01 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-08-01 | No |
| Contributions received in cash from employer | 2022-08-01 | $500,000 |
| Employer contributions (assets) at end of year | 2022-08-01 | $500,000 |
| Employer contributions (assets) at beginning of year | 2022-08-01 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-08-01 | $386,424 |
| Contract administrator fees | 2022-08-01 | $41,723 |
| Did the plan have assets held for investment | 2022-08-01 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-08-01 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-08-01 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-08-01 | 1 |
| Accountancy firm name | 2022-08-01 | SWEENEY CONRAD, P.S. |
| Accountancy firm EIN | 2022-08-01 | 911301672 |
| Total unrealized appreciation/depreciation of assets | 2022-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-07-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2022-07-31 | $0 |
| Total income from all sources (including contributions) | 2022-07-31 | $-250,633 |
| Total loss/gain on sale of assets | 2022-07-31 | $0 |
| Total of all expenses incurred | 2022-07-31 | $787,157 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2022-07-31 | $716,408 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2022-07-31 | $500,000 |
| Value of total assets at end of year | 2022-07-31 | $8,389,031 |
| Value of total assets at beginning of year | 2022-07-31 | $9,426,821 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2022-07-31 | $70,749 |
| Total interest from all sources | 2022-07-31 | $9,289 |
| Total dividends received (eg from common stock, registered investment company shares) | 2022-07-31 | $61,911 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2022-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2022-07-31 | $61,911 |
| Administrative expenses professional fees incurred | 2022-07-31 | $13,000 |
| Was this plan covered by a fidelity bond | 2022-07-31 | Yes |
| Value of fidelity bond cover | 2022-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2022-07-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2022-07-31 | No |
| Other income not declared elsewhere | 2022-07-31 | $18,751 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-07-31 | No |
| Value of net income/loss | 2022-07-31 | $-1,037,790 |
| Value of net assets at end of year (total assets less liabilities) | 2022-07-31 | $8,389,031 |
| Value of net assets at beginning of year (total assets less liabilities) | 2022-07-31 | $9,426,821 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2022-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2022-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2022-07-31 | No |
| Investment advisory and management fees | 2022-07-31 | $12,581 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2022-07-31 | $3,067,302 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2022-07-31 | $3,750,509 |
| Value of interest in pooled separate accounts at end of year | 2022-07-31 | $4,345,612 |
| Value of interest in pooled separate accounts at beginning of year | 2022-07-31 | $4,740,940 |
| Interest earned on other investments | 2022-07-31 | $9,289 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2022-07-31 | $476,117 |
| Value of funds held in insurance company general accounts (unallocated contracts) at beginning of year | 2022-07-31 | $260,372 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2022-07-31 | $-364,900 |
| Net investment gain/loss from pooled separate accounts | 2022-07-31 | $-475,684 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2022-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2022-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2022-07-31 | No |
| Contributions received in cash from employer | 2022-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2022-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2022-07-31 | $675,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2022-07-31 | $716,408 |
| Contract administrator fees | 2022-07-31 | $45,168 |
| Did the plan have assets held for investment | 2022-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2022-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2022-07-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2022-07-31 | Unqualified |
| Accountancy firm name | 2022-07-31 | SWEENEY CONRAD, P.S. |
| Accountancy firm EIN | 2022-07-31 | 911301672 |
| 2021 : PANORAMA RETIREMENT PLAN AND TRUST 2021 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2021-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-07-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2021-07-31 | $0 |
| Total income from all sources (including contributions) | 2021-07-31 | $2,034,937 |
| Total loss/gain on sale of assets | 2021-07-31 | $0 |
| Total of all expenses incurred | 2021-07-31 | $219,018 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2021-07-31 | $137,753 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2021-07-31 | $675,000 |
| Value of total assets at end of year | 2021-07-31 | $9,426,821 |
| Value of total assets at beginning of year | 2021-07-31 | $7,610,902 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2021-07-31 | $81,265 |
| Total interest from all sources | 2021-07-31 | $4,733 |
| Total dividends received (eg from common stock, registered investment company shares) | 2021-07-31 | $59,852 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2021-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2021-07-31 | $59,852 |
| Administrative expenses professional fees incurred | 2021-07-31 | $14,000 |
| Was this plan covered by a fidelity bond | 2021-07-31 | Yes |
| Value of fidelity bond cover | 2021-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2021-07-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2021-07-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2021-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2021-07-31 | $42 |
| Other income not declared elsewhere | 2021-07-31 | $21 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-07-31 | No |
| Value of net income/loss | 2021-07-31 | $1,815,919 |
| Value of net assets at end of year (total assets less liabilities) | 2021-07-31 | $9,426,821 |
| Value of net assets at beginning of year (total assets less liabilities) | 2021-07-31 | $7,610,902 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2021-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2021-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2021-07-31 | No |
| Investment advisory and management fees | 2021-07-31 | $9,453 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2021-07-31 | $3,750,509 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2021-07-31 | $1,370,524 |
| Value of interest in pooled separate accounts at end of year | 2021-07-31 | $4,740,940 |
| Interest earned on other investments | 2021-07-31 | $4,530 |
| Value of interest in common/collective trusts at beginning of year | 2021-07-31 | $5,569,133 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2021-07-31 | $171,203 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2021-07-31 | $171,203 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2021-07-31 | $203 |
| Value of funds held in insurance company general accounts (unallocated contracts) at end of year | 2021-07-31 | $260,372 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2021-07-31 | $632,839 |
| Net investment gain/loss from pooled separate accounts | 2021-07-31 | $618,115 |
| Net investment gain or loss from common/collective trusts | 2021-07-31 | $44,377 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2021-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2021-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2021-07-31 | No |
| Contributions received in cash from employer | 2021-07-31 | $675,000 |
| Employer contributions (assets) at end of year | 2021-07-31 | $675,000 |
| Employer contributions (assets) at beginning of year | 2021-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2021-07-31 | $137,753 |
| Contract administrator fees | 2021-07-31 | $57,812 |
| Did the plan have assets held for investment | 2021-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2021-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2021-07-31 | No |
| Opinion of an independent qualified public accountant for this plan | 2021-07-31 | Unqualified |
| Accountancy firm name | 2021-07-31 | SWEENEY CONRAD, PS |
| Accountancy firm EIN | 2021-07-31 | 911301672 |
| 2020 : PANORAMA RETIREMENT PLAN AND TRUST 2020 401k financial data |
|---|
| Unrealized appreciation/depreciation of real estate assets | 2020-07-31 | $0 |
| Unrealized appreciation/depreciation of other (non real estate) assets | 2020-07-31 | $0 |
| Total unrealized appreciation/depreciation of assets | 2020-07-31 | $0 |
| Total transfer of assets to this plan | 2020-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-07-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2020-07-31 | $9,351 |
| Expenses. Interest paid | 2020-07-31 | $0 |
| Amount of participant contributions which was failed to transmit to the plan within the time period described in 29 CFR 251.3-102 | 2020-07-31 | $0 |
| Total income from all sources (including contributions) | 2020-07-31 | $1,161,196 |
| Total loss/gain on sale of assets | 2020-07-31 | $0 |
| Total of all expenses incurred | 2020-07-31 | $1,232,063 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2020-07-31 | $1,173,418 |
| Value of total corrective distributions | 2020-07-31 | $0 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2020-07-31 | $500,000 |
| Value of total assets at end of year | 2020-07-31 | $7,610,902 |
| Value of total assets at beginning of year | 2020-07-31 | $7,691,120 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2020-07-31 | $58,645 |
| Total income from rents | 2020-07-31 | $0 |
| Total interest from all sources | 2020-07-31 | $2,607 |
| Total dividends received (eg from common stock, registered investment company shares) | 2020-07-31 | $27,150 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2020-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2020-07-31 | $27,150 |
| Administrative expenses professional fees incurred | 2020-07-31 | $25,672 |
| Was this plan covered by a fidelity bond | 2020-07-31 | Yes |
| Value of fidelity bond cover | 2020-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2020-07-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2020-07-31 | No |
| Contributions received from participants | 2020-07-31 | $0 |
| Participant contributions at end of year | 2020-07-31 | $0 |
| Participant contributions at beginning of year | 2020-07-31 | $0 |
| Income. Received or receivable in cash from other sources (including rollovers) | 2020-07-31 | $0 |
| Expenses. Other payments made (not to insurance carriers or or participants/beneficiaries) | 2020-07-31 | $0 |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2020-07-31 | $42 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2020-07-31 | $295 |
| Other liabilities (not benefit claims, operating payabales oe acquisition indebtedness) at beginning of year | 2020-07-31 | $0 |
| Other income not declared elsewhere | 2020-07-31 | $1,656 |
| Administrative expenses (other) incurred | 2020-07-31 | $7,500 |
| Liabilities. Value of operating payables at beginning of year | 2020-07-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-07-31 | No |
| Income. Non cash contributions | 2020-07-31 | $0 |
| Value of net income/loss | 2020-07-31 | $-70,867 |
| Value of net assets at end of year (total assets less liabilities) | 2020-07-31 | $7,610,902 |
| Value of net assets at beginning of year (total assets less liabilities) | 2020-07-31 | $7,681,769 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2020-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2020-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2020-07-31 | No |
| Investment advisory and management fees | 2020-07-31 | $0 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2020-07-31 | $1,370,524 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2020-07-31 | $1,390,407 |
| Income. Interest from loans (other than to participants) | 2020-07-31 | $0 |
| Interest earned on other investments | 2020-07-31 | $0 |
| Income. Interest from US Government securities | 2020-07-31 | $0 |
| Income. Interest from corporate debt instruments | 2020-07-31 | $0 |
| Value of interest in common/collective trusts at end of year | 2020-07-31 | $5,569,133 |
| Value of interest in common/collective trusts at beginning of year | 2020-07-31 | $5,687,395 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2020-07-31 | $171,203 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2020-07-31 | $113,023 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2020-07-31 | $113,023 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2020-07-31 | $2,607 |
| Expenses. Payments to insurance carriers foe the provision of benefits | 2020-07-31 | $0 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2020-07-31 | $103,730 |
| Net investment gain/loss from pooled separate accounts | 2020-07-31 | $0 |
| Net investment gain or loss from common/collective trusts | 2020-07-31 | $526,053 |
| Net gain/loss from 103.12 investment entities | 2020-07-31 | $0 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2020-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2020-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2020-07-31 | No |
| Contributions received in cash from employer | 2020-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2020-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2020-07-31 | $500,000 |
| Income. Dividends from preferred stock | 2020-07-31 | $0 |
| Income. Dividends from common stock | 2020-07-31 | $0 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2020-07-31 | $1,173,418 |
| Contract administrator fees | 2020-07-31 | $25,473 |
| Was the provided the required notice or one of the exceptions to providing the black out period notice applied under 29 CFR 2520.101-3 | 2020-07-31 | No |
| Liabilities. Value of benefit claims payable at beginning of year | 2020-07-31 | $9,351 |
| Did the plan have assets held for investment | 2020-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2020-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2020-07-31 | No |
| Aggregate proceeds on sale of assets | 2020-07-31 | $0 |
| Aggregate carrying amount (costs) on sale of assets | 2020-07-31 | $0 |
| Liabilities. Value of acquisition indebtedness at beginning of year | 2020-07-31 | $0 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2020-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2020-07-31 | Disclaimer |
| Accountancy firm name | 2020-07-31 | SWEENEY CONRAD, PS |
| Accountancy firm EIN | 2020-07-31 | 911301672 |
| 2019 : PANORAMA RETIREMENT PLAN AND TRUST 2019 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2019-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-07-31 | $9,351 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2019-07-31 | $8,351 |
| Total income from all sources (including contributions) | 2019-07-31 | $899,772 |
| Total loss/gain on sale of assets | 2019-07-31 | $0 |
| Total of all expenses incurred | 2019-07-31 | $925,749 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2019-07-31 | $877,034 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2019-07-31 | $500,000 |
| Value of total assets at end of year | 2019-07-31 | $7,691,120 |
| Value of total assets at beginning of year | 2019-07-31 | $7,716,097 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2019-07-31 | $48,715 |
| Total interest from all sources | 2019-07-31 | $4,439 |
| Total dividends received (eg from common stock, registered investment company shares) | 2019-07-31 | $34,600 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2019-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2019-07-31 | $34,600 |
| Administrative expenses professional fees incurred | 2019-07-31 | $23,884 |
| Was this plan covered by a fidelity bond | 2019-07-31 | Yes |
| Value of fidelity bond cover | 2019-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2019-07-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2019-07-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2019-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2019-07-31 | $295 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2019-07-31 | $360 |
| Other income not declared elsewhere | 2019-07-31 | $1,166 |
| Administrative expenses (other) incurred | 2019-07-31 | $5,625 |
| Total non interest bearing cash at end of year | 2019-07-31 | $0 |
| Total non interest bearing cash at beginning of year | 2019-07-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-07-31 | No |
| Value of net income/loss | 2019-07-31 | $-25,977 |
| Value of net assets at end of year (total assets less liabilities) | 2019-07-31 | $7,681,769 |
| Value of net assets at beginning of year (total assets less liabilities) | 2019-07-31 | $7,707,746 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2019-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2019-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2019-07-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2019-07-31 | $1,390,407 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2019-07-31 | $1,388,182 |
| Value of interest in common/collective trusts at end of year | 2019-07-31 | $5,687,395 |
| Value of interest in common/collective trusts at beginning of year | 2019-07-31 | $5,650,773 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2019-07-31 | $113,023 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2019-07-31 | $176,782 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2019-07-31 | $176,782 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2019-07-31 | $4,439 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2019-07-31 | $31,036 |
| Net investment gain or loss from common/collective trusts | 2019-07-31 | $328,531 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2019-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2019-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2019-07-31 | No |
| Contributions received in cash from employer | 2019-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2019-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2019-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2019-07-31 | $877,034 |
| Contract administrator fees | 2019-07-31 | $19,206 |
| Liabilities. Value of benefit claims payable at end of year | 2019-07-31 | $9,351 |
| Liabilities. Value of benefit claims payable at beginning of year | 2019-07-31 | $8,351 |
| Did the plan have assets held for investment | 2019-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2019-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2019-07-31 | No |
| Aggregate proceeds on sale of assets | 2019-07-31 | $1,478,094 |
| Aggregate carrying amount (costs) on sale of assets | 2019-07-31 | $1,478,094 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2019-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2019-07-31 | Disclaimer |
| Accountancy firm name | 2019-07-31 | RSM US LLP |
| Accountancy firm EIN | 2019-07-31 | 420714325 |
| 2018 : PANORAMA RETIREMENT PLAN AND TRUST 2018 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2018-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-07-31 | $8,351 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2018-07-31 | $252 |
| Total income from all sources (including contributions) | 2018-07-31 | $954,951 |
| Total loss/gain on sale of assets | 2018-07-31 | $0 |
| Total of all expenses incurred | 2018-07-31 | $554,410 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2018-07-31 | $494,699 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2018-07-31 | $500,000 |
| Value of total assets at end of year | 2018-07-31 | $7,716,097 |
| Value of total assets at beginning of year | 2018-07-31 | $7,307,457 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2018-07-31 | $59,711 |
| Total interest from all sources | 2018-07-31 | $5,569 |
| Total dividends received (eg from common stock, registered investment company shares) | 2018-07-31 | $26,712 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2018-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2018-07-31 | $26,712 |
| Administrative expenses professional fees incurred | 2018-07-31 | $21,000 |
| Was this plan covered by a fidelity bond | 2018-07-31 | Yes |
| Value of fidelity bond cover | 2018-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2018-07-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2018-07-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2018-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2018-07-31 | $360 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2018-07-31 | $195 |
| Other income not declared elsewhere | 2018-07-31 | $1,147 |
| Administrative expenses (other) incurred | 2018-07-31 | $7,500 |
| Total non interest bearing cash at end of year | 2018-07-31 | $0 |
| Total non interest bearing cash at beginning of year | 2018-07-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-07-31 | No |
| Value of net income/loss | 2018-07-31 | $400,541 |
| Value of net assets at end of year (total assets less liabilities) | 2018-07-31 | $7,707,746 |
| Value of net assets at beginning of year (total assets less liabilities) | 2018-07-31 | $7,307,205 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2018-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2018-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2018-07-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2018-07-31 | $1,388,182 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2018-07-31 | $1,198,700 |
| Value of interest in common/collective trusts at end of year | 2018-07-31 | $5,650,773 |
| Value of interest in common/collective trusts at beginning of year | 2018-07-31 | $5,420,075 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2018-07-31 | $176,782 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2018-07-31 | $188,487 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2018-07-31 | $188,487 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2018-07-31 | $5,569 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2018-07-31 | $-16,120 |
| Net investment gain or loss from common/collective trusts | 2018-07-31 | $437,643 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2018-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2018-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2018-07-31 | No |
| Contributions received in cash from employer | 2018-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2018-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2018-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2018-07-31 | $494,699 |
| Contract administrator fees | 2018-07-31 | $31,211 |
| Liabilities. Value of benefit claims payable at end of year | 2018-07-31 | $8,351 |
| Liabilities. Value of benefit claims payable at beginning of year | 2018-07-31 | $252 |
| Did the plan have assets held for investment | 2018-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2018-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2018-07-31 | No |
| Aggregate proceeds on sale of assets | 2018-07-31 | $567,614 |
| Aggregate carrying amount (costs) on sale of assets | 2018-07-31 | $567,614 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2018-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2018-07-31 | Disclaimer |
| Accountancy firm name | 2018-07-31 | RSM US LLP |
| Accountancy firm EIN | 2018-07-31 | 420714325 |
| 2017 : PANORAMA RETIREMENT PLAN AND TRUST 2017 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2017-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-07-31 | $252 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2017-07-31 | $20,298 |
| Total income from all sources (including contributions) | 2017-07-31 | $1,094,108 |
| Total loss/gain on sale of assets | 2017-07-31 | $0 |
| Total of all expenses incurred | 2017-07-31 | $1,010,980 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2017-07-31 | $949,451 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2017-07-31 | $500,000 |
| Value of total assets at end of year | 2017-07-31 | $7,307,457 |
| Value of total assets at beginning of year | 2017-07-31 | $7,244,375 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2017-07-31 | $61,529 |
| Total interest from all sources | 2017-07-31 | $2,473 |
| Total dividends received (eg from common stock, registered investment company shares) | 2017-07-31 | $22,752 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2017-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2017-07-31 | $22,752 |
| Administrative expenses professional fees incurred | 2017-07-31 | $22,593 |
| Was this plan covered by a fidelity bond | 2017-07-31 | Yes |
| Value of fidelity bond cover | 2017-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2017-07-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2017-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2017-07-31 | $195 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2017-07-31 | $69 |
| Other income not declared elsewhere | 2017-07-31 | $1,754 |
| Administrative expenses (other) incurred | 2017-07-31 | $7,500 |
| Total non interest bearing cash at end of year | 2017-07-31 | $0 |
| Total non interest bearing cash at beginning of year | 2017-07-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-07-31 | No |
| Value of net income/loss | 2017-07-31 | $83,128 |
| Value of net assets at end of year (total assets less liabilities) | 2017-07-31 | $7,307,205 |
| Value of net assets at beginning of year (total assets less liabilities) | 2017-07-31 | $7,224,077 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2017-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2017-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2017-07-31 | No |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2017-07-31 | $1,198,700 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2017-07-31 | $1,330,070 |
| Value of interest in common/collective trusts at end of year | 2017-07-31 | $5,420,075 |
| Value of interest in common/collective trusts at beginning of year | 2017-07-31 | $5,260,322 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2017-07-31 | $188,487 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2017-07-31 | $153,914 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2017-07-31 | $153,914 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2017-07-31 | $2,473 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2017-07-31 | $66,840 |
| Net investment gain or loss from common/collective trusts | 2017-07-31 | $500,289 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2017-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2017-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2017-07-31 | No |
| Contributions received in cash from employer | 2017-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2017-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2017-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2017-07-31 | $949,451 |
| Contract administrator fees | 2017-07-31 | $31,436 |
| Liabilities. Value of benefit claims payable at end of year | 2017-07-31 | $252 |
| Liabilities. Value of benefit claims payable at beginning of year | 2017-07-31 | $20,298 |
| Did the plan have assets held for investment | 2017-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2017-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2017-07-31 | No |
| Aggregate proceeds on sale of assets | 2017-07-31 | $871,170 |
| Aggregate carrying amount (costs) on sale of assets | 2017-07-31 | $871,170 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2017-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2017-07-31 | Disclaimer |
| Accountancy firm name | 2017-07-31 | RSM US LLP |
| Accountancy firm EIN | 2017-07-31 | 420714325 |
| 2016 : PANORAMA RETIREMENT PLAN AND TRUST 2016 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2016-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-07-31 | $20,298 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2016-07-31 | $0 |
| Total income from all sources (including contributions) | 2016-07-31 | $710,058 |
| Total loss/gain on sale of assets | 2016-07-31 | $0 |
| Total of all expenses incurred | 2016-07-31 | $500,289 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2016-07-31 | $441,585 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2016-07-31 | $500,000 |
| Value of total assets at end of year | 2016-07-31 | $7,244,375 |
| Value of total assets at beginning of year | 2016-07-31 | $7,014,308 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2016-07-31 | $58,704 |
| Total interest from all sources | 2016-07-31 | $992 |
| Total dividends received (eg from common stock, registered investment company shares) | 2016-07-31 | $20,652 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2016-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2016-07-31 | $20,652 |
| Administrative expenses professional fees incurred | 2016-07-31 | $20,849 |
| Was this plan covered by a fidelity bond | 2016-07-31 | Yes |
| Value of fidelity bond cover | 2016-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2016-07-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2016-07-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2016-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2016-07-31 | $69 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2016-07-31 | $17 |
| Other income not declared elsewhere | 2016-07-31 | $2,101 |
| Administrative expenses (other) incurred | 2016-07-31 | $7,500 |
| Total non interest bearing cash at end of year | 2016-07-31 | $0 |
| Total non interest bearing cash at beginning of year | 2016-07-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-07-31 | No |
| Value of net income/loss | 2016-07-31 | $209,769 |
| Value of net assets at end of year (total assets less liabilities) | 2016-07-31 | $7,224,077 |
| Value of net assets at beginning of year (total assets less liabilities) | 2016-07-31 | $7,014,308 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2016-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2016-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2016-07-31 | No |
| Investment advisory and management fees | 2016-07-31 | $30,355 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2016-07-31 | $1,330,070 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2016-07-31 | $1,301,558 |
| Value of interest in common/collective trusts at end of year | 2016-07-31 | $5,260,322 |
| Value of interest in common/collective trusts at beginning of year | 2016-07-31 | $5,134,551 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2016-07-31 | $153,914 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2016-07-31 | $78,182 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2016-07-31 | $78,182 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2016-07-31 | $992 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2016-07-31 | $-4,025 |
| Net investment gain or loss from common/collective trusts | 2016-07-31 | $190,338 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2016-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2016-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2016-07-31 | No |
| Contributions received in cash from employer | 2016-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2016-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2016-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2016-07-31 | $441,585 |
| Liabilities. Value of benefit claims payable at end of year | 2016-07-31 | $20,298 |
| Did the plan have assets held for investment | 2016-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2016-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2016-07-31 | No |
| Aggregate proceeds on sale of assets | 2016-07-31 | $619,425 |
| Aggregate carrying amount (costs) on sale of assets | 2016-07-31 | $619,425 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2016-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2016-07-31 | Disclaimer |
| Accountancy firm name | 2016-07-31 | RSM US LLP |
| Accountancy firm EIN | 2016-07-31 | 420714325 |
| 2015 : PANORAMA RETIREMENT PLAN AND TRUST 2015 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2015-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-07-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2015-07-31 | $0 |
| Total income from all sources (including contributions) | 2015-07-31 | $842,805 |
| Total loss/gain on sale of assets | 2015-07-31 | $0 |
| Total of all expenses incurred | 2015-07-31 | $573,999 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2015-07-31 | $512,386 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2015-07-31 | $500,000 |
| Value of total assets at end of year | 2015-07-31 | $7,014,308 |
| Value of total assets at beginning of year | 2015-07-31 | $6,745,502 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2015-07-31 | $61,613 |
| Total interest from all sources | 2015-07-31 | $568 |
| Total dividends received (eg from common stock, registered investment company shares) | 2015-07-31 | $32,688 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2015-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2015-07-31 | $32,688 |
| Administrative expenses professional fees incurred | 2015-07-31 | $23,750 |
| Was this plan covered by a fidelity bond | 2015-07-31 | Yes |
| Value of fidelity bond cover | 2015-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2015-07-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2015-07-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2015-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2015-07-31 | $17 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2015-07-31 | $18 |
| Other income not declared elsewhere | 2015-07-31 | $1,956 |
| Administrative expenses (other) incurred | 2015-07-31 | $8,125 |
| Total non interest bearing cash at end of year | 2015-07-31 | $0 |
| Total non interest bearing cash at beginning of year | 2015-07-31 | $139 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-07-31 | No |
| Value of net income/loss | 2015-07-31 | $268,806 |
| Value of net assets at end of year (total assets less liabilities) | 2015-07-31 | $7,014,308 |
| Value of net assets at beginning of year (total assets less liabilities) | 2015-07-31 | $6,745,502 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2015-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2015-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2015-07-31 | No |
| Investment advisory and management fees | 2015-07-31 | $29,738 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2015-07-31 | $1,301,558 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2015-07-31 | $2,109,107 |
| Value of interest in common/collective trusts at end of year | 2015-07-31 | $5,134,551 |
| Value of interest in common/collective trusts at beginning of year | 2015-07-31 | $4,031,165 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2015-07-31 | $78,182 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2015-07-31 | $105,073 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2015-07-31 | $105,073 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2015-07-31 | $568 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2015-07-31 | $-6,729 |
| Net investment gain or loss from common/collective trusts | 2015-07-31 | $314,322 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2015-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2015-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2015-07-31 | No |
| Contributions received in cash from employer | 2015-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2015-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2015-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2015-07-31 | $512,386 |
| Did the plan have assets held for investment | 2015-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2015-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2015-07-31 | No |
| Aggregate proceeds on sale of assets | 2015-07-31 | $577,425 |
| Aggregate carrying amount (costs) on sale of assets | 2015-07-31 | $577,425 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2015-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2015-07-31 | Disclaimer |
| Accountancy firm name | 2015-07-31 | RSM US LLP |
| Accountancy firm EIN | 2015-07-31 | 420714325 |
| 2014 : PANORAMA RETIREMENT PLAN AND TRUST 2014 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2014-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-07-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2014-07-31 | $0 |
| Total income from all sources (including contributions) | 2014-07-31 | $1,032,856 |
| Total loss/gain on sale of assets | 2014-07-31 | $0 |
| Total of all expenses incurred | 2014-07-31 | $507,670 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2014-07-31 | $433,089 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2014-07-31 | $500,000 |
| Value of total assets at end of year | 2014-07-31 | $6,745,502 |
| Value of total assets at beginning of year | 2014-07-31 | $6,220,316 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2014-07-31 | $74,581 |
| Total interest from all sources | 2014-07-31 | $576 |
| Total dividends received (eg from common stock, registered investment company shares) | 2014-07-31 | $55,088 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2014-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2014-07-31 | $55,088 |
| Administrative expenses professional fees incurred | 2014-07-31 | $19,480 |
| Was this plan covered by a fidelity bond | 2014-07-31 | Yes |
| Value of fidelity bond cover | 2014-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2014-07-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2014-07-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2014-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2014-07-31 | $18 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2014-07-31 | $24 |
| Other income not declared elsewhere | 2014-07-31 | $1,799 |
| Administrative expenses (other) incurred | 2014-07-31 | $25,690 |
| Total non interest bearing cash at end of year | 2014-07-31 | $139 |
| Total non interest bearing cash at beginning of year | 2014-07-31 | $0 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-07-31 | No |
| Value of net income/loss | 2014-07-31 | $525,186 |
| Value of net assets at end of year (total assets less liabilities) | 2014-07-31 | $6,745,502 |
| Value of net assets at beginning of year (total assets less liabilities) | 2014-07-31 | $6,220,316 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2014-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2014-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2014-07-31 | No |
| Investment advisory and management fees | 2014-07-31 | $29,411 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2014-07-31 | $2,109,107 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2014-07-31 | $1,875,406 |
| Value of interest in common/collective trusts at end of year | 2014-07-31 | $4,031,165 |
| Value of interest in common/collective trusts at beginning of year | 2014-07-31 | $3,730,538 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2014-07-31 | $105,073 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2014-07-31 | $114,348 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2014-07-31 | $114,348 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2014-07-31 | $576 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2014-07-31 | $90,410 |
| Net investment gain or loss from common/collective trusts | 2014-07-31 | $384,983 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2014-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2014-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2014-07-31 | No |
| Contributions received in cash from employer | 2014-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2014-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2014-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2014-07-31 | $433,089 |
| Did the plan have assets held for investment | 2014-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2014-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2014-07-31 | No |
| Aggregate proceeds on sale of assets | 2014-07-31 | $647,235 |
| Aggregate carrying amount (costs) on sale of assets | 2014-07-31 | $647,235 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2014-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2014-07-31 | Disclaimer |
| Accountancy firm name | 2014-07-31 | MCGLADREY LLP |
| Accountancy firm EIN | 2014-07-31 | 420714325 |
| 2013 : PANORAMA RETIREMENT PLAN AND TRUST 2013 401k financial data |
|---|
| Total income from all sources (including contributions) | 2013-07-31 | $1,164,569 |
| Total loss/gain on sale of assets | 2013-07-31 | $0 |
| Total of all expenses incurred | 2013-07-31 | $774,740 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2013-07-31 | $727,368 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2013-07-31 | $500,000 |
| Value of total assets at end of year | 2013-07-31 | $6,220,316 |
| Value of total assets at beginning of year | 2013-07-31 | $5,830,487 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2013-07-31 | $47,372 |
| Total interest from all sources | 2013-07-31 | $493 |
| Total dividends received (eg from common stock, registered investment company shares) | 2013-07-31 | $57,602 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2013-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2013-07-31 | $57,602 |
| Administrative expenses professional fees incurred | 2013-07-31 | $18,200 |
| Was this plan covered by a fidelity bond | 2013-07-31 | Yes |
| Value of fidelity bond cover | 2013-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2013-07-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2013-07-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2013-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2013-07-31 | $24 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2013-07-31 | $4 |
| Other income not declared elsewhere | 2013-07-31 | $6,461 |
| Administrative expenses (other) incurred | 2013-07-31 | $1,750 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-07-31 | No |
| Value of net income/loss | 2013-07-31 | $389,829 |
| Value of net assets at end of year (total assets less liabilities) | 2013-07-31 | $6,220,316 |
| Value of net assets at beginning of year (total assets less liabilities) | 2013-07-31 | $5,830,487 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2013-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2013-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2013-07-31 | No |
| Investment advisory and management fees | 2013-07-31 | $27,422 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2013-07-31 | $1,875,406 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2013-07-31 | $5,283,137 |
| Value of interest in common/collective trusts at end of year | 2013-07-31 | $3,730,538 |
| Value of interest in common/collective trusts at beginning of year | 2013-07-31 | $0 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2013-07-31 | $114,348 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2013-07-31 | $47,346 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2013-07-31 | $47,346 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2013-07-31 | $493 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2013-07-31 | $207,265 |
| Net investment gain or loss from common/collective trusts | 2013-07-31 | $392,748 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2013-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2013-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2013-07-31 | No |
| Contributions received in cash from employer | 2013-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2013-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2013-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2013-07-31 | $727,368 |
| Did the plan have assets held for investment | 2013-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2013-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2013-07-31 | No |
| Aggregate proceeds on sale of assets | 2013-07-31 | $1,355,375 |
| Aggregate carrying amount (costs) on sale of assets | 2013-07-31 | $1,355,375 |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2013-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2013-07-31 | Disclaimer |
| Accountancy firm name | 2013-07-31 | MCGLADREY LLP |
| Accountancy firm EIN | 2013-07-31 | 420714325 |
| 2012 : PANORAMA RETIREMENT PLAN AND TRUST 2012 401k financial data |
|---|
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2012-07-31 | $0 |
| Total income from all sources (including contributions) | 2012-07-31 | $723,232 |
| Total of all expenses incurred | 2012-07-31 | $784,604 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2012-07-31 | $740,531 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2012-07-31 | $500,000 |
| Value of total assets at end of year | 2012-07-31 | $5,830,487 |
| Value of total assets at beginning of year | 2012-07-31 | $5,891,859 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2012-07-31 | $44,073 |
| Total interest from all sources | 2012-07-31 | $70 |
| Total dividends received (eg from common stock, registered investment company shares) | 2012-07-31 | $94,020 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2012-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2012-07-31 | $94,020 |
| Administrative expenses professional fees incurred | 2012-07-31 | $17,500 |
| Was this plan covered by a fidelity bond | 2012-07-31 | Yes |
| Value of fidelity bond cover | 2012-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2012-07-31 | No |
| Total value of distributions paid in property other than in cash, annuity contracts, or publicly traded employer securities | 2012-07-31 | $0 |
| Were there any nonexempt tranactions with any party-in-interest | 2012-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2012-07-31 | $4 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2012-07-31 | $2,726 |
| Other income not declared elsewhere | 2012-07-31 | $19,142 |
| Administrative expenses (other) incurred | 2012-07-31 | $1,750 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-07-31 | No |
| Value of net income/loss | 2012-07-31 | $-61,372 |
| Value of net assets at end of year (total assets less liabilities) | 2012-07-31 | $5,830,487 |
| Value of net assets at beginning of year (total assets less liabilities) | 2012-07-31 | $5,891,859 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2012-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2012-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2012-07-31 | No |
| Investment advisory and management fees | 2012-07-31 | $24,823 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2012-07-31 | $5,283,137 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2012-07-31 | $5,257,281 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2012-07-31 | $47,346 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2012-07-31 | $131,852 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2012-07-31 | $131,852 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2012-07-31 | $70 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2012-07-31 | $110,000 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2012-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2012-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2012-07-31 | No |
| Contributions received in cash from employer | 2012-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2012-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2012-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2012-07-31 | $740,531 |
| Liabilities. Value of benefit claims payable at beginning of year | 2012-07-31 | $0 |
| Did the plan have assets held for investment | 2012-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2012-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2012-07-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2012-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2012-07-31 | Disclaimer |
| Accountancy firm name | 2012-07-31 | MCGLADREY LLP |
| Accountancy firm EIN | 2012-07-31 | 420714325 |
| 2011 : PANORAMA RETIREMENT PLAN AND TRUST 2011 401k financial data |
|---|
| Total unrealized appreciation/depreciation of assets | 2011-07-31 | $0 |
| Total liabilities at end of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-07-31 | $0 |
| Total liabilities at beginning of year (benefit claims payable, operating payabales, acquisition indebtedness and other liabilities) | 2011-07-31 | $14,868 |
| Total income from all sources (including contributions) | 2011-07-31 | $1,146,337 |
| Total loss/gain on sale of assets | 2011-07-31 | $0 |
| Total of all expenses incurred | 2011-07-31 | $387,627 |
| Benefit payments and payments to participlants,beneficiaries,insurance carriers and others | 2011-07-31 | $333,917 |
| Total contributions o plan (from employers,participants, others, non cash contrinutions) | 2011-07-31 | $500,000 |
| Value of total assets at end of year | 2011-07-31 | $5,891,859 |
| Value of total assets at beginning of year | 2011-07-31 | $5,148,017 |
| Total of administrative expenses incurred including professional, contract, advisory and management fees | 2011-07-31 | $53,710 |
| Total interest from all sources | 2011-07-31 | $133 |
| Total dividends received (eg from common stock, registered investment company shares) | 2011-07-31 | $105,391 |
| Has a resolution to terminate the plan been adopted during the plan year or any prior plan year | 2011-07-31 | No |
| Total dividends received from registered investment company shares (eg mutual funds) | 2011-07-31 | $105,391 |
| Administrative expenses professional fees incurred | 2011-07-31 | $17,500 |
| Was this plan covered by a fidelity bond | 2011-07-31 | Yes |
| Value of fidelity bond cover | 2011-07-31 | $1,000,000 |
| If this is an individual account plan, was there a blackout period | 2011-07-31 | No |
| Were there any nonexempt tranactions with any party-in-interest | 2011-07-31 | No |
| Value of other receiveables (less allowance for doubtful accounts) at end of year | 2011-07-31 | $2,726 |
| Value of other receiveables (less allowance for doubtful accounts) at beginning of year | 2011-07-31 | $2,637 |
| Other income not declared elsewhere | 2011-07-31 | $8,684 |
| Administrative expenses (other) incurred | 2011-07-31 | $14,720 |
| Did the receive any noncash contributions whose value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-07-31 | No |
| Value of net income/loss | 2011-07-31 | $758,710 |
| Value of net assets at end of year (total assets less liabilities) | 2011-07-31 | $5,891,859 |
| Value of net assets at beginning of year (total assets less liabilities) | 2011-07-31 | $5,133,149 |
| Did the plan have a loss casued by fraud or dishonesty (regardless whether reimbursed by fidelity bond) | 2011-07-31 | No |
| Were any loans by the plan or fixed income obligations due to the plan in default | 2011-07-31 | No |
| Were any leases to which the plan was party in default or uncollectible | 2011-07-31 | No |
| Investment advisory and management fees | 2011-07-31 | $21,490 |
| Value of interest in registered invesment companies (eg mutual funds) at end of year | 2011-07-31 | $5,257,281 |
| Value of interest in registered invesment companies (eg mutual funds) at beginning of year | 2011-07-31 | $4,544,554 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at end of year | 2011-07-31 | $131,852 |
| Interest-bearing cash (include money market accounts & certificates of deposit) at beginning of the Year | 2011-07-31 | $100,826 |
| Value of interest bearing cash (including money market accounts and certificates of deposits) at beginning of year | 2011-07-31 | $100,826 |
| Interest earned from interest bearing cash (including money market accounts and certificates of deposit) | 2011-07-31 | $133 |
| Net investment gain/loss from registered investment companies (e.g. mutual funds) | 2011-07-31 | $532,129 |
| Were any plan transactions or series of transactions in excess of 5% of the current value of the plan assets | 2011-07-31 | Yes |
| Was there a failure to transmit to the plan any participant contributions | 2011-07-31 | No |
| Has the plan failed to provide any benefit when due under the plan | 2011-07-31 | No |
| Contributions received in cash from employer | 2011-07-31 | $500,000 |
| Employer contributions (assets) at end of year | 2011-07-31 | $500,000 |
| Employer contributions (assets) at beginning of year | 2011-07-31 | $500,000 |
| Benefit payments and payments to provide benefits directly to participlants or beneficiaries including direct rollovers | 2011-07-31 | $333,917 |
| Liabilities. Value of benefit claims payable at end of year | 2011-07-31 | $0 |
| Liabilities. Value of benefit claims payable at beginning of year | 2011-07-31 | $14,868 |
| Did the plan have assets held for investment | 2011-07-31 | Yes |
| Did the plan hold any assets whose current value was neither redily determinable on an established market nor set by an independent third party appraiser | 2011-07-31 | No |
| Were all the plan assets eitehr distributed to particpants/beneficiaries, transferred to another plan or brought under the control of the PBGC | 2011-07-31 | No |
| Accountant perfomed limited scope audit pursuant to 29 CFR 2520.103-8 and/or 103-12(d) | 2011-07-31 | Yes |
| Opinion of an independent qualified public accountant for this plan | 2011-07-31 | Disclaimer |
| Accountancy firm name | 2011-07-31 | MCGLADREY & PULLEN, LLP |
| Accountancy firm EIN | 2011-07-31 | 420714325 |
